Schedule of Actual and Required Capital Amounts and Ratios |
Actual and required capital amounts and ratios are presented below at period-end. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Actual | | | For capital adequacy purposes | | | Minimum Capital adequacy with capital buffer | | | To be well capitalized under prompt corrective action provisions | | | | Amount |
| | Ratio |
| | Amount |
| | Ratio |
| | Amount |
| | Ratio |
| | Amount |
| | Ratio |
| September 30, 2019 | | | | | | | | | | | | | | | | | Total Capital (to risk-weighted assets) | | | | | | | | | | | | | | | | | FB Financial Corporation | | $ | 614,708 |
| | 12.0 | % | | $ | 409,805 |
| | 8.0 | % | | $ | 537,870 |
| | 10.5 | % | | N/A |
| | N/A |
| FirstBank | | 601,769 |
| | 11.7 | % | | 411,466 |
| | 8.0 | % | | 540,049 |
| | 10.5 | % | | $ | 514,332 |
| | 10.0 | % | Tier 1 Capital (to risk-weighted assets) | | | | | | | | | | | | | | | | | FB Financial Corporation | | $ | 583,244 |
| | 11.3 | % | | $ | 309,687 |
| | 6.0 | % | | $ | 438,723 |
| | 8.5 | % | | N/A |
| | N/A |
| FirstBank | | 570,305 |
| | 11.1 | % | | 308,273 |
| | 6.0 | % | | 436,720 |
| | 8.5 | % | | $ | 411,031 |
| | 8.0 | % | Tier 1 Capital (to average assets) | | | | | | | | | | | | | | | | | FB Financial Corporation | | $ | 583,244 |
| | 10.1 | % | | $ | 230,988 |
| | 4.0 | % | | N/A |
| | N/A |
| | N/A |
| | N/A |
| FirstBank | | 570,305 |
| | 9.8 | % | | 232,778 |
| | 4.0 | % | | N/A |
| | N/A |
| | $ | 290,972 |
| | 5.0 | % | Common Equity Tier 1 Capital (to risk-weighted assets) | | | | | | | | | | | | | | | | | FB Financial Corporation | | $ | 553,244 |
| | 10.8 | % | | $ | 230,518 |
| | 4.5 | % | | $ | 358,584 |
| | 7.0 | % | | N/A |
| | N/A |
| FirstBank | | 570,305 |
| | 11.1 | % | | 231,205 |
| | 4.5 | % | | 359,652 |
| | 7.0 | % | | $ | 333,962 |
| | 6.5 | % |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Actual | | | For capital adequacy purposes | | | Minimum Capital adequacy with capital buffer | | | To be well capitalized under prompt corrective action provisions | | | | Amount |
| | Ratio |
| | Amount |
| | Ratio |
| | Amount |
| | Ratio |
| | Amount |
| | Ratio |
| December 31, 2018 | | | | | | | | | | | | | | | | | Total Capital (to risk-weighted assets) | | | | | | | | | | | | | | | | | FB Financial Corporation | | $ | 582,945 |
| | 13.0 | % | | $ | 358,735 |
| | 8.0 | % | | $ | 442,814 |
| | 9.9 | % | | N/A |
| | N/A |
| FirstBank | | 561,327 |
| | 12.5 | % | | 359,249 |
| | 8.0 | % | | 443,448 |
| | 9.9 | % | | $ | 449,062 |
| | 10.0 | % | Tier 1 Capital (to risk-weighted assets) | | | | | | | | | | | | | | | | | FB Financial Corporation | | $ | 554,013 |
| | 12.4 | % | | $ | 268,071 |
| | 6.0 | % | | $ | 351,843 |
| | 7.9 | % | | N/A |
| | N/A |
| FirstBank | | 532,395 |
| | 11.9 | % | | 268,434 |
| | 6.0 | % | | 352,320 |
| | 7.9 | % | | $ | 357,913 |
| | 8.0 | % | Tier 1 Capital (to average assets) | | | | | | | | | | | | | | | | | FB Financial Corporation | | $ | 554,013 |
| | 11.4 | % | | $ | 194,391 |
| | 4.0 | % | | N/A |
| | N/A |
| | N/A |
| | N/A |
| FirstBank | | 532,395 |
| | 10.9 | % | | 195,374 |
| | 4.0 | % | | N/A |
| | N/A |
| | $ | 244,218 |
| | 5.0 | % | Common Equity Tier 1 Capital (to risk-weighted assets) | | | | | | | | | | | | | | | | | FB Financial Corporation | | $ | 524,013 |
| | 11.7 | % | | $ | 201,543 |
| | 4.5 | % | | $ | 285,520 |
| | 6.4 | % | | N/A |
| | N/A |
| FirstBank | | 532,395 |
| | 11.9 | % | | 201,326 |
| | 4.5 | % | | 285,212 |
| | 6.4 | % | | $ | 290,804 |
| | 6.5 | % |
|