The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   5 49 SH   SOLE   49 0 0
ABBOTT LABS COM 002824100   4 38 SH   SOLE   38 0 0
ABBVIE INC COM 00287Y109   71 443 SH   SOLE   443 0 0
ACCENTURE PLC IRELAND COM G1151C101   268 937 SH   SOLE   937 0 0
ACTIVISION BLIZZARD INC COM 00507V109   0 1 SH   SOLE   0 0 1
ADOBE SYSTEMS INCORPORATED COM 00724F101   7 18 SH   SOLE   18 0 0
ADVANCED MICRO DEVICES INC COM 007903107   10 102 SH   SOLE   102 0 0
ALGONQUIN PWR UTILS CORP COM 015857105   1 60 SH   SOLE   60 0 0
ALIBABA GROUP HLDG LTD ADR 01609W102   2 17 SH   SOLE   17 0 0
ALPHABET INC COM 02079K107   335 3,220 SH   SOLE   3,220 0 0
ALPHABET INC COM 02079K305   107 1,030 SH   SOLE   1,030 0 0
ALTRIA GROUP INC COM 02209S103   111 2,485 SH   SOLE   2,485 0 0
AMAZON COM INC COM 023135106   298 2,881 SH   SOLE   2,881 0 0
AMERICAN ELEC PWR CO INC COM 025537101   18 200 SH   SOLE   200 0 0
AMERICAN TOWER CORP NEW COM 03027X100   0 1 SH   SOLE   1 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   15 100 SH   SOLE   100 0 0
AMERIPRISE FINL INC COM 03076C106   21 69 SH   SOLE   69 0 0
APOLLO COML REAL EST FIN INC COM 03762U105   1,458 156,557 SH   SOLE   153,096 0 3,461
APPLE INC COM 037833100   1,120 6,794 SH   SOLE   5,806 0 988
ARES COML REAL ESTATE CORP COM 04013V108   1,313 144,406 SH   SOLE   140,711 0 3,695
ARK ETF TR ETF 00214Q708   0 6 SH   SOLE   6 0 0
ARK ETF TR ETF 00214Q104   1 15 SH   SOLE   15 0 0
ASML HOLDING N V COM N07059210   1 1 SH   SOLE   1 0 0
ASTRAZENECA PLC ADR 046353108   22 314 SH   SOLE   0 0 314
AT&T INC COM 00206R102   38 1,966 SH   SOLE   1,966 0 0
ATMOS ENERGY CORP COM 049560105   13 120 SH   SOLE   0 0 120
AURORA CANNABIS INC COM 05156X884   0 44 SH   SOLE   0 0 44
AUTOMATIC DATA PROCESSING IN COM 053015103   183 821 SH   SOLE   821 0 0
AXON ENTERPRISE INC COM 05464C101   45 200 SH   SOLE   200 0 0
BANK AMERICA CORP COM 060505104   36 1,254 SH   SOLE   1,254 0 0
BED BATH & BEYOND INC COM 075896100   4 9,600 SH   SOLE   9,600 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702   389 1,260 SH   SOLE   1,260 0 0
BIOGEN INC COM 09062X103   14 50 SH   SOLE   50 0 0
BLACKROCK ENHANCED EQUITY DI COM 09251A104   290 33,809 SH   SOLE   33,809 0 0
BLACKROCK INC COM 09247X101   23 35 SH   SOLE   35 0 0
BLACKROCK MUNICIPAL INCOME COM 09253X102   41 3,478 SH   SOLE   3,478 0 0
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104   19 1,554 SH   SOLE   1,554 0 0
BLACKSTONE MTG TR INC COM 09257W100   3,206 179,583 SH   SOLE   176,708 0 2,875
BLOCK INC COM 852234103   0 4 SH   SOLE   0 0 4
