The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI EMG MKT ETF 464287234   3,016,746 75,025 SH   SOLE   0 0 75,025
ELI LILLY & CO COM 532457108   250,073 429 SH   SOLE   0 0 429
ISHARES TR RUS 1000 GRW ETF 464287614   208,201 687 SH   SOLE   0 0 687
INTEL CORP COM 458140100   312,482 6,219 SH   SOLE   0 0 6,219
ISHARES TR IBONDS DEC 2032 46436E312   262,569 10,407 SH   SOLE   0 0 10,407
STARBUCKS CORP COM 855244109   354,661 3,694 SH   SOLE   0 0 3,694
EXXON MOBIL CORP COM 30231G102   235,053 2,351 SH   SOLE   0 0 2,351
PITNEY BOWES INC COM 724479100   149,265 33,924 SH   SOLE   0 0 33,924
ALPHABET INC CAP STK CL C 02079K107   284,960 2,022 SH   SOLE   0 0 2,022
MICROSOFT CORP COM 594918104   2,348,795 6,246 SH   SOLE   0 0 6,246
ISHARES TR GLOBAL REIT ETF 46434V647   9,583,623 396,345 SH   SOLE   0 0 396,345
ISHARES TR IBONDS DEC 26 46435U259   255,110 10,000 SH   SOLE   0 0 10,000
ISHARES TR CORE S&P500 ETF 464287200   11,944,510 25,008 SH   SOLE   0 0 25,008
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   616,659 8,187 SH   SOLE   0 0 8,187
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   12,648,383 256,222 SH   SOLE   0 0 256,222
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   487,554 1,367 SH   SOLE   0 0 1,367
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   264,464 3,412 SH   SOLE   0 0 3,412
HONEYWELL INTL INC COM 438516106   235,808 1,124 SH   SOLE   0 0 1,124
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   10,143,851 198,704 SH   SOLE   0 0 198,704
ISHARES TR IBONDS 27 ETF 46435UAA9   256,745 10,729 SH   SOLE   0 0 10,729
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   26,462,399 1,067,463 SH   SOLE   0 0 1,067,463
CONSTELLATION BRANDS INC CL A 21036P108   508,308 2,103 SH   SOLE   0 0 2,103
SOFI TECHNOLOGIES INC COM 83406F102   135,320 13,600 SH   SOLE   0 0 13,600
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   17,755,489 275,364 SH   SOLE   0 0 275,364
CHEVRON CORP NEW COM 166764100   940,574 6,306 SH   SOLE   0 0 6,306
STRYKER CORPORATION COM 863667101   295,866 988 SH   SOLE   0 0 988
MERCK & CO INC COM 58933Y105   322,263 2,956 SH   SOLE   0 0 2,956
AMAZON COM INC COM 023135106   1,796,387 11,823 SH   SOLE   0 0 11,823
JPMORGAN CHASE & CO COM 46625H100   469,652 2,761 SH   SOLE   0 0 2,761
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   244,347 4,043 SH   SOLE   0 0 4,043
TESLA INC COM 88160R101   378,684 1,524 SH   SOLE   0 0 1,524
VINTAGE WINE ESTATES INC COM 92747V106   5,023 10,000 SH   SOLE   0 0 10,000
INVESCO QQQ TR UNIT SER 1 46090E103   586,993 1,433 SH   SOLE   0 0 1,433
SERVICENOW INC COM 81762P102   231,022 327 SH   SOLE   0 0 327
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   15,000,309 318,579 SH   SOLE   0 0 318,579
GANNETT CO INC COM 36472T109   60,651 26,370 SH   SOLE   0 0 26,370
UNITEDHEALTH GROUP INC COM 91324P102   486,264 924 SH   SOLE   0 0 924
NVIDIA CORPORATION COM 67066G104   743,328 1,501 SH   SOLE   0 0 1,501
COCA COLA CO COM 191216100   436,349 7,405 SH   SOLE   0 0 7,405
