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Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period __________ to __________
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☒ | Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2) |
TCF AUTO RECEIVABLES, LLC
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(Depositor)
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By:
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/s/ Brian W. Maass
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Name: Brian W. Maass
Title: Vice President
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● | The term “compared” means compared to the information shown and found it to be in agreement, unless otherwise noted. Such compared information was deemed to be in agreement if differences were attributable to rounding. |
● | The term “recomputed” means recalculated and compared the result to the information shown and found it to be in agreement, unless other noted. Such recomputed information was deemed to be in agreement if differences were attributable to rounding. |
● | The term “Receivables” means motor vehicle installment sale contracts secured by new and used automobiles, light-duty trucks and other similar vehicles. |
● | The term “Data File” means an electronic data file, provided to us by the Company on November 8, 2016, containing certain information related to 25,578 Receivables as of the close of business on November 7, 2016 (the “Cutoff Date”). |
● | The term “AIS Imaging Site” means the Company’s internal web-based system used to maintain Receivables Files. |
● | The term “Links” means the Company’s servicing system used to track and account for its Receivables. |
● | The term “DMS” means the Dealer Management System used by dealers to submit borrower applications to the Company. |
● | The term “Sample Receivables” means a sample of 150 Receivables which we were instructed by the Company to randomly select from the Data File. The Company did not inform us as to the basis for how they selected the number of Receivables that we were instructed to randomly select from the Data File. A listing of the Sample Receivables is attached hereto as Exhibit A. |
● | The term “Receivable File” means any file containing some or all of the following documents: Installment Sale Contract, Certificate of Title, Application for Certificate of Title, Guarantee of Title, Notice of Security Interest, Electronic Title, Lien Receipts, Letter of Guarantee, Odometer Disclosure Statement, Assignment Without Recourse, Agreement to Furnish Insurance, AutoCheck Summary Report, Lien Holders Release Form, Motor Vehicle Registration, Transaction History Screenshot, Due Date Change Request Form, Credit Application contained in the AIS Imaging Site, Links Screenshot, and/or DMS Screenshot. The Receivable File, provided to us by the Company, was represented by the Company to be either the original Receivable File, a copy of the original Receivable File, and/or electronic records contained in the AIS Imaging Site, Links or DMS. We make no representation regarding the validity, enforceability, or authenticity of such Receivable File documents. |
Attribute
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Receivable File
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Receivable Number
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Installment Sale Contract
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Vehicle Identification Number
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Installment Sale Contract
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Original Amount Financed
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Installment Sale Contract
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Original Term
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Installment Sale Contract
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Scheduled Monthly Payment Amount
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Installment Sale Contract
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Annual Percentage Rate (“APR”)
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Installment Sale Contract
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New vs. Used
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Installment Sale Contract, Odometer Disclosure Statement
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Receivable Type (Simple Interest)
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Installment Sale Contract
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Contract Date
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Installment Sale Contract, Agreement to Furnish Insurance and instructions provided by the Company listed below
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Dealer State
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Installment Sale Contract
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Original Maturity Date
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Links Screenshot
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Attribute
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Receivable File
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Make/Model
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Installment Sale Contract, Credit Application, AutoCheck Summary Report, DMS Screenshot
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First Payment Date
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Installment Sale Contract and instructions provided by the Specified Parties listed below
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Current Maturity Date
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Links Screenshot, Installment Sale Contract, Due Date Change Request Form (if applicable) and instructions provided by the Company listed below
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Current Principal Balance
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Links Screenshot, Transaction History Screenshot and instructions provided by the Company listed below
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Legal Owner or Lien Holder Name
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Certificate of Title, Application for Certificate of Title, Guarantee of Title, Notice of Security Interest, Assignment Without Recourse, Motor Vehicle Registration, Lien Holders Release Form, Electronic Title and instructions provided by the Company listed below
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Presence of Credit Application
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Credit Application
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Presence of Certificate of Title
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Certificate of Title, Application for Certificate of Title, Guarantee of Title, Lien Receipts, Letter of Guarantee, Assignment Without Recourse, Lien Holders Release Form, Electronic Title
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Presence of Truth-in-Lending Disclosures
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Installment Sale Contract
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Presence of Installment Sale Contract
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Installment Sale Contract
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Sample Receivable Number
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Receivable
Number
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Sample Receivable Number
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Receivable
Number
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Sample Receivable Number
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Receivable Number
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1
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XXXXXXXXXX4014
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51
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XXXXXXXXXX1088
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101
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XXXXXXXXXX4344
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2
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XXXXXXXXXX2481
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52
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XXXXXXXXXX7199
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102
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XXXXXXXXXX3704
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3
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XXXXXXXXXX3498
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53
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XXXXXXXXXX0924
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103
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XXXXXXXXXX4854
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4
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XXXXXXXXXX3395
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54
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XXXXXXXXXX4488
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104
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XXXXXXXXXX0714
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5
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XXXXXXXXXX9959
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55
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XXXXXXXXXX5178
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105
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XXXXXXXXXX9003
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6
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XXXXXXXXXX5573
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56
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XXXXXXXXXX0385
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106
