The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 733 6,899 SH   SOLE   6,899 0 0
ROLLINS INC COM 775711104 1,740 49,837 SH   SOLE   49,837 0 0
PRUDENTIAL FINL INC COM 744320102 1,853 19,364 SH   SOLE   19,363 0 0
ULTA BEAUTY INC COM 90384S303 349 905 SH   SOLE   905 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,458 12,339 SH   SOLE   12,338 0 0
STARBUCKS CORP COM 855244109 274 3,588 SH   SOLE   3,588 0 0
ELEVANCE HEALTH INC COM 036752103 453 938 SH   SOLE   938 0 0
ISHARES GOLD TR ISHARES NEW 464285204 394 11,487 SH   SOLE   11,487 0 0
DOLLAR GEN CORP NEW COM 256677105 584 2,380 SH   SOLE   2,380 0 0
JOHNSON & JOHNSON COM 478160104 7,717 43,472 SH   SOLE   43,472 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 4,002 79,511 SH   SOLE   79,511 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,413 5,036 SH   SOLE   5,035 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 380 1,280 SH   SOLE   1,280 0 0
PROCTER AND GAMBLE CO COM 742718109 2,811 19,550 SH   SOLE   19,549 0 0
COCA COLA CO COM 191216100 1,850 29,414 SH   SOLE   29,414 0 0
GENERAL MLS INC COM 370334104 1,543 20,452 SH   SOLE   20,452 0 0
UNITED PARCEL SERVICE INC CL B 911312106 4,537 24,856 SH   SOLE   24,855 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 591 6,487 SH   SOLE   6,486 0 0
INTEL CORP COM 458140100 2,702 72,231 SH   SOLE   72,231 0 0
MEDTRONIC PLC SHS G5960L103 877 9,770 SH   SOLE   9,769 0 0
PAYCHEX INC COM 704326107 1,305 11,459 SH   SOLE   11,459 0 0
ISHARES TR TRS FLT RT BD 46434V860 1,246 24,713 SH   SOLE   24,713 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 700 11,147 SH   SOLE   11,146 0 0
SANOFI SPONSORED ADR 80105N105 399 7,980 SH   SOLE   7,980 0 0
MERCK & CO INC COM 58933Y105 3,465 38,004 SH   SOLE   38,003 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,543 14,693 SH   SOLE   14,692 0 0
MASTERCARD INCORPORATED CL A 57636Q104 292 924 SH   SOLE   924 0 0
ILLINOIS TOOL WKS INC COM 452308109 895 4,911 SH   SOLE   4,911 0 0
EMERSON ELEC CO COM 291011104 1,124 14,126 SH   SOLE   14,126 0 0
ALLSTATE CORP COM 020002101 285 2,250 SH   SOLE   2,250 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 1,988 11,415 SH   SOLE   11,414 0 0
SMUCKER J M CO COM NEW 832696405 686 5,356 SH   SOLE   5,355 0 0
TEGNA INC COM 87901J105 706 33,676 SH   SOLE   33,675 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,360 66,206 SH   SOLE   66,205 0 0
CHUBB LIMITED COM H1467J104 527 2,679 SH   SOLE   2,679 0 0
SNAP ON INC COM 833034101 1,468 7,451 SH   SOLE   7,450 0 0
PEPSICO INC COM 713448108 3,780 22,679 SH   SOLE   22,678 0 0
KIMBERLY-CLARK CORP COM 494368103 1,522 11,262 SH   SOLE   11,261 0 0
HONEYWELL INTL INC COM 438516106 1,345 7,739 SH   SOLE   7,739 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 5,362 63,912 SH   SOLE   63,911 0 0
BP PLC SPONSORED ADR 055622104 202 7,127 SH   SOLE   7,126 0 0
HOME DEPOT INC COM 437076102 3,229 11,772 SH   SOLE   11,771 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,104 5,256 SH   SOLE   5,256 0 0
SPDR SER TR ICE PFD SEC ETF 78464A292 324 9,047 SH   SOLE   9,046 0 0
BHP GROUP LTD SPONSORED ADS 088606108 989 17,601 SH   SOLE   17,600 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,532 9,095 SH   SOLE   9,095 0 0
SOUTHERN CO COM 842587107 2,092 29,333 SH   SOLE   29,333 0 0
BECTON DICKINSON & CO COM 075887109 2,301 9,333 SH   SOLE   9,332 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,318 59,460 SH   SOLE   59,459 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 215 984 SH   SOLE   984 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,613 114,880 SH   SOLE   114,879 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,950 88,451 SH   SOLE   88,451 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 4,108 103,513 SH   SOLE   103,513 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,691 33,754 SH   SOLE   33,754 0 0