PAYCHEX INC COM 704326107   8,748,987 73,453 SH   SOLE   0 0 73,453
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,507,992 118,147 SH   SOLE   0 0 118,147
VISA INC COM CL A 92826C839   320,491 1,231 SH   SOLE   0 0 1,231
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,129,922 6,631 SH   SOLE   0 0 6,631
ORACLE CORP COM 68389X105   225,012 2,134 SH   SOLE   0 0 2,134
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   287,438 3,253 SH   SOLE   0 0 3,253
DISNEY WALT CO COM 254687106   252,112 2,792 SH   SOLE   0 0 2,792
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,577,796 33,400 SH   SOLE   0 0 33,400
ABBVIE INC COM 00287Y109   521,556 3,366 SH   SOLE   0 0 3,366
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,725,555 46,687 SH   SOLE   0 0 46,687
CORNING INC COM 219350105   205,903 6,762 SH   SOLE   0 0 6,762
BANK AMERICA CORP COM 060505104   293,543 8,718 SH   SOLE   0 0 8,718
INNOVATIVE INDL PPTYS INC COM 45781V101   210,065 2,084 SH   SOLE   0 0 2,084
PEPSICO INC COM 713448108   616,261 3,628 SH   SOLE   0 0 3,628
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   4,349,981 167,436 SH   SOLE   0 0 167,436
JOHNSON & JOHNSON COM 478160104   494,904 3,157 SH   SOLE   0 0 3,157
ISHARES TR IBDS DEC28 ETF 46435U515   206,491 8,230 SH   SOLE   0 0 8,230
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,622,651 19,559 SH   SOLE   0 0 19,559
PROCTER AND GAMBLE CO COM 742718109   319,265 2,179 SH   SOLE   0 0 2,179
EASTMAN CHEM CO COM 277432100   255,321 2,843 SH   SOLE   0 0 2,843
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,853,716 174,711 SH   SOLE   0 0 174,711
ISHARES TR RUSSELL 2000 ETF 464287655   807,272 4,022 SH   SOLE   0 0 4,022
META PLATFORMS INC CL A 30303M102   461,210 1,303 SH   SOLE   0 0 1,303
ISHARES TR IBONDS DEC2026 46435GAA0   303,673 12,706 SH   SOLE   0 0 12,706
ABBOTT LABS COM 002824100   466,807 4,241 SH   SOLE   0 0 4,241
ALPHABET INC CAP STK CL A 02079K305   371,017 2,656 SH   SOLE   0 0 2,656
GRAHAM CORP COM 384556106   477,949 25,195 SH   SOLE   0 0 25,195
AMERICAN CENTY ETF TR US EQT ETF 025072885   955,536 11,717 SH   SOLE   0 0 11,717
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   244,167 902 SH   SOLE   0 0 902
ISHARES TR DOW JONES US ETF 464287846   305,924 2,625 SH   SOLE   0 0 2,625
QUALCOMM INC COM 747525103   260,707 1,803 SH   SOLE   0 0 1,803
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,221,035 4,673 SH   SOLE   0 0 4,673
BROADSTONE NET LEASE INC COM 11135E203   1,483,597 86,155 SH   SOLE   0 0 86,155
UNION PAC CORP COM 907818108   219,339 893 SH   SOLE   0 0 893
B & G FOODS INC NEW COM 05508R106   684,138 65,156 SH   SOLE   0 0 65,156
ISHARES TR MSCI EAFE ETF 464287465   307,702 4,084 SH   SOLE   0 0 4,084
APPLE INC COM 037833100   4,360,668 22,649 SH   SOLE   0 0 22,649
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,060,215 4,717 SH   SOLE   0 0 4,717
CATERPILLAR INC COM 149123101   488,702 1,653 SH   SOLE   0 0 1,653
INTERNATIONAL BUSINESS MACHS COM 459200101   473,524 2,895 SH   SOLE   0 0 2,895