The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,560,361 13,728 SH   SOLE 0 0 0 13,728
ABBVIE INC COM 00287Y109   2,455,521 13,484 SH   SOLE 0 0 0 13,484
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   535,512 1,545 SH   SOLE 0 0 0 1,545
ADVANCED DRAIN SYS INC DEL COM 00790R104   441,926 2,566 SH   SOLE 0 0 0 2,566
AFLAC INC COM 001055102   398,562 4,642 SH   SOLE 0 0 0 4,642
AGILON HEALTH INC COM 00857U107   81,862 13,420 SH   SOLE 0 0 0 13,420
AIR PRODS & CHEMS INC COM 009158106   607,855 2,509 SH   SOLE 0 0 0 2,509
ALMADEN MINERALS LTD COM CL B 020283305   4,340 31,000 SH   SOLE 0 0 0 31,000
ALPHABET INC CAP STK CL A 02079K305   322,990 2,140 SH   SOLE 0 0 0 2,140
ALPHABET INC CAP STK CL C 02079K107   256,558 1,685 SH   SOLE 0 0 0 1,685
AMAZON COM INC COM 023135106   1,268,613 7,033 SH   SOLE 0 0 0 7,033
AMERICAN EXPRESS CO COM 025816109   523,232 2,298 SH   SOLE 0 0 0 2,298
AMERIPRISE FINL INC COM 03076C106   303,003 691 SH   SOLE 0 0 0 691
AMGEN INC COM 031162100   605,317 2,129 SH   SOLE 0 0 0 2,129
APPLE INC COM 037833100   4,597,805 26,812 SH   SOLE 0 0 0 26,812
APPLIED MATLS INC COM 038222105   259,644 1,259 SH   SOLE 0 0 0 1,259
AUTOMATIC DATA PROCESSING IN COM 053015103   262,227 1,050 SH   SOLE 0 0 0 1,050
BANK AMERICA CORP COM 060505104   321,182 8,470 SH   SOLE 0 0 0 8,470
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,790,995 4,259 SH   SOLE 0 0 0 4,259
BOEING CO COM 097023105   209,201 1,084 SH   SOLE 0 0 0 1,084
BROADCOM INC COM 11135F101   1,601,095 1,208 SH   SOLE 0 0 0 1,208
CAMECO CORP COM 13321L108   244,845 5,652 SH   SOLE 0 0 0 5,652
CAPITAL ONE FINL CORP COM 14040H105   319,419 2,145 SH   SOLE 0 0 0 2,145
CARRIER GLOBAL CORPORATION COM 14448C104   226,591 3,898 SH   SOLE 0 0 0 3,898
CATERPILLAR INC COM 149123101   337,116 920 SH   SOLE 0 0 0 920
CHEVRON CORP NEW COM 166764100   1,622,156 10,284 SH   SOLE 0 0 0 10,284
CHURCHILL DOWNS INC COM 171484108   221,389 1,789 SH   SOLE 0 0 0 1,789
CISCO SYS INC COM 17275R102   486,466 9,747 SH   SOLE 0 0 0 9,747
COCA COLA CO COM 191216100   938,440 15,339 SH   SOLE 0 0 0 15,339
COLGATE PALMOLIVE CO COM 194162103   221,343 2,458 SH   SOLE 0 0 0 2,458
COMCAST CORP NEW CL A 20030N101   376,365 8,682 SH   SOLE 0 0 0 8,682
CONOCOPHILLIPS COM 20825C104   1,087,730 8,546 SH   SOLE 0 0 0 8,546
COSTCO WHSL CORP NEW COM 22160K105   350,197 478 SH   SOLE 0 0 0 478
CVS HEALTH CORP COM 126650100   390,664 4,898 SH   SOLE 0 0 0 4,898
DANAHER CORPORATION COM 235851102   277,933 1,113 SH   SOLE 0 0 0 1,113
DIAMONDBACK ENERGY INC COM 25278X109   260,990 1,317 SH   SOLE 0 0 0 1,317
DISNEY WALT CO COM 254687106   256,488 2,096 SH   SOLE 0 0 0 2,096
ECOLAB INC COM 278865100   277,542 1,202 SH   SOLE 0 0 0 1,202
