The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 354 1,680 SH   SOLE   0 0 1,680
Abbott Laboratories COM 002824100 306 4,179 SH   SOLE   0 0 4,179
Abbvie Inc COM 00287Y109 378 4,007 SH   SOLE   0 0 4,007
Alphabet Inc Class A COM 02079K305 807 669 SH   SOLE   0 0 669
Alphabet Inc Class C COM 02079K107 562 471 SH   SOLE   0 0 471
Amerisourcebergen Co COM 03073E105 239 2,600 SH   SOLE   0 0 2,600
Becton Dickinson & C COM 075887109 583 2,235 SH   SOLE   0 0 2,235
Blackrock Inc COM 09247X101 777 1,650 SH   SOLE   0 0 1,650
Boeing Co COM 097023105 351 944 SH   SOLE   0 0 944
Caterpillar Inc COM 149123101 373 2,450 SH   SOLE   0 0 2,450
Cisco Systems Inc COM 17275R102 241 4,964 SH   SOLE   0 0 4,964
Citrix Systems Inc COM 177376100 397 3,575 SH   SOLE   0 0 3,575
Colgate-Palmolive Co COM 194162103 420 6,277 SH   SOLE   0 0 6,277
Comcast Corp New Cl COM 20030N101 376 10,630 SH   SOLE   0 0 10,630
D T E Energy Company COM 233331107 1,778 16,295 SH   SOLE   0 0 16,295
Deere & Co COM 244199105 205 1,364 SH   SOLE   0 0 1,364
Electronic Arts COM 285512109 418 3,475 SH   SOLE   0 0 3,475
Emerson Electric Co COM 291011104 281 3,679 SH   SOLE   0 0 3,679
Exxon Mobil Corporat COM 30231G102 280 3,301 SH   SOLE   0 0 3,301
Fiserv Inc COM 337738108 329 4,000 SH   SOLE   0 0 4,000
Ford Motor Company COM 345370860 95 10,303 SH   SOLE   0 0 10,303
General Dynamics Cor COM 369550108 527 2,575 SH   SOLE   0 0 2,575
Goldman Sachs Group COM 38141G104 523 2,334 SH   SOLE   0 0 2,334
Home Depot COM 437076102 394 1,903 SH   SOLE   0 0 1,903
Intel Corp COM 458140AD2 459 9,719 SH   SOLE   0 0 9,719
Intl Business Machin COM 459200101 310 2,051 SH   SOLE   0 0 2,051
Invesco BLDRS Emergi ETF 09348R300 296 7,326 SH   SOLE   0 0 7,326
Invesco Dynamic Phar ETF 73935X799 871 11,850 SH   SOLE   0 0 11,850
Invesco QQQ Trust ETF 73935A104 11,407 61,402 SH   SOLE   0 0 61,402
Invesco Senior Loan ETF 73936Q769 277 11,971 SH   SOLE   0 0 11,971
Ionis Pharmaceutical COM 462222100 825 16,000 SH   SOLE   0 0 16,000
iShares Core S&P 500 ETF 464287200 843 2,882 SH   SOLE   0 0 2,882
iShares Core U.S. Ag ETF 464287226 596 5,651 SH   SOLE   0 0 5,651
iShares DJ Sel Divid ETF 464287168 660 6,616 SH   SOLE   0 0 6,616
iShares Inc Msci Pac ETF 464286665 445 9,816 SH   SOLE   0 0 9,816
iShares Morngstar Mi ETF 464288307 797 3,381 SH   SOLE   0 0 3,381
iShares MSCI EAFE ET ETF 464287465 1,537 22,608 SH   SOLE   0 0 22,608
iShares Msci Gwth Id ETF 464288885 1,713 21,403 SH   SOLE   0 0 21,403
iShares Nasdaq Bio E ETF 464287556 707 5,805 SH   SOLE   0 0 5,805
iShares New York Amt ETF 464288323 355 6,544 SH   SOLE   0 0 6,544
iShares R. Midcap Gr ETF 464287481 2,488 18,355 SH   SOLE   0 0 18,355
iShares R. Midcap Vl ETF 464287473 1,027 11,379 SH   SOLE   0 0 11,379
iShares R1000 Growth ETF 464287614 1,565 10,039 SH   SOLE   0 0 10,039
iShares R1000 Index ETF 464287622 1,298 8,027 SH   SOLE   0 0 8,027
