The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Health Care Select Sector SPDR Fund ETP 81369Y209   16,999 125,128 SH   DFND   125,128 0 0
Technology Select Sector SPDR Fund ETP 81369Y803   14,015 112,622 SH   DFND   112,622 0 0
Industrial Select Sector SPDR Fund ETP 81369Y704   12,192 124,140 SH   DFND   124,140 0 0
Vanguard Financials ETF ETP 92204A405   11,487 138,845 SH   DFND   138,845 0 0
iShares MSCI ACWI ETF ETP 464288257   10,947 128,965 SH   DFND   128,965 0 0
Consumer Discretionary Select Sector SPDR Fund ETP 81369Y407   9,771 75,654 SH   DFND   75,654 0 0
Consumer Staples Select Sector SPDR Fund ETP 81369Y308   6,601 88,548 SH   DFND   88,548 0 0
Apple Inc Common Stock 037833100   6,479 49,847 SH   DFND   49,847 0 0
Vanguard S&P 500 ETF ETP 922908363   5,758 16,389 SH   DFND   16,389 0 0
SPDR S&P 500 ETF Trust ETP 78462F103   5,283 13,768 SH   DFND   13,768 0 0
Communication Services Select Sector SPDR Fund ETP 81369Y852   5,064 105,523 SH   DFND   105,523 0 0
iShares Global Energy ETF ETP 464287341   5,021 128,770 SH   DFND   128,770 0 0
Invesco QQQ Trust Series 1 ETP 46138E354   4,794 18,004 SH   DFND   18,004 0 0
Energy Select Sector SPDR Fund ETP 81369Y506   4,377 50,045 SH   DFND   50,045 0 0
Invesco S&P 500 Low Volatility ETF ETP 46090E103   4,144 64,853 SH   DFND   64,853 0 0
iShares Global Healthcare ETF ETP 464287325   3,880 45,710 SH   DFND   45,710 0 0
Microsoft Corp Common Stock 594918104   3,732 15,563 SH   DFND   15,563 0 0
Materials Select Sector SPDR Fund ETP 81369Y100   3,695 47,563 SH   DFND   47,563 0 0
iShares Global Financials ETF ETP 464287333   3,516 50,033 SH   DFND   50,033 0 0
iShares Expanded Tech-Software Sector ETF ETP 464287515   3,426 13,389 SH   DFND   13,389 0 0
iShares Core High Dividend ETF ETP 46429B663   3,080 29,551 SH   DFND   29,551 0 0
Invesco S&P Emerging Markets Low Volatility ETF ETP 46138E297   3,005 130,580 SH   DFND   130,580 0 0
WisdomTree Japan Hedged Equity Fund ETP 97717W851   2,792 43,434 SH   DFND   43,434 0 0
Alphabet Inc Common Stock 02079K305   2,298 26,040 SH   DFND   26,040 0 0
Utilities Select Sector SPDR Fund ETP 81369Y886   1,952 27,687 SH   DFND   27,687 0 0
JPMorgan US Quality Factor ETF ETP 46641Q761   1,938 50,004 SH   DFND   50,004 0 0
Franklin U.S. Low Volatility ETF ETP 35473P504   1,923 41,618 SH   DFND   41,618 0 0
iShares Core S&P 500 ETF ETP 464287200   1,865 4,855 SH   DFND   4,855 0 0
Fidelity Nasdaq Composite Index ETF ETP 315912808   1,788 43,649 SH   DFND   43,649 0 0
SPDR S&P Insurance ETF ETP 78464A789   1,763 43,060 SH   DFND   43,060 0 0
iShares MSCI Hong Kong ETF ETP 464286871   1,695 80,688 SH   DFND   80,688 0 0
SPDR Dow Jones Industrial Average ETF Trust ETP 78467X109   1,653 4,979 SH   DFND   4,979 0 0
iShares US Aerospace & Defense ETF ETP 464288760   1,564 13,980 SH   DFND   13,980 0 0
Vanguard Information Technology ETF ETP 92204A702   1,500 4,695 SH   DFND   4,695 0 0
