0001571049-17-003205.txt : 20170405 0001571049-17-003205.hdr.sgml : 20170405 20170405163611 ACCESSION NUMBER: 0001571049-17-003205 CONFORMED SUBMISSION TYPE: 10-K/A PUBLIC DOCUMENT COUNT: 109 CONFORMED PERIOD OF REPORT: 20161231 FILED AS OF DATE: 20170405 DATE AS OF CHANGE: 20170405 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Provident Bancorp, Inc. CENTRAL INDEX KEY: 0001635840 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 453231576 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 001-37504 FILM NUMBER: 17743007 BUSINESS ADDRESS: STREET 1: 5 MARKET STREET CITY: AMESBURY STATE: MA ZIP: 01913 BUSINESS PHONE: (978) 388-0050 MAIL ADDRESS: STREET 1: 5 MARKET STREET CITY: AMESBURY STATE: MA ZIP: 01913 10-K/A 1 t1700974-10ka.htm AMENDMENT NO. 2 TO FORM 10-K t1700974-10ka - none - 9.3529352s
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K/A
AMENDMENT NO. 2

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 2016
OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from                    to                  
Commission File Number: 001-37504
PROVIDENT BANCORP, INC.
(Exact name of registrant as specified in its charter)
Massachusetts
45-3231576
(State or other jurisdiction of
incorporation or organization)
I.R.S. Employer
Identification No.)
5 Market Street, Amesbury, Massachusetts
01913
(Address of principal executive offices)
(Zip Code)
(978) 834-8555
(Registrant’s telephone number, including area code)
Securities registered pursuant to Section 12(b) of the Act:
Common Stock, no par value
(Title of Class)
The NASDAQ Stock Market LLC
(Name of exchange on which registered)
Securities registered pursuant to Section 12(g) of the Act: None
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐ No ☒
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐ No ☒
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐
Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes ☒ No ☐
Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of the registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. ☒
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of  “large accelerated filer,” accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):
Large accelerated filer
Accelerated filer
Non-accelerated filer
Smaller reporting company
Indicate by check mark whether the registrant is a shell company (as defined by Rule 12b-2 of the Act). Yes ☐ No ☒
The aggregate market value of the voting and non-voting common stock held by non-affiliates of the registrant, computed by reference to the last sale price as of June 30, 2016, as reported by the Nasdaq Capital Market, was approximately $59 million.
The number of shares outstanding of the registrant’s common stock as of March 8, 2017 was 9,652,448.
DOCUMENTS INCORPORATED BY REFERENCE:
Certain portions of the registrant’s Definitive Proxy Statement for the 2017 Annual Meeting of the Stockholders are incorporated by reference in Part III.

Explanatory Note
Provident Bancorp, Inc. (the “Company”) is filing this Amendment No. 2 on Form 10-K/A to its Annual Report on Form 10-K for the year ended December 31, 2016, as initially filed with the Securities and Exchange Commission on March 16, 2017. The Company is re-filing Item 8 of Part II of the Form 10-K to include the signature for the Report of Independent Registered Public Accounting Firm.

INDEX
Part II
3
Part IV
3
2

PART II
ITEM 8.
FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
The Consolidated Financial Statements, including supplemental data, of Provident Bancorp, Inc. begin on page F-1 of this Annual Report.
PART IV
ITEM 15.
EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
Exhibits
31.1 Certification of Chief Executive Officer pursuant to Rule 13a-14(a) of the Securities Exchange Act of 1934, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
31.2 Certification of Chief Financial Officer pursuant to Rule 13a-14(a) of the Securities Exchange Act of 1934, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
32 Certification of Chief Executive Officer and Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
101 The following financial statements from Provident Bancorp, Inc.’s Annual Report on Form 10-K/A for the year ended December 31, 2016, filed on April 5, 2017, formatted in XBRL: (i) Consolidated Balance Sheets, (ii) Consolidated Statements of Income, (iii) Consolidated Statements of Comprehensive Income, (iv) Consolidated Statements of Changes in Shareholders’ Equity, (v) Consolidated Statements of Cash Flows, and (vi) the Notes to Consolidated Financial Statements
3

SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
Provident Bancorp, Inc.
Date: April 5, 2017 By: /s/ David P. Mansfield
David P. Mansfield
President and Chief Executive Officer
4

Provident Bancorp, Inc. and Subsidiary
Table of Contents
F-1
F-2
F-3
F-4
F-5
F-6
F-8
F-8
F-15
F-18
F-25
F-25
F-26
F-26
F-28
F-30
F-31
F-32
F-32
F-33
F-33
F-36
F-36
F-37
F-37
F-38
F-i

[MISSING IMAGE: t1600727_letterhead-lr.jpg] ​
Report of Independent Registered Public Accounting Firm
To The Board of Directors and Shareholders
Provident Bancorp, Inc. and Subsidiary
Amesbury, Massachusetts
We have audited the accompanying consolidated balance sheets of Provident Bancorp, Inc. and Subsidiary (the “Company”) as of December 31, 2016 and 2015, and the related consolidated statements of income, comprehensive income, changes in shareholders’ equity, and cash flows for each of the years in the two-year period ended December 31, 2016. The Company’s management is responsible for these financial statements. Our responsibility is to express an opinion on these financial statements based on our audits.
We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. The Company is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. Our audits included consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the consolidated financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.
In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the consolidated financial position of Provident Bancorp, Inc. and Subsidiary as of December 31, 2016 and 2015, and the consolidated results of their operations and their cash flows for each of the years in the two-year period ended December 31, 2016, in conformity with accounting principles generally accepted in the United States of America.
/s/ Whittlesey & Hadley, P.C.
Hartford, Connecticut
March 13, 2017
F-1

Provident Bancorp, Inc. and Subsidiary
Consolidated Balance Sheets
December 31, 2016 and 2015
(In thousands)
2016
2015
Assets
Cash and due from banks
$ 7,939 $ 7,302
Interest-bearing demand deposits with other banks
2,637 12,865
Money market mutual funds
129 297
Cash and cash equivalents
10,705 20,464
Investments in available-for-sale securities (at fair value)
117,867 80,984
Investments in held-to-maturity securities (fair value of  $46,474 as of December 31,
2015)
44,623
Federal Home Loan Bank stock, at cost
2,787 3,310
Loans, net
624,425 554,929
Bank owned life insurance
19,395 18,793
Premises and equipment, net
11,587 11,606
Accrued interest receivable
2,320 2,251
Deferred tax asset, net
4,913 5,056
Other assets
1,544 1,381
Total assets
$ 795,543 $ 743,397
Liabilities and Shareholders’ Equity
Liabilities
Deposits:
Noninterest-bearing
$ 158,075 $ 153,093
Interest-bearing
469,907 424,142
Total deposits
627,982 577,235
Federal Home Loan Bank advances
49,858 57,423
Other liabilities
8,554 7,333
Total liabilities
686,394 641,991
Shareholders’ equity
Preferred stock; authorized 50,000 shares: no shares issued and outstanding
Common stock, no par value: 30,000,000 shares authorized; 9,652,448 and 9,498,722 shares issued and outstanding at December 31, 2016 and 2015, respectively
Additional paid-in capital
43,393 43,159
Retained earnings
66,229 59,890
Accumulated other comprehensive income
2,622 1,690
Unearned compensation – ESOP
(3,095) (3,333)
Total shareholders’ equity
109,149 101,406
Total liabilities and shareholders’ equity
$ 795,543 $ 743,397
The accompanying notes are an integral part of these consolidated financial statements.
F-2

Provident Bancorp, Inc. and Subsidiary
Consolidated Statements of Income
For the Years Ended December 31, 2016 and 2015
(In thousands)
2016
2015
Interest and dividend income:
Interest and fees on loans
$ 25,549 $ 22,124
Interest and dividends on securities
3,312 3,290
Interest on interest-bearing deposits
33 38
Total interest and dividend income
28,894 25,452
Interest expense:
Interest on deposits
2,163 1,630
Interest on Federal Home Loan Bank advances
622 544
Total interest expense
2,785 2,174
Net interest and dividend income
26,109 23,278
Provision for loan losses
703 805
Net interest and dividend income after provision for loan losses
25,406 22,473
Noninterest income:
Customer service fees on deposit accounts
1,274 1,222
Service charges and fees - other
1,777 1,754
Gain on sales of securities, net
690 317
Other income
694 513
Total noninterest income
4,435 3,806
Noninterest expense:
Salaries and employee benefits
12,857 11,797
Occupancy expense
1,548 1,535
Equipment expense
631 528
FDIC assessment
323 378
Data processing
662 568
Marketing expense
249 127
Professional fees
1,088 942
Charitable Foundation expense
2,150
Other
3,119 3,068
Total noninterest expense
20,477 21,093
Income before income tax expense
9,364 5,186
Income tax expense
3,025 1,363
Net income
$ 6,339 $ 3,823
Net income attributable to common shareholders
$ 6,339 $ 3,656
Income per share:
Basic
$ 0.69 N/A
Diluted
$ 0.69 N/A
Weighted Average Shares:
Basic
9,176,384 N/A
Diluted
9,176,384 N/A
The accompanying notes are an integral part of these consolidated financial statements.
F-3

Provident Bancorp, Inc. and Subsidiary
Consolidated Statements of Comprehensive Income
For the Years Ended December 31, 2016 and 2015
(In thousands)
2016
2015
Net income
$ 6,339 $ 3,823
Other comprehensive income:
Change in net unrealized holding (losses)
(80) (863)
Reclassification adjustment for realized gains in net income
(690) (317)
Net change in unrealized (loss)
(770) (1,180)
Income tax effect
281 458
Net of tax amount
(489) (722)
Change in net unrealized holding gains on securities transferred from held-to-maturity to available-for-sale
2,239
Income tax effect
(818)
Net of tax amount
1,421
Other comprehensive income (loss)
932 (722)
Total comprehensive income
$ 7,271 $ 3,101
The accompanying notes are an integral part of these consolidated financial statements.
F-4

Provident Bancorp, Inc. and Subsidiary
Consolidated Statements of Changes in Shareholders’ Equity
For the Years Ended December 31, 2016 and 2015
(In thousands, except share data)
Shares of
Common
Stock
Preferred
Stock
Additional
Paid-in
Capital
Retained
Earnings
Accumulated
Other
Comprehensive
Income
Unearned
Compensation
ESOP
Total
Balance, December 31, 2014
275,000 $ 17,145 $ 275 $ 55,959 $ 2,412 $ $ 75,791
Net income
3,823 3,823
Net change in other comprehensive income
(722) (722)
Redemption of SBLF preferred stock
(17,145) (17,145)
Preferred stock dividends
(167) (167)
Issuance of 5,034,323 shares to the mutual holding company
5,034,323
Transfer due to stock offering
(275,000) (275) 275
Issuance of 4,274,425 shares in the
initial public offering, net of
expenses of  $1,547,000
4,274,425 41,197 41,197
Issuance and contribution of
189,974 shares to the Provident
Community Charitable
Organization
189,974 1,900 1,900
Purchase of 357,152 shares of common stock by the ESOP
(3,572) (3,572)
ESOP shares earned
62 239 301
Balance, December 31, 2015
9,498,722 43,159 59,890 1,690 (3,333) 101,406
Net income
6,339 6,339
Net change in other comprehensive income
932 932
Stock-based compensation expense
113 113
Restricted stock award grants
153,726
ESOP shares earned
121 238 359
Balance, December 31, 2016
9,652,448 $ $ 43,393 $ 66,229 $ 2,622 $ (3,095) $ 109,149
The accompanying notes are an integral part of these consolidated financial statements.
F-5

Provident Bancorp, Inc. and Subsidiary
   
Consolidated Statements of Cash Flows
For the Years Ended December 31, 2016 and 2015
(In thousands)
2016
2015
Cash flows from operating activities:
Net income
$ 6,339 $ 3,823
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of securities premiums, net of accretion
849 860
ESOP expense
359 301
Contribution of stock to charitable foundation
1,900
Gain on sales, calls and donations of securities, net
(690) (317)
Change in deferred loan fees, net
50 (6)
Provision for loan losses
703 805
Depreciation and amortization
832 713
Loss (gain) on disposal of premise and equipment
60 (2)
Increase in accrued interest receivable
(69) (195)
(Increase) decrease in taxes receivable
(53) 146
Deferred tax benefit
(394) (966)
Share-based compensation expense
113
Increase in cash surrender value of life insurance
(602) (452)
Increase in other assets
(110) (230)
Increase in other liabilities
1,221 439
Net cash provided by operating activities
8,608 6,819
Cash flows from investing activities:
Purchases of available-for-sale securities
(9,835) (17,841)
Proceeds from sales of available-for-sale securities
3,286 739
Proceeds from pay downs, maturities and calls of available-for-sale securities
15,379 10,913
Proceeds from pay downs, maturities and calls of held-to-maturity securities
220 450
Redemption of Federal Home Loan Bank Stock
523 332
Loan originations and principal collections, net
(55,221) (61,582)
Recoveries of loans previously charged off
26 37
Loans purchased
(15,054)
Additions to premises and equipment
(873) (1,819)
Proceeds from sale of premise and equipment
5
Purchase of bank owned life insurance
(6,197)
Net cash used in investing activities
(61,549) (74,963)
The accompanying notes are an integral part of these consolidated financial statements.
F-6

Provident Bancorp, Inc. and Subsidiary
   
Consolidated Statements of Cash Flows — (Continued)
For the Years Ended December 31, 2016 and 2015
(In thousands)
2016
2015
Cash flows from financing activities:
Net increase in demand deposits, NOW and savings accounts
84,063 40,512
Net (decrease) increase in time deposits
(33,316) 39
Proceeds from sale of common stock, net
41,197
Common stock purchased by ESOP
(3,572)
Proceeds from advances from the Federal Home Loan Bank
5,388
Net change in Federal Home Loan Bank short-term advances
(12,953) 18,186
Redemption of SBLF preferred stock
(17,145)
Preferred stock dividends
(167)
Net cash provided by financing activities
43,182 79,050
Net (decrease) increase in cash and cash equivalents
(9,759) 10,906
Cash and cash equivalents at beginning of year
20,464 9,558
Cash and cash equivalents at end of year
$ 10,705 $ 20,464
Supplemental disclosures:
Interest paid
$ 2,777 $ 2,162
Income taxes paid
3,078 2,183
Held-to-maturity securities transferred to available-for-sale
44,240
The accompanying notes are an integral part of these consolidated financial statements.
F-7

Notes to Consolidated Financial Statements
Note 1 — Nature of Operations
Provident Bancorp, Inc. (the “Company”) is a Massachusetts-chartered corporation organized for the purpose of owning all of the outstanding capital stock of The Provident Bank (the “Bank”). On July 15, 2015, the Company closed its offering and issued 4,274,425 shares of common stock to the public at $10.00 per share, including 357,152 shares purchased by The Provident Bank Employee Stock Ownership Plan. In addition, the Company issued 5,034,323 shares to Provident Bancorp, the Company’s mutual holding company (the “MHC”), and 189,974 shares to The Provident Community Charitable Organization, Inc., a charitable foundation that was formed in connection with the stock offering and is dedicated to supporting charitable organizations operating in the Bank’s local community.
Expenses incurred related to the offering were $1.5 million, and have been recorded against offering proceeds.
Upon the completion of the stock offering, a special “liquidation account” was established for the benefit of certain depositors of the Bank in an amount equal to the percentage ownership interest in the equity of the Company to be held by persons other than the MHC as of the date of the latest balance sheet contained in the prospectus. Following the completion of the offering, the Company is not permitted to pay dividends on its capital stock if the Company’s shareholders’ equity would be reduced below the amount of the liquidation account. The liquidation account is reduced annually to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases will not restore an eligible account holder’s interest in the liquidation account.
The Company is headquartered in Amesbury, Massachusetts. The Bank operates its business from eight banking offices located in Amesbury and Newburyport, Massachusetts and Portsmouth, Exeter, Hampton, Bedford, and Seabrook, New Hampshire. The Bank provides a variety of financial services to individuals and small businesses. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are commercial mortgages and commercial loans.
Note 2 — Accounting Policies
The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and predominant practices within the banking industry. The consolidated financial statements were prepared using the accrual basis of accounting.
Use of Estimates
The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, stock-based compensation expense and deferred income taxes.
Basis of Presentation
The consolidated financial statements include the accounts of Provident Bancorp, Inc., its wholly owned subsidiary, the Bank, and the Bank’s wholly owned subsidiaries, Provident Security Corporation and 5 Market Street Security Corporation. Provident Security Corporation was established to buy, sell, and hold investments for its own account, and 5 Market Street Security Corporation, an inactive corporation, was established to buy, sell, and hold investments for its own account. All material intercompany balances and transactions have been eliminated in consolidation.
Cash and Cash Equivalents
For purposes of reporting cash flows, cash and cash equivalents include cash, amounts due from banks, interest-bearing demand deposits with other banks, money market mutual funds and federal funds sold.
F-8

Notes to Consolidated Financial Statements
Investment Securities
Investments in debt securities are adjusted for amortization of premiums and accretion of discounts so as to approximate the interest method. Gains or losses on sales of investment securities are computed on a specific identification basis and are recorded as of the trade date.
The Company classifies debt and equity securities into one of three categories: held-to-maturity, available-for-sale or trading. These security classifications may be modified after acquisition only under certain specified conditions. In general, securities may be classified as held-to-maturity only if the Company has the positive intent and ability to hold them to maturity. Trading securities are defined as those bought and held principally for the purpose of selling them in the near term. All other securities must be classified as available-for-sale.

Held-to-maturity securities are measured at amortized cost in the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings or as a separate component of shareholders’ equity.

Available-for-sale securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings, but are reported as a net amount (less expected tax) as a separate component of shareholders’ equity until realized.

Trading securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses for trading securities are included in earnings.
The Company evaluates debt and equity securities within the Company’s available for sale and held to maturity portfolios for other-than-temporary impairment (“OTTI”), at least quarterly. If the fair value of a debt security is below the amortized cost basis of the security, OTTI is required to be recognized if any of the following are met: (1) the Company intends to sell the security; (2) it is “more likely than not” that the Company will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost basis. For all impaired debt securities that the Company intends to sell, or more likely than not will be required to sell, the full amount of the depreciation is recognized as OTTI through earnings. Credit-related OTTI for all other impaired debt securities is recognized through earnings. Non-credit related OTTI for such debt securities is recognized in other comprehensive income, net of applicable taxes. In evaluating its marketable equity securities portfolios for OTTI, the Company considers its intent and ability to hold an equity security to recovery of its cost basis in addition to various other factors, including the length of time and the extent to which the fair value has been less than cost and the financial condition and near term prospects of the issuer. Any OTTI on marketable equity securities is recognized immediately through earnings.
Federal Home Loan Bank Stock
As a member of the Federal Home Loan Bank of Boston (the “FHLB”), the Company is required to invest in $100 par value stock of the FHLB. The FHLB capital structure mandates that members must own stock as determined by their Total Stock Investment Requirement which is the sum of a member’s Membership Stock Investment Requirement and Activity-Based Stock Investment Requirement. FHLB stock is a non-marketable equity security that is carried at cost and evaluated for impairment when deemed necessary.
Loans
Loan receivables that management has the intent and ability to hold until maturity or payoff are reported at their outstanding principal balances adjusted for amounts due to borrowers on unadvanced loans, any charge-offs, the allowance for loan losses and any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans.
Interest income is accrued on the unpaid principal balance.
F-9

Notes to Consolidated Financial Statements
Loan origination and commitment fees and certain direct origination costs are deferred, and the net amount is recognized as an adjustment of the related loan yield using the interest method. The Company is amortizing these amounts over the contractual life of the related loans.
Residential real estate loans are generally placed on non-accrual status when reaching 90 days past due or in process of collection. Past due status is based on the contractual terms of the loan. All closed-end consumer loans 90 days or more past due and any equity line in the process of foreclosure are placed on non-accrual status. Secured consumer loans are written down to realizable value and unsecured consumer loans are charged-off upon reaching 120 or 180 days past due depending on the type of loan. Commercial real estate loans and commercial business loans and leases which are 90 days or more past due are generally placed on non-accrual status, unless secured by sufficient cash or other assets immediately convertible to cash. When a loan has been placed on non-accrual status, previously accrued and uncollected interest is reversed against interest on loans. A loan can be returned to accrual status when collectability of principal is reasonably assured and the loan has performed for a period of time, generally six months. Interest income received on non-accrual loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual.
Cash receipts of interest income on impaired loans are credited to principal to the extent necessary to eliminate doubt as to the collectability of the net carrying amount of the loan. Some or all of the cash receipts of interest income on impaired loans is recognized as interest income if the remaining net carrying amount of the loan is deemed to be fully collectible. When recognition of interest income on an impaired loan on a cash basis is appropriate, the amount of income that is recognized is limited to that which would have been accrued on the net carrying amount of the loan at the contractual interest rate. Any cash interest payments received in excess of the limit and not applied to reduce the net carrying amount of the loan are recorded as recoveries of charge-offs until the charge-offs are fully recovered.
Allowance for Loan Losses
The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibality of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.
The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the size and composition of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance for loan losses is allocated to loan types using both a formula-based approach (general component) and an analysis of certain individual loans for impairment (allocated component).
A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent.
Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures.
F-10

Notes to Consolidated Financial Statements
The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction and land development, commercial and consumer. Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment. These historical loss factors are adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions.
The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows:
Commercial real estate:   Loans in this segment are primarily income-producing properties throughout Massachusetts and New Hampshire. The underlying cash flows generated by the properties can be adversely impacted by a downturn in the economy resulting in increased vacancy rates, which in turn, will have an effect on the credit quality in this segment. Management periodically obtains rent rolls and continually monitors the cash flows and collateral value of these loans.
Commercial:   Loans in this segment are made to businesses and are generally secured by assets of the business. Repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment.
Residential real estate:   The Company generally does not originate loans with a loan-to-value ratio greater than 80% and does not grant subprime loans. Loans with loan to value ratios greater than 80% require the purchase of private mortgage insurance. All loans in this segment are collateralized by owner-occupied residential real estate and repayment is dependent on the credit quality of the individual borrower and value of collateral. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
Construction and land development:   Loans in this segment primarily include speculative and pre-sold real estate development loans for which payment is derived from sale of the property and construction to permanent loans for which payment is derived from cash flows of the property. Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions.
Consumer:   Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.
The allocated component relates to loans that are classified as impaired. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan.
The Company from time to time, may agree to modify the contractual terms of loans. When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modified loan is considered a troubled debt restructuring (“TDR”). All TDRs are initially classified as impaired.
An unallocated component can be maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio.
Bank-Owned Life Insurance
Bank-owned life insurance policies are reflected on the consolidated balance sheets at cash surrender value. Changes in the net cash surrender value of the policies, as well as insurance proceeds received, are reflected in non-interest income on the consolidated statements of income and are not subject to income taxes.
F-11

Notes to Consolidated Financial Statements
Premises and Equipment
Premises and equipment are stated at cost, less accumulated depreciation and amortization. Cost and related allowances for depreciation and amortization of premises and equipment retired or otherwise disposed of are removed from the respective accounts with any gain or loss included in income or expense. Generally, depreciation on the buildings and equipment is calculated principally on the straight line method, and depreciation and amortization expense is charged against operations over the estimated useful lives of the related assets.
Foreclosed and Repossessed Assets
Assets acquired through, or in lieu of, loan foreclosure or repossession are held for sale and are initially recorded at the lower of the investment in the loan or fair value less estimated costs to sell at the date of foreclosure or repossession, establishing a new cost basis. Subsequently, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated costs to sell. Revenue and expenses from operations, changes in the valuation allowance, any direct write-downs and gains or losses on sales are included in other real estate owned expense.
Advertising
The Company directly expenses costs associated with advertising as they are incurred.
Earnings per Common Share
Basic earnings per share represent income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. Unallocated ESOP shares are not deemed outstanding for earnings per share calculations. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. At December 31, 2016, there are no common stock equivalents.
Employee Stock Ownership Plan
Compensation expense for The Provident Bank Employee Stock Ownership Plan (the “ESOP”) is recorded at an amount equal to the shares allocated by the ESOP multiplied by the average fair market of the shares during the period. The Company recognizes compensation expense ratably over the year based upon the Company’s estimate of the number of shares expected to be allocated by the ESOP. Unearned compensation applicable to the ESOP is reflected as a reduction of shareholders’ equity on the consolidated balance sheet. The difference between the average fair market value and the cost of the shares by the ESOP is recorded as an adjustment to additional paid-in-capital.
Stock-based Compensation Plans
The Company measures and recognizes compensation cost relating to stock-based payment transactions based on the grant-date fair value of the equity instruments issued. Stock-based compensation is recognized over the period the employee is required to provide services for the award. The Company uses the Black-Scholes option-pricing model to determine the fair value of stock options granted. The fair value of restricted stock is recorded based on the grant date value of the equity instrument issued.
Income Taxes
The Company recognizes income taxes under the asset and liability method. Under this method, deferred tax assets and liabilities are established for the temporary differences between the accounting basis and the tax basis of the Company’s assets and liabilities at enacted tax rates expected to be in effect when the amounts related to such temporary differences are realized or settled. A tax valuation allowance is established, as needed, to reduce net deferred tax assets to the amount expected to be realized.
F-12

Notes to Consolidated Financial Statements
The Company examines its significant income tax positions annually to determine whether a tax benefit is more likely than not to be sustained upon examination by tax authorities.
Fair Values of Financial Instruments
GAAP requires that the Company disclose estimated fair values for its financial instruments. Fair value methods and assumptions used by the Company in estimating its fair value disclosures are as follows:
Cash and cash equivalents:   The carrying amounts of cash and cash equivalents approximate fair values.
Investments (including government mortgage-backed securities):   Fair values for investments are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.
Loans receivable:   For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality.
Accrued interest receivable:   The carrying amount of accrued interest receivable approximates its fair value.
Deposit liabilities:   The fair values disclosed for deposits (e.g., interest and non-interest checking, passbook savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.
Federal Home Loan Bank advances:   Fair values of Federal Home Loan Bank advances are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
Off-balance sheet instruments:   The fair value of commitments to originate loans is estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments and the unadvanced portions of loans, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date.
Recent Accounting Pronouncements
ASU (Accounting Standards Update) No. 2014-09 — Revenue from Contracts with Customers (Topic 606).   The ASU establishes a single comprehensive model for an entity to recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled, and will supersede nearly all existing revenue recognition guidance, to clarify and converge revenue recognition principles under US GAAP and International Financial Reporting Standards (IFRS). The update outlines five steps to recognizing revenue: (i) identify the contracts with the customer; (ii) identify the separate performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the separate performance obligations; (v) recognize revenue when each performance obligation is satisfied. The update requires more comprehensive disclosures, relating to quantitative and qualitative information for amounts, timing, the nature and uncertainty of revenue, and cash flows arising from contracts with customers, which will mainly impact construction and high-tech industries. The most significant potential impact to banking entities relates to less prescriptive derecognition requirements on the sale of other real estate owned (OREO) property. In August 2015, the Financial Accounting Standards Board (FASB) issued ASU No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date. The amendments in ASU 2015-14 defer the effective date of
F-13

Notes to Consolidated Financial Statements
ASU 2014-09 for all entities by one year. Accordingly, the amendments are effective for annual and interim periods beginning after December 15, 2017. Early adoption is permitted for annual and interim reporting periods beginning after December 15, 2016. An entity may elect either a full retrospective or a modified retrospective application. The Company does not expect the application of this guidance will have a material impact on the Company’s financial statements.
ASU No. 2014-14, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40) — “Classification of Certain Government-Guaranteed Residential Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)”.   The ASU has been issued to reduce diversity in practice in the classification of foreclosed residential mortgage loans held by creditors that are fully guaranteed under certain government programs, including the Federal Housing Administration guarantees. A residential mortgage loan would be derecognized and a separate other receivable would be recognized upon foreclosure if the loan has both of the following characteristics: (i) the loan has a government guarantee that is not separable from the loan before foreclosure entitling the creditor to the full unpaid principal balance of the loan; and (ii) at the time of foreclosure, the creditor has the intent to make a claim on the guarantee and the ability to recover the full unpaid principal balance of the loan through the guarantee. Notably, upon foreclosure, the separate other receivable would be measured based on the current amount of the loan balance expected to be recovered under the guarantee. The amendments were effective for the Company as of January 1, 2016. This amendment did not impact the Company’s financial statements and the Company does not expect the application of this guidance will have a material impact on the Company’s financial statements in the future.
ASU No. 2016-01, Financial Instruments — Overall (Subtopic 825-10): “Recognition and Measurement of Financial Assets and Financial Liabilities.”   The ASU has been issued to improve the recognition and measurement of financial instruments by requiring 1) equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; 2) separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements; 3) the use of the exit price notion when measuring fair value of financial instruments for disclosure purposes; and 4) separate presentation by the reporting organization in other comprehensive income for the portion of the total change in the fair value of a liability resulting from the change in the instrument-specific credit risk (also referred to as “own credit”) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. The standard is effective for the Company beginning on January 1, 2018. The Company holds a portfolio of marketable equity securities; depending on the size and composition of the portfolio at the adoption date, the impact of the ASU could be material to the Company’s consolidated financial statements.
ASU 2016-02, Leases (Topic 842).   The amendments in this update require lessees to recognize, on the balance sheet, assets and liabilities for the rights and obligations created by leases. Accounting by lessors will remain largely unchanged. The guidance will be effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018, with early adoption permitted. Adoption will require a modified retrospective transition where the lessees and lessors are required to recognize and measure leases at the beginning of the earliest period presented. The Company does not expect the application of this guidance will have a material impact on the Company’s financial statements.
ASU 2016-09, Compensation Stock — Compensation (Topic 718): “Improvements to Employee Share Based Payment Accounting.”   This ASU changes how companies account for certain aspects of share based payments to employees. Entities will be required to recognize the income tax effects of awards in the statement of income when the awards vest or are settled, the guidance on employers’ accounting for an employee’s use of shares to satisfy the employer’s statutory income tax withholding obligation and for forfeitures is changing and the update requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. The amendments in this update will be effective for the Company on January 1, 2017 and interim periods within that annual period. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.
F-14

Notes to Consolidated Financial Statements
ASU No. 2016-13, Financial Instruments — Credit Losses (Topic 326): “Measurement of Credit Losses on Financial Instruments.”   The ASU changes the impairment model for most financial assets and certain other instruments. For trade and other receivables, held-to-maturity debt securities, loans and other instruments, entities will be required to use a new forward-looking “expected loss” model that will replace today’s “incurred loss” model and can result in the earlier recognition of credit losses. For available-for-sale debt securities with unrealized losses, entities will measure credit losses in a manner similar to current practice, except that the losses will be recognized as an allowance. The amendments in this update will be effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted as of the fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Management is currently evaluating the impact of its pending adoption of this guidance on the Company’s financial statements.
ASU No. 2016-15, Statement of Cash Flows (Topic 230): “Classification of Certain Cash Receipts and Cash Payments.”   This ASU changes how certain cash receipts and cash payments are presented and classified in the statement of cash flows under Topic 230, Statement of Cash Flows, and other Topics. The amendments address the classification of the following eight items in the statement of cash flows; debt prepayment or debt extinguishment costs, settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing, contingent consideration payments made after a business combination, proceeds from the settlement of insurance claims, proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies, distributions received from equity method investees, beneficial interests in securitization transactions and separately identifiable cash flows and application of the Predominance Principle. The amendments in this update are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.
ASU No. 2016-18, Statement of Cash Flows (Topic 230): “Restricted Cash”   This ASU provide guidance on the presentation of restricted cash or restricted cash equivalents in the statement of cash flows. The amendments in this Update require that a statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. Therefore, amounts generally described as restricted cash and restricted cash equivalents should be included with cash and cash equivalents when reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows. The amendments in this Update are effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.
Note 3 — Investments in Securities
In May 2016, the Company reclassified its $44.2 million held-to-maturity investment portfolio to available-for-sale. Due to its strong outlook for loan growth and falling interest rates, the Company decided to proceed with the reclassification to provide liquidity. The reclassification increased total shareholders’ equity by $1.3 million associated with the recording of the net security gains on the portfolio, net of tax effect, to accumulated other comprehensive income. In accordance with regulatory and accounting requirements, the Company is prohibited from classifying security purchases as held-to-maturity for a period of two years.
F-15

Notes to Consolidated Financial Statements
The following summarizes the amortized cost of investment securities classified as available-for-sale and their approximate fair values at December 31, 2016 and 2015:
(In thousands)
Amortized
Cost
Basis
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Fair
Value
December 31, 2016
State and municipal
$ 49,367 $ 1,281 $ 68 $ 50,580
Corporate debt
1,000 31 1,031
Asset-backed securities
8,747 69 8,678
Government mortgage-backed securities
41,818 435 339 41,914
Trust preferred securities
1,368 400 968
Marketable equity securities
11,492 3,551 218 14,825
113,792 5,298 1,094 117,996
Money market mutual funds included in cash and cash equivalents
(129) (129)
Total available-for-sale securities
$ 113,663 $ 5,298 $ 1,094 $ 117,867
December 31, 2015
U.S. Government and federal agency
$ 1,996 $ 37 $ $ 2,033
State and municipal
3,373 309 3,682
Corporate debt
1,000 71 1,071
Asset-backed securities
9,656 9 41 9,624
Government mortgage-backed securities
52,515 622 325 52,812
Trust preferred securities
1,368 55 307 1,116
Marketable equity securities
8,638 2,653 348 10,943
78,546 3,756 1,021 81,281
Money market mutual funds included in cash and cash equivalents
(297) (297)
Total available-for-sale securities
$ 78,249 $ 3,756 $ 1,021 $ 80,984
The following summarizes the amortized cost of investment securities classified as held-to-maturity and their approximate fair values at December 31, 2015:
(In thousands)
Amortized
Cost
Basis
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Fair
Value
December 31, 2015
State and municipal
$ 44,623 $ 1,905 $ 54 $ 46,474
The scheduled maturities of debt securities were as follows at December 31, 2016:
Available-
for-Sale
(In thousands)
Fair Value
Due within one year
$ 1,813
Due after one year through five years
2,326
Due after five years through ten years
7,810
Due after ten years
40,630
Government mortgage-backed securities
41,914
Asset-backed securities
8,678
$ 103,171
F-16

Notes to Consolidated Financial Statements
During the years ended December 31, 2016 and 2015, gross realized gains on sales, calls and donated securities were $693,000 and $328,000, respectively, and gross losses realized were $3,000 and $11,000, respectively.
There were no securities of issuers whose aggregate carrying amount exceeded 10% of equity at December 31, 2016.
Securities with carrying amounts of  $60.6 million and $61.7 million were pledged to secure available borrowings with the Federal Reserve Bank and Federal Home Loan Bank at December 31, 2016 and 2015, respectively.
The aggregate fair value and unrealized losses of securities that have been in a continuous unrealized-loss position for less than twelve months and for twelve months or more, and are temporarily impaired, are as follows at December 31, 2016 and 2015:
Less than 12 Months
12 Months or Longer
Total
(In thousands)
Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
December 31, 2016
Temporarily impaired securities:
State and municipal
$ 6,413 $ 63 $ 160 $ 5 $ 6,573 $ 68
Asset-backed securities
8,104 60 574 9 8,678 69
Government mortgage-backed securities
20,868 247 2,770 92 23,638 339
Trust preferred securities
26 18 942 382 968 400
Marketable equity securities
1,942 104 768 114 2,710 218
Total temporarily impaired securities
$ 37,353 $ 492 $ 5,214 $ 602 $ 42,567 $ 1,094
December 31, 2015
Temporarily impaired securities:
State and municipal
$ 3,195 $ 28 $ 729 $ 26 $ 3,924 $ 54
Asset-backed securities
5,062 7 2,005 34 7,067 41
Government mortgage-backed securities
21,108 88 9,156 237 30,264 325
Trust preferred securities
1,017 307 1,017 307
Marketable equity securities
1,591 166 529 182 2,120 348
Total temporarily impaired securities
$ 30,956 $ 289 $ 13,436 $ 786 $ 44,392 $ 1,075
Government mortgage-backed securities, state and municipal securities and asset-backed securities:   Because the decline in fair value of the government mortgage-backed securities, asset backed securities and state and municipal securities is primarily attributable to changes in interest rates and not credit quality, and because the Company has the intent and ability to hold these investments until market price recovery or maturity, these investments are not considered other-than-temporarily impaired.
Marketable equity securities:   Management continuously monitors equity securities for impairment by reviewing the financial condition of the issuer, company-specific events, industry developments, and general economic conditions. Management reviews corporate financial reports, credit agency reports and other publicly available information. Based on these reviews, these securities are not considered to be other-than-temporarily impaired.
Trust preferred securities:   Management monitors its pooled-trust preferred securities for possible other-than-temporary-impairment on a quarterly basis. This review included an analysis of collateral reports, cash flows, stress default levels and financial ratios of the underlying issuers. Management utilizes a third party to compile this data and perform other-than-temporary-impairment cash flow testing. Critical
F-17