iShares R1000 Value ETF 464287598 2,653 20,953 SH   SOLE   0 0 20,953
iShares R2000 Growth ETF 464287648 1,290 6,001 SH   SOLE   0 0 6,001
iShares R2000 Value ETF 464287630 332 2,503 SH   SOLE   0 0 2,503
iShares Russell Midc ETF 464287499 310 1,408 SH   SOLE   0 0 1,408
iShares Russell Top ETF 464289438 250 2,938 SH   SOLE   0 0 2,938
iShares S&P Midcap G ETF 464287606 6,659 28,587 SH   SOLE   0 0 28,587
iShares S&P Nat'l Mu ETF 464288414 1,236 11,455 SH   SOLE   0 0 11,455
iShares S&P Small-Ca ETF 464287804 4,390 50,326 SH   SOLE   0 0 50,326
iShares S&P U S Pfd ETF 464288687 844 22,734 SH   SOLE   0 0 22,734
iShares SP 500 BA Gr ETF 464287309 890 5,024 SH   SOLE   0 0 5,024
iShares SP 600 BA Gr ETF 464287887 2,673 13,250 SH   SOLE   0 0 13,250
iShares TIPS Bond ET ETF 464287176 7,229 65,351 SH   SOLE   0 0 65,351
iShares Tr S&P Midca ETF 464287507 10,187 50,613 SH   SOLE   0 0 50,613
iSharesTrust CI Emer ETF 464287234 853 19,885 SH   SOLE   0 0 19,885
Isoray Inc COM 46489V104 11 21,285 SH   SOLE   0 0 21,285
J P Morgan COM 191216100 449 3,980 SH   SOLE   0 0 3,980
Johnson & Johnson COM 478160104 617 4,472 SH   SOLE   0 0 4,472
Keysight Technologie COM 49338L103 364 5,500 SH   SOLE   0 0 5,500
Kimberly-Clark Corp COM 494368103 235 2,070 SH   SOLE   0 0 2,070
Lamb Weston Holdings COM 513272104 264 3,974 SH   SOLE   0 0 3,974
Mastercard Inc COM 57636Q104 1,224 5,500 SH   SOLE   0 0 5,500
Mc Donalds Corp COM 580135101 308 1,846 SH   SOLE   0 0 1,846
MFS Charter Income ETF 552727109 81 10,450 SH   SOLE   0 0 10,450
Micron Technology In COM 595112103 203 4,500 SH   SOLE   0 0 4,500
Microsoft Corp COM 594918104 852 7,455 SH   SOLE   0 0 7,455
NextEra Energy Inc COM 65339F101 279 1,670 SH   SOLE   0 0 1,670
Nike Inc Class B COM 654106103 257 3,045 SH   SOLE   0 0 3,045
Nuveen Preferred Inc ETF 67073B106 216 23,315 SH   SOLE   0 0 23,315
O Reilly Automotive COM 67103H107 520 1,500 SH   SOLE   0 0 1,500
Oracle Corporation COM 68389X105 529 10,260 SH   SOLE   0 0 10,260
Paycom Software Inc COM 70432V102 878 5,650 SH   SOLE   0 0 5,650
Pepsico Incorporated COM 713448108 291 2,603 SH   SOLE   0 0 2,603
Pfizer Incorporated COM 717081103 1,168 26,521 SH   SOLE   0 0 26,521
Roper Industries Inc COM 776696106 325 1,100 SH   SOLE   0 0 1,100
Schwab Emg Mkt Eq ET ETF 808524706 739 28,746 SH   SOLE   0 0 28,746
Schwab Intl Eq ETF ETF 808524805 558 16,643 SH   SOLE   0 0 16,643
Schwab US Brd Mkt ET ETF 808524102 3,648 51,827 SH   SOLE   0 0 51,827
Schwab US Dividend ETF 808524797 1,535 28,973 SH   SOLE   0 0 28,973
Schwab US LCap ETF 808524201 1,191 17,133 SH   SOLE   0 0 17,133
Schwab US LCap Growt ETF 808524300 3,982 48,557 SH   SOLE   0 0 48,557
Schwab US LCap Value ETF 808524409 3,019 53,847 SH   SOLE   0 0 53,847
Schwab US Mid-Cap ET ETF 808524508 1,935 33,459 SH   SOLE   0 0 33,459
Schwab US SmallCap E ETF 808524607 4,774 62,677 SH   SOLE   0 0 62,677
SPDR DJ Indust Avg ETF 78467X109 4,669 17,659 SH   SOLE   0 0 17,659