BOEING CO COM 097023105   68 322 SH   SOLE   322 0 0
BOOKING HOLDINGS INC COM 09857L108   27 10 SH   SOLE   10 0 0
BRIDGETOWN HOLDINGS LTD COM G1355U113   0 1 SH   SOLE   0 0 1
BRIGHTHOUSE FINL INC COM 10922N103   1 13 SH   SOLE   13 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   7 100 SH   SOLE   100 0 0
BROADCOM INC COM 11135F101   3 5 SH   SOLE   5 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   43 295 SH   SOLE   295 0 0
BURLINGTON STORES INC COM 122017106   29 143 SH   SOLE   143 0 0
BUTTERFLY NETWORK INC COM 124155102   4 2,000 SH   SOLE   2,000 0 0
CAMPBELL SOUP CO COM 134429109   32 579 SH   SOLE   579 0 0
CELSIUS HLDGS INC COM 15118V207   0 1 SH   SOLE   1 0 0
CHARGEPOINT HOLDINGS INC COM 15961R105   0 37 SH   SOLE   37 0 0
CHENIERE ENERGY INC COM 16411R208   8 50 SH   SOLE   50 0 0
CHESAPEAKE UTILS CORP COM 165303108   12 90 SH   SOLE   90 0 0
CHEVRON CORP NEW COM 166764100   27 165 SH   SOLE   165 0 0
CISCO SYS INC COM 17275R102   216 4,134 SH   SOLE   4,134 0 0
CITIGROUP INC COM 172967424   188 4,000 SH   SOLE   4,000 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101   47 2,558 SH   SOLE   70 0 2,488
CME GROUP INC COM 12572Q105   19 100 SH   SOLE   100 0 0
COGNIZANT TECHNOLOGY SOLUTIO COM 192446102   16 270 SH   SOLE   270 0 0
COINBASE GLOBAL INC COM 19260Q107   1 15 SH   SOLE   0 0 15
COMCAST CORP NEW COM 20030N101   8 220 SH   SOLE   220 0 0
CORNING INC COM 219350105   155 4,400 SH   SOLE   4,400 0 0
CORTEVA INC COM 22052L104   181 3,000 SH   SOLE   3,000 0 0
CROWN CASTLE INC COM 22822V101   10 72 SH   SOLE   72 0 0
CVS HEALTH CORP COM 126650100   201 2,700 SH   SOLE   2,700 0 0
DATADOG INC COM 23804L103   9 130 SH   SOLE   130 0 0
DIMENSIONAL ETF TRUST ETF 25434V708   165 6,477 SH   SOLE   6,477 0 0
DIMENSIONAL ETF TRUST ETF 25434V880   29 1,273 SH   SOLE   1,273 0 0
DIMENSIONAL ETF TRUST ETF 25434V807   167 5,184 SH   SOLE   5,184 0 0
DISCOVER FINL SVCS COM 254709108   13 129 SH   SOLE   129 0 0
DISNEY WALT CO COM 254687106   11 107 SH   SOLE   107 0 0
DOLLAR TREE INC COM 256746108   7 52 SH   SOLE   52 0 0
DOW INC COM 260557103   50 916 SH   SOLE   916 0 0
DUKE ENERGY CORP NEW COM 26441C204   421 4,364 SH   SOLE   4,364 0 0
EATON CORP PLC COM G29183103   51 300 SH   SOLE   300 0 0
EATON VANCE MUN BD FD COM 27827X101   3 297 SH   SOLE   297 0 0
ECOLAB INC COM 278865100   0 1 SH   SOLE   1 0 0
ELECTRONIC ARTS INC COM 285512109   2 20 SH   SOLE   20 0 0
ENBRIDGE INC COM 29250N105   225 5,890 SH   SOLE   5,890 0 0
ENDAVA PLC ADR 29260V105   0 4 SH   SOLE   4 0 0
ETSY INC COM 29786A106   33 300 SH   SOLE   300 0 0
