0001649910-22-000013.txt : 20221110 0001649910-22-000013.hdr.sgml : 20221110 20221110125033 ACCESSION NUMBER: 0001649910-22-000013 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221110 DATE AS OF CHANGE: 20221110 EFFECTIVENESS DATE: 20221110 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Relative Value Partners Group, LLC CENTRAL INDEX KEY: 0001649910 IRS NUMBER: 474067697 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16978 FILM NUMBER: 221376118 BUSINESS ADDRESS: BUSINESS PHONE: 847-513-6300 MAIL ADDRESS: STREET 1: 1033 SKOKIE BLVD. STREET 2: SUITE 470 CITY: NORTHBROOK STATE: IL ZIP: 60062 13F-HR 1 primary_doc.xml 13F-HR LIVE false false true 0001649910 XXXXXXXX 09-30-2022 09-30-2022 Relative Value Partners Group, LLC

1033 SKOKIE BLVD. SUITE 470 NORTHBROOK IL 60062

13F HOLDINGS REPORT 028-16978 N MAURY FERTIG 847-513-6300 /s/ MAURY FERTIG NORTHBROOK IL 11-10-2022 0 236 1219759 false INFORMATION TABLE 2 rvp13f3q22.xml ABBOTT LABS COM 002824100 600 6198 SH SOLE 6198 0 0 ABBVIE INC COM 00287Y109 973 7253 SH SOLE 7253 0 0 ABERDEEN EMRG MRKTS EQT INM COM 00301W105 2976 649882 SH SOLE 649882 0 0 ABERDEEN GLOBAL DYNAMIC DIV COM 00302M106 163 19279 SH SOLE 19279 0 0 ABERDEEN JAPAN EQUITY FD INC COM 00306J109 139 27697 SH SOLE 27697 0 0 ABSOLUTE SOFTWARE COM 00386B109 118 10197 SH SOLE 10197 0 0 AEGON N V NY REGISTRY SHS 007924103 44 11000 SH SOLE 11000 0 0 AFFILIATED MANAGERS GROUP COM 008252108 284 2540 SH SOLE 2540 0 0 ALPINE TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 2052 287362 SH SOLE 287362 0 0 AMAZON COM INC COM 023135106 646 5720 SH SOLE 5720 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 727 10987 SH SOLE 10987 0 0 APPLE INC COM 037833100 1837 13290 SH SOLE 13290 0 0 APPOLLO GLOBAL MGNT INC COM 03769M106 2325 50000 SH SOLE 50000 0 0 ARES CAPITAL CORP COM 04010L103 1387 82108 SH SOLE 82108 0 0 ARES COML REAL ESTATE CORP COM 04013V108 3252 311183 SH SOLE 311183 0 0 AUTOMATIC DATA PROCESSING COM 053015103 922 4059 SH SOLE 4059 0 0 BARCLAYS BANK PLC IPATH SELCT MLP 06742C723 419 24280 SH SOLE 24280 0 0 BARINGS BDC INC COM 06759L103 11630 1406270 SH SOLE 1406270 0 0 BAXTER INTERNATIONAL COM 071813109 229 4224 SH SOLE 4224 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 952 3566 SH SOLE 3566 0 0 BK OF AMERICA CORP COM 060505104 755 25016 SH SOLE 25016 0 0 BLACKROCK CAP ALLOCATION TR COM 09260U109 2067 151839 SH SOLE 151839 0 0 BLACKROCK CREDIT ALLOC TR COM 092508100 703 73712 SH SOLE 73712 0 0 BLACKROCK ESG CAP ALLC TR SHS BEN INT 09262F100 1055 82319 SH SOLE 82319 0 0 BLACKROCK FLOAT RATE INCM COM 09255X100 5893 535257 SH SOLE 535257 0 0 BLACKSTONE SENIOR FLOATNG RTE COM 09256U105 300 23900 SH SOLE 23900 0 0 BLUE FOUNDRY BANCORP COM 09549B104 278 24900 SH SOLE 24900 0 0 BRIGHTSPIRE CAPITAL INC COM CL A 10949T109 4273 677199 SH SOLE 677199 0 0 BRT APARTMENTS CORP COM 055645303 3870 190565 SH SOLE 190565 0 0 CHEVRON