0001398344-23-020564.txt : 20231113 0001398344-23-020564.hdr.sgml : 20231113 20231113164530 ACCESSION NUMBER: 0001398344-23-020564 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231113 DATE AS OF CHANGE: 20231113 EFFECTIVENESS DATE: 20231113 FILER: COMPANY DATA: COMPANY CONFORMED NAME: GSB Wealth Management, LLC CENTRAL INDEX KEY: 0001660694 IRS NUMBER: 061551472 STATE OF INCORPORATION: CT FISCAL YEAR END: 1215 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-17980 FILM NUMBER: 231399618 BUSINESS ADDRESS: STREET 1: 1 PARK STREET CITY: GUILFORD STATE: CT ZIP: 06437 BUSINESS PHONE: 203-453-9075 MAIL ADDRESS: STREET 1: 1 PARK STREET CITY: GUILFORD STATE: CT ZIP: 06437 FORMER COMPANY: FORMER CONFORMED NAME: Asset & Retirement Investment Associates, LLC DATE OF NAME CHANGE: 20151210 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001660694 XXXXXXXX 09-30-2023 09-30-2023 false GSB Wealth Management, LLC

1 PARK STREET GUILFORD CT 06437

13F HOLDINGS REPORT 028-17980 000124867 801-61932 N Colleen Venter 203-453-9075 /s/ Colleen Venter Guilford CT 11-13-2023 0 204 298711323 INFORMATION TABLE 2 fp0085814-1_13fhr-table.xml VANGUARD INDEX FDS REAL ESTATE ETF 922908553 300995 3978 SH SOLE 3978 0 0 ISHARES TR TRS FLT RT BD 46434V860 2175763 42881 SH SOLE 42881 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 1704720 11427 SH SOLE 11427 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 1496732 15938 SH SOLE 15938 0 0 BP PLC SPONSORED ADR 055622104 286355 7396 SH SOLE 7396 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 245596 5929 SH SOLE 5929 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 264106 993 SH SOLE 993 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 317110 6267 SH SOLE 6267 0 0 SPDR SER TR PORTFOLIO S&P400 78464A847 534726 12211 SH SOLE 12211 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2650094 36442 SH SOLE 36442 0 0 ISHARES TR CORE S&P SCP ETF 464287804 1444568 15314 SH SOLE 15314 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 239620 10009 SH SOLE 10009 0 0 GLOBAL X FDS US PFD ETF 37954Y657 2601170 138287 SH SOLE 138287 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 231619 1225 SH SOLE 1225 0 0 ISHARES INC MSCI EMRG CHN 46434G764 3562935 71502 SH SOLE 71502 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 672628 10435 SH SOLE 10435 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1166928 2972 SH SOLE 2972 0 0 PIMCO ETF TR BROAD US TIPS 72201R403 282147 5450 SH SOLE 5450 0 0 SPDR SER TR S&P 400 MDCP GRW 78464A821 536803 7764 SH SOLE 7764 0 0 ISHARES TR FLTG RATE NT ETF 46429B655 6682107 131305 SH SOLE 131305 0 0 ISHARES TR GLOBAL 100 ETF 464287572 437403 5972 SH SOLE 5972 0 0 VISA INC COM CL A 92826C839 307791 1338 SH SOLE 1338 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 241954 3343 SH SOLE 3343 0 0 ISHARES TR MSCI INDIA ETF 46429B598 894792 20235 SH SOLE 20235 0 0 VANGUARD INDEX FDS SML CP GRW ETF 922908595 1448714 6764 SH SOLE 6764 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 