Notes to Consolidated Financial Statements
assumptions that go into the other-than-temporary-impairment cash flow testing are prepayment speeds, default rates of the underlying issuers and discount margins. The result of the third-party other-than-temporary-impairment cash flow testing noted no other-than-temporary-impairment in 2016.
Activity related to the credit component recognized in earnings on debt securities held by the Company for which a portion of other-than-temporary impairment was recognized in other comprehensive income for the years ended December 31, 2016 and 2015 is as follows:
(In thousands)
Trust preferred securities:
Balance, December 31, 2014
$
688
Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized
Balance, December 31, 2015
688
Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized
Balance, December 31, 2016
$
688
Note 4 — Loans
Loans consisted of the following at December 31, 2016 and 2015:
(In thousands)
2016
2015
Commercial real estate
$ 336,102 $ 285,356
Commercial
166,157 112,073
Residential real estate
76,850 92,392
Construction and land development
48,161 71,535
Consumer
6,172 1,855
633,442 563,211
Allowance for loan losses
(8,590) (7,905)
Deferred loan fees, net
(427) (377)
Net loans
$ 624,425 $ 554,929
F-18

Notes to Consolidated Financial Statements
The following tables set forth information regarding the allowance for loans and impaired loans by
portfolio segment as of and for the years ended December 31, 2016 and 2015:
(In thousands)
Commercial
Real Estate
Commercial
Residential
Real Estate
Construction
and Land
Development
Consumer
Unallocated
Total
December 31, 2016
Allowance for loan losses:
Beginning balance
$ 3,827 $ 2,138 $ 412 $ 1,236 $ 119 $ 173 $ 7,905
Charge-offs
(44) (44)
Recoveries
1 12 13 26
Provision (benefit)
676 374 (96) (354) 191 (88) 703
Ending balance
$ 4,503 $ 2,513 $ 328 $ 882 $ 279 $ 85 $ 8,590
Ending balance:
Individually evaluated for impairment
$ $ 46 $ $ $ $ $ 46
Ending balance:
Collectively evaluated for impairment
4,503 2,467 328 882 279 85 8,544
Total allowance for loan losses ending balance
$ 4,503 $ 2,513 $ 328 $ 882 $ 279 $ 85 $ 8,590
Loans:
Ending balance:
Individually evaluated for impairment
$ 1,956 $ 1,660 $ 422 $ $ $ $ 4,038
Ending balance:
Collectively evaluated for impairment
334,146 164,497 76,428 48,161 6,172 629,404
Total loans ending balance
$ 336,102 $ 166,157 $ 76,850 $ 48,161 $ 6,172 $ $ 633,442
F-19

Notes to Consolidated Financial Statements
(In thousands)
Commercial
Real Estate
Commercial
Residential
Real Estate
Construction
and Land
Development
Consumer
Unallocated
Total
December 31, 2015
Allowance for loan losses:
Beginning balance
$ 3,500 $ 1,751 $ 560 $ 872 $ 184 $ 357 $ 7,224
Charge-offs
(96) (65) (161)
Recoveries
20 6 11 37
Provision (benefit)
327 463 (154) 364 (11) (184) 805
Ending balance
$ 3,827 $ 2,138 $ 412 $ 1,236 $ 119 $ 173 $ 7,905
Ending balance:
Individually evaluated for impairment
$ $ 488 $ $ $ $ $ 488
Ending balance:
Collectively evaluated for impairment
3,827 1,650 412 1,236 119 173 7,417
Total allowance for loan losses ending balance
$ 3,827 $ 2,138 $ 412 $ 1,236 $ 119 $ 173 $ 7,905
Loans:
Ending balance:
Individually evaluated for impairment
$ 3,272 $ 1,755 $ 437 $ $ $ $ 5,464
Ending balance:
Collectively evaluated for impairment
282,084 110,318 91,955 71,535 1,855 557,747
Total loans ending balance
$ 285,356 $ 112,073 $ 92,392 $ 71,535 $ 1,855 $ $ 563,211
At December 31, 2016 and 2015, loans with an aggregate principal balance of  $250.7 million and $245.8 million, respectively, were pledged to secure possible borrowings from the Federal Reserve Bank.
Certain directors and executive officers of the Company and companies in which they have significant ownership interests were customers of the Bank during 2016. Total loans to such persons and their companies amounted to $7.5 million and $8.5 million at December 31, 2016 and 2015, respectively. During the years ended December 31, 2016 and 2015, $271,000 and $6,000 of advances and principal payments of $1.3 million and $1.2 million were made, respectively.
F-20

Notes to Consolidated Financial Statements
The following tables set forth information regarding non-accrual loans and past-due loans by portfolio segment at December 31, 2016 and 2015:
(In thousands)
30 – 59
Days
60 – 89
Days
90 Days
or More
Past Due
Total
Past
Due
Total
Current
Total
Loans
90 Days
or More
Past Due
and Accruing
Nonaccrual
Loans
December 31, 2016
Commercial real estate
$ $ $ 346 $ 346 $ 335,756 $ 336,102 $ $ 346
Commercial
29 29 166,128 166,157 933
Residential real estate
76,850 76,850 303
Construction and land development
48,161 48,161
Consumer
6,172 6,172
Total
$ 29 $ $ 346 $ 375 $ 633,067 $ 633,442 $ $ 1,582
December 31, 2015
Commercial real estate
$ $ $ $ $ 285,356 $ 285,356 $ $ 106
Commercial
112,073 112,073 1,147
Residential real estate
130 173 365 668 91,724 92,392 1,031
Construction and land development
71,535 71,535
Consumer
1 1 2 1,853 1,855
Total
$ 131 $ 174 $ 365 $ 670 $ 562,541 $ 563,211 $ $ 2,284
F-21

Notes to Consolidated Financial Statements
Information about the Company’s impaired loans by portfolio segment was as follows at December 31,
2016 and 2015:
(In thousands)
Recorded
Investment
Unpaid
Principal
Balance
Related
Allowance
Average
Recorded
Investment
Interest
Income
Recognized
December 31, 2016
With no related allowance recorded:
Commercial real estate
$ 1,956 $ 1,956 $ $ 2,744 $ 188
Commercial
799 799 794 42
Residential real estate
422 422 429 20
Construction and land development
Consumer
Total impaired with no related allowance
$ 3,177 $ 3,177 $ $ 3,967 $ 250
With an allowance recorded:
Commercial real estate
$ $ $ $ $
Commercial
861 861 46 886
Residential real estate
Construction and land development
Consumer
Total impaired with an allowance recorded
$ 861 $ 861 $ 46 $ 886 $
Total
Commercial real estate
$ 1,956 $ 1,956 $ $ 2,744 $ 188
Commercial
1,660 1,660 46 1,680 42
Residential real estate
422 422 429 20
Construction and land development
Consumer
Total impaired loans
$ 4,038 $ 4,038 $ 46 $ 4,853 $ 250
December 31, 2015
With no related allowance recorded:
Commercial real estate
$ 3,272 $ 3,272 $ $ 3,788 $ 149
Commercial
661 661 611 20
Residential real estate
437 437 323 17
Construction and land development
Consumer
Total impaired with no related allowance
$ 4,370 $ 4,370 $ $ 4,722 $ 186
With an allowance recorded:
Commercial real estate
$ $ $ $ $
Commercial
1,094 1,094 488 901 2
Residential real estate
Construction and land development
Consumer
Total impaired with an allowance recorded
$ 1,094 $ 1,094 $ 488 $ 901 $ 2
Total
Commercial real estate
$ 3,272 $ 3,272 $ $ 3,788 $ 149
Commercial
1,755 1,755 488 1,512 22
Residential real estate
437 437 323 17
Construction and land development
Consumer
Total impaired loans
$ 5,464 $ 5,464 $ 488 $ 5,623 $ 188
F-22

Notes to Consolidated Financial Statements
The following summarizes troubled debt restructurings entered into during the years ended
December 31, 2016 and 2015:
(Dollars in thousands)
Number of
Contracts
Pre-Modification
Outstanding Recorded
Investment
Post-Modification
Outstanding
Recorded
Investment
Year-Ended December 31, 2016
Troubled debt restructurings:
Commercial
1 $ 58 $ 58
1 $ 58 $ 58
Year-Ended December 31, 2015
Troubled debt restructurings:
Commercial real estate
2 $ 464 $ 464
Commercial
8 1,578 1,578
Residential real estate
2 226 226
12 $ 2,268 $ 2,268
None of the loans modified as troubled debt restructuring during 2016 and 2015 defaulted during the period after modification.
In 2016, we approved one troubled debt restructure totaling $58 thousand, with no specific reserve required based on an analysis of the borrower’s repayment ability and/or collateral coverage. This commercial loan was placed on an extended 13-month interest only period with re-amortization to follow based on a five-year term.
In 2015, we approved nine troubled debt restructures with no specific reserves required based on an analysis of the borrowers’ repayment ability and/or collateral coverage. Of these, two commercial loans to the same borrower were placed on a 13-month interest only period with re-amortization to follow based on the remaining term. One commercial loan and one owner-occupied commercial real estate mortgage to the same borrower were re-amortized over an extended term and maturity to ease up the borrowers’ cash flow. One investment commercial real estate loan was placed on interest only payments to allow the borrower time to market the property, with principal and interest payments to follow. Two small commercial term loans were re-amortized under forbearance agreements with no reserve required due to 100% SBA guarantees. Finally, two residential real estate mortgages were modified to interest only payments and later were re-amortized over an extended term and maturity. We approved three troubled debt restructures that required a specific reserve consisting of a commercial loan term that was modified to defer principal payments. The Company classified this loan as doubtful and maintains a 50% reserve on the balance of the loan. Two commercial term loans were modified under forbearance agreements and a 15% reserve was applied, consisting of the non-SBA guaranteed portion of the loan balances.
At December 31, 2016 and 2015, there were no commitments to lend additional funds to borrowers whose loans were modified in troubled debt restructurings.
Credit Quality Information
The Company utilizes a seven grade internal loan rating system for commercial real estate, construction and land development, and commercial loans as follows:
Loans rated 1 – 3:   Loans in these categories are considered “pass” rated loans with low to average risk.
Loans rated 4:   Loans in this category are considered “special mention.” These loans are starting to show signs of potential weakness and are being closely monitored by management.
F-23

Notes to Consolidated Financial Statements
Loans rated 5:   Loans in this category are considered “substandard.” Generally, a loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligors and/or the collateral pledged. There is a distinct possibility that the Company will sustain some loss if the weakness is not corrected.
Loans rated 6:   Loans in this category are considered “doubtful.” Loans classified as doubtful have all the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, highly questionable and improbable.
Loans rated 7:   Loans in this category are considered uncollectible (“loss”) and of such little value that their continuance as loans is not warranted.
On an annual basis, or more often if needed, the Company formally reviews the ratings on all commercial real estate, construction and land development, and commercial loans.
For residential real estate and consumer loans, the Company initially assesses credit quality based upon the borrower’s ability to pay and rates such loans as pass. Subsequent risk rating downgrades are based upon the borrower’s payment activity. All other residential and consumer loans are not formally rated.
The following tables present the Company’s loans by risk rating and portfolio segment at December 31, 2016 and 2015:
(In thousands)
Commercial
Real Estate
Commercial
Residential
Real Estate
Construction
and Land
Development
Consumer
Total
December 31, 2016
Grade:
Pass
$ 319,712 $ 157,306 $ $ 48,161 $ $ 525,179
Special mention
4,471 1,668 6,139
Substandard
11,919 7,183 729 19,831
Not formally rated
76,121 6,172 82,293
Total
$ 336,102 $ 166,157 $ 76,850 $ 48,161 $ 6,172 $ 633,442
December 31, 2015
Grade:
Pass
$ 265,325 $ 106,677 $ $ 71,535 $ $ 443,537
Special mention
15,700 1,403 17,103
Substandard
4,331 3,083 1,329 8,743
Doubtful
910 910
Not formally rated
91,063 1,855 92,918
Total
$ 285,356 $ 112,073 $ 92,392 $ 71,535 $ 1,855 $ 563,211
The Bank has sold mortgage loans with servicing rights retained. The fair value of those servicing rights under GAAP is not material and has not been recognized in the 2016 and 2015 consolidated financial statements.
Loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of mortgage and other loans serviced for others were $11.2 million and $10.4 million at December 31, 2016 and 2015, respectively.
F-24

Notes to Consolidated Financial Statements
Note 5 — Premises and Equipment
The following is a summary of premises and equipment at December 31, 2016 and 2015:
(In thousands)
2016
2015
Land
$ 2,424 $ 2,424
Buildings and leasehold improvements
9,241 9,191
Furniture and equipment
4,499 4,190
Leasehold improvements
4,234 2,911
Construction in progress
1,251
20,398 19,967
Accumulated depreciation and amortization
(8,811) (8,361)
Premises and equipment, net
$ 11,587 $ 11,606
Depreciation and amortization expense was $832,000 and $713,000 for the years ended December 31, 2016 and 2015, respectively.
Note 6 — Deposits
The following is a summary of deposit balances by type at December 31, 2016 and 2015:
(In thousands)
2016
2015
NOW and demand
$ 280,773 $ 238,462
Regular savings
111,016 106,208
Money market deposits
145,321 108,377
Total non-certificate accounts
537,110 453,047
Term certificates of  $100,000 or more
20,227 36,941
Term certificates less than $100,000
70,645 87,247
Total certificate accounts
90,872 124,188
Total deposits
$ 627,982 $ 577,235
The aggregate amounts of time deposits in denominations over $250,000 were $3.4 million and $3.4 million at December 31, 2016 and 2015, respectively.
At December 31, 2016 and 2015, the aggregate amount of brokered time deposits was $49.3 million and $63.8 million respectively. At December 31, 2016 and 2015, $49.3 million and $63.4 million, respectively, of brokered time deposits were included in time deposit accounts in denominations of less than $100,000 above.
At December 31, 2016 and 2015, the scheduled maturities for time deposits for each of the following five years are as follows:
(In thousands)
2016
2015
2016
$ $ 81,116
2017
69,775 27,746
2018
17,230 12,737
2019
1,414 679
2020
1,663 1,910
2021
790
Total
$ 90,872 $ 124,188
F-25

Notes to Consolidated Financial Statements
Deposits from related parties held by the Company at December 31, 2016 and 2015 amounted to $3.6 million and $3.1 million, respectively.
Note 7 — Federal Home Loan Bank Advances
Advances consist of funds borrowed from the FHLB. Maturities of advances from the FHLB for years ending after December 31, 2016 and 2015 are summarized as follows:
(In thousands)
2016
2015
2016
$ 49,112
2017
35,000 5,000
2018
5,000
2020
6,358 3,311
2021
Thereafter
3,500
Total
$ 49,858 $ 57,423
Borrowings from the FHLB are secured by a blanket lien on qualified collateral, consisting primarily of loans with first mortgages secured by one to four family properties, certain commercial loans and qualified mortgage-backed government securities.
In August of 2015, the Bank modified $3.5 million of its FHLB borrowings and extended the maturity. The Bank incurred a prepayment penalty of  $233,000. In accordance with ASC 470, the prepayment penalty is being amortized over the life of the newly modified borrowing.
At December 31, 2016, the interest rates on FHLB advances ranged from 0.72% to 3.99%. At December 31, 2016, the weighted average interest rate on FHLB advances was 1.36%.
Note 8 — Income Taxes
The components of income tax expense are as follows for the years ended December 31, 2016 and 2015:
(In thousands)
2016
2015
Current tax expense (benefit):
Federal
$ 2,780 $ 2,066
State
653 277
Net operating loss carryforward
(14) (14)
3,419 2,329
Deferred tax expense (benefit):
Federal
(302) (745)
State
(92) (221)
(394) (966)
Net income tax expense
$ 3,025 $ 1,363
F-26

Notes to Consolidated Financial Statements
The following is a summary of the differences between the statutory federal income tax rate and the
effective tax rates for the years ended December 31, 2016 and 2015:
2016
2015
Federal income tax at statutory rate
34.0% 34.0%
Increase (decrease) in tax resulting from:
State tax, net of federal tax benefit
4.6 3.5
Tax exempt income and dividends received deduction
(4.8) (9.5)
Gain on donated securities
(0.1) (1.6)
Other
(1.4) (0.1)
Effective tax rate
32.3% 26.3%
The following is a summary of the Company’s gross deferred tax assets and gross deferred tax liabilities at December 31, 2016 and 2015:
(In thousands)
2016
2015
Deferred tax assets:
Allowance for loan losses
$ 3,431 $ 3,157
Net operating loss carryforward
54 69
Employee benefit plans and share-based compensation plans
2,406 1,940
Deferred loan fees, net
174 154
Writedown of securities
235 242
Reserve for unfunded commitments
54 68
Charitable contribution carryover
297 597
Other
56 16
Gross deferred tax assets
6,707 6,243
Deferred tax liabilities:
Depreciation
(145) (57)
FHLB restructure fees
(67) (85)
Net unrealized holding gain on securities
(1,582) (1,045)
Gross deferred tax liabilities
(1,794) (1,187)
Net deferred tax asset
$ 4,913 $ 5,056
At December 31, 2016, the Company had federal net operating loss carryovers of  $160,000. The carryovers were transferred to the Company upon the merger with Amesbury Cooperative Bank during the year ended December 31, 2001. The losses will expire in 2020 and are subject to certain annual limitations which amount to $42,000 per year.
The Company reduces the deferred tax asset by a valuation allowance if, based on the weight of the available evidence, it is not “more likely than not” that some portion or all of the deferred tax assets will be realized. The Company assesses the realizability of its deferred tax assets by assessing the likelihood of the Company generating federal and state income tax, as applicable, in future periods in amounts sufficient to offset the deferred tax charges in the periods they are expected to reverse. Based on this assessment, management concluded that a valuation allowance was not required as of December 31, 2016 and 2015.
F-27

Notes to Consolidated Financial Statements
It is the Company’s policy to provide for uncertain tax positions and the related interest and penalties based upon management’s assessment of whether a tax benefit is more likely than not to be sustained upon examination by tax authorities. At December 31, 2016 and 2015, there was no material uncertain tax positions related to federal and state income tax matters. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service and state taxing authorities for the years ended December 31, 2013 through December 31, 2015.
Note 9 — Employee Benefits & Share-Based Compensation Plans
401(k) Plan
The Company sponsors a 401(k) plan. All employees are eligible to join the 401(k) plan. However, participants in the 401(k) plan must complete one year of service to be eligible for safe harbor contributions and employer discretionary contributions. A Safe Harbor Plan was adopted by the Company effective January 1, 2007. Under the Safe Harbor Plan, the Company matches 100% of employee contributions up to 6% of compensation. In addition, the Company may make a discretionary contribution to the 401(k) plan determined on an annual basis. Employees may contribute up to 75% of their salary subject to certain limits based on federal tax laws. The expense recognized under the 401(k) plan was $401,000 and $336,000 for the years ended December 31, 2016 and 2015, respectively.
Supplemental Executive Retirement Plans
The Company has Supplemental Executive Retirement Agreements with certain executive officers. These agreements are designed to supplement the benefits available through the Company’s retirement plan. The liability for the retirement benefits amounted to $4.4 million and $3.5 million at December 31, 2016 and 2015, respectively, and is included in other liabilities. The expense recognized for these benefits was $947,000 and $895,000 for the years ended December 31, 2016 and 2015, respectively.
Employee Stock Ownership Plan
The Bank maintains the ESOP to provide eligible employees the opportunity to own Company stock. This plan is a tax-qualified retirement plan for the benefit of Company employees. Contributions are allocated to eligible participants on the basis of compensation, subject to federal tax limits. The number of shares committed to be released per year through 2029 is 23,810.
The Company contributed funds to a subsidiary to enable it to grant a loan to the ESOP for the purchase of 357,152 shares of the Company’s stock at a price of  $10.00 per share. The loan obtained by the ESOP from the Company’s subsidiary to purchase Company stock is payable annually over 15 years at a rate per annum equal to the prime rate (3.75% at December 31, 2016). Loan payments are principally funded by cash contributions from the Company.
Shares held by the ESOP include the following:
December 31, 2016
December 31, 2015
Allocated
23,810
Committed to be allocated
23,810 23,810
Unallocated
309,532 333,342
Total
357,152 357,152
Shared-Based Compensation Plan
Under the Provident Bancorp, Inc. 2016 Equity Incentive Plan (the “Equity Plan”), the Company may grant options, restricted stock, restricted units or performance awards to its directors, officers and employees. Both incentive stock options and non-qualified stock options may be granted under the Equity Plan, with the total shares reserved for options equaling 446,440. The exercise price of each option equals the market price of the Company’s stock on the date of grant and the maximum term of each option is ten
F-28

Notes to Consolidated Financial Statements
years. The total number of shares reserved for restricted stock or restricted units is 178,575. The value of restricted stock grants is based on the grant date fair value of the related stock. Options and awards vest ratably over five years. The fair value of shares awarded is based on the market price at the date of grant. Stock option awards granted to date under the Equity Plan expire ten years after issue date.
Expense related to options and restricted stock granted to directors is recognized as directors’ fees within non-interest expense.
Stock Options
The fair value of each option is estimated on the date of the grant using the Black-Scholes option-pricing model with the following assumptions:

Volatility is based on peer group volatility because the Company does not have a sufficient trading history.

Expected life represents the period of time that the option is expected to be outstanding, taking into account the contractual term, and the vesting period.

The risk-free rate is based on the U.S. Treasury yield curve in effect at the time of grant for a period equivalent to the expected life of the option.
The fair value of options granted in 2016 is based on the following assumptions:
Date of Grant
November 17, 2016  ​
Options granted
384,268  ​
Vesting period (years)
5  ​
Expiration date
November 17, 2026  ​
Expected volatility
20.80%​
Expected life (years)
7.5  ​
Expected dividend yield
   0.00%​
Risk free interest rate
2.12%​
Fair value per option
$5.03  ​
A summary of the status of the Company’s stock option grants for the year ended December 31, 2016, is presented in the table below:
Stock Option
Awards
Weighted
Average
Exercise Price
Weighted Average
Remaining
Contractual Term
(years)
Aggregate
Intrinsic
Value
Balance at January 1, 2016
$ $
Granted
384,268 17.40 9.88 192,134
Balance at December 31, 2016
384,268 $ 17.40 9.88 $ 192,134
Outstanding and expected to vest at December 31,
2016
384,268 $ 17.40 9.88 $ 192,134
Exercisable at December 31, 2016
Unrecognized compensation cost
$ 1,884,000
Weighted average remaining recognition period (years)
4.88
Total expense for the stock options was $47,000 for the year ended December 31, 2016. There was no stock-based compensation expense for the year ended December 31, 2015.
F-29

Notes to Consolidated Financial Statements
Restricted Stock
Shares issued upon vesting may be either authorized but unissued shares or reacquired shares held by the Company. Any shares not issued because vesting requirements are not met will again be available for issuance under the plan. The fair market value of shares awarded, based on the market prices at the date of grant, is recorded as unearned compensation and amortized over the applicable vesting period.
The following table presents the activity in restricted stock awards under the Equity Plan for the year ended December 31, 2016:
Outstanding Restricted
Stock Awards
Weighted Average
Grant Price
Restricted stock awards at January 1, 2016
$
Granted
153,726 17.40
Restricted stock awards at Decemer 31, 2016
153,726 $ 17.40
Unrecognized compensation cost
$ 2,609,000
Weighted average remaining recognition period (years)
4.88
Total expense for the restricted stock awards was $66,000 for the year ended December 31, 2016. There was no stock-based compensation expense for the year ended December 31, 2015.
Long-Term Incentive Plan
The Bank awards compensation through a plan called The Provident Bank Long-Term Incentive Plan. The purpose of the plan is to provide deferred compensation to officers of the Bank and to provide performance incentives for such persons. Such deferred compensation is based upon the award of phantom stock, the value of which is based on the Bank’s ability to grow earnings and capital.
Compensation under the Plan is accrued over the vesting period.
The liability for the plan amounted to $1.4 million and $1.3 million at December 31, 2016 and 2015, respectively, and is included in other liabilities. Expenses relating to the plan amounted to $485,000 and $480,000 for the years ended December 31, 2016 and 2015, respectively.
Note 10 — Earnings Per Share
Earnings per share consisted of the following components for the year ended December 31, 2016. The Company was not publicly traded for all of 2015 and, as a result, earnings per share is not presented for 2015.
(Dollars in thousands)
Year Ended
December 31, 2016
Net Income attributable to common shareholders
$ 6,339
Average number of common shares outstanding
9,498,722
Less: unallocated ESOP shares
(322,338)
Average number of common shares outstanding to calculate basic earnings per common share
9,176,384
Effect of dilutive unvested restricted stock and stock option awards
Average number of common shares outstanding to calculate diluted earnings per common share
9,176,384
For the year ended December 31, 2016, 537,994 of stock grants were anti-dilutive and therefore excluded from the earnings per share calculation. Anti-dilutive shares are common stock equivalents with weighted average exercise prices in excess of the weighted average market value for the periods presented.
F-30

Notes to Consolidated Financial Statements
Note 11 — Regulatory Matters
The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.
Effective January 1, 2015 (with a phase-in period of two to four years for certain components), the Bank became subject to capital regulations adopted by the FDIC, which implement the Basel III regulatory capital reforms and the changes required by the Dodd-Frank Act. The new regulations require a new Common Equity Tier 1 (“CET1”) capital ratio of 4.5%, a minimum Tier 1 capital to risk-weighted assets ratio of 6.0%, a minimum total capital to risk-weighted assets ratio of 8.0% and a minimum Tier 1 leverage ratio of 4.0%. CET1 generally consists of common stock and retained earnings, subject to applicable adjustments and deductions. Under new prompt corrective action regulations, in order to be considered “well capitalized,” the Bank must maintain a CET1 capital ratio of 6.5% and a Tier 1 ratio of 8.0%, a total risk based capital ratio of 10% and a Tier 1 leverage ratio of 5.0%. In addition, the regulations establish a capital conservation buffer above the required capital ratios that started phasing in on January 1, 2016 at 0.625% of risk-weighted assets and increases each year by 0.625% until it is fully phased in at 2.5% effective January 1, 2019. Beginning January 1, 2016, failure to maintain the capital conservation buffer will limit the ability of the Bank and the Company to pay dividends, repurchase shares or pay discretionary bonuses.
The new regulations implemented changes to what is included in regulatory capital. Certain instruments no longer constitute qualifying capital, subject to phase-out periods. In addition, Tier 2 capital is no longer limited to the amount of Tier 1 capital included in total capital. Mortgage servicing rights, certain deferred tax assets and investments in unconsolidated subsidiaries over designated percentages of CET1 must be deducted from capital. The Bank has elected to permanently opt-out of the inclusion of accumulated other comprehensive income in capital calculations, as permitted by the regulations. This opt-out will reduce the impact of market volatility on the Bank’s regulatory capital ratios.
The new regulations also changed the risk weights of certain assets, including an increase in the risk weight of certain high volatility commercial real estate acquisition, development and construction loans and non-residential mortgage loans that are 90 days past due or on non-accrual status to 150% from 100%, a credit conversion factor for the unused portion of commitments with maturities of less than one year that are not cancellable to 20% from 0%, an increase in the risk weight for mortgage servicing rights and deferred tax assets that are not deducted from capital to 250% from 100%, and an increase in the risk weight for equity exposures to 600% from 0%.
As of December 31, 2016 and 2015, the Bank met the conditions to be classified as well capitalized under the regulatory framework for prompt corrective action.
F-31

Notes to Consolidated Financial Statements
The Bank’s actual capital amounts and ratios at December 31, 2016 and 2015 are summarized as follows:
Actual Capital
For Capital
Adequacy Purposes
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
(Dollars in thousands)
Amount
Ratio
Amount
Ratio
Amount
Ratio
December 31, 2016
Total Capital (to Risk Weighted Assets) 
$ 107,731 15.88% $ 54,272 8.0% $ 67,840 10.0%
Tier 1 Capital (to Risk Weighted Assets)
97,750 14.41 40,704 6.0 54,272 8.0
Common Equity Tier 1 Capital (to Risk Weighted Assets)
97,750 14.41 30,528 4.5 44,096 6.5
Tier 1 Capital (to Average Assets)
97,750 12.59 31,058 4.0 38,822 5.0
December 31, 2015
Total Capital (to Risk Weighted Assets)
$ 104,032 17.06% $ 48,780 8.0% $ 60,975 10.0%
Tier 1 Capital (to Risk Weighted Assets)
95,370 15.64 36,585 6.0 48,780 8.0
Common Equity Tier 1 Capital (to Risk Weighted Assets)
95,370 15.64 27,439 4.5 39,634 6.5
Tier 1 Capital (to Average Assets)
95,370 13.42 28,435 4.0 35,544 5.0
Note 12 — Commitments and Contingent Liabilities
At December 31, 2016, the Company was obligated under non-cancelable operating leases for bank premises and equipment.
The total minimum rental due in future periods under these existing agreements is as follows at December 31, 2016:
(In thousands)
2017
$ 302
2018
302
2019
293
2020
245
2021
252
Years thereafter
2,110
Total minimum lease payments
$ 3,504
The total rental expense amounted to $322,000 and $279,000 for the years ended December 31, 2016 and 2015, respectively.
Note 13 — Financial Instruments
The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to originate loans, standby letters of credit and unadvanced funds on loans. The instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the balance sheet. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments.
The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for loan commitments and standby letters of credit is represented by the contractual amounts of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.
F-32

Notes to Consolidated Financial Statements
Commitments to originate loans are agreements to lend to a customer provided there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the borrower. Collateral held varies, but may include secured interests in real property, accounts receivable, inventory, property, plant and equipment and income producing properties.
Standby letters of credit are conditional commitments issued by the Company to guarantee the performance by a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. At December 31, 2016 and 2015, the maximum potential amount of the Company’s obligation was $5.2 million and $5.5 million, respectively, for financial and standby letters of credit. The Company’s outstanding letters of credit generally have a term of less than one year. If a letter of credit is drawn upon, the Company may seek recourse through the customer’s underlying line of credit. If the customer’s line of credit is also in default, the Company may take possession of the collateral, if any, securing the line of credit.
Notional amounts of financial instrument with off-balance sheet credit risk are as follows at December 31, 2016 and 2015:
(In thousands)
2016
2015
Commitments to originate loans
$ 25,363 $ 15,592
Letters of credit
5,164 5,474
Unadvanced portions of loans
202,032 191,598
$ 232,559 $ 212,664
Note 14 — Significant Group Concentrations of Credit Risk
Most of the Company’s business activity is with customers located within Massachusetts and New Hampshire. There are no concentrations of credit to borrowers that have similar economic characteristics. The majority of the Company’s loan portfolio is comprised of loans collateralized by real estate located in Massachusetts and New Hampshire.
Note 15 — Fair Value Measurements
The Company reports certain assets at fair value in accordance with GAAP, which defines fair value and establishes a framework for measuring fair value in accordance with generally accepted accounting principles. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The guidance establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair values:
Basis of Fair Value Measurements

Level 1 — Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities;

Level 2 — Observable inputs other than level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability;
F-33

Notes to Consolidated Financial Statements

Level 3 — Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity).
A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
Fair Values of Financial Instruments Measured on a Recurring Basis
The Company’s investments in U.S. Government and federal agency, state and municipal, corporate debt, asset-backed and government mortgage-backed securities available-for-sale is generally classified within Level 2 of the fair value hierarchy. For these investments, we obtain fair value measurements from independent pricing services. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, trading levels, market consensus prepayment speeds, credit information and the instrument’s terms and conditions.
Level 3 is for positions that are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, management’s best estimate is used. Subsequent to inception, management only changes Level 3 inputs and assumptions when corroborated by evidence such as transactions in similar instruments, completed or pending third-party transactions in the underlying investment or comparable entities, subsequent rounds of financing, recapitalization and other transactions across the capital structure, offerings in the equity or debt markets, and changes in financial ratios or cash flows. The Company classifies its investments in trust preferred securities as Level 3 securities.
The Company classified its investments in marketable equity securities as Level 1 securities.
The following summarizes financial instruments measured at fair value on a recurring basis at December 31, 2016 and 2015:
Fair Value Measurements at Reporting Date Using
(In thousands)
Total
Quoted Prices in
Active Markets for
Identical Assets
Level 1
Significant
Other Observable
Inputs
Level 2
Significant
Unobservable
Inputs
Level 3
December 31, 2016
State and municipal
$ 50,580 $ $ 50,580 $
Corporate debt
1,031 1,031
Asset-backed securities
8,678 8,678
Mortgage-backed securities
41,914 41,914
Trust preferred securities
968 968
Marketable equity securities
14,696 14,696
Totals
$ 117,867 $ 14,696 $ 102,203 $ 968
December 31, 2015
U.S. Government and federal agency
$ 2,033 $ $ 2,033 $
State and municipal
3,682 3,682
Corporate debt
1,071 1,071
Asset-backed securities
9,624 9,624
Government mortgage-backed securities
52,812 52,812
Trust preferred securities
1,116 1,116
Marketable equity securities
10,646 10,646
Totals
$ 80,984 $ 10,646 $ 69,222 $ 1,116
F-34

Notes to Consolidated Financial Statements
The Company did not have any transfers of financial instruments measured at fair value on a recurring basis between Levels 1 and 2 of the fair value hierarchy during the years ended December 31, 2016 and 2015.
The following is a summary of activity for Level 3 financial instruments measured at fair value on a recurring basis at December 31, 2016 and 2015:
(In thousands)
Available for
Sale Securities
Balance beginning January 1, 2015
$ 1,122
Total gains or (losses) (realized/unrealized)
Included in earnings
Included in other comprehensive income
128
Paydowns
(134)
Ending balance, December 31, 2015
$
1,116
Balance beginning January 1, 2016
$
1,116
Total gains or (losses) (realized/unrealized)
Included in earnings
Included in other comprehensive income
(148)
Paydowns
Ending balance, December 31, 2016
$ 968
Fair Values of Financial Instruments Measured on a Nonrecurring Basis
The Company’s impaired loans are reported at the fair value of the underlying collateral if repayment is expected solely from the collateral. Collateral values are estimated using Level 2 inputs based upon appraisals of similar properties obtained from a third party. For Level 3 inputs, fair value is based upon management estimates of the value of the underlying collateral or the present value of the expected cash flows.
The following summarizes financial instruments measured at fair value on a nonrecurring basis at December 31, 2016 and 2015:
Fair Value Measurements at Reporting Date Using:
(In thousands)
Total
Quoted Prices in
Active Markets for
Identical Assets
Level 1
Significant
Other Observable
Inputs
Level 2
Significant
Unobservable
Inputs
Level 3
December 31, 2016
Impaired loans
$ 815 $ $ $ 815
December 31, 2015
Impaired loans
$ 606 $ $ $ 606
The following is a summary of the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a nonrecurring basis at December 31, 2016 and 2015:
(In thousands)
Fair Value
Valuation Technique
Unobservable Input
Range
(Weighted
Average)
December 31, 2016
Impaired loans
$ 815
Real estate appraisals​
Discount for dated appraisals​
6 – 10%
December 31, 2015
Impaired loans
$ 606
Real estate appraisals​
Discount for dated appraisals​
6 – 10%
F-35

Notes to Consolidated Financial Statements
Note 16 — Disclosures About Fair Values of Financial Instruments
GAAP requires disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value. Certain financial instruments and all nonfinancial instruments are excluded from the disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.
The carrying amounts and estimated fair values of the Company’s financial instruments, all of which are held or issued for purposes other than trading, are as follows at December 31, 2016 and 2015:
Carrying
Amount
Fair Value
(In thousands)
Level 1
Level 2
Level 3
Total
December 31, 2016
Financial assets:
Cash and cash equivalents
$ 10,705 $ 10,705 $ $ $ 10,705
Available-for-sale securities
117,867 14,696 102,203 968 117,867
Federal Home Loan Bank of Boston stock
2,787 2,787 2,787
Loans, net
624,425 632,278 632,278
Accrued interest receivable
2,320 2,320 2,320
Financial liabilities:
Deposits
627,982 628,060 628,060
Federal Home Loan Bank advances
49,858 49,901 49,901
December 31, 2015
Financial assets:
Cash and cash equivalents
$ 20,464 $ 20,464 $ $ $ 20,464
Available-for-sale securities
80,984 10,646 69,222 1,116 80,984
Held-to-maturity securities
44,623 46,474 46,474
Federal Home Loan Bank of Boston stock
3,310 3,310 3,310
Loans, net
554,929 561,937 561,937
Accrued interest receivable
2,251 2,251 2,251
Financial liabilities:
Deposits
577,235 577,316 577,316
Federal Home Loan Bank advances
57,423 57,774 57,774
The carrying amounts of financial instruments shown above are included in the consolidated balance sheets under the indicated captions. Accounting policies related to financial instruments are described in Note 2.
Note 17 — Small Business Lending Fund
On September 13, 2011, as part of the Small Business Lending Fund Program (“SBLF”) of the U. S. Treasury (“Treasury”), the Company issued and sold to the Treasury 17,145 shares of the Company’s Non-Cumulative Perpetual Preferred Stock, Series A, no par value, having liquidation preference of  $1,000 per preferred share (the “Series A Preferred Stock”).
The initial rate payable on SBLF capital is, at most, five percent, and the rate falls to one percent if a bank’s small business lending increases by ten percent or more. Banks that increase their lending by less than ten percent pay rates between two percent and four percent. If a bank’s lending does not increase in the first two years, however, the rate increases to seven percent, and after 4.5 years total, the rate for all banks increases to nine percent (if the bank has not already repaid the SBLF funding). The dividend will be
F-36

