The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 800 7,084 SH   SOLE   7,084 0 0
ROLLINS INC COM 775711104 1,250 36,043 SH   SOLE   36,043 0 0
PRUDENTIAL FINL INC COM 744320102 1,538 17,927 SH   SOLE   17,926 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,304 12,362 SH   SOLE   12,362 0 0
STARBUCKS CORP COM 855244109 304 3,607 SH   SOLE   3,606 0 0
ELEVANCE HEALTH INC COM 036752103 427 939 SH   SOLE   939 0 0
ISHARES GOLD TR ISHARES NEW 464285204 362 11,487 SH   SOLE   11,487 0 0
DOLLAR GEN CORP NEW COM 256677105 513 2,138 SH   SOLE   2,138 0 0
JOHNSON & JOHNSON COM 478160104 6,951 42,552 SH   SOLE   42,552 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 6,755 134,342 SH   SOLE   134,341 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,196 4,649 SH   SOLE   4,649 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 363 1,240 SH   SOLE   1,240 0 0
PROCTER AND GAMBLE CO COM 742718109 2,451 19,411 SH   SOLE   19,411 0 0
COCA COLA CO COM 191216100 1,653 29,508 SH   SOLE   29,508 0 0
GENERAL MLS INC COM 370334104 1,541 20,112 SH   SOLE   20,112 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,984 24,661 SH   SOLE   24,661 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 557 6,942 SH   SOLE   6,941 0 0
INTEL CORP COM 458140100 1,893 73,466 SH   SOLE   73,465 0 0
MEDTRONIC PLC SHS G5960L103 793 9,814 SH   SOLE   9,814 0 0
PAYCHEX INC COM 704326107 1,270 11,314 SH   SOLE   11,314 0 0
ISHARES TR TRS FLT RT BD 46434V860 1,217 24,091 SH   SOLE   24,091 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 640 11,410 SH   SOLE   11,409 0 0
SANOFI SPONSORED ADR 80105N105 303 7,980 SH   SOLE   7,980 0 0
MERCK & CO INC COM 58933Y105 3,255 37,791 SH   SOLE   37,790 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,285 14,797 SH   SOLE   14,797 0 0
MASTERCARD INCORPORATED CL A 57636Q104 249 874 SH   SOLE   874 0 0
ILLINOIS TOOL WKS INC COM 452308109 762 4,217 SH   SOLE   4,217 0 0
EMERSON ELEC CO COM 291011104 1,037 14,159 SH   SOLE   14,159 0 0
ALLSTATE CORP COM 020002101 279 2,243 SH   SOLE   2,243 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 1,938 11,415 SH   SOLE   11,414 0 0
SMUCKER J M CO COM NEW 832696405 709 5,158 SH   SOLE   5,158 0 0
TEGNA INC COM 87901J105 567 27,402 SH   SOLE   27,401 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,595 68,351 SH   SOLE   68,350 0 0
CHUBB LIMITED COM H1467J104 450 2,472 SH   SOLE   2,472 0 0
SNAP ON INC COM 833034101 1,499 7,443 SH   SOLE   7,443 0 0
PEPSICO INC COM 713448108 3,662 22,431 SH   SOLE   22,430 0 0
KIMBERLY-CLARK CORP COM 494368103 1,293 11,493 SH   SOLE   11,492 0 0
HONEYWELL INTL INC COM 438516106 1,213 7,267 SH   SOLE   7,267 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 4,639 58,420 SH   SOLE   58,419 0 0
BP PLC SPONSORED ADR 055622104 211 7,397 SH   SOLE   7,396 0 0
HOME DEPOT INC COM 437076102 3,296 11,945 SH   SOLE   11,945 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,190 5,263 SH   SOLE   5,263 0 0
KALA PHARMACEUTICALS INC COM 483119103 4 20,000 SH   SOLE   20,000 0 0
SPDR SER TR ICE PFD SEC ETF 78464A292 318 9,114 SH   SOLE   9,113 0 0
BHP GROUP LTD SPONSORED ADS 088606108 992 19,831 SH   SOLE   19,831 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,577 10,197 SH   SOLE   10,197 0 0
SOUTHERN CO COM 842587107 1,948 28,643 SH   SOLE   28,643 0 0
