The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   220,569 2,356 SH   SOLE   0 0 2,356
ABBOTT LABS COM 002824100   1,127,590 11,643 SH   SOLE   0 0 11,643
ABBVIE INC COM 00287Y109   1,067,190 7,159 SH   SOLE   0 0 7,159
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   499,668 1,627 SH   SOLE   0 0 1,627
ADVANCED DRAIN SYS INC DEL COM 00790R104   291,761 2,563 SH   SOLE   0 0 2,563
AFLAC INC COM 001055102   315,596 4,112 SH   SOLE   0 0 4,112
AGILON HEALTH INC COM 00857U107   238,339 13,420 SH   SOLE   0 0 13,420
AIR PRODS & CHEMS INC COM 009158106   388,541 1,371 SH   SOLE   0 0 1,371
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   393,192 4,533 SH   SOLE   0 0 4,533
ALMADEN MINERALS LTD COM CL B 020283305   4,542 31,000 SH   SOLE   0 0 31,000
ALPHABET INC CAP STK CL A 02079K305   246,540 1,884 SH   SOLE   0 0 1,884
ALPHABET INC CAP STK CL C 02079K107   203,049 1,540 SH   SOLE   0 0 1,540
AMAZON COM INC COM 023135106   1,019,757 8,022 SH   SOLE   0 0 8,022
AMBEV SA SPONSORED ADR 02319V103   27,294 10,579 SH   SOLE   0 0 10,579
AMERICAN EXPRESS CO COM 025816109   462,787 3,102 SH   SOLE   0 0 3,102
AMERIPRISE FINL INC COM 03076C106   237,591 721 SH   SOLE   0 0 721
AMGEN INC COM 031162100   524,351 1,951 SH   SOLE   0 0 1,951
APPLE INC COM 037833100   4,764,490 27,828 SH   SOLE   0 0 27,828
AUTOMATIC DATA PROCESSING IN COM 053015103   231,919 964 SH   SOLE   0 0 964
BANK AMERICA CORP COM 060505104   230,950 8,435 SH   SOLE   0 0 8,435
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,448,140 4,134 SH   SOLE   0 0 4,134
BROADCOM INC COM 11135F101   1,013,308 1,220 SH   SOLE   0 0 1,220
CAMECO CORP COM 13321L108   224,719 5,669 SH   SOLE   0 0 5,669
CATERPILLAR INC COM 149123101   343,434 1,258 SH   SOLE   0 0 1,258
CHEVRON CORP NEW COM 166764100   1,412,361 8,376 SH   SOLE   0 0 8,376
CHURCHILL DOWNS INC COM 171484108   207,247 1,786 SH   SOLE   0 0 1,786
CISCO SYS INC COM 17275R102   782,418 14,554 SH   SOLE   0 0 14,554
COCA COLA CO COM 191216100   831,303 14,850 SH   SOLE   0 0 14,850
COMCAST CORP NEW CL A 20030N101   425,620 9,599 SH   SOLE   0 0 9,599
CONOCOPHILLIPS COM 20825C104   667,490 5,572 SH   SOLE   0 0 5,572
COSTCO WHSL CORP NEW COM 22160K105   289,260 512 SH   SOLE   0 0 512
CVS HEALTH CORP COM 126650100   371,931 5,327 SH   SOLE   0 0 5,327
DANAHER CORPORATION COM 235851102   270,104 1,089 SH   SOLE   0 0 1,089
ECOLAB INC COM 278865100   204,127 1,205 SH   SOLE   0 0 1,205
ELEVANCE HEALTH INC COM 036752103   327,871 753 SH   SOLE   0 0 753
ELI LILLY & CO COM 532457108   725,943 1,352 SH   SOLE   0 0 1,352
EMERSON ELEC CO COM 291011104   531,714 5,506 SH   SOLE   0 0 5,506
EOG RES INC COM 26875P101   275,323 2,172 SH   SOLE   0 0 2,172
EQUINOX GOLD CORP COM 29446Y502   76,423 18,067 SH   SOLE   0 0 18,067
EXXON MOBIL CORP COM 30231G102   2,178,405 18,527 SH   SOLE   0 0 18,527
FEDEX CORP COM 31428X106   206,903 781 SH   SOLE   0 0 781
FORD MTR CO DEL COM 345370860   162,826 13,110 SH   SOLE   0 0 13,110
FRANCO NEV CORP COM 351858105   517,808 3,879 SH   SOLE   0 0 3,879
GENERAL DYNAMICS CORP COM 369550108   224,285 1,015 SH   SOLE   0 0 1,015
