XML 37 R59.htm IDEA: XBRL DOCUMENT v3.20.1
Loans - Major Classifications of Loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 909,856 $ 714,177  
Allowance for loan losses (8,679) (6,577) $ (4,881)
Net discounts (2,647) (1,902)  
Net deferred loan fees (1,425) (1,013)  
Net loans $ 897,105 $ 704,685  
Total gross loans percentage 101.50% 101.30%  
Allowance for loan losses percentage (1.00%) (0.90%)  
Net discounts percentage (0.30%) (0.30%)  
Net deferred loan fees percentage (0.20%) (0.10%)  
Net loans percentage 100.00% 100.00%  
Home Equity Lines of Credit      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 47,410 $ 39,040  
Allowance for loan losses $ (344) $ (394)  
Total gross loans percentage 5.30% 5.50%  
Residential Real Estate      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 237,218 $ 184,926  
Total gross loans percentage 26.50% 26.20%  
Residential Real Estate | Closed-end 1-4 family - first lien      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 211,440 $ 162,249  
Total gross loans percentage 23.60% 23.00%  
Residential Real Estate | Closed-end 1-4 family - junior lien      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 7,653 $ 5,739  
Total gross loans percentage 0.90% 0.80%  
Residential Real Estate | Multi-family      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 18,125 $ 16,938  
Total gross loans percentage 2.00% 2.40%  
Commercial Real Estate      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 310,019 $ 219,808  
Total gross loans percentage 34.60% 31.20%  
Commercial Real Estate | Nonfarm nonresidential      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 288,930 $ 209,391  
Total gross loans percentage 32.20% 29.70%  
Commercial Real Estate | Farmland      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 21,089 $ 10,417  
Total gross loans percentage 2.40% 1.50%  
Construction and Land Development      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 113,526 $ 102,110  
Total gross loans percentage 12.70% 14.50%  
Construction and Land Development | Residential      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 53,386 $ 39,680  
Total gross loans percentage 6.00% 5.60%  
Construction and Land Development | Other      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 60,140 $ 62,430  
Total gross loans percentage 6.70% 8.90%  
Commercial Loans      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 161,286 $ 134,426  
Allowance for loan losses $ (1,910) $ (1,375) (954)
Total gross loans percentage 17.90% 19.10%  
Commercial Loans | Other commercial loans      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 136,301 $ 112,927  
Total gross loans percentage 15.20% 16.00%  
Commercial Loans | Agricultural      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 2,826 $ 1,743  
Total gross loans percentage 0.30% 0.20%  
Commercial Loans | State, county, and municipal loans      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 22,159 $ 19,756  
Total gross loans percentage 2.40% 2.90%  
Consumer Loans      
Accounts Notes And Loans Receivable [Line Items]      
Total gross loans $ 40,397 $ 33,867  
Allowance for loan losses $ (425) $ (326) $ (217)
Total gross loans percentage 4.50% 4.80%