CORP NEW COM 166764100 1194 8310 SH SOLE 8310 0 0 CHIPOLTE MEXICAN GRILL INC COM 169656105 3272 2177 SH SOLE 2177 0 0 CISCO SYS INC COM 17275R102 415 10365 SH SOLE 10365 0 0 CITIGROUP INC COM 172967424 2044 49044 SH SOLE 49044 0 0 COCA COLA CO COM 191216100 3460 61286 SH SOLE 61286 0 0 COHEN & STEERS TAX ADVAN PFD COM 19249X108 1226 67716 SH SOLE 67716 0 0 CONOCO PHILLIPS COM 20825C104 348 3400 SH SOLE 3400 0 0 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 390 19414 SH SOLE 19414 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 9891 383965 SH SOLE 383965 0 0 DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 3795 81350 SH SOLE 81350 0 0 DIMENSIONAL US SMALL CAP VALUE US SMALL CAP ETF 25434V815 1837 84318 SH SOLE 84318 0 0 DOUBLELINE YIELD OPPORTUNITI COM 25862D105 1314 97376 SH SOLE 97376 0 0 DTF TAX-FREE INCOME 2028 TER COM 23334J107 217 19550 SH SOLE 19550 0 0 EASTERN BANKSHARES INC COM 27627N105 4016 204500 SH SOLE 204500 0 0 EATON VANCE ENHANCED EQTY INCM COM 278274105 407 28890 SH SOLE 28890 0 0 EATON VANCE FLOATING RATE 2022 COM 27831H100 1489 173122 SH SOLE 173122 0 0 EATON VANCE MUN BD FD COM 27827X101 3749 387247 SH SOLE 387247 0 0 EATON VANCE TX MGD DIV EQ IN COM 27828N102 109 10000 SH SOLE 10000 0 0 ELLSWORTH GROWTH & INCOME FD COM 289074106 256 32006 SH SOLE 32006 0 0 EQUITY COMWLTH COM SH BEN INT 294628102 4534 186112 SH SOLE 186112 0 0 EUROPEAN EQUITY FD INC COM 298768102 138 22195 SH SOLE 22195 0 0 EXXON MOBIL CORP COM 30231G102 749 8573 SH SOLE 8573 0 0 FIRST TR DYNAMIC EUROPE EQUI COM SHS 33740D107 172 18047 SH SOLE 18047 0 0 FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 840 50317 SH SOLE 50317 0 0 FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 2921 117386 SH SOLE 117386 0 0 FIRST TR HIGH YIELD OPPRT COM 33741Q107 739 54836 SH SOLE 54836 0 0 FIRST TR SR FLTG RATE INCOME COM 33733U108 285 28523 SH SOLE 28523 0 0 FMC CORP COM NEW 302491303 603 5706 SH SOLE 5706 0 0 FOCUS FINL PARTNERS INC COM CL A 34417P100 5236 166175 SH SOLE 166175 0 0 GDL FD COM SH BEN IT 361570104 8554 1079998 SH SOLE 1079998 0 0 GENERAL MOTORS CORP COM 37045V100 474 14780 SH SOLE 14780 0 0 GENWORTH FINL INC COM CL A 37247D106 42 12000 SH SOLE 12000 0 0 GLOBAL X FDS NASDAQ 100 COVER 37954Y483 1824 116478 SH SOLE 116478 0 0 GOLUB CAP BDC INC COM 38173M102 4124 332811 SH SOLE 332811 0 0 GRANITE PT MTG TR INC COM 38741L107 3887 603521 SH SOLE 603521 0 0 GRANITESHARES ETF TR BBG COMMD K 1 38747R108 264 9144 SH SOLE 9144 0 0 GUGGENHEIM ACTIVE ALLOC FD COMMON STOCK 40170T106 926 71857 SH SOLE 71857 0 0 HARTFORD FINL SVCS GROUP INC COM 416515104 344 5550 SH SOLE 5550 0 0 HOME DEPOT INC COM 437076102 213 771 SH SOLE 771 0 0 INDEPENDENT BANK GROUP INC COM 45384B106 270 4403 SH SOLE 4403 0 0 INTEL CORP COM 458140100 541 20995 SH SOLE 20995 0 0 INTERNATIONAL BUSINESS MACH COM 459200101 723 6083 SH SOLE 6083 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 