319143 1172 SH SOLE 1172 0 0 ISHARES TR CORE S&P TTL STK 464287150 1725762 18322 SH SOLE 18322 0 0 NOVARTIS AG SPONSORED ADR 66987V109 261023 2563 SH SOLE 2563 0 0 ISHARES TR CORE MSCI EAFE 46432F842 732385 11381 SH SOLE 11381 0 0 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 377132 15152 SH SOLE 15152 0 0 SPDR SER TR BLOOMBERG INVT 78468R200 333066 10842 SH SOLE 10842 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 2958259 59367 SH SOLE 59367 0 0 ISHARES TR MSCI INDIA SM CP 46429B614 411921 6526 SH SOLE 6526 0 0 ISHARES TR 10+ YR INVST GRD 464289511 2051727 43524 SH SOLE 43524 0 0 ISHARES TR RUS 2000 GRW ETF 464287648 758299 3383 SH SOLE 3383 0 0 ISHARES TR RUS MID CAP ETF 464287499 206019 2975 SH SOLE 2975 0 0 WISDOMTREE TR US MIDCAP DIVID 97717W505 3038574 74184 SH SOLE 74184 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2714549 55982 SH SOLE 55982 0 0 ISHARES TR S&P 500 VAL ETF 464287408 1677846 10906 SH SOLE 10906 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 1140818 16674 SH SOLE 16674 0 0 ISHARES TR CORE S&P500 ETF 464287200 11737397 27333 SH SOLE 27333 0 0 ISHARES TR PFD AND INCM SEC 464288687 2792766 92629 SH SOLE 92629 0 0 ISHARES TR ISHS 5-10YR INVT 464288638 1263002 25961 SH SOLE 25961 0 0 ISHARES TR CORE US AGGBD ET 464287226 1447090 15388 SH SOLE 15388 0 0 ISHARES TR CORE DIV GRWTH 46434V621 897786 18126 SH SOLE 18126 0 0 ISHARES TR S&P MC 400GR ETF 464287606 1154901 15987 SH SOLE 15987 0 0 INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 409527 19290 SH SOLE 19290 0 0 WISDOMTREE TR INDIA ERNGS FD 97717W422 2206624 60028 SH SOLE 60028 0 0 ISHARES INC MSCI AUST ETF 464286103 1374919 63920 SH SOLE 63920 0 0 ISHARES TR CORE S&P MCP ETF 464287507 2663182 10680 SH SOLE 10680 0 0 ISHARES TR MSCI EAFE ETF 464287465 211512 3069 SH SOLE 3069 0 0 ISHARES TR CORE S&P500 ETF 464287200 3673706 8555 SH SOLE 8555 0 0 ISHARES TR CORE S&P MCP ETF 464287507 762179 3057 SH SOLE 3057 0 0 ISHARES TR S&P MC 400GR ETF 464287606 519811 7196 SH SOLE 7196 0 0 ISHARES TR RUS 2000 GRW ETF 464287648 346874 1548 SH SOLE 1548 0 0 ISHARES TR CORE S&P SCP ETF 464287804 217552 2306 SH SOLE 2306 0 0 ISHARES TR 10+ YR INVST GRD 464289511 591932 12557 SH SOLE 12557 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1062808 14615 SH SOLE 14615 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 556194 11470 SH SOLE 11470 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 366660 5182 SH SOLE 5182 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 261817 631 SH SOLE 631 0 0 AMAZON COM INC COM 023135106 1379074 10849 SH SOLE 10849 0 0 ROLLINS INC COM 775711104 1153341 30896 SH SOLE 30896 0 0 ULTA BEAUTY INC COM 90384S303 563225 1410 SH SOLE 1410 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 2982600 8325 SH SOLE 8325 0 0 STARBUCKS CORP COM 855244109 351547 3852 SH SOLE 3852 0 0 ELEVANCE HEALTH INC COM 036752103 410076 942 SH SOLE 942 0 0 ISHARES GOLD TR ISHARES NEW 464285204 401930 11487 SH SOLE 11487 0 0 DOLLAR GEN CORP NEW COM 