0001649910-23-000008.txt : 20230512 0001649910-23-000008.hdr.sgml : 20230512 20230512134441 ACCESSION NUMBER: 0001649910-23-000008 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230512 DATE AS OF CHANGE: 20230512 EFFECTIVENESS DATE: 20230512 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Relative Value Partners Group, LLC CENTRAL INDEX KEY: 0001649910 IRS NUMBER: 474067697 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16978 FILM NUMBER: 23914678 BUSINESS ADDRESS: BUSINESS PHONE: 847-513-6300 MAIL ADDRESS: STREET 1: 1033 SKOKIE BLVD. STREET 2: SUITE 470 CITY: NORTHBROOK STATE: IL ZIP: 60062 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001649910 XXXXXXXX 03-31-2023 03-31-2023 Relative Value Partners Group, LLC

1033 SKOKIE BLVD. SUITE 470 NORTHBROOK IL 60062

13F HOLDINGS REPORT 028-16978 000281067 801-106503 N MAURY FERTIG 847-513-6300 /s/ MAURY FERTIG NORTHBROOK IL 05-12-2023 0 243 1463310186 false INFORMATION TABLE 2 rvp13f1q2023.xml ABBOTT LABS COM 002824100 947907 9393 SH SOLE 9393 0 0 ABBVIE INC COM 00287Y109 1633225 10264 SH SOLE 10264 0 0 ABERDEEN EMRG MRKTS EQT INM COM 00301W105 3139069 585647 SH SOLE 585647 0 0 ABERDEEN GLOBAL DYNAMIC DIV COM 00302M106 184013 19723 SH SOLE 19723 0 0 ABERDEEN GLOBAL INFRA INCM COM SHS BEN INT 00326W106 3514371 195678 SH SOLE 195678 0 0 ABERDEEN JAPAN EQUITY FD INC COM 00306J109 142821 26110 SH SOLE 26110 0 0 ABSOLUTE SOFTWARE COM 00386B109 80616 10296 SH SOLE 10296 0 0 AEGON N V NY REGISTRY SHS 007924103 47300 11000 SH SOLE 11000 0 0 AFFILIATED MANAGERS GROUP COM 008252108 361747 2540 SH SOLE 2540 0 0 ALPHABET INC CAP STK CL C 02079K107 701131 6742 SH SOLE 6742 0 0 ALPHABET INC CAP STK CL A 02079K305 462532 4459 SH SOLE 4459 0 0 ALPINE TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 461370 57100 SH SOLE 57100 0 0 AMAZON COM INC COM 023135106 763003 7387 SH SOLE 7387 0 0 APOLLO GLOBAL MGMT INC COM 03769M106 3158000 50000 SH SOLE 50000 0 0 APPLE INC COM 037833100 3661773 22206 SH SOLE 22206 0 0 ARES CAPITAL CORP COM 04010L103 650627 35602 SH SOLE 35602 0 0 ARES COML REAL ESTATE CORP COM 04013V108 3368726 370597 SH SOLE 370597 0 0 AUTOMATIC DATA PROCESSING COM 053015103 712416 3200 SH SOLE 3200 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 23483106 317082 SH SOLE 317082 0 0 BK OF AMERICA CORP COM 060505104 661784 23139 SH SOLE 23139 0 0 BARCLAYS BANK PLC IPATH SELCT MLP 06742C723 234850 12503 SH SOLE 12503 0 0 BARINGS BDC INC COM 06759L103 11671275 1469934 SH SOLE 1469934 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1483794 4806 SH SOLE 4806 0 0 BLACKROCK CAP ALLOCATION TR COM 09260U109 6234110 411764 SH SOLE 411764 0 0 BLACKROCK CREDIT ALLOC TR COM 092508100 8146313 521865 SH SOLE 521865 0 0 BLACKROCK FLOAT RATE INCM COM 09255X100 15559715 1329890 SH SOLE 1329890 0 0 BLACKROCK FLOATING RATE INC COM 091941104 1256614 112098 SH SOLE 112098 0 0 BLACKROCK INCOME TR INC COM NEW 09247F209 2309568 183445 SH SOLE 183445 0 0 BLUE FOUNDRY BANCORP COM 09549B104 214200 22500 SH SOLE 22500 0 0 BRIGHTSPIRE CAPITAL INC COM CL A 10949T109 4387778 743691 SH SOLE 743691 0 0 