The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 301 2,543 SH   SOLE 0 0 0 2,543
ABRDN ETFS BBRG ALL COMMDY 003261203 2,264 59,430 SH   SOLE 0 0 0 59,430
ADOBE SYSTEMS INCORPORATED COM 00724F101 416 913 SH   SOLE 0 0 0 913
ALPHABET INC CAP STK CL A 02079K305 303 109 SH   SOLE 0 0 0 109
ALPHABET INC CAP STK CL C 02079K107 263 94 SH   SOLE 0 0 0 94
AMAZON COM INC COM 023135106 352 108 SH   SOLE 0 0 0 108
ANALOG DEVICES INC COM 032654105 993 6,013 SH   SOLE 0 0 0 6,013
APPLE INC COM 037833100 1,279 7,328 SH   SOLE 0 0 0 7,328
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,218 3,450 SH   SOLE 0 0 0 3,450
CHEVRON CORP NEW COM 166764100 249 1,530 SH   SOLE 0 0 0 1,530
CISCO SYS INC COM 17275R102 237 4,258 SH   SOLE 0 0 0 4,258
COSTCO WHSL CORP NEW COM 22160K105 281 489 SH   SOLE 0 0 0 489
DEERE & CO COM 244199105 235 565 SH   SOLE 0 0 0 565
DELL TECHNOLOGIES INC CL C 24703L202 207 4,129 SH   SOLE 0 0 0 4,129
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 307 6,254 SH   SOLE 0 0 0 6,254
EXXON MOBIL CORP COM 30231G102 242 2,928 SH   SOLE 0 0 0 2,928
GLOBAL X FDS THMATC GWT ETF 37954Y418 8,067 215,711 SH   SOLE 0 0 0 215,711
HOME DEPOT INC COM 437076102 622 2,080 SH   SOLE 0 0 0 2,080
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,183 7,502 SH   SOLE 0 0 0 7,502
INVESCO QQQ TR UNIT SER 1 46090E103 583 1,607 SH   SOLE 0 0 0 1,607
ISHARES INC ESG AWR MSCI EM 46434G863 10,325 281,107 SH   SOLE 0 0 0 281,107
ISHARES TR CORE S&P SCP ETF 464287804 7,173 66,490 SH   SOLE 0 0 0 66,490
ISHARES TR ESG ADV TTL USD 46436E619 7,711 165,945 SH   SOLE 0 0 0 165,945
ISHARES TR US TREAS BD ETF 46429B267 20,226 811,978 SH   SOLE 0 0 0 811,978
ISHARES TR U.S. ENERGY ETF 464287796 6,049 147,826 SH   SOLE 0 0 0 147,826
ISHARES TR MSCI USA VALUE 46432F388 10,350 98,980 SH   SOLE 0 0 0 98,980
ISHARES TR MSCI KLD400 SOC 464288570 3,408 39,339 SH   SOLE 0 0 0 39,339
ISHARES TR CORE TOTAL USD 46434V613 32,767 660,217 SH   SOLE 0 0 0 660,217
ISHARES TR TIPS BD ETF 464287176 6,091 48,897 SH   SOLE 0 0 0 48,897
ISHARES TR ESG MSCI USA ETF 46436E767 7,737 216,770 SH   SOLE 0 0 0 216,770
ISHARES TR COHEN STEER REIT 464287564 320 4,505 SH   SOLE 0 0 0 4,505
ISHARES TR 10-20 YR TRS ETF 464288653 4,160 30,906 SH   SOLE 0 0 0 30,906
ISHARES TR MSCI USA QLT FCT 46432F339 763 5,668 SH   SOLE 0 0 0 5,668
ISHARES TR U.S. MED DVC ETF 464288810 1,590 26,082 SH   SOLE 0 0 0 26,082
ISHARES TR ESG AW MSCI EAFE 46435G516 3,177 43,084 SH   SOLE 0 0 0 43,084
ISHARES TR 0-5 YR TIPS ETF 46429B747 5,441 51,850 SH   SOLE 0 0 0 51,850
ISHARES TR MSCI USA MIN VOL 46429B697 3,224 41,563 SH   SOLE 0 0 0 41,563
ISHARES TR CORE US AGGBD ET 464287226 931 8,696 SH   SOLE 0 0 0 8,696
ISHARES TR ESG AWR MSCI USA 46435G425 85,508 843,691 SH   SOLE 0 0 0 843,691
ISHARES TR ESG EAFE ETF 46436E759 3,113 51,033 SH   SOLE 0 0 0 51,033
ISHARES TR RUS 1000 VAL ETF 464287598 1,206 7,264 SH   SOLE 0 0 0 7,264