MERCURY GENL CORP NEW COM 589400100 230 5,200 SH   SOLE   5,200 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,123 12,153 SH   SOLE   12,152 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,587 5,811 SH   SOLE   5,811 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,745 108,171 SH   SOLE   108,171 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 642 1,755 SH   SOLE   1,755 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,089 106,069 SH   SOLE   106,069 0 0
ALPHABET INC CAP STK CL A 02079K305 1,393 639 SH   SOLE   639 0 0
GLOBAL X FDS US PFD ETF 37954Y657 4,020 189,512 SH   SOLE   189,512 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 1,740 2,755 SH   SOLE   2,755 0 0
CONSTELLATION BRANDS INC CL A 21036P108 443 1,899 SH   SOLE   1,899 0 0
UNILEVER PLC SPON ADR NEW 904767704 3,299 71,974 SH   SOLE   71,974 0 0
CSX CORP COM 126408103 240 8,252 SH   SOLE   8,252 0 0
MICROSOFT CORP COM 594918104 3,724 14,501 SH   SOLE   14,500 0 0
VALERO ENERGY CORP COM 91913Y100 552 5,195 SH   SOLE   5,195 0 0
CVS HEALTH CORP COM 126650100 5,294 57,135 SH   SOLE   57,134 0 0
V F CORP COM 918204108 662 14,994 SH   SOLE   14,994 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 234 1,331 SH   SOLE   1,331 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 348 1,767 SH   SOLE   1,766 0 0
NEXTERA ENERGY INC COM 65339F101 1,487 19,199 SH   SOLE   19,199 0 0
TESLA INC COM 88160R101 288 428 SH   SOLE   428 0 0
PUBLIC STORAGE COM 74460D109 390 1,248 SH   SOLE   1,248 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 895 4,830 SH   SOLE   4,830 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,160 40,892 SH   SOLE   40,892 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,883 62,205 SH   SOLE   62,204 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 647 11,592 SH   SOLE   11,592 0 0
AMPHENOL CORP NEW CL A 032095101 797 12,377 SH   SOLE   12,376 0 0
STANLEY BLACK & DECKER INC COM 854502101 308 2,940 SH   SOLE   2,940 0 0
DOW INC COM 260557103 1,786 34,612 SH   SOLE   34,612 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,177 3,392 SH   SOLE   3,392 0 0
GLOBAL X FDS CLOUD COMPUTNG 37954Y442 258 15,674 SH   SOLE   15,674 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 292 6,600 SH   SOLE   6,600 0 0
ILLUMINA INC COM 452327109 334 1,810 SH   SOLE   1,810 0 0
CONSOLIDATED EDISON INC COM 209115104 247 2,598 SH   SOLE   2,597 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 995 16,314 SH   SOLE   16,314 0 0
LILLY ELI & CO COM 532457108 258 796 SH   SOLE   796 0 0
AIR PRODS & CHEMS INC COM 009158106 1,219 5,068 SH   SOLE   5,067 0 0
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 355 14,184 SH   SOLE   14,184 0 0
PIMCO CORPORATE & INCOME OPP COM 72201B101 242 19,333 SH   SOLE   19,332 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,177 10,976 SH   SOLE   10,975 0 0
DIGITAL RLTY TR INC COM 253868103 770 5,928 SH   SOLE   5,928 0 0
AFLAC INC COM 001055102 2,008 36,300 SH   SOLE   36,299 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 2,428 48,638 SH   SOLE   48,638 0 0
AMERICAN ELEC PWR CO INC COM 025537101 732 7,627 SH   SOLE   7,626 0 0
GLOBAL X FDS RATE PREFERRED 37954Y376 1,598 66,157 SH   SOLE   66,157 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 781 12,308 SH   SOLE   12,308 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,090 22,771 SH   SOLE   22,770 0 0
