The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Technology Select Sector SPDR Fund ETP 81369Y803   19,563 112,522 SH   DFND   112,522 0 0
iShares MSCI ACWI ETF ETP 464288257   14,286 148,904 SH   DFND   148,904 0 0
Consumer Discretionary Select Sector SPDR Fund ETP 81369Y407   14,229 83,794 SH   DFND   83,794 0 0
Health Care Select Sector SPDR Fund ETP 81369Y209   14,142 106,550 SH   DFND   106,550 0 0
Apple Inc Common Stock 037833100   9,823 50,643 SH   DFND   50,643 0 0
Communication Services Select Sector SPDR Fund ETP 81369Y852   9,551 146,755 SH   DFND   146,755 0 0
Industrial Select Sector SPDR Fund ETP 81369Y704   9,310 86,746 SH   DFND   86,746 0 0
Vanguard Financials ETF ETP 92204A405   6,817 83,743 SH   DFND   83,743 0 0
Uber Technologies Inc Common Stock 90353T100   6,655 154,156 SH   DFND   154,156 0 0
WisdomTree Japan Hedged Equity Fund ETP 97717W851   6,568 78,899 SH   DFND   78,899 0 0
Real Estate Select Sector SPDR Fund ETP 81369Y860   6,135 162,787 SH   DFND   162,787 0 0
SPDR S&P 500 ETF Trust ETP 78462F103   5,851 13,137 SH   DFND   13,137 0 0
Vanguard S&P 500 ETF ETP 922908363   5,584 13,710 SH   DFND   13,710 0 0
Invesco QQQ Trust Series 1 ETP 46090E103   5,439 14,684 SH   DFND   14,684 0 0
Microsoft Corp Common Stock 594918104   5,300 15,563 SH   DFND   15,563 0 0
Consumer Staples Select Sector SPDR Fund ETP 81369Y308   4,931 66,487 SH   DFND   66,487 0 0
Energy Select Sector SPDR Fund ETP 81369Y506   4,841 59,644 SH   DFND   59,644 0 0
iShares Global Energy ETF ETP 464287341   4,046 108,710 SH   DFND   108,710 0 0
Materials Select Sector SPDR Fund ETP 81369Y100   3,942 47,563 SH   DFND   47,563 0 0
iShares Global Financials ETF ETP 464287333   3,579 50,033 SH   DFND   50,033 0 0
Invesco S&P 500 High Beta ETF ETP 46138E370   3,343 43,756 SH   DFND   43,756 0 0
Thor Industries Inc Common Stock 885160101   3,153 30,465 SH   DFND   30,465 0 0
iShares Global Healthcare ETF ETP 464287325   3,127 36,790 SH   DFND   36,790 0 0
iShares Core S&P 500 ETF ETP 464287200   3,092 6,938 SH   DFND   6,938 0 0
Invesco S&P Emerging Markets Low Volatility ETF ETP 46138E297   3,071 130,580 SH   DFND   130,580 0 0
iShares Expanded Tech-Software Sector ETF ETP 464287515   2,921 8,443 SH   DFND   8,443 0 0
Fidelity Nasdaq Composite Index ETF ETP 315912808   2,839 52,505 SH   DFND   52,505 0 0
Micron Technology Inc Common Stock 595112103   2,673 42,352 SH   DFND   42,352 0 0
NVIDIA Corp Common Stock 67066G104   2,493 5,894 SH   DFND   5,894 0 0
Invesco S&P 500 Low Volatility ETF ETP 46138E354   2,179 34,693 SH   DFND   34,693 0 0
Mobileye Global Inc Common Stock 60741F104   2,073 53,954 SH   DFND   53,954 0 0
Sunrun Inc Common Stock 86771W105   2,059 115,310 SH   DFND   115,310 0 0
Vanguard Information Technology ETF ETP 92204A702   2,058 4,654 SH   DFND   4,654 0 0
VanEck Semiconductor ETF ETP 92189F676   1,986 13,045 SH   DFND   13,045 0 0
First Trust NASDAQ Technology Dividend Index Fund ETP 33738R118   1,822 31,059 SH   DFND   31,059 0 0
Utilities Select Sector SPDR Fund ETP 81369Y886   1,792 27,387 SH   DFND   27,387 0 0
iShares US Technology ETF ETP 464287721   1,767 16,230 SH   DFND   16,230 0 0
JPMorgan US Quality Factor ETF ETP 46641Q761   1,761 39,764 SH   DFND   39,764 0 0
VanEck Morningstar Wide Moat ETF ETP 92189F643   1,744 21,855 SH   DFND   21,855 0 0
Amazon.com Inc Common Stock 023135106   1,736 13,320 SH   DFND   13,320 0 0
US Global Jets ETF ETP 26922A842   1,722 80,373 SH   DFND   80,373 0 0
SPDR S&P Semiconductor ETF ETP 78464A862   1,697 7,670 SH   DFND   7,670 0 0
PayPal Holdings Inc Common Stock 70450Y103   1,665 24,948 SH   DFND   24,948 0 0