EXXON MOBIL CORP COM 30231G102   584 5,330 SH   SOLE   5,330 0 0
FEDERATED HERMES INC COM 314211103   1 15 SH   SOLE   15 0 0
FEDEX CORP COM 31428X106   183 800 SH   SOLE   800 0 0
FIDELITY COVINGTON TRUST ETF 316092857   1 24 SH   SOLE   24 0 0
FIRSTENERGY CORP COM 337932107   0 11 SH   SOLE   11 0 0
FORD MTR CO DEL COM 345370860   3 275 SH   SOLE   275 0 0
FORTINET INC COM 34959E109   28 415 SH   SOLE   0 0 415
FOSTER L B CO COM 350060109   57 5,000 SH   SOLE   5,000 0 0
FUELCELL ENERGY INC COM 35952H601   3 1,000 SH   SOLE   1,000 0 0
GALLAGHER ARTHUR J & CO COM 363576109   222 1,162 SH   SOLE   1,162 0 0
GE HEALTHCARE TECHNOLOGIES COM 36266G107   1 8 SH   SOLE   8 0 0
GENERAL ELECTRIC CO COM 369604301   2 24 SH   SOLE   0 0 24
GENERAL MTRS CO COM 37045V100   92 2,500 SH   SOLE   2,500 0 0
GILEAD SCIENCES INC COM 375558103   18 218 SH   SOLE   218 0 0
GOLDMAN SACHS ETF TR ETF 381430503   55 677 SH   SOLE   677 0 0
GSK PLC ADR 37733W204   24 685 SH   SOLE   685 0 0
HALEON PLC ADR 405552100   10 1,177 SH   SOLE   1,177 0 0
HASBRO INC COM 418056107   0 4 SH   SOLE   0 0 4
HDFC BANK LTD ADR 40415F101   17 248 SH   SOLE   248 0 0
HEICO CORP NEW COM 422806208   170 1,249 SH   SOLE   1,249 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   6 400 SH   SOLE   400 0 0
HOME DEPOT INC COM 437076102   78 264 SH   SOLE   264 0 0
HP INC COM 40434L105   12 400 SH   SOLE   400 0 0
HUNTINGTON BANCSHARES INC COM 446150104   3 271 SH   SOLE   271 0 0
INTEL CORP COM 458140100   8 260 SH   SOLE   260 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   79 602 SH   SOLE   602 0 0
INTUITIVE SURGICAL INC COM 46120E602   7 27 SH   SOLE   27 0 0
INVESCO ACTVELY MNGD ETC FD ETF 46090F100   196 13,805 SH   SOLE   13,805 0 0
INVESCO DB COMMDY INDX TRCK COM 46138B103   26 1,106 SH   SOLE   1,106 0 0
INVESCO EXCH TRADED FD TR II ETF 46138G631   88 3,457 SH   SOLE   3,435 0 22
INVESCO EXCH TRADED FD TR II ETF 46138G649   2 12 SH   SOLE   12 0 0
INVESCO EXCH TRADED FD TR II ETF 46138E354   77 1,230 SH   SOLE   1,230 0 0
INVESCO EXCH TRADED FD TR II ETF 46138G706   29 374 SH   SOLE   0 0 374
INVESCO EXCHANGE TRADED FD T ETF 46137V480   0 7 SH   SOLE   7 0 0
INVESCO MUN OPPORTUNITY TR COM 46132C107   5 492 SH   SOLE   492 0 0
INVESCO QQQ TR ETF 46090E103   695 2,166 SH   SOLE   0 0 2,166
ISHARES GOLD TR ETF 464285204   27 729 SH   SOLE   729 0 0
ISHARES INC ETF 464286608   33 738 SH   SOLE   738 0 0
ISHARES INC ETF 46434G103   1,506 30,865 SH   SOLE   30,865 0 0
ISHARES INC ETF 464286392   2 14 SH   SOLE   14 0 0
