The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108 370 1,135 SH   SOLE 0 681 0 454
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 6,150 18,237 SH   SOLE 0 10,942 0 7,295
EATON CORP PLC SHS G29183103 258 1,698 SH   SOLE 0 1,019 0 679
CHUBB LIMITED COM H1467J104 2,922 13,661 SH   SOLE 0 8,197 0 5,464
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 4,954 48,179 SH   SOLE 0 28,907 0 19,272
ABBOTT LABS COM 002824100 1,156 9,766 SH   SOLE 0 5,860 0 3,906
ABBVIE INC COM 00287Y109 1,453 8,965 SH   SOLE 0 5,379 0 3,586
AIR PRODS & CHEMS INC COM 009158106 450 1,800 SH   SOLE 0 1,080 0 720
ALPHABET INC CAP STK CL C 02079K107 1,673 599 SH   SOLE 0 359 0 240
ALPHABET INC CAP STK CL A 02079K305 14,413 5,182 SH   SOLE 0 3,109 0 2,073
ALTRIA GROUP INC COM 02209S103 841 16,099 SH   SOLE 0 9,659 0 6,440
AMAZON COM INC COM 023135106 887 272 SH   SOLE 0 163 0 109
AMERICAN EXPRESS CO COM 025816109 437 2,338 SH   SOLE 0 1,403 0 935
ANTHEM INC COM 036752103 6,107 12,432 SH   SOLE 0 7,459 0 4,973
APPLE INC COM 037833100 19,742 113,065 SH   SOLE 0 67,839 0 45,226
APPLIED MATLS INC COM 038222105 405 3,075 SH   SOLE 0 1,845 0 1,230
ARES CAPITAL CORP COM 04010L103 203 9,697 SH   SOLE 0 5,818 0 3,879
BK OF AMERICA CORP COM 060505104 10,572 256,483 SH   SOLE 0 153,890 0 102,593
BLACKROCK CR ALLOCATION INCO COM 092508100 153 12,207 SH   SOLE 0 7,324 0 4,883
BOEING CO COM 097023105 537 2,803 SH   SOLE 0 1,682 0 1,121
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 4,544 51,731 SH   SOLE 0 31,039 0 20,692
BRISTOL-MYERS SQUIBB CO COM 110122108 567 7,760 SH   SOLE 0 4,656 0 3,104
BROWN FORMAN CORP CL B 115637209 283 4,217 SH   SOLE 0 2,530 0 1,687
CSX CORP COM 126408103 464 12,390 SH   SOLE 0 7,434 0 4,956
CVS HEALTH CORP COM 126650100 1,133 11,199 SH   SOLE 0 6,719 0 4,480
CAPITAL ONE FINL CORP COM 14040H105 1,844 14,045 SH   SOLE 0 8,427 0 5,618
CARLYLE GROUP INC COM 14316J108 284 5,800 SH   SOLE 0 3,480 0 2,320
CENTENE CORP DEL COM 15135B101 6,120 72,693 SH   SOLE 0 43,616 0 29,077
CITIGROUP INC COM NEW 172967424 4,618 86,477 SH   SOLE 0 51,886 0 34,591
COCA COLA CO COM 191216100 539 8,701 SH   SOLE 0 5,221 0 3,480
COMCAST CORP NEW CL A 20030N101 224 4,781 SH   SOLE 0 2,869 0 1,912
CONOCOPHILLIPS COM 20825C104 1,102 11,020 SH   SOLE 0 6,612 0 4,408
CROWN CASTLE INTL CORP NEW COM 22822V101 212 1,150 SH   SOLE 0 690 0 460
DISNEY WALT CO COM 254687106 4,441 32,381 SH   SOLE 0 19,429 0 12,952
DOLLAR TREE INC COM 256746108 4,220 26,353 SH   SOLE 0 15,812 0 10,541
DUKE ENERGY CORP NEW COM NEW 26441C204 513 4,595 SH   SOLE 0 2,757 0 1,838
EXPEDIA GROUP INC COM NEW 30212P303 6,106 31,204 SH   SOLE 0 18,722 0 12,482
EXXON MOBIL CORP COM 30231G102 601 7,278 SH   SOLE 0 4,367 0 2,911
META PLATFORMS INC CL A 30303M102 7,324 32,938 SH   SOLE 0 19,763 0 13,175
FISERV INC COM 337738108 842 8,300 SH   SOLE 0 4,980 0 3,320
GENERAL MLS INC COM 370334104 271 4,000 SH   SOLE 0 2,400 0 1,600
GOLDMAN SACHS GROUP INC COM 38141G104 6,452 19,547 SH   SOLE 0 11,728 0 7,819
HOME DEPOT INC COM 437076102 4,977 16,628 SH   SOLE 0 9,977 0 6,651
HONEYWELL INTL INC COM 438516106 697 3,581 SH   SOLE 0 2,149 0 1,432
INFINERA CORP COM 45667G103 2,046 236,011 SH   SOLE 0 141,607 0 94,404
INTEL CORP COM 458140100 714 14,399 SH   SOLE 0 8,639 0 5,760
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137v357 300 1,900 SH   SOLE 0 1,140 0 760
ISHARES TR CORE S&P500 ETF 464287200 752 1,658 SH   SOLE 0 995 0 663
ISHARES TR CORE US AGGBD ET 464287226 568 5,303 SH   SOLE 0 3,182 0 2,121
