The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Technology Select Sector SPDR Fund ETP 81369Y803   18,446 112,522 SH   DFND   112,522 0 0
Health Care Select Sector SPDR Fund ETP 81369Y209   13,717 106,550 SH   DFND   106,550 0 0
Consumer Discretionary Select Sector SPDR Fund ETP 81369Y407   13,489 83,794 SH   DFND   83,794 0 0
iShares MSCI ACWI ETF ETP 464288257   13,469 145,813 SH   DFND   145,813 0 0
Communication Services Select Sector SPDR Fund ETP 81369Y852   9,623 146,755 SH   DFND   146,755 0 0
Industrial Select Sector SPDR Fund ETP 81369Y704   8,794 86,746 SH   DFND   86,746 0 0
Apple Inc Common Stock 037833100   8,786 51,317 SH   DFND   51,317 0 0
Uber Technologies Inc Common Stock 90353T100   6,934 150,776 SH   DFND   150,776 0 0
WisdomTree Japan Hedged Equity Fund ETP 97717W851   6,865 77,787 SH   DFND   77,787 0 0
Vanguard Financials ETF ETP 92204A405   6,742 83,743 SH   DFND   83,743 0 0
Real Estate Select Sector SPDR Fund ETP 81369Y860   5,546 162,787 SH   DFND   162,787 0 0
Vanguard S&P 500 ETF ETP 922908363   5,513 14,038 SH   DFND   14,038 0 0
Energy Select Sector SPDR Fund ETP 81369Y506   5,391 59,644 SH   DFND   59,644 0 0
SPDR S&P 500 ETF Trust ETP 78462F103   5,237 12,216 SH   DFND   12,216 0 0
Microsoft Corp Common Stock 594918104   5,143 16,288 SH   DFND   16,288 0 0
Consumer Staples Select Sector SPDR Fund ETP 81369Y308   4,575 66,487 SH   DFND   66,487 0 0
iShares Global Energy ETF ETP 464287341   4,485 108,710 SH   DFND   108,710 0 0
Invesco QQQ Trust Series 1 ETP 46090E103   4,356 12,141 SH   DFND   12,141 0 0
VanEck Morningstar Wide Moat ETF ETP 92189F643   4,341 57,243 SH   DFND   57,243 0 0
Materials Select Sector SPDR Fund ETP 81369Y100   3,736 47,563 SH   DFND   47,563 0 0
iShares MSCI Emerging Markets ex China ETF ETP 46434G764   3,720 74,646 SH   DFND   74,646 0 0
iShares Global Financials ETF ETP 464287333   3,525 50,033 SH   DFND   50,033 0 0
iShares Core S&P 500 ETF ETP 464287200   3,128 7,260 SH   DFND   7,260 0 0
Invesco S&P 500 High Beta ETF ETP 46138E370   3,067 43,756 SH   DFND   43,756 0 0
NVIDIA Corp Common Stock 67066G104   3,035 6,977 SH   DFND   6,977 0 0
iShares Global Healthcare ETF ETP 464287325   3,032 36,790 SH   DFND   36,790 0 0
Fidelity Nasdaq Composite Index ETF ETP 315912808   3,003 57,760 SH   DFND   57,760 0 0
Micron Technology Inc Common Stock 595112103   2,955 43,431 SH   DFND   43,431 0 0
Invesco S&P Emerging Markets Low Volatility ETF ETP 46138E297   2,938 130,580 SH   DFND   130,580 0 0
Mobileye Global Inc Common Stock 60741F104   2,938 70,701 SH   DFND   70,701 0 0
Thor Industries Inc Common Stock 885160101   2,913 30,619 SH   DFND   30,619 0 0
iShares Expanded Tech-Software Sector ETF ETP 464287515   2,881 8,443 SH   DFND   8,443 0 0
Invesco S&P 500 Low Volatility ETF ETP 46138E354   1,969 33,495 SH   DFND   33,495 0 0
Vanguard Information Technology ETF ETP 92204A702   1,931 4,654 SH   DFND   4,654 0 0
VanEck Semiconductor ETF ETP 92189F676   1,891 13,045 SH   DFND   13,045 0 0
First Trust NASDAQ Technology Dividend Index Fund ETP 33738R118   1,742 31,059 SH   DFND   31,059 0 0
JPMorgan US Quality Factor ETF ETP 46641Q761   1,721 39,764 SH   DFND   39,764 0 0
iShares US Technology ETF ETP 464287721   1,704 16,230 SH   DFND   16,230 0 0
Amazon.com Inc Common Stock 023135106   1,693 13,320 SH   DFND   13,320 0 0
Utilities Select Sector SPDR Fund ETP 81369Y886   1,614 27,387 SH   DFND   27,387 0 0
Sunrun Inc Common Stock 86771W105   1,556 123,923 SH   DFND   123,923 0 0
Alphabet Inc Common Stock 02079K305   1,528 11,675 SH   DFND   11,675 0 0
