The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 358 2,543 SH   SOLE 0 0 0 2,543
ADOBE SYSTEMS INCORPORATED COM 00724F101 518 913 SH   SOLE 0 0 0 913
ALPHABET INC CAP STK CL C 02079K107 272 94 SH   SOLE 0 0 0 94
ALPHABET INC CAP STK CL A 02079K305 316 109 SH   SOLE 0 0 0 109
AMAZON COM INC COM 023135106 360 108 SH   SOLE 0 0 0 108
ANALOG DEVICES INC COM 032654105 1,057 6,013 SH   SOLE 0 0 0 6,013
APPLE INC COM 037833100 1,395 7,855 SH   SOLE 0 0 0 7,855
AUTOMATIC DATA PROCESSING IN COM 053015103 210 851 SH   SOLE 0 0 0 851
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,032 3,450 SH   SOLE 0 0 0 3,450
CHEVRON CORP NEW COM 166764100 248 2,116 SH   SOLE 0 0 0 2,116
CISCO SYS INC COM 17275R102 270 4,256 SH   SOLE 0 0 0 4,256
COSTCO WHSL CORP NEW COM 22160K105 263 463 SH   SOLE 0 0 0 463
DELL TECHNOLOGIES INC CL C 24703L202 232 4,129 SH   SOLE 0 0 0 4,129
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 323 6,240 SH   SOLE 0 0 0 6,240
EXXON MOBIL CORP COM 30231G102 326 5,331 SH   SOLE 0 0 0 5,331
GLOBAL X FDS THMATC GWT ETF 37954Y418 12,094 272,016 SH   SOLE 0 0 0 272,016
HOME DEPOT INC COM 437076102 863 2,079 SH   SOLE 0 0 0 2,079
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,221 7,501 SH   SOLE 0 0 0 7,501
INVESCO QQQ TR UNIT SER 1 46090E103 639 1,607 SH   SOLE 0 0 0 1,607
ISHARES INC ESG AWR MSCI EM 46434G863 8,687 218,531 SH   SOLE 0 0 0 218,531
ISHARES TR ESG MSCI USA ETF 46436E767 7,878 199,753 SH   SOLE 0 0 0 199,753
ISHARES TR CORE S&P SCP ETF 464287804 9,877 86,251 SH   SOLE 0 0 0 86,251
ISHARES TR MSCI USA VALUE 46432F388 13,479 123,132 SH   SOLE 0 0 0 123,132
ISHARES TR ESG AW MSCI EAFE 46435G516 5,227 65,778 SH   SOLE 0 0 0 65,778
ISHARES TR ESG ADV TTL USD 46436E619 6,836 138,274 SH   SOLE 0 0 0 138,274
ISHARES TR MSCI USA MIN VOL 46429B697 4,462 55,153 SH   SOLE 0 0 0 55,153
ISHARES TR US TREAS BD ETF 46429B267 20,214 757,636 SH   SOLE 0 0 0 757,636
ISHARES TR MSCI GBL SUS DEV 46435G532 290 3,193 SH   SOLE 0 0 0 3,193
ISHARES TR EAFE VALUE ETF 464288877 20,752 411,833 SH   SOLE 0 0 0 411,833
ISHARES TR RUS 1000 GRW ETF 464287614 3,773 12,347 SH   SOLE 0 0 0 12,347
ISHARES TR RUSSELL 2000 ETF 464287655 1,954 8,785 SH   SOLE 0 0 0 8,785
ISHARES TR TIPS BD ETF 464287176 12,423 96,152 SH   SOLE 0 0 0 96,152
ISHARES TR FALN ANGLS USD 46435G474 10,454 348,832 SH   SOLE 0 0 0 348,832
ISHARES TR RUS MD CP GR ETF 464287481 849 7,372 SH   SOLE 0 0 0 7,372
ISHARES TR MSCI USA QLT FCT 46432F339 825 5,668 SH   SOLE 0 0 0 5,668
ISHARES TR GLOBAL TECH ETF 464287291 10,311 160,140 SH   SOLE 0 0 0 160,140
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,083 42,207 SH   SOLE 0 0 0 42,207
ISHARES TR 0-5 YR TIPS ETF 46429B747 5,825 55,019 SH   SOLE 0 0 0 55,019
ISHARES TR U.S. ENERGY ETF 464287796 4,242 140,945 SH   SOLE 0 0 0 140,945
ISHARES TR U.S. MED DVC ETF 464288810 1,717 26,082 SH   SOLE 0 0 0 26,082
ISHARES TR GLOBAL FINLS ETF 464287333 5,194 64,871 SH   SOLE 0 0 0 64,871
