Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 16,811	$ 19,299
Interest-bearing deposits with banks	4,808	10,802
Federal funds sold	474	960
Total cash and cash equivalents	22,093	31,061
Investment securities available for sale	127,389	135,151
Restricted equity securities	3,338	1,950
Loans, net of allowance for credit losses of $6,739 at December 31, 2023 and $6,248 at December 31, 2022	810,965	748,624
Cash value of life insurance	22,909	22,484
Other real estate owned	0	235
Properties and equipment, net	31,183	31,753
Accrued interest receivable	3,463	2,979
Core deposit intangible	917	1,286
Goodwill	3,257	3,257
Deferred tax assets, net	5,046	5,744
Other assets	15,283	13,210
Assets	1,045,843	997,734
Liabilities
Noninterest-bearing	305,115	310,510
Interest-bearing	623,627	609,817
Total deposits	928,742	920,327
Borrowings	27,500	0
Accrued interest payable	531	95
Other liabilities	6,188	4,376
Liabilities	962,961	924,798
Commitments and contingencies (Note 18)
Stockholders’ Equity
Preferred stock, no par value; 5,000,000 shares authorized, none issued	0	0
Common stock, no par value; 25,000,000 shares authorized, 5,584,204 and 5,617,416 issued and outstanding at December 31, 2023 and 2022, respectively	0	0
Surplus	33,356	33,613
Retained earnings	68,866	62,229
Accumulated other comprehensive loss	(19,340)	(22,906)
Equity, Attributable to Parent	82,882	72,936
Liabilities and Equity	$ 1,045,843	$ 997,734