Notes to Consolidated Financial Statements
paid only when declared by the Company’s Board of Directors. The Series A Preferred Stock has no maturity date and ranks senior to Common Stock with respect to the payment of dividends and distributions and amounts payable upon liquidation, dissolution and winding up of the Company. The Company’s dividend rate on SBLF capital at December 31, 2015 was 1.0%. SBLF dividends paid for the year ended December 31, 2015 amounted to $167,000.
On December 21, 2015, the Company redeemed the 17,145 shares of Series A Preferred Stock issued to the Treasury under the SBLF preferred stock program with a payment to the Treasury of  $17.1 million plus accrued dividends.
Note 18 — Reclassification
Certain amounts in the prior year have been reclassified to be consistent with the current year’s consolidated financial statement presentation, and had no effect on the net income reported in the consolidated income statement.
Note 19 — Condensed Financial Statements of Parent Only
Financial information pertaining only to Provident Bancorp, Inc. is as follows:
Provident Bancorp, Inc. — Parent Only Balance Sheet
(In thousands)
2016
2015
Assets
Cash and due from banks
$ 5,659 $ 961
Investment in common stock of The Provident Bank
100,426 97,128
Other assets
3,138 3,338
Total assets
$ 109,223 $ 101,427
Liabilities and Shareholders’ Equity
Accrued expenses
$ 73 $ 21
Shareholders’ equity
109,150 101,406
Total liabilities and shareholders’ equity
$ 109,223 $ 101,427
Provident Bancorp, Inc. — Parent Only Income Statement
Year Ended
December 31,
(In thousands)
2016
2015
Total income
$ 4,549 $ 54
Operating expenses
95 9
Income before income taxes and equity in undistributed net income of The Provident Bank
4,454 45
Applicable income tax provision
8
Income before equity in income of subsidiaries
4,446
Equity in undistributed net income of The Provident Bank
1,893 3,778
Net income
$   6,339 $   3,823
F-37

Notes to Consolidated Financial Statements
Provident Bancorp, Inc. — Parent Only Statement of Cash Flows
Twelve Months Ended
December 31,
(In thousands)
2016
2015
Cash flows from operating activities:
Net income
$ 6,339 $ 3,823
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Equity in undistributed earnings of subsidiaries
(1,893) (3,778)
Contribution of stock to charitable foundation
1,900
Decrease (increase) in other assets
200 (3,338)
Increase (decrease) in other liabilities
52 (22)
Net cash provided by (used in) operating activities
4,698 (1,415)
Cash flows from investing activities:
Investment in The Provident Bank
(18,078)
Net cash used in investing activities
(18,078)
Cash flows from financing activities:
Proceeds from sale of common stock, net
37,625
Redemption of SBLF preferred stock
(17,145)
Preferred stock dividends
(167)
Net cash provided by (used) in financing activities
20,313
Net increase in cash and cash equivalents
4,698 820
Cash and cash equivalents at beginning of year
961 141
Cash and cash equivalents at end of year
$ 5,659 $ 961
Note 20 — Selected Quarterly Financial Data (unaudited)
First Quarter
Second Quarter
Third Quarter
Fourth Quarter
(In thousands)
2016
2015
2016
2015
2016
2015
2016
2015
Interest and dividend income
$ 6,980 $ 6,074 $ 7,026 $ 6,252 $ 7,426 $ 6,448 $ 7,462 $ 6,678
Interest expense
697 547 681 550 713 567 694 510
Net interest and dividend income
6,283 5,527 6,345 5,702 6,713 5,881 6,768 6,168
Provision for loan losses
111 278 210 193 163 174 219 160
Gain on sale of securities, net
20 81 17 21 438 215 215
Other income
915 743 950 838 925 945 955 963
Total noninterest income
935 824 967 859 1,363 1,160 1,170 963
Total noninterest expense
4,924 4,667 5,080 4,680 5,212 6,871 5,261 4,875
Income tax expense (benefit)
696 393 659 459 940 (134) 730 645
Net income
$ 1,487 $ 1,013 $ 1,363 $ 1,229 $ 1,761 $ 130 $ 1,728 $ 1,451
Income (loss) per share:
Basic
$ 0.16 N/A $ 0.15 N/A $ 0.19 N/A $ 0.19 N/A
Diluted
$ 0.16 N/A $ 0.15 N/A $ 0.19 N/A $ 0.19 N/A
Weighted Average Shares:
Basic
9,167,364​
N/A​
9,173,317​
N/A​
9,179,269​
N/A​
9,185,285​
N/A​
Diluted
9,167,364​
N/A​
9,173,317​
N/A​
9,179,269​
N/A​
9,185,285​
N/A​
F-38

EX-31.1 2 t1700974_ex31-1.htm EXHIBIT 31.1 t1700974-10ka_DIV_06-ex31-1 - none - 1.6091609s
EXHIBIT 31.1​
CERTIFICATION OF CHIEF EXECUTIVE OFFICER
PURSUANT TO RULE 13A-14(A) OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED,
AS ADOPTED PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
I, David P. Mansfield, certify that:
1.
I have reviewed this Amendment No. 2 to the Annual Report on Form 10-K/A of Provident Bancorp, Inc.;
2.
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.
The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
(a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
(b)
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
(c)
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
(d)
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
5.
The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors:
(a)
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and
(b)
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.
Date: April 5, 2017 /s/ David P. Mansfield
David P. Mansfield
President and Chief Executive Officer

EX-31.2 3 t1700974_ex31-2.htm EXHIBIT 31.2 t1700974-10ka_DIV_07-ex31-2 - none - 1.6661666s
EXHIBIT 31.2​
CERTIFICATION OF CHIEF FINANCIAL OFFICER
PURSUANT TO RULE 13A-14(A) OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED,
AS ADOPTED PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002
I, Carol L. Houle, certify that:
1.
I have reviewed this Amendment No. 2 to the Annual Report on Form 10-K/A of Provident Bancorp, Inc.;
2.
Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.
Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.
The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
(a)
Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
(b)
Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
(c)
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
(d)
Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and
5.
The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors:
(a)
All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and
(b)
Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.
Date: April 5, 2017 /s/ Carol L. Houle
Carol L. Houle
Executive Vice President and Chief Financial Officer

EX-32 4 t1700974_ex32.htm EXHIBIT 32 t1700974-10ka_DIV_08-ex32 - none - 1.650165s
EXHIBIT 32​
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
David P. Mansfield, President and Chief Executive Officer of Provident Bancorp, Inc. (the “Company”), and Carol L. Houle, Executive Vice President and Chief Financial Officer of the Company, each certify in his or her capacity as an officer of the Company that they have reviewed the Amendment No. 2 to the Annual Report on Form 10-K/A for the year ended December 31, 2016 (the “Report”) and that to the best of their knowledge:
1.
the Report fully complies with the requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 1934; and
2.
the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.
Date: April 5, 2017 /s/ David P. Mansfield
David P. Mansfield
President and Chief Executive Officer
Date: April 5, 2017 /s/ Carol L. Houle
Carol L. Houle
Executive Vice President and Chief Financial Officer
A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff upon request.

