The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Common 88579Y101 22 114 SH   SOLE   0 0 114
ALPHABET INC CL A Common 02079k305 143 169 SH   SOLE   0 0 169
ALTRIA GROUP INC COM Common 02209s103 485 6,791 SH   SOLE   0 0 6,791
AMAZON.COM INC COM Common 023135106 36 41 SH   SOLE   0 0 41
AMERICAN AIRLINES GROUP INC COM Common 02376r102 8 193 SH   SOLE   0 0 193
AMERICAN EXPRESS CO CM Common 025816109 8 100 SH   SOLE   0 0 100
APPLE INC COM Common 037833100 58 403 SH   SOLE   0 0 403
AT&T INC COM Common 00206r102 294 7,084 SH   SOLE   0 0 7,084
AUTOMATIC DATA PROCESSING INC COM Common 053015103 6 60 SH   SOLE   0 0 60
BLACKROCK INC COM Common 09247X101 6 15 SH   SOLE   0 0 15
BOEING CO COM Common 097023105 19 107 SH   SOLE   0 0 107
BP PLC SPONS ADR Common 055622104 11 312 SH   SOLE   0 0 312
CATERPILLAR INC COM Common 149123101 14 150 SH   SOLE   0 0 150
CHEVRON CORP COM Common 166764100 74 689 SH   SOLE   0 0 689
CHUBB LTD COM Common H1467J104 9 67 SH   SOLE   0 0 67
CISCO SYSTEMS INC COM Common 17275R102 8 249 SH   SOLE   0 0 249
CME GROUP INC COM Common 12572Q105 7 59 SH   SOLE   0 0 59
COCA COLA CO COM Common 191216100 327 7,705 SH   SOLE   0 0 7,705
COLGATE PALMOLIVE CO COM Common 194162103 149 2,040 SH   SOLE   0 0 2,040
COMCAST CORP COM CL A Common 20030N101 12 308 SH   SOLE   0 0 308
CONSOLIDATED EDISON CO N Y INC COM Common 209115104 106 1,370 SH   SOLE   0 0 1,370
COSTCO WHOLESALE CORPORATION COM Common 22160k105 10 60 SH   SOLE   0 0 60
DOMINION RESOURCES INC COM Common 25746U109 52 666 SH   SOLE   0 0 666
EVERSOURCE ENERGY COM Common 30040W108 8 137 SH   SOLE   0 0 137
EXXON MOBIL CORPORATION COM Common 30231g102 180 2,189 SH   SOLE   0 0 2,189
FACEBOOK INC COM Common 30303M102 28 200 SH   SOLE   0 0 200
GENERAL DYNAMICS CORP COM Common 369550108 4 23 SH   SOLE   0 0 23
GENERAL ELECTRIC CO COM Common 369604103 58 1,960 SH   SOLE   0 0 1,960
HOME DEPOT INC COM Common 437076102 12 81 SH   SOLE   0 0 81
HONEYWELL INTERNATIONAL INC COM Common 438516106 11 88 SH   SOLE   0 0 88
INTEL CORP COM Common 458140100 104 2,896 SH   SOLE   0 0 2,896
ISHARES 20Plus YR TREASURY BND ETF Common 464287432 9,156 75,851 SH   SOLE   0 0 75,851
ISHARES MSCI EMERGING MKTS ETF Common 464287234 85 2,150 SH   SOLE   0 0 2,150
JOHNSON & JOHNSON COM Common 478160104 48 386 SH   SOLE   0 0 386
JP MORGAN CHASE & CO COM Common 46625h100 98 1,113 SH   SOLE   0 0 1,113
KRAFT HEINZ CO COM Common 500754106 160 1,757 SH   SOLE   0 0 1,757
MARSH & MCLENNAN COS INC COM Common 571748102 7 97 SH   SOLE   0 0 97
MERCK & CO INC. COM Common 58933Y105 11 177 SH   SOLE   0 0 177
MICROSOFT CORP COM Common 594918104 72 1,087 SH   SOLE   0 0 1,087