BRT APARTMENTS CORP COM 055645303 3161933 160341 SH SOLE 160341 0 0 CHEVRON CORP NEW COM 166764100 1453103 8906 SH SOLE 8906 0 0 CHIPOLTE MEXICAN GRILL INC COM 169656105 3718947 2177 SH SOLE 2177 0 0 CISCO SYS INC COM 17275R102 362534 6935 SH SOLE 6935 0 0 CITIGROUP INC COM 172967424 670480 14299 SH SOLE 14299 0 0 COCA COLA CO COM 191216100 3816458 61526 SH SOLE 61526 0 0 COHEN & STEERS TAX ADVAN PFD COM 19249X108 906867 50748 SH SOLE 50748 0 0 CONOCO PHILLIPS COM 20825C104 297630 3000 SH SOLE 3000 0 0 CORTEVA INC COM 22052L104 207708 3444 SH SOLE 3444 0 0 CRESCENT CAP BDC INC COM 225655109 5911687 434045 SH SOLE 434045 0 0 DANAHER CORPORATION COM 235851102 250418 994 SH SOLE 994 0 0 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 2065706 48605 SH SOLE 48605 0 0 DIMENSIONAL ETF TRUST EMGR CRE EQ MNG 25434V302 501022 21765 SH SOLE 21765 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP 25434V781 7679509 322601 SH SOLE 322601 0 0 DIMENSIONAL ETF TRUST INTNL VALUE 25434V807 24619377 763865 SH SOLE 763865 0 0 DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 5461057 113030 SH SOLE 113030 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 965769 18326 SH SOLE 18326 0 0 DIMENSIONAL US SMALL CAP VALUE US SMALL CAP VAL 25434V815 2532460 101583 SH SOLE 101583 0 0 DTF TAX-FREE INCOME 2028 TER COM 23334J107 216577 19550 SH SOLE 19550 0 0 EASTERN BANKSHARES INC COM 27627N105 2546716 201800 SH SOLE 201800 0 0 EATON VANCE ENHANCED EQTY INCM COM 278274105 439706 28890 SH SOLE 28890 0 0 EATON VANCE RISK-MANAGED DIV COM 27829G106 101299 12742 SH SOLE 12742 0 0 EATON VANCE SR FLTNG RTE TR COM 27828Q105 618950 54629 SH SOLE 54629 0 0 EATON VANCE TX MGD DIV EQ IN COM 27828N102 116700 10000 SH SOLE 10000 0 0 ELLSWORTH GROWTH & INCOME FD COM 289074106 259569 32006 SH SOLE 32006 0 0 EQUITY COMWLTH COM SH BEN INT 294628102 4164738 201098 SH SOLE 201098 0 0 EUROPEAN EQUITY FD INC COM 298768102 189056 22384 SH SOLE 22384 0 0 EXXON MOBIL CORP COM 30231G102 1676298 15293 SH SOLE 15293 0 0 FIRST TR DYNAMIC EUROPE EQUI COM SHS 33740D107 337523 26493 SH SOLE 26493 0 0 FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 3149004 118250 SH SOLE 118250 0 0 FIRST TR HIGH YIELD OPPRT COM 33741Q107 2889297 206970 SH SOLE 206970 0 0 FIRST TR SR FLTG RATE INCOME COM 33733U108 3392804 340985 SH SOLE 340985 0 0 FIRST TR INTER DURATN PFD COM 33718W103 1096789 69505 SH SOLE 69505 0 0 FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 814327 51023 SH SOLE 51023 0 0 FMC CORP COM NEW 302491303 245726 2012 SH SOLE 2012 0 0 FOCUS FINL PARTNERS INC COM CL A 34417P100 8432765 162575 SH SOLE 162575 0 0 GDL FD COM SH BEN IT 361570104 7542564 961424 SH SOLE 961424 0 0 GENERAL MOTORS CORP COM 37045V100 533034 14532 SH SOLE 14532 0 0 GENWORTH FINL INC COM CL A 37247D106 60240 12000 SH SOLE 12000 0 0 GOLUB CAP BDC INC COM 38173M102 5388312 397368 SH SOLE 397368 0 0 GRANITE PT MTG TR INC COM 38741L107 3640736 734019 SH SOLE 734019 0 0 GUGGENHEIM ACTIVE ALLOC FD COMMON STOCK 40170T106 3661798 260812 SH SOLE 260812 0 0 HARTFORD FINL SVCS GROUP INC COM 416515104 386780 5550 SH