1738 107407 SH SOLE 107407 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 1056 30092 SH SOLE 30092 0 0 INVESCO EXCHANGE TRADED FD FTSE RAFI 1000 46137V613 40195 289652 SH SOLE 289652 0 0 INVESCO EXCHANGE TRADED FD S&P500 PUR VAL 46137V258 534 7650 SH SOLE 7650 0 0 ISHARE TR RUS 1000 ETF 464287622 3509 17765 SH SOLE 17765 0 0 ISHARE TR S&P 100 ETF 464287101 73025 449382 SH SOLE 449382 0 0 ISHARE TR US TREAS BD ETF 46429B267 12310 540863 SH SOLE 540863 0 0 ISHARES GOLD TR ISHARES NEW 464285204 2586 82012 SH SOLE 82012 0 0 ISHARES INC ISHS 1-5YR INVS 464288646 23420 475240 SH SOLE 475240 0 0 ISHARES TR 0-3 MNTH TREASRY 46436E718 9590 95638 SH SOLE 95638 0 0 ISHARES TR 3-7 YR TREAS BD 464288661 36574 320038 SH SOLE 320038 0 0 ISHARES TR BARCLAYS 7 10 YR 464287440 66472 692486 SH SOLE 692486 0 0 ISHARES TR NATIONAL MUN ETF 464288414 15363 149766 SH SOLE 149766 0 0 ISHARES TR CORE MSCI EAFE 46429B366 1789 39026 SH SOLE 39026 0 0 ISHARES TR CORE MSCI EMKT 46434V621 417 9388 SH SOLE 9388 0 0 ISHARES TR CORE MSCI INTL 46429B663 606 6636 SH SOLE 6636 0 0 ISHARES TR CORE MSCI EAFE 46432F842 13367 253794 SH SOLE 253794 0 0 ISHARES TR CORE MSCI EMKT 46434G103 7161 166607 SH SOLE 166607 0 0 ISHARES TR CORE S&P MCP ETF 464287507 12289 56049 SH SOLE 56049 0 0 ISHARES TR CORE S&P SCP ETF 464287804 13747 157663 SH SOLE 157663 0 0 ISHARES TR CORE S&P TTL STK 464287150 5076 63822 SH SOLE 63822 0 0 ISHARES TR CRE U S REIT ETF 464288521 3810 80214 SH SOLE 80214 0 0 ISHARES TR GRWT ALLOCAT ETF 464289867 837 18693 SH SOLE 18693 0 0 ISHARES TR IBONDS DEC23 ETF 46434VAX8 279 11185 SH SOLE 11185 0 0 ISHARES TR IBOXX HI YD ETF 464288513 801 11221 SH SOLE 11221 0 0 ISHARES TR INTL SEL DIV ETF 464288448 217 9621 SH SOLE 9621 0 0 ISHARES TR MSCI ACWI ETF 464288257 800 10282 SH SOLE 10282 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 478 13701 SH SOLE 13701 0 0 ISHARES TR MSCI INTL VLU FT 46435G409 8858 448505 SH SOLE 448505 0 0 ISHARES TR MSCI JPN ETF NEW 46434G822 1657 33923 SH SOLE 33923 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 3218 30958 SH SOLE 30958 0 0 ISHARES TR MSCI USA VALUE 46432F388 3832 46675 SH SOLE 46675 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 1780 8458 SH SOLE 8458 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 12933 94757 SH SOLE 94757 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 357 2165 SH SOLE 2165 0 0 ISHARES TR RUS MID CAP ETF 464287499 346 5574 SH SOLE 5574 0 0 ISHARES TR CORE S&P500 ETF 464287200 37615 104880 SH SOLE 104880 0 0 ISHARES TR SHORT TREAS BD 464288679 265 2408 SH SOLE 2408 0 0 ISHARES TR IBONDS DEC22 ETF 46434VBA7 887 35429 SH SOLE 35429 0 0 ISHARES TR MSCI ACWI EX US 464288240 566 14141 SH SOLE 14141 0 0 ISHARES TR MSCI EAFE ETF 464287465 2039 36408 SH SOLE 36408 0 0 ISHARES TR S&P 500 VAL ETF 464287408 31217 242897 SH SOLE 242897 0 0 ISHARES TR SP SMCP600VL ETF 464287879 17246 209163 