The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 486 2,472 SH   SOLE   0 0 2,472
Abbott Laboratories COM 002824100 520 8,542 SH   SOLE   0 0 8,542
Abbvie Inc COM 00287Y109 651 7,029 SH   SOLE   0 0 7,029
Alphabet Inc Class A COM 02079K305 837 742 SH   SOLE   0 0 742
Alphabet Inc Class C COM 02079K107 695 623 SH   SOLE   0 0 623
Amgen Incorporated COM 031162AP5 334 1,812 SH   SOLE   0 0 1,812
Apple Computer Inc COM 037833100 757 4,094 SH   SOLE   0 0 4,094
Arthur J Gallagher COM 363576109 209 3,211 SH   SOLE   0 0 3,211
Becton Dickinson & C COM 075887109 584 2,438 SH   SOLE   0 0 2,438
Blackrock Inc COM 09247X101 881 1,767 SH   SOLE   0 0 1,767
Boeing Co COM 097023105 347 1,035 SH   SOLE   0 0 1,035
Caterpillar Inc COM 149123101 332 2,450 SH   SOLE   0 0 2,450
Chevron Corp COM 166764100 406 3,214 SH   SOLE   0 0 3,214
Cisco Systems Inc COM 17275R102 587 13,658 SH   SOLE   0 0 13,658
Citrix Systems Inc COM 177376100 374 3,575 SH   SOLE   0 0 3,575
Coca-Cola Company COM 191216100 236 5,395 SH   SOLE   0 0 5,395
Colgate-Palmolive Co COM 194162103 406 6,277 SH   SOLE   0 0 6,277
Comcast Corp New Cl COM 20030N101 392 11,966 SH   SOLE   0 0 11,966
Conocophillips COM 20825C104 418 6,008 SH   SOLE   0 0 6,008
D T E Energy Company COM 233331107 1,678 16,195 SH   SOLE   0 0 16,195
Electronic Arts COM 285512109 363 2,575 SH   SOLE   0 0 2,575
Emerson Electric Co COM 291011104 478 6,916 SH   SOLE   0 0 6,916
Exxon Mobil Corporat COM 30231G102 431 5,221 SH   SOLE   0 0 5,221
Fiserv Inc COM 337738108 296 4,000 SH   SOLE   0 0 4,000
Ford Motor Company COM 345370860 133 12,078 SH   SOLE   0 0 12,078
General Dynamics Cor COM 369550108 502 2,693 SH   SOLE   0 0 2,693
General Electric Com COM 369604103 156 11,526 SH   SOLE   0 0 11,526
Goldman Sachs Group COM 38141G104 582 2,641 SH   SOLE   0 0 2,641
Home Depot COM 437076102 442 2,266 SH   SOLE   0 0 2,266
Honeywell Internatio COM 458140AD2 297 2,067 SH   SOLE   0 0 2,067
Intel Corp COM 458140AD2 732 14,727 SH   SOLE   0 0 14,727
Intl Business Machin COM 459200101 409 2,931 SH   SOLE   0 0 2,931
Invesco BLDRS Emergi ETF 09348R300 299 7,316 SH   SOLE   0 0 7,316
Invesco Dynamic Phar ETF 73935X799 839 12,491 SH   SOLE   0 0 12,491
Invesco Emg Mkt Sove ETF 46138E784 908 34,269 SH   SOLE   0 0 34,269
Invesco QQQ Trust ETF 73935A104 10,329 60,178 SH   SOLE   0 0 60,178
Invesco Senior Loan ETF 73936Q769 272 11,892 SH   SOLE   0 0 11,892
Ionis Pharmaceutical COM 462222100 689 16,543 SH   SOLE   0 0 16,543
iShares Core MSCI EA ETF 46432F842 264 4,170 SH   SOLE   0 0 4,170
iShares Core S&P 500 ETF 464287200 872 3,194 SH   SOLE   0 0 3,194
iShares Core U.S. Ag ETF 464287226 706 6,642 SH   SOLE   0 0 6,642
iShares DJ Sel Divid ETF 464287168 794 8,132 SH   SOLE   0 0 8,132
iShares Inc Msci Pac ETF 464286665 451 9,816 SH   SOLE   0 0 9,816
iShares Morngstar Mi ETF 464288307 1,021 4,666 SH   SOLE   0 0 4,666
iShares Msci Gwth Id ETF 464288885 1,814 23,023 SH   SOLE   0 0 23,023
iShares Nasdaq Bio E ETF 464287556 637 5,805 SH   SOLE   0 0 5,805
iShares New York Amt ETF 464288323 358 6,538 SH   SOLE   0 0 6,538
iShares R. Midcap Gr ETF 464287481 4,729 37,321 SH   SOLE   0 0 37,321
