Consolidated Statements of Financial Condition (USD $) In Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 13,074	$ 13,143
Interest-bearing deposits in other financial institutions	29,308	15,971
Cash and cash equivalents	42,382	29,114
Securities available for sale, at market	10,921	30,768
Securities held to maturity, at cost	3,663	3,948
Loans held for sale - at lower of cost or fair value	3,699	2,208
Loans receivable - net	641,283	667,840
Office premises and equipment - net	9,389	9,928
Real estate acquired through foreclosure	14,216	10,096
Federal Home Loan Bank stock - at cost	9,888	29,888
Accrued interest receivable	3,164	3,521
Mortgage servicing rights - at lower of cost or market	3,979	3,841
Prepaid expenses and other assets	4,649	4,426
Cash surrender value of life insurance	19,739	19,388
Prepaid federal income taxes	554	0
Total assets	767,526	814,966
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	631,647	651,816
Other Borrowings	11,715	11,530
Advances from the Federal Home Loan Bank	68,765	92,934
Advances by borrowers for taxes and insurance	488	2,413
Accounts payable and accrued liabilities	8,816	10,170
Total liabilities	721,431	768,863
Commitments
Stockholders' equity:
Preferred stock - $1 par value; authorized 100,000 shares; no shares outstanding	0	0
Common stock - $1 par value; authorized 29,900,000 shares; 8,884,508 shares issued at June 30, 2011 and December 31, 2010	8,885	8,885
Unearned compensation	(47)	(94)
Additional paid-in capital	60,459	60,260
Retained earnings	925	136
Accumulated other comprehensive income (loss) net of related tax effects	(13)	1,030
Treasury stock -1,678,913 shares at June 30, 2011 and December 31, 2010, at cost	(24,114)	(24,114)
Total stockholders' equity	46,095	46,103
Total liabilities and stockholders' equity	$ 767,526	$ 814,966