The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMMDY 003261203 1,513 43,558 SH   SOLE 0 0 0 43,558
ADOBE SYSTEMS INCORPORATED COM 00724F101 251 913 SH   SOLE 0 0 0 913
ALPHABET INC CAP STK CL A 02079K305 209 2,180 SH   SOLE 0 0 0 2,180
ANALOG DEVICES INC COM 032654105 813 5,833 SH   SOLE 0 0 0 5,833
APPLE INC COM 037833100 1,153 8,342 SH   SOLE 0 0 0 8,342
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,008 3,774 SH   SOLE 0 0 0 3,774
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 1,031 25,863 SH   SOLE 0 0 0 25,863
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 2,072 39,398 SH   SOLE 0 0 0 39,398
CHEVRON CORP NEW COM 166764100 353 2,458 SH   SOLE 0 0 0 2,458
COSTCO WHSL CORP NEW COM 22160K105 219 463 SH   SOLE 0 0 0 463
DBX ETF TR XTRCKR MSCI US 233051150 497 15,237 SH   SOLE 0 0 0 15,237
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 245 6,302 SH   SOLE 0 0 0 6,302
EXXON MOBIL CORP COM 30231G102 413 4,728 SH   SOLE 0 0 0 4,728
GLOBAL X FDS S&P 500 QLT ETF 37954Y616 1,532 54,834 SH   SOLE 0 0 0 54,834
GLOBAL X FDS THMATC GWT ETF 37954Y418 565 21,790 SH   SOLE 0 0 0 21,790
HOME DEPOT INC COM 437076102 574 2,081 SH   SOLE 0 0 0 2,081
INVESCO ACTIVELY MANAGED ETF BLNCD MLTI AST 46090A200 6,145 447,253 SH   SOLE 0 0 0 447,253
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 289 2,632 SH   SOLE 0 0 0 2,632
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 955 7,506 SH   SOLE 0 0 0 7,506
INVESCO QQQ TR UNIT SER 1 46090E103 361 1,351 SH   SOLE 0 0 0 1,351
ISHARES INC MSCI EMERG MRKT 464286533 10,697 211,066 SH   SOLE 0 0 0 211,066
ISHARES INC ESG AWR MSCI EM 46434G863 885 31,980 SH   SOLE 0 0 0 31,980
ISHARES TR MSCI KLD400 SOC 464288570 5,351 79,902 SH   SOLE 0 0 0 79,902
ISHARES TR CORE TOTAL USD 46434V613 32,262 724,993 SH   SOLE 0 0 0 724,993
ISHARES TR US TREAS BD ETF 46429B267 26,320 1,156,435 SH   SOLE 0 0 0 1,156,435
ISHARES TR CORE MSCI TOTAL 46432F834 502 9,864 SH   SOLE 0 0 0 9,864
ISHARES TR MSCI USA VALUE 46432F388 3,012 36,794 SH   SOLE 0 0 0 36,794
ISHARES TR U.S. ENERGY ETF 464287796 478 12,172 SH   SOLE 0 0 0 12,172
ISHARES TR SELECT DIVID ETF 464287168 421 3,930 SH   SOLE 0 0 0 3,930
ISHARES TR NATIONAL MUN ETF 464288414 15,398 150,110 SH   SOLE 0 0 0 150,110
ISHARES TR ESG MSCI USA ETF 46436E767 3,295 117,588 SH   SOLE 0 0 0 117,588
ISHARES TR TIPS BD ETF 464287176 7,383 70,377 SH   SOLE 0 0 0 70,377
ISHARES TR MSCI GBL SUS DEV 46435G532 721 10,170 SH   SOLE 0 0 0 10,170
ISHARES TR COHEN STEER REIT 464287564 242 4,505 SH   SOLE 0 0 0 4,505
ISHARES TR 0-5 YR TIPS ETF 46429B747 424 4,407 SH   SOLE 0 0 0 4,407
ISHARES TR MSCI USA MIN VOL 46429B697 4,971 75,200 SH   SOLE 0 0 0 75,200
ISHARES TR 10-20 YR TRS ETF 464288653 4,304 39,506 SH   SOLE 0 0 0 39,506
ISHARES TR MSCI USA QLT FCT 46432F339 589 5,668 SH   SOLE 0 0 0 5,668
ISHARES TR ESG AW MSCI EAFE 46435G516 832 14,819 SH   SOLE 0 0 0 14,819
ISHARES TR U.S. MED DVC ETF 464288810 1,229 26,058 SH   SOLE 0 0 0 26,058
ISHARES TR ESG ADV TTL USD 46436E619 6,355 151,885 SH   SOLE 0 0 0 151,885
ISHARES TR CORE S&P SCP ETF 464287804 4,940 56,656 SH   SOLE 0 0 0 56,656
ISHARES TR RUS 1000 VAL ETF 464287598 988 7,264 SH   SOLE 0 0 0 7,264
ISHARES TR CONV BD ETF 46435G102 2,184 31,703 SH   SOLE 0 0 0 31,703
ISHARES TR IBOXX INV CP ETF 464287242 689 6,722 SH   SOLE 0 0 0 6,722
ISHARES TR ESG AWR MSCI USA 46435G425 64,675 814,443 SH   SOLE 0 0 0 814,443
ISHARES TR CORE US AGGBD ET 464287226 209 2,171 SH   SOLE 0 0 0 2,171
ISHARES TR ESG EAFE ETF 46436E759 700 15,027 SH   SOLE 0 0 0 15,027
ISHARES TR CORE S&P TTL STK 464287150 505 6,344 SH   SOLE 0 0 0 6,344
ISHARES TR MBS ETF 464288588 2,408 26,298 SH   SOLE 0 0 0 26,298
ISHARES TR MSCI EAFE ETF 464287465 4,534 80,950 SH   SOLE 0 0 0 80,950
ISHARES TR ISHS 1-5YR INVS 464288646 264 5,362 SH   SOLE 0 0 0 5,362
ISHARES TR RUS MD CP GR ETF 464287481 535 6,821 SH   SOLE 0 0 0 6,821
ISHARES TR EAFE VALUE ETF 464288877 14,767 383,268 SH   SOLE 0 0 0 383,268
ISHARES TR CORE S&P MCP ETF 464287507 776 3,541 SH   SOLE 0 0 0 3,541