iShares R. Midcap Vl ETF 464287473 1,903 21,510 SH   SOLE   0 0 21,510
iShares R1000 Growth ETF 464287614 4,275 29,731 SH   SOLE   0 0 29,731
iShares R1000 Index ETF 464287622 1,448 9,529 SH   SOLE   0 0 9,529
iShares R1000 Value ETF 464287598 2,884 23,767 SH   SOLE   0 0 23,767
iShares R2000 Growth ETF 464287648 1,617 7,916 SH   SOLE   0 0 7,916
iShares R2000 Value ETF 464287630 394 2,992 SH   SOLE   0 0 2,992
iShares Russell Midc ETF 464287499 559 2,638 SH   SOLE   0 0 2,638
iShares Russell Top ETF 464289438 230 2,938 SH   SOLE   0 0 2,938
iShares S&P 500 Valu ETF 464287408 4,191 38,059 SH   SOLE   0 0 38,059
iShares S&P Midcap G ETF 464287606 7,143 31,782 SH   SOLE   0 0 31,782
iShares S&P Nat'l Mu ETF 464288414 1,497 13,737 SH   SOLE   0 0 13,737
iShares S&P Small-Ca ETF 464287804 4,812 57,656 SH   SOLE   0 0 57,656
iShares S&P U S Pfd ETF 464288687 1,192 31,620 SH   SOLE   0 0 31,620
iShares SP 500 BA Gr ETF 464287309 820 5,048 SH   SOLE   0 0 5,048
iShares SP 600 BA Gr ETF 464287887 6,160 32,602 SH   SOLE   0 0 32,602
iShares Tr Lehman Ti ETF 464287176 4,275 37,881 SH   SOLE   0 0 37,881
iShares Tr Msci Eafe ETF 464287465 1,817 27,142 SH   SOLE   0 0 27,142
iShares Tr S&P Midca ETF 464287507 2,121 10,894 SH   SOLE   0 0 10,894
iSharesTrust CI Emer ETF 464287234 768 17,735 SH   SOLE   0 0 17,735
Isoray Inc COM 46489V104 9 21,285 SH   SOLE   0 0 21,285
J P Morgan COM 191216100 587 5,636 SH   SOLE   0 0 5,636
Johnson & Johnson COM 478160104 670 5,526 SH   SOLE   0 0 5,526
Keysight Technologie COM 49338L103 324 5,500 SH   SOLE   0 0 5,500
Kimberly-Clark Corp COM 494368103 218 2,070 SH   SOLE   0 0 2,070
Lamb Weston Holdings COM 513272104 272 3,974 SH   SOLE   0 0 3,974
Mastercard Inc COM 57636Q104 1,080 5,500 SH   SOLE   0 0 5,500
Mc Donalds Corp COM 580135101 289 1,846 SH   SOLE   0 0 1,846
Merck & Co COM 58933Y105 292 4,810 SH   SOLE   0 0 4,810
Micron Technology In COM 595112103 235 4,500 SH   SOLE   0 0 4,500
Microsoft Corp COM 594918104 983 9,969 SH   SOLE   0 0 9,969
NextEra Energy Inc COM 65339F101 320 1,918 SH   SOLE   0 0 1,918
Nike Inc Class B COM 654106103 288 3,621 SH   SOLE   0 0 3,621
O Reilly Automotive COM 67103H107 410 1,500 SH   SOLE   0 0 1,500
Oracle Corporation COM 68389X105 568 12,892 SH   SOLE   0 0 12,892
Paycom Software Inc COM 70432V102 494 5,000 SH   SOLE   0 0 5,000
Pepsico Incorporated COM 713448108 366 3,364 SH   SOLE   0 0 3,364
Pfizer Incorporated COM 717081103 1,152 31,762 SH   SOLE   0 0 31,762
Procter & Gamble Co COM 742718109 237 3,044 SH   SOLE   0 0 3,044
Raytheon Co Com New COM 755111507 268 1,390 SH   SOLE   0 0 1,390
Roper Industries Inc COM 776696106 339 1,231 SH   SOLE   0 0 1,231
S & P Global Inc COM 78409V104 203 1,000 SH   SOLE   0 0 1,000
Schwab Emg Mkt Eq ET ETF 808524706 1,086 41,952 SH   SOLE   0 0 41,952
Schwab Intl Eq ETF ETF 808524805 633 19,177 SH   SOLE   0 0 19,177
Schwab US Brd Mkt ET ETF 808524102 3,516 53,295 SH   SOLE   0 0 53,295
Schwab US Dividend ETF 808524797 1,252 25,409 SH   SOLE   0 0 25,409
Schwab US LCap ETF 808524201 1,269 19,529 SH   SOLE   0 0 19,529