256677105 319374 3019 SH SOLE 3019 0 0 JOHNSON & JOHNSON COM 478160104 4980817 31980 SH SOLE 31980 0 0 WISDOMTREE TR FLOATNG RAT TREA 97717Y527 17854909 354827 SH SOLE 354827 0 0 COSTCO WHSL CORP NEW COM 22160K105 2372245 4199 SH SOLE 4199 0 0 PROCTER AND GAMBLE CO COM 742718109 2127573 14586 SH SOLE 14586 0 0 COCA COLA CO COM 191216100 1045968 18685 SH SOLE 18685 0 0 GENERAL MLS INC COM 370334104 1365279 21336 SH SOLE 21336 0 0 UNITED PARCEL SERVICE INC CL B 911312106 3598565 23087 SH SOLE 23087 0 0 INTEL CORP COM 458140100 696126 19582 SH SOLE 19582 0 0 MEDTRONIC PLC SHS G5960L103 506149 6459 SH SOLE 6459 0 0 PAYCHEX INC COM 704326107 799122 6929 SH SOLE 6929 0 0 ISHARES SILVER TR ISHARES 46428Q109 256589 12615 SH SOLE 12615 0 0 MERCK & CO INC COM 58933Y105 3860992 37504 SH SOLE 37504 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 5974890 13977 SH SOLE 13977 0 0 MASTERCARD INCORPORATED CL A 57636Q104 665525 1681 SH SOLE 1681 0 0 ILLINOIS TOOL WKS INC COM 452308109 957267 4156 SH SOLE 4156 0 0 EMERSON ELEC CO COM 291011104 753084 7798 SH SOLE 7798 0 0 SMUCKER J M CO COM NEW 832696405 536180 4362 SH SOLE 4362 0 0 TEGNA INC COM 87901J105 404344 27752 SH SOLE 27752 0 0 CHUBB LIMITED COM H1467J104 703545 3380 SH SOLE 3380 0 0 SNAP ON INC COM 833034101 2239863 8782 SH SOLE 8782 0 0 PEPSICO INC COM 713448108 2954320 17436 SH SOLE 17436 0 0 KIMBERLY-CLARK CORP COM 494368103 1436602 11887 SH SOLE 11887 0 0 HONEYWELL INTL INC COM 438516106 1241260 6719 SH SOLE 6719 0 0 TRANE TECHNOLOGIES PLC SHS G8994E103 219943 1084 SH SOLE 1084 0 0 HOME DEPOT INC COM 437076102 3554718 11764 SH SOLE 11764 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 1316187 5471 SH SOLE 5471 0 0 BHP GROUP LTD SPONSORED ADS 088606108 704708 12389 SH SOLE 12389 0 0 SPDR GOLD TR GOLD SHS 78463V107 1418283 8272 SH SOLE 8272 0 0 SOUTHERN CO COM 842587107 787375 12166 SH SOLE 12166 0 0 BECTON DICKINSON & CO COM 075887109 2082338 8055 SH SOLE 8055 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5927140 174533 SH SOLE 174533 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 412296 8216 SH SOLE 8216 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2212495 6316 SH SOLE 6316 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 217977 2901 SH SOLE 2901 0 0 ALPHABET INC CAP STK CL A 02079K305 1897993 14504 SH SOLE 14504 0 0 OREILLY AUTOMOTIVE INC COM 67103H107 2313958 2546 SH SOLE 2546 0 0 UNILEVER PLC SPON ADR NEW 904767704 2934581 59404 SH SOLE 59404 0 0 MICROSOFT CORP COM 594918104 5084193 16102 SH SOLE 16102 0 0 VALERO ENERGY CORP COM 91913Y100 245583 1733 SH SOLE 1733 0 0 CVS HEALTH CORP COM 126650100 1558018 22315 SH SOLE 22315 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 392149 1883 SH SOLE 1883 0 0 NEXTERA ENERGY INC COM 65339F101 689199 12030 SH SOLE 12030 0 0 NIKE INC CL B 654106103 247215 2585 SH SOLE 2585 0 0 TESLA INC COM 88160R101 243734 974 SH SOLE 974 0 0 DECKERS OUTDOOR CORP COM 243537107 233911 455 SH SOLE 455 0 0 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1144956 