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XXXXXXXXXX7215
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7
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XXXXXXXXXX3047
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57
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XXXXXXXXXX5818
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107
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XXXXXXXXXX1404
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8
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XXXXXXXXXX9762
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58
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XXXXXXXXXX0902
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108
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XXXXXXXXXX4027
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9
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XXXXXXXXXX9033
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59
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XXXXXXXXXX7368
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109
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XXXXXXXXXX4906
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10
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XXXXXXXXXX3369
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60
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XXXXXXXXXX5627
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110
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XXXXXXXXXX0951
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11
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XXXXXXXXXX5059
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61
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XXXXXXXXXX8665
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111
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XXXXXXXXXX5114
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12
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XXXXXXXXXX5068
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62
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XXXXXXXXXX3721
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112
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XXXXXXXXXX9793
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13
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XXXXXXXXXX3470
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63
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XXXXXXXXXX3989
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113
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XXXXXXXXXX6562
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14
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XXXXXXXXXX3701
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64
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XXXXXXXXXX7837
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114
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XXXXXXXXXX4869
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15
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XXXXXXXXXX0611
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65
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XXXXXXXXXX8467
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115
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XXXXXXXXXX7910
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16
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XXXXXXXXXX3368
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66
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XXXXXXXXXX0973
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116
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XXXXXXXXXX5045
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17
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XXXXXXXXXX9035
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67
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XXXXXXXXXX8324
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117
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XXXXXXXXXX1983
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18
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XXXXXXXXXX2332
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68
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XXXXXXXXXX6526
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118
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XXXXXXXXXX0762
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19
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XXXXXXXXXX0844
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69
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XXXXXXXXXX8497
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119
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XXXXXXXXXX4701
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20
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XXXXXXXXXX6993
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70
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XXXXXXXXXX6816
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120
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XXXXXXXXXX3586
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21
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XXXXXXXXXX1161
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71
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XXXXXXXXXX7089
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121
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XXXXXXXXXX7573
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22
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XXXXXXXXXX5262
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72
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XXXXXXXXXX9189
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122
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XXXXXXXXXX4115
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23
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XXXXXXXXXX1502
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73
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XXXXXXXXXX7095
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123
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XXXXXXXXXX1532
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24
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XXXXXXXXXX8729
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74
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XXXXXXXXXX4652
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124
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XXXXXXXXXX3314
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25
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XXXXXXXXXX1848
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75
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XXXXXXXXXX7980
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125
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XXXXXXXXXX6911
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26
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XXXXXXXXXX4518
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76
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XXXXXXXXXX7476
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126
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XXXXXXXXXX3488
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27
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XXXXXXXXXX0133
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77
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XXXXXXXXXX6989
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127
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XXXXXXXXXX6086
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28
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XXXXXXXXXX5509
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78
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XXXXXXXXXX7197
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128
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XXXXXXXXXX2868
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29
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XXXXXXXXXX6713
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79
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XXXXXXXXXX8029
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129
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XXXXXXXXXX7067
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30
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XXXXXXXXXX7821
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80
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XXXXXXXXXX2182
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130
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XXXXXXXXXX5542
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31
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XXXXXXXXXX5283
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81
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XXXXXXXXXX9167
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131
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XXXXXXXXXX9108
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32
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XXXXXXXXXX8319
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82
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XXXXXXXXXX8563
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132
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XXXXXXXXXX9554
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33
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XXXXXXXXXX9267
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83
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XXXXXXXXXX7421