Invesco S&P 500 High Beta ETF ETP 46138E370   1,372 22,009 SH   DFND   22,009 0 0
iShares U.S. Medical Devices ETF ETP 464288810   1,344 25,558 SH   DFND   25,558 0 0
iShares MSCI Global Metals & Mining Producers ETF ETP 46434G848   1,340 32,690 SH   DFND   32,690 0 0
iShares US Technology ETF ETP 464287721   1,299 17,443 SH   DFND   17,443 0 0
iShares U.S. Broker-Dealers & Securities Exchanges ETF ETP 464288794   1,279 13,300 SH   DFND   13,300 0 0
Coca-Cola Co/The Common Stock 191216100   1,232 19,370 SH   DFND   19,370 0 0
iShares U.S. Healthcare Providers ETF ETP 464288828   1,224 4,573 SH   DFND   4,573 0 0
Visa Inc Common Stock 92826C839   1,216 5,847 SH   DFND   5,847 0 0
SolarEdge Technologies Inc Common Stock 83417M104   1,197 4,227 SH   DFND   4,227 0 0
Mastercard Inc Common Stock 57636Q104   1,155 3,322 SH   DFND   3,322 0 0
First Trust NASDAQ Technology Dividend Index Fund ETP 33738R118   1,128 23,603 SH   DFND   23,603 0 0
Amazon.com Inc Common Stock 023135106   1,124 13,370 SH   DFND   13,370 0 0
Procter & Gamble Co/The Common Stock 742718109   1,064 7,020 SH   DFND   7,020 0 0
iShares MSCI Brazil ETF ETP 464286400   1,060 37,895 SH   DFND   37,895 0 0
Deere & Co Common Stock 244199105   1,026 2,390 SH   DFND   2,390 0 0
JPMorgan US Momentum Factor ETF ETP 46641Q779   1,010 26,790 SH   DFND   26,790 0 0
Walmart Inc Common Stock 931142103   991 6,968 SH   DFND   6,968 0 0
Financial Select Sector SPDR Fund ETP 81369Y605   979 28,613 SH   DFND   28,613 0 0
First Trust NASDAQ-100 Technology Index Fund ETP 337345102   943 8,963 SH   DFND   8,963 0 0
Home Depot Inc/The Common Stock 437076102   935 2,960 SH   DFND   2,960 0 0
Vanguard S&P 500 Growth ETF ETP 921932505   885 4,197 SH   DFND   4,197 0 0
SPDR Portfolio S&P 500 High Dividend ETF ETP 78468R788   872 22,031 SH   DFND   22,031 0 0
SPDR Portfolio S&P 500 Growth ETF ETP 78464A409   867 17,105 SH   DFND   17,105 0 0
NVIDIA Corp Common Stock 67066G104   863 5,904 SH   DFND   5,904 0 0
Bank of America Corp Common Stock 060505104   847 25,503 SH   DFND   25,503 0 0
NextEra Energy Inc Common Stock 65339F101   839 10,030 SH   DFND   10,030 0 0
Alibaba Group Holding Ltd ADR 01609W102   825 9,365 SH   DFND   9,365 0 0
Invesco Exchange-Traded Fund Trust - Invesco S&P 500 Pure Value ETF ETP 46137V258   817 10,471 SH   DFND   10,471 0 0
American Tower Corp REIT 03027X100   816 3,830 SH   DFND   3,830 0 0
UnitedHealth Group Inc Common Stock 91324P102   801 1,510 SH   DFND   1,510 0 0
Taiwan Semiconductor Manufacturing Co Ltd ADR 874039100   734 9,811 SH   DFND   9,811 0 0
VanEck Semiconductor ETF ETP 92189F676   726 3,578 SH   DFND   3,578 0 0
Invesco S&P SmallCap 600 Pure Value ETF ETP 46137V167   720 8,147 SH   DFND   8,147 0 0
iShares MSCI Emerging Markets ETF ETP 464287234   706 18,634 SH   DFND   18,634 0 0
iShares MSCI USA Momentum Factor ETF ETP 46432F396   683 4,683 SH   DFND   4,683 0 0