SH SOLE 209163 0 0 ISHARES TR PFD AND INCM SEC 464288687 1076 33968 SH SOLE 33968 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 3212 31292 SH SOLE 31292 0 0 ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 710 14421 SH SOLE 14421 0 0 JAPAN SMALLER CAPITALIZATION COM 47109U104 1371 233875 SH SOLE 233875 0 0 JOHN BEAN TECHNOLOGIES CORP COM 477839104 571 6641 SH SOLE 6641 0 0 JOHNSON & JOHNSON COM 478160104 667 4081 SH SOLE 4081 0 0 JP MORGAN CHASE & CO COM 46625H100 577 5525 SH SOLE 5525 0 0 KINDER MORGAN INC DEL COM 49456B101 5119 307616 SH SOLE 307616 0 0 LADDER CAP CORP CL A 505743104 5899 658391 SH SOLE 658391 0 0 LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 142 25610 SH SOLE 25610 0 0 LILLY ELI & CO COM 532457108 400 1236 SH SOLE 1236 0 0 LINCOLN NATIONAL CORP COM 534187109 554 12610 SH SOLE 12610 0 0 LOEWS CORP COM 540424108 934 18742 SH SOLE 18742 0 0 MACQUARIE GLOBAL INFRASTRUCT COM 55608D101 3075 161442 SH SOLE 161442 0 0 MCDONALDS CORP COM 580135101 6135 26589 SH SOLE 26589 0 0 MERCK & CO INC COM 58933Y105 475 5512 SH SOLE 5512 0 0 META PLATFORMS INC CL A 30303M102 256 1889 SH SOLE 1889 0 0 MFS CHARTER INCOME TR SH BEN INT 552727109 402 67616 SH SOLE 67616 0 0 MFS INTER INCOME TR SH BEN INT 55273C107 1706 607238 SH SOLE 607238 0 0 MICROSOFT CORP COM 594918104 2360 10131 SH SOLE 10131 0 0 NEUBERGER BERMAN MLP & ENERG COM 64129H104 2548 416280 SH SOLE 416280 0 0 NEW GERMANY FUND COM 644465106 157 22620 SH SOLE 22620 0 0 NORTHEAST CMNTY BANCORP INC COM 664121100 1426 115000 SH SOLE 115000 0 0 NSTS BANCORP INC COM 6293JP109 384 35500 SH SOLE 35500 0 0 NUVEEN CORPORATE INCOME 2023 COM 67079F101 555 61600 SH SOLE 61600 0 0 NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 298 57821 SH SOLE 57821 0 0 NUVEEN INT DUR QUAL MUN TRM COM 670677103 7326 611234 SH SOLE 611234 0 0 NUVEEN MORTGAGE AND INCOME COM 670735109 8122 502494 SH SOLE 502494 0 0 NUVEEN MULTI ASSET INCOME FD COM 670750108 1983 169013 SH SOLE 169013 0 0 NUVEEN MULTI MKT INCOME FD COM 67075J107 1701 287331 SH SOLE 287331 0 0 NUVEEN MUN VALUE FD INC COM 670928100 4755 560200 SH SOLE 560200 0 0 NUVEEN NY SELECT TAX FREE PR SH BEN INT 67063V104 369 33209 SH SOLE 33209 0 0 NUVEEN QUALITY MUNCP INCOME COM 67066V101 317 28675 SH SOLE 28675 0 0 NUVEEN REAL ASSET INC & GROW COM 67074Y105 6431 571788 SH SOLE 571788 0 0 OAKTREE SPECIALTY LENDING CO COM 67401P108 4478 746299 SH SOLE 746299 0 0 PAYCHEX INC COM 704326107 449 4000 SH SOLE 4000 0 0 PENNANTPARK FLOATING RATE CA COM 70806A106 105 10806 SH SOLE 10806 0 0 PENNANTPARK INVT CORP COM 708062104 5830 1039177 SH SOLE 1039177 0 0 PFIZER INC COM COM 717081103 529 12089 SH SOLE 12089 0 0 PGIM SHORT DUR HIG YLD OPP F COM 69355J104 3086 214745 SH SOLE 214745 0 0 PHILIP MORRIS INTL INC COM 718172109 702 8459 SH SOLE 8459 0 0 PHILLIPS 66 COM 718546104 302 3747 SH SOLE 3747 0 0 PIMCO ENRGY TACTICAL CR OPP COM SHS BEN INT 69346N107 