SOLE 5550 0 0 HOME DEPOT INC COM 437076102 323156 1095 SH SOLE 1095 0 0 INDEPENDENT BANK GROUP INC COM 45384B106 206510 4455 SH SOLE 4455 0 0 INTEL CORP COM 458140100 448242 13720 SH SOLE 13720 0 0 INTERNATIONAL BUSINESS MACH COM 459200101 803175 6127 SH SOLE 6127 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 1332776 30249 SH SOLE 30249 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 1968756 107231 SH SOLE 107231 0 0 INVESCO EXCHANGE TRADED FD FTSE RAFI 1000 46137V613 46259667 295061 SH SOLE 295061 0 0 INVESCO EXCHANGE TRADED FD S&P500 PUR VAL 46137V258 841722 11090 SH SOLE 11090 0 0 ISHARES TR 0-3 MNTH TRSRY 46436E718 6297793 62615 SH SOLE 62615 0 0 ISHARES INC ISHS 1 5 YR INVS 464288646 22641575 447993 SH SOLE 447993 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 5576504 47399 SH SOLE 47399 0 0 ISHARES TR BARCLAYS 7 10 YR 464287440 53144210 536160 SH SOLE 536160 0 0 ISHARES TR NTL MUN ETF 464288414 10608841 98467 SH SOLE 98467 0 0 ISHARES TR CORE MSCI EAFE 46429B366 1277456 27658 SH SOLE 27658 0 0 ISHARES TR CORE MSCI EMKT 46434V621 464632 9294 SH SOLE 9294 0 0 ISHARES TR GRWT ALLCN ETF 464289867 944168 18872 SH SOLE 18872 0 0 ISHARES TR CORE MSCI INTL 46429B663 674616 6636 SH SOLE 6636 0 0 ISHARES TR CORE MSCI EAFE 46432F842 22770594 340622 SH SOLE 340622 0 0 ISHARES TR CORE MSCI EMKT 46434G103 11614033 238041 SH SOLE 238041 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 2143125 34594 SH SOLE 34594 0 0 ISHARES TR CORE S&P SCP ETF 464287804 16296002 168521 SH SOLE 168521 0 0 ISHARES TR CORE S&P TTL STK 464287150 7717166 85225 SH SOLE 85225 0 0 ISHARES TR CRE U S REIT ETF 464288521 5058296 100363 SH SOLE 100363 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 632317 8802 SH SOLE 8802 0 0 ISHARES GOLD TR ISHARES NEW 464285204 3105970 83114 SH SOLE 83114 0 0 ISHARES TR IBONDS DEC23 ETF 46434VAX8 236534 9390 SH SOLE 9390 0 0 ISHARES TR IBONDS DEC24 ETF 46434VBG4 7796431 317057 SH SOLE 317057 0 0 ISHARES TR IBONDS 24 TRM TS 46436E874 3518473 146542 SH SOLE 146542 0 0 ISHARES TR IBONDS 25 TRM TS 46436E866 526084 22358 SH SOLE 22358 0 0 ISHARES TR IBOXX HI YD ETF 464288513 2073291 27443 SH SOLE 27443 0 0 ISHARES TR INTL SEL DIV ETF 464288448 266837 9707 SH SOLE 9707 0 0 ISHARES TR MSCI ACWI ETF 464288257 940190 10314 SH SOLE 10314 0 0 ISHARES TR MSCI ACWI EX US 464288240 731609 15001 SH SOLE 15001 0 0 ISHARES TR MSCI LW CRB TG 46434V464 2829926 19129 SH SOLE 19129 0 0 ISHARES TR MSCI EAFE ETF 464287465 3093967 43260 SH SOLE 43260 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 548830 13909 SH SOLE 13909 0 0 ISHARES TR MSCI JPN ETF NEW 46434G822 1948664 33203 SH SOLE 33203 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 2386491 19236 SH SOLE 19236 0 0 ISHARES TR MSCI USA VALUE 46432F388 5997913 64779 SH SOLE 64779 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 2373910 9716 SH SOLE 9716 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 21113959 138670 SH SOLE 138670 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 355908 1995 SH SOLE 1995 0 0 ISHARES TR RUS MID CAP ETF 464287499 330260 4723 SH