6268 SH SOLE 6268 0 0 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2394954 41342 SH SOLE 41342 0 0 AMPHENOL CORP NEW CL A 032095101 989390 11780 SH SOLE 11780 0 0 STANLEY BLACK & DECKER INC COM 854502101 333817 3994 SH SOLE 3994 0 0 DOW INC COM 260557103 1950277 37825 SH SOLE 37825 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 582216 1275 SH SOLE 1275 0 0 J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 1090171 24405 SH SOLE 24405 0 0 ELI LILLY & CO COM 532457108 429831 800 SH SOLE 800 0 0 AIR PRODS & CHEMS INC COM 009158106 1479149 5219 SH SOLE 5219 0 0 PIMCO CORPORATE & INCOME OPP COM 72201B101 255590 19555 SH SOLE 19555 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 526791 5969 SH SOLE 5969 0 0 J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373 463690 8900 SH SOLE 8900 0 0 CARRIER GLOBAL CORPORATION COM 14448C104 238618 4323 SH SOLE 4323 0 0 AFLAC INC COM 001055102 2948895 38422 SH SOLE 38422 0 0 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 202847 3033 SH SOLE 3033 0 0 PALANTIR TECHNOLOGIES INC CL A 69608A108 206087 12880 SH SOLE 12880 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3010496 68065 SH SOLE 68065 0 0 TRACTOR SUPPLY CO COM 892356106 950572 4681 SH SOLE 4681 0 0 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 303180 6513 SH SOLE 6513 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 4924380 35702 SH SOLE 35702 0 0 META PLATFORMS INC CL A 30303M102 1091055 3634 SH SOLE 3634 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 238208 7002 SH SOLE 7002 0 0 MOODYS CORP COM 615369105 251039 794 SH SOLE 794 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1773491 5775 SH SOLE 5775 0 0 OMNICOM GROUP INC COM 681919106 653864 8779 SH SOLE 8779 0 0 NVIDIA CORPORATION COM 67066G104 2013442 4629 SH SOLE 4629 0 0 CUMMINS INC COM 231021106 2109333 9233 SH SOLE 9233 0 0 GENUINE PARTS CO COM 372460105 1686974 11684 SH SOLE 11684 0 0 GRAINGER W W INC COM 384802104 653131 944 SH SOLE 944 0 0 ABBVIE INC COM 00287Y109 816883 5480 SH SOLE 5480 0 0 NATIONAL GRID PLC SPONSORED ADR NE 636274409 363052 5988 SH SOLE 5988 0 0 KENVUE INC COM 49177J102 2578780 128425 SH SOLE 128425 0 0 ZOETIS INC CL A 98978V103 1161477 6676 SH SOLE 6676 0 0 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 977200 11245 SH SOLE 11245 0 0 BLACKSTONE INC COM 09260D107 239458 2235 SH SOLE 2235 0 0 CHURCH & DWIGHT CO INC COM 171340102 748325 8167 SH SOLE 8167 0 0 FASTENAL CO COM 311900104 314874 5763 SH SOLE 5763 0 0 GENERAL DYNAMICS CORP COM 369550108 1686103 7630 SH SOLE 7630 0 0 MCDONALDS CORP COM 580135101 2190035 8313 SH SOLE 8313 0 0 CISCO SYS INC COM 17275R102 2980855 55447 SH SOLE 55447 0 0 ADVANCED MICRO DEVICES INC COM 007903107 1312600 12766 SH SOLE 12766 0 0 VANGUARD BD INDEX FDS INTERMED TERM 921937819 714706 9884 SH SOLE 9884 0 0 FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 401383 10585 SH SOLE 10585 0 0 ROSS STORES INC COM 778296103 422725 3743 SH SOLE 3743 0 0 UNION PAC CORP COM 907818108 