The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 425 2,025 SH   SOLE   2,025 0 0
3M CO COM 88579Y101 147 700 SH   OTR   700 0 0
ABBOTT LABS COM 002824100 183 3,423 SH   OTR   3,423 0 0
ABBOTT LABS COM 002824100 80 1,500 SH   SOLE   1,500 0 0
ABBVIE INC COM 00287Y109 216 2,433 SH   OTR   2,433 0 0
ABBVIE INC COM 00287Y109 89 1,000 SH   SOLE   1,000 0 0
ALTRIA GROUP INC COM 02209S103 381 6,000 SH   OTR   6,000 0 0
ALTRIA GROUP INC COM 02209S103 127 2,000 SH   SOLE   2,000 0 0
AMERICAN EXPRESS CO COM 025816109 261 2,880 SH   OTR   2,880 0 0
APPLE INC COM 037833100 1,235 8,012 SH   OTR   8,012 0 0
AT&T INC COM 00206R102 132 3,358 SH   OTR   3,358 0 0
AT&T INC COM 00206R102 93 2,368 SH   SOLE   2,368 0 0
BANK AMER CORP COM 060505104 237 9,334 SH   SOLE   9,334 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,894 29,716 SH   OTR   29,716 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 215 3,380 SH   SOLE   3,380 0 0
CISCO SYS INC COM 17275R102 27 816 SH   OTR   816 0 0
CISCO SYS INC COM 17275R102 420 12,480 SH   SOLE   12,480 0 0
COCA COLA CO COM 191216100 346 7,680 SH   OTR   7,680 0 0
COCA COLA CO COM 191216100 1,413 31,385 SH   SOLE   31,385 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 280 3,333 SH   OTR   3,333 0 0
EMERSON ELEC CO COM 291011104 215 3,418 SH   OTR   3,418 0 0
EMERSON ELEC CO COM 291011104 476 7,580 SH   SOLE   7,580 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 214 3,378 SH   SOLE   3,378 0 0
EXXON MOBIL CORP COM 30231G102 2,006 24,474 SH   OTR   24,474 0 0
EXXON MOBIL CORP COM 30231G102 113 1,375 SH   SOLE   1,375 0 0
GENERAL ELECTRIC CO COM 369604103 130 5,376 SH   OTR   5,376 0 0
GENERAL ELECTRIC CO COM 369604103 139 5,735 SH   SOLE   5,735 0 0
ISHARES TR CORE S&P MCP ETF 464287507 635 3,548 SH   OTR   3,548 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,211 97,160 SH   SOLE   97,160 0 0
ISHARES TR CORE S&P SCP ETF 464287804 33,352 449,368 SH   OTR   449,368 0 0
ISHARES TR CORE S&P500 ETF 464287200 654 2,585 SH   SOLE   2,585 0 0
ISHARES TR EAFE SML CP ETF 464288273 85 1,365 SH   SOLE   1,365 0 0
ISHARES TR EAFE SML CP ETF 464288273 818 13,195 SH   OTR   13,195 0 0
ISHARES TR MSCI ACWI ETF 464288257 3,057 44,419 SH   OTR   44,419 0 0
ISHARES TR MSCI ACWI EX US 464288240 111 2,291 SH   SOLE   2,291 0 0
ISHARES TR MSCI ACWI EX US 464288240 8,406 173,853 SH   OTR   173,853 0 0
ISHARES TR MSCI EAFE ETF 464287465 419 6,120 SH   SOLE   6,120 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,984 72,779 SH   OTR   72,779 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 679 15,162 SH   OTR   15,162 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 227 5,070 SH   SOLE   5,070 0 0
ISHARES TR RUS 1000 ETF 464287622 5,704 40,776 SH   SOLE   40,776 0 0
ISHARES TR RUS 1000 ETF 464287622 21,772 155,645 SH   OTR   155,645 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,858 22,850 SH   OTR   22,850 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,857 24,105 SH   OTR   24,105 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,272 7,106 SH   OTR   7,106 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,737 38,161 SH   OTR   38,161 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,830 25,850 SH   SOLE   25,850 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 4,311 29,092 SH   OTR   29,092 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 4,194 28,095 SH   OTR   28,095 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 155 1,037 SH   SOLE   1,037 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,032 6,275 SH   OTR   6,275 0 0
ISHARES TR S&P SML 600 GWT 464287887 897 5,456 SH   SOLE   5,456 0 0
ISHARES TR SP SMCP600VL ETF 464287879 451 3,043 SH   OTR   3,043 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,509 10,174 SH   SOLE   10,174 0 0
JOHNSON & JOHNSON COM 478160104 561 4,317 SH   OTR   4,317 0 0
JPMORGAN CHASE & CO COM 46625H100 1,202 12,580 SH   OTR   12,580 0 0
MERCK & CO INC COM 58933Y105 1,158 18,080 SH   SOLE   18,080 0 0
MONSANTO CO NEW COM 61166W101 60 504 SH   OTR   504 0 0
MONSANTO CO NEW COM 61166W101 1,270 10,597 SH   SOLE   10,597 0 0
PFIZER INC COM 717081103 54 1,513 SH   OTR   1,513 0 0
PFIZER INC COM 717081103 405 11,349 SH   SOLE   11,349 0 0
PHILIP MORRIS INTL INC COM 718172109 1,378 12,415 SH   OTR   12,415 0 0
POST HLDGS INC COM 737446104 7,645 86,613 SH   OTR   86,613 0 0
PROGRESSIVE CORP OHIO COM 743315103 1,743 36,000 SH   OTR   36,000 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 10,517 220,210 SH   OTR   220,210 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,315 48,465 SH   SOLE   48,465 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 44,003 175,151 SH   OTR   175,151 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,756 26,892 SH   SOLE   26,892 0 0
STEEL PARTNERS HLDGS L P LTD PRTRSHIP U 85814R107 2,181 119,167 SH   OTR   119,167 0 0
TIME WARNER INC COM NEW 887317303 420 4,100 SH   SOLE   4,100 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,486 6,441 SH   OTR   6,441 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,469 27,875 SH   SOLE   27,875 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6,688 126,880 SH   OTR   126,880 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,230 28,242 SH   OTR   28,242 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 985 8,567 SH   OTR   8,567 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 397 6,680 SH   SOLE   6,680 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 571 8,080 SH   OTR   8,080 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,184 50,308 SH   OTR   50,308 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 196 4,507 SH   SOLE   4,507 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 5 43 SH   SOLE   43 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 960 8,199 SH   OTR   8,199 0 0