EX-101.INS 5 pvbc-20161231.xml XBRL INSTANCE FILE 0001635840 2011-09-13 0001635840 2015-01-01 2015-03-31 0001635840 2015-04-01 2015-06-30 0001635840 2015-07-15 0001635840 2015-07-01 2015-07-15 0001635840 pvbc:ProvidentBankEmployeeStockOwnershipPlanMember 2015-07-01 2015-07-15 0001635840 pvbc:ProvidentCommunityCharitableOrganizationIncMember 2015-07-01 2015-07-15 0001635840 pvbc:ProvidentBancorpIncMember 2015-07-01 2015-07-15 0001635840 us-gaap:FederalHomeLoanBankAdvancesMember 2015-08-31 0001635840 2015-07-01 2015-09-30 0001635840 2015-10-01 2015-12-31 0001635840 2015-01-01 2015-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:CommercialRealEstateMember 2015-01-01 2015-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember 2015-01-01 2015-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ResidentialRealEstateMember 2015-01-01 2015-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2015-01-01 2015-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember 2015-01-01 2015-12-31 0001635840 us-gaap:UnallocatedFinancingReceivablesMember 2015-01-01 2015-12-31 0001635840 us-gaap:RetainedEarningsMember 2015-01-01 2015-12-31 0001635840 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2015-01-01 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:AvailableforsaleSecuritiesMember 2015-01-01 2015-12-31 0001635840 pvbc:TrustPreferredSecuritiesMember 2015-01-01 2015-12-31 0001635840 us-gaap:ParentCompanyMember 2015-01-01 2015-12-31 0001635840 us-gaap:DeferredCompensationShareBasedPaymentsMember 2015-01-01 2015-12-31 0001635840 us-gaap:AdditionalPaidInCapitalMember 2015-01-01 2015-12-31 0001635840 us-gaap:CommonStockMember 2015-01-01 2015-12-31 0001635840 us-gaap:PreferredStockMember 2015-01-01 2015-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2015-01-01 2015-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MinimumMember us-gaap:FairValueInputsLevel3Member 2015-01-01 2015-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MaximumMember us-gaap:FairValueInputsLevel3Member 2015-01-01 2015-12-31 0001635840 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2015-01-01 2015-12-31 0001635840 pvbc:LongTermIncentivePlanMember 2015-01-01 2015-12-31 0001635840 us-gaap:LetterOfCreditMember 2015-01-01 2015-12-31 0001635840 2015-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:CommercialRealEstateMember 2015-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember 2015-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ResidentialRealEstateMember 2015-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2015-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember 2015-12-31 0001635840 us-gaap:UnallocatedFinancingReceivablesMember 2015-12-31 0001635840 pvbc:TrustPreferredSecuritiesMember 2015-12-31 0001635840 us-gaap:ParentCompanyMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2015-12-31 0001635840 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2015-12-31 0001635840 pvbc:LongTermIncentivePlanMember 2015-12-31 0001635840 us-gaap:LetterOfCreditMember 2015-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2015-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2015-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2015-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2015-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2015-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2015-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2015-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2015-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2015-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2015-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0001635840 us-gaap:FinancingReceivables30To59DaysPastDueMember 2015-12-31 0001635840 us-gaap:FinancingReceivables60To89DaysPastDueMember 2015-12-31 0001635840 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2015-12-31 0001635840 us-gaap:USTreasuryAndGovernmentMember 2015-12-31 0001635840 us-gaap:USStatesAndPoliticalSubdivisionsMember 2015-12-31 0001635840 us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0001635840 us-gaap:AssetBackedSecuritiesMember 2015-12-31 0001635840 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2015-12-31 0001635840 us-gaap:EquitySecuritiesMember 2015-12-31 0001635840 pvbc:MajorTypesOfDebtAndEquitySecuritiesMember 2015-12-31 0001635840 us-gaap:MoneyMarketFundsMember 2015-12-31 0001635840 us-gaap:USStatesAndPoliticalSubdivisionsMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USTreasuryAndGovernmentMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember pvbc:TrustPreferredSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember pvbc:MarketableEquitySecuritiesIncludingMoneyMarketMutualFundsMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:USTreasuryAndGovernmentMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:AssetBackedSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member pvbc:TrustPreferredSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member pvbc:MarketableEquitySecuritiesIncludingMoneyMarketMutualFundsMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:USTreasuryAndGovernmentMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:AssetBackedSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member pvbc:TrustPreferredSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member pvbc:MarketableEquitySecuritiesIncludingMoneyMarketMutualFundsMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:USTreasuryAndGovernmentMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:AssetBackedSecuritiesMember 2015-12-31 0001635840 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member pvbc:TrustPreferredSecuritiesMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member pvbc:MarketableEquitySecuritiesIncludingMoneyMarketMutualFundsMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member 2015-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:PassMember 2015-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SpecialMentionMember 2015-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2015-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2015-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:PassMember 2015-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SpecialMentionMember 2015-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2015-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2015-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:PassMember 2015-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SpecialMentionMember 2015-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2015-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2015-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2015-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:SpecialMentionMember 2015-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2015-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2015-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2015-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SpecialMentionMember 2015-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2015-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2015-12-31 0001635840 us-gaap:PassMember 2015-12-31 0001635840 us-gaap:SpecialMentionMember 2015-12-31 0001635840 us-gaap:SubstandardMember 2015-12-31 0001635840 us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel1Member 2015-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel2Member 2015-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember 2015-12-31 0001635840 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2015-12-31 0001635840 us-gaap:FairValueInputsLevel1Member 2015-12-31 0001635840 us-gaap:FairValueInputsLevel2Member 2015-12-31 0001635840 us-gaap:FairValueInputsLevel3Member 2015-12-31 0001635840 us-gaap:LandMember 2015-12-31 0001635840 us-gaap:BuildingAndBuildingImprovementsMember 2015-12-31 0001635840 us-gaap:FurnitureAndFixturesMember 2015-12-31 0001635840 us-gaap:LeaseholdImprovementsMember 2015-12-31 0001635840 us-gaap:ConstructionInProgressMember 2015-12-31 0001635840 pvbc:MortgageAndOtherLoansPortfolioSegmentMember 2015-12-31 0001635840 us-gaap:LoanOriginationCommitmentsMember 2015-12-31 0001635840 pvbc:UnadvancedPortionsOfLoansMember 2015-12-31 0001635840 us-gaap:DoubtfulMember us-gaap:CommercialPortfolioSegmentMember 2015-12-31 0001635840 us-gaap:ResidentialRealEstateMember us-gaap:DoubtfulMember pvbc:RealEstatePortfolioSegmentMember 2015-12-31 0001635840 us-gaap:CommercialRealEstateMember us-gaap:DoubtfulMember pvbc:RealEstatePortfolioSegmentMember 2015-12-31 0001635840 us-gaap:ConstructionLoansMember us-gaap:DoubtfulMember pvbc:RealEstatePortfolioSegmentMember 2015-12-31 0001635840 us-gaap:DoubtfulMember us-gaap:ConsumerPortfolioSegmentMember 2015-12-31 0001635840 us-gaap:DoubtfulMember 2015-12-31 0001635840 2016-01-01 2016-03-31 0001635840 2016-05-01 2016-05-31 0001635840 2016-04-01 2016-06-30 0001635840 2016-06-30 0001635840 2016-07-01 2016-09-30 0001635840 2016-10-01 2016-12-31 0001635840 2016-01-01 2016-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:CommercialRealEstateMember 2016-01-01 2016-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember 2016-01-01 2016-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ResidentialRealEstateMember 2016-01-01 2016-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2016-01-01 2016-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember 2016-01-01 2016-12-31 0001635840 us-gaap:UnallocatedFinancingReceivablesMember 2016-01-01 2016-12-31 0001635840 us-gaap:RetainedEarningsMember 2016-01-01 2016-12-31 0001635840 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-01-01 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:AvailableforsaleSecuritiesMember 2016-01-01 2016-12-31 0001635840 pvbc:TrustPreferredSecuritiesMember 2016-01-01 2016-12-31 0001635840 us-gaap:ParentCompanyMember 2016-01-01 2016-12-31 0001635840 us-gaap:DeferredCompensationShareBasedPaymentsMember 2016-01-01 2016-12-31 0001635840 us-gaap:AdditionalPaidInCapitalMember 2016-01-01 2016-12-31 0001635840 us-gaap:CommonStockMember 2016-01-01 2016-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2016-01-01 2016-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MinimumMember us-gaap:FairValueInputsLevel3Member 2016-01-01 2016-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MaximumMember us-gaap:FairValueInputsLevel3Member 2016-01-01 2016-12-31 0001635840 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2016-01-01 2016-12-31 0001635840 pvbc:LongTermIncentivePlanMember 2016-01-01 2016-12-31 0001635840 us-gaap:LetterOfCreditMember 2016-01-01 2016-12-31 0001635840 us-gaap:DoubtfulMember us-gaap:CommercialPortfolioSegmentMember 2016-01-01 2016-12-31 0001635840 us-gaap:EmployeeStockOptionMember 2016-01-01 2016-12-31 0001635840 us-gaap:RestrictedStockMember 2016-01-01 2016-12-31 0001635840 pvbc:Plan401KMember 2016-01-01 2016-12-31 0001635840 pvbc:EmployeeStockOwnershipPlanMember 2016-01-01 2016-12-31 0001635840 2016-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:CommercialRealEstateMember 2016-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember 2016-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ResidentialRealEstateMember 2016-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2016-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember 2016-12-31 0001635840 us-gaap:UnallocatedFinancingReceivablesMember 2016-12-31 0001635840 pvbc:TrustPreferredSecuritiesMember 2016-12-31 0001635840 us-gaap:ParentCompanyMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel3Member 2016-12-31 0001635840 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2016-12-31 0001635840 pvbc:LongTermIncentivePlanMember 2016-12-31 0001635840 us-gaap:LetterOfCreditMember 2016-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001635840 us-gaap:FinancingReceivables30To59DaysPastDueMember 2016-12-31 0001635840 us-gaap:FinancingReceivables60To89DaysPastDueMember 2016-12-31 0001635840 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2016-12-31 0001635840 us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001635840 us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001635840 us-gaap:AssetBackedSecuritiesMember 2016-12-31 0001635840 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001635840 us-gaap:EquitySecuritiesMember 2016-12-31 0001635840 pvbc:MajorTypesOfDebtAndEquitySecuritiesMember 2016-12-31 0001635840 us-gaap:MoneyMarketFundsMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember pvbc:TrustPreferredSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember pvbc:MarketableEquitySecuritiesIncludingMoneyMarketMutualFundsMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:AssetBackedSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member pvbc:TrustPreferredSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member pvbc:MarketableEquitySecuritiesIncludingMoneyMarketMutualFundsMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:AssetBackedSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member pvbc:TrustPreferredSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member pvbc:MarketableEquitySecuritiesIncludingMoneyMarketMutualFundsMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:USStatesAndPoliticalSubdivisionsMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:AssetBackedSecuritiesMember 2016-12-31 0001635840 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member pvbc:TrustPreferredSecuritiesMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member pvbc:MarketableEquitySecuritiesIncludingMoneyMarketMutualFundsMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel1Member 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel2Member 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member 2016-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:PassMember 2016-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SpecialMentionMember 2016-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2016-12-31 0001635840 us-gaap:CommercialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2016-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:PassMember 2016-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SpecialMentionMember 2016-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2016-12-31 0001635840 us-gaap:ResidentialRealEstateMember pvbc:RealEstatePortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2016-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:PassMember 2016-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SpecialMentionMember 2016-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2016-12-31 0001635840 us-gaap:ConstructionLoansMember pvbc:RealEstatePortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2016-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:PassMember 2016-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:SpecialMentionMember 2016-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:SubstandardMember 2016-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2016-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2016-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SpecialMentionMember 2016-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2016-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2016-12-31 0001635840 us-gaap:PassMember 2016-12-31 0001635840 us-gaap:SpecialMentionMember 2016-12-31 0001635840 us-gaap:SubstandardMember 2016-12-31 0001635840 us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel1Member 2016-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:FairValueInputsLevel2Member 2016-12-31 0001635840 us-gaap:FairValueMeasurementsNonrecurringMember 2016-12-31 0001635840 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2016-12-31 0001635840 us-gaap:FairValueInputsLevel1Member 2016-12-31 0001635840 us-gaap:FairValueInputsLevel2Member 2016-12-31 0001635840 us-gaap:FairValueInputsLevel3Member 2016-12-31 0001635840 us-gaap:LandMember 2016-12-31 0001635840 us-gaap:BuildingAndBuildingImprovementsMember 2016-12-31 0001635840 us-gaap:FurnitureAndFixturesMember 2016-12-31 0001635840 us-gaap:LeaseholdImprovementsMember 2016-12-31 0001635840 us-gaap:ConstructionInProgressMember 2016-12-31 0001635840 pvbc:MortgageAndOtherLoansPortfolioSegmentMember 2016-12-31 0001635840 us-gaap:LoanOriginationCommitmentsMember 2016-12-31 0001635840 pvbc:UnadvancedPortionsOfLoansMember 2016-12-31 0001635840 us-gaap:AvailableforsaleSecuritiesMember 2016-12-31 0001635840 us-gaap:MaximumMember us-gaap:FederalHomeLoanBankAdvancesMember 2016-12-31 0001635840 us-gaap:MinimumMember us-gaap:FederalHomeLoanBankAdvancesMember 2016-12-31 0001635840 us-gaap:WeightedAverageMember us-gaap:FederalHomeLoanBankAdvancesMember 2016-12-31 0001635840 us-gaap:EmployeeStockOptionMember 2016-12-31 0001635840 us-gaap:RestrictedStockMember 2016-12-31 0001635840 pvbc:EmployeeStockOwnershipPlanMember 2016-12-31 0001635840 2017-03-08 0001635840 2014-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:CommercialRealEstateMember 2014-12-31 0001635840 us-gaap:CommercialPortfolioSegmentMember 2014-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ResidentialRealEstateMember 2014-12-31 0001635840 pvbc:RealEstatePortfolioSegmentMember us-gaap:ConstructionLoansMember 2014-12-31 0001635840 us-gaap:ConsumerPortfolioSegmentMember 2014-12-31 0001635840 us-gaap:UnallocatedFinancingReceivablesMember 2014-12-31 0001635840 us-gaap:RetainedEarningsMember 2014-12-31 0001635840 us-gaap:RetainedEarningsMember 2015-12-31 0001635840 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2014-12-31 0001635840 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2015-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:AvailableforsaleSecuritiesMember 2014-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:AvailableforsaleSecuritiesMember 2015-12-31 0001635840 pvbc:TrustPreferredSecuritiesMember 2014-12-31 0001635840 us-gaap:ParentCompanyMember 2014-12-31 0001635840 us-gaap:DeferredCompensationShareBasedPaymentsMember 2014-12-31 0001635840 us-gaap:DeferredCompensationShareBasedPaymentsMember 2015-12-31 0001635840 us-gaap:AdditionalPaidInCapitalMember 2014-12-31 0001635840 us-gaap:AdditionalPaidInCapitalMember 2015-12-31 0001635840 us-gaap:CommonStockMember 2014-12-31 0001635840 us-gaap:CommonStockMember 2015-12-31 0001635840 us-gaap:PreferredStockMember 2014-12-31 0001635840 us-gaap:PreferredStockMember 2015-12-31 0001635840 us-gaap:RetainedEarningsMember 2016-12-31 0001635840 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-12-31 0001635840 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FairValueInputsLevel3Member us-gaap:AvailableforsaleSecuritiesMember 2016-12-31 0001635840 us-gaap:DeferredCompensationShareBasedPaymentsMember 2016-12-31 0001635840 us-gaap:AdditionalPaidInCapitalMember 2016-12-31 0001635840 us-gaap:CommonStockMember 2016-12-31 0001635840 us-gaap:PreferredStockMember 2016-12-31 0001635840 us-gaap:EmployeeStockOptionMember 2015-12-31 0001635840 us-gaap:RestrictedStockMember 2015-12-31 xbrli:shares iso4217:USD iso4217:USDxbrli:shares xbrli:pure pvbc:Debt pvbc:Loan Provident Bancorp, Inc. 0001635840 pvbc Yes No --12-31 Smaller Reporting Company No 9652448 59000000 10-K/A 2016-12-31 false 2016 FY 7302000 961000 7939000 5659000 12865000 2637000 297000 129000 20464000 961000 20464000 20464000 10705000 5659000 10705000 10705000 9558000 141000 80984000 1116000 2033000 3682000 1071000 9624000 52812000 10943000 81281000 -297000 2033000 3682000 1071000 9624000 52812000 1116000 10646000 10646000 2033000 3682000 1071000 9624000 52812000 1116000 10646000 69222000 1116000 80984000 10646000 69222000 1116000 117867000 968000 50580000 1031000 8678000 41914000 14825000 117996000 -129000 50580000 1031000 8678000 41914000 968000 14696000 14696000 50580000 1031000 8678000 41914000 968000 14696000 102203000 968000 117867000 14696000 102203000 968000 103171000 44623000 3310000 3310000 3310000 2787000 2787000 2787000 554929000 624425000 18793000 19395000 11606000 11587000 2251000 2251000 2251000 2320000 2320000 2320000 5056000 4913000 1381000 3338000 1544000 3138000 743397000 101427000 795543000 109223000 153093000 158075000 424142000 469907000 577235000 627982000 57423000 49858000 7333000 8554000 641991000 686394000 43159000 43393000 59890000 66229000 1690000 2622000 3333000 3095000 101406000 101406000 109149000 109150000 75791000 55959000 59890000 2412000 1690000 -3333000 275000 43159000 17145000 66229000 2622000 -3095000 43393000 743397000 101427000 795543000 109223000 46474000 44623000 46474000 50000 50000 0 0 0 0 1000 0 0 30000000 30000000 9498722 9652448 9498722 9652448 333342 309532 22124000 25549000 3290000 3312000 38000 54000 33000 4549000 6074000 6252000 6448000 6678000 25452000 6980000 7026000 7426000 7462000 28894000 1630000 2163000 544000 622000 547000 550000 567000 510000 2174000 697000 681000 713000 694000 2785000 5527000 5702000 5881000 6168000 23278000 6283000 6345000 6713000 6768000 26109000 805000 703000 22473000 25406000 1222000 1274000 1754000 1777000 81000 21000 215000 317000 20000 17000 438000 215000 690000 743000 838000 945000 963000 513000 915000 950000 925000 955000 694000 824000 859000 1160000 963000 3806000 935000 967000 1363000 1170000 4435000 11797000 12857000 1535000 1548000 528000 631000 378000 323000 568000 662000 127000 249000 942000 1088000 2150000 3068000 3119000 4667000 4680000 6871000 4875000 21093000 4924000 5080000 5212000 5261000 20477000 5186000 9364000 393000 459000 -134000 645000 1363000 696000 659000 940000 730000 3025000 8000 1013000 1229000 130000 1451000 3823000 3823000 3823000 1487000 1363000 1761000 1728000 6339000 6339000 6339000 3656000 6339000 0.16 0.15 0.19 0.19 0.69 0.16 0.15 0.19 0.19 0.69 9167364 9173317 9179269 9185285 9176384 9167364 9173317 9179269 9185285 9176384 -863000 -80000 317000 690000 -722000 -722000 932000 932000 3101000 7271000 275000 9498722 9652448 17145000 17145000 167000 167000 5034323 5034323 -275000 275000 275000 41197000 41197000 4274425 189974 5034323 4274425 4274425 1900000 1900000 189974 189974 3572000 3572000 301000 239000 62000 359000 238000 121000 1500000 1547000 357152 357152 -860000 -849000 113000 1900000 1900000 317000 690000 6000 -50000 713000 832000 2000 -60000 195000 69000 -146000 53000 -966000 -394000 452000 602000 230000 -3338000 110000 200000 439000 -22000 1221000 52000 6819000 -1415000 8608000 4698000 17841000 9835000 739000 3286000 10913000 15379000 450000 220000 332000 523000 61582000 55221000 37000 26000 15054000 1819000 873000 5000 6197000 -74963000 -18078000 -61549000 40512000 84063000 39000 -33316000 41197000 37625000 -3572000 -5388000 18186000 -12953000 17145000 17145000 167000 167000 79050000 20313000 43182000 10906000 820000 -9759000 4698000 2162000 2777000 2183000 3078000 <p><b><font style="font-family: times new roman,times;" size="2">N<font style="font-size: 7pt;">OTE</font>&#160;1&#160;&#8212; N<font style="font-size: 7pt;">ATURE</font>&#160;<font style="font-size: 7pt;">OF</font>&#160;O<font style="font-size: 7pt;">PERATIONS</font></font></b></p> <div><font style="font-family: times new roman,times;" size="2">Provident Bancorp, Inc. (the &#8220;Company&#8221;) is a Massachusetts-chartered corporation organized for the purpose of owning all of the outstanding capital stock of The Provident Bank (the &#8220;Bank&#8221;). On July&#160;15, 2015, the Company closed its offering and issued 4,274,425 shares of common stock to the public at $10.00 per share, including 357,152 shares purchased by The Provident Bank Employee Stock Ownership Plan. In addition, the Company issued 5,034,323 shares to Provident Bancorp, the Company&#8217;s mutual holding company (the &#8220;MHC&#8221;), and 189,974 shares to The Provident Community Charitable Organization, Inc., a charitable foundation that was formed in connection with the stock offering and is dedicated to supporting charitable organizations operating in the Bank&#8217;s local community.</font></div> <div>&#160;</div> <div><font style="font-family: times new roman,times;" size="2">Expenses incurred related to the offering were $1.5 million, and have been recorded against offering proceeds.</font></div> <div>&#160;</div> <div><font style="font-family: times new roman,times;" size="2">Upon the completion of the stock offering, a special &#8220;liquidation account&#8221; was established for the benefit of certain depositors of the Bank in an amount equal to the percentage ownership interest in the equity of the Company to be held by persons other than the MHC as of the date of the latest balance sheet contained in the prospectus. Following the completion of the offering, the Company is not permitted to pay dividends on its capital stock if the Company&#8217;s shareholders&#8217; equity would be reduced below the amount of the liquidation account. The liquidation account is reduced annually to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases will not restore an eligible account holder&#8217;s interest in the liquidation account.</font></div> <div>&#160;</div> <div><font style="font-family: times new roman,times;" size="2">The Company is headquartered in Amesbury, Massachusetts. The Bank operates its business from eight banking offices located in Amesbury and Newburyport, Massachusetts and Portsmouth, Exeter, Hampton, Bedford, and Seabrook, New Hampshire. The Bank provides a variety of financial services to individuals and small businesses. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are commercial mortgages and commercial loans.</font></div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase; ; font-family: times new roman,times;" size="2">N<font style="font-size: 7pt;">OTE</font>&#160;2&#8201;&#8212;&#8201;A<font style="font-size: 7pt;">CCOUNTING</font>&#160;P<font style="font-size: 7pt;">OLICIES</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 4.81pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (&#8220;GAAP&#8221;) and predominant practices within the banking industry. The consolidated financial statements were prepared using the accrual basis of accounting.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Use of Estimates</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 4.81pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.81pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, stock-based compensation expense and deferred income taxes.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Basis of Presentation</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 4.82pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The consolidated financial statements include the accounts of Provident Bancorp, Inc., its wholly owned subsidiary, the Bank, and the Bank&#8217;s wholly owned subsidiaries, Provident Security Corporation and 5 Market Street Security Corporation. Provident Security Corporation was established to buy, sell, and hold investments for its own account, and 5 Market Street Security Corporation, an inactive corporation, was established to buy, sell, and hold investments for its own account. All material intercompany balances and transactions have been eliminated in consolidation.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Cash and Cash Equivalents</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 4.81pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">For purposes of reporting cash flows, cash and cash equivalents include cash, amounts due from banks, interest-bearing demand deposits with other banks, money market mutual funds and federal funds sold.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Investment Securities</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Investments in debt securities are adjusted for amortization of premiums and accretion of discounts so as to approximate the interest method. Gains or losses on sales of investment securities are computed on a specific identification basis and are recorded as of the trade date.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company classifies debt and equity securities into one of three categories: held-to-maturity, available-for-sale or trading. These security classifications may be modified after acquisition only under certain specified conditions. In general, securities may be classified as held-to-maturity only if the Company has the positive intent and ability to hold them to maturity. Trading securities are defined as those bought and held principally for the purpose of selling them in the near term. All other securities must be classified as available-for-sale.</font></div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Held-to-maturity securities are measured at amortized cost in the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings or as a separate component of shareholders&#8217; equity.</font></div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Available-for-sale securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings, but are reported as a net amount (less expected tax) as a separate component of shareholders&#8217; equity until realized.</font></div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Trading securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses for trading securities are included in earnings.</font></div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company evaluates debt and equity securities within the Company&#8217;s available for sale and held to maturity portfolios for other-than-temporary impairment (&#8220;OTTI&#8221;), at least quarterly. If the fair value of a debt security is below the amortized cost basis of the security, OTTI is required to be recognized if any of the following are met: (1) the Company intends to sell the security; (2) it is &#8220;more likely than not&#8221; that the Company will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost basis. For all impaired debt securities that the Company intends to sell, or more likely than not will be required to sell, the full amount of the depreciation is recognized as OTTI through earnings. Credit-related OTTI for all other impaired debt securities is recognized through earnings. Non-credit related OTTI for such debt securities is recognized in other comprehensive income, net of applicable taxes. In evaluating its marketable equity securities portfolios for OTTI, the Company considers its intent and ability to hold an equity security to recovery of its cost basis in addition to various other factors, including the length of time and the extent to which the fair value has been less than cost and the financial condition and near term prospects of the issuer. Any OTTI on marketable equity securities is recognized immediately through earnings.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Federal Home Loan Bank Stock</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">As a member of the Federal Home Loan Bank of Boston (the &#8220;FHLB&#8221;), the Company is required to invest in $100 par value stock of the FHLB. The FHLB capital structure mandates that members must own stock as determined by their Total Stock Investment Requirement which is the sum of a member&#8217;s Membership Stock Investment Requirement and Activity-Based Stock Investment Requirement. FHLB stock is a non-marketable equity security that is carried at cost and evaluated for impairment when deemed necessary.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Loans</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Loan receivables that management has the intent and ability to hold until maturity or payoff are reported at their outstanding principal balances adjusted for amounts due to borrowers on unadvanced loans, any charge-offs, the allowance for loan losses and any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Interest income is accrued on the unpaid principal balance.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Loan origination and commitment fees and certain direct origination costs are deferred, and the net amount is recognized as an adjustment of the related loan yield using the interest method. The Company is amortizing these amounts over the contractual life of the related loans.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.41pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Residential real estate loans are generally placed on non-accrual status when reaching 90 days past due or in process of collection. Past due status is based on the contractual terms of the loan. All closed-end consumer loans 90 days or more past due and any equity line in the process of foreclosure are placed on non-accrual status. Secured consumer loans are written down to realizable value and unsecured consumer loans are charged-off upon reaching 120 or 180 days past due depending on the type of loan. Commercial real estate loans and commercial business loans and leases which are 90 days or more past due are generally placed on non-accrual status, unless secured by sufficient cash or other assets immediately convertible to cash. When a loan has been placed on non-accrual status, previously accrued and uncollected interest is reversed against interest on loans. A loan can be returned to accrual status when collectability of principal is reasonably assured and the loan has performed for a period of time, generally six months. Interest income received on non-accrual loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.42pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Cash receipts of interest income on impaired loans are credited to principal to the extent necessary to eliminate doubt as to the collectability of the net carrying amount of the loan. Some or all of the cash receipts of interest income on impaired loans is recognized as interest income if the remaining net carrying amount of the loan is deemed to be fully collectible. When recognition of interest income on an impaired loan on a cash basis is appropriate, the amount of income that is recognized is limited to that which would have been accrued on the net carrying amount of the loan at the contractual interest rate. Any cash interest payments received in excess of the limit and not applied to reduce the net carrying amount of the loan are recorded as recoveries of charge-offs until the charge-offs are fully recovered.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Allowance for Loan Losses</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 4.41pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibality of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.42pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The allowance for loan losses is evaluated on a regular basis by management and is based upon management&#8217;s periodic review of the collectability of the loans in light of historical experience, the size and composition of the loan portfolio, adverse situations that may affect the borrower&#8217;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance for loan losses is allocated to loan types using both a formula-based approach (general component) and an analysis of certain individual loans for impairment (allocated component).</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.22pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#8217;s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, the loan&#8217;s obtainable market price, or the fair value of the collateral if the loan is collateral dependent.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.21pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction and land development, commercial and consumer. Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment. These historical loss factors are adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows:</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Commercial real estate:</font>&#160;&#160;&#160;Loans in this segment are primarily income-producing properties throughout Massachusetts and New Hampshire. The underlying cash flows generated by the properties can be adversely impacted by a downturn in the economy resulting in increased vacancy rates, which in turn, will have an effect on the credit quality in this segment. Management periodically obtains rent rolls and continually monitors the cash flows and collateral value of these loans.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Commercial:</font>&#160;&#160;&#160;Loans in this segment are made to businesses and are generally secured by assets of the business. Repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Residential real estate:</font>&#160;&#160;&#160;The Company generally does not originate loans with a loan-to-value ratio greater than 80% and does not grant subprime loans. Loans with loan to value ratios greater than 80% require the purchase of private mortgage insurance. All loans in this segment are collateralized by owner-occupied residential real estate and repayment is dependent on the credit quality of the individual borrower and value of collateral. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Construction and land development:</font>&#160;&#160;&#160;Loans in this segment primarily include speculative and pre-sold real estate development loans for which payment is derived from sale of the property and construction to permanent loans for which payment is derived from cash flows of the property. Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Consumer:</font>&#160;&#160;&#160;Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The allocated component relates to loans that are classified as impaired. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company from time to time, may agree to modify the contractual terms of loans. When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modified loan is considered a troubled debt restructuring (&#8220;TDR&#8221;). All TDRs are initially classified as impaired.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">An unallocated component can be maintained to cover uncertainties that could affect management&#8217;s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Bank-Owned Life Insurance</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Bank-owned life insurance policies are reflected on the consolidated balance sheets at cash surrender value. Changes in the net cash surrender value of the policies, as well as insurance proceeds received, are reflected in non-interest income on the consolidated statements of income and are not subject to income taxes.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Premises and Equipment</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Premises and equipment are stated at cost, less accumulated depreciation and amortization. Cost and related allowances for depreciation and amortization of premises and equipment retired or otherwise disposed of are removed from the respective accounts with any gain or loss included in income or expense. Generally, depreciation on the buildings and equipment is calculated principally on the straight line method, and depreciation and amortization expense is charged against operations over the estimated useful lives of the related assets.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Foreclosed and Repossessed Assets</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Assets acquired through, or in lieu of, loan foreclosure or repossession are held for sale and are initially recorded at the lower of the investment in the loan or fair value less estimated costs to sell at the date of foreclosure or repossession, establishing a new cost basis. Subsequently, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated costs to sell. Revenue and expenses from operations, changes in the valuation allowance, any direct write-downs and gains or losses on sales are included in other real estate owned expense.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Advertising</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company directly expenses costs associated with advertising as they are incurred.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Earnings per Common Share</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Basic earnings per share represent income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. Unallocated ESOP shares are not deemed outstanding for earnings per share calculations. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. At December&#160;31, 2016, there are no common stock equivalents.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Employee Stock Ownership Plan</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Compensation expense for The Provident Bank Employee Stock Ownership Plan (the &#8220;ESOP&#8221;) is recorded at an amount equal to the shares allocated by the ESOP multiplied by the average fair market of the shares during the period. The Company recognizes compensation expense ratably over the year based upon the Company&#8217;s estimate of the number of shares expected to be allocated by the ESOP. Unearned compensation applicable to the ESOP is reflected as a reduction of shareholders&#8217; equity on the consolidated balance sheet. The difference between the average fair market value and the cost of the shares by the ESOP is recorded as an adjustment to additional paid-in-capital.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Stock-based Compensation Plans</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company measures and recognizes compensation cost relating to stock-based payment transactions based on the grant-date fair value of the equity instruments issued. Stock-based compensation is recognized over the period the employee is required to provide services for the award. The Company uses the Black-Scholes option-pricing model to determine the fair value of stock options granted. The fair value of restricted stock is recorded based on the grant date value of the equity instrument issued.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Income Taxes</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company recognizes income taxes under the asset and liability method. Under this method, deferred tax assets and liabilities are established for the temporary differences between the accounting basis and the tax basis of the Company&#8217;s assets and liabilities at enacted tax rates expected to be in effect when the amounts related to such temporary differences are realized or settled. A tax valuation allowance is established, as needed, to reduce net deferred tax assets to the amount expected to be realized.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company examines its significant income tax positions annually to determine whether a tax benefit is more likely than not to be sustained upon examination by tax authorities.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Fair Values of Financial Instruments</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">GAAP requires that the Company disclose estimated fair values for its financial instruments. Fair value methods and assumptions used by the Company in estimating its fair value disclosures are as follows:</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Cash and cash equivalents:</font>&#160;&#160;&#160;The carrying amounts of cash and cash equivalents approximate fair values.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Investments (including government mortgage-backed securities):</font>&#160;&#160;&#160;Fair values for investments are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Loans receivable:</font>&#160;&#160;&#160;For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Accrued interest receivable:</font>&#160;&#160;&#160;The carrying amount of accrued interest receivable approximates its fair value.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Deposit liabilities:</font>&#160;&#160;&#160;The fair values disclosed for deposits (e.g., interest and non-interest checking, passbook savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Federal Home Loan Bank advances:</font>&#160;&#160;&#160;Fair values of Federal Home Loan Bank advances are estimated using discounted cash flow analyses based on the Company&#8217;s current incremental borrowing rates for similar types of borrowing arrangements.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Off-balance sheet instruments:</font>&#160;&#160;&#160;The fair value of commitments to originate loans is estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments and the unadvanced portions of loans, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Recent Accounting Pronouncements</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">ASU (Accounting Standards Update) No. 2014-09&#160;&#8212; Revenue from Contracts with Customers (Topic 606).</font>&#160;&#160;&#160;The ASU establishes a single comprehensive model for an entity to recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled, and will supersede nearly all existing revenue recognition guidance, to clarify and converge revenue recognition principles under US GAAP and International Financial Reporting Standards (IFRS). The update outlines five steps to recognizing revenue: (i) identify the contracts with the customer; (ii) identify the separate performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the separate performance obligations; (v) recognize revenue when each performance obligation is satisfied. The update requires more comprehensive disclosures, relating to quantitative and qualitative information for amounts, timing, the nature and uncertainty of revenue, and cash flows arising from contracts with customers, which will mainly impact construction and high-tech industries. The most significant potential impact to banking entities relates to less prescriptive derecognition requirements on the sale of other real estate owned (OREO) property. In August&#160;2015, the Financial Accounting Standards Board (FASB) issued ASU No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date. The amendments in ASU 2015-14 defer the effective date of ASU 2014-09 for all entities by one year. Accordingly, the amendments are effective for annual and interim periods beginning after December&#160;15, 2017. Early adoption is permitted for annual and interim reporting periods beginning after December&#160;15, 2016. An entity may elect either a full retrospective or a modified retrospective application. The Company does not expect the application of this guidance will have a material impact on the Company&#8217;s financial statements.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">ASU No. 2014-14, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40)&#160;&#8212; &#8220;Classification of Certain Government-Guaranteed Residential Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)&#8221;.</font>&#160;&#160;&#160;The ASU has been issued to reduce diversity in practice in the classification of foreclosed residential mortgage loans held by creditors that are fully guaranteed under certain government programs, including the Federal Housing Administration guarantees. A residential mortgage loan would be derecognized and a separate other receivable would be recognized upon foreclosure if the loan has both of the following characteristics: (i) the loan has a government guarantee that is not separable from the loan before foreclosure entitling the creditor to the full unpaid principal balance of the loan; and (ii) at the time of foreclosure, the creditor has the intent to make a claim on the guarantee and the ability to recover the full unpaid principal balance of the loan through the guarantee. Notably, upon foreclosure, the separate other receivable would be measured based on the current amount of the loan balance expected to be recovered under the guarantee. The amendments were effective for the Company as of January&#160;1, 2016. This amendment did not impact the Company&#8217;s financial statements and the Company does not expect the application of this guidance will have a material impact on the Company&#8217;s financial statements in the future.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">ASU No. 2016-01, Financial Instruments&#160;&#8212; Overall (Subtopic 825-10): &#8220;Recognition and Measurement of Financial Assets and Financial Liabilities.&#8221;</font>&#160;&#160;&#160;The ASU has been issued to improve the recognition and measurement of financial instruments by requiring 1) equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; 2) separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements; 3) the use of the exit price notion when measuring fair value of financial instruments for disclosure purposes; and 4) separate presentation by the reporting organization in other comprehensive income for the portion of the total change in the fair value of a liability resulting from the change in the instrument-specific credit risk (also referred to as &#8220;own credit&#8221;) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. The standard is effective for the Company beginning on January&#160;1, 2018. The Company holds a portfolio of marketable equity securities; depending on the size and composition of the portfolio at the adoption date, the impact of the ASU could be material to the Company&#8217;s consolidated financial statements.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">ASU 2016-02, Leases (Topic 842).</font>&#160;&#160;&#160;The amendments in this update require lessees to recognize, on the balance sheet, assets and liabilities for the rights and obligations created by leases. Accounting by lessors will remain largely unchanged. The guidance will be effective for annual periods, and interim periods within those annual periods, beginning after December&#160;15, 2018, with early adoption permitted. Adoption will require a modified retrospective transition where the lessees and lessors are required to recognize and measure leases at the beginning of the earliest period presented. The Company does not expect the application of this guidance will have a material impact on the Company&#8217;s financial statements.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">ASU 2016-09, Compensation Stock&#160;&#8212; Compensation (Topic 718): &#8220;Improvements to Employee Share Based Payment Accounting.&#8221;</font>&#160;&#160;&#160;This ASU changes how companies account for certain aspects of share based payments to employees. Entities will be required to recognize the income tax effects of awards in the statement of income when the awards vest or are settled, the guidance on employers&#8217; accounting for an employee&#8217;s use of shares to satisfy the employer&#8217;s statutory income tax withholding obligation and for forfeitures is changing and the update requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. The amendments in this update will be effective for the Company on January&#160;1, 2017 and interim periods within that annual period. The Company does not expect the application of this guidance to have a material impact on the Company&#8217;s financial statements.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">ASU No. 2016-13, Financial Instruments&#160;&#8212; Credit Losses (Topic 326): &#8220;Measurement of Credit Losses on Financial Instruments.&#8221;</font>&#160;&#160;&#160;The ASU changes the impairment model for most financial assets and certain other instruments. For trade and other receivables, held-to-maturity debt securities, loans and other instruments, entities will be required to use a new forward-looking &#8220;expected loss&#8221; model that will replace today&#8217;s &#8220;incurred loss&#8221; model and can result in the earlier recognition of credit losses. For available-for-sale debt securities with unrealized losses, entities will measure credit losses in a manner similar to current practice, except that the losses will be recognized as an allowance. The amendments in this update will be effective for fiscal years beginning after December&#160;15, 2019, including interim periods within those fiscal years. Early adoption is permitted as of the fiscal years beginning after December&#160;15, 2018, including interim periods within those fiscal years. Management is currently evaluating the impact of its pending adoption of this guidance on the Company&#8217;s financial statements.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">ASU No. 2016-15, Statement of Cash Flows (Topic 230): &#8220;Classification of Certain Cash Receipts and Cash Payments.&#8221;</font>&#160;&#160;&#160;This ASU changes how certain cash receipts and cash payments are presented and classified in the statement of cash flows under Topic 230, Statement of Cash Flows, and other Topics. The amendments address the classification of the following eight items in the statement of cash flows; debt prepayment or debt extinguishment costs, settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing, contingent consideration payments made after a business combination, proceeds from the settlement of insurance claims, proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies, distributions received from equity method investees, beneficial interests in securitization transactions and separately identifiable cash flows and application of the Predominance Principle. The amendments in this update are effective for fiscal years beginning after December&#160;15, 2017, and interim periods within those fiscal years. The Company does not expect the application of this guidance to have a material impact on the Company&#8217;s financial statements.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">ASU No. 2016-18, Statement of Cash Flows (Topic 230): &#8220;Restricted Cash&#8221;</font>&#160;&#160;&#160;This ASU provide guidance on the presentation of restricted cash or restricted cash equivalents in the statement of cash flows. The amendments in this Update require that a statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. Therefore, amounts generally described as restricted cash and restricted cash equivalents should be included with cash and cash equivalents when reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows. The amendments in this Update are effective for public business entities for fiscal years beginning after December&#160;15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. The Company does not expect the application of this guidance to have a material impact on the Company&#8217;s financial statements.</font></div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase; ; font-family: times new roman,times;" size="2">N<font style="font-size: 7pt;">OTE</font>&#160;3&#8201;&#8212;&#8201;I<font style="font-size: 7pt;">NVESTMENTS</font>&#160;<font style="font-size: 7pt;">IN</font>&#160;S<font style="font-size: 7pt;">ECURITIES</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">In May&#160;2016, the Company reclassified its $44.2 million held-to-maturity investment portfolio to available-for-sale. Due to its strong outlook for loan growth and falling interest rates, the Company decided to proceed with the reclassification to provide liquidity. The reclassification increased total shareholders&#8217; equity by $1.3 million associated with the recording of the net security gains on the portfolio, net of tax effect, to accumulated other comprehensive income. In accordance with regulatory and accounting requirements, the Company is prohibited from classifying security purchases as held-to-maturity for a period of two years.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The following summarizes the amortized cost of investment securities classified as available-for-sale and their approximate fair values at December&#160;31, 2016 and 2015:</font></div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 348.5pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.667pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Amortized&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Cost&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Basis</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Gross&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Unrealized&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Gains</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Gross&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Unrealized&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Losses</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Fair&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Value</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2016</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">State and municipal</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">49,367</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,281</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">68</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">50,580</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Corporate debt</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,000</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">31</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,031</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Asset-backed securities</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">8,747</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">69</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">8,678</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Government mortgage-backed securities</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">41,818</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">435</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">339</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">41,914</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Trust preferred securities</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,368</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">400</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">968</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Marketable equity securities</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">11,492</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">3,551</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">218</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">14,825</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">113,792</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">5,298</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">1,094</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">117,996</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.333pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; white-space: normal; padding-top: 1.667pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Money market mutual funds included in cash and cash equivalents</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">(129<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">(129<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Total available-for-sale securities</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">113,663</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">5,298</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">1,094</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">117,867</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 2.25pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2015</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">U.S. Government and federal agency</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,996</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">37</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">2,033</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">State and municipal</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">3,373</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">309</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">3,682</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Corporate debt</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,000</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">71</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,071</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Asset-backed securities</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">9,656</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">9</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">41</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">9,624</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Government mortgage-backed securities</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">52,515</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">622</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">325</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">52,812</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Trust preferred securities</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,368</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">55</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">307</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,116</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Marketable equity securities</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">8,638</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">2,653</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">348</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">10,943</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">78,546</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">3,756</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">1,021</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">81,281</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.333pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; white-space: normal; padding-top: 1.667pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Money market mutual funds included in cash and cash equivalents</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">(297<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;"><font style="font-family: times new roman,times;" size="2">(297<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Total available-for-sale securities</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">78,249</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">3,756</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">1,021</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">80,984</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="26"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 8.31pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The following summarizes the amortized cost of investment securities classified as held-to-maturity and their approximate fair values at December&#160;31, 2015:</font></div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 54.5pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.667pt; padding-left: 0pt; width: 268.61pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Amortized&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Cost&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Basis</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Gross&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Unrealized&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Gains</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Gross&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Unrealized&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Losses</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Fair&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Value</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 268.61pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2015</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 268.61pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">State and municipal</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.06pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">44,623</font></td> <td style="padding-bottom: 0pt; padding-left: 1.06pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,905</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 10.46pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">54</font></td> <td style="padding-bottom: 0pt; padding-left: 10.46pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">46,474</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="26"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 8.32pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The scheduled maturities of debt securities were as follows at December&#160;31, 2016:</font></div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 128.5pt; margin-left: 20pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Available-</font><br /><font style="font-family: times new roman,times;" size="2">for-Sale</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: italic; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 2pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;" colspan="4"> <div style="text-align: center; font-style: normal; white-space: nowrap; font-weight: bold;"><font style="font-family: times new roman,times;" size="2">Fair Value</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Due within one year</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">1,813</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Due after one year through five years</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">2,326</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Due after five years through ten years</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">7,810</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Due after ten years</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">40,630</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Government mortgage-backed securities</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">41,914</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Asset-backed securities</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">8,678</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.75pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">103,171</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">During the years ended December&#160;31, 2016 and 2015, gross realized gains on sales, calls and donated securities were $693,000 and $328,000, respectively, and gross losses realized were $3,000 and $11,000, respectively.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">There were no securities of issuers whose aggregate carrying amount exceeded 10% of equity at December&#160;31, 2016.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Securities with carrying amounts of&#8201; $60.6 million and $61.7 million were pledged to secure available borrowings with the Federal Reserve Bank and Federal Home Loan Bank at December&#160;31, 2016 and 2015, respectively.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The aggregate fair value and unrealized losses of securities that have been in a continuous unrealized-loss position for less than twelve months and for twelve months or more, and are temporarily impaired, are as follows at December&#160;31, 2016 and 2015:</font></div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 280pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Less than 12 Months</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">12 Months or Longer</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Total</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 2.583pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Fair&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Value</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Unrealized&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Losses</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Fair&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Value</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Unrealized&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Losses</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Fair&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Value</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Unrealized&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Losses</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2016</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Temporarily impaired securities:</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">State and municipal</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">6,413</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">63</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">160</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">5</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">6,573</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">68</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Asset-backed securities</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">8,104</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">60</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">574</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">9</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">8,678</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">69</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Government mortgage-backed securities</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">20,868</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">247</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">2,770</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">92</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">23,638</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">339</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Trust preferred securities</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">26</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">18</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">942</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">382</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">968</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">400</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Marketable equity securities</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,942</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">104</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">768</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">114</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">2,710</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">218</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Total temporarily impaired securities</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">37,353</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">492</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">5,214</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">602</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">42,567</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">1,094</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 8.75pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2015</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Temporarily impaired securities:</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">State and municipal</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">3,195</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">28</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">729</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">26</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">3,924</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">54</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Asset-backed securities</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">5,062</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">7</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">2,005</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">34</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">7,067</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">41</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Government mortgage-backed securities</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">21,108</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">88</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">9,156</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">237</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">30,264</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">325</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Trust preferred securities</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,017</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">307</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,017</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">307</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Marketable equity securities</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,591</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">166</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">529</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">182</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">2,120</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">348</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Total temporarily impaired securities</font></div> </td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">30,956</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">289</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">13,436</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">786</font></td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">44,392</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4.5pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">1,075</font></td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="38"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12.39pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Government mortgage-backed securities, state and municipal securities and asset-backed securities:</font>&#160;&#160;&#160;Because the decline in fair value of the government mortgage-backed securities, asset backed securities and state and municipal securities is primarily attributable to changes in interest rates and not credit quality, and because the Company has the intent and ability to hold these investments until market price recovery or maturity, these investments are not considered other-than-temporarily impaired.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Marketable equity securities:</font>&#160;&#160;&#160;Management continuously monitors equity securities for impairment by reviewing the financial condition of the issuer, company-specific events, industry developments, and general economic conditions. Management reviews corporate financial reports, credit agency reports and other publicly available information. Based on these reviews, these securities are not considered to be other-than-temporarily impaired.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Trust preferred securities:</font>&#160;&#160;&#160;Management monitors its pooled-trust preferred securities for possible other-than-temporary-impairment on a quarterly basis. This review included an analysis of collateral reports, cash flows, stress default levels and financial ratios of the underlying issuers. Management utilizes a third party to compile this data and perform other-than-temporary-impairment cash flow testing. Critical assumptions that go into the other-than-temporary-impairment cash flow testing are prepayment speeds, default rates of the underlying issuers and discount margins. The result of the third-party other-than-temporary-impairment cash flow testing noted no other-than-temporary-impairment in 2016.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Activity related to the credit component recognized in earnings on debt securities held by the Company for which a portion of other-than-temporary impairment was recognized in other comprehensive income for the years ended December&#160;31, 2016 and 2015 is as follows:</font></div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 123pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: italic; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Trust preferred securities:</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Balance, December&#160;31, 2014</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="font-weight: normal;"><font style="font-family: times new roman,times;" size="2">$</font></div> </td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"> <div style="font-weight: normal;"><font style="font-family: times new roman,times;" size="2">688</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.833pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; white-space: normal; padding-top: 2.167pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.167pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.167pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Balance, December&#160;31, 2015</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-weight: normal;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div> </td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"> <div style="font-weight: normal;"><font style="font-family: times new roman,times;" size="2">688</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.833pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; white-space: normal; padding-top: 2.167pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.167pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.167pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Balance, December&#160;31, 2016</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-weight: normal;"><font style="font-family: times new roman,times;" size="2">$</font></div> </td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"> <div style="font-weight: normal;"><font style="font-family: times new roman,times;" size="2">688</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> </div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 18.99pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase; ; font-family: times new roman,times;" size="2">N<font style="font-size: 7pt;">OTE</font>&#160;4&#8201;&#8212;&#8201;L<font style="font-size: 7pt;">OANS</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Loans consisted of the following at December&#160;31, 2016 and 2015:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 144.5pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">2016</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">2015</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">336,102</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">285,356</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">166,157</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">112,073</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">76,850</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">92,392</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Construction and land development</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">48,161</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">71,535</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">6,172</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,855</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">633,442</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">563,211</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Allowance for loan losses</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(8,590<font style="position: absolute;">)</font></font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(7,905<font style="position: absolute;">)</font></font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Deferred loan fees, net</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(427<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(377<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Net loans</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">624,425</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">554,929</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The following tables set forth information regarding the allowance for loans and impaired loans by portfolio segment as of and for the years ended December&#160;31, 2016 and 2015:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 335pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Commercial&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Real Estate</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Residential&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Real Estate</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Construction&#160;</font><br /><font style="font-family: times new roman,times;" size="2">and Land&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Development</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Unallocated</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Total</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2016</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Allowance for loan losses:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Beginning balance</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">3,827</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">2,138</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">412</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,236</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">119</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">173</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">7,905</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Charge-offs</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(44<font style="position: absolute;">)</font></font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(44<font style="position: absolute;">)</font></font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Recoveries</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">12</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">13</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">26</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Provision (benefit)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">676</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">374</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(96<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(354<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">191</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(88<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">703</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Ending balance</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">4,503</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">2,513</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">328</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">882</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">279</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">85</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">8,590</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 8.75pt;"><font style="font-family: times new roman,times;" size="2">Ending balance:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Individually evaluated for impairment</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">46</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">46</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Ending balance:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Collectively evaluated for impairment</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">4,503</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">2,467</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">328</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">882</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">279</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">85</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">8,544</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.25pt;"> <div style="text-indent: -10pt; margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total allowance for loan losses ending balance</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">4,503</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">2,513</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">328</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">882</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">279</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">85</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">8,590</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">Loans:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Ending balance:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Individually evaluated for impairment</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,956</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,660</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">422</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">4,038</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Ending balance:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Collectively evaluated for impairment</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">334,146</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">164,497</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">76,428</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">48,161</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">6,172</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">629,404</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Total loans ending balance</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">336,102</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">166,157</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">76,850</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">48,161</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">6,172</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">633,442</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="44"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 341pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Commercial&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Real Estate</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Residential&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Real Estate</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Construction&#160;</font><br /><font style="font-family: times new roman,times;" size="2">and Land&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Development</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Unallocated</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Total</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2015</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Allowance for loan losses:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Beginning balance</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">3,500</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,751</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">560</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">872</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">184</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">357</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">7,224</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Charge-offs</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(96<font style="position: absolute;">)</font></font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(65<font style="position: absolute;">)</font></font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(161<font style="position: absolute;">)</font></font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Recoveries</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">20</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">6</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">11</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">37</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Provision (benefit)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">327</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">463</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(154<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">364</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(11<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">(184<font style="position: absolute;">)</font></font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">805</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Ending balance</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">3,827</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">2,138</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">412</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">1,236</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">119</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">173</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">7,905</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 8.75pt;"><font style="font-family: times new roman,times;" size="2">Ending balance:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Individually evaluated for impairment</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">488</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">488</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Ending balance:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Collectively evaluated for impairment</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">3,827</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,650</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">412</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,236</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">119</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">173</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">7,417</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.25pt;"> <div style="text-indent: -10pt; margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total allowance for loan losses ending balance</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">3,827</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">2,138</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">412</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">1,236</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">119</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">173</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">7,905</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 8.75pt;"><font style="font-family: times new roman,times;" size="2">Loans:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Ending balance:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Individually evaluated for impairment</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">3,272</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,755</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">437</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">5,464</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Ending balance:</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Collectively evaluated for impairment</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">282,084</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">110,318</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">91,955</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">71,535</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,855</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">557,747</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Total loans ending balance</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">285,356</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">112,073</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">92,392</font></td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">71,535</font></td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">1,855</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">563,211</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="44"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12.98pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">At December&#160;31, 2016 and 2015, loans with an aggregate principal balance of&#8201; $250.7 million and $245.8 million, respectively, were pledged to secure possible borrowings from the Federal Reserve Bank.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Certain directors and executive officers of the Company and companies in which they have significant ownership interests were customers of the Bank during 2016. Total loans to such persons and their companies amounted to $7.5 million and $8.5 million at December&#160;31, 2016 and 2015, respectively. During the years ended December&#160;31, 2016 and 2015, $271,000 and $6,000 of advances and principal payments of $1.3 million and $1.2 million were made, respectively.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The following tables set forth information regarding non-accrual loans and past-due loans by portfolio segment at December&#160;31, 2016 and 2015:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 240.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">30&#8201;&#8211;&#8201;59&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Days</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">60&#8201;&#8211;&#8201;89&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Days</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">90 Days&#160;</font><br /><font style="font-family: times new roman,times;" size="2">or More&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Past Due</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Total&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Past&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Due</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Total&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Current</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Total&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Loans</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">90 Days&#160;</font><br /><font style="font-family: times new roman,times;" size="2">or More&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Past Due&#160;</font><br /><font style="font-family: times new roman,times;" size="2">and Accruing</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Nonaccrual&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Loans</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2016</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">346</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">346</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">335,756</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">336,102</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">346</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">29</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">29</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">166,128</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">166,157</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">933</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">76,850</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">76,850</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">303</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Construction and land development</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">48,161</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">48,161</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">6,172</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">6,172</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 6.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.5pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">29</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">346</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">375</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">633,067</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">633,442</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 6.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">1,582</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 8.75pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2015</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">285,356</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">285,356</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">106</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">112,073</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">112,073</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,147</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">130</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">173</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">365</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">668</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">91,724</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">92,392</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#8212;&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,031</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Construction and land development</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">71,535</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">71,535</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">2</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,853</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,855</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 6.