Vanguard Value ETF ETP 922908744   682 4,859 SH   DFND   4,859 0 0
Schwab U.S. Large-Cap Value ETF ETP 808524409   682 10,323 SH   DFND   10,323 0 0
Thor Industries Inc Common Stock 885160101   637 8,407 SH   DFND   8,407 0 0
First Trust Dow Jones Internet Index Fund ETP 33738R118   586 4,757 SH   DFND   4,757 0 0
WisdomTree Europe Hedged Equity Fund ETP 97717X701   567 8,106 SH   DFND   8,106 0 0
iShares Russell 2000 ETF ETP 464287655   559 3,208 SH   DFND   3,208 0 0
Global X Cybersecurity ETF ETP 37954Y384   380 18,290 SH   DFND   18,290 0 0
Sunrun Inc Common Stock 86771W105   379 15,798 SH   DFND   15,798 0 0
US Global Jets ETF ETP 26922A842   360 21,063 SH   DFND   21,063 0 0
Uber Technologies Inc Common Stock 90353T100   322 13,032 SH   DFND   13,032 0 0
Alphabet Inc Common Stock 02079K107   284 3,200 SH   DFND   3,200 0 0
Micron Technology Inc Common Stock 595112103   266 5,317 SH   DFND   5,317 0 0
PayPal Holdings Inc Common Stock 70450Y103   228 3,206 SH   DFND   3,206 0 0
SkyWest Inc Common Stock 830879102   223 13,523 SH   DFND   13,523 0 0
Johnson & Johnson Common Stock 478160104   155 879 SH   DFND   879 0 0
iShares U.S. Oil & Gas Exploration & Production ETF ETP 464288851   131 1,410 SH   DFND   1,410 0 0
iShares MSCI USA Quality Factor ETF ETP 46432F339   116 1,015 SH   DFND   1,015 0 0
Real Estate Select Sector SPDR Fund ETP 81369Y860   89 2,400 SH   DFND   2,400 0 0
JPMorgan Chase & Co Common Stock 46625H100   75 563 SH   DFND   563 0 0
Wisdomtree Emerging Markets EX-State-Owned Enterprises Fund ETP 97717X578   70 2,628 SH   DFND   2,628 0 0
SPDR S&P Aerospace & Defense ETF ETP 78464A631   69 630 SH   DFND   630 0 0
Nutrien Ltd Common Stock 67077M108   66 910 SH   DFND   910 0 0
SPDR S&P Homebuilders ETF ETP 78464A888   43 712 SH   DFND   712 0 0
iShares US Transportation ETF ETP 464287192   37 175 SH   DFND   175 0 0
Invesco KBW Bank ETF ETP 46138E628   26 501 SH   DFND   501 0 0
Goldman Sachs Group Inc/The Common Stock 38141G104   25 72 SH   DFND   72 0 0
Vanguard FTSE Emerging Markets ETF ETP 922042858   21 550 SH   DFND   550 0 0
iShares MSCI Japan ETF ETP 46434G822   21 388 SH   DFND   388 0 0
S&P Global Inc Common Stock 78409V104   21 62 SH   DFND   62 0 0
Blackstone Inc Common Stock 09260D107   20 265 SH   DFND   265 0 0
Viatris Inc Common Stock 92556V106   19 1,711 SH   DFND   1,711 0 0
FedEx Corp Common Stock 31428X106   17 100 SH   DFND   100 0 0
India Fund Inc/The Closed-End Fund 454089103   15 900 SH   DFND   900 0 0
JD.com Inc ADR 47215P106   12 220 SH   DFND   220 0 0
ETFMG Prime Mobile Payments ETF ETP 26924G409   10 245 SH   DFND   245 0 0
Palo Alto Networks Inc Common Stock 697435105   8 60 SH   DFND   60 0 0
Vanguard Consumer Discretionary ETF ETP 92204A108   7 30 SH   DFND   30 0 0
KraneShares Bosera MSCI China A 50 Connect Index ETF ETP 500767405   6 221 SH   DFND   221 0 0
iShares MSCI Taiwan ETF ETP 46434G772   3 75 SH   DFND   75 0 0