The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 315 3,293 SH   SOLE   0 0 3,293
AMERICAN EXPRESS CO COM 025816109 204 1,509 SH   SOLE   0 0 1,509
APPLE INC COM 037833100 826 5,976 SH   SOLE   0 0 5,976
BERKSHIRE HATHAWAY INC DEL CL A 084670108 813 2 SH   SOLE   0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,571 5,882 SH   SOLE   0 0 5,882
BRISTOL-MYERS SQUIBB CO COM 110122108 954 13,425 SH   SOLE   0 0 13,425
CANADIAN PAC RY LTD COM 13645T100 351 5,262 SH   SOLE   0 0 5,262
EXXON MOBIL CORP COM 30231G102 426 4,876 SH   SOLE   0 0 4,876
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 426 7,390 SH   SOLE   0 0 7,390
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 4,922 54,134 SH   SOLE   0 0 54,134
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 763 31,885 SH   SOLE   0 0 31,885
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 237 5,419 SH   SOLE   0 0 5,419
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 6,107 140,256 SH   SOLE   0 0 140,256
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 234 9,817 SH   SOLE   0 0 9,817
INTEL CORP COM 458140100 253 9,812 SH   SOLE   0 0 9,812
INTERNATIONAL BUSINESS MACHS COM 459200101 305 2,570 SH   SOLE   0 0 2,570
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 296 6,487 SH   SOLE   0 0 6,487
ISHARES INC EM MKT SM-CP ETF 464286475 564 12,444 SH   SOLE   0 0 12,444
ISHARES TR TIPS BD ETF 464287176 816 7,776 SH   SOLE   0 0 7,776
ISHARES TR CORE S&P500 ETF 464287200 3,411 9,510 SH   SOLE   0 0 9,510
ISHARES TR CORE US AGGBD ET 464287226 8,904 92,426 SH   SOLE   0 0 92,426
ISHARES TR S&P 500 GRWT ETF 464287309 833 14,392 SH   SOLE   0 0 14,392
ISHARES TR S&P 500 VAL ETF 464287408 2,285 17,781 SH   SOLE   0 0 17,781
ISHARES TR CORE S&P MCP ETF 464287507 5,569 25,399 SH   SOLE   0 0 25,399
ISHARES TR SP SMCP600VL ETF 464287879 522 6,332 SH   SOLE   0 0 6,332
ISHARES TR SHRT NAT MUN ETF 464288158 237 2,307 SH   SOLE   0 0 2,307
ISHARES TR MSCI KLD400 SOC 464288570 808 12,066 SH   SOLE   0 0 12,066
ISHARES TR CORE MSCI EAFE 46432F842 17,585 333,870 SH   SOLE   0 0 333,870
ISHARES TR CORE 1 5 YR USD 46432F859 4,912 106,541 SH   SOLE   0 0 106,541
ISHARES INC CORE MSCI EMKT 46434G103 3,861 89,826 SH   SOLE   0 0 89,826
ISHARES TR CORE MSCI INTL 46435G326 219 4,535 SH   SOLE   0 0 4,535
ISHARES TR ESG AW MSCI EAFE 46435G516 490 8,724 SH   SOLE   0 0 8,724
ISHARES TR ESG AWARE MSCI 46435U663 397 12,942 SH   SOLE   0 0 12,942
JOHNSON & JOHNSON COM 478160104 205 1,253 SH   SOLE   0 0 1,253
MCDONALDS CORP COM 580135101 588 2,547 SH   SOLE   0 0 2,547
MERCK & CO INC COM 58933Y105 596 6,921 SH   SOLE   0 0 6,921
MICROSOFT CORP COM 594918104 936 4,020 SH   SOLE   0 0 4,020
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 221 6,902 SH   SOLE   0 0 6,902
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 257 11,500 SH   SOLE   0 0 11,500
PALO ALTO NETWORKS INC COM 697435105 318 1,942 SH   SOLE   0 0 1,942
PAYCHEX INC COM 704326107 500 4,459 SH   SOLE   0 0 4,459
PFIZER INC COM 717081103 425 9,708 SH   SOLE   0 0 9,708
PROCTER AND GAMBLE CO COM 742718109 357 2,828 SH   SOLE   0 0 2,828
TOMPKINS FINL CORP COM 890110109 721 9,932 SH   SOLE   0 0 9,932
UNION PAC CORP COM 907818108 1,103 5,662 SH   SOLE   0 0 5,662
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,531 11,328 SH   SOLE   0 0 11,328
VANGUARD WORLD FD ESG INTL STK ETF 921910725 334 7,694 SH   SOLE   0 0 7,694
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 845 11,849 SH   SOLE   0 0 11,849
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,762 75,958 SH   SOLE   0 0 75,958
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1,677 27,049 SH   SOLE   0 0 27,049
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 205 4,271 SH   SOLE   0 0 4,271
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,457 29,761 SH   SOLE   0 0 29,761
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 280 6,320 SH   SOLE   0 0 6,320
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 857 23,489 SH   SOLE   0 0 23,489
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,605 5,223 SH   SOLE   0 0 5,223
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 394 5,309 SH   SOLE   0 0 5,309
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,180 27,188 SH   SOLE   0 0 27,188
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,566 17,893 SH   SOLE   0 0 17,893
VANGUARD INDEX FDS MID CAP ETF 922908629 617 3,284 SH   SOLE   0 0 3,284
VANGUARD INDEX FDS GROWTH ETF 922908736 7,103 33,201 SH   SOLE   0 0 33,201
VANGUARD INDEX FDS VALUE ETF 922908744 22,087 178,871 SH   SOLE   0 0 178,871
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,756 16,126 SH   SOLE   0 0 16,126
WISDOMTREE TR EM EX ST-OWNED 97717X578 448 18,191 SH   SOLE   0 0 18,191
ZIMMER BIOMET HOLDINGS INC COM 98956P102 229 2,186 SH   SOLE   0 0 2,186