ISHARES TR ETF 464288182   1,111 16,366 SH   SOLE   15,059 0 1,307
ISHARES TR ETF 464288240   132 2,712 SH   SOLE   2,313 0 399
ISHARES TR ETF 46434V878   19,358 385,225 SH   SOLE   375,270 0 9,955
ISHARES TR ETF 464287804   5,947 61,502 SH   SOLE   59,640 0 1,862
ISHARES TR ETF 464287150   7,535 83,213 SH   SOLE   82,740 0 473
ISHARES TR ETF 464287200   1,392 3,385 SH   SOLE   3,224 0 161
ISHARES TR ETF 464287614   12,947 52,988 SH   SOLE   51,857 0 1,131
ISHARES TR ETF 464287499   314 4,488 SH   SOLE   3,445 0 1,043
ISHARES TR ETF 46432F834   1,793 28,948 SH   SOLE   28,925 0 23
ISHARES TR ETF 464287101   7,088 37,895 SH   SOLE   37,296 0 599
ISHARES TR ETF 464287226   29 287 SH   SOLE   0 0 287
ISHARES TR ETF 464287234   810 20,519 SH   SOLE   19,114 0 1,405
ISHARES TR ETF 464287465   2,477 34,633 SH   SOLE   34,633 0 0
ISHARES TR ETF 46429B663   6 60 SH   SOLE   60 0 0
ISHARES TR ETF 46434VAX8   727 28,865 SH   SOLE   28,865 0 0
ISHARES TR ETF 46434VBG4   831 33,800 SH   SOLE   33,800 0 0
ISHARES TR ETF 46434VBD1   462 18,840 SH   SOLE   18,840 0 0
ISHARES TR ETF 46435GAA0   240 10,105 SH   SOLE   10,105 0 0
ISHARES TR ETF 46435UAA9   233 9,779 SH   SOLE   9,779 0 0
ISHARES TR ETF 46435U515   227 9,096 SH   SOLE   9,096 0 0
ISHARES TR ETF 46436E205   173 7,548 SH   SOLE   7,548 0 0
ISHARES TR ETF 46432F842   4,441 66,438 SH   SOLE   66,438 0 0
ISHARES TR ETF 464288661   36 305 SH   SOLE   305 0 0
ISHARES TR ETF 464287507   64 257 SH   SOLE   257 0 0
ISHARES TR ETF 464287887   156 1,420 SH   SOLE   1,420 0 0
ISHARES TR ETF 464287663   433 5,864 SH   SOLE   5,864 0 0
ISHARES TR ETF 464287408   1,661 10,945 SH   SOLE   10,945 0 0
ISHARES TR ETF 464287309   204 3,196 SH   SOLE   3,196 0 0
ISHARES TR ETF 464287622   4,077 18,101 SH   SOLE   18,101 0 0
ISHARES TR ETF 464287598   616 4,046 SH   SOLE   3,782 0 264
ISHARES TR ETF 464287655   149 835 SH   SOLE   835 0 0
ISHARES TR ETF 464287630   47 340 SH   SOLE   340 0 0
ISHARES TR ETF 464287481   26 286 SH   SOLE   286 0 0
ISHARES TR ETF 464287689   8,929 37,929 SH   SOLE   37,929 0 0
ISHARES TR ETF 464287341   0 1 SH   SOLE   1 0 0
ISHARES TR ETF 464287721   170 1,835 SH   SOLE   1,835 0 0
ISHARES TR ETF 464288679   782 7,081 SH   SOLE   7,081 0 0
ISHARES TR ETF 464288521   937 18,598 SH   SOLE   18,434 0 164
ISHARES U S ETF TR ETF 46431W507   3,015 60,781 SH   SOLE   57,915 0 2,866
J P MORGAN EXCHANGE TRADED F ETF 46641Q837   2,839 56,428 SH   SOLE   54,736 0 1,692
JOHNSON & JOHNSON COM 478160104   266 1,718 SH   SOLE   1,718 0 0
JPMORGAN CHASE & CO COM 46625H100   196 1,504 SH   SOLE   1,504 0 0