ISHARES TR RUS 1000 GRW ETF 464287614 2,532 12,035 SH   SOLE 0 0 0 12,035
ISHARES TR RUSSELL 2000 ETF 464287655 1,406 8,524 SH   SOLE 0 0 0 8,524
ISHARES TR ESG AWARE MSCI 46435U663 855 27,889 SH   SOLE 0 0 0 27,889
ISHARES TR MSCI ACWI ETF 464288257 222 2,847 SH   SOLE 0 0 0 2,847
ISHARES TR RUS 1000 ETF 464287622 1,085 5,498 SH   SOLE 0 0 0 5,498
ISHARES TR EAFE GRWTH ETF 464288885 12,744 175,627 SH   SOLE 0 0 0 175,627
ISHARES TR CORE HIGH DV ETF 46429B663 9,380 102,746 SH   SOLE 0 0 0 102,746
ISHARES TR FALN ANGLS USD 46435G474 4,089 171,100 SH   SOLE 0 0 0 171,100
ISHARES TR ESG AWRE USD ETF 46435G193 1,239 56,886 SH   SOLE 0 0 0 56,886
ISHARES TR US INFRASTRUC 46435U713 1,837 56,971 SH   SOLE 0 0 0 56,971
ISHARES TR CORE S&P500 ETF 464287200 64,369 179,475 SH   SOLE 0 0 0 179,475
ISHARES TR GLOBAL TECH ETF 464287291 1,795 42,552 SH   SOLE 0 0 0 42,552
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 2,718 76,089 SH   SOLE 0 0 0 76,089
JOHNSON & JOHNSON COM 478160104 390 2,389 SH   SOLE 0 0 0 2,389
MICROSOFT CORP COM 594918104 1,565 6,720 SH   SOLE 0 0 0 6,720
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 555 12,035 SH   SOLE 0 0 0 12,035
NUSHARES ETF TR NUVEEN ESG US 67092P870 979 45,206 SH   SOLE 0 0 0 45,206
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 382 11,929 SH   SOLE 0 0 0 11,929
PACER FDS TR GLOBL CASH ETF 69374H709 9,285 347,114 SH   SOLE 0 0 0 347,114
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 587 6,715 SH   SOLE 0 0 0 6,715
PROCTER AND GAMBLE CO COM 742718109 221 1,753 SH   SOLE 0 0 0 1,753
QUANTA SVCS INC COM 74762E102 428 3,358 SH   SOLE 0 0 0 3,358
READY CAPITAL CORP COM 75574U101 164 16,218 SH   SOLE 0 0 0 16,218
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 958 25,347 SH   SOLE 0 0 0 25,347
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,108 74,028 SH   SOLE 0 0 0 74,028
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 454 16,145 SH   SOLE 0 0 0 16,145
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 269 4,826 SH   SOLE 0 0 0 4,826
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 21,709 326,790 SH   SOLE 0 0 0 326,790
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 4,013 200,526 SH   SOLE 0 0 0 200,526
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,645 27,178 SH   SOLE 0 0 0 27,178
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,086 143,709 SH   SOLE 0 0 0 143,709
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,029 8,659 SH   SOLE 0 0 0 8,659
SPDR INDEX SHS FDS SPDR BLOOMBERG S 78470E304 269 13,085 SH   SOLE 0 0 0 13,085
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,595 4,465 SH   SOLE 0 0 0 4,465
SPDR SER TR NUVEEN BLMBRG SH 78468R739 15,567 337,753 SH   SOLE 0 0 0 337,753
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,496 100,044 SH   SOLE 0 0 0 100,044
SPDR SER TR PORTFOLIO SHORT 78464A474 4,961 169,796 SH   SOLE 0 0 0 169,796
SPDR SER TR S&P 600 SML CAP 78464A813 2,109 27,859 SH   SOLE 0 0 0 27,859
SPDR SER TR PRTFLO S&P500 VL 78464A508 5,272 152,867 SH   SOLE 0 0 0 152,867
THERMO FISHER SCIENTIFIC INC COM 883556102 298 587 SH   SOLE 0 0 0 587
UNITEDHEALTH GROUP INC COM 91324P102 327 648 SH   SOLE 0 0 0 648
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,393 61,580 SH   SOLE 0 0 0 61,580
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 543 1,653 SH   SOLE 0 0 0 1,653
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,674 37,186 SH   SOLE 0 0 0 37,186
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,257 38,706 SH   SOLE 0 0 0 38,706
VANGUARD WORLD FD MEGA GRWTH IND 921910816 8,354 47,932 SH   SOLE 0 0 0 47,932
VANGUARD WORLD FD ESG US STK ETF 921910733 324 5,144 SH   SOLE 0 0 0 5,144
VANGUARD WORLD FD ESG US CORP BD 921910691 332 5,590 SH   SOLE 0 0 0 5,590
VANGUARD WORLD FD ESG INTL STK ETF 921910725 307 7,058 SH   SOLE 0 0 0 7,058
WISDOMTREE TR INTL QULTY DIV 97717X131 384 14,582 SH   SOLE 0 0 0 14,582
XCEL ENERGY INC COM 98389B100 203 3,171 SH   SOLE 0 0 0 3,171