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total</font></div> </td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">131</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">174</font></td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">365</font></td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">670</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">562,541</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">563,211</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 4pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">2,284</font></td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="50"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Information about the Company&#8217;s impaired loans by portfolio segment was as follows at December&#160;31, 2016 and 2015:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 567.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.667pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Recorded&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Investment</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Unpaid&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Principal&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Balance</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Related&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Allowance</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Average&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Recorded&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Investment</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Interest&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Income&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Recognized</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2016</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">With no related allowance recorded:</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,956</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,956</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">2,744</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">188</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">799</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">799</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">794</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">42</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">422</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">422</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">429</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">20</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Construction and land development</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total impaired with no related allowance</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">3,177</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">3,177</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">3,967</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">250</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;"><font style="font-family: times new roman,times;" size="2">With an allowance recorded:</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">861</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">861</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">46</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">886</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Construction and land development</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total impaired with an allowance recorded</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">861</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">861</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">46</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">886</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;"><font style="font-family: times new roman,times;" size="2">Total</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,956</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,956</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">2,744</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">188</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,660</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,660</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">46</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,680</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">42</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">422</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">422</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">429</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">20</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Construction and land development</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total impaired loans</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">4,038</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">4,038</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">46</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">4,853</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">250</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2015</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">With no related allowance recorded:</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">3,272</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">3,272</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">3,788</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">149</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">661</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">661</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">611</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">20</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">437</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">437</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">323</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">17</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Construction and land development</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total impaired with no related allowance</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">4,370</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">4,370</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">4,722</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">186</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;"><font style="font-family: times new roman,times;" size="2">With an allowance recorded:</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,094</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,094</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">488</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">901</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">2</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Construction and land development</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total impaired with an allowance recorded</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">1,094</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">1,094</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">488</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">901</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">2</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;"><font style="font-family: times new roman,times;" size="2">Total</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">3,272</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">3,272</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">3,788</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">149</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,755</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,755</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">488</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">1,512</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">22</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">437</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">437</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">323</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">17</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Construction and land development</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total impaired loans</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">5,464</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">5,464</font></td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">488</font></td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">5,623</font></td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;"><font style="font-family: times new roman,times;" size="2">188</font></td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 5.5pt; height: 5.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="32"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The following summarizes troubled debt restructurings entered into during the years ended December&#160;31, 2016 and 2015:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 184.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.667pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(Dollars in thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Number of&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Contracts</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Pre-Modification&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Outstanding Recorded&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Investment</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Post-Modification&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Outstanding&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Recorded&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Investment</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">Year-Ended December&#160;31, 2016</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Troubled debt restructurings:</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">58</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">58</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.75pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">1</font></td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">58</font></td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">58</font></td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 8.25pt;"><font style="font-family: times new roman,times;" size="2">Year-Ended December&#160;31, 2015</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Troubled debt restructurings:</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Commercial real estate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">2</font></td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">464</font></td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">464</font></td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">8</font></td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,578</font></td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">1,578</font></td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Residential real estate</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">2</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">226</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;"><font style="font-family: times new roman,times;" size="2">226</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.75pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">12</font></td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">2,268</font></td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">2,268</font></td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="20"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 13.28pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">None of the loans modified as troubled debt restructuring during 2016 and 2015 defaulted during the period after modification.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">In 2016, we approved one troubled debt restructure totaling $58 thousand, with no specific reserve required based on an analysis of the borrower&#8217;s repayment ability and/or collateral coverage. This commercial loan was placed on an extended 13-month interest only period with re-amortization to follow based on a five-year term.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">In 2015, we approved nine troubled debt restructures with no specific reserves required based on an analysis of the borrowers&#8217; repayment ability and/or collateral coverage. Of these, two commercial loans to the same borrower were placed on a 13-month interest only period with re-amortization to follow based on the remaining term. One commercial loan and one owner-occupied commercial real estate mortgage to the same borrower were re-amortized over an extended term and maturity to ease up the borrowers&#8217; cash flow. One investment commercial real estate loan was placed on interest only payments to allow the borrower time to market the property, with principal and interest payments to follow. Two small commercial term loans were re-amortized under forbearance agreements with no reserve required due to 100% SBA guarantees. Finally, two residential real estate mortgages were modified to interest only payments and later were re-amortized over an extended term and maturity. We approved three troubled debt restructures that required a specific reserve consisting of a commercial loan term that was modified to defer principal payments. The Company classified this loan as doubtful and maintains a 50% reserve on the balance of the loan. Two commercial term loans were modified under forbearance agreements and a 15% reserve was applied, consisting of the non-SBA guaranteed portion of the loan balances.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">At December&#160;31, 2016 and 2015, there were no commitments to lend additional funds to borrowers whose loans were modified in troubled debt restructurings.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Credit Quality Information</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company utilizes a seven grade internal loan rating system for commercial real estate, construction and land development, and commercial loans as follows:</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: italic; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Loans rated 1&#8201;&#8211;&#8201;3:<font style="font-style: normal;">&#160;&#160;&#160;Loans in these categories are considered &#8220;pass&#8221; rated loans with low to average risk.</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Loans rated 4:</font>&#160;&#160;&#160;Loans in this category are considered &#8220;special mention.&#8221; These loans are starting to show signs of potential weakness and are being closely monitored by management.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Loans rated 5:</font>&#160;&#160;&#160;Loans in this category are considered &#8220;substandard.&#8221; Generally, a loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligors and/or the collateral pledged. There is a distinct possibility that the Company will sustain some loss if the weakness is not corrected.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Loans rated 6:</font>&#160;&#160;&#160;Loans in this category are considered &#8220;doubtful.&#8221; Loans classified as doubtful have all the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, highly questionable and improbable.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2"><font style="font-style: italic;">Loans rated 7:</font>&#160;&#160;&#160;Loans in this category are considered uncollectible (&#8220;loss&#8221;) and of such little value that their continuance as loans is not warranted.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">On an annual basis, or more often if needed, the Company formally reviews the ratings on all commercial real estate, construction and land development, and commercial loans.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">For residential real estate and consumer loans, the Company initially assesses credit quality based upon the borrower&#8217;s ability to pay and rates such loans as pass. Subsequent risk rating downgrades are based upon the borrower&#8217;s payment activity. All other residential and consumer loans are not formally rated.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The following tables present the Company&#8217;s loans by risk rating and portfolio segment at December&#160;31, 2016 and 2015:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 260.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;"><font style="font-family: times new roman,times;" size="2">(In thousands)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Commercial&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Real Estate</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Commercial</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Residential&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Real Estate</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Construction&#160;</font><br /><font style="font-family: times new roman,times;" size="2">and Land&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Development</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Consumer</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Total</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2016</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Grade:</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Pass</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">319,712</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">157,306</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">48,161</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">525,179</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Special mention</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">4,471</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,668</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">6,139</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Substandard</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">11,919</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">7,183</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">729</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">19,831</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Not formally rated</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">76,121</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">6,172</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">82,293</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Total</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">336,102</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">166,157</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">76,850</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">48,161</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">6,172</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">633,442</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 8.75pt;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2015</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">Grade:</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Pass</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">265,325</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">106,677</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">71,535</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">443,537</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Special mention</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">15,700</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,403</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">17,103</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Substandard</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">4,331</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">3,083</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,329</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">8,743</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Doubtful</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">910</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">910</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Not formally rated</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">91,063</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">1,855</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">92,918</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;"><font style="font-family: times new roman,times;" size="2">Total</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">285,356</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">112,073</font></td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">92,392</font></td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">71,535</font></td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">1,855</font></td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">563,211</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="38"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12.99pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Bank has sold mortgage loans with servicing rights retained. The fair value of those servicing rights under GAAP is not material and has not been recognized in the 2016 and 2015 consolidated financial statements.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of mortgage and other loans serviced for others were $11.2 million and $10.4 million at December&#160;31, 2016 and 2015, respectively.</font></div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;5&#8201;&#8212;&#8201;P<font style="font-size: 7pt;">REMISES</font>&#160;<font style="font-size: 7pt;">AND</font>&#160;E<font style="font-size: 7pt;">QUIPMENT</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The following is a summary of premises and equipment at December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 129.5pt; margin-left: 20pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Land</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,424</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,424</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Buildings and leasehold improvements</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9,241</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9,191</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Furniture and equipment</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,499</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,190</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Leasehold improvements</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,234</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,911</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Construction in progress</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,251</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">20,398</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">19,967</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Accumulated depreciation and amortization</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(8,811<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(8,361<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Premises and equipment, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">11,587</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">11,606</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 10.79pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Depreciation and amortization expense was $832,000 and $713,000 for the years ended December&#160;31, 2016 and 2015, respectively.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;6&#8201;&#8212;&#8201;D<font style="font-size: 7pt;">EPOSITS</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The following is a summary of deposit balances by type at December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 136.5pt; margin-left: 20pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">NOW and demand</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">280,773</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">238,462</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Regular savings</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">111,016</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">106,208</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Money market deposits</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">145,321</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">108,377</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total non-certificate accounts</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">537,110</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">453,047</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 9.25pt;"> <div style="white-space: nowrap;">Term certificates of&#8201; $100,000 or more</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 9.25pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 9.25pt;">20,227</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 9.25pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 9.25pt;">36,941</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Term certificates less than $100,000</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">70,645</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">87,247</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total certificate accounts</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">90,872</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">124,188</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Total deposits</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">627,982</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">577,235</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 10.79pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The aggregate amounts of time deposits in denominations over $250,000 were $3.4 million and $3.4 million at December&#160;31, 2016 and 2015, respectively.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">At December&#160;31, 2016 and 2015, the aggregate amount of brokered time deposits was $49.3 million and $63.8 million respectively. At December&#160;31, 2016 and 2015, $49.3 million and $63.4 million, respectively, of brokered time deposits were included in time deposit accounts in denominations of less than $100,000 above.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">At December&#160;31, 2016 and 2015, the scheduled maturities for time deposits for each of the following five years are as follows:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 376pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 114pt; margin-left: 40pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">81,116</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2017</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">69,775</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">27,746</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2018</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">17,230</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">12,737</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2019</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,414</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">679</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2020</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,663</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,910</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2021</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">790</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">90,872</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">124,188</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Deposits from related parties held by the Company at December&#160;31, 2016 and 2015 amounted to $3.6 million and $3.1 million, respectively.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;7&#8201;&#8212;&#8201;F<font style="font-size: 7pt;">EDERAL</font>&#160;H<font style="font-size: 7pt;">OME</font>&#160;L<font style="font-size: 7pt;">OAN</font>&#160;B<font style="font-size: 7pt;">ANK</font>&#160;A<font style="font-size: 7pt;">DVANCES</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Advances consist of funds borrowed from the FHLB. Maturities of advances from the FHLB for years ending after December&#160;31, 2016 and 2015 are summarized as follows:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 376pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 114pt; margin-left: 40pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">49,112</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2017</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">35,000</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,000</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2018</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,000</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2020</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,358</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,311</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2021</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Thereafter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,500</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">49,858</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">57,423</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12.98pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Borrowings from the FHLB are secured by a blanket lien on qualified collateral, consisting primarily of loans with first mortgages secured by one to four family properties, certain commercial loans and qualified mortgage-backed government securities.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">In August of 2015, the Bank modified $3.5 million of its FHLB borrowings and extended the maturity. The Bank incurred a prepayment penalty of&#8201; $233,000. In accordance with ASC 470, the prepayment penalty is being amortized over the life of the newly modified borrowing.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">At December&#160;31, 2016, the interest rates on FHLB advances ranged from 0.72% to 3.99%. At December&#160;31, 2016, the weighted average interest rate on FHLB advances was 1.36%.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;8&#8201;&#8212;&#8201;I<font style="font-size: 7pt;">NCOME</font>&#160;T<font style="font-size: 7pt;">AXES</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The components of income tax expense are as follows for the years ended December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 160.5pt; margin-left: 20pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.25pt;">Current tax expense (benefit):</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,780</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,066</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">State</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">653</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">277</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Net operating loss carryforward</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(14<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(14<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,419</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,329</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.25pt;">Deferred tax expense (benefit):</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(302<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(745<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">State</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(92<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(221<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">(394<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">(966<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Net income tax expense</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,025</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,363</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The following is a summary of the differences between the statutory federal income tax rate and the effective tax rates for the years ended December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 114pt; margin-left: 20pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Federal income tax at statutory rate</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">34.0<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">34.0<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;">Increase (decrease) in tax resulting from:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">State tax, net of federal tax benefit</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4.6</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3.5</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tax exempt income and dividends received deduction</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(4.8<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(9.5<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Gain on donated securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(0.1<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(1.6<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Other</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(1.4<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(0.1<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Effective tax rate</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">32.3<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">26.3<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12.98pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The following is a summary of the Company&#8217;s gross deferred tax assets and gross deferred tax liabilities at December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 256.5pt; margin-left: 20pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.25pt;">Deferred tax assets:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Allowance for loan losses</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,431</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,157</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Net operating loss carryforward</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">54</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">69</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Employee benefit plans and share-based compensation plans</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,406</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,940</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Deferred loan fees, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">174</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">154</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Writedown of securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">235</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">242</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Reserve for unfunded commitments</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">54</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">68</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Charitable contribution carryover</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">297</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">597</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Other</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">56</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">16</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Gross deferred tax assets</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">6,707</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">6,243</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 9.25pt;">Deferred tax liabilities:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Depreciation</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(145<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(57<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">FHLB restructure fees</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(67<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(85<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Net unrealized holding gain on securities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(1,582<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(1,045<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Gross deferred tax liabilities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">(1,794<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">(1,187<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Net deferred tax asset</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 19.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">4,913</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 19.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">5,056</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12.99pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">At December&#160;31, 2016, the Company had federal net operating loss carryovers of&#8201; $160,000. The carryovers were transferred to the Company upon the merger with Amesbury Cooperative Bank during the year ended December&#160;31, 2001. The losses will expire in 2020 and are subject to certain annual limitations which amount to $42,000 per year.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company reduces the deferred tax asset by a valuation allowance if, based on the weight of the available evidence, it is not &#8220;more likely than not&#8221; that some portion or all of the deferred tax assets will be realized. The Company assesses the realizability of its deferred tax assets by assessing the likelihood of the Company generating federal and state income tax, as applicable, in future periods in amounts sufficient to offset the deferred tax charges in the periods they are expected to reverse. Based on this assessment, management concluded that a valuation allowance was not required as of December&#160;31, 2016 and 2015.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">It is the Company&#8217;s policy to provide for uncertain tax positions and the related interest and penalties based upon management&#8217;s assessment of whether a tax benefit is more likely than not to be sustained upon examination by tax authorities. At December&#160;31, 2016 and 2015, there was no material uncertain tax positions related to federal and state income tax matters. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service and state taxing authorities for the years ended December&#160;31, 2013 through December&#160;31, 2015.</div> </div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase; ; font-family: times new roman,times;" size="2">N<font style="font-size: 7pt;">OTE</font>&#160;9&#8201;&#8212;&#8201;E<font style="font-size: 7pt;">MPLOYEE</font>&#160;B<font style="font-size: 7pt;">ENEFITS</font>&#160;&amp; S<font style="font-size: 7pt;">HARE</font>-B<font style="font-size: 7pt;">ASED</font>&#160;C<font style="font-size: 7pt;">OMPENSATION</font>&#160;P<font style="font-size: 7pt;">LANS</font></font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">401(k) Plan</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company sponsors a 401(k) plan. All employees are eligible to join the 401(k) plan. However, participants in the 401(k) plan must complete one year of service to be eligible for safe harbor contributions and employer discretionary contributions. A Safe Harbor Plan was adopted by the Company effective January&#160;1, 2007. Under the Safe Harbor Plan, the Company matches 100% of employee contributions up to 6% of compensation. In addition, the Company may make a discretionary contribution to the 401(k) plan determined on an annual basis. Employees may contribute up to 75% of their salary subject to certain limits based on federal tax laws. The expense recognized under the 401(k) plan was $401,000 and $336,000 for the years ended December&#160;31, 2016 and 2015, respectively.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Supplemental Executive Retirement Plans</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company has Supplemental Executive Retirement Agreements with certain executive officers. These agreements are designed to supplement the benefits available through the Company&#8217;s retirement plan. The liability for the retirement benefits amounted to $4.4 million and $3.5 million at December&#160;31, 2016 and 2015, respectively, and is included in other liabilities. The expense recognized for these benefits was $947,000 and $895,000 for the years ended December&#160;31, 2016 and 2015, respectively.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Employee Stock Ownership Plan</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Bank maintains the ESOP to provide eligible employees the opportunity to own Company stock. This plan is a tax-qualified retirement plan for the benefit of Company employees. Contributions are allocated to eligible participants on the basis of compensation, subject to federal tax limits. The number of shares committed to be released per year through 2029 is 23,810.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Company contributed funds to a subsidiary to enable it to grant a loan to the ESOP for the purchase of 357,152 shares of the Company&#8217;s stock at a price of&#8201; $10.00 per share. The loan obtained by the ESOP from the Company&#8217;s subsidiary to purchase Company stock is payable annually over 15 years at a rate per annum equal to the prime rate (3.75% at December&#160;31, 2016). Loan payments are principally funded by cash contributions from the Company.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Shares held by the ESOP include the following:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 69pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2016</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">December&#160;31, 2015</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Allocated</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">23,810</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Committed to be allocated</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">23,810</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">23,810</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Unallocated</font></div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">309,532</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">333,342</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Total</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">357,152</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">357,152</font></td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 16pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Shared-Based Compensation Plan</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Under the Provident Bancorp, Inc. 2016 Equity Incentive Plan (the &#8220;Equity Plan&#8221;), the Company may grant options, restricted stock, restricted units or performance awards to its directors, officers and employees. Both incentive stock options and non-qualified stock options may be granted under the Equity Plan, with the total shares reserved for options equaling 446,440. The exercise price of each option equals the market price of the Company&#8217;s stock on the date of grant and the maximum term of each option is ten years. The total number of shares reserved for restricted stock or restricted units is 178,575. The value of restricted stock grants is based on the grant date fair value of the related stock. Options and awards vest ratably over five years. The fair value of shares awarded is based on the market price at the date of grant. Stock option awards granted to date under the Equity Plan expire ten years after issue date.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Expense related to options and restricted stock granted to directors is recognized as directors&#8217; fees within non-interest expense.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Stock Options</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The fair value of each option is estimated on the date of the grant using the Black-Scholes option-pricing model with the following assumptions:</font></div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: -30px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Volatility is based on peer group volatility because the Company does not have a sufficient trading history.</font></div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: -30px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Expected life represents the period of time that the option is expected to be outstanding, taking into account the contractual term, and the vesting period.</font></div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: -30px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The risk-free rate is based on the U.S. Treasury yield curve in effect at the time of grant for a period equivalent to the expected life of the option.</font></div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The fair value of options granted in 2016 is based on the following assumptions:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 376pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 130pt; color: #000000; margin-left: 40pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Date of Grant</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="text-align: right; padding-bottom: 1pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 0pt;"> <div style="text-align: right; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">November&#160;17, 2016&#8199;&#8201;&#160;</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Options granted</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;"><font style="font-family: times new roman,times;" size="2">384,268&#8199;&#8201;&#160;</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Vesting period (years)</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;"><font style="font-family: times new roman,times;" size="2">5&#8201;&#8199;&#160;</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Expiration date</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right; white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">November 17, 2026&#8201;&#8199;&#160;</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Expected volatility</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;"><font style="font-family: times new roman,times;" size="2">20.80%&#160;</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Expected life (years)</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;"><font style="font-family: times new roman,times;" size="2">7.5&#8199;&#8201;&#160;</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Expected dividend yield</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;"><font style="font-family: times new roman,times;" size="2">&#160;&#160;&#160;0.00%&#160;</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Risk free interest rate</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;"><font style="font-family: times new roman,times;" size="2">2.12%&#160;</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Fair value per option</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;"><font style="font-family: times new roman,times;" size="2">$5.03&#8199;&#8201;&#160;</font></div> </td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 15.79pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">A summary of the status of the Company&#8217;s stock option grants for the year ended December&#160;31, 2016, is presented in the table below:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 171pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Stock Option&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Awards</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Weighted&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Average&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Exercise Price</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Weighted Average&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Remaining&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Contractual Term&#160;</font><br /><font style="font-family: times new roman,times;" size="2">(years)</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Aggregate&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Intrinsic&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Value</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Balance at January&#160;1, 2016</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Granted</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">384,268</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">17.40</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">9.88</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">192,134</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Balance at December&#160;31, 2016</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">384,268</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">17.40</font></td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">9.88</font></td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">192,134</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.583pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 1.417pt;"> <div style="text-indent: -10pt; margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Outstanding and expected to vest at December&#160;31,&#160;</font><br /><font style="font-family: times new roman,times;" size="2">2016</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.417pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.417pt;"><font style="font-family: times new roman,times;" size="2">384,268</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.417pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.417pt;"><font style="font-family: times new roman,times;" size="2">17.40</font></td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.417pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.417pt;"><font style="font-family: times new roman,times;" size="2">9.88</font></td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.417pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.417pt;"><font style="font-family: times new roman,times;" size="2">192,134</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Exercisable at December&#160;31, 2016</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Unrecognized compensation cost</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">1,884,000</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; white-space: normal; padding-top: 2.167pt;"> <div style="text-indent: -10pt; margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Weighted average remaining recognition period (years)</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.167pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.167pt;"><font style="font-family: times new roman,times;" size="2">4.88</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 15.79pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Total expense for the stock options was $47,000 for the year ended December&#160;31, 2016. There was no stock-based compensation expense for the year ended December&#160;31, 2015.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline; ; font-family: times new roman,times;" size="2">Restricted Stock</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Shares issued upon vesting may be either authorized but unissued shares or reacquired shares held by the Company. Any shares not issued because vesting requirements are not met will again be available for issuance under the plan. The fair market value of shares awarded, based on the market prices at the date of grant, is recorded as unearned compensation and amortized over the applicable vesting period.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The following table presents the activity in restricted stock awards under the Equity Plan for the year ended December&#160;31, 2016:</font></div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 95pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Outstanding Restricted&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Stock Awards</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;"><font style="font-family: times new roman,times;" size="2">Weighted Average&#160;</font><br /><font style="font-family: times new roman,times;" size="2">Grant Price</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Restricted stock awards at January&#160;1, 2016</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#8212;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;"><font style="font-family: times new roman,times;" size="2">Granted</font></div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">153,726</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">17.40</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Restricted stock awards at Decemer 31, 2016</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">153,726</font></td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"><font style="font-family: times new roman,times;" size="2">17.40</font></td> <td style="padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 0pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Unrecognized compensation cost</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">$</font></td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"><font style="font-family: times new roman,times;" size="2">2,609,000</font></td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;"><font style="font-family: times new roman,times;" size="2">Weighted average remaining recognition period (years)</font></div> </td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"><font style="font-family: times new roman,times;" size="2">4.88</font></td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td style="width: 6pt; padding: 0pt;"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> <td colspan="6"><font style="font-family: times new roman,times;" size="2">&#160;</font></td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 16.59pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Total expense for the restricted stock awards was $66,000 for the year ended December&#160;31, 2016. There was no stock-based compensation expense for the year ended December&#160;31, 2015.</font></div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Long-Term Incentive Plan</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The Bank awards compensation through a plan called The Provident Bank Long-Term Incentive Plan. The purpose of the plan is to provide deferred compensation to officers of the Bank and to provide performance incentives for such persons. Such deferred compensation is based upon the award of phantom stock, the value of which is based on the Bank&#8217;s ability to grow earnings and capital.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">Compensation under the Plan is accrued over the vesting period.</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-family: times new roman,times;" size="2">The liability for the plan amounted to $1.4 million and $1.3 million&#160;at December&#160;31, 2016 and 2015, respectively, and is included in other liabilities. Expenses relating to the plan amounted to $485,000 and $480,000 for the years ended December&#160;31, 2016 and 2015, respectively.</font></div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Note 11&#8201;&#8212;&#8201;<font style="text-transform: uppercase;">R<font style="font-size: 7pt;">EGULATORY</font>&#160;M<font style="font-size: 7pt;">ATTERS</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company&#8217;s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank&#8217;s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank&#8217;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Effective January&#160;1, 2015 (with a phase-in period of two to four years for certain components), the Bank became subject to capital regulations adopted by the FDIC, which implement the Basel III regulatory capital reforms and the changes required by the Dodd-Frank Act. The new regulations require a new Common Equity Tier 1 (&#8220;CET1&#8221;) capital ratio of 4.5%, a minimum Tier 1 capital to risk-weighted assets ratio of 6.0%, a minimum total capital to risk-weighted assets ratio of 8.0% and a minimum Tier 1 leverage ratio of 4.0%. CET1 generally consists of common stock and retained earnings, subject to applicable adjustments and deductions. Under new prompt corrective action regulations, in order to be considered &#8220;well capitalized,&#8221; the Bank must maintain a CET1 capital ratio of 6.5% and a Tier 1 ratio of 8.0%, a total risk based capital ratio of 10% and a Tier 1 leverage ratio of 5.0%. In addition, the regulations establish a capital conservation buffer above the required capital ratios that started phasing in on January&#160;1, 2016 at 0.625% of risk-weighted assets and increases each year by 0.625% until it is fully phased in at 2.5% effective January&#160;1, 2019. Beginning January&#160;1, 2016, failure to maintain the capital conservation buffer will limit the ability of the Bank and the Company to pay dividends, repurchase shares or pay discretionary bonuses.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The new regulations implemented changes to what is included in regulatory capital. Certain instruments no longer constitute qualifying capital, subject to phase-out periods. In addition, Tier 2 capital is no longer limited to the amount of Tier 1 capital included in total capital. Mortgage servicing rights, certain deferred tax assets and investments in unconsolidated subsidiaries over designated percentages of CET1 must be deducted from capital. The Bank has elected to permanently opt-out of the inclusion of accumulated other comprehensive income in capital calculations, as permitted by the regulations. This opt-out will reduce the impact of market volatility on the Bank&#8217;s regulatory capital ratios.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The new regulations also changed the risk weights of certain assets, including an increase in the risk weight of certain high volatility commercial real estate acquisition, development and construction loans and non-residential mortgage loans that are 90 days past due or on non-accrual status to 150% from 100%, a credit conversion factor for the unused portion of commitments with maturities of less than one year that are not cancellable to 20% from 0%, an increase in the risk weight for mortgage servicing rights and deferred tax assets that are not deducted from capital to 250% from 100%, and an increase in the risk weight for equity exposures to 600% from 0%.</div> <div style="line-height: 11.5pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">As of December&#160;31, 2016 and 2015, the Bank met the conditions to be classified as well capitalized under the regulatory framework for prompt corrective action.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Bank&#8217;s actual capital amounts and ratios at December&#160;31, 2016 and 2015 are summarized as follows:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 216pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Actual Capital</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 5.5pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 5.5pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="16"> <div style="text-align: center;">For Capital&#160;<br />Adequacy Purposes</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="16"> <div style="text-align: center;">To Be Well&#160;<br />Capitalized Under&#160;<br />Prompt Corrective&#160;<br />Action Provisions</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(Dollars in thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Amount</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Ratio</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 5.5pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 5.5pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Amount</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; min-width: 0pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Ratio</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Amount</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; min-width: 0pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Ratio</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Total Capital (to Risk Weighted Assets)&#160;</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">107,731</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">15.88<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">54,272</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8.0<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">67,840</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10.0<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tier 1 Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">97,750</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">14.41</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">40,704</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6.0</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">54,272</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8.0</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; white-space: normal; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Common Equity Tier 1 Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">97,750</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">14.41</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">30,528</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4.5</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">44,096</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">6.5</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tier 1 Capital (to Average Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">97,750</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">12.59</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">31,058</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4.0</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">38,822</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5.0</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 9.5pt;">December&#160;31, 2015</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Total Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">104,032</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">17.06<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">48,780</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8.0<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">60,975</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10.0<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tier 1 Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">95,370</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">15.64</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">36,585</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6.0</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">48,780</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8.0</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; white-space: normal; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Common Equity Tier 1 Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">95,370</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">15.64</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">27,439</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4.5</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">39,634</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">6.5</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tier 1 Capital (to Average Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">95,370</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">13.42</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 5.5pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">28,435</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4.0</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">35,544</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5.0</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> </table> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;12&#8201;&#8212;&#8201;C<font style="font-size: 7pt;">OMMITMENTS</font>&#160;<font style="font-size: 7pt;">AND</font>&#160;C<font style="font-size: 7pt;">ONTINGENT</font>&#160;L<font style="font-size: 7pt;">IABILITIES</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">At December&#160;31, 2016, the Company was obligated under non-cancelable operating leases for bank premises and equipment.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The total minimum rental due in future periods under these existing agreements is as follows at December&#160;31, 2016:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 376pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 113.5pt; margin-left: 40pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: italic; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">(In thousands)</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2017</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">302</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2018</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">302</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2019</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">293</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2020</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">245</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2021</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">252</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Years thereafter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,110</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Total minimum lease payments</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,504</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.61pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The total rental expense amounted to $322,000 and $279,000 for the years ended December&#160;31, 2016 and 2015, respectively.</div> </div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;13&#8201;&#8212;&#8201;F<font style="font-size: 7pt;">INANCIAL</font>&#160;I<font style="font-size: 7pt;">NSTRUMENTS</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to originate loans, standby letters of credit and unadvanced funds on loans. The instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the balance sheet. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company&#8217;s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for loan commitments and standby letters of credit is represented by the contractual amounts of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Commitments to originate loans are agreements to lend to a customer provided there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer&#8217;s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management&#8217;s credit evaluation of the borrower. Collateral held varies, but may include secured interests in real property, accounts receivable, inventory, property, plant and equipment and income producing properties.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Standby letters of credit are conditional commitments issued by the Company to guarantee the performance by a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. At December&#160;31, 2016 and 2015, the maximum potential amount of the Company&#8217;s obligation was $5,164,000 and $5,474,000, respectively, for financial and standby letters of credit. The Company&#8217;s outstanding letters of credit generally have a term of less than one year. If a letter of credit is drawn upon, the Company may seek recourse through the customer&#8217;s underlying line of credit. If the customer&#8217;s line of credit is also in default, the Company may take possession of the collateral, if any, securing the line of credit.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Notional amounts of financial instrument with off-balance sheet credit risk are as follows at December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 69pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Commitments to originate loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">25,363</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">15,592</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Letters of credit</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,164</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,474</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Unadvanced portions of loans</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">202,032</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">191,598</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.75pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">232,559</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">212,664</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;14&#8201;&#8212;&#8201;S<font style="font-size: 7pt;">IGNIFICANT</font>&#160;G<font style="font-size: 7pt;">ROUP</font>&#160;C<font style="font-size: 7pt;">ONCENTRATIONS</font>&#160;<font style="font-size: 7pt;">OF</font>&#160;C<font style="font-size: 7pt;">REDIT</font>&#160;R<font style="font-size: 7pt;">ISK</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Most of the Company&#8217;s business activity is with customers located within Massachusetts and New Hampshire. There are no concentrations of credit to borrowers that have similar economic characteristics. The majority of the Company&#8217;s loan portfolio is comprised of loans collateralized by real estate located in Massachusetts and New Hampshire.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;15&#8201;&#8212;&#8201;F<font style="font-size: 7pt;">AIR</font>&#160;V<font style="font-size: 7pt;">ALUE</font>&#160;M<font style="font-size: 7pt;">EASUREMENTS</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company reports certain assets at fair value in accordance with GAAP, which defines fair value and establishes a framework for measuring fair value in accordance with generally accepted accounting principles. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The guidance establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair values:</div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Basis of Fair Value Measurements</font></div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Level 1&#8201;&#8212;&#8201;Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities;</div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;">&#160;</div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Level 2&#8201;&#8212;&#8201;Observable inputs other than level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability;</div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;">&#160;</div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Level 3&#8201;&#8212;&#8201;Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity).</div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;">&#160;</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">A financial instrument&#8217;s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.</div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 12pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Fair Values of Financial Instruments Measured on a Recurring Basis</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company&#8217;s investments in U.S. Government and federal agency, state and municipal, corporate debt, asset-backed and government mortgage-backed securities available-for-sale is generally classified within Level 2 of the fair value hierarchy. For these investments, we obtain fair value measurements from independent pricing services. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, trading levels, market consensus prepayment speeds, credit information and the instrument&#8217;s terms and conditions.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Level 3 is for positions that are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, management&#8217;s best estimate is used. Subsequent to inception, management only changes Level 3 inputs and assumptions when corroborated by evidence such as transactions in similar instruments, completed or pending third-party transactions in the underlying investment or comparable entities, subsequent rounds of financing, recapitalization and other transactions across the capital structure, offerings in the equity or debt markets, and changes in financial ratios or cash flows. The Company classifies its investments in trust preferred securities as Level 3 securities.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company classified its investments in marketable equity securities as Level 1 securities.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The following summarizes financial instruments measured at fair value on a recurring basis at December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 313pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="22"> <div style="text-align: center; white-space: nowrap;">Fair Value Measurements at Reporting Date Using</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 2.583pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Quoted Prices in&#160;<br />Active Markets for&#160;<br />Identical Assets&#160;<br />Level 1</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Significant&#160;<br />Other Observable&#160;<br />Inputs&#160;<br />Level 2</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Significant&#160;<br />Unobservable&#160;<br />Inputs&#160;<br />Level 3</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">State and municipal</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">50,580</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">50,580</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Corporate debt</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,031</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,031</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Asset-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8,678</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8,678</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Mortgage-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">41,914</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">41,914</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Trust preferred securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">968</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">968</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Marketable equity securities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">14,696</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">14,696</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Totals</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">117,867</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">14,696</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">102,203</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">968</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 8.75pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">U.S. Government and federal agency</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,033</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,033</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">State and municipal</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,682</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,682</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Corporate debt</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,071</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,071</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Asset-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9,624</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9,624</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Government mortgage-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">52,812</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">52,812</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Trust preferred securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,116</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,116</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Marketable equity securities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,646</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,646</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Totals</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">80,984</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">10,646</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">69,222</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,116</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="26">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company did not have any transfers of financial instruments measured at fair value on a recurring basis between Levels 1 and 2 of the fair value hierarchy during the years ended December&#160;31, 2016 and 2015.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The following is a summary of activity for Level 3 financial instruments measured at fair value on a recurring basis at December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 194.5pt; margin-left: 20pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Available for&#160;<br />Sale Securities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap; font-weight: bold;">Balance beginning January&#160;1, 2015</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">1,122</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Total gains or (losses) (realized/unrealized)</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Included in earnings</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Included in other comprehensive income</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">128</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Paydowns</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">(134<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;">Ending balance, December&#160;31, 2015</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="font-weight: normal;">$</div> </td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"> <div style="font-weight: normal;">1,116</div> </td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 8.25pt;"> <div style="white-space: nowrap;">Balance beginning January&#160;1, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 8.25pt;"> <div style="font-weight: normal;">$</div> </td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 8.25pt;"> <div style="font-weight: normal;">1,116</div> </td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Total gains or (losses) (realized/unrealized)</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Included in earnings</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Included in other comprehensive income</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#160;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">(148<font style="position: absolute;">)</font></td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Paydowns</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap; font-weight: bold;">Ending balance, December&#160;31, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">968</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8">&#160;</td> </tr> </table> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 16.5pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Fair Values of Financial Instruments Measured on a Nonrecurring Basis</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company&#8217;s impaired loans are reported at the fair value of the underlying collateral if repayment is expected solely from the collateral. Collateral values are estimated using Level 2 inputs based upon appraisals of similar properties obtained from a third party. For Level 3 inputs, fair value is based upon management estimates of the value of the underlying collateral or the present value of the expected cash flows.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The following summarizes financial instruments measured at fair value on a nonrecurring basis at December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 104pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="22"> <div style="text-align: center; white-space: nowrap;">Fair Value Measurements at Reporting Date Using:</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.667pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 2.083pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.083pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.083pt;" colspan="4"> <div style="text-align: center;">Quoted Prices in&#160;<br />Active Markets for&#160;<br />Identical Assets&#160;<br />Level 1</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.083pt;" colspan="4"> <div style="text-align: center;">Significant&#160;<br />Other Observable&#160;<br />Inputs&#160;<br />Level 2</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.083pt;" colspan="4"> <div style="text-align: center;">Significant&#160;<br />Unobservable&#160;<br />Inputs&#160;<br />Level 3</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 2.75pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">815</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 23.845pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 23.845pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 22.04pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 22.04pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 12.42pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">815</td> <td style="padding-bottom: 0pt; padding-left: 12.42pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 3pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">606</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 23.845pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 23.845pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 22.04pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 22.04pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 12.42pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">606</td> <td style="padding-bottom: 0pt; padding-left: 12.42pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 14.39pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The following is a summary of the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a nonrecurring basis at December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 88.5pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Fair Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; width: 90.1pt; padding-right: 0pt; padding-top: 0pt;"> <div style="text-align: center; white-space: nowrap;">Valuation Technique</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; width: 124.61pt; padding-right: 0pt; padding-top: 0pt;"> <div style="text-align: center; white-space: nowrap;">Unobservable Input</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Range&#160;<br />(Weighted&#160;<br />Average)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 2.75pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="3">&#160;</td> <td colspan="3">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.18pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">815</td> <td style="padding-bottom: 0pt; padding-left: 7.18pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 90.1pt; padding-right: 0.5pt; padding-top: 3pt;"> <div style="text-align: right; white-space: nowrap;">Real estate appraisals&#160;</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 124.61pt; padding-right: 0.5pt; padding-top: 3pt;"> <div style="text-align: right; white-space: nowrap;">Discount for dated appraisals&#160;</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.275pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#160;</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">6&#8201;&#8211;&#8201;10<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 4.275pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 9pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="3">&#160;</td> <td colspan="3">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.18pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">606</td> <td style="padding-bottom: 0pt; padding-left: 7.18pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 90.1pt; padding-right: 0.5pt; padding-top: 3pt;"> <div style="text-align: right; white-space: nowrap;">Real estate appraisals&#160;</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 124.61pt; padding-right: 0.5pt; padding-top: 3pt;"> <div style="text-align: right; white-space: nowrap;">Discount for dated appraisals&#160;</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.275pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#160;</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">6&#8201;&#8211;&#8201;10<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 4.275pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> </table> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;16&#8201;&#8212;&#8201;D<font style="font-size: 7pt;">ISCLOSURES</font>&#160;A<font style="font-size: 7pt;">BOUT</font>&#160;F<font style="font-size: 7pt;">AIR</font>&#160;V<font style="font-size: 7pt;">ALUES</font>&#160;<font style="font-size: 7pt;">OF</font>&#160;F<font style="font-size: 7pt;">INANCIAL</font>&#160;I<font style="font-size: 7pt;">NSTRUMENTS</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">GAAP requires disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value. Certain financial instruments and all nonfinancial instruments are excluded from the disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The carrying amounts and estimated fair values of the Company&#8217;s financial instruments, all of which are held or issued for purposes other than trading, are as follows at December&#160;31, 2016 and 2015:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 343pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; height: 9.25pt; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;" rowspan="2">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" rowspan="2" colspan="4"> <div style="text-align: center; padding-bottom: 0pt; line-height: 9pt;">Carrying&#160;<br />Amount</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;" rowspan="2">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="22"> <div style="text-align: center; white-space: nowrap;">Fair Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; height: 0pt; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Level 1</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Level 2</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Level 3</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;">Financial assets:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Cash and cash equivalents</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,705</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,705</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,705</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Available-for-sale securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">117,867</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">14,696</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">102,203</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">968</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">117,867</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal Home Loan Bank of Boston stock</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,787</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,787</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,787</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Loans, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">624,425</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">632,278</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">632,278</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Accrued interest receivable</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,320</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,320</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,320</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;">Financial liabilities:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Deposits</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">627,982</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">628,060</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">628,060</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal Home Loan Bank advances</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">49,858</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">49,901</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">49,901</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 9.5pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;">Financial assets:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Cash and cash equivalents</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">20,464</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">20,464</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">20,464</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Available-for-sale securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">80,984</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,646</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">69,222</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,116</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">80,984</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Held-to-maturity securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">44,623</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">46,474</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">46,474</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal Home Loan Bank of Boston stock</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,310</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,310</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,310</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Loans, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">554,929</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">561,937</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">561,937</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Accrued interest receivable</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,251</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,251</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,251</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;">Financial liabilities:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Deposits</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">577,235</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">577,316</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">577,316</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal Home Loan Bank advances</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">57,423</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">57,774</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">57,774</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 15.79pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The carrying amounts of financial instruments shown above are included in the consolidated balance sheets under the indicated captions. Accounting policies related to financial instruments are described in Note 2.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;17&#8201;&#8212;&#8201;S<font style="font-size: 7pt;">MALL</font>&#160;B<font style="font-size: 7pt;">USINESS</font>&#160;L<font style="font-size: 7pt;">ENDING</font>&#160;F<font style="font-size: 7pt;">UND</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">On September&#160;13, 2011, as part of the Small Business Lending Fund Program (&#8220;SBLF&#8221;) of the U. S. Treasury (&#8220;Treasury&#8221;), the Company issued and sold to the Treasury 17,145 shares of the Company&#8217;s Non-Cumulative Perpetual Preferred Stock, Series A, no par value, having liquidation preference of&#8201; $1,000 per preferred share (the &#8220;Series A Preferred Stock&#8221;).</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The initial rate payable on SBLF capital is, at most, five percent, and the rate falls to one percent if a bank&#8217;s small business lending increases by ten percent or more. Banks that increase their lending by less than ten percent pay rates between two percent and four percent. If a bank&#8217;s lending does not increase in the first two years, however, the rate increases to seven percent, and after 4.5 years total, the rate for all banks increases to nine percent (if the bank has not already repaid the SBLF funding). The dividend will be paid only when declared by the Company&#8217;s Board of Directors. The Series A Preferred Stock has no maturity date and ranks senior to Common Stock with respect to the payment of dividends and distributions and amounts payable upon liquidation, dissolution and winding up of the Company. The Company&#8217;s dividend rate on SBLF capital at December&#160;31, 2015 was 1.0%. SBLF dividends paid for the year ended December&#160;31, 2015 amounted to $167,000.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">On December&#160;21, 2015, the Company redeemed the 17,145 shares of Series A Preferred Stock issued to the Treasury under the SBLF preferred stock program with a payment to the Treasury of&#8201; $17.1 million plus accrued dividends.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;18&#8201;&#8212;&#8201;R<font style="font-size: 7pt;">ECLASSIFICATION</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Certain amounts in the prior year have been reclassified to be consistent with the current year&#8217;s consolidated financial statement presentation, and had no effect on the net income reported in the consolidated income statement.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;19&#8201;&#8212;&#8201;C<font style="font-size: 7pt;">ONDENSED</font>&#160;F<font style="font-size: 7pt;">INANCIAL</font>&#160;S<font style="font-size: 7pt;">TATEMENTS</font>&#160;<font style="font-size: 7pt;">OF</font>&#160;P<font style="font-size: 7pt;">ARENT</font>&#160;O<font style="font-size: 7pt;">NLY</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Financial information pertaining only to Provident Bancorp, Inc. is as follows:</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 167.5pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">Provident Bancorp, Inc.&#8201;&#8212;&#8201;Parent Only Balance Sheet</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;">Assets</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Cash and due from banks</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,659</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">961</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Investment in common stock of The Provident Bank</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">100,426</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">97,128</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Other assets</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,138</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,338</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt; font-weight: bold;">Total assets</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">109,223</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">101,427</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 8.75pt;">Liabilities and Shareholders&#8217; Equity</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Accrued expenses</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">73</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">21</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Shareholders&#8217; equity</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">109,150</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">101,406</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt; font-weight: bold;">Total liabilities and shareholders&#8217; equity</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">109,223</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">101,427</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <table style="widows: 2; text-transform: none; margin-top: 13pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 165.5pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">Provident Bancorp, Inc.