KENNAMETAL INC COM 489170100   11 400 SH   SOLE   400 0 0
KIMBERLY-CLARK CORP COM 494368103   20 151 SH   SOLE   151 0 0
KINSALE CAP GROUP INC COM 49714P108   30 100 SH   SOLE   100 0 0
KKR REAL ESTATE FIN TR INC COM 48251K100   3,362 295,176 SH   SOLE   290,713 0 4,463
KRAFT HEINZ CO COM 500754106   3 69 SH   SOLE   69 0 0
KYNDRYL HLDGS INC COM 50155Q100   1 39 SH   SOLE   39 0 0
LAM RESEARCH CORP COM 512807108   4 7 SH   SOLE   7 0 0
LI AUTO INC ADR 50202M102   0 4 SH   SOLE   0 0 4
LITHIUM AMERS CORP NEW COM 53680Q207   1 39 SH   SOLE   39 0 0
LOWES COS INC COM 548661107   41 206 SH   SOLE   206 0 0
LULULEMON ATHLETICA INC COM 550021109   148 407 SH   SOLE   407 0 0
MARKETAXESS HLDGS INC COM 57060D108   22 55 SH   SOLE   55 0 0
MARRIOTT INTL INC NEW COM 571903202   1 4 SH   SOLE   0 0 4
MARSH & MCLENNAN COS INC COM 571748102   331 1,987 SH   SOLE   1,987 0 0
MASTERCARD INCORPORATED COM 57636Q104   139 383 SH   SOLE   383 0 0
MATTEL INC COM 577081102   1 30 SH   SOLE   0 0 30
MCDONALDS CORP COM 580135101   508 1,815 SH   SOLE   1,815 0 0
MERCK & CO INC COM 58933Y105   274 2,578 SH   SOLE   2,578 0 0
META PLATFORMS INC COM 30303M102   89 420 SH   SOLE   420 0 0
MFS INVT GRADE MUN TR COM 59318B108   10 1,312 SH   SOLE   1,312 0 0
MFS MUN INCOME TR COM 552738106   11 2,112 SH   SOLE   2,112 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   34 408 SH   SOLE   408 0 0
MICRON TECHNOLOGY INC COM 595112103   41 679 SH   SOLE   679 0 0
MICROSOFT CORP COM 594918104   1,460 5,065 SH   SOLE   5,065 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109   19 360 SH   SOLE   360 0 0
MORGAN STANLEY COM 617446448   128 1,453 SH   SOLE   1,453 0 0
MSA SAFETY INC COM 553498106   7 50 SH   SOLE   50 0 0
NETFLIX INC COM 64110L106   1 3 SH   SOLE   3 0 0
NEXTERA ENERGY INC COM 65339F101   258 3,350 SH   SOLE   3,350 0 0
NIKOLA CORP COM 654110105   0 1 SH   SOLE   1 0 0
NIO INC ADR 62914V106   0 5 SH   SOLE   5 0 0
NORFOLK SOUTHN CORP COM 655844108   8 40 SH   SOLE   40 0 0
NORTHROP GRUMMAN CORP COM 666807102   25 54 SH   SOLE   54 0 0
NORTHWEST BANCSHARES INC MD COM 667340103   0 20 SH   SOLE   20 0 0
NOVARTIS AG ADR 66987V109   29 320 SH   SOLE   320 0 0
NOVOCURE LTD ETF G6674U108   1 20 SH   SOLE   20 0 0
NOVO-NORDISK A S ADR 670100205   34 211 SH   SOLE   211 0 0
NUCOR CORP COM 670346105   92 596 SH   SOLE   0 0 596
NUVEEN AMT FREE QLTY MUN INC COM 670657105   23 2,078 SH   SOLE   2,078 0 0
NVIDIA CORPORATION COM 67066G104   24 88 SH   SOLE   88 0 0
OCCIDENTAL PETE CORP COM 674599105   0 5 SH   SOLE   5 0 0