BECTON DICKINSON & CO COM 075887109 2,116 9,497 SH   SOLE   9,496 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,207 58,398 SH   SOLE   58,397 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 208 987 SH   SOLE   986 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,422 121,664 SH   SOLE   121,663 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,494 106,104 SH   SOLE   106,104 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 3,913 101,489 SH   SOLE   101,489 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,546 30,828 SH   SOLE   30,827 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,079 12,380 SH   SOLE   12,380 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,552 5,811 SH   SOLE   5,811 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,483 110,840 SH   SOLE   110,840 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 491 1,783 SH   SOLE   1,783 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,167 96,486 SH   SOLE   96,485 0 0
ALPHABET INC CAP STK CL A 02079K305 1,226 12,817 SH   SOLE   12,817 0 0
GLOBAL X FDS US PFD ETF 37954Y657 3,826 186,525 SH   SOLE   186,525 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 1,938 2,755 SH   SOLE   2,755 0 0
CONSTELLATION BRANDS INC CL A 21036P108 436 1,900 SH   SOLE   1,900 0 0
UNILEVER PLC SPON ADR NEW 904767704 3,197 72,934 SH   SOLE   72,933 0 0
MICROSOFT CORP COM 594918104 3,296 14,153 SH   SOLE   14,152 0 0
VALERO ENERGY CORP COM 91913Y100 519 4,855 SH   SOLE   4,855 0 0
CVS HEALTH CORP COM 126650100 5,067 53,128 SH   SOLE   53,127 0 0
V F CORP COM 918204108 1,022 34,169 SH   SOLE   34,168 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 228 1,332 SH   SOLE   1,332 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 349 1,857 SH   SOLE   1,857 0 0
NEXTERA ENERGY INC COM 65339F101 1,414 18,036 SH   SOLE   18,036 0 0
TESLA INC COM 88160R101 341 1,284 SH   SOLE   1,284 0 0
PUBLIC STORAGE COM 74460D109 365 1,248 SH   SOLE   1,248 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 886 5,155 SH   SOLE   5,155 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,868 40,473 SH   SOLE   40,472 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,500 76,911 SH   SOLE   76,910 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 620 11,966 SH   SOLE   11,965 0 0
AMPHENOL CORP NEW CL A 032095101 804 12,009 SH   SOLE   12,008 0 0
STANLEY BLACK & DECKER INC COM 854502101 285 3,783 SH   SOLE   3,782 0 0
DOW INC COM 260557103 1,559 35,492 SH   SOLE   35,491 0 0
HANESBRANDS INC COM 410345102 143 20,545 SH   SOLE   20,545 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,114 3,393 SH   SOLE   3,392 0 0
GLOBAL X FDS CLOUD COMPUTNG 37954Y442 249 15,591 SH   SOLE   15,591 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 288 7,555 SH   SOLE   7,555 0 0
CONSOLIDATED EDISON INC COM 209115104 223 2,598 SH   SOLE   2,598 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 985 16,314 SH   SOLE   16,314 0 0
LILLY ELI & CO COM 532457108 214 661 SH   SOLE   661 0 0
AIR PRODS & CHEMS INC COM 009158106 1,184 5,086 SH   SOLE   5,086 0 0
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 335 13,934 SH   SOLE   13,934 0 0
PIMCO CORPORATE & INCOME OPP COM 72201B101 234 19,885 SH   SOLE   19,885 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,021 10,976 SH   SOLE   10,975 0 0
DIGITAL RLTY TR INC COM 253868103 588 5,928 SH   SOLE   5,928 0 0
AFLAC INC COM 001055102 2,046 36,402 SH   SOLE   36,402 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,916 38,108 SH   SOLE   38,107 0 0
AMERICAN ELEC PWR CO INC COM 025537101 635 7,341 SH   SOLE   7,340 0 0