GENERAL MLS INC COM 370334104   297,089 4,643 SH   SOLE   0 0 4,643
GILEAD SCIENCES INC COM 375558103   271,882 3,628 SH   SOLE   0 0 3,628
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   2,066,532 20,643 SH   SOLE   0 0 20,643
GOLDMAN SACHS GROUP INC COM 38141G104   235,235 727 SH   SOLE   0 0 727
HOME DEPOT INC COM 437076102   756,609 2,504 SH   SOLE   0 0 2,504
HONEYWELL INTL INC COM 438516106   334,010 1,808 SH   SOLE   0 0 1,808
HUNTINGTON BANCSHARES INC COM 446150104   223,436 21,484 SH   SOLE   0 0 21,484
ILLINOIS TOOL WKS INC COM 452308109   460,390 1,999 SH   SOLE   0 0 1,999
INTERNATIONAL BUSINESS MACHS COM 459200101   302,206 2,154 SH   SOLE   0 0 2,154
ISHARES GOLD TR ISHARES NEW 464285204   996,865 28,490 SH   SOLE   0 0 28,490
ISHARES INC CORE MSCI EMKT 46434G103   111,165,219 2,335,895 SH   SOLE   0 0 2,335,895
ISHARES TR MSCI EMG MKT ETF 464287234   48,278 21,700 SH Put SOLE   0 0 21,700
ISHARES TR RUS 1000 VAL ETF 464287598   405,359 2,670 SH   SOLE   0 0 2,670
ISHARES TR JPMORGAN USD EMG 464288281   97,577,394 1,182,470 SH   SOLE   0 0 1,182,470
ISHARES TR CORE S&P TTL STK 464287150   1,585,689 16,835 SH   SOLE   0 0 16,835
ISHARES TR RUS 1000 ETF 464287622   7,705,988 32,804 SH   SOLE   0 0 32,804
ISHARES TR S&P MC 400VL ETF 464287705   1,324,611 13,124 SH   SOLE   0 0 13,124
ISHARES TR CORE S&P MCP ETF 464287507   632,440 2,536 SH   SOLE   0 0 2,536
ISHARES TR CORE S&P500 ETF 464287200   934,955 2,177 SH   SOLE   0 0 2,177
ISHARES TR SHORT TREAS BD 464288679   773,537 7,002 SH   SOLE   0 0 7,002
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   97,584 18,172 SH   SOLE   0 0 18,172
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   58,820,322 1,359,379 SH   SOLE   0 0 1,359,379
JOHNSON & JOHNSON COM 478160104   709,881 4,558 SH   SOLE   0 0 4,558
JPMORGAN CHASE & CO COM 46625H100   669,557 4,617 SH   SOLE   0 0 4,617
KIMBERLY-CLARK CORP COM 494368103   253,785 2,100 SH   SOLE   0 0 2,100
LANCASTER COLONY CORP COM 513847103   1,994,553 12,086 SH   SOLE   0 0 12,086
LEGG MASON ETF INVT CLEARBRIDGE DI 524682309   761,999 18,871 SH   SOLE   0 0 18,871
LOCKHEED MARTIN CORP COM 539830109   235,970 577 SH   SOLE   0 0 577
LOWES COS INC COM 548661107   506,937 2,439 SH   SOLE   0 0 2,439
LULULEMON ATHLETICA INC COM 550021109   205,530 533 SH   SOLE   0 0 533
MARATHON PETE CORP COM 56585A102   485,953 3,211 SH   SOLE   0 0 3,211
MASTERCARD INCORPORATED CL A 57636Q104   1,071,738 2,707 SH   SOLE   0 0 2,707
MCDONALDS CORP COM 580135101   722,616 2,743 SH   SOLE   0 0 2,743
MCKESSON CORP COM 58155Q103   253,664 583 SH   SOLE   0 0 583
MERCK & CO INC COM 58933Y105   730,224 7,093 SH   SOLE   0 0 7,093
META PLATFORMS INC CL A 30303M102   689,883 2,298 SH   SOLE   0 0 2,298
MICROSOFT CORP COM 594918104   4,172,431 13,214 SH   SOLE   0 0 13,214
MORGAN STANLEY COM NEW 617446448   825,464 10,107 SH   SOLE   0 0 10,107
NVIDIA CORPORATION COM 67066G104   962,808 2,213 SH   SOLE   0 0 2,213
ORACLE CORP COM 68389X105   761,777 7,192 SH   SOLE   0 0 7,192
PACCAR INC COM 693718108   369,327 4,344 SH   SOLE   0 0 4,344
PEPSICO INC COM 713448108   784,846 4,632 SH   SOLE   0 0 4,632