OGE ENERGY CORP COM 670837103   1 37 SH   SOLE   37 0 0
ORACLE CORP COM 68389X105   344 3,700 SH   SOLE   1,600 0 2,100
ORGANON & CO COM 68622V106   0 19 SH   SOLE   19 0 0
PALANTIR TECHNOLOGIES INC COM 69608A108   0 5 SH   SOLE   0 0 5
PANGAEA LOGISTICS SOLUTION L COM G6891L105   0 10 SH   SOLE   0 0 10
PAYCOM SOFTWARE INC COM 70432V102   31 102 SH   SOLE   102 0 0
PAYLOCITY HLDG CORP COM 70438V106   18 89 SH   SOLE   89 0 0
PAYPAL HLDGS INC COM 70450Y103   4 51 SH   SOLE   51 0 0
PEAR THERAPEUTICS INC COM 704723105   1 4,502 SH   SOLE   4,502 0 0
PENN ENTERTAINMENT INC COM 707569109   0 5 SH   SOLE   5 0 0
PENUMBRA INC COM 70975L107   1 5 SH   SOLE   0 0 5
PEPSICO INC COM 713448108   109 600 SH   SOLE   0 0 600
PFIZER INC COM 717081103   482 11,822 SH   SOLE   11,822 0 0
PHILIP MORRIS INTL INC COM 718172109   136 1,400 SH   SOLE   1,400 0 0
PHILLIPS 66 COM 718546104   11 110 SH   SOLE   110 0 0
PIMCO ETF TR ETF 72201R833   2,117 21,331 SH   SOLE   21,331 0 0
PLUG POWER INC COM 72919P202   12 1,035 SH   SOLE   1,035 0 0
PNC FINL SVCS GROUP INC COM 693475105   337 2,654 SH   SOLE   2,654 0 0
PPG INDS INC COM 693506107   43 320 SH   SOLE   320 0 0
PRICE T ROWE GROUP INC COM 74144T108   75 660 SH   SOLE   660 0 0
PROCTER AND GAMBLE CO COM 742718109   244 1,643 SH   SOLE   1,643 0 0
PRUDENTIAL FINL INC COM 744320102   7 81 SH   SOLE   81 0 0
QUALCOMM INC COM 747525103   236 1,847 SH   SOLE   1,847 0 0
QUANTUMSCAPE CORP COM 74767V109   4 500 SH   SOLE   500 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   8 81 SH   SOLE   0 0 81
RUMBLE INC COM 78137L105   0 5 SH   SOLE   5 0 0
SALESFORCE INC COM 79466L302   5 26 SH   SOLE   26 0 0
SCHLUMBERGER LTD COM 806857108   59 1,200 SH   SOLE   1,200 0 0
SCHWAB STRATEGIC TR ETF 808524102   16,014 334,678 SH   SOLE   327,755 0 6,923
SCHWAB STRATEGIC TR ETF 808524706   1,700 69,327 SH   SOLE   68,031 0 1,296
SCHWAB STRATEGIC TR ETF 808524805   3,320 95,411 SH   SOLE   93,359 0 2,052
SCHWAB STRATEGIC TR ETF 808524847   268 13,757 SH   SOLE   13,757 0 0
SCHWAB STRATEGIC TR ETF 808524797   107 1,466 SH   SOLE   1,245 0 221
SEA LTD ADR 81141R100   0 1 SH   SOLE   0 0 1
SELECT SECTOR SPDR TR ETF 81369Y803   16,614 110,022 SH   SOLE   104,825 0 5,197
SELECT SECTOR SPDR TR ETF 81369Y506   16 190 SH   SOLE   190 0 0
SELECT SECTOR SPDR TR ETF 81369Y308   755 10,111 SH   SOLE   10,111 0 0
SELECT SECTOR SPDR TR ETF 81369Y886   1 12 SH   SOLE   12 0 0
SELECT SECTOR SPDR TR ETF 81369Y209   969 7,485 SH   SOLE   7,485 0 0
SELECT SECTOR SPDR TR ETF 81369Y407   48 323 SH   SOLE   323 0 0