SOLE 4723 0 0 ISHARES TR CORE S&P500 ETF 464287200 54996292 133785 SH SOLE 133785 0 0 ISHARES TR S&P 500 VAL ETF 464287408 36510024 240577 SH SOLE 240577 0 0 ISHARES TR SP SMCP600VL ETF 464287879 8431804 90093 SH SOLE 90093 0 0 ISHARES TR SHORT TREAS BD 464288679 5567487 53186 SH SOLE 53186 0 0 ISHARES TR SHORT TREAS BD 464288679 248625 2250 SH SOLE 2250 0 0 ISHARES TR RUS 1000 ETF 464287622 3389604 15050 SH SOLE 15050 0 0 ISHARE TR S&P 100 ETF 464287101 78082079 417462 SH SOLE 417462 0 0 ISHARE TR US TREAS BD ETF 46429B267 42390286 1813100 SH SOLE 1813100 0 0 JANUS DETROIT STR TR HENDRSN AAA CL 47103U845 25609861 517266 SH SOLE 517266 0 0 JAPAN SMALLER CAPITALIZATION COM 47109U104 1474906 213445 SH SOLE 213445 0 0 JOHN BEAN TECHNOLOGIES CORP COM 477839104 948419 8678 SH SOLE 8678 0 0 JOHNSON & JOHNSON COM 478160104 697521 4500 SH SOLE 4500 0 0 JP MORGAN CHASE & CO COM 46625H100 926582 7111 SH SOLE 7111 0 0 KINDER MORGAN INC DEL COM 49456B101 5536664 316200 SH SOLE 316200 0 0 KKR REAL ESTATE FIN TR INC COM 48251K100 572833 50293 SH SOLE 50293 0 0 LADDER CAP CORP CL A 505743104 6513908 689302 SH SOLE 689302 0 0 LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 158782 25610 SH SOLE 25610 0 0 LILLY ELI & CO COM 532457108 407296 1186 SH SOLE 1186 0 0 LINCOLN NATIONAL CORP COM 534187109 402393 17908 SH SOLE 17908 0 0 LINDE PLC SHS G5494J103 272622 767 SH SOLE 767 0 0 LOEWS CORP COM 540424108 1087411 18742 SH SOLE 18742 0 0 MARATHON PETE CORP COM 56585A102 269930 2002 SH SOLE 2002 0 0 VANECK ETF TRUST GOLD MINERS ETF 92189F106 1248991 38609 SH SOLE 38609 0 0 MCDONALDS CORP COM 580135101 7534930 26948 SH SOLE 26948 0 0 MERCK & CO INC COM 58933Y105 865270 8133 SH SOLE 8133 0 0 META PLATFORMS INC CL A 30303M102 604877 2854 SH SOLE 2854 0 0 MFS INTER INCOME TR SH BEN INT 55273C107 2703116 975854 SH SOLE 975854 0 0 MFS MULTIMARKET INCOME TR SH BEN INT 552737108 144152 31751 SH SOLE 31751 0 0 MICROSOFT CORP COM 594918104 4256895 14807 SH SOLE 14807 0 0 MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502 640292 56166 SH SOLE 56166 0 0 NEUBERGER BERMAN MLP & ENERG COM 64129H104 2552876 388566 SH SOLE 388566 0 0 NEW GERMANY FUND COM 644465106 186294 20494 SH SOLE 20494 0 0 NORTHEAST CMNTY BANCORP INC COM 664121100 1420896 108300 SH SOLE 108300 0 0 NSTS BANCORP INC COM 6293JP109 347238 38200 SH SOLE 38200 0 0 NUVEEN CORPORATE INCOME 2023 COM 67079F101 1174317 127782 SH SOLE 127782 0 0 NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 125260 24513 SH SOLE 24513 0 0 NUVEEN INT DUR QUAL MUN TRM COM 670677103 6676823 522852 SH SOLE 522852 0 0 NUVEEN MORTGAGE AND INCOME COM 670735109 7874341 493380 SH SOLE 493380 0 0 NUVEEN MULTI MKT INCOME FD COM 67075J107 1168267 201252 SH SOLE 201252 0 0 NUVEEN REAL ASSET INC & GROW COM 67074Y105 6300882 536702 SH SOLE 536702 0 0 PAYCHEX INC COM 704326107 646068 5653 SH SOLE 5653 0 0 PENNANTPARK INVT CORP COM 708062104 5596068 1059861 SH SOLE 1059861 0 0 PFIZER INC COM COM 717081103 543480 13321 SH SOLE 13321 0 0 PGIM SHORT DUR HIG YLD OPP F COM 69355J104 2903912 195945 SH SOLE 195945 0 0 PHILIP MORRIS INTL INC