ISHARES TR GLOBAL 100 ETF 464287572 422 6,586 SH   SOLE   6,585 0 0
VISA INC COM CL A 92826C839 211 1,071 SH   SOLE   1,070 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 265 6,513 SH   SOLE   6,513 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 525 7,471 SH   SOLE   7,470 0 0
ISHARES TR MSCI INDIA ETF 46429B598 1,398 35,515 SH   SOLE   35,515 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,472 12,547 SH   SOLE   12,547 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,680 12,740 SH   SOLE   12,739 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 275 1,232 SH   SOLE   1,232 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,631 19,467 SH   SOLE   19,467 0 0
META PLATFORMS INC CL A 30303M102 568 3,523 SH   SOLE   3,523 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 378 795 SH   SOLE   795 0 0
MOODYS CORP COM 615369105 214 788 SH   SOLE   788 0 0
NOVARTIS AG SPONSORED ADR 66987V109 369 4,368 SH   SOLE   4,368 0 0
ISHARES TR CORE MSCI EAFE 46432F842 366 6,225 SH   SOLE   6,225 0 0
ROYAL BK CDA COM 780087102 599 6,182 SH   SOLE   6,182 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,562 5,626 SH   SOLE   5,626 0 0
OMNICOM GROUP INC COM 681919106 569 8,951 SH   SOLE   8,951 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 624 26,235 SH   SOLE   26,235 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 1,618 53,735 SH   SOLE   53,735 0 0
NVIDIA CORPORATION COM 67066G104 1,300 8,576 SH   SOLE   8,575 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 3,336 66,001 SH   SOLE   66,001 0 0
CUMMINS INC COM 231021106 1,853 9,573 SH   SOLE   9,573 0 0
GENUINE PARTS CO COM 372460105 1,300 9,774 SH   SOLE   9,773 0 0
GRAINGER W W INC COM 384802104 479 1,053 SH   SOLE   1,053 0 0
ABBVIE INC COM 00287Y109 1,832 11,959 SH   SOLE   11,959 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 747 11,540 SH   SOLE   11,540 0 0
SPDR SER TR S&P BIOTECH 78464A870 225 3,023 SH   SOLE   3,023 0 0
ISHARES TR MSCI INDIA SM CP 46429B614 788 16,140 SH   SOLE   16,140 0 0
MANULIFE FINL CORP COM 56501R106 544 31,400 SH   SOLE   31,400 0 0
ZOETIS INC CL A 98978V103 1,422 8,273 SH   SOLE   8,272 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 229 5,600 SH   SOLE   5,600 0 0
CHURCH & DWIGHT CO INC COM 171340102 800 8,637 SH   SOLE   8,637 0 0
FASTENAL CO COM 311900104 461 9,227 SH   SOLE   9,226 0 0
GENERAL DYNAMICS CORP COM 369550108 1,721 7,781 SH   SOLE   7,780 0 0
MCDONALDS CORP COM 580135101 3,610 14,623 SH   SOLE   14,622 0 0
CISCO SYS INC COM 17275R102 2,764 64,815 SH   SOLE   64,814 0 0
ADVANCED MICRO DEVICES INC COM 007903107 679 8,885 SH   SOLE   8,885 0 0
AT&T INC COM 00206R102 371 17,700 SH   SOLE   17,699 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 520 6,693 SH   SOLE   6,693 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 970 21,501 SH   SOLE   21,501 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,350 9,818 SH   SOLE   9,818 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 838 13,881 SH   SOLE   13,880 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,277 3,368 SH   SOLE   3,367 0 0
ROSS STORES INC COM 778296103 268 3,812 SH   SOLE   3,812 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 254 12,000 SH   SOLE   12,000 0 0
UNION PAC CORP COM 907818108 247 1,156 SH   SOLE   1,156 0 0
ISHARES TR PFD AND INCM SEC 464288687 2,415 73,438 SH   SOLE   73,437 0 0
MCCORMICK & CO INC COM NON VTG 579780206 1,387 16,656 SH   SOLE   16,655 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,218 2,242 SH   SOLE   2,242 0 0
LOCKHEED MARTIN CORP COM 539830109 2,515 5,849 SH   SOLE   5,848 0 0