ISHARES TR 10-20 YR TRS ETF 464288653 342 2,307 SH   SOLE 0 0 0 2,307
ISHARES TR MSCI KLD400 SOC 464288570 1,288 13,866 SH   SOLE 0 0 0 13,866
ISHARES TR COHEN STEER REIT 464287564 343 4,505 SH   SOLE 0 0 0 4,505
ISHARES TR CORE TOTAL USD 46434V613 26,811 506,545 SH   SOLE 0 0 0 506,545
ISHARES TR GENOMICS IMMUN 46435U192 2,721 62,112 SH   SOLE 0 0 0 62,112
ISHARES TR RUS 1000 VAL ETF 464287598 1,121 6,676 SH   SOLE 0 0 0 6,676
ISHARES TR ESG AWARE MSCI 46435U663 4,663 115,644 SH   SOLE 0 0 0 115,644
ISHARES TR ESG EAFE ETF 46436E759 3,116 45,317 SH   SOLE 0 0 0 45,317
ISHARES TR RUS 1000 ETF 464287622 1,806 6,831 SH   SOLE 0 0 0 6,831
ISHARES TR EAFE GRWTH ETF 464288885 20,779 188,405 SH   SOLE 0 0 0 188,405
ISHARES TR MBS ETF 464288588 2,362 21,984 SH   SOLE 0 0 0 21,984
ISHARES TR ESG AWR MSCI USA 46435G425 85,317 790,707 SH   SOLE 0 0 0 790,707
ISHARES TR CORE US AGGBD ET 464287226 1,919 16,821 SH   SOLE 0 0 0 16,821
ISHARES TR CORE S&P MCP ETF 464287507 1,443 5,098 SH   SOLE 0 0 0 5,098
ISHARES TR ISHS 1-5YR INVS 464288646 773 14,340 SH   SOLE 0 0 0 14,340
ISHARES TR CORE S&P500 ETF 464287200 47,597 99,786 SH   SOLE 0 0 0 99,786
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 5,199 168,363 SH   SOLE 0 0 0 168,363
JOHNSON & JOHNSON COM 478160104 592 3,459 SH   SOLE 0 0 0 3,459
LOWES COS INC COM 548661107 268 1,035 SH   SOLE 0 0 0 1,035
MICROSOFT CORP COM 594918104 3,002 8,925 SH   SOLE 0 0 0 8,925
PROCTER AND GAMBLE CO COM 742718109 222 1,360 SH   SOLE 0 0 0 1,360
QUANTA SVCS INC COM 74762E102 441 3,842 SH   SOLE 0 0 0 3,842
READY CAPITAL CORP COM 75574U101 253 16,218 SH   SOLE 0 0 0 16,218
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 395 2,413 SH   SOLE 0 0 0 2,413
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,543 31,618 SH   SOLE 0 0 0 31,618
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,924 69,622 SH   SOLE 0 0 0 69,622
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,947 28,781 SH   SOLE 0 0 0 28,781
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,597 14,131 SH   SOLE 0 0 0 14,131
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 505 12,992 SH   SOLE 0 0 0 12,992
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,744 157,665 SH   SOLE 0 0 0 157,665
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,506 8,659 SH   SOLE 0 0 0 8,659
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,264 4,767 SH   SOLE 0 0 0 4,767
SPDR SER TR PRTFLO S&P500 VL 78464A508 297 7,080 SH   SOLE 0 0 0 7,080
THERMO FISHER SCIENTIFIC INC COM 883556102 616 923 SH   SOLE 0 0 0 923
UNITEDHEALTH GROUP INC COM 91324P102 325 648 SH   SOLE 0 0 0 648
VANGUARD INDEX FDS TOTAL STK MKT 922908769 748 3,100 SH   SOLE 0 0 0 3,100
VANGUARD WORLD FD MEGA GRWTH IND 921910816 14,922 57,225 SH   SOLE 0 0 0 57,225
VMWARE INC CL A COM 928563402 211 1,819 SH   SOLE 0 0 0 1,819
WISDOMTREE TR INTL QULTY DIV 97717X131 2,117 53,063 SH   SOLE 0 0 0 53,063
XCEL ENERGY INC COM 98389B100 361 5,333 SH   SOLE 0 0 0 5,333