COM 718172109 1464640 15061 SH SOLE 15061 0 0 PHILLIPS 66 COM 718546104 379871 3747 SH SOLE 3747 0 0 PIMCO ETF TR 1 5 US TIP IDX 72201R205 2019241 39562 SH SOLE 39562 0 0 PIMCO ETF TR ACTIVE BD ETF 72201R775 374174 4034 SH SOLE 4034 0 0 PRINCIPAL REAL ESTATE INCOME SHS BEN INT 74255X104 1600614 169198 SH SOLE 169198 0 0 PROCTOR AND GAMBLE CO COM 742718109 412178 2772 SH SOLE 2772 0 0 PUTNAM MUNI OPPORTUNITIES TR SH BEN INT 746922103 331520 32000 SH SOLE 32000 0 0 RAYONIER INC COM 754907103 243463 7320 SH SOLE 7320 0 0 ROYCE GLOBAL VALUE TR INC COM 78081T104 118642 13182 SH SOLE 13182 0 0 S&P GLOBAL INC COM 78409V104 969148 2811 SH SOLE 2811 0 0 SABA CAPITAL INC & OPTUNTY FD SHS NEW 78518H202 17857496 2191104 SH SOLE 2191104 0 0 SCHWAB STRATEGIC TR SCHWB FDT US LG 808524771 752559 13703 SH SOLE 13703 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 205747 5912 SH SOLE 5912 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 327037 6835 SH SOLE 6835 0 0 SEELOS THERAPEUTICS INC COM 81577F109 10368 15000 SH SOLE 15000 0 0 SOUTHERN CO COM 842587107 275537 3960 SH SOLE 3960 0 0 SOUTHSIDE BANCSHARES INC COM 84470P109 273900 8250 SH SOLE 8250 0 0 SPDR GOLD TR GOLD SHS 78463V107 527568 2879 SH SOLE 2879 0 0 SPDR INDEX SHS FDS NUVEEN BLMBRG 78468R739 893943 18800 SH SOLE 18800 0 0 SPDR INDEX SHS FDS PORTF EMG MK 78463X509 581097 17026 SH SOLE 17026 0 0 SPDR SER TR PORTF INTRMD 78464A375 3991293 122847 SH SOLE 122847 0 0 SPDR SER TR PORTF SHORT 78464A474 36092462 1218105 SH SOLE 1218105 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 9926181 24246 SH SOLE 24246 0 0 SPDR SER TR S&P DIVID ETF 78464A763 1422912 11502 SH SOLE 11502 0 0 SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 721553 12639 SH SOLE 12639 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2964617 6467 SH SOLE 6467 0 0 SPECIAL OPPORTUNITIES FUND INC 2 75% CNV PFD C 84741T401 31594718 1382701 SH SOLE 1382701 0 0 SPECIAL OPPORTUNITIES FUND INC COM 84741T104 18705619 1709837 SH SOLE 1709837 0 0 SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 382125 9776 SH SOLE 9776 0 0 STANDEX INTL CORP COM 854231107 1683672 13751 SH SOLE 13751 0 0 STARBUCKS CORP COM 855244109 2888920 27743 SH SOLE 27743 0 0 TCW STRATEGIC INCOME FD INC COM 872340104 330190 70554 SH SOLE 70554 0 0 TEMPLETON EMERGING MKTS FD I COM 880191101 6281998 536923 SH SOLE 536923 0 0 TESLA COM 88160R101 980249 4725 SH SOLE 4725 0 0 TORTOISE PWR & ENERGY INFRAS COM 89147X104 11684113 909269 SH SOLE 909269 0 0 TPG RE FIN TR INC COM 87266M107 5449434 750611 SH SOLE 750611 0 0 TRI-CONTINENTAL CORP COM 895436103 6799656 256108 SH SOLE 256108 0 0 UNION PACIFIC CORP COM 907818108 422646 2100 SH SOLE 2100 0 0 UNUM GROUP COM 91529Y106 496478 12550 SH SOLE 12550 0 0 SELECT SECTOR SPDR TR SBI INT UTILS 81369Y886 687054 10150 SH SOLE 10150 0 0 VANECK ETF TRUST OIL SERVICES ETF 92189H607 249417 900 SH SOLE 900 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 261185 1696 SH SOLE 1696 0 0 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1282830 9150 SH SOLE 9150 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1842279 