ISHARES TR MBS ETF 464288588 2,170 21,305 SH   SOLE 0 0 0 21,305
ISHARES TR FALN ANGLS USD 46435G474 5,986 215,643 SH   SOLE 0 0 0 215,643
ISHARES TR ESG AWRE USD ETF 46435G193 1,163 46,287 SH   SOLE 0 0 0 46,287
ISHARES TR RUS MD CP GR ETF 464287481 741 7,374 SH   SOLE 0 0 0 7,374
ISHARES TR EAFE VALUE ETF 464288877 20,041 398,747 SH   SOLE 0 0 0 398,747
ISHARES TR ISHS 1-5YR INVS 464288646 372 7,193 SH   SOLE 0 0 0 7,193
ISHARES TR CORE S&P MCP ETF 464287507 1,292 4,815 SH   SOLE 0 0 0 4,815
ISHARES TR RUS 1000 GRW ETF 464287614 3,375 12,157 SH   SOLE 0 0 0 12,157
ISHARES TR RUSSELL 2000 ETF 464287655 1,750 8,524 SH   SOLE 0 0 0 8,524
ISHARES TR ESG AWARE MSCI 46435U663 4,626 121,615 SH   SOLE 0 0 0 121,615
ISHARES TR RUS 1000 ETF 464287622 1,375 5,498 SH   SOLE 0 0 0 5,498
ISHARES TR CORE S&P500 ETF 464287200 68,341 150,633 SH   SOLE 0 0 0 150,633
ISHARES TR GLOBAL TECH ETF 464287291 7,377 127,166 SH   SOLE 0 0 0 127,166
ISHARES TR EAFE GRWTH ETF 464288885 10,993 114,191 SH   SOLE 0 0 0 114,191
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 8,917 222,636 SH   SOLE 0 0 0 222,636
JOHNSON & JOHNSON COM 478160104 542 3,059 SH   SOLE 0 0 0 3,059
LOWES COS INC COM 548661107 209 1,035 SH   SOLE 0 0 0 1,035
MICROSOFT CORP COM 594918104 2,749 8,917 SH   SOLE 0 0 0 8,917
PROCTER AND GAMBLE CO COM 742718109 202 1,325 SH   SOLE 0 0 0 1,325
QUANTA SVCS INC COM 74762E102 442 3,358 SH   SOLE 0 0 0 3,358
RAYTHEON TECHNOLOGIES CORP COM 75513E101 201 2,025 SH   SOLE 0 0 0 2,025
READY CAPITAL CORP COM 75574U101 244 16,218 SH   SOLE 0 0 0 16,218
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,042 43,113 SH   SOLE 0 0 0 43,113
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,411 26,431 SH   SOLE 0 0 0 26,431
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,594 122,459 SH   SOLE 0 0 0 122,459
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 420 11,448 SH   SOLE 0 0 0 11,448
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 361 4,826 SH   SOLE 0 0 0 4,826
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 17,511 221,972 SH   SOLE 0 0 0 221,972
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,193 28,914 SH   SOLE 0 0 0 28,914
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,376 8,659 SH   SOLE 0 0 0 8,659
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,047 4,532 SH   SOLE 0 0 0 4,532
SPDR SER TR PRTFLO S&P500 VL 78464A508 296 7,080 SH   SOLE 0 0 0 7,080
THERMO FISHER SCIENTIFIC INC COM 883556102 545 923 SH   SOLE 0 0 0 923
UNITEDHEALTH GROUP INC COM 91324P102 330 648 SH   SOLE 0 0 0 648
VANGUARD INDEX FDS TOTAL STK MKT 922908769 706 3,100 SH   SOLE 0 0 0 3,100
VANGUARD WORLD FD MEGA GRWTH IND 921910816 15,356 65,235 SH   SOLE 0 0 0 65,235
VMWARE INC CL A COM 928563402 207 1,819 SH   SOLE 0 0 0 1,819
WISDOMTREE TR INTL QULTY DIV 97717X131 1,097 30,056 SH   SOLE 0 0 0 30,056
XCEL ENERGY INC COM 98389B100 386 5,348 SH   SOLE 0 0 0 5,348