The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Technology Select Sector SPDR Fund ETP 81369Y803   25,545 122,655 SH   DFND   122,655 0 0
Health Care Select Sector SPDR Fund ETP 81369Y209   22,324 151,112 SH   DFND   151,112 0 0
iShares MSCI ACWI ETF ETP 464288257   18,219 165,430 SH   DFND   165,430 0 0
Communication Services Select Sector SPDR Fund ETP 81369Y852   15,279 187,110 SH   DFND   187,110 0 0
WisdomTree Japan Hedged Equity Fund ETP 97717W851   12,127 111,769 SH   DFND   111,769 0 0
SPDR S&P 500 ETF Trust ETP 78462F103   11,794 22,497 SH   DFND   22,497 0 0
Consumer Discretionary Select Sector SPDR Fund ETP 81369Y407   10,807 58,769 SH   DFND   58,769 0 0
Financial Select Sector SPDR Fund ETP 81369Y605   10,525 249,871 SH   DFND   249,871 0 0
Vanguard Financials ETF ETP 92204A405   9,433 92,129 SH   DFND   92,129 0 0
iShares MSCI Emerging Markets ex China ETF ETP 46434G764   9,300 161,544 SH   DFND   161,544 0 0
Consumer Staples Select Sector SPDR Fund ETP 81369Y308   8,962 117,360 SH   DFND   117,360 0 0
Industrial Select Sector SPDR Fund ETP 81369Y704   8,347 66,264 SH   DFND   66,264 0 0
Microsoft Corp Common Stock 594918104   7,124 16,932 SH   DFND   16,932 0 0
Apple Inc Common Stock 037833100   6,967 40,631 SH   DFND   40,631 0 0
Vanguard S&P 500 ETF ETP 922908363   6,682 13,900 SH   DFND   13,900 0 0
NVIDIA Corp Common Stock 67066G104   6,460 7,149 SH   DFND   7,149 0 0
iShares Global Financials ETF ETP 464287333   5,056 58,355 SH   DFND   58,355 0 0
SPDR Dow Jones Industrial Average ETF Trust ETP 78467X109   4,866 12,213 SH   DFND   12,213 0 0
iShares Global Energy ETF ETP 464287341   4,783 111,368 SH   DFND   111,368 0 0
Real Estate Select Sector SPDR Fund ETP 81369Y860   4,743 119,987 SH   DFND   119,987 0 0
VanEck Morningstar Wide Moat ETF ETP 92189F643   4,636 51,564 SH   DFND   51,564 0 0
Materials Select Sector SPDR Fund ETP 81369Y100   4,600 49,526 SH   DFND   49,526 0 0
VanEck Semiconductor ETF ETP 92189F676   4,301 19,117 SH   DFND   19,117 0 0
iShares Core MSCI Emerging Markets ETF ETP 46434G103   4,159 80,610 SH   DFND   80,610 0 0
Energy Select Sector SPDR Fund ETP 81369Y506   3,786 40,106 SH   DFND   40,106 0 0
Fidelity Nasdaq Composite Index ETF ETP 315912808   3,720 57,760 SH   DFND   57,760 0 0
Vanguard High Dividend Yield ETF ETP 921946406   3,692 30,513 SH   DFND   30,513 0 0
iShares Core S&P 500 ETF ETP 464287200   3,652 6,947 SH   DFND   6,947 0 0
iShares Russell 2000 ETF ETP 464287655   3,585 17,047 SH   DFND   17,047 0 0
Uber Technologies Inc Common Stock 90353T100   3,315 43,063 SH   DFND   43,063 0 0
Micron Technology Inc Common Stock 595112103   3,226 27,355 SH   DFND   27,355 0 0
Invesco QQQ Trust Series 1 ETP 46090E103   2,889 6,500 SH   DFND   6,500 0 0
Amazon.com Inc Common Stock 023135106   2,619 14,518 SH   DFND   14,518 0 0