SEMPRA COM 816851109   104 691 SH   SOLE   691 0 0
SERVICENOW INC COM 81762P102   139 299 SH   SOLE   299 0 0
SILVERGATE CAP CORP COM 82837P408   0 14 SH   SOLE   14 0 0
SONY GROUP CORPORATION COM 835699307   5 54 SH   SOLE   54 0 0
SPDR GOLD TR ETF 78463V107   30 166 SH   SOLE   166 0 0
SPDR INDEX SHS FDS ETF 78463X889   205 6,392 SH   SOLE   0 0 6,392
SPDR INDEX SHS FDS ETF 78463X509   96 2,802 SH   SOLE   0 0 2,802
SPDR S&P 500 ETF TR ETF 78462F103   17,412 42,532 SH   SOLE   39,080 0 3,452
SPDR S&P MIDCAP 400 ETF TR ETF 78467Y107   232 506 SH   SOLE   506 0 0
SPDR SER TR ETF 78464A763   18,329 148,164 SH   SOLE   145,818 0 2,346
SPDR SER TR ETF 78468R200   8 260 SH   SOLE   260 0 0
SPDR SER TR ETF 78464A805   2,667 52,893 SH   SOLE   52,343 0 550
SPLUNK INC COM 848637104   5 49 SH   SOLE   49 0 0
STARBUCKS CORP COM 855244109   0 3 SH   SOLE   3 0 0
STEEL DYNAMICS INC COM 858119100   100 885 SH   SOLE   0 0 885
STELLANTIS N.V COM N82405106   1 30 SH   SOLE   30 0 0
SYNOPSYS INC COM 871607107   0 1 SH   SOLE   1 0 0
TAIWAN SEMICONDUCTOR MFG LTD ADR 874039100   39 421 SH   SOLE   421 0 0
TANGER FACTORY OUTLET CTRS I COM 875465106   314 16,000 SH   SOLE   16,000 0 0
TESLA INC COM 88160R101   93 448 SH   SOLE   448 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   70 121 SH   SOLE   121 0 0
TJX COS INC NEW COM 872540109   7,844 100,102 SH   SOLE   100,102 0 0
TORTOISE ENERGY INFRA CORP COM 89147L886   1 39 SH   SOLE   0 0 39
U S SILICA HLDGS INC COM 90346E103   21 1,800 SH   SOLE   1,800 0 0
UBER TECHNOLOGIES INC COM 90353T100   0 3 SH   SOLE   3 0 0
UNDER ARMOUR INC COM 904311107   0 9 SH   SOLE   9 0 0
UNILEVER PLC ADR 904767704   25 480 SH   SOLE   480 0 0
UNION PAC CORP COM 907818108   53 264 SH   SOLE   264 0 0
UNITED PARCEL SERVICE INC COM 911312106   666 3,432 SH   SOLE   3,432 0 0
UNITEDHEALTH GROUP INC COM 91324P102   69 146 SH   SOLE   146 0 0
VALERO ENERGY CORP COM 91913Y100   14 100 SH   SOLE   100 0 0
VANGUARD ADMIRAL FDS INC ETF 921932885   186 2,192 SH   SOLE   2,192 0 0
VANGUARD ADMIRAL FDS INC ETF 921932828   130 1,468 SH   SOLE   1,468 0 0
VANGUARD BD INDEX FDS ETF 92203C303   9,718 197,361 SH   SOLE   188,305 0 9,056
VANGUARD BD INDEX FDS ETF 921937835   11,934 161,639 SH   SOLE   156,577 0 5,062
VANGUARD BD INDEX FDS ETF 921937827   76 993 SH   SOLE   0 0 993
VANGUARD INDEX FDS ETF 922908751   3,323 17,530 SH   SOLE   17,319 0 211
VANGUARD INDEX FDS ETF 922908553   12,105 145,769 SH   SOLE   141,524 0 4,245
VANGUARD INDEX FDS ETF 922908363   1,753 4,661 SH   SOLE   4,516 0 145