34454 SH SOLE 34454 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 21150394 468240 SH SOLE 468240 0 0 VANGUARD INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 7536728 186553 SH SOLE 186553 0 0 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 522873 2193 SH SOLE 2193 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 11220874 29110 SH SOLE 29110 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6422458 80061 SH SOLE 80061 0 0 VANGUARD SCOTTSDALE FDS INTR TRM TREAS 92206C706 65870368 1098572 SH SOLE 1098572 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 1435576 6806 SH SOLE 6806 0 0 VANGUARD SCOTTSDALE FDS MTG BKD SECS ETF 92206C771 7571930 162662 SH SOLE 162662 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 959382 11553 SH SOLE 11553 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000 IDX 92206C730 1440834 7733 SH SOLE 7733 0 0 VANGUARD SCOTTSDALE FDS VNG RUS2000 IDX 92206C664 470971 6534 SH SOLE 6534 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13123948 171577 SH SOLE 171577 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1768384 23198 SH SOLE 23198 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2166779 45311 SH SOLE 45311 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 34365460 587042 SH SOLE 587042 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 1544088 8146 SH SOLE 8146 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 16446754 103595 SH SOLE 103595 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 544890 10756 SH SOLE 10756 0 0 VANGUARD STAR FDS VG TL INTL STK FD 921909768 3209808 58138 SH SOLE 58138 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 64229717 314697 SH SOLE 314697 0 0 VANGUARD INTL EQUITY INDEX TT WRLD ST ETF 922042742 1140341 12383 SH SOLE 12383 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 887157 18017 SH SOLE 18017 0 0 VANGUARD WORLD FDS UTILITIES ETF 92204A876 363637 2465 SH SOLE 2465 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 84038967 608493 SH SOLE 608493 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 290233 7463 SH SOLE 7463 0 0 VERTICAL CAP INCOME FUND SHS BEN INT 92535C104 16408746 1672655 SH SOLE 1672655 0 0 VIATRIS INC COM 92556V106 108533 11282 SH SOLE 11282 0 0 VIRTUS DIVIDEND INTEREST & P COM 92840R101 19535464 1661179 SH SOLE 1661179 0 0 VOYA GLBL EQTY DIV & PREM OP COM 92912T100 281152 55128 SH SOLE 55128 0 0 WALMART INC COM 931142103 487765 3308 SH SOLE 3308 0 0 WESTERN ASSET DIVERSIFIED IN COM SHS BEN 95790K109 4286008 322256 SH SOLE 322256 0 0 WILLIAMS COS INC COM 969457100 750944 25149 SH SOLE 25149 0 0 WINTRUST FINL CORP COM 97650W108 209950 2878 SH SOLE 2878 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 10850946 236972 SH SOLE 236972 0 0 WISDOMTREE TR INDIA ERNGS FD 97717W422 436514 13840 SH SOLE 13840 0 0 WISDOMTREE TR US LARGECAP FUND 97717W588 8151575 186450 SH SOLE 186450 0 0 WISDOMTREE TR US MIDCAP FUND 97717W570 1353099 27203 SH SOLE 27203 0 0 WISDOMTREE TR US QTLY DIV GRT 97717X669 45584827 731229 SH SOLE 731229 0 0 XYLEM INC COM 98419M100 3032888 28967 SH SOLE 28967 0 0