JPMORGAN CHASE & CO COM 46625H100 1,455 10,675 SH   SOLE 0 6,405 0 4,270
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,870 37,205 SH   SOLE 0 22,323 0 14,882
JOHNSON & JOHNSON COM 478160104 2,019 11,393 SH   SOLE 0 6,836 0 4,557
L3HARRIS TECHNOLOGIES INC COM 502431109 398 1,600 SH   SOLE 0 960 0 640
LILLY ELI & CO COM 532457108 510 1,781 SH   SOLE 0 1,069 0 712
LOWES COS INC COM 548661107 1,951 9,647 SH   SOLE 0 5,788 0 3,859
MCDONALDS CORP COM 580135101 737 2,981 SH   SOLE 0 1,789 0 1,192
MERCK & CO INC COM 58933Y105 723 8,810 SH   SOLE 0 5,286 0 3,524
METHANEX CORP COM 59151K108 6,448 118,189 SH   SOLE 0 70,913 0 47,276
MICROSOFT CORP COM 594918104 16,358 53,058 SH   SOLE 0 31,835 0 21,223
MONDELEZ INTL INC CL A 609207105 673 10,725 SH   SOLE 0 6,435 0 4,290
MOODYS CORP COM 615369105 1,805 5,349 SH   SOLE 0 3,209 0 2,140
MORGAN STANLEY COM NEW 617446448 6,867 78,572 SH   SOLE 0 47,143 0 31,429
NIKE INC CL B 654106103 204 1,514 SH   SOLE 0 908 0 606
NOKIA CORP SPONSORED ADR 654902204 64 11,800 SH   SOLE 0 7,080 0 4,720
NORFOLK SOUTHN CORP COM 655844108 976 3,422 SH   SOLE 0 2,053 0 1,369
ONEOK INC NEW COM 682680103 212 3,000 SH   SOLE 0 1,800 0 1,200
PPG INDS INC COM 693506107 214 1,632 SH   SOLE 0 979 0 653
PAYCHEX INC COM 704326107 6,587 48,267 SH   SOLE 0 28,960 0 19,307
PAYPAL HLDGS INC COM 70450Y103 5,669 49,018 SH   SOLE 0 29,411 0 19,607
PEPSICO INC COM 713448108 1,732 10,350 SH   SOLE 0 6,210 0 4,140
PFIZER INC COM 717081103 1,103 21,310 SH   SOLE 0 12,786 0 8,524
PHILIP MORRIS INTL INC COM 718172109 1,532 16,304 SH   SOLE 0 9,782 0 6,522
PHILLIPS 66 COM 718546104 515 5,966 SH   SOLE 0 3,580 0 2,386
PROCTER AND GAMBLE CO COM 742718109 1,650 10,800 SH   SOLE 0 6,480 0 4,320
RAYTHEON TECHNOLOGIES CORP COM 75513E101 205 2,074 SH   SOLE 0 1,244 0 830
REGIONS FINANCIAL CORP NEW COM 7591EP100 327 14,675 SH   SOLE 0 8,805 0 5,870
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,878 4,158 SH   SOLE 0 2,495 0 1,663
SALESFORCE COM INC COM 79466L302 2,918 13,743 SH   SOLE 0 8,246 0 5,497
SCHWAB CHARLES CORP COM 808513105 8,503 100,849 SH   SOLE 0 60,509 0 40,340
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,091 41,308 SH   SOLE 0 24,785 0 16,523
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,879 26,313 SH   SOLE 0 15,788 0 10,525
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 504 3,676 SH   SOLE 0 2,206 0 1,470
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 498 13,008 SH   SOLE 0 7,805 0 5,203
SPLUNK INC COM 848637104 3,273 22,023 SH   SOLE 0 13,214 0 8,809
TARGET CORP COM 87612E106 309 1,455 SH   SOLE 0 873 0 582
TEMPUR SEALY INTL INC COM 88023U101 1,166 41,760 SH   SOLE 0 25,056 0 16,704
THERMO FISHER SCIENTIFIC INC COM 883556102 291 493 SH   SOLE 0 296 0 197
THOMSON REUTERS CORP. COM NEW 884903709 219 2,014 SH   SOLE 0 1,208 0 806
3M CO COM 88579Y101 249 1,670 SH   SOLE 0 1,002 0 668
UBER TECHNOLOGIES INC COM 90353T100 5,968 167,272 SH   SOLE 0 100,363 0 66,909
UNION PAC CORP COM 907818108 792 2,898 SH   SOLE 0 1,739 0 1,159
UNITEDHEALTH GROUP INC COM 91324P102 2,203 4,319 SH   SOLE 0 2,591 0 1,728
VALERO ENERGY CORP COM 91913Y100 6,407 63,094 SH   SOLE 0 37,856 0 25,238
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 210 941 SH   SOLE 0 565 0 376
PARAMOUNT GLOBAL CLASS B COM 92556H206 226 5,973 SH   SOLE 0 3,584 0 2,389
VISA INC COM CL A 92826C839 1,552 6,997 SH   SOLE 0 4,198 0 2,799
WALMART INC COM 931142103 327 2,197 SH   SOLE 0 1,318 0 879