GLOBAL X FDS RATE PREFERRED 37954Y376 1,546 65,862 SH   SOLE   65,862 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 707 12,308 SH   SOLE   12,308 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,120 24,708 SH   SOLE   24,708 0 0
ISHARES TR GLOBAL 100 ETF 464287572 388 6,512 SH   SOLE   6,511 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 253 6,513 SH   SOLE   6,513 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 471 7,127 SH   SOLE   7,126 0 0
ISHARES TR MSCI INDIA ETF 46429B598 1,419 34,790 SH   SOLE   34,790 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,313 11,852 SH   SOLE   11,852 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,732 22,129 SH   SOLE   22,128 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 265 1,238 SH   SOLE   1,237 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,539 19,355 SH   SOLE   19,354 0 0
META PLATFORMS INC CL A 30303M102 508 3,747 SH   SOLE   3,747 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 268 645 SH   SOLE   645 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 207 7,002 SH   SOLE   7,002 0 0
NOVARTIS AG SPONSORED ADR 66987V109 332 4,368 SH   SOLE   4,368 0 0
ISHARES TR CORE MSCI EAFE 46432F842 351 6,661 SH   SOLE   6,661 0 0
ROYAL BK CDA COM 780087102 615 6,832 SH   SOLE   6,832 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,461 5,679 SH   SOLE   5,678 0 0
OMNICOM GROUP INC COM 681919106 590 9,356 SH   SOLE   9,355 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 613 28,885 SH   SOLE   28,885 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 1,049 34,635 SH   SOLE   34,635 0 0
NVIDIA CORPORATION COM 67066G104 1,054 8,687 SH   SOLE   8,686 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 3,240 65,742 SH   SOLE   65,741 0 0
CUMMINS INC COM 231021106 1,954 9,602 SH   SOLE   9,602 0 0
GENUINE PARTS CO COM 372460105 1,456 9,751 SH   SOLE   9,751 0 0
GRAINGER W W INC COM 384802104 473 967 SH   SOLE   967 0 0
ABBVIE INC COM 00287Y109 1,617 12,046 SH   SOLE   12,045 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 582 11,300 SH   SOLE   11,300 0 0
ISHARES TR MSCI INDIA SM CP 46429B614 842 15,997 SH   SOLE   15,997 0 0
MANULIFE FINL CORP COM 56501R106 492 31,400 SH   SOLE   31,400 0 0
ISHARES TR 10+ YR INVST GRD 464289511 260 5,400 SH   SOLE   5,400 0 0
ZOETIS INC CL A 98978V103 1,173 7,908 SH   SOLE   7,908 0 0
CHURCH & DWIGHT CO INC COM 171340102 618 8,648 SH   SOLE   8,648 0 0
FASTENAL CO COM 311900104 416 9,037 SH   SOLE   9,037 0 0
GENERAL DYNAMICS CORP COM 369550108 1,656 7,807 SH   SOLE   7,806 0 0
MCDONALDS CORP COM 580135101 3,224 13,970 SH   SOLE   13,970 0 0
CISCO SYS INC COM 17275R102 2,454 61,358 SH   SOLE   61,358 0 0
ADVANCED MICRO DEVICES INC COM 007903107 523 8,254 SH   SOLE   8,254 0 0
AT&T INC COM 00206R102 368 24,021 SH   SOLE   24,020 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 605 8,236 SH   SOLE   8,235 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 890 21,071 SH   SOLE   21,071 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,286 10,003 SH   SOLE   10,003 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 796 13,764 SH   SOLE   13,764 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,893 5,279 SH   SOLE   5,278 0 0
ROSS STORES INC COM 778296103 322 3,824 SH   SOLE   3,823 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 254 12,000 SH   SOLE   12,000 0 0
UNION PAC CORP COM 907818108 226 1,161 SH   SOLE   1,161 0 0
ISHARES TR PFD AND INCM SEC 464288687 2,357 74,424 SH   SOLE   74,423 0 0
MCCORMICK & CO INC COM NON VTG 579780206 1,123 15,751 SH   SOLE   15,751 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,096 2,161 SH   SOLE   2,161 0 0