&#8201;&#8212;&#8201;Parent Only Income Statement</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 2.833pt;" colspan="10"> <div style="text-align: center;">Year Ended&#160;<br />December&#160;31,</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Total income</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">4,549</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">54</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Operating expenses</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">95</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.833pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; white-space: normal; padding-top: 1.917pt;"> <div style="margin-left: 10pt;">Income before income taxes and equity in undistributed net income of The Provident Bank</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.917pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.917pt;">4,454</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.917pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.917pt;">45</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Applicable income tax provision</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">8</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Income before equity in income of subsidiaries</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">4,446</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Equity in undistributed net income of The Provident Bank</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,893</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,778</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Net income</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8199;&#8199;6,339</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8199;&#8199;3,823</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> <table style="widows: 2; text-transform: none; margin-top: 6pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 316.5pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">Provident Bancorp, Inc.&#8201;&#8212;&#8201;Parent Only Statement of Cash Flows</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 1.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 1.833pt;" colspan="10"> <div style="text-align: center;">Twelve Months Ended&#160;<br />December&#160;31,</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;">Cash flows from operating activities:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Net income</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">6,339</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">3,823</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: normal; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 1.167pt;"> <div style="margin-left: 20pt;">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Equity in undistributed earnings of subsidiaries</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(1,893<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(3,778<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Contribution of stock to charitable foundation</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">1,900</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Decrease (increase) in other assets</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">200</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(3,338<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Increase (decrease) in other liabilities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">52</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(22<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="margin-left: 30pt;">Net cash provided by (used in) operating activities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">4,698</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">(1,415<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 8.25pt;">Cash flows from investing activities:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Investment in The Provident Bank</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(18,078<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="margin-left: 30pt;">Net cash used in investing activities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">(18,078<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;">Cash flows from financing activities:</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Proceeds from sale of common stock, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">37,625</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Redemption of SBLF preferred stock</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(17,145<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Preferred stock dividends</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(167<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="margin-left: 30pt;">Net cash provided by (used) in financing activities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">20,313</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 8.25pt;"> <div style="white-space: nowrap;">Net increase in cash and cash equivalents</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 8.25pt;">&#160;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 8.25pt;">4,698</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 8.25pt;">&#160;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 8.25pt;">820</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Cash and cash equivalents at beginning of year</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">961</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">141</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="white-space: nowrap; font-weight: bold;">Cash and cash equivalents at end of year</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 19.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">5,659</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 23.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">961</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 5pt; height: 5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#160;</td> </tr> </table> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 10pt; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;20&#8201;&#8212;&#8201;S<font style="font-size: 7pt;">ELECTED</font>&#160;Q<font style="font-size: 7pt;">UARTERLY</font>&#160;F<font style="font-size: 7pt;">INANCIAL</font>&#160;D<font style="font-size: 7pt;">ATA</font>&#160;(<font style="font-size: 7pt;">UNAUDITED</font>)</font></div> <table style="widows: 2; text-transform: none; margin-top: 7pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 227.5pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">First Quarter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Second Quarter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Third Quarter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Fourth Quarter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="white-space: nowrap;">Interest and dividend income</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,980</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,074</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">7,026</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,252</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">7,426</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,448</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">7,462</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,678</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Interest expense</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">697</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">547</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">681</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">550</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">713</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">567</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">694</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">510</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="white-space: nowrap;">Net interest and dividend income</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,283</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">5,527</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,345</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">5,702</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,713</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">5,881</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,768</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,168</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Provision for loan losses</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">111</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">278</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">210</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">193</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">163</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">174</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">219</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">160</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Gain on sale of securities, net</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">20</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">81</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">17</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">21</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">438</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">215</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">215</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Other income</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">915</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">743</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">950</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">838</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">925</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">945</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">955</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">963</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="white-space: nowrap;">Total noninterest income</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">935</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">824</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">967</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">859</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,363</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,160</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,170</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">963</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Total noninterest expense</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4,924</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4,667</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">5,080</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4,680</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">5,212</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">6,871</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">5,261</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4,875</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Income tax expense (benefit)</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">696</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">393</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">659</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">459</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">940</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(134<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">730</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">645</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="margin-left: 10pt; font-weight: bold;">Net income</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,487</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,013</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,363</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,229</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,761</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">130</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,728</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,451</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 7.75pt;">Income (loss) per share:</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Basic</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.16</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.15</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.19</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.19</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Diluted</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.16</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.15</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.19</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.19</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 8.5pt;">Weighted Average Shares:</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Basic</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,167,364&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,173,317&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,179,269&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,185,285&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#160;</div> </td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Diluted</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,167,364&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,173,317&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,179,269&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,185,285&#160;</div> </td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="width: 3pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#160;</div> </td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> </table> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Use of Estimates</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 4.81pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.81pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, stock-based compensation expense and deferred income taxes.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Basis of Presentation</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 4.82pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The consolidated financial statements include the accounts of Provident Bancorp, Inc., its wholly owned subsidiary, the Bank, and the Bank&#8217;s wholly owned subsidiaries, Provident Security Corporation and 5 Market Street Security Corporation. Provident Security Corporation was established to buy, sell, and hold investments for its own account, and 5 Market Street Security Corporation, an inactive corporation, was established to buy, sell, and hold investments for its own account. All material intercompany balances and transactions have been eliminated in consolidation.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Cash and Cash Equivalents</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 4.81pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">For purposes of reporting cash flows, cash and cash equivalents include cash, amounts due from banks, interest-bearing demand deposits with other banks, money market mutual funds and federal funds sold.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Investment Securities</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Investments in debt securities are adjusted for amortization of premiums and accretion of discounts so as to approximate the interest method. Gains or losses on sales of investment securities are computed on a specific identification basis and are recorded as of the trade date.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company classifies debt and equity securities into one of three categories: held-to-maturity, available-for-sale or trading. These security classifications may be modified after acquisition only under certain specified conditions. In general, securities may be classified as held-to-maturity only if the Company has the positive intent and ability to hold them to maturity. Trading securities are defined as those bought and held principally for the purpose of selling them in the near term. All other securities must be classified as available-for-sale.</div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Held-to-maturity securities are measured at amortized cost in the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings or as a separate component of shareholders&#8217; equity.</div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;">&#160;</div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Available-for-sale securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings, but are reported as a net amount (less expected tax) as a separate component of shareholders&#8217; equity until realized.</div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;">&#160;</div> <div style="text-align: left; line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 9.98pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 0pt; float: left; letter-spacing: normal; color: #000000; margin-left: 60px; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">&#8226;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Trading securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses for trading securities are included in earnings.</div> <div style="line-height: 0pt; widows: 2; text-transform: none; font-style: normal; text-indent: 0px; margin: 0pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; clear: both; font-size: 0pt; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; padding: 0pt;">&#160;</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company evaluates debt and equity securities within the Company&#8217;s available for sale and held to maturity portfolios for other-than-temporary impairment (&#8220;OTTI&#8221;), at least quarterly. If the fair value of a debt security is below the amortized cost basis of the security, OTTI is required to be recognized if any of the following are met: (1) the Company intends to sell the security; (2) it is &#8220;more likely than not&#8221; that the Company will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost basis. For all impaired debt securities that the Company intends to sell, or more likely than not will be required to sell, the full amount of the depreciation is recognized as OTTI through earnings. Credit-related OTTI for all other impaired debt securities is recognized through earnings. Non-credit related OTTI for such debt securities is recognized in other comprehensive income, net of applicable taxes. In evaluating its marketable equity securities portfolios for OTTI, the Company considers its intent and ability to hold an equity security to recovery of its cost basis in addition to various other factors, including the length of time and the extent to which the fair value has been less than cost and the financial condition and near term prospects of the issuer. Any OTTI on marketable equity securities is recognized immediately through earnings.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Federal Home Loan Bank Stock</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">As a member of the Federal Home Loan Bank of Boston (the &#8220;FHLB&#8221;), the Company is required to invest in $100 par value stock of the FHLB. The FHLB capital structure mandates that members must own stock as determined by their Total Stock Investment Requirement which is the sum of a member&#8217;s Membership Stock Investment Requirement and Activity-Based Stock Investment Requirement. FHLB stock is a non-marketable equity security that is carried at cost and evaluated for impairment when deemed necessary.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Loans</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Loan receivables that management has the intent and ability to hold until maturity or payoff are reported at their outstanding principal balances adjusted for amounts due to borrowers on unadvanced loans, any charge-offs, the allowance for loan losses and any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Interest income is accrued on the unpaid principal balance.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Loan origination and commitment fees and certain direct origination costs are deferred, and the net amount is recognized as an adjustment of the related loan yield using the interest method. The Company is amortizing these amounts over the contractual life of the related loans.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.41pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Residential real estate loans are generally placed on non-accrual status when reaching 90 days past due or in process of collection. Past due status is based on the contractual terms of the loan. All closed-end consumer loans 90 days or more past due and any equity line in the process of foreclosure are placed on non-accrual status. Secured consumer loans are written down to realizable value and unsecured consumer loans are charged-off upon reaching 120 or 180 days past due depending on the type of loan. Commercial real estate loans and commercial business loans and leases which are 90 days or more past due are generally placed on non-accrual status, unless secured by sufficient cash or other assets immediately convertible to cash. When a loan has been placed on non-accrual status, previously accrued and uncollected interest is reversed against interest on loans. A loan can be returned to accrual status when collectability of principal is reasonably assured and the loan has performed for a period of time, generally six months. Interest income received on non-accrual loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.42pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Cash receipts of interest income on impaired loans are credited to principal to the extent necessary to eliminate doubt as to the collectability of the net carrying amount of the loan. Some or all of the cash receipts of interest income on impaired loans is recognized as interest income if the remaining net carrying amount of the loan is deemed to be fully collectible. When recognition of interest income on an impaired loan on a cash basis is appropriate, the amount of income that is recognized is limited to that which would have been accrued on the net carrying amount of the loan at the contractual interest rate. Any cash interest payments received in excess of the limit and not applied to reduce the net carrying amount of the loan are recorded as recoveries of charge-offs until the charge-offs are fully recovered.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Allowance for Loan Losses</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 4.41pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibality of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.42pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The allowance for loan losses is evaluated on a regular basis by management and is based upon management&#8217;s periodic review of the collectability of the loans in light of historical experience, the size and composition of the loan portfolio, adverse situations that may affect the borrower&#8217;s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance for loan losses is allocated to loan types using both a formula-based approach (general component) and an analysis of certain individual loans for impairment (allocated component).</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.22pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower&#8217;s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, the loan&#8217;s obtainable market price, or the fair value of the collateral if the loan is collateral dependent.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 5.21pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction and land development, commercial and consumer. Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment. These historical loss factors are adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows:</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Commercial real estate:</font>&#160;&#160;&#160;Loans in this segment are primarily income-producing properties throughout Massachusetts and New Hampshire. The underlying cash flows generated by the properties can be adversely impacted by a downturn in the economy resulting in increased vacancy rates, which in turn, will have an effect on the credit quality in this segment. Management periodically obtains rent rolls and continually monitors the cash flows and collateral value of these loans.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Commercial:</font>&#160;&#160;&#160;Loans in this segment are made to businesses and are generally secured by assets of the business. Repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Residential real estate:</font>&#160;&#160;&#160;The Company generally does not originate loans with a loan-to-value ratio greater than 80% and does not grant subprime loans. Loans with loan to value ratios greater than 80% require the purchase of private mortgage insurance. All loans in this segment are collateralized by owner-occupied residential real estate and repayment is dependent on the credit quality of the individual borrower and value of collateral. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Construction and land development:</font>&#160;&#160;&#160;Loans in this segment primarily include speculative and pre-sold real estate development loans for which payment is derived from sale of the property and construction to permanent loans for which payment is derived from cash flows of the property. Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Consumer:</font>&#160;&#160;&#160;Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The allocated component relates to loans that are classified as impaired. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company from time to time, may agree to modify the contractual terms of loans. When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modified loan is considered a troubled debt restructuring (&#8220;TDR&#8221;). All TDRs are initially classified as impaired.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">An unallocated component can be maintained to cover uncertainties that could affect management&#8217;s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Bank-Owned Life Insurance</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Bank-owned life insurance policies are reflected on the consolidated balance sheets at cash surrender value. Changes in the net cash surrender value of the policies, as well as insurance proceeds received, are reflected in non-interest income on the consolidated statements of income and are not subject to income taxes.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Premises and Equipment</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Premises and equipment are stated at cost, less accumulated depreciation and amortization. Cost and related allowances for depreciation and amortization of premises and equipment retired or otherwise disposed of are removed from the respective accounts with any gain or loss included in income or expense. Generally, depreciation on the buildings and equipment is calculated principally on the straight line method, and depreciation and amortization expense is charged against operations over the estimated useful lives of the related assets.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Foreclosed and Repossessed Assets</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Assets acquired through, or in lieu of, loan foreclosure or repossession are held for sale and are initially recorded at the lower of the investment in the loan or fair value less estimated costs to sell at the date of foreclosure or repossession, establishing a new cost basis. Subsequently, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated costs to sell. Revenue and expenses from operations, changes in the valuation allowance, any direct write-downs and gains or losses on sales are included in other real estate owned expense.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Advertising</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company directly expenses costs associated with advertising as they are incurred.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Earnings per Common Share</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Basic earnings per share represent income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. Unallocated ESOP shares are not deemed outstanding for earnings per share calculations. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. At December&#160;31, 2016, there are no common stock equivalents.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Employee Stock Ownership Plan</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Compensation expense for The Provident Bank Employee Stock Ownership Plan (the &#8220;ESOP&#8221;) is recorded at an amount equal to the shares allocated by the ESOP multiplied by the average fair market of the shares during the period. The Company recognizes compensation expense ratably over the year based upon the Company&#8217;s estimate of the number of shares expected to be allocated by the ESOP. Unearned compensation applicable to the ESOP is reflected as a reduction of shareholders&#8217; equity on the consolidated balance sheet. The difference between the average fair market value and the cost of the shares by the ESOP is recorded as an adjustment to additional paid-in-capital.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Income Taxes</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company recognizes income taxes under the asset and liability method. Under this method, deferred tax assets and liabilities are established for the temporary differences between the accounting basis and the tax basis of the Company&#8217;s assets and liabilities at enacted tax rates expected to be in effect when the amounts related to such temporary differences are realized or settled. A tax valuation allowance is established, as needed, to reduce net deferred tax assets to the amount expected to be realized.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company examines its significant income tax positions annually to determine whether a tax benefit is more likely than not to be sustained upon examination by tax authorities.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Fair Values of Financial Instruments</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">GAAP requires that the Company disclose estimated fair values for its financial instruments. Fair value methods and assumptions used by the Company in estimating its fair value disclosures are as follows:</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Cash and cash equivalents:</font>&#160;&#160;&#160;The carrying amounts of cash and cash equivalents approximate fair values.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Investments (including government mortgage-backed securities):</font>&#160;&#160;&#160;Fair values for investments are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Loans receivable:</font>&#160;&#160;&#160;For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Accrued interest receivable:</font>&#160;&#160;&#160;The carrying amount of accrued interest receivable approximates its fair value.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Deposit liabilities:</font>&#160;&#160;&#160;The fair values disclosed for deposits (e.g., interest and non-interest checking, passbook savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Federal Home Loan Bank advances:</font>&#160;&#160;&#160;Fair values of Federal Home Loan Bank advances are estimated using discounted cash flow analyses based on the Company&#8217;s current incremental borrowing rates for similar types of borrowing arrangements.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">Off-balance sheet instruments:</font>&#160;&#160;&#160;The fair value of commitments to originate loans is estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments and the unadvanced portions of loans, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Recent Accounting Pronouncements</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">ASU (Accounting Standards Update) No. 2014-09&#160;&#8212; Revenue from Contracts with Customers (Topic 606).</font>&#160;&#160;&#160;The ASU establishes a single comprehensive model for an entity to recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled, and will supersede nearly all existing revenue recognition guidance, to clarify and converge revenue recognition principles under US GAAP and International Financial Reporting Standards (IFRS). The update outlines five steps to recognizing revenue: (i) identify the contracts with the customer; (ii) identify the separate performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the separate performance obligations; (v) recognize revenue when each performance obligation is satisfied. The update requires more comprehensive disclosures, relating to quantitative and qualitative information for amounts, timing, the nature and uncertainty of revenue, and cash flows arising from contracts with customers, which will mainly impact construction and high-tech industries. The most significant potential impact to banking entities relates to less prescriptive derecognition requirements on the sale of other real estate owned (OREO) property. In August&#160;2015, the Financial Accounting Standards Board (FASB) issued ASU No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date. The amendments in ASU 2015-14 defer the effective date of ASU 2014-09 for all entities by one year. Accordingly, the amendments are effective for annual and interim periods beginning after December&#160;15, 2017. Early adoption is permitted for annual and interim reporting periods beginning after December&#160;15, 2016. An entity may elect either a full retrospective or a modified retrospective application. The Company does not expect the application of this guidance will have a material impact on the Company&#8217;s financial statements.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">ASU No. 2014-14, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40)&#160;&#8212; &#8220;Classification of Certain Government-Guaranteed Residential Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)&#8221;.</font>&#160;&#160;&#160;The ASU has been issued to reduce diversity in practice in the classification of foreclosed residential mortgage loans held by creditors that are fully guaranteed under certain government programs, including the Federal Housing Administration guarantees. A residential mortgage loan would be derecognized and a separate other receivable would be recognized upon foreclosure if the loan has both of the following characteristics: (i) the loan has a government guarantee that is not separable from the loan before foreclosure entitling the creditor to the full unpaid principal balance of the loan; and (ii) at the time of foreclosure, the creditor has the intent to make a claim on the guarantee and the ability to recover the full unpaid principal balance of the loan through the guarantee. Notably, upon foreclosure, the separate other receivable would be measured based on the current amount of the loan balance expected to be recovered under the guarantee. The amendments were effective for the Company as of January&#160;1, 2016. This amendment did not impact the Company&#8217;s financial statements and the Company does not expect the application of this guidance will have a material impact on the Company&#8217;s financial statements in the future.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">ASU No. 2016-01, Financial Instruments&#160;&#8212; Overall (Subtopic 825-10): &#8220;Recognition and Measurement of Financial Assets and Financial Liabilities.&#8221;</font>&#160;&#160;&#160;The ASU has been issued to improve the recognition and measurement of financial instruments by requiring 1) equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; 2) separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements; 3) the use of the exit price notion when measuring fair value of financial instruments for disclosure purposes; and 4) separate presentation by the reporting organization in other comprehensive income for the portion of the total change in the fair value of a liability resulting from the change in the instrument-specific credit risk (also referred to as &#8220;own credit&#8221;) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. The standard is effective for the Company beginning on January&#160;1, 2018. The Company holds a portfolio of marketable equity securities; depending on the size and composition of the portfolio at the adoption date, the impact of the ASU could be material to the Company&#8217;s consolidated financial statements.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">ASU 2016-02, Leases (Topic 842).</font>&#160;&#160;&#160;The amendments in this update require lessees to recognize, on the balance sheet, assets and liabilities for the rights and obligations created by leases. Accounting by lessors will remain largely unchanged. The guidance will be effective for annual periods, and interim periods within those annual periods, beginning after December&#160;15, 2018, with early adoption permitted. Adoption will require a modified retrospective transition where the lessees and lessors are required to recognize and measure leases at the beginning of the earliest period presented. The Company does not expect the application of this guidance will have a material impact on the Company&#8217;s financial statements.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">ASU 2016-09, Compensation Stock&#160;&#8212; Compensation (Topic 718): &#8220;Improvements to Employee Share Based Payment Accounting.&#8221;</font>&#160;&#160;&#160;This ASU changes how companies account for certain aspects of share based payments to employees. Entities will be required to recognize the income tax effects of awards in the statement of income when the awards vest or are settled, the guidance on employers&#8217; accounting for an employee&#8217;s use of shares to satisfy the employer&#8217;s statutory income tax withholding obligation and for forfeitures is changing and the update requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. The amendments in this update will be effective for the Company on January&#160;1, 2017 and interim periods within that annual period. The Company does not expect the application of this guidance to have a material impact on the Company&#8217;s financial statements.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">ASU No. 2016-13, Financial Instruments&#160;&#8212; Credit Losses (Topic 326): &#8220;Measurement of Credit Losses on Financial Instruments.&#8221;</font>&#160;&#160;&#160;The ASU changes the impairment model for most financial assets and certain other instruments. For trade and other receivables, held-to-maturity debt securities, loans and other instruments, entities will be required to use a new forward-looking &#8220;expected loss&#8221; model that will replace today&#8217;s &#8220;incurred loss&#8221; model and can result in the earlier recognition of credit losses. For available-for-sale debt securities with unrealized losses, entities will measure credit losses in a manner similar to current practice, except that the losses will be recognized as an allowance. The amendments in this update will be effective for fiscal years beginning after December&#160;15, 2019, including interim periods within those fiscal years. Early adoption is permitted as of the fiscal years beginning after December&#160;15, 2018, including interim periods within those fiscal years. Management is currently evaluating the impact of its pending adoption of this guidance on the Company&#8217;s financial statements.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">ASU No. 2016-15, Statement of Cash Flows (Topic 230): &#8220;Classification of Certain Cash Receipts and Cash Payments.&#8221;</font>&#160;&#160;&#160;This ASU changes how certain cash receipts and cash payments are presented and classified in the statement of cash flows under Topic 230, Statement of Cash Flows, and other Topics. The amendments address the classification of the following eight items in the statement of cash flows; debt prepayment or debt extinguishment costs, settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing, contingent consideration payments made after a business combination, proceeds from the settlement of insurance claims, proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies, distributions received from equity method investees, beneficial interests in securitization transactions and separately identifiable cash flows and application of the Predominance Principle. The amendments in this update are effective for fiscal years beginning after December&#160;15, 2017, and interim periods within those fiscal years. The Company does not expect the application of this guidance to have a material impact on the Company&#8217;s financial statements.</div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="font-style: italic;">ASU No. 2016-18, Statement of Cash Flows (Topic 230): &#8220;Restricted Cash&#8221;</font>&#160;&#160;&#160;This ASU provide guidance on the presentation of restricted cash or restricted cash equivalents in the statement of cash flows. The amendments in this Update require that a statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. Therefore, amounts generally described as restricted cash and restricted cash equivalents should be included with cash and cash equivalents when reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows. The amendments in this Update are effective for public business entities for fiscal years beginning after December&#160;15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. The Company does not expect the application of this guidance to have a material impact on the Company&#8217;s financial statements.</div> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 348.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.667pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Amortized&#160;<br />Cost&#160;<br />Basis</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Gross&#160;<br />Unrealized&#160;<br />Gains</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Gross&#160;<br />Unrealized&#160;<br />Losses</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Fair&#160;<br />Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 2.75pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">State and municipal</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">49,367</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,281</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">68</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">50,580</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Corporate debt</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,000</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">31</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,031</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Asset-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">8,747</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">69</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">8,678</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Government mortgage-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">41,818</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">435</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">339</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">41,914</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Trust preferred securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,368</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">400</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">968</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Marketable equity securities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">11,492</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">3,551</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">218</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">14,825</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">113,792</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">5,298</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">1,094</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">117,996</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.333pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; white-space: normal; padding-top: 1.667pt;"> <div style="text-indent: -10pt; margin-left: 10pt;">Money market mutual funds included in cash and cash equivalents</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;">(129<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;">(129<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="margin-left: 20pt;">Total available-for-sale securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">113,663</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">5,298</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">1,094</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">117,867</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 2.25pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">U.S. Government and federal agency</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,996</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">37</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">2,033</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">State and municipal</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">3,373</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">309</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">3,682</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Corporate debt</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,000</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">71</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,071</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Asset-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">9,656</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">9</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">41</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">9,624</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Government mortgage-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">52,515</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">622</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">325</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">52,812</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Trust preferred securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,368</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">55</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">307</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,116</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Marketable equity securities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">8,638</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">2,653</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">348</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">10,943</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">78,546</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">3,756</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">1,021</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">81,281</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.333pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; white-space: normal; padding-top: 1.667pt;"> <div style="text-indent: -10pt; margin-left: 10pt;">Money market mutual funds included in cash and cash equivalents</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;">(297<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.667pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.333pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.667pt;">(297<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 260.74pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="margin-left: 20pt;">Total available-for-sale securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">78,249</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">3,756</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">1,021</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">80,984</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="26">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 54.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.667pt; padding-left: 0pt; width: 268.61pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Amortized&#160;<br />Cost&#160;<br />Basis</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Gross&#160;<br />Unrealized&#160;<br />Gains</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Gross&#160;<br />Unrealized&#160;<br />Losses</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Fair&#160;<br />Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 268.61pt; padding-right: 0pt; padding-top: 2.75pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 268.61pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">State and municipal</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.06pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">44,623</td> <td style="padding-bottom: 0pt; padding-left: 1.06pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,905</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.46pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">54</td> <td style="padding-bottom: 0pt; padding-left: 10.46pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">46,474</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="26">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 128.5pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Available-<br />for-Sale</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: italic; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 2pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;" colspan="4"> <div style="text-align: center; font-style: normal; white-space: nowrap; font-weight: bold;">Fair Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;">Due within one year</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">1,813</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Due after one year through five years</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">2,326</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Due after five years through ten years</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">7,810</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Due after ten years</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">40,630</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Government mortgage-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">41,914</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 3pt;"> <div style="white-space: nowrap;">Asset-backed securities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">8,678</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.75pt; padding-left: 0pt; width: 366.29pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">103,171</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 280pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Less than 12 Months</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">12 Months or Longer</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 2.583pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Fair&#160;<br />Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Unrealized&#160;<br />Losses</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Fair&#160;<br />Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Unrealized&#160;<br />Losses</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Fair&#160;<br />Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Unrealized&#160;<br />Losses</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;">Temporarily impaired securities:</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">State and municipal</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,413</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">63</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">160</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,573</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">68</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Asset-backed securities</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8,104</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">60</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">574</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8,678</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">69</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Government mortgage-backed securities</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">20,868</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">247</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,770</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">92</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">23,638</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">339</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Trust preferred securities</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">26</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">18</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">942</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">382</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">968</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">400</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Marketable equity securities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,942</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">104</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">768</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">114</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,710</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">218</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Total temporarily impaired securities</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">37,353</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">492</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">5,214</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">602</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">42,567</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,094</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 8.75pt;">December&#160;31, 2015</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;">Temporarily impaired securities:</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">State and municipal</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,195</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">28</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">729</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">26</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,924</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">54</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Asset-backed securities</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,062</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">7</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,005</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">34</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">7,067</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">41</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Government mortgage-backed securities</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">21,108</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">88</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9,156</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">237</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">30,264</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">325</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Trust preferred securities</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,017</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">307</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,017</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">307</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Marketable equity securities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,591</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">166</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">529</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">182</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,120</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">348</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 196.11pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Total temporarily impaired securities</div> </td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">30,956</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">289</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">13,436</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">786</td> <td style="padding-bottom: 0pt; padding-left: 7.96pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">44,392</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="width: 4.5pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,075</td> <td style="padding-bottom: 0pt; padding-left: 4.105pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="38">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 123pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: italic; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">(In thousands)</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 3.5pt;"><font style="text-decoration: underline;">Trust preferred securities:</font></td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Balance, December&#160;31, 2014</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="font-weight: normal;">$</div> </td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;"> <div style="font-weight: normal;">688</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.833pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; white-space: normal; padding-top: 2.167pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.167pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.167pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Balance, December&#160;31, 2015</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-weight: normal;">&#8203;</div> </td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"> <div style="font-weight: normal;">688</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.833pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; white-space: normal; padding-top: 2.167pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.167pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.167pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 424pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Balance, December&#160;31, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-weight: normal;">$</div> </td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;"> <div style="font-weight: normal;">688</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 144.5pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Commercial real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">336,102</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">285,356</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Commercial</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">166,157</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">112,073</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Residential real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">76,850</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">92,392</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Construction and land development</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">48,161</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">71,535</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,172</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,855</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">633,442</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">563,211</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Allowance for loan losses</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(8,590<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(7,905<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Deferred loan fees, net</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(427<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(377<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Net loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">624,425</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">554,929</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div>&#160;</div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 335pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Commercial&#160;<br />Real Estate</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Commercial</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Residential&#160;<br />Real Estate</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Construction&#160;<br />and Land&#160;<br />Development</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Unallocated</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;">Allowance for loan losses:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Beginning balance</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,827</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,138</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">412</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,236</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">119</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">173</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">7,905</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Charge-offs</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(44<font style="position: absolute;">)</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(44<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Recoveries</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">12</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">13</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">26</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Provision (benefit)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">676</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">374</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(96<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(354<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">191</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(88<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">703</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Ending balance</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">4,503</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,513</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">328</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">882</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">279</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">85</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">8,590</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 8.75pt;">Ending balance:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Individually evaluated for impairment</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">46</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">46</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;">Ending balance:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Collectively evaluated for impairment</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,503</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,467</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">328</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">882</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">279</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">85</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8,544</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.25pt;"> <div style="text-indent: -10pt; margin-left: 10pt;">Total allowance for loan losses ending balance</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">4,503</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,513</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">328</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">882</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">279</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">85</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">8,590</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 2.75pt;">Loans:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;">Ending balance:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Individually evaluated for impairment</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,956</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,660</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">422</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,038</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;">Ending balance:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Collectively evaluated for impairment</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">334,146</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">164,497</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">76,428</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">48,161</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,172</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">629,404</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Total loans ending balance</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">336,102</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">166,157</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">76,850</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">48,161</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">6,172</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 11.085pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">633,442</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="44">&#160;</td> </tr> </table> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 341pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Commercial&#160;<br />Real Estate</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Commercial</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Residential&#160;<br />Real Estate</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Construction&#160;<br />and Land&#160;<br />Development</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Unallocated</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2015</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;">Allowance for loan losses:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Beginning balance</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,500</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,751</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">560</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">872</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">184</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">357</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">7,224</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Charge-offs</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(96<font style="position: absolute;">)</font></td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(65<font style="position: absolute;">)</font></td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(161<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Recoveries</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">20</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">11</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">37</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Provision (benefit)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">327</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">463</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(154<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">364</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(11<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(184<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">805</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Ending balance</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,827</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,138</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">412</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,236</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">119</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">173</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">7,905</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 8.75pt;">Ending balance:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Individually evaluated for impairment</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">488</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">488</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;">Ending balance:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Collectively evaluated for impairment</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,827</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,650</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">412</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,236</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">119</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">173</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">7,417</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.25pt;"> <div style="text-indent: -10pt; margin-left: 10pt;">Total allowance for loan losses ending balance</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,827</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,138</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">412</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,236</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">119</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">173</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">7,905</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 8.75pt;">Loans:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;">Ending balance:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Individually evaluated for impairment</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,272</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,755</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">437</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,464</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.5pt;">Ending balance:</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; white-space: normal; padding-top: 3.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Collectively evaluated for impairment</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">282,084</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">110,318</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">91,955</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 20.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">71,535</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,855</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">557,747</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 130.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Total loans ending balance</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">285,356</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">112,073</td> <td style="padding-bottom: 0pt; padding-left: 3.2pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">92,392</td> <td style="padding-bottom: 0pt; padding-left: 4.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 20.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">71,535</td> <td style="padding-bottom: 0pt; padding-left: 6.73pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,855</td> <td style="padding-bottom: 0pt; padding-left: 4.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 9.59pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">563,211</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="44">&#160;</td> </tr> </table> <div>&#160;</div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 240.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">30&#8201;&#8211;&#8201;59&#160;<br />Days</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">60&#8201;&#8211;&#8201;89&#160;<br />Days</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">90 Days&#160;<br />or More&#160;<br />Past Due</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Total&#160;<br />Past&#160;<br />Due</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Total&#160;<br />Current</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Total&#160;<br />Loans</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">90 Days&#160;<br />or More&#160;<br />Past Due&#160;<br />and Accruing</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Nonaccrual&#160;<br />Loans</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Commercial real estate</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">346</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">346</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">335,756</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">336,102</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">346</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Commercial</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">29</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">29</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">166,128</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">166,157</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">933</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Residential real estate</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">76,850</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">76,850</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">303</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Construction and land development</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">48,161</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">48,161</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,172</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,172</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 6.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.5pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">29</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">346</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">375</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">633,067</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">633,442</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 6.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,582</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: left; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 8.75pt;">December&#160;31, 2015</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> <td colspan="6">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Commercial real estate</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">285,356</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">285,356</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">106</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Commercial</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">112,073</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">112,073</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,147</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Residential real estate</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">130</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">173</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">365</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">668</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">91,724</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">92,392</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,031</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Construction and land development</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">71,535</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">71,535</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,853</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 24pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,855</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 6.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 4pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 2.75pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 8.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8.5pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 148.69pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total</div> </td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">131</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">174</td> <td style="padding-bottom: 0pt; padding-left: 3.67pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">365</td> <td style="padding-bottom: 0pt; padding-left: 6.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 0.53pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">670</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">562,541</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">563,211</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 6.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.625pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="width: 4pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,284</td> <td style="padding-bottom: 0pt; padding-left: 7.435pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="50">&#160;</td> </tr> </table> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 567.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.667pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Recorded&#160;<br />Investment</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Unpaid&#160;<br />Principal&#160;<br />Balance</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Related&#160;<br />Allowance</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Average&#160;<br />Recorded&#160;<br />Investment</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 0.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Interest&#160;<br />Income&#160;<br />Recognized</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;">With no related allowance recorded:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,956</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,956</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">2,744</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">188</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">799</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">799</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">794</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">42</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Residential real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">422</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">422</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">429</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">20</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Construction and land development</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;">Total impaired with no related allowance</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">3,177</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">3,177</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">3,967</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">250</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;">With an allowance recorded:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">861</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">861</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">46</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">886</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Residential real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Construction and land development</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;">Total impaired with an allowance recorded</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">861</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">861</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">46</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">886</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;">Total</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,956</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,956</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">2,744</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">188</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,660</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,660</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">46</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,680</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">42</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Residential real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">422</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">422</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">429</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">20</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Construction and land development</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;">Total impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">4,038</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">4,038</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">46</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">4,853</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">250</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;">With no related allowance recorded:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">3,272</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">3,272</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">3,788</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">149</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">661</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">661</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">611</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">20</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Residential real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">437</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">437</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">323</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">17</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Construction and land development</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;">Total impaired with no related allowance</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">4,370</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">4,370</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">4,722</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">186</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;">With an allowance recorded:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,094</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,094</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">488</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">901</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">2</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Residential real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Construction and land development</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;">Total impaired with an allowance recorded</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">1,094</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">1,094</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">488</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">901</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">2</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.25pt;">Total</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">3,272</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">3,272</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">3,788</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">149</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Commercial</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,755</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,755</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">488</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">1,512</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">22</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Residential real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">437</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">437</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">323</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">17</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Construction and land development</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 2pt;"> <div style="white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 222.21pt; padding-right: 0pt; padding-top: 1.75pt;"> <div style="margin-left: 10pt;">Total impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">5,464</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">5,464</td> <td style="padding-bottom: 0pt; padding-left: 1.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">488</td> <td style="padding-bottom: 0pt; padding-left: 7.075pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">5,623</td> <td style="padding-bottom: 0pt; padding-left: 4.055pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 11.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.75pt;">188</td> <td style="padding-bottom: 0pt; padding-left: 8.795pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 5.5pt; height: 5.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="32">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 184.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.667pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(Dollars in thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Number of&#160;<br />Contracts</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Pre-Modification&#160;<br />Outstanding Recorded&#160;<br />Investment</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Post-Modification&#160;<br />Outstanding&#160;<br />Recorded&#160;<br />Investment</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 2.75pt;">Year-Ended December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Troubled debt restructurings:</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 20pt;">Commercial</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">58</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">58</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.75pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">1</td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">58</td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">58</td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 8.25pt;">Year-Ended December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Troubled debt restructurings:</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 20pt;">Commercial real estate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">2</td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">464</td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">464</td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 20pt;">Commercial</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">8</td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,578</td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">1,578</td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 20pt;">Residential real estate</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">2</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">226</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">226</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.75pt; padding-left: 0pt; width: 250.02pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 7.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">12</td> <td style="padding-bottom: 0pt; padding-left: 12.79pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">2,268</td> <td style="padding-bottom: 0pt; padding-left: 23.135pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">2,268</td> <td style="padding-bottom: 0pt; padding-left: 16.355pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="20">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 260.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Commercial&#160;<br />Real Estate</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Commercial</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Residential&#160;<br />Real Estate</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Construction&#160;<br />and Land&#160;<br />Development</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Consumer</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;">Grade:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Pass</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">319,712</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">157,306</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">48,161</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">525,179</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Special mention</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,471</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,668</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,139</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Substandard</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">11,919</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">7,183</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">729</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">19,831</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Not formally rated</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">76,121</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,172</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">82,293</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Total</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">336,102</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">166,157</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">76,850</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">48,161</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">6,172</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">633,442</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 8.75pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;">Grade:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Pass</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">265,325</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">106,677</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">71,535</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">443,537</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Special mention</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">15,700</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,403</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">17,103</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Substandard</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,331</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,083</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,329</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8,743</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Doubtful</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">910</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">910</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Not formally rated</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">91,063</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,855</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">92,918</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 150.82pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Total</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">285,356</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">112,073</td> <td style="padding-bottom: 0pt; padding-left: 1.315pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">92,392</td> <td style="padding-bottom: 0pt; padding-left: 2.805pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">71,535</td> <td style="padding-bottom: 0pt; padding-left: 5.095pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,855</td> <td style="padding-bottom: 0pt; padding-left: 2.935pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">563,211</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="38">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 129.5pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Land</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,424</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,424</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Buildings and leasehold improvements</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9,241</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9,191</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Furniture and equipment</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,499</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,190</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Leasehold improvements</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4,234</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,911</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Construction in progress</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,251</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">20,398</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">19,967</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Accumulated depreciation and amortization</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(8,811<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(8,361<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 326.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Premises and equipment, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">11,587</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">11,606</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 136.5pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">NOW and demand</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">280,773</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">238,462</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Regular savings</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">111,016</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">106,208</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Money market deposits</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">145,321</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">108,377</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total non-certificate accounts</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">537,110</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">453,047</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 9.25pt;"> <div style="white-space: nowrap;">Term certificates of&#8201; $100,000 or more</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 9.25pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 9.25pt;">20,227</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 9.25pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 9.25pt;">36,941</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Term certificates less than $100,000</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">70,645</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">87,247</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total certificate accounts</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">90,872</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">124,188</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Total deposits</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">627,982</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">577,235</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div> <table style="margin-top: 0pt; width: 376pt; border-collapse: collapse; height: 114pt; margin-left: 0pt;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">81,116</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2017</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">69,775</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">27,746</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2018</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">17,230</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">12,737</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2019</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,414</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">679</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2020</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,663</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,910</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2021</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">790</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 281.