ELEVANCE HEALTH INC COM 036752103   419,499 809 SH   SOLE 0 0 0 809
ELI LILLY & CO COM 532457108   899,161 1,156 SH   SOLE 0 0 0 1,156
EMERSON ELEC CO COM 291011104   550,314 4,852 SH   SOLE 0 0 0 4,852
EOG RES INC COM 26875P101   635,237 4,969 SH   SOLE 0 0 0 4,969
EQUINOX GOLD CORP COM 29446Y502   108,763 18,067 SH   SOLE 0 0 0 18,067
EVERCOMMERCE INC COM 29977X105   1,632,316 173,282 SH   SOLE 0 0 0 173,282
EVERSOURCE ENERGY COM 30040W108   223,779 3,744 SH   SOLE 0 0 0 3,744
EXXON MOBIL CORP COM 30231G102   2,756,632 23,715 SH   SOLE 0 0 0 23,715
FORD MTR CO DEL COM 345370860   146,226 11,011 SH   SOLE 0 0 0 11,011
FRANCO NEV CORP COM 351858105   470,563 3,949 SH   SOLE 0 0 0 3,949
GENERAL DYNAMICS CORP COM 369550108   240,399 851 SH   SOLE 0 0 0 851
GENERAL ELECTRIC CO COM NEW 369604301   203,966 1,162 SH   SOLE 0 0 0 1,162
GENERAL MLS INC COM 370334104   260,579 3,724 SH   SOLE 0 0 0 3,724
GILEAD SCIENCES INC COM 375558103   506,304 6,912 SH   SOLE 0 0 0 6,912
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   2,266,229 22,462 SH   SOLE 0 0 0 22,462
GOLDMAN SACHS GROUP INC COM 38141G104   342,506 820 SH   SOLE 0 0 0 820
HALLIBURTON CO COM 406216101   220,713 5,599 SH   SOLE 0 0 0 5,599
HOME DEPOT INC COM 437076102   969,543 2,527 SH   SOLE 0 0 0 2,527
HONEYWELL INTL INC COM 438516106   388,538 1,893 SH   SOLE 0 0 0 1,893
ILLINOIS TOOL WKS INC COM 452308109   561,346 2,092 SH   SOLE 0 0 0 2,092
INTEL CORP COM 458140100   229,375 5,193 SH   SOLE 0 0 0 5,193
INTERNATIONAL BUSINESS MACHS COM 459200101   501,270 2,625 SH   SOLE 0 0 0 2,625
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   365,070 6,610 SH   SOLE 0 0 0 6,610
INVESCO QQQ TR UNIT SER 1 46090E103   484,859 1,092 SH   SOLE 0 0 0 1,092
ISHARES GOLD TR ISHARES NEW 464285204   1,090,496 25,958 SH   SOLE 0 0 0 25,958
ISHARES INC CORE MSCI EMKT 46434G103   6,359,417 123,245 SH   SOLE 0 0 0 123,245
ISHARES TR RUS 1000 VAL ETF 464287598   676,857 3,779 SH   SOLE 0 0 0 3,779
ISHARES TR JPMORGAN USD EMG 464288281   112,473,549 1,254,305 SH   SOLE 0 0 0 1,254,305
ISHARES TR CORE S&P SCP ETF 464287804   201,147 1,820 SH   SOLE 0 0 0 1,820
ISHARES TR MSCI EMG MKT ETF 464287234   4,666 21,700 SH   SOLE 0 0 0 21,700
ISHARES TR CORE S&P TTL STK 464287150   1,941,076 16,835 SH   SOLE 0 0 0 16,835
ISHARES TR RUS 1000 ETF 464287622   9,340,813 32,430 SH   SOLE 0 0 0 32,430
ISHARES TR CORE S&P500 ETF 464287200   1,036,841 1,972 SH   SOLE 0 0 0 1,972
ISHARES TR S&P MC 400VL ETF 464287705   1,835,500 15,517 SH   SOLE 0 0 0 15,517
ISHARES TR CORE S&P MCP ETF 464287507   778,016 12,809 SH   SOLE 0 0 0 12,809
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   112,072 16,172 SH   SOLE 0 0 0 16,172