Schwab US LCap Growt ETF 808524300 3,683 48,602 SH   SOLE   0 0 48,602
Schwab US LCap Value ETF 808524409 2,683 50,509 SH   SOLE   0 0 50,509
Schwab US Mid-Cap ET ETF 808524508 1,897 34,570 SH   SOLE   0 0 34,570
Schwab US SmallCap E ETF 808524607 4,557 61,947 SH   SOLE   0 0 61,947
SPDR DJ Indust Avg ETF 78467X109 4,615 19,013 SH   SOLE   0 0 19,013
SPDR Emerging Market ETF 78463X509 870 24,626 SH   SOLE   0 0 24,626
Spdr S&P 400 Mid Cap ETF 78464A821 431 7,981 SH   SOLE   0 0 7,981
SPDR S&P 500 ETF ETF 78462F103 503 1,857 SH   SOLE   0 0 1,857
SPDR S&P 500 Growth ETF 78464A409 6,687 190,376 SH   SOLE   0 0 190,376
SPDR S&P 600 Small C ETF 78464A300 1,253 18,764 SH   SOLE   0 0 18,764
SPDR S&P 600 Small C ETF 78464A201 258 4,097 SH   SOLE   0 0 4,097
SPDR S&P Dividend ET ETF 78464A763 12,090 130,425 SH   SOLE   0 0 130,425
SPDR S&P Emerging As ETF 78463X301 1,065 10,703 SH   SOLE   0 0 10,703
Spdr S&P Regional Bk ETF 78464A698 663 10,881 SH   SOLE   0 0 10,881
Stryker Corp COM 863667101 219 1,298 SH   SOLE   0 0 1,298
Sysco Corporation COM 871829107 264 3,870 SH   SOLE   0 0 3,870
Texas Instruments COM 882508104 244 2,219 SH   SOLE   0 0 2,219
The Charles Schwab C COM 30231G102 459 9,000 SH   SOLE   0 0 9,000
Thermo Fisher Scient COM 883556102 854 4,123 SH   SOLE   0 0 4,123
Union Pacific Corp COM 907818108 456 3,222 SH   SOLE   0 0 3,222
United Healthcare Co COM 91324P102 1,459 5,950 SH   SOLE   0 0 5,950
Utilities Select Sec ETF 81369Y886 2,164 41,665 SH   SOLE   0 0 41,665
Valero Energy Corp N COM 91913Y100 279 2,520 SH   SOLE   0 0 2,520
Vanguard Bond Index ETF 921937819 574 7,097 SH   SOLE   0 0 7,097
Vanguard Div Appreci ETF 921908844 9,977 98,187 SH   SOLE   0 0 98,187
Vanguard Extended Mk ETF 922908652 1,184 10,059 SH   SOLE   0 0 10,059
Vanguard FTSE All Wo ETF 922042718 637 5,524 SH   SOLE   0 0 5,524
Vanguard FTSE All-Wo ETF 922042775 474 9,157 SH   SOLE   0 0 9,157
Vanguard FTSE Develo ETF 921943858 2,634 61,417 SH   SOLE   0 0 61,417
Vanguard FTSE Emergi ETF 922042858 601 14,261 SH   SOLE   0 0 14,261
Vanguard Growth ETF 922908736 651 4,346 SH   SOLE   0 0 4,346
Vanguard Health Care ETF 92204A504 2,357 14,813 SH   SOLE   0 0 14,813
Vanguard S&P 500 ETF ETF 922908363 300 1,202 SH   SOLE   0 0 1,202
Vanguard Small Cap ETF 922908751 1,315 8,449 SH   SOLE   0 0 8,449
Vanguard Small Cap G ETF 922908595 2,866 16,303 SH   SOLE   0 0 16,303
Vanguard Small Cap V ETF 922908611 2,248 16,555 SH   SOLE   0 0 16,555
Vanguard ST Inflatio ETF 922020805 537 11,007 SH   SOLE   0 0 11,007
Walt Disney Company COM 254687106 558 5,325 SH   SOLE   0 0 5,325
Wisdomtree Hedged Eu ETF 97717X701 1,497 23,723 SH   SOLE   0 0 23,723
WisdomTree Int'l LCa ETF 97717W794 392 8,210 SH   SOLE   0 0 8,210
Wisdomtree Intl Mdcp ETF 97717W778 482 7,390 SH   SOLE   0 0 7,390
Wisdomtree Large Cap ETF 97717W307 749 8,354 SH   SOLE   0 0 8,354
WisdomTree MidCap Di ETF 97717W505 2,552 71,304 SH   SOLE   0 0 71,304
Wisdomtree SmallCap ETF 97717W604 9,450 318,737 SH   SOLE   0 0 318,737
Wisdomtree US SmallC ETF 97717X651 920 25,083 SH   SOLE   0 0 25,083
Xtrackers MSCI EAFE ETF 233051200 490 15,635 SH   SOLE   0 0 15,635