The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares MSCI ACWI ETF ETP 464288257 17,655 226,845 SH   DFND   226,845 0 0
Health Care Select Sector SPDR Fund ETP 81369Y209 15,154 125,128 SH   DFND   125,128 0 0
Technology Select Sector SPDR Fund ETP 81369Y803 13,445 113,192 SH   DFND   113,192 0 0
Consumer Discretionary Select Sector SPDR Fund ETP 81369Y407 10,623 74,573 SH   DFND   74,573 0 0
Vanguard Financials ETF ETP 92204A405 10,383 138,845 SH   DFND   138,845 0 0
Industrial Select Sector SPDR Fund ETP 81369Y704 10,307 124,415 SH   DFND   124,415 0 0
Apple Inc Common Stock 037833100 7,598 54,976 SH   DFND   54,976 0 0
Communication Services Select Sector SPDR Fund ETP 81369Y852 6,352 132,636 SH   DFND   132,636 0 0
Consumer Staples Select Sector SPDR Fund ETP 81369Y308 5,909 88,548 SH   DFND   88,548 0 0
Vanguard S&P 500 ETF ETP 922908363 5,345 16,230 SH   DFND   16,230 0 0
SPDR S&P 500 ETF Trust ETP 78462F103 5,028 14,034 SH   DFND   14,034 0 0
Invesco QQQ Trust Series 1 ETP 46090E103 4,524 16,883 SH   DFND   16,883 0 0
Microsoft Corp Common Stock 594918104 4,433 19,033 SH   DFND   19,033 0 0
iShares Global Energy ETF ETP 464287341 4,292 128,770 SH   DFND   128,770 0 0
WisdomTree Japan Hedged Equity Fund ETP 97717W851 4,280 69,386 SH   DFND   69,386 0 0
Energy Select Sector SPDR Fund ETP 81369Y506 3,965 55,050 SH   DFND   55,050 0 0
Invesco S&P 500 Low Volatility ETF ETP 46138E354 3,750 64,853 SH   DFND   64,853 0 0
iShares Global Healthcare ETF ETP 464287325 3,444 45,710 SH   DFND   45,710 0 0
iShares Expanded Tech-Software Sector ETF ETP 464287515 3,431 13,718 SH   DFND   13,718 0 0
iShares Global Financials ETF ETP 464287333 3,068 50,033 SH   DFND   50,033 0 0
Alphabet Inc Common Stock 02079K305 3,055 31,940 SH   DFND   31,940 0 0
Invesco S&P Emerging Markets Low Volatility ETF ETP 46138E297 2,741 130,580 SH   DFND   130,580 0 0
iShares Core High Dividend ETF ETP 46429B663 2,623 28,548 SH   DFND   28,548 0 0
Utilities Select Sector SPDR Fund ETP 81369Y886 2,622 40,018 SH   DFND   40,018 0 0
Materials Select Sector SPDR Fund ETP 81369Y100 2,584 37,988 SH   DFND   37,988 0 0
SPDR S&P Insurance ETF ETP 78464A789 2,350 64,960 SH   DFND   64,960 0 0
SPDR Dow Jones Industrial Average ETF Trust ETP 78467X109 2,339 8,125 SH   DFND   8,125 0 0
Amazon.com Inc Common Stock 023135106 2,274 20,120 SH   DFND   20,120 0 0
Fidelity Nasdaq Composite Index ETF ETP 315912808 1,970 47,539 SH   DFND   47,539 0 0
iShares Core S&P 500 ETF ETP 464287200 1,770 4,918 SH   DFND   4,918 0 0
Franklin U.S. Low Volatility ETF ETP 35473P504 1,708 41,115 SH   DFND   41,115 0 0
JPMorgan US Quality Factor ETF ETP 46641Q761 1,661 47,395 SH   DFND   47,395 0 0
iShares U.S. Healthcare Providers ETF ETP 464288828 1,613 6,313 SH   DFND   6,313 0 0
Vanguard Information Technology ETF ETP 92204A702 1,562 5,073 SH   DFND   5,073 0 0