350302 1720 SH SOLE 1720 0 0 MCCORMICK & CO INC COM NON VTG 579780206 1204194 15920 SH SOLE 15920 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 575531 1137 SH SOLE 1137 0 0 LOCKHEED MARTIN CORP COM 539830109 2522410 6168 SH SOLE 6168 0 0 JPMORGAN CHASE & CO COM 46625H100 2413607 16643 SH SOLE 16643 0 0 HARTFORD FINL SVCS GROUP INC COM 416515104 242654 3422 SH SOLE 3422 0 0 CHEVRON CORP NEW COM 166764100 3204647 19005 SH SOLE 19005 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3423122 78296 SH SOLE 78296 0 0 DANAHER CORPORATION COM 235851102 661362 2666 SH SOLE 2666 0 0 TJX COS INC NEW COM 872540109 2156974 24268 SH SOLE 24268 0 0 BANK AMERICA CORP COM 060505104 234885 8579 SH SOLE 8579 0 0 WALMART INC COM 931142103 231809 1449 SH SOLE 1449 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 1892538 13489 SH SOLE 13489 0 0 ORACLE CORP COM 68389X105 1773130 16740 SH SOLE 16740 0 0 RTX CORPORATION COM 75513E101 1381881 19201 SH SOLE 19201 0 0 TEXAS INSTRS INC COM 882508104 539470 3393 SH SOLE 3393 0 0 PFIZER INC COM 717081103 3084730 92998 SH SOLE 92998 0 0 CATERPILLAR INC COM 149123101 562867 2062 SH SOLE 2062 0 0 ALPHABET INC CAP STK CL C 02079K107 2135247 16195 SH SOLE 16195 0 0 AMGEN INC COM 031162100 3465762 12895 SH SOLE 12895 0 0 APPLIED MATLS INC COM 038222105 922814 6665 SH SOLE 6665 0 0 OTIS WORLDWIDE CORP COM 68902V107 260854 3248 SH SOLE 3248 0 0 ANALOG DEVICES INC COM 032654105 258433 1476 SH SOLE 1476 0 0 HUMANA INC COM 444859102 234989 483 SH SOLE 483 0 0 CANADIAN NATL RY CO COM 136375102 625151 5771 SH SOLE 5771 0 0 HDFC BANK LTD SPONSORED ADS 40415F101 801061 13575 SH SOLE 13575 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 613720 3950 SH SOLE 3950 0 0 DNP SELECT INCOME FD INC COM 23325P104 3340762 350920 SH SOLE 350920 0 0 PHILIP MORRIS INTL INC COM 718172109 304018 3284 SH SOLE 3284 0 0 FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 1557344 32583 SH SOLE 32583 0 0 ROPER TECHNOLOGIES INC COM 776696106 930354 1921 SH SOLE 1921 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 239204 4121 SH SOLE 4121 0 0 EXXON MOBIL CORP COM 30231G102 2038296 17335 SH SOLE 17335 0 0 UNITEDHEALTH GROUP INC COM 91324P102 265868 527 SH SOLE 527 0 0 TRAVELERS COMPANIES INC COM 89417E109 1699070 10404 SH SOLE 10404 0 0 LOWES COS INC COM 548661107 275501 1326 SH SOLE 1326 0 0 DEERE & CO COM 244199105 516168 1368 SH SOLE 1368 0 0 COLGATE PALMOLIVE CO COM 194162103 549064 7721 SH SOLE 7721 0 0 NOVO-NORDISK A S ADR 670100205 1275245 14023 SH SOLE 14023 0 0 TORONTO DOMINION BK ONT COM NEW 891160509 823263 13662 SH SOLE 13662 0 0 APPLE INC COM 037833100 7713421 45052 SH SOLE 45052 0 0 ABBOTT LABS COM 002824100 2050114 21168 SH SOLE 21168 0 0 DISNEY WALT CO COM 254687106 328334 4051 SH SOLE 4051 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2001510 58937 SH SOLE 58937 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1165662 26355 SH SOLE 26355 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 520568 3774 SH SOLE 3774 0 0