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">90,872</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">124,188</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div style="widows: 2; text-transform: none; font-style: normal; margin-top: 16pt; text-indent: 0px; width: 456pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; margin-bottom: 21.71pt; letter-spacing: normal; color: #000000; margin-left: 70pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">&#160;</div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; width: 376pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 114pt; color: #000000; margin-left: 0pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">49,112</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2017</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">35,000</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,000</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2018</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,000</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2020</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6,358</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,311</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">2021</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Thereafter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,500</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 286.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">49,858</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">57,423</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 160.5pt; color: #000000; margin-left: 0pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.25pt;">Current tax expense (benefit):</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,780</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,066</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">State</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">653</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">277</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Net operating loss carryforward</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(14<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(14<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,419</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">2,329</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.25pt;">Deferred tax expense (benefit):</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(302<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(745<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">State</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(92<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(221<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">(394<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">(966<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 336.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Net income tax expense</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,025</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,363</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 114pt; color: #000000; margin-left: 0pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Federal income tax at statutory rate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">34.0<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">34.0<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;">Increase (decrease) in tax resulting from:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">State tax, net of federal tax benefit</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4.6</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3.5</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tax exempt income and dividends received deduction</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(4.8<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(9.5<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Gain on donated securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(0.1<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(1.6<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Other</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(1.4<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(0.1<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Effective tax rate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">32.3<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">26.3<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 256.5pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.25pt;">Deferred tax assets:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Allowance for loan losses</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,431</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,157</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Net operating loss carryforward</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">54</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">69</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Employee benefit plans and share-based compensation plans</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,406</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,940</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Deferred loan fees, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">174</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">154</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Writedown of securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">235</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">242</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Reserve for unfunded commitments</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">54</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">68</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Charitable contribution carryover</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">297</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">597</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Other</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">56</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">16</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Gross deferred tax assets</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">6,707</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">6,243</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 9.25pt;">Deferred tax liabilities:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Depreciation</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(145<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(57<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">FHLB restructure fees</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(67<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(85<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Net unrealized holding gain on securities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(1,582<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(1,045<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Gross deferred tax liabilities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">(1,794<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">(1,187<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 329.93pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Net deferred tax asset</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 19.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">4,913</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 19.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">5,056</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 69pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">December&#160;31, 2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">December&#160;31, 2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Allocated</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">23,810</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Committed to be allocated</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">23,810</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">23,810</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Unallocated</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">309,532</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">333,342</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 264.81pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Total</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">357,152</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">357,152</td> <td style="padding-bottom: 0pt; padding-left: 15.44pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 216pt; color: #000000; font-size: 12px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Actual Capital</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="16"> <div style="text-align: center;">For Capital&#160;<br />Adequacy Purposes</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="16"> <div style="text-align: center;">To Be Well&#160;<br />Capitalized Under&#160;<br />Prompt Corrective&#160;<br />Action Provisions</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(Dollars in thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Amount</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Ratio</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Amount</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; min-width: 0pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Ratio</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Amount</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; min-width: 0pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 4pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Ratio</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Total Capital (to Risk Weighted Assets)&#160;</div> </td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">107,731</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">15.88<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">54,272</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8.0<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">67,840</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10.0<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tier 1 Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">97,750</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">14.41</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">40,704</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6.0</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">54,272</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8.0</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10.5pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; white-space: normal; padding-top: 2.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Common Equity Tier 1 Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">97,750</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">14.41</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">30,528</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4.5</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">44,096</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">6.5</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tier 1 Capital (to Average Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">97,750</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">12.59</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">31,058</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4.0</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">38,822</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5.0</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 9.5pt;">December&#160;31, 2015</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Total Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">104,032</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">17.06<font style="position: absolute;">%</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">48,780</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8.0<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">60,975</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10.0<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tier 1 Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">95,370</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">15.64</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">36,585</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">6.0</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">48,780</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8.0</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10.5pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; white-space: normal; padding-top: 2.5pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Common Equity Tier 1 Capital (to Risk Weighted Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">95,370</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">15.64</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">27,439</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4.5</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">39,634</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">6.5</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 226.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Tier 1 Capital (to Average Assets)</div> </td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">95,370</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">13.42</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 5.5pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">28,435</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 9pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4.0</td> <td style="padding-bottom: 0pt; padding-left: 3.57pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 20.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">35,544</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8805;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="width: 4pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 12.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5.0</td> <td style="padding-bottom: 0pt; padding-left: 1.32pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 376pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 113.5pt; color: #000000; margin-left: 0pt; font-size: 12px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: italic; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">(In thousands)</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2017</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">302</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2018</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">302</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2019</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">293</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2020</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">245</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">2021</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">252</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Years thereafter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,110</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 336.29pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 20pt;">Total minimum lease payments</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,504</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 69pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Commitments to originate loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">25,363</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">15,592</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Letters of credit</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,164</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,474</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Unadvanced portions of loans</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">202,032</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">191,598</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.75pt; padding-left: 0pt; width: 316.59pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">232,559</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">212,664</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 313pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="22"> <div style="text-align: center; white-space: nowrap;">Fair Value Measurements at Reporting Date Using</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.167pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 2.583pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Quoted Prices in&#160;<br />Active Markets for&#160;<br />Identical Assets&#160;<br />Level 1</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Significant&#160;<br />Other Observable&#160;<br />Inputs&#160;<br />Level 2</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.583pt;" colspan="4"> <div style="text-align: center;">Significant&#160;<br />Unobservable&#160;<br />Inputs&#160;<br />Level 3</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">State and municipal</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">50,580</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">50,580</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Corporate debt</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,031</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,031</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Asset-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8,678</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">8,678</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Mortgage-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">41,914</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">41,914</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Trust preferred securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">968</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">968</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Marketable equity securities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">14,696</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">14,696</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Totals</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">117,867</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">14,696</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">102,203</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">968</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 8.75pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">U.S. Government and federal agency</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,033</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,033</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">State and municipal</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,682</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,682</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Corporate debt</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,071</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,071</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Asset-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9,624</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9,624</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Government mortgage-backed securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">52,812</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">52,812</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Trust preferred securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,116</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,116</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Marketable equity securities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,646</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 21pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,646</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 203.69pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Totals</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">80,984</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 21pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">10,646</td> <td style="padding-bottom: 0pt; padding-left: 14.99pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">69,222</td> <td style="padding-bottom: 0pt; padding-left: 10.685pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,116</td> <td style="padding-bottom: 0pt; padding-left: 8.565pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="26">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 416pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 194.5pt; color: #000000; margin-left: 20pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Available for&#160;<br />Sale Securities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap; font-weight: bold;">Balance beginning January&#160;1, 2015</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">1,122</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Total gains or (losses) (realized/unrealized)</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Included in earnings</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Included in other comprehensive income</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">128</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Paydowns</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">(134<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;">Ending balance, December&#160;31, 2015</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="font-weight: normal;">$</div> </td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;"> <div style="font-weight: normal;">1,116</div> </td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 8.25pt;"> <div style="white-space: nowrap;">Balance beginning January&#160;1, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 8.25pt;"> <div style="font-weight: normal;">$</div> </td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 8.25pt;"> <div style="font-weight: normal;">1,116</div> </td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Total gains or (losses) (realized/unrealized)</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Included in earnings</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Included in other comprehensive income</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">(148<font style="position: absolute;">)</font></td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Paydowns</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 355.01pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap; font-weight: bold;">Ending balance, December&#160;31, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">968</td> <td style="padding-bottom: 0pt; padding-left: 10.64pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4.5pt; height: 4.5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 104pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="22"> <div style="text-align: center; white-space: nowrap;">Fair Value Measurements at Reporting Date Using:</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.667pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 2.083pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.083pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.083pt;" colspan="4"> <div style="text-align: center;">Quoted Prices in&#160;<br />Active Markets for&#160;<br />Identical Assets&#160;<br />Level 1</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.083pt;" colspan="4"> <div style="text-align: center;">Significant&#160;<br />Other Observable&#160;<br />Inputs&#160;<br />Level 2</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.083pt;" colspan="4"> <div style="text-align: center;">Significant&#160;<br />Unobservable&#160;<br />Inputs&#160;<br />Level 3</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 2.75pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">815</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 23.845pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 23.845pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 22.04pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 22.04pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 12.42pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">815</td> <td style="padding-bottom: 0pt; padding-left: 12.42pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 3pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0pt; width: 221.4pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">606</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 23.845pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 23.845pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 22.04pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 22.04pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 12.42pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 1pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">606</td> <td style="padding-bottom: 0pt; padding-left: 12.42pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 88.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Fair Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; width: 90.1pt; padding-right: 0pt; padding-top: 0pt;"> <div style="text-align: center; white-space: nowrap;">Valuation Technique</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; width: 124.61pt; padding-right: 0pt; padding-top: 0pt;"> <div style="text-align: center; white-space: nowrap;">Unobservable Input</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.667pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Range&#160;<br />(Weighted&#160;<br />Average)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 2.75pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="3">&#8203;</td> <td colspan="3">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.18pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">815</td> <td style="padding-bottom: 0pt; padding-left: 7.18pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 90.1pt; padding-right: 0.5pt; padding-top: 3pt;"> <div style="text-align: right; white-space: nowrap;">Real estate appraisals&#8203;</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 124.61pt; padding-right: 0.5pt; padding-top: 3pt;"> <div style="text-align: right; white-space: nowrap;">Discount for dated appraisals&#8203;</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.275pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">6&#8201;&#8211;&#8201;10<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 4.275pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 9pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="3">&#8203;</td> <td colspan="3">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 124.98pt; padding-right: 0pt; padding-top: 3pt;"> <div style="margin-left: 10pt;">Impaired loans</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 7.18pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">$</td> <td style="min-width: 11.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">606</td> <td style="padding-bottom: 0pt; padding-left: 7.18pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 90.1pt; padding-right: 0.5pt; padding-top: 3pt;"> <div style="text-align: right; white-space: nowrap;">Real estate appraisals&#8203;</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 124.61pt; padding-right: 0.5pt; padding-top: 3pt;"> <div style="text-align: right; white-space: nowrap;">Discount for dated appraisals&#8203;</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 4.275pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3pt;">&#8203;</td> <td style="min-width: 7.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3pt;">6&#8201;&#8211;&#8201;10<font style="position: absolute;">%</font></td> <td style="padding-bottom: 0pt; padding-left: 4.275pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 343pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; height: 9.25pt; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;" rowspan="2">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" rowspan="2" colspan="4"> <div style="text-align: center; padding-bottom: 0pt; line-height: 9pt;">Carrying&#160;<br />Amount</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;" rowspan="2">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="22"> <div style="text-align: center; white-space: nowrap;">Fair Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; height: 0pt; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Level 1</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Level 2</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Level 3</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">Total</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.25pt;">December&#160;31, 2016</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;">Financial assets:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Cash and cash equivalents</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,705</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,705</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,705</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Available-for-sale securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">117,867</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">14,696</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">102,203</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">968</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">117,867</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal Home Loan Bank of Boston stock</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,787</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,787</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,787</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Loans, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">624,425</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">632,278</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">632,278</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Accrued interest receivable</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,320</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,320</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,320</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;">Financial liabilities:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Deposits</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">627,982</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">628,060</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">628,060</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal Home Loan Bank advances</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">49,858</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">49,901</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">49,901</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 9.5pt;">December&#160;31, 2015</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;">Financial assets:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Cash and cash equivalents</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">20,464</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">20,464</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">20,464</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Available-for-sale securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">80,984</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">10,646</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">69,222</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">1,116</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">80,984</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Held-to-maturity securities</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">44,623</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">46,474</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">46,474</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal Home Loan Bank of Boston stock</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,310</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,310</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,310</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Loans, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">554,929</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">561,937</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">561,937</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Accrued interest receivable</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,251</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,251</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">2,251</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;">Financial liabilities:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Deposits</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">577,235</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">577,316</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">577,316</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 212.46pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Federal Home Loan Bank advances</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">57,423</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 21pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">57,774</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">57,774</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 167.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">Provident Bancorp, Inc.&#8201;&#8212;&#8201;Parent Only Balance Sheet</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;">Assets</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Cash and due from banks</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">5,659</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">961</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Investment in common stock of The Provident Bank</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">100,426</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">97,128</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Other assets</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,138</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">3,338</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt; font-weight: bold;">Total assets</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">109,223</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">101,427</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 8.75pt;">Liabilities and Shareholders&#8217; Equity</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Accrued expenses</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">73</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">21</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Shareholders&#8217; equity</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">109,150</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">101,406</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt; font-weight: bold;">Total liabilities and shareholders&#8217; equity</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">109,223</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">101,427</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 165.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">Provident Bancorp, Inc.&#8201;&#8212;&#8201;Parent Only Income Statement</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 2.833pt;" colspan="10"> <div style="text-align: center;">Year Ended&#160;<br />December&#160;31,</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Total income</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">4,549</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">54</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Operating expenses</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">95</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.833pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; white-space: normal; padding-top: 1.917pt;"> <div style="text-indent: -10pt; margin-left: 10pt;">Income before income taxes and equity in undistributed net income of The Provident Bank</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.917pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.917pt;">4,454</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.917pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.917pt;">45</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Applicable income tax provision</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">8</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Income before equity in income of subsidiaries</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">4,446</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Equity in undistributed net income of The Provident Bank</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">1,893</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">3,778</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 356.59pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="margin-left: 10pt;">Net income</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8199;&#8199;6,339</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8199;&#8199;3,823</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 1pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 316.5pt; color: #000000; font-size: 12px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">Provident Bancorp, Inc.&#8201;&#8212;&#8201;Parent Only Statement of Cash Flows</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 1.167pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 1.833pt;" colspan="10"> <div style="text-align: center;">Twelve Months Ended&#160;<br />December&#160;31,</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;">Cash flows from operating activities:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Net income</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">6,339</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">3,823</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: normal; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 1.167pt;"> <div style="text-indent: -10pt; margin-left: 20pt;">Adjustments to reconcile net income to net cash provided by (used in) operating activities:</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Equity in undistributed earnings of subsidiaries</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(1,893<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(3,778<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Contribution of stock to charitable foundation</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">1,900</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Decrease (increase) in other assets</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">200</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(3,338<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 20pt;">Increase (decrease) in other liabilities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">52</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(22<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="margin-left: 30pt;">Net cash provided by (used in) operating activities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">4,698</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">(1,415<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 8.25pt;">Cash flows from investing activities:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Investment in The Provident Bank</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(18,078<font style="position: absolute;">)</font></td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="margin-left: 30pt;">Net cash used in investing activities</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">(18,078<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;">Cash flows from financing activities:</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Proceeds from sale of common stock, net</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">37,625</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Redemption of SBLF preferred stock</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(17,145<font style="position: absolute;">)</font></td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Preferred stock dividends</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(167<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="margin-left: 30pt;">Net cash provided by (used) in financing activities</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">&#8212;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">20,313</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 8.25pt;"> <div style="white-space: nowrap;">Net increase in cash and cash equivalents</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 8.25pt;">&#8203;</td> <td style="min-width: 19.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 8.25pt;">4,698</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 8.25pt;">&#8203;</td> <td style="min-width: 23.25pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 8.25pt;">820</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Cash and cash equivalents at beginning of year</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 19.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">961</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 23.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">141</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 364.93pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="white-space: nowrap; font-weight: bold;">Cash and cash equivalents at end of year</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 19.5pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">5,659</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 23.25pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">961</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 5pt; height: 5pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="14">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 7pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 227.5pt; color: #000000; font-size: 12px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">First Quarter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Second Quarter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Third Quarter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="10"> <div style="text-align: center; white-space: nowrap;">Fourth Quarter</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: center; line-height: 8pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(In thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;" colspan="4"> <div style="text-align: center; white-space: nowrap;">2015</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="white-space: nowrap;">Interest and dividend income</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,980</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,074</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">7,026</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,252</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">7,426</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,448</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">7,462</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,678</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Interest expense</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">697</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">547</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">681</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">550</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">713</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">567</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">694</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">510</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="white-space: nowrap;">Net interest and dividend income</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,283</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">5,527</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,345</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">5,702</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,713</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">5,881</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,768</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">6,168</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Provision for loan losses</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">111</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">278</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">210</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">193</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">163</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">174</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">219</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">160</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Gain on sale of securities, net</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">20</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">81</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">17</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">21</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">438</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">215</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">215</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Other income</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">915</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">743</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">950</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">838</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">925</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">945</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">955</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">963</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="white-space: nowrap;">Total noninterest income</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">935</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">824</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">967</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">859</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,363</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,160</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,170</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">963</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Total noninterest expense</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4,924</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4,667</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">5,080</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4,680</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">5,212</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">6,871</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">5,261</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">4,875</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="white-space: nowrap;">Income tax expense (benefit)</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">696</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">393</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">659</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">459</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">940</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">(134<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">730</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 3pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">645</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.25pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.25pt;"> <div style="margin-left: 10pt; font-weight: bold;">Net income</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,487</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,013</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,363</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,229</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,761</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">130</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,728</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 16.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.25pt;">1,451</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 7.75pt;">Income (loss) per share:</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Basic</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.16</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.15</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.19</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.19</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Diluted</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.16</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.15</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.19</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">$</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">0.19</td> <td style="padding-bottom: 0pt; padding-left: 5.72pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.5pt;">&#8203;</td> <td style="min-width: 16.5pt; text-align: right; padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.5pt;">N/A</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 8.5pt;">Weighted Average Shares:</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Basic</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,167,364&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,173,317&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,179,269&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,185,285&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 9pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 162.75pt; padding-right: 0pt; padding-top: 2.5pt;"> <div style="margin-left: 10pt;">Diluted</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,167,364&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,173,317&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,179,269&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">9,185,285&#8203;</div> </td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="width: 3pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0.5pt; padding-left: 0pt; padding-right: 0.5pt; padding-top: 2.5pt;" colspan="4"> <div style="text-align: right;">N/A&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> </table> </div> 10.00 100 78249000 1368000 1996000 3373000 1000000 9656000 52515000 8638000 78546000 -297000 113663000 1368000 49367000 1000000 8747000 41818000 11492000 113792000 -129000 3756000 55000 37000 309000 71000 9000 622000 2653000 3756000 5298000 1281000 31000 435000 3551000 5298000 1021000 307000 41000 325000 348000 1021000 1094000 400000 68000 69000 339000 218000 1094000 44623000 1905000 54000 1813000 2326000 7810000 40630000 41914000 8678000 30956000 3195000 5062000 21108000 1591000 37353000 26000 6413000 8104000 20868000 1942000 289000 28000 7000 88000 166000 492000 18000 63000 60000 247000 104000 13436000 1017000 729000 2005000 9156000 529000 5214000 942000 160000 574000 2770000 768000 786000 307000 26000 34000 237000 182000 602000 382000 5000 9000 92000 114000 44392000 1017000 3924000 7067000 30264000 2120000 42567000 968000 6573000 8678000 23638000 2710000 1075000 307000 54000 41000 325000 348000 1094000 400000 68000 69000 339000 218000 688000 688000 688000 328000 693000 11000 3000 0.10 61700000 60600000 563211000 285356000 112073000 92392000 71535000 1855000 265325000 15700000 4331000 1329000 91063000 71535000 106677000 1403000 3083000 1855000 443537000 17103000 8743000 92918000 910000 910000 633442000 336102000 166157000 76850000 48161000 6172000 319712000 4471000 11919000 729000 76121000 48161000 157306000 1668000 7183000 6172000 525179000 6139000 19831000 82293000 7905000 3827000 2138000 412000 1236000 119000 173000 8590000 4503000 2513000 328000 882000 279000 85000 7224000 3500000 1751000 560000 872000 184000 357000 377000 427000 561937000 554929000 561937000 632278000 624425000 632278000 161000 96000 65000 44000 44000 37000 20000 6000 11000 26000 1000 12000 13000 278000 193000 174000 160000 805000 327000 463000 -154000 364000 -11000 -184000 111000 210000 163000 219000 703000 676000 374000 -96000 -354000 191000 -88000 488000 488000 46000 46000 7417000 3827000 1650000 412000 1236000 119000 173000 8544000 4503000 2467000 328000 882000 279000 85000 5464000 3272000 1755000 437000 4038000 1956000 1660000 422000 557747000 282084000 110318000 91955000 71535000 1855000 629404000 334146000 164497000 76428000 48161000 6172000 670000 668000 2000 130000 1000 173000 1000 365000 131000 174000 365000 375000 346000 29000 29000 346000 29000 346000 562541000 285356000 112073000 91724000 71535000 1853000 633067000 335756000 166128000 76850000 48161000 6172000 2284000 106000 1147000 1031000 1582000 346000 933000 303000 4370000 3272000 661000 437000 3177000 1956000 799000 422000 4370000 3272000 661000 437000 3177000 1956000 799000 422000 4722000 3788000 611000 323000 3967000 2744000 794000 429000 186000 149000 20000 17000 250000 188000 42000 20000 1094000 1094000 861000 861000 1094000 1094000 861000 861000 488000 488000 46000 46000 901000 901000 886000 886000 2000 2000 5464000 3272000 1755000 437000 4038000 1956000 1660000 422000 5464000 3272000 1755000 437000 10400000 4038000 1956000 1660000 422000 11200000 488000 488000 46000 46000 5623000 3788000 1512000 323000 4853000 2744000 1680000 429000 188000 149000 22000 17000 250000 188000 42000 20000 12 2 8 2 1 1 2268000 464000 1578000 226000 58000 58000 2268000 464000 1578000 226000 58000 58000 245800000 250700000 8500000 7500000 6000 271000 1200000 1300000 9 1 2 1 2 2 2 0.15 0.50 19967000 2424000 9191000 4190000 2911000 1251000 20398000 2424000 9241000 4499000 4234000 8361000 8811000 238462000 280773000 106208000 111016000 108377000 145321000 453047000 537110000 36941000 20227000 87247000 70645000 124188000 90872000 81116000 27746000 69775000 12737000 17230000 679000 1414000 1910000 1663000 790000 3400000 3400000 63800000 49300000 63400000 49300000 3100000 3600000 49112000 5000000 35000000 5000000 3500000 57423000 49858000 3500000 233000 0.0399 0.0072 0.0136 2066000 2780000 277000 653000 14000 14000 2329000 3419000 -745000 -302000 -221000 -92000 0.340 0.340 0.035 0.046 -0.095 -0.048 -0.016 -0.001 -0.001 -0.014 0.263 0.323 3157000 3431000 69000 54000 1940000 2406000 154000 174000 242000 235000 68000 54000 597000 297000 16000 56000 6243000 6707000 57000 145000 85000 67000 1045000 1582000 1187000 1794000 160000 42000 23810 23810 23810 357152 357152 357152 3500000 1300000 4400000 1400000 895000 480000 947000 485000 1.0000 0.0600 0.7500 401000 P15Y 0.0375 104032000 107731000 0.1706 0.1588 48780000 54272000 0.080 0.080 60975000 67840000 0.100 0.100 95370000 97750000 0.1564 0.1441 36585000 40704000 0.060 0.060 48780000 54272000 0.080 0.080 95370000 97750000 0.1564 0.1441 27439000 30528000 0.045 0.045 39634000 44096000 0.065 0.065 95370000 97750000 0.1342 0.1259 28435000 31058000 0.040 0.040 35544000 38822000 0.050 0.050 0.050 0.050 0.00625 0.025 1.00 1.50 0.00 0.20 1.00 2.50 0.00 6.00 302000 302000 293000 245000 252000 2110000 3504000 279000 322000 212664000 5474000 15592000 191598000 232559000 5164000 25363000 202032000 5500000 5200000 1122000 1116000 968000 128000 -148000 134000 606000 606000 815000 815000 Real estate appraisals Real estate appraisals Discount for dated appraisals Discount for dated appraisals 0.06 0.10 0.06 0.10 577316000 577235000 577316000 628060000 627982000 628060000 57774000 57423000 57774000 49901000 49858000 49901000 17145 The initial rate payable on SBLF capital is, at most, five percent, and the rate falls to one percent if a bank's small business lending increases by ten percent or more. Banks that increase their lending by less than ten percent pay rates between two percent and four percent. If a bank's lending does not increase in the first two years, however, the rate increases to seven percent, and after 4.5 years total, the rate for all banks increases to nine percent (if the bank has not already repaid the SBLF funding). 0.010 17145 97128000 100426000 21000 73000 9000 95000 45000 4454000 4446000 3778000 1893000 18078000 113000 113000 153726 301000 359000 -1180000 -770000 -458000 -281000 -722000 -489000 2239000 818000 1300000 1421000 44200000 44240000 58000 P5Y 3311000 6358000 9498722 -322338 537994 <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 376pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 130pt; color: #000000; margin-left: 40pt; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 1pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 0pt;"> <div style="white-space: nowrap;">Date of Grant</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="text-align: right; padding-bottom: 1pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 0pt;"> <div style="text-align: right; white-space: nowrap;">November&#160;17, 2016&#8199;&#8201;&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Options granted</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;">384,268&#8199;&#8201;&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Vesting period (years)</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;">5&#8201;&#8199;&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Expiration date</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right; white-space: nowrap;">November 17, 2026&#8201;&#8199;&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Expected volatility</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;">20.80%&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Expected life (years)</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;">7.5&#8199;&#8201;&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Expected dividend yield</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;">&#160;&#160;&#160;0.00%&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Risk free interest rate</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;">2.12%&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: left; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 1.5pt; padding-left: 0pt; width: 273.95pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Fair value per option</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; width: 90.05pt; padding-right: 0.5pt; padding-top: 3.5pt;"> <div style="text-align: right;">$5.03&#8199;&#8201;&#8203;</div> </td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 171pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Stock Option&#160;<br />Awards</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Weighted&#160;<br />Average&#160;<br />Exercise Price</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Weighted Average&#160;<br />Remaining&#160;<br />Contractual Term&#160;<br />(years)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Aggregate&#160;<br />Intrinsic&#160;<br />Value</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Balance at January&#160;1, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 0pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 13.5pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 24.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Granted</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">384,268</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">17.40</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">9.88</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">192,134</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Balance at December&#160;31, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">384,268</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">17.40</td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">9.88</td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">192,134</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.583pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 1.417pt;"> <div style="text-indent: -10pt; margin-left: 10pt;">Outstanding and expected to vest at December&#160;31,&#160;<br />2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.417pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.417pt;">384,268</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.417pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.417pt;">17.40</td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.417pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.417pt;">9.88</td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.417pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 1.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.417pt;">192,134</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;">Exercisable at December&#160;31, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 10.005pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 0pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 13.5pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 20.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 24.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">&#8212;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;">Unrecognized compensation cost</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">1,884,000</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 217.49pt; padding-right: 0pt; white-space: normal; padding-top: 2.167pt;"> <div style="text-indent: -10pt; margin-left: 10pt;">Weighted average remaining recognition period (years)</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.167pt;">&#8203;</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.167pt;">4.88</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> <td colspan="6">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 95pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: center; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 0.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Outstanding Restricted&#160;<br />Stock Awards</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Weighted Average&#160;<br />Grant Price</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Restricted stock awards at January&#160;1, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="min-width: 17.25pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">&#8212;</td> <td style="padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="margin-left: 10pt;">Granted</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">153,726</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">17.40</td> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Restricted stock awards at Decemer 31, 2016</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">153,726</td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 17.25pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">17.40</td> <td style="padding-bottom: 0pt; padding-left: 15.975pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;">Unrecognized compensation cost</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">$</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">2,609,000</td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 295.62pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Weighted average remaining recognition period (years)</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">4.88</td> <td style="padding-bottom: 0pt; padding-left: 15.655pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td colspan="6">&#8203;</td> </tr> </table> </div> <div> <table style="widows: 2; text-transform: none; font-style: normal; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; height: 134.5pt; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(Dollars in thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Year Ended&#160;<br />December&#160;31, 2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Net Income attributable to common shareholders</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">6,339</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;">Average number of common shares outstanding</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#8203;</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">9,498,722</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Less: unallocated ESOP shares</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(322,338<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.833pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; white-space: normal; padding-top: 1.917pt;"> <div style="text-indent: -10pt; margin-left: 10pt;">Average number of common shares outstanding to calculate basic earnings per common share</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.917pt;">&#8203;</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 0.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.917pt;">9,176,384</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Effect of dilutive unvested restricted stock and stock option awards</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#8203;</td> <td style="border-bottom: #000000 1px solid; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; white-space: normal; padding-top: 1.917pt;"> <div style="text-indent: -10pt; margin-left: 10pt;">Average number of common shares outstanding to calculate diluted earnings per common share</div> </td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="width: 6pt; padding: 0pt;">&#8203;</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.917pt;">&#8203;</td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.917pt;">9,176,384</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#8203;</td> <td style="width: 0pt; padding: 0pt;">&#8203;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8">&#8203;</td> </tr> </table> </div> 2016-11-17 384268 384268 P5Y 2016-11-17 0.2080 P7Y6M 0.0212 0.0000 <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: normal; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: bold; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-transform: uppercase;">N<font style="font-size: 7pt;">OTE</font>&#160;10&#8201;&#8212;&#8201;E<font style="font-size: 7pt;">ARNINGS</font>&#160;P<font style="font-size: 7pt;">ER</font>&#160;S<font style="font-size: 7pt;">HARE</font></font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">Earnings per share consisted of the following components for the year ended December&#160;31, 2016. The Company was not publicly traded for all of 2015 and, as a result, earnings per share is not presented for 2015.</div> <table style="widows: 2; text-transform: none; margin-top: 8pt; text-indent: 0px; width: 456pt; border-collapse: collapse; font-family: 'times new roman', times, serif; orphans: 2; letter-spacing: normal; height: 134.5pt; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> <tr style="text-align: left; line-height: 9pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 8pt; vertical-align: bottom; font-weight: bold; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #ffffff 1px solid; padding-bottom: 2.167pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 0pt;"> <div style="font-style: italic; white-space: nowrap; font-weight: normal;">(Dollars in thousands)</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #ffffff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; text-align: center; padding-bottom: 2.167pt; padding-left: 0pt; padding-right: 0pt; padding-top: 0pt;" colspan="4"> <div style="text-align: center;">Year Ended&#160;<br />December&#160;31, 2016</div> </td> <td style="border-bottom: #ffffff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 3.25pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 3.25pt;"> <div style="white-space: nowrap;">Net Income attributable to common shareholders</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.25pt;">$</td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.25pt;">6,339</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 1.5pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 2.75pt;"> <div style="white-space: nowrap;">Average number of common shares outstanding</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 2.75pt;">&#160;</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 1.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 2.75pt;">9,498,722</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Less: unallocated ESOP shares</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">(322,338<font style="position: absolute;">)</font></td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 0.833pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; white-space: normal; padding-top: 1.917pt;"> <div style="margin-left: 10pt;">Average number of common shares outstanding to calculate basic earnings per common share</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="min-width: 3.75pt; text-align: right; padding-bottom: 0.833pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.917pt;">&#160;</td> <td style="min-width: 30.75pt; text-align: right; padding-bottom: 0.833pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.917pt;">9,176,384</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 10pt; text-transform: none; background-color: #cceeff; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="border-bottom: #cceeff 1px solid; text-align: left; padding-bottom: 2.5pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; padding-top: 3.5pt;"> <div style="white-space: nowrap;">Effect of dilutive unvested restricted stock and stock option awards</div> </td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 6pt; padding: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 3.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; padding-top: 3.5pt;">&#160;</td> <td style="border-bottom: #000000 1px solid; min-width: 30.75pt; text-align: right; padding-bottom: 2.5pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 3.5pt;">&#8212;</td> <td style="border-bottom: #cceeff 1px solid; padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #cceeff 1px solid; width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="text-align: right; line-height: 12pt; text-transform: none; font-style: normal; font-family: 'times new roman', times, serif; white-space: nowrap; color: #000000; font-size: 10pt; vertical-align: bottom; font-weight: normal; font-variant-ligatures: normal; font-variant-caps: normal;"> <td style="text-align: left; padding-bottom: 2.75pt; padding-left: 0pt; width: 380.41pt; padding-right: 0pt; white-space: normal; padding-top: 1.917pt;"> <div style="margin-left: 10pt;">Average number of common shares outstanding to calculate diluted earnings per common share</div> </td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="width: 6pt; padding: 0pt;">&#160;</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 3.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; padding-top: 1.917pt;">&#160;</td> <td style="border-bottom: #000000 3px double; min-width: 30.75pt; text-align: right; padding-bottom: 2pt; padding-left: 0pt; padding-right: 0pt; white-space: nowrap; padding-top: 1.917pt;">9,176,384</td> <td style="padding-bottom: 0pt; padding-left: 9.09pt; width: 0pt; padding-right: 0pt; padding-top: 0pt;">&#160;</td> <td style="width: 0pt; padding: 0pt;">&#160;</td> </tr> <tr style="line-height: 4pt; height: 4pt;"> <td style="line-height: 0pt; font-size: 0pt; padding: 0pt;" colspan="8">&#160;</td> </tr> </table> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 12.58pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">For the year ended December&#160;31, 2016, 537,994 of stock grants were anti-dilutive and therefore excluded from the earnings per share calculation. Anti-dilutive shares are common stock equivalents with weighted average exercise prices in excess of the weighted average market value for the periods presented.</div> </div> <div> <div style="line-height: 11pt; widows: 2; text-transform: none; font-style: italic; margin-top: 0pt; text-indent: 0px; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;"><font style="text-decoration: underline;">Stock-based Compensation Plans</font></div> <div style="line-height: 12pt; widows: 2; text-transform: none; font-style: normal; margin-top: 6pt; text-indent: 20pt; font-family: 'times new roman', times, serif; white-space: normal; orphans: 2; letter-spacing: normal; color: #000000; font-size: 13px; font-weight: normal; word-spacing: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px;">The Company measures and recognizes compensation cost relating to stock-based payment transactions based on the grant-date fair value of the equity instruments issued. Stock-based compensation is recognized over the period the employee is required to provide services for the award. The Company uses the Black-Scholes option-pricing model to determine the fair value of stock options granted. The fair value of restricted stock is recorded based on the grant date value of the equity instrument issued.</div> </div> 384268 384268 1884000000 P4Y10M17D P4Y10M17D 17.40 17.40 17.40 P9Y10M17D P9Y10M17D P9Y10M17D 192134000 192134000 192134000 153726 153726 2609000000 17.40 17.40 446440 178575 P10Y 47000 66000 5.03 10 23810 EX-101.SCH 6 pvbc-20161231.xsd XBRL SCHEMA FILE 001 - Document - Document and Entity Information link:presentationLink link:definitionLink link:calculationLink 002 - Statement - CONSOLIDATED BALANCE SHEETS link:presentationLink link:definitionLink link:calculationLink 003 - Statement - CONSOLIDATED BALANCE SHEETS (Parentheticals) link:presentationLink link:definitionLink link:calculationLink 004 - Statement - CONSOLIDATED STATEMENTS OF INCOME link:presentationLink link:definitionLink link:calculationLink 005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME link:presentationLink link:definitionLink link:calculationLink 006 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY link:presentationLink link:definitionLink link:calculationLink 007 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (Parentheticals) link:presentationLink link:definitionLink link:calculationLink 008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS link:presentationLink link:definitionLink link:calculationLink 009 - Disclosure - NATURE OF OPERATIONS link:presentationLink link:definitionLink link:calculationLink 010 - Disclosure - ACCOUNTING POLICIES link:presentationLink link:definitionLink link:calculationLink 011 - Disclosure - INVESTMENTS IN SECURITIES link:presentationLink link:definitionLink link:calculationLink 012 - Disclosure - LOANS link:presentationLink link:definitionLink link:calculationLink 013 - Disclosure - PREMISES AND EQUIPMENT link:presentationLink link:definitionLink link:calculationLink 014 - Disclosure - DEPOSITS link:presentationLink link:definitionLink link:calculationLink 015 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES link:presentationLink link:definitionLink link:calculationLink 016 - Disclosure - INCOME TAXES link:presentationLink link:definitionLink link:calculationLink 017 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS link:presentationLink link:definitionLink link:calculationLink 018 - Disclosure - EARNINGS PER SHARE link:presentationLink link:definitionLink link:calculationLink 019 - Disclosure - REGULATORY MATTERS link:presentationLink link:definitionLink link:calculationLink 020 - Disclosure - COMMITMENTS AND CONTINGENT LIABILITIES link:presentationLink link:definitionLink link:calculationLink 021 - Disclosure - FINANCIAL INSTRUMENTS link:presentationLink link:definitionLink link:calculationLink 022 - Disclosure - SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK link:presentationLink link:definitionLink link:calculationLink 023 - Disclosure - FAIR VALUE MEASUREMENTS link:presentationLink link:definitionLink link:calculationLink 024 - Disclosure - DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS link:presentationLink link:definitionLink link:calculationLink 025 - Disclosure - SMALL BUSINESS LENDING FUND link:presentationLink link:definitionLink link:calculationLink 026 - Disclosure - RECLASSIFICATION link:presentationLink link:definitionLink link:calculationLink 027 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY link:presentationLink link:definitionLink link:calculationLink 028 - Disclosure - SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) link:presentationLink link:definitionLink link:calculationLink 029 - Disclosure - ACCOUNTING POLICIES (Policies) link:presentationLink link:definitionLink link:calculationLink 030 - Disclosure - INVESTMENTS IN SECURITIES (Tables) link:presentationLink link:definitionLink link:calculationLink 031 - Disclosure - LOANS (Tables) link:presentationLink link:definitionLink link:calculationLink 032 - Disclosure - PREMISES AND EQUIPMENT (Tables) link:presentationLink link:definitionLink link:calculationLink 033 - Disclosure - DEPOSITS (Tables) link:presentationLink link:definitionLink link:calculationLink 034 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Tables) link:presentationLink link:definitionLink link:calculationLink 035 - Disclosure - INCOME TAXES (Tables) link:presentationLink link:definitionLink link:calculationLink 036 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Tables) link:presentationLink link:definitionLink link:calculationLink 037 - Disclosure - EARNINGS PER SHARE (Tables) link:presentationLink link:definitionLink link:calculationLink 038 - Disclosure - REGULATORY MATTERS (Table) link:presentationLink link:definitionLink link:calculationLink 039 - Disclosure - COMMITMENTS AND CONTINGENT LIABILITIES (Tables) link:presentationLink link:definitionLink link:calculationLink 040 - Disclosure - FINANCIAL INSTRUMENTS (Tables) link:presentationLink link:definitionLink link:calculationLink 041 - Disclosure - FAIR VALUE MEASUREMENTS (Tables) link:presentationLink link:definitionLink link:calculationLink 042 - Disclosure - DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables) link:presentationLink link:definitionLink link:calculationLink 043 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY (Tables) link:presentationLink link:definitionLink link:calculationLink 044 - Disclosure - SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables) link:presentationLink link:definitionLink link:calculationLink 045 - Disclosure - NATURE OF OPERATIONS (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 046 - Disclosure - ACCOUNTING POLICIES (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 047 - Disclosure - INVESTMENTS IN SECURITIES - Amortized cost of investment securities classified as available-for-sale (Details) link:presentationLink link:definitionLink link:calculationLink 048 - Disclosure - INVESTMENTS IN SECURITIES - Amortized cost of investment securities classified as held-to-maturity (Details 1) link:presentationLink link:definitionLink link:calculationLink 049 - Disclosure - INVESTMENTS IN SECURITIES - Maturities of debt securities (Details 2) link:presentationLink link:definitionLink link:calculationLink 050 - Disclosure - INVESTMENTS IN SECURITIES - Aggregate fair value and unrealized losses of securities (Details 3) link:presentationLink link:definitionLink link:calculationLink 051 - Disclosure - INVESTMENTS IN SECURITIES - Activity related to credit component recognized in earnings (Details 4) link:presentationLink link:definitionLink link:calculationLink 052 - Disclosure - INVESTMENTS IN SECURITIES (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 053 - Disclosure - LOANS (Details) link:presentationLink link:definitionLink link:calculationLink 054 - Disclosure - LOANS - Information regarding allowance for loans and impaired loans by portfolio segment (Details 1) link:presentationLink link:definitionLink link:calculationLink 055 - Disclosure - LOANS - Nonaccrual loans and past-due loans by portfolio segment (Details 2) link:presentationLink link:definitionLink link:calculationLink 056 - Disclosure - LOANS - Impaired loans by portfolio segment (Details 3) link:presentationLink link:definitionLink link:calculationLink 057 - Disclosure - LOANS - Troubled debt restructurings (Details 4) link:presentationLink link:definitionLink link:calculationLink 058 - Disclosure - LOANS - Loans by risk rating and portfolio segment (Details 5) link:presentationLink link:definitionLink link:calculationLink 059 - Disclosure - LOANS (Details Textuals) link:presentationLink link:definitionLink link:calculationLink 060 - Disclosure - PREMISES AND EQUIPMENT - Summary of premises and equipment (Details) link:presentationLink link:definitionLink link:calculationLink 061 - Disclosure - PREMISES AND EQUIPMENT (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 062 - Disclosure - DEPOSITS - Summary of deposit balances by type (Details) link:presentationLink link:definitionLink link:calculationLink 063 - Disclosure - DEPOSITS - Scheduled maturities for time deposits (Details 1) link:presentationLink link:definitionLink link:calculationLink 064 - Disclosure - DEPOSITS (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 065 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES - Maturities of advances from FHLB (Details) link:presentationLink link:definitionLink link:calculationLink 066 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 067 - Disclosure - INCOME TAXES - Components of income tax expense (Details) link:presentationLink link:definitionLink link:calculationLink 068 - Disclosure - INCOME TAXES - Differences between statutory federal income tax rate and effective tax rates (Details 1) link:presentationLink link:definitionLink link:calculationLink 069 - Disclosure - INCOME TAXES - Gross deferred tax assets and gross deferred tax liabilities (Details 2) link:presentationLink link:definitionLink link:calculationLink 070 - Disclosure - INCOME TAXES (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 071 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS - Shares held by ESOP (Details) link:presentationLink link:definitionLink link:calculationLink 072 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 1) link:presentationLink link:definitionLink link:calculationLink 073 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 2) link:presentationLink link:definitionLink link:calculationLink 074 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 3) link:presentationLink link:definitionLink link:calculationLink 075 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 076 - Disclosure - EARNINGS PER SHARE (Details) link:presentationLink link:definitionLink link:calculationLink 077 - Disclosure - EARNINGS PER SHARE (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 078 - Disclosure - REGULATORY MATTERS - Bank's actual capital amounts and ratios (Details) link:presentationLink link:definitionLink link:calculationLink 079 - Disclosure - REGULATORY MATTERS (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 080 - Disclosure - COMMITMENTS AND CONTINGENT LIABILITIES - Total minimum rental due in future periods (Details) link:presentationLink link:definitionLink link:calculationLink 081 - Disclosure - COMMITMENTS AND CONTINGENT LIABILITIES (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 082 - Disclosure - FINANCIAL INSTRUMENTS - Notional amounts of financial instrument with off-balance sheet credit risk (Details) link:presentationLink link:definitionLink link:calculationLink 083 - Disclosure - FINANCIAL INSTRUMENTS (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 084 - Disclosure - FAIR VALUE MEASUREMENTS - Financial instruments measured at fair value on recurring basis (Details) link:presentationLink link:definitionLink link:calculationLink 085 - Disclosure - FAIR VALUE MEASUREMENTS - Activity for Level 3 financial instruments measured at fair value on recurring basis (Details 1) link:presentationLink link:definitionLink link:calculationLink 086 - Disclosure - FAIR VALUE MEASUREMENTS - Fair Values of Financial Instruments Measured on Nonrecurring Basis (Details 2) link:presentationLink link:definitionLink link:calculationLink 087 - Disclosure - FAIR VALUE MEASUREMENTS - Valuation methodology and unobservable inputs for Level 3 assets (Details 3) link:presentationLink link:definitionLink link:calculationLink 088 - Disclosure - DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS - Carrying amounts and estimated fair values (Details) link:presentationLink link:definitionLink link:calculationLink 089 - Disclosure - SMALL BUSINESS LENDING FUND (Detail Textuals) link:presentationLink link:definitionLink link:calculationLink 090 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Balance Sheet (Details) link:presentationLink link:definitionLink link:calculationLink 091 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Income Statement (Details 1) link:presentationLink link:definitionLink link:calculationLink 092 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Statement of Cash Flows (Details 2) link:presentationLink link:definitionLink link:calculationLink 093 - Disclosure - SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) link:presentationLink link:definitionLink link:calculationLink EX-101.CAL 7 pvbc-20161231_cal.xml XBRL CALCULATION FILE EX-101.DEF 8 pvbc-20161231_def.xml XBRL DEFINITION FILE EX-101.LAB 9 pvbc-20161231_lab.xml XBRL LABEL FILE EX-101.PRE 10 pvbc-20161231_pre.xml XBRL PRESENTATION FILE GRAPHIC 11 t1600727_letterhead-lr.jpg GRAPHIC begin 644 t1600727_letterhead-lr.jpg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end XML 12 R1.htm IDEA: XBRL DOCUMENT v3.7.0.1
Document and Entity Information - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2016
Mar. 08, 2017
Jun. 30, 2016
Document And Entity Information [Abstract]      
Entity Registrant Name Provident Bancorp, Inc.    
Entity Central Index Key 0001635840    
Trading Symbol pvbc    
Entity Current Reporting Status Yes    
Entity Voluntary Filers No    
Current Fiscal Year End Date --12-31    
Entity Filer Category Smaller Reporting Company    
Entity Well-known Seasoned Issuer No    
Entity Common Stock, Shares Outstanding   9,652,448  
Entity Public Float     $ 59
Document Type 10-K/A    
Document Period End Date Dec. 31, 2016    
Amendment Flag false    
Document Fiscal Year Focus 2016    
Document Fiscal Period Focus FY    
XML 13 R2.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Assets    
Cash and due from banks $ 7,939 $ 7,302
Interest-bearing demand deposits with other banks 2,637 12,865
Money market mutual funds 129 297
Cash and cash equivalents 10,705 20,464
Investments in available-for-sale securities (at fair value) 117,867 80,984
Investments in held-to-maturity securities (fair value of $46,474 as of December 31, 2015   44,623
Federal Home Loan Bank stock, at cost 2,787 3,310
Loans, net 624,425 554,929
Bank owned life insurance 19,395 18,793
Premises and equipment, net 11,587 11,606
Accrued interest receivable 2,320 2,251
Deferred tax asset, net 4,913 5,056
Other assets 1,544 1,381
Total assets 795,543 743,397
Deposits:    
Noninterest-bearing 158,075 153,093
Interest-bearing 469,907 424,142
Total deposits 627,982 577,235
Federal Home Loan Bank advances 49,858 57,423
Other liabilities 8,554 7,333
Total liabilities 686,394 641,991
Shareholders' equity    
Preferred stock; authorized 50,000 shares: no shares issued and outstanding
Common stock, no par value: 30,000,000 shares authorized; 9,652,448 and 9,498,722 shares issued and outstanding at December 31, 2016 and 2015, respectively
Additional paid-in capital 43,393 43,159
Retained earnings 66,229 59,890
Accumulated other comprehensive income 2,622 1,690
Unearned compensation - ESOP (3,095) (3,333)
Total shareholders' equity 109,149 101,406
Total liabilities and shareholders' equity $ 795,543 $ 743,397
XML 14 R3.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONSOLIDATED BALANCE SHEETS (Parentheticals) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Statement of Financial Position [Abstract]    
Investments in held-to-maturity securities, fair value (in dollars)   $ 46,474
Preferred stock shares authorized 50,000 50,000
Preferred Stock, Shares Issued 0 0
Preferred Stock, Shares Outstanding 0 0
Common stock no par value (in dollars per share) $ 0 $ 0
Common stock, shares authorized 30,000,000 30,000,000
Common stock, shares issued 9,652,448 9,498,722
Common stock, shares outstanding 9,652,448 9,498,722
XML 15 R4.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Interest and dividend income:    
Interest and fees on loans $ 25,549 $ 22,124
Interest and dividends on securities 3,312 3,290
Interest on interest-bearing deposits 33 38
Total interest and dividend income 28,894 25,452
Interest expense:    
Interest on deposits 2,163 1,630
Interest on Federal Home Loan Bank advances 622 544
Total interest expense 2,785 2,174
Net interest and dividend income 26,109 23,278
Provision for loan losses 703 805
Net interest and dividend income after provision for loan losses 25,406 22,473
Noninterest income:    
Customer service fees on deposit accounts 1,274 1,222
Service charges and fees - other 1,777 1,754
Gain on sales of securities, net 690 317
Other income 694 513
Total noninterest income 4,435 3,806
Noninterest expense:    
Salaries and employee benefits 12,857 11,797
Occupancy expense 1,548 1,535
Equipment expense 631 528
FDIC assessment 323 378
Data processing 662 568
Marketing expense 249 127
Professional fees 1,088 942
Charitable Foundation expense   2,150
Other 3,119 3,068
Total noninterest expense 20,477 21,093
Income before income tax expense 9,364 5,186
Income tax expense 3,025 1,363
Net income 6,339 3,823
Net income attributable to common shareholders $ 6,339 $ 3,656
Income per share:    
Basic (in dollars per share) $ 0.69  
Diluted (in dollars per share) $ 0.69  
Weighted Average Shares:    
Basic (in shares) 9,176,384  
Diluted (in shares) 9,176,384  
XML 16 R5.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Statement of Comprehensive Income [Abstract]    
Net income $ 6,339 $ 3,823
Other comprehensive income:    
Change in net unrealized holding (losses) (80) (863)
Reclassification adjustment for realized gains in net income (690) (317)
Net change in unrealized (loss) (770) (1,180)
Income tax effect 281 458
Net of tax amount (489) (722)
Change in net unrealized holding gains on securities transferred from held-to-maturity to available-for-sale 2,239  
Income tax effect (818)  
Net of tax amount 1,421  
Other comprehensive income (loss) 932 (722)
Total comprehensive income $ 7,271 $ 3,101
XML 17 R6.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY - USD ($)
$ in Thousands
Shares of Common Stock
Preferred Stock
Additional Paid-in Capital
Retained Earnings
Accumulated Other Comprehensive Income
Unearned Compensation ESOP
Total
Balance at Dec. 31, 2014   $ 17,145 $ 275 $ 55,959 $ 2,412 $ 75,791
Balance (in shares) at Dec. 31, 2014 275,000            
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Net income       3,823     3,823
Net change in other comprehensive income         (722)   (722)
Redemption of SBLF preferred stock   (17,145)         (17,145)
Preferred stock dividends       (167)     $ (167)
Issuance of 5,034,323 shares to the mutual holding company (in shares) 5,034,323           5,034,323
Transfer due to stock offering     (275) 275      
Transfer due to stock offering (in shares) (275,000)            
Issuance of 4,274,425 shares in the initial public offering, net of expenses of $1,547,000     41,197       $ 41,197
Issuance of 4,274,425 shares in the initial public offering, net of expenses of $1,547,000 (in shares) 4,274,425           4,274,425
Issuance and contribution of 189,974 shares to the Provident Community Charitable Organization     1,900       $ 1,900
Issuance and contribution of 189,974 shares to the Provident Community Charitable Organization (in shares) 189,974           189,974
Purchase of 357,152 shares of common stock by the ESOP           (3,572) $ (3,572)
ESOP shares earned     62     239 301
Balance at Dec. 31, 2015   43,159 59,890 1,690 (3,333) 101,406
Balance (in shares) at Dec. 31, 2015 9,498,722            
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Net income       6,339     6,339
Net change in other comprehensive income         932   932
Stock-based compensation expense     113       113
Restricted stock award grants 153,726            
ESOP shares earned     121     238 359
Balance at Dec. 31, 2016   $ 43,393 $ 66,229 $ 2,622 $ (3,095) $ 109,149
Balance (in shares) at Dec. 31, 2016 9,652,448            
XML 18 R7.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (Parentheticals) - USD ($)
12 Months Ended
Jul. 15, 2015
Dec. 31, 2015
Statement of Stockholders' Equity [Abstract]    
Issuance of shares to the mutual holding company   5,034,323
Number of shares issued 4,274,425 4,274,425
Issuance of shares in the initial public offering, expenses $ 1,500,000 $ 1,547,000
Issuance and contribution of shares to the Provident Community Charitable Organization   189,974
Purchase of shares of common stock by the ESOP   357,152
XML 19 R8.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Cash flows from operating activities:    
Net income $ 6,339 $ 3,823
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization of securities premiums, net of accretion 849 860
ESOP expense 359 301
Contribution of stock to charitable foundation   1,900
Gain on sales, calls and donations of securities, net (690) (317)
Change in deferred loan fees, net 50 (6)
Provision for loan losses 703 805
Depreciation and amortization 832 713
Loss (gain) on disposal of premise and equipment 60 (2)
Increase in accrued interest receivable (69) (195)
(Increase) decrease in taxes receivable (53) 146
Deferred tax benefit (394) (966)
Share-based compensation expense 113  
Increase in cash surrender value of life insurance (602) (452)
Increase in other assets (110) (230)
Increase in other liabilities 1,221 439
Net cash provided by operating activities 8,608 6,819
Cash flows from investing activities:    
Purchases of available-for-sale securities (9,835) (17,841)
Proceeds from sales of available-for-sale securities 3,286 739
Proceeds from pay downs, maturities and calls of available-for-sale securities 15,379 10,913
Proceeds from pay downs, maturities and calls of held-to-maturity securities 220 450
Redemption of Federal Home Loan Bank Stock 523 332
Loan originations and principal collections, net (55,221) (61,582)
Recoveries of loans previously charged off 26 37
Loans purchased (15,054)  
Additions to premises and equipment (873) (1,819)
Proceeds from sale of premise and equipment   5
Purchase of bank owned life insurance   (6,197)
Net cash used in investing activities (61,549) (74,963)
Cash flows from financing activities:    
Net increase in demand deposits, NOW and savings accounts 84,063 40,512
Net (decrease) increase in time deposits (33,316) 39
Proceeds from sale of common stock, net   41,197
Common stock purchased by ESOP   (3,572)
Proceeds from advances from the Federal Home Loan Bank 5,388  
Net change in Federal Home Loan Bank short-term advances (12,953) 18,186
Redemption of SBLF preferred stock   (17,145)
Preferred stock dividends   (167)
Net cash provided by financing activities 43,182 79,050
Net (decrease) increase in cash and cash equivalents (9,759) 10,906
Cash and cash equivalents at beginning of year 20,464 9,558
Cash and cash equivalents at end of year 10,705 20,464
Supplemental disclosures:    
Interest paid 2,777 2,162
Income taxes paid 3,078 $ 2,183
Held-to-maturity securities transferred to available-for-sale $ 44,240  
XML 20 R9.htm IDEA: XBRL DOCUMENT v3.7.0.1
NATURE OF OPERATIONS
12 Months Ended
Dec. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
NATURE OF OPERATIONS