MONDELEZ INTL INC COM Common 609207105 34 780 SH   SOLE   0 0 780
MORGAN STANLEY COM Common 617446448 16 384 SH   SOLE   0 0 384
ORACLE CORP COM Common 68389x105 28 620 SH   SOLE   0 0 620
PFIZER INC COM Common 717081103 5 140 SH   SOLE   0 0 140
PHILIP MORRIS INTL COM Common 718172109 211 1,870 SH   SOLE   0 0 1,870
PNC FINL CORP COM Common 693475105 65 538 SH   SOLE   0 0 538
PPL CORPORATION COM Common 69351T106 51 1,375 SH   SOLE   0 0 1,375
PRICELINE GROUP INC COM Common 741503403 18 10 SH   SOLE   0 0 10
PRUDENTIAL FINANCIAL INC COM Common 744320102 18 172 SH   SOLE   0 0 172
PUBLIC STORAGE COM Common 74460D109 65 296 SH   SOLE   0 0 296
PUBLIC SVC ENTERPRISE GROUP COM Common 744573106 50 1,125 SH   SOLE   0 0 1,125
REALTY INCOME CORPORATION COM Common 756109104 62 1,035 SH   SOLE   0 0 1,035
ROYAL DUTCH SHELL PLC ADR CLASS A Common 780259206 62 1,170 SH   SOLE   0 0 1,170
ROYAL DUTCH SHELL PLC ADR CLASS B Common 780259107 19 344 SH   SOLE   0 0 344
SELECT SECTOR SPDR TRUST CONSUMER STAPLES INDEX Common 81369Y308 187 3,425 SH   SOLE   0 0 3,425
SOUTHERN CO COM Common 842587107 111 2,225 SH   SOLE   0 0 2,225
SPDR TR S&P 500 ETF TR Common 78462F103 12 50 SH   SOLE   0 0 50
STARBUCKS CORP COM Common 855244109 528 9,040 SH   SOLE   0 0 9,040
STRYKER CORP COM Common 863667101 9 65 SH   SOLE   0 0 65
SYSCO CORP COM Common 871829107 43 820 SH   SOLE   0 0 820
TEXAS INSTRUMENTS INC COM Common 882508104 7 82 SH   SOLE   0 0 82
TJX COMPANIES INC CM Common 872540109 80 1,015 SH   SOLE   0 0 1,015
UNITED PARCEL SERVICE CL B Common 911312106 258 2,406 SH   SOLE   0 0 2,406
US BANCORP COM (NEW) Common 902973304 5 90 SH   SOLE   0 0 90
VANGUARD HIGH DIVIDEND YIELD ETF Common 921946406 7,723 99,465 SH   SOLE   0 0 99,465
VANGUARD INTERMEDIATE TERM BOND FUND Common 921937819 39,484 472,245 SH   SOLE   0 0 472,245
VANGUARD LONG TERM BOND FUND Common 921937793 23,074 256,260 SH   SOLE   0 0 256,260
VANGUARD LONG TERM GOVT BOND ETF Common 92206C847 9,806 131,555 SH   SOLE   0 0 131,555
VANGUARD REIT ETF INDEX Common 922908553 180 2,177 SH   SOLE   0 0 2,177
VANGUARD SHORT TERM CORP BOND ETF Common 92206C409 7,025 88,105 SH   SOLE   0 0 88,105
VERIZON COMMUNICATIONS COM Common 92343v104 200 4,108 SH   SOLE   0 0 4,108
VIRCO MFG CO COM Common 927651109 12 3,085 SH   SOLE   0 0 3,085
VISA INC CLASS A Common 92826c839 11 124 SH   SOLE   0 0 124
WALT DISNEY CO COM Common 254687106 127 1,123 SH   SOLE   0 0 1,123
WASTE MANAGEMENT INC COM Common 94106l109 63 859 SH   SOLE   0 0 859
WELLS FARGO & CO COM Common 949746101 42 746 SH   SOLE   0 0 746
WEYERHAEUSER CO COM Common 962166104 51 1,500 SH   SOLE   0 0 1,500