iShares US Aerospace & Defense ETF ETP 464288760   1,631 13,980 SH   DFND   13,980 0 0
iShares Core MSCI Emerging Markets ETF ETP 46434G103   1,555 31,541 SH   DFND   31,541 0 0
iShares Core High Dividend ETF ETP 46429B663   1,504 14,925 SH   DFND   14,925 0 0
Alphabet Inc Common Stock 02079K305   1,397 11,675 SH   DFND   11,675 0 0
iShares MSCI Global Metals & Mining Producers ETF ETP 46434G848   1,323 32,690 SH   DFND   32,690 0 0
First Trust NASDAQ-100 Technology Index Fund ETP 337345102   1,273 8,650 SH   DFND   8,650 0 0
Vanguard S&P 500 Growth ETF ETP 921932505   1,198 4,715 SH   DFND   4,715 0 0
SPDR Portfolio S&P 500 Growth ETF ETP 78464A409   1,176 19,272 SH   DFND   19,272 0 0
SolarEdge Technologies Inc Common Stock 83417M104   1,137 4,227 SH   DFND   4,227 0 0
iShares U.S. Medical Devices ETF ETP 464288810   1,072 18,991 SH   DFND   18,991 0 0
KraneShares CSI China Internet ETF ETP 500767306   1,048 38,904 SH   DFND   38,904 0 0
Financial Select Sector SPDR Fund ETP 81369Y605   833 24,703 SH   DFND   24,703 0 0
iShares Russell 2000 ETF ETP 464287655   807 4,308 SH   DFND   4,308 0 0
First Trust Dow Jones Internet Index Fund ETP 33733E302   776 4,758 SH   DFND   4,758 0 0
American Tower Corp REIT 03027X100   750 3,830 SH   DFND   3,830 0 0
Bank of America Corp Common Stock 060505104   732 25,503 SH   DFND   25,503 0 0
SkyWest Inc Common Stock 830879102   706 17,328 SH   DFND   17,328 0 0
iShares MSCI Emerging Markets ETF ETP 464287234   704 17,794 SH   DFND   17,794 0 0
WisdomTree Europe Hedged Equity Fund ETP 97717X701   664 8,106 SH   DFND   8,106 0 0
Invesco S&P SmallCap 600 Pure Value ETF ETP 46137V167   657 7,023 SH   DFND   7,023 0 0
iShares MSCI Taiwan ETF ETP 46434G772   574 12,199 SH   DFND   12,199 0 0
Invesco Exchange-Traded Fund Trust - Invesco S&P 500 Pure Value ETF ETP 46137V258   566 7,293 SH   DFND   7,293 0 0
Global X Cybersecurity ETF ETP 37954Y384   506 20,858 SH   DFND   20,858 0 0
SPDR S&P Insurance ETF ETP 78464A789   506 12,370 SH   DFND   12,370 0 0
iShares MSCI South Korea ETF ETP 464286772   477 7,521 SH   DFND   7,521 0 0
Schwab U.S. Large-Cap Value ETF ETP 808524409   468 6,972 SH   DFND   6,972 0 0
Vanguard Value ETF ETP 922908744   465 3,272 SH   DFND   3,272 0 0
Alphabet Inc Common Stock 02079K107   366 3,025 SH   DFND   3,025 0 0
Franklin U.S. Low Volatility ETF ETP 35473P504   217 4,440 SH   DFND   4,440 0 0
iShares MSCI Hong Kong ETF ETP 464286871   152 7,838 SH   DFND   7,838 0 0
iShares MSCI USA Quality Factor ETF ETP 46432F339   137 1,015 SH   DFND   1,015 0 0
iShares U.S. Oil & Gas Exploration & Production ETF ETP 464288851   105 1,240 SH   DFND   1,240 0 0
SPDR S&P Homebuilders ETF ETP 78464A888   78 972 SH   DFND   972 0 0
SPDR S&P Aerospace & Defense ETF ETP 78464A631   77 630 SH   DFND   630 0 0
iShares U.S. Broker-Dealers & Securities Exchanges ETF ETP 464288794   73 800 SH   DFND   800 0 0
Wisdomtree Emerging Markets EX-State-Owned Enterprises Fund ETP 97717X578   61 2,165 SH   DFND   2,165 0 0
iShares US Transportation ETF ETP 464287192   44 175 SH   DFND   175 0 0
iShares MSCI Japan ETF ETP 46434G822   24 388 SH   DFND   388 0 0
Vanguard FTSE Emerging Markets ETF ETP 922042858   22 550 SH   DFND   550 0 0
Invesco KBW Bank ETF ETP 46138E628   21 501 SH   DFND   501 0 0
Viatris Inc Common Stock 92556V106   17 1,711 SH   DFND   1,711 0 0
India Fund Inc/The Closed-End Fund 454089103   15 900 SH   DFND   900 0 0
ETFMG Prime Mobile Payments ETF ETP 26924G409   8 183 SH   DFND   183 0 0
KraneShares Bosera MSCI China A 50 Connect Index ETF ETP 500767405   5 221 SH   DFND   221 0 0