The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR IBONDS DEC 2032 46436E312   244,356 10,407 SH   SOLE   0 0 10,407
ISHARES TR MSCI EMG MKT ETF 464287234   900,213 23,721 SH   SOLE   0 0 23,721
ELI LILLY & CO COM 532457108   303,478 565 SH   SOLE   0 0 565
INTEL CORP COM 458140100   223,771 6,295 SH   SOLE   0 0 6,295
STARBUCKS CORP COM 855244109   337,151 3,694 SH   SOLE   0 0 3,694
EXXON MOBIL CORP COM 30231G102   327,108 2,782 SH   SOLE   0 0 2,782
LULULEMON ATHLETICA INC COM 550021109   209,001 542 SH   SOLE   0 0 542
ALPHABET INC CAP STK CL C 02079K107   266,601 2,022 SH   SOLE   0 0 2,022
MICROSOFT CORP COM 594918104   1,933,596 6,124 SH   SOLE   0 0 6,124
ISHARES TR GLOBAL REIT ETF 46434V647   9,321,604 440,321 SH   SOLE   0 0 440,321
ISHARES TR CORE S&P500 ETF 464287200   10,856,398 25,281 SH   SOLE   0 0 25,281
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   553,826 8,183 SH   SOLE   0 0 8,183
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,731,766 98,929 SH   SOLE   0 0 98,929
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   475,357 1,357 SH   SOLE   0 0 1,357
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   292,054 3,367 SH   SOLE   0 0 3,367
HONEYWELL INTL INC COM 438516106   205,475 1,112 SH   SOLE   0 0 1,112
ISHARES TR IBONDS 27 ETF 46435UAA9   248,269 10,729 SH   SOLE   0 0 10,729
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   26,264,531 1,097,098 SH   SOLE   0 0 1,097,098
CONSTELLATION BRANDS INC CL A 21036P108   528,409 2,102 SH   SOLE   0 0 2,102
M & T BK CORP COM 55261F104   277,431 2,194 SH   SOLE   0 0 2,194
SOFI TECHNOLOGIES INC COM 83406F102   123,845 15,500 SH   SOLE   0 0 15,500
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   16,164,386 279,033 SH   SOLE   0 0 279,033
CHEVRON CORP NEW COM 166764100   1,073,922 6,369 SH   SOLE   0 0 6,369
MERCK & CO INC COM 58933Y105   319,763 3,106 SH   SOLE   0 0 3,106
STRYKER CORPORATION COM 863667101   269,991 988 SH   SOLE   0 0 988
AMAZON COM INC COM 023135106   1,498,491 11,788 SH   SOLE   0 0 11,788
JPMORGAN CHASE & CO COM 46625H100   411,051 2,834 SH   SOLE   0 0 2,834
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   222,171 3,992 SH   SOLE   0 0 3,992
TESLA INC COM 88160R101   372,077 1,487 SH   SOLE   0 0 1,487
VINTAGE WINE ESTATES INC COM 92747V106   5,690 10,000 SH   SOLE   0 0 10,000
INVESCO QQQ TR UNIT SER 1 46090E103   509,921 1,423 SH   SOLE   0 0 1,423
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109   98,890 15,500 SH   SOLE   0 0 15,500
SERVICENOW INC COM 81762P102   227,497 407 SH   SOLE   0 0 407
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   4,384,529 98,154 SH   SOLE   0 0 98,154
GANNETT CO INC COM 36472T109   64,607 26,370 SH   SOLE   0 0 26,370
NVIDIA CORPORATION COM 67066G104   660,751 1,519 SH   SOLE   0 0 1,519
UNITEDHEALTH GROUP INC COM 91324P102   465,644 924 SH   SOLE   0 0 924
COCA COLA CO COM 191216100   419,436 7,493 SH   SOLE   0 0 7,493
PAYCHEX INC COM 704326107   8,459,801 73,353 SH   SOLE   0 0 73,353
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,349,669 30,515 SH   SOLE   0 0 30,515
VISA INC COM CL A 92826C839   283,142 1,231 SH   SOLE   0 0 1,231
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   968,173 6,231 SH   SOLE   0 0 6,231
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   245,801 3,249 SH   SOLE   0 0 3,249
ORACLE CORP COM 68389X105   223,677 2,112 SH   SOLE   0 0 2,112
DISNEY WALT CO COM 254687106   226,311 2,792 SH   SOLE   0 0 2,792
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,637,889 39,543 SH   SOLE   0 0 39,543
ABBVIE INC COM 00287Y109   575,749 3,863 SH   SOLE   0 0 3,863
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,006,103 29,626 SH   SOLE   0 0 29,626
CORNING INC COM 219350105   206,038 6,762 SH   SOLE   0 0 6,762
AMBEV SA SPONSORED ADR 02319V103   27,335 10,595 SH   SOLE   0 0 10,595
BANK AMERICA CORP COM 060505104   237,162 8,662 SH   SOLE   0 0 8,662
PEPSICO INC COM 713448108   614,700 3,628 SH   SOLE   0 0 3,628
JOHNSON & JOHNSON COM 478160104   507,353 3,257 SH   SOLE   0 0 3,257
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,422,234 19,558 SH   SOLE   0 0 19,558
AIR PRODS & CHEMS INC COM 009158106   200,647 708 SH   SOLE   0 0 708
EASTMAN CHEM CO COM 277432100   217,751 2,838 SH   SOLE   0 0 2,838
PROCTER AND GAMBLE CO COM 742718109   318,311 2,182 SH   SOLE   0 0 2,182
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,956,718 157,247 SH   SOLE   0 0 157,247
ISHARES TR RUSSELL 2000 ETF 464287655   639,936 3,621 SH   SOLE   0 0 3,621
TOMPKINS FINL CORP COM 890110109   392,949 8,021 SH   SOLE   0 0 8,021
META PLATFORMS INC CL A 30303M102   383,368 1,277 SH   SOLE   0 0 1,277
ABBOTT LABS COM 002824100   410,741 4,241 SH   SOLE   0 0 4,241
ALPHABET INC CAP STK CL A 02079K305   303,333 2,318 SH   SOLE   0 0 2,318
GRAHAM CORP COM 384556106   418,237 25,195 SH   SOLE   0 0 25,195
AMERICAN CENTY ETF TR US EQT ETF 025072885   854,812 11,668 SH   SOLE   0 0 11,668
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   357,251 1,447 SH   SOLE   0 0 1,447
ISHARES TR DOW JONES US ETF 464287846   274,024 2,623 SH   SOLE   0 0 2,623
QUALCOMM INC COM 747525103   222,357 2,002 SH   SOLE   0 0 2,002
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,993,338 4,663 SH   SOLE   0 0 4,663
BROADSTONE NET LEASE INC COM 11135E203   1,705,246 119,248 SH   SOLE   0 0 119,248
UNION PAC CORP COM 907818108   222,568 1,093 SH   SOLE   0 0 1,093
B & G FOODS INC NEW COM 05508R106   644,393 65,156 SH   SOLE   0 0 65,156
ISHARES TR MSCI EAFE ETF 464287465   280,034 4,063 SH   SOLE   0 0 4,063
APPLE INC COM 037833100   4,068,521 23,763 SH   SOLE   0 0 23,763
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   76,081 14,037 SH   SOLE   0 0 14,037
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,841,690 4,690 SH   SOLE   0 0 4,690
CATERPILLAR INC COM 149123101   543,915 1,992 SH   SOLE   0 0 1,992
INTERNATIONAL BUSINESS MACHS COM 459200101   423,045 3,015 SH   SOLE   0 0 3,015