SPDR Emerging Market ETF 78463X509 1,253 35,984 SH   SOLE   0 0 35,984
Spdr S&P 400 Mid Cap ETF 78464A821 446 7,986 SH   SOLE   0 0 7,986
SPDR S&P 500 ETF ETF 78462F103 710 2,445 SH   SOLE   0 0 2,445
SPDR S&P 500 Growth ETF 78464A409 7,074 185,004 SH   SOLE   0 0 185,004
SPDR S&P 600 Small C ETF 78464A201 276 4,103 SH   SOLE   0 0 4,103
SPDR S&P 600 Small C ETF 78464A300 1,379 20,201 SH   SOLE   0 0 20,201
SPDR S&P 600 Small C ETF 78464A813 9,243 122,482 SH   SOLE   0 0 122,482
SPDR S&P Dividend ET ETF 78464A763 7,731 78,946 SH   SOLE   0 0 78,946
SPDR S&P Emerging As ETF 78463X301 955 9,867 SH   SOLE   0 0 9,867
Spdr S&P Regional Bk ETF 78464A698 617 10,388 SH   SOLE   0 0 10,388
Stryker Corp COM 863667101 230 1,298 SH   SOLE   0 0 1,298
Texas Instruments In COM 882508104 238 2,219 SH   SOLE   0 0 2,219
The Charles Schwab C COM 30231G102 442 9,000 SH   SOLE   0 0 9,000
Thermo Fisher Scient COM 883556102 907 3,720 SH   SOLE   0 0 3,720
Travelers Group Inc COM 89417E109 200 1,548 SH   SOLE   0 0 1,548
Union Pacific Corp COM 907818108 512 3,146 SH   SOLE   0 0 3,146
United Healthcare Co COM 91324P102 1,582 5,950 SH   SOLE   0 0 5,950
Utilities Select Sec ETF 81369Y886 2,628 49,917 SH   SOLE   0 0 49,917
Valero Energy Corp N COM 91913Y100 286 2,520 SH   SOLE   0 0 2,520
Vanguard Bond Index ETF 921937819 348 4,325 SH   SOLE   0 0 4,325
Vanguard Div Appreci ETF 921908844 9,632 87,012 SH   SOLE   0 0 87,012
Vanguard Extended Mk ETF 922908652 929 7,576 SH   SOLE   0 0 7,576
Vanguard FTSE All Wo ETF 922042718 619 5,524 SH   SOLE   0 0 5,524
Vanguard FTSE All-Wo ETF 922042775 411 7,915 SH   SOLE   0 0 7,915
Vanguard FTSE Develo ETF 921943858 9,187 212,333 SH   SOLE   0 0 212,333
Vanguard Growth ETF 922908736 643 3,995 SH   SOLE   0 0 3,995
Vanguard Health Care ETF 92204A504 3,617 20,053 SH   SOLE   0 0 20,053
Vanguard Russell 200 ETF 92206C664 204 1,510 SH   SOLE   0 0 1,510
Vanguard S&P 500 ETF ETF 922908363 322 1,208 SH   SOLE   0 0 1,208
Vanguard Small Cap ETF 922908751 1,394 8,579 SH   SOLE   0 0 8,579
Vanguard Small Cap G ETF 922908595 2,910 15,537 SH   SOLE   0 0 15,537
Vanguard Small Cap V ETF 922908611 777 5,579 SH   SOLE   0 0 5,579
Vanguard ST Inflatio ETF 922020805 1,055 21,819 SH   SOLE   0 0 21,819
Vanguard Value Index ETF 922908744 4,577 41,360 SH   SOLE   0 0 41,360
Walt Disney Company COM 254687106 572 4,894 SH   SOLE   0 0 4,894
Wisdomtree Hedged Eu ETF 97717X701 1,419 22,458 SH   SOLE   0 0 22,458
WisdomTree Int'l LCa ETF 97717W794 323 6,705 SH   SOLE   0 0 6,705
Wisdomtree Intl Mdcp ETF 97717W778 279 4,265 SH   SOLE   0 0 4,265
Wisdomtree Large Cap ETF 97717W307 694 7,281 SH   SOLE   0 0 7,281
WisdomTree MidCap Di ETF 97717W505 1,934 52,445 SH   SOLE   0 0 52,445
Wisdomtree SmallCap ETF 97717W604 6,961 234,301 SH   SOLE   0 0 234,301
Wisdomtree US SmallC ETF 97717X651 902 23,932 SH   SOLE   0 0 23,932
Xtrackers MSCI EAFE ETF 233051200 505 15,635 SH   SOLE   0 0 15,635