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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   371,518 2,167 SH   SOLE   2,167 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,268,880 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   665,462 1,582 SH   SOLE   1,582 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   1,333,028 8,554 SH   SOLE   8,554 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   230,189 8,823 SH   SOLE   8,823 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   354,956 8,141 SH   SOLE   8,141 0 0
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   230,199 4,918 SH   SOLE   4,918 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,333,739 64,607 SH   SOLE   64,607 0 0
ISHARES INC EM MKT SM-CP ETF 464286475   719,074 12,219 SH   SOLE   12,219 0 0
ISHARES TR CORE MSCI EAFE 46432F842   17,132,350 230,832 SH   SOLE   230,832 0 0
ISHARES TR CORE MSCI INTL 46435G326   273,252 4,071 SH   SOLE   4,071 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,359,691 38,849 SH   SOLE   38,849 0 0
ISHARES TR CORE S&P500 ETF 464287200   23,584,423 44,860 SH   SOLE   44,860 0 0
ISHARES TR CORE US AGGBD ET 464287226   7,200,903 73,524 SH   SOLE   73,524 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   772,184 9,145 SH   SOLE   9,145 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,863,064 9,973 SH   SOLE   9,973 0 0
ISHARES TR SP SMCP600VL ETF 464287879   459,711 4,474 SH   SOLE   4,474 0 0
ISHARES TR TIPS BD ETF 464287176   440,625 4,102 SH   SOLE   4,102 0 0
MICROSOFT CORP COM 594918104   320,071 761 SH   SOLE   761 0 0
PALO ALTO NETWORKS INC COM 697435105   383,576 1,350 SH   SOLE   1,350 0 0
PAYCHEX INC COM 704326107   394,463 3,212 SH   SOLE   3,212 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,904,199 24,836 SH   SOLE   24,836 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   424,195 5,840 SH   SOLE   5,840 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,882,137 5,468 SH   SOLE   5,468 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   461,219 1,846 SH   SOLE   1,846 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,945,659 22,498 SH   SOLE   22,498 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,259,453 11,775 SH   SOLE   11,775 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,001,999 4,383 SH   SOLE   4,383 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   8,302,143 50,977 SH   SOLE   50,977 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   382,378 6,520 SH   SOLE   6,520 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   550,484 13,179 SH   SOLE   13,179 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748   5,278,096 68,998 SH   SOLE   68,998 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,815,695 56,123 SH   SOLE   56,123 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306   205,521 1,561 SH   SOLE   1,561 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   802,729 1,531 SH   SOLE   1,531 0 0