The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,489,006 13,528 SH   SOLE 0 0 0 13,528
ABBVIE INC COM 00287Y109   2,000,270 12,907 SH   SOLE 0 0 0 12,907
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   554,438 1,580 SH   SOLE 0 0 0 1,580
ADVANCED DRAIN SYS INC DEL COM 00790R104   360,874 2,566 SH   SOLE 0 0 0 2,566
AFLAC INC COM 001055102   333,218 4,039 SH   SOLE 0 0 0 4,039
AGILON HEALTH INC COM 00857U107   168,421 13,420 SH   SOLE 0 0 0 13,420
AIR PRODS & CHEMS INC COM 009158106   714,070 2,608 SH   SOLE 0 0 0 2,608
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   237,646 3,066 SH   SOLE 0 0 0 3,066
ALMADEN MINERALS LTD COM CL B 020283305   4,495 31,000 SH   SOLE 0 0 0 31,000
ALPHABET INC CAP STK CL A 02079K305   309,832 2,218 SH   SOLE 0 0 0 2,218
ALPHABET INC CAP STK CL C 02079K107   217,032 1,540 SH   SOLE 0 0 0 1,540
AMAZON COM INC COM 023135106   985,635 6,487 SH   SOLE 0 0 0 6,487
AMERICAN EXPRESS CO COM 025816109   523,053 2,792 SH   SOLE 0 0 0 2,792
AMERIPRISE FINL INC COM 03076C106   286,939 755 SH   SOLE 0 0 0 755
AMGEN INC COM 031162100   608,298 2,112 SH   SOLE 0 0 0 2,112
APPLE INC COM 037833100   5,143,227 26,714 SH   SOLE 0 0 0 26,714
AUTOMATIC DATA PROCESSING IN COM 053015103   235,533 1,011 SH   SOLE 0 0 0 1,011
BANK AMERICA CORP COM 060505104   300,471 8,924 SH   SOLE 0 0 0 8,924
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,372,428 3,848 SH   SOLE 0 0 0 3,848
BOEING CO COM 097023105   292,982 1,124 SH   SOLE 0 0 0 1,124
BROADCOM INC COM 11135F101   1,337,268 1,198 SH   SOLE 0 0 0 1,198
CAMECO CORP COM 13321L108   243,903 5,659 SH   SOLE 0 0 0 5,659
CATERPILLAR INC COM 149123101   273,495 925 SH   SOLE 0 0 0 925
CHEVRON CORP NEW COM 166764100   1,521,704 10,202 SH   SOLE 0 0 0 10,202
CHURCHILL DOWNS INC COM 171484108   240,985 1,786 SH   SOLE 0 0 0 1,786
CISCO SYS INC COM 17275R102   690,881 13,675 SH   SOLE 0 0 0 13,675
COCA COLA CO COM 191216100   798,030 13,542 SH   SOLE 0 0 0 13,542
COLGATE PALMOLIVE CO COM 194162103   206,050 2,585 SH   SOLE 0 0 0 2,585
COMCAST CORP NEW CL A 20030N101   395,527 9,020 SH   SOLE 0 0 0 9,020
CONOCOPHILLIPS COM 20825C104   994,698 8,570 SH   SOLE 0 0 0 8,570
COSTCO WHSL CORP NEW COM 22160K105   322,779 489 SH   SOLE 0 0 0 489
CVS HEALTH CORP COM 126650100   406,960 5,154 SH   SOLE 0 0 0 5,154
DANAHER CORPORATION COM 235851102   270,404 1,169 SH   SOLE 0 0 0 1,169
ECOLAB INC COM 278865100   242,582 1,223 SH   SOLE 0 0 0 1,223
ELEVANCE HEALTH INC COM 036752103   355,556 754 SH   SOLE 0 0 0 754
ELI LILLY & CO COM 532457108   700,475 1,202 SH   SOLE 0 0 0 1,202
EMERSON ELEC CO COM 291011104   474,873 4,879 SH   SOLE 0 0 0 4,879
EOG RES INC COM 26875P101   601,968 4,977 SH   SOLE 0 0 0 4,977
EQUINOX GOLD CORP COM 29446Y502   88,348 18,067 SH   SOLE 0 0 0 18,067
EVERCOMMERCE INC COM 29977X105   1,911,300 173,282 SH   SOLE 0 0 0 173,282
EVERSOURCE ENERGY COM 30040W108   231,882 3,757 SH   SOLE 0 0 0 3,757
EXXON MOBIL CORP COM 30231G102   2,396,121 23,966 SH   SOLE 0 0 0 23,966
FORD MTR CO DEL COM 345370860   154,301 12,658 SH   SOLE 0 0 0 12,658
FRANCO NEV CORP COM 351858105   423,183 3,819 SH   SOLE 0 0 0 3,819
GENERAL DYNAMICS CORP COM 369550108   246,687 950 SH   SOLE 0 0 0 950
GENERAL MLS INC COM 370334104   258,132 3,963 SH   SOLE 0 0 0 3,963
GILEAD SCIENCES INC COM 375558103   494,566 6,105 SH   SOLE 0 0 0 6,105
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   2,251,744 22,576 SH   SOLE 0 0 0 22,576