1413 102430 SH SOLE 102430 0 0 PIMCO ETF TR 1-5 US TIP IDX 72201R205 1611 32600 SH SOLE 32600 0 0 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 403 4260 SH SOLE 4260 0 0 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1266 12805 SH SOLE 12805 0 0 PRINCIPAL REAL ESTATE INCOME SHS BEN INT 74255X104 1965 177961 SH SOLE 177961 0 0 PROCTOR AND GAMBLE CO COM 742718109 312 2468 SH SOLE 2468 0 0 PUTNAM MUNI OPPORTUNITIES TR SH BEN INT 746922103 404 41000 SH SOLE 41000 0 0 RAYONIER INC COM 754907103 219 7320 SH SOLE 7320 0 0 ROYCE GLOBAL VALUE TR INC COM 78081T104 116 14506 SH SOLE 14506 0 0 S&P GLOBAL INC COM 78409V104 997 3266 SH SOLE 3266 0 0 SABA CAPITAL INC & OPTUNTY FD SHS NEW 78518H202 16720 2113806 SH SOLE 2113806 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 607 12701 SH SOLE 12701 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 287 6830 SH SOLE 6830 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 671 10243 SH SOLE 10243 0 0 SOUTHERN CO COM 842587107 266 3910 SH SOLE 3910 0 0 SOUTHSIDE BANCSHARES INC COM 84470P109 292 8250 SH SOLE 8250 0 0 SPDR GOLD TR GOLD SHS 78463V107 368 2379 SH SOLE 2379 0 0 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 528 17026 SH SOLE 17026 0 0 SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 1911 86338 SH SOLE 86338 0 0 SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 619 12518 SH SOLE 12518 0 0 SPDR INDEX SHS FDS NUVEEN BLMBRG SH 78468R739 2737 59387 SH SOLE 59387 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 6181 17306 SH SOLE 17306 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2732 6801 SH SOLE 6801 0 0 SPDR SER TR PORTFOLIO INTRMD 78464A375 4795 153102 SH SOLE 153102 0 0 SPDR SER TR PORTFOLIO SHORT 78464A474 37973 1299566 SH SOLE 1299566 0 0 SPDR SER TR S&P DIVID ETF 78464A763 1282 11502 SH SOLE 11502 0 0 SPECIAL OPPORTUNITIES FUND INC 2-75% CNV PFD C 84741T401 32129 1384853 SH SOLE 1384853 0 0 SPECIAL OPPORTUNITIES FUND INC COM 84741T104 19899 1794325 SH SOLE 1794325 0 0 SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 1893 46307 SH SOLE 46307 0 0 SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 340 9463 SH SOLE 9463 0 0 STANDEX INTL CORP COM 854231107 1123 13751 SH SOLE 13751 0 0 STARBUCKS CORP COM 855244109 2414 28653 SH SOLE 28653 0 0 TCW STRATEGIC INCOME FD INC COM 872340104 5564 1178739 SH SOLE 1178739 0 0 TEMPLETON EMERGING MKTS FD I COM 880191101 6276 605235 SH SOLE 605235 0 0 TENNECO INC CL A VTG COM STK 880349105 285 16400 SH SOLE 16400 0 0 TORTOISE PWR & ENERGY INFRAS COM 89147X104 12980 1039268 SH SOLE 1039268 0 0 TPG RE FIN TR INC COM 87266M107 4425 632102 SH SOLE 632102 0 0 TRI-CONTINENTAL CORP COM 895436103 9166 358593 SH SOLE 358593 0 0 UNION PACIFIC CORP COM 907818108 409 2100 SH SOLE 2100 0 0 UNUM GROUP COM 91529Y106 487 12550 SH SOLE 12550 0 0 VANECK ETF TRUST GOLD MINERS ETF 92189F106 928 38461 SH SOLE 38461 