JPMORGAN CHASE & CO COM 46625H100 2,853 25,332 SH   SOLE   25,332 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 277 4,227 SH   SOLE   4,227 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 958 18,770 SH   SOLE   18,770 0 0
CHEVRON CORP NEW COM 166764100 3,985 27,522 SH   SOLE   27,522 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 1,716 42,054 SH   SOLE   42,054 0 0
DANAHER CORPORATION COM 235851102 670 2,641 SH   SOLE   2,641 0 0
M & T BK CORP COM 55261F104 880 5,521 SH   SOLE   5,520 0 0
TJX COS INC NEW COM 872540109 1,136 20,339 SH   SOLE   20,339 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,849 13,095 SH   SOLE   13,095 0 0
ORACLE CORP COM 68389X105 1,107 15,843 SH   SOLE   15,843 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,845 29,605 SH   SOLE   29,605 0 0
TEXAS INSTRS INC COM 882508104 786 5,119 SH   SOLE   5,118 0 0
PFIZER INC COM 717081103 3,338 63,659 SH   SOLE   63,659 0 0
3M CO COM 88579Y101 854 6,602 SH   SOLE   6,601 0 0
CATERPILLAR INC COM 149123101 208 1,165 SH   SOLE   1,165 0 0
ALPHABET INC CAP STK CL C 02079K107 2,365 1,081 SH   SOLE   1,081 0 0
AMGEN INC COM 031162100 2,944 12,102 SH   SOLE   12,101 0 0
APPLIED MATLS INC COM 038222105 583 6,407 SH   SOLE   6,407 0 0
HUMANA INC COM 444859102 293 625 SH   SOLE   625 0 0
ISHARES TR IBONDS MAR23 ETF 46432FAZ0 998 37,707 SH   SOLE   37,707 0 0
CANADIAN NATL RY CO COM 136375102 842 7,485 SH   SOLE   7,484 0 0
HDFC BANK LTD SPONSORED ADS 40415F101 1,445 26,298 SH   SOLE   26,298 0 0
TC ENERGY CORP COM 87807B107 339 6,550 SH   SOLE   6,550 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,434 14,103 SH   SOLE   14,102 0 0
ISHARES TR CORE DIV GRWTH 46434V621 851 17,865 SH   SOLE   17,865 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 838 40,000 SH   SOLE   40,000 0 0
DNP SELECT INCOME FD INC COM 23325P104 3,647 336,467 SH   SOLE   336,467 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 2,048 69,066 SH   SOLE   69,066 0 0
PHILIP MORRIS INTL INC COM 718172109 1,414 14,321 SH   SOLE   14,320 0 0
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 1,677 34,442 SH   SOLE   34,441 0 0
ROPER TECHNOLOGIES INC COM 776696106 833 2,112 SH   SOLE   2,111 0 0
EQUINIX INC COM 29444U700 332 506 SH   SOLE   506 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,615 20,973 SH   SOLE   20,972 0 0
ALTRIA GROUP INC COM 02209S103 449 10,740 SH   SOLE   10,740 0 0
DOMINION ENERGY INC COM 25746U109 291 3,650 SH   SOLE   3,650 0 0
EXXON MOBIL CORP COM 30231G102 2,311 26,980 SH   SOLE   26,980 0 0
UNITEDHEALTH GROUP INC COM 91324P102 238 464 SH   SOLE   464 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,206 7,132 SH   SOLE   7,131 0 0
DEERE & CO COM 244199105 462 1,543 SH   SOLE   1,543 0 0
COLGATE PALMOLIVE CO COM 194162103 1,085 13,537 SH   SOLE   13,536 0 0
ISHARES INC MSCI AUST ETF 464286103 2,470 116,409 SH   SOLE   116,409 0 0
NOVO-NORDISK A S ADR 670100205 963 8,640 SH   SOLE   8,640 0 0
SCHWAB CHARLES CORP COM 808513105 334 5,285 SH   SOLE   5,285 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,451 22,125 SH   SOLE   22,125 0 0
ISHARES TR CORE S&P MCP ETF 464287507 750 3,317 SH   SOLE   3,316 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 1,239 65,044 SH   SOLE   65,043 0 0
CHENIERE ENERGY PARTNERS LP COM UNIT 16411Q101 335 7,465 SH   SOLE   7,465 0 0
APPLE INC COM 037833100 6,090 44,542 SH   SOLE   44,542 0 0
WEC ENERGY GROUP INC COM 92939U106 302 3,000 SH   SOLE   3,000 0 0
ABBOTT LABS COM 002824100 2,189 20,151 SH   SOLE   20,151 0 0
DISNEY WALT CO COM 254687106 1,880 19,918 SH   SOLE   19,918 0 0