GOLDMAN SACHS GROUP INC COM 38141G104   315,174 817 SH   SOLE 0 0 0 817
HOME DEPOT INC COM 437076102   820,284 2,367 SH   SOLE 0 0 0 2,367
HONEYWELL INTL INC COM 438516106   403,482 1,924 SH   SOLE 0 0 0 1,924
HUNTINGTON BANCSHARES INC COM 446150104   277,246 21,796 SH   SOLE 0 0 0 21,796
ILLINOIS TOOL WKS INC COM 452308109   542,478 2,071 SH   SOLE 0 0 0 2,071
INTEL CORP COM 458140100   262,305 5,220 SH   SOLE 0 0 0 5,220
INTERNATIONAL BUSINESS MACHS COM 459200101   317,941 1,944 SH   SOLE 0 0 0 1,944
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   334,371 6,504 SH   SOLE 0 0 0 6,504
ISHARES GOLD TR ISHARES NEW 464285204   1,067,275 27,345 SH   SOLE 0 0 0 27,345
ISHARES INC CORE MSCI EMKT 46434G103   119,099,013 2,354,666 SH   SOLE 0 0 0 2,354,666
ISHARES TR RUS 1000 VAL ETF 464287598   624,480 3,779 SH   SOLE 0 0 0 3,779
ISHARES TR CORE S&P TTL STK 464287150   1,771,547 16,835 SH   SOLE 0 0 0 16,835
ISHARES TR JPMORGAN USD EMG 464288281   106,612,095 1,197,082 SH   SOLE 0 0 0 1,197,082
ISHARES TR MSCI EMG MKT ETF 464287234   18,662 21,700 SH Put SOLE 0 0 0 21,700
ISHARES TR RUS 1000 ETF 464287622   8,603,177 32,804 SH   SOLE 0 0 0 32,804
ISHARES TR S&P MC 400VL ETF 464287705   1,470,147 12,892 SH   SOLE 0 0 0 12,892
ISHARES TR CORE S&P MCP ETF 464287507   708,393 2,556 SH   SOLE 0 0 0 2,556
ISHARES TR SHORT TREAS BD 464288679   644,525 5,852 SH   SOLE 0 0 0 5,852
ISHARES TR CORE S&P500 ETF 464287200   1,003,109 2,100 SH   SOLE 0 0 0 2,100
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   111,256 16,008 SH   SOLE 0 0 0 16,008
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   64,424,606 1,346,105 SH   SOLE 0 0 0 1,346,105
JOHNSON & JOHNSON COM 478160104   761,694 4,860 SH   SOLE 0 0 0 4,860
JPMORGAN CHASE & CO COM 46625H100   751,672 4,419 SH   SOLE 0 0 0 4,419
KIMBERLY-CLARK CORP COM 494368103   253,956 2,090 SH   SOLE 0 0 0 2,090
KINDER MORGAN INC DEL COM 49456B101   191,854 10,876 SH   SOLE 0 0 0 10,876
LANCASTER COLONY CORP COM 513847103   1,999,841 12,019 SH   SOLE 0 0 0 12,019
LEGG MASON ETF INVT CLEARBRIDGE DI 524682309   832,287 18,756 SH   SOLE 0 0 0 18,756
LOCKHEED MARTIN CORP COM 539830109   276,930 611 SH   SOLE 0 0 0 611
LOWES COS INC COM 548661107   388,446 1,745 SH   SOLE 0 0 0 1,745
LULULEMON ATHLETICA INC COM 550021109   273,029 534 SH   SOLE 0 0 0 534
M/I HOMES INC COM 55305B101   276,444 2,007 SH   SOLE 0 0 0 2,007
MARATHON PETE CORP COM 56585A102   489,143 3,297 SH   SOLE 0 0 0 3,297
MASTERCARD INCORPORATED CL A 57636Q104   1,178,958 2,764 SH   SOLE 0 0 0 2,764
MCDONALDS CORP COM 580135101   721,112 2,432 SH   SOLE 0 0 0 2,432
MCKESSON CORP COM 58155Q103   364,622 788 SH   SOLE 0 0 0 788
MERCK & CO INC COM 58933Y105   690,430 6,333 SH   SOLE 0 0 0 6,333
META PLATFORMS INC CL A 30303M102   513,596 1,451 SH   SOLE 0 0 0 1,451
MICROSOFT CORP COM 594918104   4,265,286 11,343 SH   SOLE 0 0 0 11,343
MOODYS CORP COM 615369105   260,894 668 SH   SOLE 0 0 0 668
MORGAN STANLEY COM NEW 617446448   1,010,183 10,833 SH   SOLE 0 0 0 10,833
NORFOLK SOUTHN CORP COM 655844108   249,893 1,057 SH   SOLE 0 0 0 1,057
NVIDIA CORPORATION COM 67066G104   1,072,858 2,166 SH   SOLE 0 0 0 2,166
ORACLE CORP COM 68389X105   712,496 6,758 SH   SOLE 0 0 0 6,758
PACCAR INC COM 693718108   387,963 3,973 SH   SOLE 0 0 0 3,973
PDD HOLDINGS INC SPONSORED ADS 722304102   226,342 1,547 SH   SOLE 0 0 0 1,547
PEPSICO INC COM 713448108   839,859 4,945 SH   SOLE 0 0 0 4,945