LOCKHEED MARTIN CORP COM 539830109 2,268 5,872 SH   SOLE   5,871 0 0
JPMORGAN CHASE & CO COM 46625H100 2,619 25,060 SH   SOLE   25,059 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 243 3,927 SH   SOLE   3,927 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 986 20,428 SH   SOLE   20,428 0 0
CHEVRON CORP NEW COM 166764100 3,675 25,582 SH   SOLE   25,581 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,675 46,074 SH   SOLE   46,074 0 0
DANAHER CORPORATION COM 235851102 682 2,642 SH   SOLE   2,642 0 0
M & T BK CORP COM 55261F104 956 5,420 SH   SOLE   5,419 0 0
TJX COS INC NEW COM 872540109 1,270 20,442 SH   SOLE   20,441 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,619 13,629 SH   SOLE   13,629 0 0
ORACLE CORP COM 68389X105 969 15,864 SH   SOLE   15,863 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,460 30,047 SH   SOLE   30,046 0 0
TEXAS INSTRS INC COM 882508104 768 4,960 SH   SOLE   4,959 0 0
PFIZER INC COM 717081103 2,764 63,172 SH   SOLE   63,171 0 0
3M CO COM 88579Y101 680 6,158 SH   SOLE   6,158 0 0
ALPHABET INC CAP STK CL C 02079K107 2,031 21,128 SH   SOLE   21,127 0 0
AMGEN INC COM 031162100 2,712 12,031 SH   SOLE   12,031 0 0
APPLIED MATLS INC COM 038222105 526 6,420 SH   SOLE   6,420 0 0
HUMANA INC COM 444859102 303 625 SH   SOLE   625 0 0
ISHARES TR IBONDS MAR23 ETF 46432FAZ0 997 37,707 SH   SOLE   37,707 0 0
CANADIAN NATL RY CO COM 136375102 798 7,389 SH   SOLE   7,389 0 0
HDFC BANK LTD SPONSORED ADS 40415F101 1,479 25,313 SH   SOLE   25,313 0 0
TC ENERGY CORP COM 87807B107 274 6,810 SH   SOLE   6,810 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,300 13,494 SH   SOLE   13,494 0 0
ISHARES TR CORE DIV GRWTH 46434V621 797 17,922 SH   SOLE   17,921 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 835 40,000 SH   SOLE   40,000 0 0
DNP SELECT INCOME FD INC COM 23325P104 3,572 344,777 SH   SOLE   344,776 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 2,006 65,674 SH   SOLE   65,674 0 0
PHILIP MORRIS INTL INC COM 718172109 1,189 14,324 SH   SOLE   14,323 0 0
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 1,658 34,835 SH   SOLE   34,834 0 0
ROPER TECHNOLOGIES INC COM 776696106 752 2,090 SH   SOLE   2,090 0 0
EQUINIX INC COM 29444U700 288 506 SH   SOLE   506 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,485 20,885 SH   SOLE   20,884 0 0
ALTRIA GROUP INC COM 02209S103 434 10,740 SH   SOLE   10,740 0 0
DOMINION ENERGY INC COM 25746U109 252 3,650 SH   SOLE   3,650 0 0
EXXON MOBIL CORP COM 30231G102 2,225 25,487 SH   SOLE   25,486 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,096 7,152 SH   SOLE   7,151 0 0
DEERE & CO COM 244199105 527 1,578 SH   SOLE   1,577 0 0
COLGATE PALMOLIVE CO COM 194162103 938 13,359 SH   SOLE   13,359 0 0
ISHARES INC MSCI AUST ETF 464286103 2,340 119,274 SH   SOLE   119,274 0 0
NOVO-NORDISK A S ADR 670100205 862 8,656 SH   SOLE   8,655 0 0
SCHWAB CHARLES CORP COM 808513105 425 5,910 SH   SOLE   5,910 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,424 23,226 SH   SOLE   23,225 0 0
ISHARES TR CORE S&P MCP ETF 464287507 805 3,669 SH   SOLE   3,669 0 0
CHENIERE ENERGY PARTNERS LP COM UNIT 16411Q101 301 5,650 SH   SOLE   5,650 0 0
APPLE INC COM 037833100 5,973 43,218 SH   SOLE   43,218 0 0
WEC ENERGY GROUP INC COM 92939U106 268 3,000 SH   SOLE   3,000 0 0
ABBOTT LABS COM 002824100 1,964 20,299 SH   SOLE   20,299 0 0
DISNEY WALT CO COM 254687106 1,724 18,273 SH   SOLE   18,273 0 0