iShares U.S. Medical Devices ETF ETP 464288810 1,486 31,468 SH   DFND   31,468 0 0
iShares MSCI Brazil ETF ETP 464286400 1,403 47,345 SH   DFND   47,345 0 0
iShares US Technology ETF ETP 464287721 1,342 18,288 SH   DFND   18,288 0 0
iShares US Aerospace & Defense ETF ETP 464288760 1,277 13,980 SH   DFND   13,980 0 0
Invesco S&P 500 High Beta ETF ETP 46138E370 1,148 20,006 SH   DFND   20,006 0 0
iShares U.S. Broker-Dealers & Securities Exchanges ETF ETP 464288794 1,138 13,300 SH   DFND   13,300 0 0
Coca-Cola Co/The Common Stock 191216100 1,091 19,370 SH   DFND   19,370 0 0
NextEra Energy Inc Common Stock 65339F101 1,078 13,750 SH   DFND   13,750 0 0
Visa Inc Common Stock 92826C839 1,039 5,847 SH   DFND   5,847 0 0
First Trust NASDAQ Technology Dividend Index Fund ETP 33738R118 991 22,671 SH   DFND   22,671 0 0
SolarEdge Technologies Inc Common Stock 83417M104 978 4,227 SH   DFND   4,227 0 0
First Trust NASDAQ-100 Technology Index Fund ETP 337345102 958 9,133 SH   DFND   9,133 0 0
Mastercard Inc Common Stock 57636Q104 945 3,322 SH   DFND   3,322 0 0
JPMorgan US Momentum Factor ETF ETP 46641Q779 920 26,156 SH   DFND   26,156 0 0
Vanguard S&P 500 Growth ETF ETP 921932505 915 4,382 SH   DFND   4,382 0 0
Walmart Inc Common Stock 931142103 904 6,968 SH   DFND   6,968 0 0
SPDR Portfolio S&P 500 Growth ETF ETP 78464A409 896 17,879 SH   DFND   17,879 0 0
Procter & Gamble Co/The Common Stock 742718109 886 7,020 SH   DFND   7,020 0 0
American Tower Corp REIT 03027X100 822 3,830 SH   DFND   3,830 0 0
Home Depot Inc/The Common Stock 437076102 817 2,960 SH   DFND   2,960 0 0
Financial Select Sector SPDR Fund ETP 81369Y605 815 26,853 SH   DFND   26,853 0 0
Deere & Co Common Stock 244199105 799 2,390 SH   DFND   2,390 0 0
Nutrien Ltd Common Stock 67077M108 795 9,530 SH   DFND   9,530 0 0
Bank of America Corp Common Stock 060505104 772 25,503 SH   DFND   25,503 0 0
UnitedHealth Group Inc Common Stock 91324P102 763 1,510 SH   DFND   1,510 0 0
VanEck Semiconductor ETF ETP 92189F676 753 4,070 SH   DFND   4,070 0 0
Alibaba Group Holding Ltd ADR 01609W102 749 9,365 SH   DFND   9,365 0 0
NVIDIA Corp Common Stock 67066G104 717 5,904 SH   DFND   5,904 0 0
Global X Cybersecurity ETF ETP 37954Y384 706 29,350 SH   DFND   29,350 0 0
Taiwan Semiconductor Manufacturing Co Ltd ADR 874039100 675 9,811 SH   DFND   9,811 0 0
SPDR Portfolio S&P 500 High Dividend ETF ETP 78468R788 643 18,140 SH   DFND   18,140 0 0
KraneShares CSI China Internet ETF ETP 500767306 643 26,100 SH   DFND   26,100 0 0
Invesco Exchange-Traded Fund Trust - Invesco S&P 500 Pure Value ETF ETP 46137V258 627 8,983 SH   DFND   8,983 0 0
iShares MSCI Emerging Markets ETF ETP 464287234 622 17,834 SH   DFND   17,834 0 0
First Trust Dow Jones Internet Index Fund ETP 33733E302 622 4,927 SH   DFND   4,927 0 0
iShares MSCI USA Momentum Factor ETF ETP 46432F396 621 4,707 SH   DFND   4,707 0 0
Invesco S&P SmallCap 600 Pure Value ETF ETP 46137V167 558 7,313 SH   DFND   7,313 0 0