SPDR S&P Semiconductor ETF ETP 78464A862   1,503 7,670 SH   DFND   7,670 0 0
iShares Core MSCI Emerging Markets ETF ETP 46434G103   1,501 31,541 SH   DFND   31,541 0 0
First Trust NASDAQ-100 Technology Index Fund ETP 337345102   1,493 10,280 SH   DFND   10,280 0 0
iShares Core High Dividend ETF ETP 46429B663   1,488 14,925 SH   DFND   14,925 0 0
iShares US Aerospace & Defense ETF ETP 464288760   1,484 13,980 SH   DFND   13,980 0 0
PayPal Holdings Inc Common Stock 70450Y103   1,467 25,093 SH   DFND   25,093 0 0
US Global Jets ETF ETP 26922A842   1,436 84,336 SH   DFND   84,336 0 0
Vanguard S&P 500 Growth ETF ETP 921932505   1,392 5,641 SH   DFND   5,641 0 0
iShares MSCI Global Metals & Mining Producers ETF ETP 46434G848   1,300 32,690 SH   DFND   32,690 0 0
SPDR Portfolio S&P 500 Growth ETF ETP 78464A409   1,142 19,272 SH   DFND   19,272 0 0
KraneShares CSI China Internet ETF ETP 500767306   1,065 38,904 SH   DFND   38,904 0 0
iShares U.S. Medical Devices ETF ETP 464288810   923 18,991 SH   DFND   18,991 0 0
Financial Select Sector SPDR Fund ETP 81369Y605   819 24,703 SH   DFND   24,703 0 0
iShares Russell 2000 ETF ETP 464287655   764 4,308 SH   DFND   4,308 0 0
First Trust Dow Jones Internet Index Fund ETP 33733E302   759 4,758 SH   DFND   4,758 0 0
SkyWest Inc Common Stock 830879102   727 17,328 SH   DFND   17,328 0 0
Bank of America Corp Common Stock 060505104   698 25,503 SH   DFND   25,503 0 0
iShares MSCI Emerging Markets ETF ETP 464287234   675 17,794 SH   DFND   17,794 0 0
WisdomTree Europe Hedged Equity Fund ETP 97717X701   640 16,212 SH   DFND   16,212 0 0
Invesco S&P SmallCap 600 Pure Value ETF ETP 46137V167   640 7,023 SH   DFND   7,023 0 0
iShares Expanded Tech Sector ETF ETP 464287549   635 1,661 SH   DFND   1,661 0 0
American Tower Corp REIT 03027X100   630 3,830 SH   DFND   3,830 0 0
SolarEdge Technologies Inc Common Stock 83417M104   547 4,227 SH   DFND   4,227 0 0
iShares MSCI Taiwan ETF ETP 46434G772   543 12,199 SH   DFND   12,199 0 0
Invesco Exchange-Traded Fund Trust - Invesco S&P 500 Pure Value ETF ETP 46137V258   537 7,293 SH   DFND   7,293 0 0
SPDR S&P Insurance ETF ETP 78464A789   526 12,370 SH   DFND   12,370 0 0
iShares MSCI South Korea ETF ETP 464286772   443 7,521 SH   DFND   7,521 0 0
Alphabet Inc Common Stock 02079K107   399 3,025 SH   DFND   3,025 0 0
Global X Cybersecurity ETF ETP 37954Y384   260 10,689 SH   DFND   10,689 0 0
Franklin U.S. Low Volatility ETF ETP 35473P504   211 4,440 SH   DFND   4,440 0 0
iShares MSCI USA Quality Factor ETF ETP 46432F339   134 1,015 SH   DFND   1,015 0 0
iShares U.S. Oil & Gas Exploration & Production ETF ETP 464288851   121 1,240 SH   DFND   1,240 0 0
SPDR S&P Homebuilders ETF ETP 78464A888   74 972 SH   DFND   972 0 0
iShares U.S. Broker-Dealers & Securities Exchanges ETF ETP 464288794   73 800 SH   DFND   800 0 0
SPDR S&P Aerospace & Defense ETF ETP 78464A631   71 630 SH   DFND   630 0 0
Wisdomtree Emerging Markets EX-State-Owned Enterprises Fund ETP 97717X578   58 2,165 SH   DFND   2,165 0 0
iShares US Transportation ETF ETP 464287192   41 175 SH   DFND   175 0 0
iShares MSCI Japan ETF ETP 46434G822   23 388 SH   DFND   388 0 0
Invesco KBW Bank ETF ETP 46138E628   20 501 SH   DFND   501 0 0
Viatris Inc Common Stock 92556V106   17 1,711 SH   DFND   1,711 0 0
India Fund Inc/The Closed-End Fund 454089103   16 900 SH   DFND   900 0 0
Vanguard FTSE Emerging Markets ETF ETP 922042858   12 300 SH   DFND   300 0 0
ETFMG Prime Mobile Payments ETF ETP 26924G409   7 183 SH   DFND   183 0 0