Snowflake Inc Common Stock 833445109   2,486 15,383 SH   DFND   15,383 0 0
Thor Industries Inc Common Stock 885160101   2,448 20,865 SH   DFND   20,865 0 0
First Trust NASDAQ-100 Technology Index Fund ETP 337345102   2,356 12,356 SH   DFND   12,356 0 0
Alphabet Inc Common Stock 02079K305   2,325 15,407 SH   DFND   15,407 0 0
Invesco S&P 500 High Beta ETF ETP 46138E370   2,283 26,021 SH   DFND   26,021 0 0
Mobileye Global Inc Common Stock 60741F104   2,258 70,219 SH   DFND   70,219 0 0
Vanguard Information Technology ETF ETP 92204A702   2,226 4,246 SH   DFND   4,246 0 0
iShares U.S. Technology ETF ETP 464287721   2,192 16,230 SH   DFND   16,230 0 0
First Trust NASDAQ Technology Dividend Index Fund ETP 33738R118   2,131 30,589 SH   DFND   30,589 0 0
JPMorgan US Quality Factor ETF ETP 46641Q761   2,102 39,764 SH   DFND   39,764 0 0
iShares U.S. Aerospace & Defense ETF ETP 464288760   1,977 14,983 SH   DFND   14,983 0 0
US Global Jets ETF ETP 26922A842   1,848 87,976 SH   DFND   87,976 0 0
Utilities Select Sector SPDR Fund ETP 81369Y886   1,832 27,902 SH   DFND   27,902 0 0
iShares Global Healthcare ETF ETP 464287325   1,780 19,109 SH   DFND   19,109 0 0
Vanguard S&P 500 Growth ETF ETP 921932505   1,719 5,641 SH   DFND   5,641 0 0
Sunrun Inc Common Stock 86771W105   1,677 127,238 SH   DFND   127,238 0 0
iShares MSCI Global Metals & Mining Producers ETF ETP 46434G848   1,362 32,665 SH   DFND   32,665 0 0
iShares Expanded Tech Sector ETF ETP 464287549   1,019 11,826 SH   DFND   11,826 0 0
Bank of America Corp Common Stock 060505104   1,003 26,452 SH   DFND   26,452 0 0
First Trust Dow Jones Internet Index Fund ETP 33733E302   976 4,758 SH   DFND   4,758 0 0
SPDR Portfolio S&P 500 Growth ETF ETP 78464A409   887 12,122 SH   DFND   12,122 0 0
Invesco S&P SmallCap 600 Pure Value ETF ETP 46137V167   755 7,023 SH   DFND   7,023 0 0
American Tower Corp REIT 03027X100   751 3,802 SH   DFND   3,802 0 0
Invesco Exchange-Traded Fund Trust - Invesco S&P 500 Pure Value ETF ETP 46137V258   645 7,293 SH   DFND   7,293 0 0
iShares MSCI Taiwan ETF ETP 46434G772   542 11,136 SH   DFND   11,136 0 0
iShares MSCI South Korea ETF ETP 464286772   515 7,674 SH   DFND   7,674 0 0
Vanguard Health Care ETF ETP 92204A504   509 1,880 SH   DFND   1,880 0 0
Global X Cybersecurity ETF ETP 37954Y384   303 10,169 SH   DFND   10,169 0 0
iShares Expanded Tech-Software Sector ETF ETP 464287515   207 2,425 SH   DFND   2,425 0 0
Wisdomtree Emerging Markets EX-State-Owned Enterprises Fund ETP 97717X578   64 2,165 SH   DFND   2,165 0 0
WisdomTree Europe Hedged Equity Fund ETP 97717X701   51 1,060 SH   DFND   1,060 0 0
Invesco S&P Emerging Markets Low Volatility ETF ETP 46138E297   24 1,000 SH   DFND   1,000 0 0
Vanguard FTSE Emerging Markets ETF ETP 922042858   13 300 SH   DFND   300 0 0