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                                 EXHIBIT 23(a)
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                              ACCOUNTANTS' CONSENT



         We have issued our report dated February 12, 2001, accompanying the
consolidated financial statements of Camco Financial Corporation for the year
ended December 31, 2000, which are incorporated by reference in this
Registration Statement of Camco Financial Corporation on Form S-4. We hereby
consent to the incorporation by reference of said report in the Registration
Statement and to the reference to us under the heading "Experts" in the
Prospectus, which is part of the Registration Statement.



/s/ Grant Thornton LLP



Cincinnati, Ohio
July 20, 2001