The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 428 128 SH   SOLE   0 0 128
APPLE INC COM 037833100 837 4,716 SH   SOLE   0 0 4,716
CHEVRON CORP NEW COM 166764100 320 2,726 SH   SOLE   0 0 2,726
ISHARES INC MSCI GBL MIN VOL 464286525 244 2,249 SH   SOLE   0 0 2,249
MICROSOFT CORP COM 594918104 320 950 SH   SOLE   0 0 950
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,466 30,667 SH   SOLE   0 0 30,667
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,272 11,177 SH   SOLE   0 0 11,177
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,339 14,284 SH   SOLE   0 0 14,284
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,461 47,274 SH   SOLE   0 0 47,274
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 609 13,068 SH   SOLE   0 0 13,068
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 3,509 59,879 SH   SOLE   0 0 59,879
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 239 4,122 SH   SOLE   0 0 4,122
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,310 78,070 SH   SOLE   0 0 78,070
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,396 19,772 SH   SOLE   0 0 19,772
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,819 6,975 SH   SOLE   0 0 6,975
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 2,868 26,853 SH   SOLE   0 0 26,853
VANGUARD WORLD FD MEGA CAP INDEX 921910873 280 1,667 SH   SOLE   0 0 1,667
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 2,779 18,356 SH   SOLE   0 0 18,356
VANGUARD WELLINGTON FD US MOMENTUM 921935508 293 2,203 SH   SOLE   0 0 2,203
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,635 17,525 SH   SOLE   0 0 17,525
VANGUARD INDEX FDS GROWTH ETF 922908736 1,823 5,682 SH   SOLE   0 0 5,682
VANGUARD INDEX FDS VALUE ETF 922908744 3,875 26,340 SH   SOLE   0 0 26,340
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,193 13,226 SH   SOLE   0 0 13,226
INVESCO QQQ TR UNIT SER 1 46090E103 227 569 SH   SOLE   0 0 569
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 742 12,687 SH   SOLE   0 0 12,687
EXXON MOBIL CORP COM 30231G102 327 5,350 SH   SOLE   0 0 5,350
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 499 1,351 SH   SOLE   0 0 1,351
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,245 7,652 SH   SOLE   0 0 7,652
INVESCO EXCHANGE TRADED FD T S&P500 EQL DIS 46137V381 239 1,526 SH   SOLE   0 0 1,526
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,997 43,663 SH   SOLE   0 0 43,663
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 307 3,880 SH   SOLE   0 0 3,880
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 629 12,072 SH   SOLE   0 0 12,072
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775 1,067 14,594 SH   SOLE   0 0 14,594
ISHARES TR MSCI USA MIN VOL 46429B697 6,029 74,522 SH   SOLE   0 0 74,522
ISHARES TR MSCI USA QLT FCT 46432F339 4,407 30,276 SH   SOLE   0 0 30,276
ISHARES TR MSCI USA VALUE 46432F388 1,375 12,561 SH   SOLE   0 0 12,561
ISHARES TR MSCI USA MMENTM 46432F396 6,034 33,187 SH   SOLE   0 0 33,187
J P MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 605 5,704 SH   SOLE   0 0 5,704
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 409 6,878 SH   SOLE   0 0 6,878
NETFLIX INC COM 64110L106 239 396 SH   SOLE   0 0 396
OREILLY AUTOMOTIVE INC COM 67103H107 257 364 SH   SOLE   0 0 364
OSI ETF TR OSHARES US QUALT 67110P407 1,486 31,914 SH   SOLE   0 0 31,914
PROSHARES TR S&P MDCP 400 DIV 74347B680 3,200 43,400 SH   SOLE   0 0 43,400
PROSHARES TR S&P 500 DV ARIST 74348A467 3,194 32,530 SH   SOLE   0 0 32,530
SPDR SER TR S&P 600 SMCP VAL 78464A300 309 3,649 SH   SOLE   0 0 3,649
SPDR SER TR S&P 400 MDCP VAL 78464A839 421 5,921 SH   SOLE   0 0 5,921
SPDR SER TR RUSSELL LOW VOL 78468R754 408 3,577 SH   SOLE   0 0 3,577
SPDR SER TR SSGA US LRG ETF 78468R804 639 4,243 SH   SOLE   0 0 4,243
SPDR SER TR MSCI USA STRTGIC 78468R812 421 3,220 SH   SOLE   0 0 3,220
TESLA INC COM 88160R101 307 291 SH   SOLE   0 0 291
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 266 3,610 SH   SOLE   0 0 3,610
WISDOMTREE TR US TOTAL DIVIDND 97717W109 1,549 23,930 SH   SOLE   0 0 23,930
WISDOMTREE TR US HIGH DIVIDEND 97717W208 293 3,544 SH   SOLE   0 0 3,544
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,100 16,662 SH   SOLE   0 0 16,662
WISDOMTREE TR US S CAP QTY DIV 97717X651 266 5,585 SH   SOLE   0 0 5,585
WISDOMTREE TR US QTLY DIV GRT 97717X669 3,231 49,055 SH   SOLE   0 0 49,055