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 14534 194249 SH SOLE 194249 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 882 18017 SH SOLE 18017 0 0 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1262 9926 SH SOLE 9926 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 13278 92596 SH SOLE 92596 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 56637 315581 SH SOLE 315581 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 67854 549514 SH SOLE 549514 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 939 4994 SH SOLE 4994 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 734 9154 SH SOLE 9154 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 710 4155 SH SOLE 4155 0 0 VANGUARD INTL EQUITY INDEX TT WRLD ST ETF 922042742 1130 14324 SH SOLE 14324 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1402 31614 SH SOLE 31614 0 0 VANGUARD INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858 7725 211714 SH SOLE 211714 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1383 28736 SH SOLE 28736 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2308 47951 SH SOLE 47951 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4399 58126 SH SOLE 58126 0 0 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 6454 110687 SH SOLE 110687 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1244 7582 SH SOLE 7582 0 0 VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 437 6534 SH SOLE 6534 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 655 8816 SH SOLE 8816 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 30536 528391 SH SOLE 528391 0 0 VANGUARD STAR FDS VG TL INTL STK FD 921909768 2377 51931 SH SOLE 51931 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 17594 483886 SH SOLE 483886 0 0 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 485 2170 SH SOLE 2170 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 9957 32315 SH SOLE 32315 0 0 VANGUARD WORLD FDS UTILITIES ETF 92204A876 318 2215 SH SOLE 2215 0 0 VERTICAL CAP INCOME FUND SHS BEN INT 92535C104 15248 1709363 SH SOLE 1709363 0 0 VIATRIS INC COM 92556V106 96 11250 SH SOLE 11250 0 0 VIRTUS DIVIDEND INTEREST & P COM 92840R101 19680 1842701 SH SOLE 1842701 0 0 VOYA GLBL EQTY DIV & PREM OP COM 92912T100 877 175409 SH SOLE 175409 0 0 WALMART INC COM 931142103 357 2750 SH SOLE 2750 0 0 WESTERN ASSET DIVERSIFIED IN COM SHS BEN 95790K109 6572 522426 SH SOLE 522426 0 0 WILLIAMS COS INC COM 969457100 601 21000 SH SOLE 21000 0 0 WINTRUST FINL CORP COM 97650W108 235 2878 SH SOLE 2878 0 0 WISDOMTREE TR EMG MKTS SMCAP 97717W281 6150 154453 SH SOLE 154453 0 0 WISDOMTREE TR INDIA ERNGS FD 97717W422 415 13590 SH SOLE 13590 0 0 WISDOMTREE TR US LARGECAP FUND 97717W588 9058 235934 SH SOLE 235934 0 0 WISDOMTREE TR US MIDCAP FUND 97717W570 1193 27123 SH SOLE 27123 0 0 WISDOMTREE TR US QTLY DIV GRT 97717X669 39578 734155 SH SOLE 734155 0 0 XYLEM INC COM 98419M100 2415 27639 SH SOLE 27639 0 0