The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUSSELL MIDCAP GRW 464287481 246 1,425 SH   SOLE   0 0 1,425
ISHARES TR CORE S&P 500 ETF 464287200 3,363 10,008 SH   SOLE   0 0 10,008
ISHARES EAFE GRWTH ETF 464288885 1,665 18,524 SH   SOLE   0 0 18,524
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,066 163,422 SH   SOLE   0 0 163,422
ISHARES MSCI EAFE EFV 464288877 27,820 689,476 SH   SOLE   0 0 689,476
SPDR GOLD TRUST GOLD SHS 78463V107 563 3,180 SH   SOLE   0 0 3,180
VANGUARD TAX MANAGED INTL FTSE DEV MKT EFT 921943858 610 14,914 SH   SOLE   0 0 14,914
ISHARES MSCI ACWI ETF 464288257 627 7,849 SH   SOLE   0 0 7,849
ISHARES TR MSCI EAFE ETF 464287465 16,400 257,662 SH   SOLE   0 0 257,662
ISHARES TR RUS 2000 VAL ETF 464287630 2,343 23,585 SH   SOLE   0 0 23,585
VANGUARD INDEX FDS REIT ETF 922908553 387 4,901 SH   SOLE   0 0 4,901
ISHARES TR CORE S&P US GWT 464287671 353 4,410 SH   SOLE   0 0 4,410
VANGUARD INDEX FDS S&P 500 S&P 500 EFT 922908363 961 3,124 SH   SOLE   0 0 3,124
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,782 10,462 SH   SOLE   0 0 10,462
ISHARES TR SPDR S&P 500 ETF TRUST 78462F103 281 839 SH   SOLE   0 0 839
ISHARES TR RUS 1000 VAL ETF 464287598 1,109 9,386 SH   SOLE   0 0 9,386
ISHARES TR RUS 2000 GRW ETF 464287648 9,839 44,415 SH   SOLE   0 0 44,415
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 242 2,993 SH   SOLE   0 0 2,993
ISHARES TR BARCLAYS AGGREGATE BOND 464287226 16,179 137,040 SH   SOLE   0 0 137,040
ISHARES TR RUS MDCP VAL ETF 464287473 3,231 39,967 SH   SOLE   0 0 39,967
ISHARES TR EAFE SML CP ETF 464288273 30,473 516,571 SH   SOLE   0 0 516,571
ISHARES TR RUS MID-CAP ETF 464287499 388 6,754 SH   SOLE   0 0 6,754
ISHARES TR RUS 1000 ETF 464287622 163,276 872,434 SH   SOLE   0 0 872,434
ISHARES TR RUSSELL 2000 ETF 464287655 5,459 36,444 SH   SOLE   0 0 36,444
ISHARES TR RUS 1000 GRW ETF 464287614 4,165 19,205 SH   SOLE   0 0 19,205
ISHARES TR RUSSELL 3000 ETF 464287689 2,006 10,251 SH   SOLE   0 0 10,251
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 4,204 138,469 SH   SOLE   0 0 138,469
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 210 3,740 SH   SOLE   0 0 3,740