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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   646,319 3,332 SH   SOLE   0 0 3,332
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,035,620 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   556,171 1,631 SH   SOLE   0 0 1,631
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   4,575,516 35,024 SH   SOLE   0 0 35,024
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   502,388 20,023 SH   SOLE   0 0 20,023
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   3,858,585 87,358 SH   SOLE   0 0 87,358
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   226,028 4,865 SH   SOLE   0 0 4,865
ISHARES INC EM MKT SM-CP ETF 464286475   556,762 10,391 SH   SOLE   0 0 10,391
ISHARES TR TIPS BD ETF 464287176   538,492 5,004 SH   SOLE   0 0 5,004
ISHARES TR CORE S&P500 ETF 464287200   2,199,140 4,934 SH   SOLE   0 0 4,934
ISHARES TR CORE US AGGBD ET 464287226   5,059,714 51,656 SH   SOLE   0 0 51,656
ISHARES TR S&P 500 GRWT ETF 464287309   652,951 9,264 SH   SOLE   0 0 9,264
ISHARES TR S&P 500 VAL ETF 464287408   1,540,644 9,558 SH   SOLE   0 0 9,558
ISHARES TR CORE S&P MCP ETF 464287507   2,028,124 7,756 SH   SOLE   0 0 7,756
ISHARES TR SP SMCP600VL ETF 464287879   432,853 4,552 SH   SOLE   0 0 4,552
ISHARES TR CORE MSCI EAFE 46432F842   14,150,007 209,630 SH   SOLE   0 0 209,630
ISHARES TR CORE 1 5 YR USD 46432F859   2,704,001 57,976 SH   SOLE   0 0 57,976
ISHARES INC CORE MSCI EMKT 46434G103   2,763,922 56,075 SH   SOLE   0 0 56,075
ISHARES TR CORE MSCI INTL 46435G326   248,789 4,071 SH   SOLE   0 0 4,071
MICROSOFT CORP COM 594918104   258,715 760 SH   SOLE   0 0 760
PALO ALTO NETWORKS INC COM 697435105   344,939 1,350 SH   SOLE   0 0 1,350
PAYCHEX INC COM 704326107   370,530 3,312 SH   SOLE   0 0 3,312
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   438,210 6,028 SH   SOLE   0 0 6,028
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,398,230 51,932 SH   SOLE   0 0 51,932
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   352,768 6,484 SH   SOLE   0 0 6,484
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   517,097 12,711 SH   SOLE   0 0 12,711
VANGUARD WORLD FDS INF TECH ETF 92204A702   680,293 1,539 SH   SOLE   0 0 1,539
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,369,501 16,389 SH   SOLE   0 0 16,389
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,619,195 9,790 SH   SOLE   0 0 9,790
VANGUARD INDEX FDS MID CAP ETF 922908629   461,381 2,096 SH   SOLE   0 0 2,096
VANGUARD INDEX FDS GROWTH ETF 922908736   5,776,617 20,415 SH   SOLE   0 0 20,415
VANGUARD INDEX FDS VALUE ETF 922908744   16,910,846 119,007 SH   SOLE   0 0 119,007
VANGUARD INDEX FDS SMALL CP ETF 922908751   935,884 4,706 SH   SOLE   0 0 4,706