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133
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XXXXXXXXXX9813
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34
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XXXXXXXXXX0908
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84
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XXXXXXXXXX1247
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134
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XXXXXXXXXX6607
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35
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XXXXXXXXXX6174
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85
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XXXXXXXXXX6859
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135
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XXXXXXXXXX4931
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36
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XXXXXXXXXX1787
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86
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XXXXXXXXXX4956
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136
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XXXXXXXXXX8917
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37
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XXXXXXXXXX5071
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87
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XXXXXXXXXX1457
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137
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XXXXXXXXXX7759
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38
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XXXXXXXXXX5969
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88
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XXXXXXXXXX2194
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138
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XXXXXXXXXX9573
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39
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XXXXXXXXXX6249
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89
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XXXXXXXXXX4879
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139
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XXXXXXXXXX0859
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40
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XXXXXXXXXX9590
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90
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XXXXXXXXXX5161
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140
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XXXXXXXXXX8800
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41
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XXXXXXXXXX2466
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91
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XXXXXXXXXX0700
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141
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XXXXXXXXXX4737
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42
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XXXXXXXXXX3897
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92
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XXXXXXXXXX8921
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142
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XXXXXXXXXX8118
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43
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XXXXXXXXXX5878
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93
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XXXXXXXXXX9977
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143
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XXXXXXXXXX1799
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44
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XXXXXXXXXX7129
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94
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XXXXXXXXXX2527
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144
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XXXXXXXXXX3067
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45
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XXXXXXXXXX8705
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95
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XXXXXXXXXX6569
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145
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XXXXXXXXXX1058
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46
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XXXXXXXXXX6513
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96
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XXXXXXXXXX3531
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146
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XXXXXXXXXX1082
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47
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XXXXXXXXXX7952
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97
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XXXXXXXXXX0933
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147
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XXXXXXXXXX2353
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48
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XXXXXXXXXX4019
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98
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XXXXXXXXXX8613
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148
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XXXXXXXXXX3839
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49
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XXXXXXXXXX7928
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99
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XXXXXXXXXX2351
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149
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XXXXXXXXXX6866
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50
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XXXXXXXXXX1761
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100
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XXXXXXXXXX3766
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150
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XXXXXXXXXX9661
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Sample Receivable Number
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Receivable Number
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Attribute
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Per Data File
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Per Receivable File
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43
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XXXXXXXXXX5878
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Make/Model
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Tuscon
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Elantra
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44
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XXXXXXXXXX7129
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Contract Date
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8/29/2016
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8/26/2016
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84
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XXXXXXXXXX1247
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Contract Date
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8/9/2016
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8/6/2016
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96
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XXXXXXXXXX3531
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Vehicle Identification Number
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Redacted
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Redacted
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114
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XXXXXXXXXX4869
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New vs. Used
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New
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Used
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125
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XXXXXXXXXX6911
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Contract Date
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9/2/2016
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Not Available
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136
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XXXXXXXXXX8917
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New vs. Used
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New
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Used
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141
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XXXXXXXXXX4737
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Contract Date
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10/20/2016
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10/18/2016
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146
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XXXXXXXXXX1082
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Vehicle Identification Number
|
Redacted
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Redacted
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147
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XXXXXXXXXX2353
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Contract Date
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10/31/2016
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10/25/2016
|
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