PHILLIPS 66 COM 718546104   324,462 2,437 SH   SOLE 0 0 0 2,437
PIONEER NAT RES CO COM 723787107   284,023 1,263 SH   SOLE 0 0 0 1,263
PROCTER AND GAMBLE CO COM 742718109   834,985 5,698 SH   SOLE 0 0 0 5,698
QUALCOMM INC COM 747525103   382,257 2,643 SH   SOLE 0 0 0 2,643
SALESFORCE INC COM 79466L302   245,773 934 SH   SOLE 0 0 0 934
SCHLUMBERGER LTD COM STK 806857108   381,974 7,340 SH   SOLE 0 0 0 7,340
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   394,890 4,760 SH   SOLE 0 0 0 4,760
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   11,344,314 457,617 SH   SOLE 0 0 0 457,617
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,621,683 95,391 SH   SOLE 0 0 0 95,391
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   404,158 5,366 SH   SOLE 0 0 0 5,366
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   223,058 3,182 SH   SOLE 0 0 0 3,182
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,832,242 32,487 SH   SOLE 0 0 0 32,487
SELECT SECTOR SPDR TR ENERGY 81369Y506   57,116 21,800 SH Put SOLE 0 0 0 21,800
SELECT SECTOR SPDR TR ENERGY 81369Y506   263,810,844 3,146,599 SH   SOLE 0 0 0 3,146,599
SIRIUS XM HOLDINGS INC COM 82968B103   69,119 12,636 SH   SOLE 0 0 0 12,636
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   773,354 21,840 SH   SOLE 0 0 0 21,840
SPDR S&P 500 ETF TR TR UNIT 78462F103   71,462 15,100 SH Put SOLE 0 0 0 15,100
SPDR S&P 500 ETF TR TR UNIT 78462F103   29,811 8,400 SH Put SOLE 0 0 0 8,400
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,322,773 15,878 SH   SOLE 0 0 0 15,878
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   527,412 5,771 SH   SOLE 0 0 0 5,771
SPDR SER TR PRTFLO S&P500 VL 78464A508   22,007,270 471,955 SH   SOLE 0 0 0 471,955
STARBUCKS CORP COM 855244109   218,234 2,273 SH   SOLE 0 0 0 2,273
STRYKER CORPORATION COM 863667101   261,453 873 SH   SOLE 0 0 0 873
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,040,936 10,009 SH   SOLE 0 0 0 10,009
TESLA INC COM 88160R101   332,715 1,339 SH   SOLE 0 0 0 1,339
TEXAS INSTRS INC COM 882508104   407,911 2,393 SH   SOLE 0 0 0 2,393
THE CIGNA GROUP COM 125523100   349,458 1,167 SH   SOLE 0 0 0 1,167
THERATECHNOLOGIES INC COM NEW 88338H704   71,397 44,072 SH   SOLE 0 0 0 44,072
TJX COS INC NEW COM 872540109   312,763 3,334 SH   SOLE 0 0 0 3,334
UNION PAC CORP COM 907818108   400,606 1,631 SH   SOLE 0 0 0 1,631
UNITED PARCEL SERVICE INC CL B 911312106   309,271 1,967 SH   SOLE 0 0 0 1,967
UNITEDHEALTH GROUP INC COM 91324P102   433,811 824 SH   SOLE 0 0 0 824
VALERO ENERGY CORP COM 91913Y100   270,004 2,077 SH   SOLE 0 0 0 2,077
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   221,251 507 SH   SOLE 0 0 0 507
VANGUARD INDEX FDS TOTAL STK MKT 922908769   262,465 1,106 SH   SOLE 0 0 0 1,106
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   59,456,216 1,282,490 SH   SOLE 0 0 0 1,282,490
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   218,756 1,284 SH   SOLE 0 0 0 1,284
VANGUARD WORLD FDS INF TECH ETF 92204A702   438,988 907 SH   SOLE 0 0 0 907
VISA INC COM CL A 92826C839   716,223 2,751 SH   SOLE 0 0 0 2,751
WALMART INC COM 931142103   358,023 2,271 SH   SOLE 0 0 0 2,271
WASTE MGMT INC DEL COM 94106L109   250,024 1,396 SH   SOLE 0 0 0 1,396
WELLS FARGO CO NEW COM 949746101   207,955 4,225 SH   SOLE 0 0 0 4,225
WISDOMTREE TR JAPN HEDGE EQT 97717W851   2,686,265 30,533 SH   SOLE 0 0 0 30,533
WISDOMTREE TR US QTLY DIV GRT 97717X669   504,228,183 7,174,562 SH   SOLE 0 0 0 7,174,562