PHILIP MORRIS INTL INC COM 718172109   266,538 2,879 SH   SOLE   0 0 2,879
PHILLIPS 66 COM 718546104   268,295 2,233 SH   SOLE   0 0 2,233
PIONEER NAT RES CO COM 723787107   255,948 1,115 SH   SOLE   0 0 1,115
PROCTER AND GAMBLE CO COM 742718109   908,416 6,228 SH   SOLE   0 0 6,228
QUALCOMM INC COM 747525103   304,082 2,738 SH   SOLE   0 0 2,738
SALESFORCE INC COM 79466L302   237,455 1,171 SH   SOLE   0 0 1,171
SCHLUMBERGER LTD COM STK 806857108   400,987 6,878 SH   SOLE   0 0 6,878
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   10,806,412 451,396 SH   SOLE   0 0 451,396
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,348,262 69,916 SH   SOLE   0 0 69,916
SELECT SECTOR SPDR TR ENERGY 81369Y506   58,114 21,800 SH Put SOLE   0 0 21,800
SELECT SECTOR SPDR TR ENERGY 81369Y506   285,498,458 3,158,518 SH   SOLE   0 0 3,158,518
SIRIUS XM HOLDINGS INC COM 82968B103   59,063 13,067 SH   SOLE   0 0 13,067
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   733,169 21,840 SH   SOLE   0 0 21,840
SPDR S&P 500 ETF TR TR UNIT 78462F103   290,216 15,100 SH Put SOLE   0 0 15,100
SPDR S&P 500 ETF TR TR UNIT 78462F103   123,217 8,400 SH Put SOLE   0 0 8,400
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,265,932 17,492 SH   SOLE   0 0 17,492
SPDR SER TR PRTFLO S&P500 VL 78464A508   11,497 20,900 SH Put SOLE   0 0 20,900
SPDR SER TR PRTFLO S&P500 VL 78464A508   146,123,615 3,541,532 SH   SOLE   0 0 3,541,532
STRYKER CORPORATION COM 863667101   283,559 1,038 SH   SOLE   0 0 1,038
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   843,799 9,710 SH   SOLE   0 0 9,710
TESLA INC COM 88160R101   343,802 1,374 SH   SOLE   0 0 1,374
TEXAS INSTRS INC COM 882508104   384,327 2,417 SH   SOLE   0 0 2,417
THE CIGNA GROUP COM 125523100   300,946 1,052 SH   SOLE   0 0 1,052
THERATECHNOLOGIES INC COM NEW 88338H704   94,755 44,072 SH   SOLE   0 0 44,072
TJX COS INC NEW COM 872540109   294,371 3,312 SH   SOLE   0 0 3,312
UNION PAC CORP COM 907818108   355,538 1,746 SH   SOLE   0 0 1,746
UNITED PARCEL SERVICE INC CL B 911312106   261,862 1,680 SH   SOLE   0 0 1,680
UNITEDHEALTH GROUP INC COM 91324P102   282,851 561 SH   SOLE   0 0 561
VALERO ENERGY CORP COM 91913Y100   310,865 2,194 SH   SOLE   0 0 2,194
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   1,729,876 11,634 SH   SOLE   0 0 11,634
VANGUARD INDEX FDS TOTAL STK MKT 922908769   239,106 1,126 SH   SOLE   0 0 1,126
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   576,250 7,668 SH   SOLE   0 0 7,668
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   53,222,010 1,215,669 SH   SOLE   0 0 1,215,669
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   211,308 1,360 SH   SOLE   0 0 1,360
VISA INC COM CL A 92826C839   629,537 2,737 SH   SOLE   0 0 2,737
WALMART INC COM 931142103   645,797 4,038 SH   SOLE   0 0 4,038
WASTE MGMT INC DEL COM 94106L109   220,428 1,446 SH   SOLE   0 0 1,446
WELLS FARGO CO NEW COM 949746101   340,977 8,345 SH   SOLE   0 0 8,345
WISDOMTREE TR JAPN HEDGE EQT 97717W851   2,662,364 30,168 SH   SOLE   0 0 30,168
WISDOMTREE TR US QTLY DIV GRT 97717X669   460,227,274 7,248,815 SH   SOLE   0 0 7,248,815