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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   416,718 2,164 SH   SOLE   0 0 2,164
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,085,250 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   564,405 1,582 SH   SOLE   0 0 1,582
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   4,731,067 32,937 SH   SOLE   0 0 32,937
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   540,250 20,272 SH   SOLE   0 0 20,272
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   4,241,295 95,086 SH   SOLE   0 0 95,086
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   230,021 4,869 SH   SOLE   0 0 4,869
ISHARES INC CORE MSCI EMKT 46434G103   3,177,595 62,823 SH   SOLE   0 0 62,823
ISHARES INC EM MKT SM-CP ETF 464286475   668,773 11,568 SH   SOLE   0 0 11,568
ISHARES TR CORE 1 5 YR USD 46432F859   1,960,979 41,232 SH   SOLE   0 0 41,232
ISHARES TR CORE MSCI EAFE 46432F842   16,268,661 231,253 SH   SOLE   0 0 231,253
ISHARES TR CORE MSCI INTL 46435G326   259,128 4,071 SH   SOLE   0 0 4,071
ISHARES TR CORE S&P MCP ETF 464287507   2,214,826 7,991 SH   SOLE   0 0 7,991
ISHARES TR CORE S&P500 ETF 464287200   2,397,479 5,020 SH   SOLE   0 0 5,020
ISHARES TR CORE US AGGBD ET 464287226   5,575,371 56,175 SH   SOLE   0 0 56,175
ISHARES TR S&P 500 GRWT ETF 464287309   704,028 9,375 SH   SOLE   0 0 9,375
ISHARES TR S&P 500 VAL ETF 464287408   1,788,775 10,287 SH   SOLE   0 0 10,287
ISHARES TR SP SMCP600VL ETF 464287879   465,621 4,518 SH   SOLE   0 0 4,518
ISHARES TR TIPS BD ETF 464287176   463,663 4,314 SH   SOLE   0 0 4,314
MICROSOFT CORP COM 594918104   286,080 761 SH   SOLE   0 0 761
PALO ALTO NETWORKS INC COM 697435105   398,088 1,350 SH   SOLE   0 0 1,350
PAYCHEX INC COM 704326107   380,666 3,196 SH   SOLE   0 0 3,196
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   435,695 5,924 SH   SOLE   0 0 5,924
VANGUARD INDEX FDS GROWTH ETF 922908736   6,004,978 19,316 SH   SOLE   0 0 19,316
VANGUARD INDEX FDS MID CAP ETF 922908629   439,216 1,888 SH   SOLE   0 0 1,888
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,673,767 18,943 SH   SOLE   0 0 18,943
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,029,087 11,275 SH   SOLE   0 0 11,275
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,072,528 5,028 SH   SOLE   0 0 5,028
VANGUARD INDEX FDS VALUE ETF 922908744   19,684,853 131,671 SH   SOLE   0 0 131,671
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   366,014 6,520 SH   SOLE   0 0 6,520
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   543,051 13,213 SH   SOLE   0 0 13,213
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,693,356 56,229 SH   SOLE   0 0 56,229
VANGUARD WORLD FDS INF TECH ETF 92204A702   749,502 1,549 SH   SOLE   0 0 1,549