WisdomTree Europe Hedged Equity Fund ETP 97717X701 538 8,646 SH   DFND   8,646 0 0
Vanguard Value ETF ETP 922908744 532 4,307 SH   DFND   4,307 0 0
Thor Industries Inc Common Stock 885160101 530 7,578 SH   DFND   7,578 0 0
Schwab U.S. Large-Cap Value ETF ETP 808524409 524 8,961 SH   DFND   8,961 0 0
iShares Russell 2000 ETF ETP 464287655 520 3,144 SH   DFND   3,144 0 0
Alphabet Inc Common Stock 02079K107 308 3,200 SH   DFND   3,200 0 0
Uber Technologies Inc Common Stock 90353T100 299 11,270 SH   DFND   11,270 0 0
PayPal Holdings Inc Common Stock 70450Y103 292 3,388 SH   DFND   3,388 0 0
Sunrun Inc Common Stock 86771W105 274 9,930 SH   DFND   9,930 0 0
Micron Technology Inc Common Stock 595112103 263 5,240 SH   DFND   5,240 0 0
US Global Jets ETF ETP 26922A842 239 15,930 SH   DFND   15,930 0 0
SkyWest Inc Common Stock 830879102 227 13,976 SH   DFND   13,976 0 0
Johnson & Johnson Common Stock 478160104 144 879 SH   DFND   879 0 0
Meta Platforms Inc Common Stock 30303M102 143 1,053 SH   DFND   1,053 0 0
iShares U.S. Oil & Gas Exploration & Production ETF ETP 464288851 119 1,410 SH   DFND   1,410 0 0
iShares MSCI USA Quality Factor ETF ETP 46432F339 105 1,015 SH   DFND   1,015 0 0
Real Estate Select Sector SPDR Fund ETP 81369Y860 86 2,400 SH   DFND   2,400 0 0
Wisdomtree Emerging Markets EX-State-Owned Enterprises Fund ETP 97717X578 65 2,628 SH   DFND   2,628 0 0
JPMorgan Chase & Co Common Stock 46625H100 59 563 SH   DFND   563 0 0
SPDR S&P Aerospace & Defense ETF ETP 78464A631 58 630 SH   DFND   630 0 0
iShares MSCI Hong Kong ETF ETP 464286871 44 2,388 SH   DFND   2,388 0 0
SPDR S&P Homebuilders ETF ETP 78464A888 39 712 SH   DFND   712 0 0
iShares US Transportation ETF ETP 464287192 34 175 SH   DFND   175 0 0
Invesco KBW Bank ETF ETP 46138E628 25 501 SH   DFND   501 0 0
iShares Currency Hedged MSCI Germany ETF ETP 46434V704 23 1,000 SH   DFND   1,000 0 0
Blackstone Inc Common Stock 09260D107 22 265 SH   DFND   265 0 0
Goldman Sachs Group Inc/The Common Stock 38141G104 21 72 SH   DFND   72 0 0
Vanguard FTSE Emerging Markets ETF ETP 922042858 20 550 SH   DFND   550 0 0
iShares MSCI Japan ETF ETP 46434G822 19 388 SH   DFND   388 0 0
S&P Global Inc Common Stock 78409V104 19 62 SH   DFND   62 0 0
FedEx Corp Common Stock 31428X106 15 100 SH   DFND   100 0 0
Viatris Inc Common Stock 92556V106 15 1,711 SH   DFND   1,711 0 0
India Fund Inc/The Closed-End Fund 454089103 14 900 SH   DFND   900 0 0
JD.com Inc ADR 47215P106 11 220 SH   DFND   220 0 0
Palo Alto Networks Inc Common Stock 697435105 10 60 SH   DFND   60 0 0
ETFMG Prime Mobile Payments ETF ETP 26924G409 9 245 SH   DFND   245 0 0
Vanguard Consumer Discretionary ETF ETP 92204A108 7 30 SH   DFND   30 0 0
KraneShares Bosera MSCI China A 50 Connect Index ETF ETP 500767405 7 221 SH   DFND   221 0 0
iShares MSCI Taiwan ETF ETP 46434G772 3 75 SH   DFND   75 0 0