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   71,866,821 1,359,312 SH   SOLE 0 0 0 1,359,312
JANUS DETROIT STR TR HENDERSON MTG 47103U852   157,282,254 3,487,411 SH   SOLE 0 0 0 3,487,411
JOHNSON & JOHNSON COM 478160104   775,189 4,900 SH   SOLE 0 0 0 4,900
JPMORGAN CHASE & CO COM 46625H100   879,718 4,392 SH   SOLE 0 0 0 4,392
KIMBERLY-CLARK CORP COM 494368103   206,572 1,597 SH   SOLE 0 0 0 1,597
KINDER MORGAN INC DEL COM 49456B101   238,750 13,018 SH   SOLE 0 0 0 13,018
LAM RESEARCH CORP COM 512807108   205,001 211 SH   SOLE 0 0 0 211
LANCASTER COLONY CORP COM 513847103   2,442,975 11,766 SH   SOLE 0 0 0 11,766
LEGG MASON ETF INVT CLEARBRIDGE DI 524682309   822,051 17,399 SH   SOLE 0 0 0 17,399
LOCKHEED MARTIN CORP COM 539830109   278,835 613 SH   SOLE 0 0 0 613
LOWES COS INC COM 548661107   363,402 1,427 SH   SOLE 0 0 0 1,427
LULULEMON ATHLETICA INC COM 550021109   208,607 534 SH   SOLE 0 0 0 534
M/I HOMES INC COM 55305B101   273,534 2,007 SH   SOLE 0 0 0 2,007
MARATHON PETE CORP COM 56585A102   673,413 3,342 SH   SOLE 0 0 0 3,342
MASTERCARD INCORPORATED CL A 57636Q104   1,337,978 2,778 SH   SOLE 0 0 0 2,778
MCDONALDS CORP COM 580135101   657,789 2,333 SH   SOLE 0 0 0 2,333
MCKESSON CORP COM 58155Q103   471,221 878 SH   SOLE 0 0 0 878
MERCK & CO INC COM 58933Y105   799,460 6,059 SH   SOLE 0 0 0 6,059
META PLATFORMS INC CL A 30303M102   911,919 1,878 SH   SOLE 0 0 0 1,878
MICROSOFT CORP COM 594918104   4,720,090 11,219 SH   SOLE 0 0 0 11,219
MOODYS CORP COM 615369105   252,325 642 SH   SOLE 0 0 0 642
MORGAN STANLEY COM NEW 617446448   1,041,385 11,060 SH   SOLE 0 0 0 11,060
NEXTERA ENERGY INC COM 65339F101   204,130 3,194 SH   SOLE 0 0 0 3,194
NORFOLK SOUTHN CORP COM 655844108   261,871 1,027 SH   SOLE 0 0 0 1,027
NVIDIA CORPORATION COM 67066G104   1,511,150 1,672 SH   SOLE 0 0 0 1,672
ORACLE CORP COM 68389X105   840,331 6,690 SH   SOLE 0 0 0 6,690
PACCAR INC COM 693718108   492,091 3,972 SH   SOLE 0 0 0 3,972
PEPSICO INC COM 713448108   856,849 4,896 SH   SOLE 0 0 0 4,896
PHILLIPS 66 COM 718546104   435,954 2,669 SH   SOLE 0 0 0 2,669
PIONEER NAT RES CO COM 723787107   482,738 1,839 SH   SOLE 0 0 0 1,839
PROCTER AND GAMBLE CO COM 742718109   925,150 5,702 SH   SOLE 0 0 0 5,702
QUALCOMM INC COM 747525103   471,162 2,783 SH   SOLE 0 0 0 2,783
RTX CORPORATION COM 75513E101   216,314 2,218 SH   SOLE 0 0 0 2,218
SALESFORCE INC COM 79466L302   279,796 929 SH   SOLE 0 0 0 929
SCHLUMBERGER LTD COM STK 806857108   426,093 7,774 SH   SOLE 0 0 0 7,774
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,477,897 23,814 SH   SOLE 0 0 0 23,814
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,464,503 92,605 SH   SOLE 0 0 0 92,605
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   399,496 4,906 SH   SOLE 0 0 0 4,906