VANGUARD INDEX FDS ETF 922908769   70,419 345,023 SH   SOLE   335,301 0 9,722
VANGUARD INDEX FDS ETF 922908736   70 279 SH   SOLE   279 0 0
VANGUARD INDEX FDS ETF 922908637   13,022 69,707 SH   SOLE   69,707 0 0
VANGUARD INDEX FDS ETF 922908652   1,066 7,604 SH   SOLE   7,604 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042775   25,774 482,035 SH   SOLE   455,613 0 26,422
VANGUARD INTL EQUITY INDEX F ETF 922042858   11,898 294,500 SH   SOLE   286,742 0 7,758
VANGUARD INTL EQUITY INDEX F ETF 922042718   360 3,293 SH   SOLE   2,817 0 476
VANGUARD INTL EQUITY INDEX F ETF 922042742   577 6,270 SH   SOLE   6,270 0 0
VANGUARD MALVERN FDS ETF 922020805   9,386 196,269 SH   SOLE   192,056 0 4,213
VANGUARD SCOTTSDALE FDS ETF 92206C706   10,810 180,292 SH   SOLE   175,855 0 4,437
VANGUARD SCOTTSDALE FDS ETF 92206C102   2,472 42,222 SH   SOLE   39,143 0 3,079
VANGUARD SPECIALIZED FUNDS ETF 921908844   136 880 SH   SOLE   880 0 0
VANGUARD STAR FDS ETF 921909768   32,806 594,209 SH   SOLE   575,651 0 18,558
VANGUARD TAX-MANAGED FDS ETF 921943858   29,177 645,937 SH   SOLE   629,333 0 16,604
VANGUARD WHITEHALL FDS ETF 921946810   14,494 196,715 SH   SOLE   192,574 0 4,141
VANGUARD WHITEHALL FDS ETF 921946406   17,503 165,903 SH   SOLE   162,252 0 3,651
VANGUARD WHITEHALL FDS ETF 921946794   29 465 SH   SOLE   350 0 115
VANGUARD WORLD FD ETF 921910733   31 430 SH   SOLE   430 0 0
VANGUARD WORLD FD ETF 921910873   106 742 SH   SOLE   742 0 0
VANGUARD WORLD FD ETF 921910725   37 710 SH   SOLE   710 0 0
VANGUARD WORLD FDS ETF 92204A306   129 1,129 SH   SOLE   1,129 0 0
VANGUARD WORLD FDS ETF 92204A405   3 40 SH   SOLE   40 0 0
VANGUARD WORLD FDS ETF 92204A702   16 42 SH   SOLE   42 0 0
VANGUARD WORLD FDS ETF 92204A504   37 155 SH   SOLE   155 0 0
VEEVA SYS INC COM 922475108   37 201 SH   SOLE   201 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1 25 SH   SOLE   25 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   108 342 SH   SOLE   342 0 0
VIATRIS INC COM 92556V106   1 84 SH   SOLE   84 0 0
VIRTUS DIVIDEND INTEREST & P COM 92840R101   14 1,213 SH   SOLE   1,213 0 0
VISA INC COM 92826C839   67 295 SH   SOLE   295 0 0
VISHAY INTERTECHNOLOGY INC COM 928298108   0 5 SH   SOLE   5 0 0
VOYA GLBL ADV & PREM OPP FD COM 92912R104   12 1,460 SH   SOLE   1,460 0 0
WALKER & DUNLOP INC COM 93148P102   15 199 SH   SOLE   199 0 0
WALMART INC COM 931142103   18 119 SH   SOLE   119 0 0
WARNER BROS DISCOVERY INC COM 934423104   3 192 SH   SOLE   192 0 0
WASTE MGMT INC DEL COM 94106L109   417 2,557 SH   SOLE   2,557 0 0
WISDOMTREE TR ETF 97717W406   70 768 SH   SOLE   768 0 0