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   441,347 4,760 SH   SOLE 0 0 0 4,760
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,498,830 59,360 SH   SOLE 0 0 0 59,360
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,839 21,800 SH   SOLE 0 0 0 21,800
SELECT SECTOR SPDR TR ENERGY 81369Y506   304,518,691 3,225,492 SH   SOLE 0 0 0 3,225,492
SIRIUS XM HOLDINGS INC COM 82968B103   48,869 12,595 SH   SOLE 0 0 0 12,595
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,434 15,100 SH   SOLE 0 0 0 15,100
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,043 8,400 SH   SOLE 0 0 0 8,400
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,573,929 18,970 SH   SOLE 0 0 0 18,970
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   528,952 5,762 SH   SOLE 0 0 0 5,762
SPDR SER TR PRTFLO S&P500 VL 78464A508   18,536,478 369,990 SH   SOLE 0 0 0 369,990
STRYKER CORPORATION COM 863667101   290,750 812 SH   SOLE 0 0 0 812
T-MOBILE US INC COM 872590104   213,329 1,307 SH   SOLE 0 0 0 1,307
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,214,790 8,929 SH   SOLE 0 0 0 8,929
TARGET CORP COM 87612E106   276,470 1,560 SH   SOLE 0 0 0 1,560
TESLA INC COM 88160R101   238,195 1,355 SH   SOLE 0 0 0 1,355
TEXAS INSTRS INC COM 882508104   389,185 2,234 SH   SOLE 0 0 0 2,234
THE CIGNA GROUP COM 125523100   427,111 1,176 SH   SOLE 0 0 0 1,176
THERATECHNOLOGIES INC COM NEW 88338H704   73,160 44,072 SH   SOLE 0 0 0 44,072
TJX COS INC NEW COM 872540109   328,527 3,239 SH   SOLE 0 0 0 3,239
TRAVELERS COMPANIES INC COM 89417E109   210,281 914 SH   SOLE 0 0 0 914
UNION PAC CORP COM 907818108   418,221 1,701 SH   SOLE 0 0 0 1,701
UNITED PARCEL SERVICE INC CL B 911312106   296,368 1,994 SH   SOLE 0 0 0 1,994
UNITEDHEALTH GROUP INC COM 91324P102   340,354 688 SH   SOLE 0 0 0 688
VALERO ENERGY CORP COM 91913Y100   381,865 2,237 SH   SOLE 0 0 0 2,237
VANGUARD INDEX FDS TOTAL STK MKT 922908769   476,517 1,833 SH   SOLE 0 0 0 1,833
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   367,028 764 SH   SOLE 0 0 0 764
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   14,399,158 315,702 SH   SOLE 0 0 0 315,702
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   242,347 1,327 SH   SOLE 0 0 0 1,327
VERIZON COMMUNICATIONS INC COM 92343V104   413,012 9,843 SH   SOLE 0 0 0 9,843
VISA INC COM CL A 92826C839   707,468 2,535 SH   SOLE 0 0 0 2,535
WALMART INC COM 931142103   358,312 5,955 SH   SOLE 0 0 0 5,955
WASTE MGMT INC DEL COM 94106L109   292,868 1,374 SH   SOLE 0 0 0 1,374
WILLIAMS COS INC COM 969457100   229,962 5,901 SH   SOLE 0 0 0 5,901
WISDOMTREE TR JAPN HEDGE EQT 97717W851   3,698,108 34,084 SH   SOLE 0 0 0 34,084
WISDOMTREE TR US QTLY DIV GRT 97717X669   546,070,719 7,167,223 SH   SOLE 0 0 0 7,167,223