NOTE 1 — NATURE OF OPERATIONS

Provident Bancorp, Inc. (the “Company”) is a Massachusetts-chartered corporation organized for the purpose of owning all of the outstanding capital stock of The Provident Bank (the “Bank”). On July 15, 2015, the Company closed its offering and issued 4,274,425 shares of common stock to the public at $10.00 per share, including 357,152 shares purchased by The Provident Bank Employee Stock Ownership Plan. In addition, the Company issued 5,034,323 shares to Provident Bancorp, the Company’s mutual holding company (the “MHC”), and 189,974 shares to The Provident Community Charitable Organization, Inc., a charitable foundation that was formed in connection with the stock offering and is dedicated to supporting charitable organizations operating in the Bank’s local community.
 
Expenses incurred related to the offering were $1.5 million, and have been recorded against offering proceeds.
 
Upon the completion of the stock offering, a special “liquidation account” was established for the benefit of certain depositors of the Bank in an amount equal to the percentage ownership interest in the equity of the Company to be held by persons other than the MHC as of the date of the latest balance sheet contained in the prospectus. Following the completion of the offering, the Company is not permitted to pay dividends on its capital stock if the Company’s shareholders’ equity would be reduced below the amount of the liquidation account. The liquidation account is reduced annually to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases will not restore an eligible account holder’s interest in the liquidation account.
 
The Company is headquartered in Amesbury, Massachusetts. The Bank operates its business from eight banking offices located in Amesbury and Newburyport, Massachusetts and Portsmouth, Exeter, Hampton, Bedford, and Seabrook, New Hampshire. The Bank provides a variety of financial services to individuals and small businesses. Its primary deposit products are checking, savings and term certificate accounts and its primary lending products are commercial mortgages and commercial loans.
XML 21 R10.htm IDEA: XBRL DOCUMENT v3.7.0.1
ACCOUNTING POLICIES
12 Months Ended
Dec. 31, 2016
Accounting Policies [Abstract]  
ACCOUNTING POLICIES
NOTE 2 — ACCOUNTING POLICIES
The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and predominant practices within the banking industry. The consolidated financial statements were prepared using the accrual basis of accounting.
Use of Estimates
The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, stock-based compensation expense and deferred income taxes.
Basis of Presentation
The consolidated financial statements include the accounts of Provident Bancorp, Inc., its wholly owned subsidiary, the Bank, and the Bank’s wholly owned subsidiaries, Provident Security Corporation and 5 Market Street Security Corporation. Provident Security Corporation was established to buy, sell, and hold investments for its own account, and 5 Market Street Security Corporation, an inactive corporation, was established to buy, sell, and hold investments for its own account. All material intercompany balances and transactions have been eliminated in consolidation.
Cash and Cash Equivalents
For purposes of reporting cash flows, cash and cash equivalents include cash, amounts due from banks, interest-bearing demand deposits with other banks, money market mutual funds and federal funds sold.
Investment Securities
Investments in debt securities are adjusted for amortization of premiums and accretion of discounts so as to approximate the interest method. Gains or losses on sales of investment securities are computed on a specific identification basis and are recorded as of the trade date.
The Company classifies debt and equity securities into one of three categories: held-to-maturity, available-for-sale or trading. These security classifications may be modified after acquisition only under certain specified conditions. In general, securities may be classified as held-to-maturity only if the Company has the positive intent and ability to hold them to maturity. Trading securities are defined as those bought and held principally for the purpose of selling them in the near term. All other securities must be classified as available-for-sale.
•         Held-to-maturity securities are measured at amortized cost in the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings or as a separate component of shareholders’ equity.
 
•         Available-for-sale securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings, but are reported as a net amount (less expected tax) as a separate component of shareholders’ equity until realized.
 
•         Trading securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses for trading securities are included in earnings.
 
The Company evaluates debt and equity securities within the Company’s available for sale and held to maturity portfolios for other-than-temporary impairment (“OTTI”), at least quarterly. If the fair value of a debt security is below the amortized cost basis of the security, OTTI is required to be recognized if any of the following are met: (1) the Company intends to sell the security; (2) it is “more likely than not” that the Company will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost basis. For all impaired debt securities that the Company intends to sell, or more likely than not will be required to sell, the full amount of the depreciation is recognized as OTTI through earnings. Credit-related OTTI for all other impaired debt securities is recognized through earnings. Non-credit related OTTI for such debt securities is recognized in other comprehensive income, net of applicable taxes. In evaluating its marketable equity securities portfolios for OTTI, the Company considers its intent and ability to hold an equity security to recovery of its cost basis in addition to various other factors, including the length of time and the extent to which the fair value has been less than cost and the financial condition and near term prospects of the issuer. Any OTTI on marketable equity securities is recognized immediately through earnings.
Federal Home Loan Bank Stock
As a member of the Federal Home Loan Bank of Boston (the “FHLB”), the Company is required to invest in $100 par value stock of the FHLB. The FHLB capital structure mandates that members must own stock as determined by their Total Stock Investment Requirement which is the sum of a member’s Membership Stock Investment Requirement and Activity-Based Stock Investment Requirement. FHLB stock is a non-marketable equity security that is carried at cost and evaluated for impairment when deemed necessary.
Loans
Loan receivables that management has the intent and ability to hold until maturity or payoff are reported at their outstanding principal balances adjusted for amounts due to borrowers on unadvanced loans, any charge-offs, the allowance for loan losses and any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans.
Interest income is accrued on the unpaid principal balance.
Loan origination and commitment fees and certain direct origination costs are deferred, and the net amount is recognized as an adjustment of the related loan yield using the interest method. The Company is amortizing these amounts over the contractual life of the related loans.
Residential real estate loans are generally placed on non-accrual status when reaching 90 days past due or in process of collection. Past due status is based on the contractual terms of the loan. All closed-end consumer loans 90 days or more past due and any equity line in the process of foreclosure are placed on non-accrual status. Secured consumer loans are written down to realizable value and unsecured consumer loans are charged-off upon reaching 120 or 180 days past due depending on the type of loan. Commercial real estate loans and commercial business loans and leases which are 90 days or more past due are generally placed on non-accrual status, unless secured by sufficient cash or other assets immediately convertible to cash. When a loan has been placed on non-accrual status, previously accrued and uncollected interest is reversed against interest on loans. A loan can be returned to accrual status when collectability of principal is reasonably assured and the loan has performed for a period of time, generally six months. Interest income received on non-accrual loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual.
Cash receipts of interest income on impaired loans are credited to principal to the extent necessary to eliminate doubt as to the collectability of the net carrying amount of the loan. Some or all of the cash receipts of interest income on impaired loans is recognized as interest income if the remaining net carrying amount of the loan is deemed to be fully collectible. When recognition of interest income on an impaired loan on a cash basis is appropriate, the amount of income that is recognized is limited to that which would have been accrued on the net carrying amount of the loan at the contractual interest rate. Any cash interest payments received in excess of the limit and not applied to reduce the net carrying amount of the loan are recorded as recoveries of charge-offs until the charge-offs are fully recovered.
Allowance for Loan Losses
The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibality of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.
The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the size and composition of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance for loan losses is allocated to loan types using both a formula-based approach (general component) and an analysis of certain individual loans for impairment (allocated component).
A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent.
Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures.
The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction and land development, commercial and consumer. Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment. These historical loss factors are adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions.
The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows:
Commercial real estate:   Loans in this segment are primarily income-producing properties throughout Massachusetts and New Hampshire. The underlying cash flows generated by the properties can be adversely impacted by a downturn in the economy resulting in increased vacancy rates, which in turn, will have an effect on the credit quality in this segment. Management periodically obtains rent rolls and continually monitors the cash flows and collateral value of these loans.
Commercial:   Loans in this segment are made to businesses and are generally secured by assets of the business. Repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment.
Residential real estate:   The Company generally does not originate loans with a loan-to-value ratio greater than 80% and does not grant subprime loans. Loans with loan to value ratios greater than 80% require the purchase of private mortgage insurance. All loans in this segment are collateralized by owner-occupied residential real estate and repayment is dependent on the credit quality of the individual borrower and value of collateral. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
Construction and land development:   Loans in this segment primarily include speculative and pre-sold real estate development loans for which payment is derived from sale of the property and construction to permanent loans for which payment is derived from cash flows of the property. Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions.
Consumer:   Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.
The allocated component relates to loans that are classified as impaired. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan.
The Company from time to time, may agree to modify the contractual terms of loans. When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modified loan is considered a troubled debt restructuring (“TDR”). All TDRs are initially classified as impaired.
An unallocated component can be maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio.
Bank-Owned Life Insurance
Bank-owned life insurance policies are reflected on the consolidated balance sheets at cash surrender value. Changes in the net cash surrender value of the policies, as well as insurance proceeds received, are reflected in non-interest income on the consolidated statements of income and are not subject to income taxes.
Premises and Equipment
Premises and equipment are stated at cost, less accumulated depreciation and amortization. Cost and related allowances for depreciation and amortization of premises and equipment retired or otherwise disposed of are removed from the respective accounts with any gain or loss included in income or expense. Generally, depreciation on the buildings and equipment is calculated principally on the straight line method, and depreciation and amortization expense is charged against operations over the estimated useful lives of the related assets.
Foreclosed and Repossessed Assets
Assets acquired through, or in lieu of, loan foreclosure or repossession are held for sale and are initially recorded at the lower of the investment in the loan or fair value less estimated costs to sell at the date of foreclosure or repossession, establishing a new cost basis. Subsequently, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated costs to sell. Revenue and expenses from operations, changes in the valuation allowance, any direct write-downs and gains or losses on sales are included in other real estate owned expense.
Advertising
The Company directly expenses costs associated with advertising as they are incurred.
Earnings per Common Share
Basic earnings per share represent income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. Unallocated ESOP shares are not deemed outstanding for earnings per share calculations. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. At December 31, 2016, there are no common stock equivalents.
Employee Stock Ownership Plan
Compensation expense for The Provident Bank Employee Stock Ownership Plan (the “ESOP”) is recorded at an amount equal to the shares allocated by the ESOP multiplied by the average fair market of the shares during the period. The Company recognizes compensation expense ratably over the year based upon the Company’s estimate of the number of shares expected to be allocated by the ESOP. Unearned compensation applicable to the ESOP is reflected as a reduction of shareholders’ equity on the consolidated balance sheet. The difference between the average fair market value and the cost of the shares by the ESOP is recorded as an adjustment to additional paid-in-capital.
Stock-based Compensation Plans
The Company measures and recognizes compensation cost relating to stock-based payment transactions based on the grant-date fair value of the equity instruments issued. Stock-based compensation is recognized over the period the employee is required to provide services for the award. The Company uses the Black-Scholes option-pricing model to determine the fair value of stock options granted. The fair value of restricted stock is recorded based on the grant date value of the equity instrument issued.
Income Taxes
The Company recognizes income taxes under the asset and liability method. Under this method, deferred tax assets and liabilities are established for the temporary differences between the accounting basis and the tax basis of the Company’s assets and liabilities at enacted tax rates expected to be in effect when the amounts related to such temporary differences are realized or settled. A tax valuation allowance is established, as needed, to reduce net deferred tax assets to the amount expected to be realized.
The Company examines its significant income tax positions annually to determine whether a tax benefit is more likely than not to be sustained upon examination by tax authorities.
Fair Values of Financial Instruments
GAAP requires that the Company disclose estimated fair values for its financial instruments. Fair value methods and assumptions used by the Company in estimating its fair value disclosures are as follows:
Cash and cash equivalents:   The carrying amounts of cash and cash equivalents approximate fair values.
Investments (including government mortgage-backed securities):   Fair values for investments are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.
Loans receivable:   For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality.
Accrued interest receivable:   The carrying amount of accrued interest receivable approximates its fair value.
Deposit liabilities:   The fair values disclosed for deposits (e.g., interest and non-interest checking, passbook savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.
Federal Home Loan Bank advances:   Fair values of Federal Home Loan Bank advances are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
Off-balance sheet instruments:   The fair value of commitments to originate loans is estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments and the unadvanced portions of loans, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date.
Recent Accounting Pronouncements
ASU (Accounting Standards Update) No. 2014-09 — Revenue from Contracts with Customers (Topic 606).   The ASU establishes a single comprehensive model for an entity to recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled, and will supersede nearly all existing revenue recognition guidance, to clarify and converge revenue recognition principles under US GAAP and International Financial Reporting Standards (IFRS). The update outlines five steps to recognizing revenue: (i) identify the contracts with the customer; (ii) identify the separate performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the separate performance obligations; (v) recognize revenue when each performance obligation is satisfied. The update requires more comprehensive disclosures, relating to quantitative and qualitative information for amounts, timing, the nature and uncertainty of revenue, and cash flows arising from contracts with customers, which will mainly impact construction and high-tech industries. The most significant potential impact to banking entities relates to less prescriptive derecognition requirements on the sale of other real estate owned (OREO) property. In August 2015, the Financial Accounting Standards Board (FASB) issued ASU No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date. The amendments in ASU 2015-14 defer the effective date of ASU 2014-09 for all entities by one year. Accordingly, the amendments are effective for annual and interim periods beginning after December 15, 2017. Early adoption is permitted for annual and interim reporting periods beginning after December 15, 2016. An entity may elect either a full retrospective or a modified retrospective application. The Company does not expect the application of this guidance will have a material impact on the Company’s financial statements.
ASU No. 2014-14, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40) — “Classification of Certain Government-Guaranteed Residential Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)”.   The ASU has been issued to reduce diversity in practice in the classification of foreclosed residential mortgage loans held by creditors that are fully guaranteed under certain government programs, including the Federal Housing Administration guarantees. A residential mortgage loan would be derecognized and a separate other receivable would be recognized upon foreclosure if the loan has both of the following characteristics: (i) the loan has a government guarantee that is not separable from the loan before foreclosure entitling the creditor to the full unpaid principal balance of the loan; and (ii) at the time of foreclosure, the creditor has the intent to make a claim on the guarantee and the ability to recover the full unpaid principal balance of the loan through the guarantee. Notably, upon foreclosure, the separate other receivable would be measured based on the current amount of the loan balance expected to be recovered under the guarantee. The amendments were effective for the Company as of January 1, 2016. This amendment did not impact the Company’s financial statements and the Company does not expect the application of this guidance will have a material impact on the Company’s financial statements in the future.
ASU No. 2016-01, Financial Instruments — Overall (Subtopic 825-10): “Recognition and Measurement of Financial Assets and Financial Liabilities.”   The ASU has been issued to improve the recognition and measurement of financial instruments by requiring 1) equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; 2) separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements; 3) the use of the exit price notion when measuring fair value of financial instruments for disclosure purposes; and 4) separate presentation by the reporting organization in other comprehensive income for the portion of the total change in the fair value of a liability resulting from the change in the instrument-specific credit risk (also referred to as “own credit”) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. The standard is effective for the Company beginning on January 1, 2018. The Company holds a portfolio of marketable equity securities; depending on the size and composition of the portfolio at the adoption date, the impact of the ASU could be material to the Company’s consolidated financial statements.
ASU 2016-02, Leases (Topic 842).   The amendments in this update require lessees to recognize, on the balance sheet, assets and liabilities for the rights and obligations created by leases. Accounting by lessors will remain largely unchanged. The guidance will be effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018, with early adoption permitted. Adoption will require a modified retrospective transition where the lessees and lessors are required to recognize and measure leases at the beginning of the earliest period presented. The Company does not expect the application of this guidance will have a material impact on the Company’s financial statements.
ASU 2016-09, Compensation Stock — Compensation (Topic 718): “Improvements to Employee Share Based Payment Accounting.”   This ASU changes how companies account for certain aspects of share based payments to employees. Entities will be required to recognize the income tax effects of awards in the statement of income when the awards vest or are settled, the guidance on employers’ accounting for an employee’s use of shares to satisfy the employer’s statutory income tax withholding obligation and for forfeitures is changing and the update requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. The amendments in this update will be effective for the Company on January 1, 2017 and interim periods within that annual period. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.
ASU No. 2016-13, Financial Instruments — Credit Losses (Topic 326): “Measurement of Credit Losses on Financial Instruments.”   The ASU changes the impairment model for most financial assets and certain other instruments. For trade and other receivables, held-to-maturity debt securities, loans and other instruments, entities will be required to use a new forward-looking “expected loss” model that will replace today’s “incurred loss” model and can result in the earlier recognition of credit losses. For available-for-sale debt securities with unrealized losses, entities will measure credit losses in a manner similar to current practice, except that the losses will be recognized as an allowance. The amendments in this update will be effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted as of the fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Management is currently evaluating the impact of its pending adoption of this guidance on the Company’s financial statements.
ASU No. 2016-15, Statement of Cash Flows (Topic 230): “Classification of Certain Cash Receipts and Cash Payments.”   This ASU changes how certain cash receipts and cash payments are presented and classified in the statement of cash flows under Topic 230, Statement of Cash Flows, and other Topics. The amendments address the classification of the following eight items in the statement of cash flows; debt prepayment or debt extinguishment costs, settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing, contingent consideration payments made after a business combination, proceeds from the settlement of insurance claims, proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies, distributions received from equity method investees, beneficial interests in securitization transactions and separately identifiable cash flows and application of the Predominance Principle. The amendments in this update are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.
ASU No. 2016-18, Statement of Cash Flows (Topic 230): “Restricted Cash”   This ASU provide guidance on the presentation of restricted cash or restricted cash equivalents in the statement of cash flows. The amendments in this Update require that a statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. Therefore, amounts generally described as restricted cash and restricted cash equivalents should be included with cash and cash equivalents when reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows. The amendments in this Update are effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.
XML 22 R11.htm IDEA: XBRL DOCUMENT v3.7.0.1
INVESTMENTS IN SECURITIES
12 Months Ended
Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]  
INVESTMENTS IN SECURITIES
NOTE 3 — INVESTMENTS IN SECURITIES
In May 2016, the Company reclassified its $44.2 million held-to-maturity investment portfolio to available-for-sale. Due to its strong outlook for loan growth and falling interest rates, the Company decided to proceed with the reclassification to provide liquidity. The reclassification increased total shareholders’ equity by $1.3 million associated with the recording of the net security gains on the portfolio, net of tax effect, to accumulated other comprehensive income. In accordance with regulatory and accounting requirements, the Company is prohibited from classifying security purchases as held-to-maturity for a period of two years.
The following summarizes the amortized cost of investment securities classified as available-for-sale and their approximate fair values at December 31, 2016 and 2015:
(In thousands)
   
Amortized 
Cost 
Basis
   
Gross 
Unrealized 
Gains
   
Gross 
Unrealized 
Losses
   
Fair 
Value
 
December 31, 2016          
State and municipal
      $ 49,367         $ 1,281         $ 68         $ 50,580    
Corporate debt
        1,000           31                     1,031    
Asset-backed securities
        8,747                     69           8,678    
Government mortgage-backed securities
        41,818           435           339           41,914    
Trust preferred securities
        1,368                     400           968    
Marketable equity securities
        11,492           3,551           218           14,825    
          113,792           5,298           1,094           117,996    
Money market mutual funds included in cash and cash equivalents
        (129)                               (129)    
Total available-for-sale securities
      $ 113,663         $ 5,298         $ 1,094         $ 117,867    
December 31, 2015          
U.S. Government and federal agency
      $ 1,996         $ 37         $         $ 2,033    
State and municipal
        3,373           309                     3,682    
Corporate debt
        1,000           71                     1,071    
Asset-backed securities
        9,656           9           41           9,624    
Government mortgage-backed securities
        52,515           622           325           52,812    
Trust preferred securities
        1,368           55           307           1,116    
Marketable equity securities
        8,638           2,653           348           10,943    
          78,546           3,756           1,021           81,281    
Money market mutual funds included in cash and cash equivalents
        (297)                               (297)    
Total available-for-sale securities
      $ 78,249         $ 3,756         $ 1,021         $ 80,984    
 
The following summarizes the amortized cost of investment securities classified as held-to-maturity and their approximate fair values at December 31, 2015:
(In thousands)
   
Amortized 
Cost 
Basis
   
Gross 
Unrealized 
Gains
   
Gross 
Unrealized 
Losses
   
Fair 
Value
 
December 31, 2015          
State and municipal
      $ 44,623         $ 1,905         $ 54         $ 46,474    
 
The scheduled maturities of debt securities were as follows at December 31, 2016:
     
Available-
for-Sale
 
(In thousands)
   
Fair Value
 
Due within one year
      $ 1,813    
Due after one year through five years
        2,326    
Due after five years through ten years
        7,810    
Due after ten years
        40,630    
Government mortgage-backed securities
        41,914    
Asset-backed securities
        8,678    
        $ 103,171    
 
During the years ended December 31, 2016 and 2015, gross realized gains on sales, calls and donated securities were $693,000 and $328,000, respectively, and gross losses realized were $3,000 and $11,000, respectively.
There were no securities of issuers whose aggregate carrying amount exceeded 10% of equity at December 31, 2016.
Securities with carrying amounts of  $60.6 million and $61.7 million were pledged to secure available borrowings with the Federal Reserve Bank and Federal Home Loan Bank at December 31, 2016 and 2015, respectively.
The aggregate fair value and unrealized losses of securities that have been in a continuous unrealized-loss position for less than twelve months and for twelve months or more, and are temporarily impaired, are as follows at December 31, 2016 and 2015:
     
Less than 12 Months
   
12 Months or Longer
   
Total
 
(In thousands)
   
Fair 
Value
   
Unrealized 
Losses
   
Fair 
Value
   
Unrealized 
Losses
   
Fair 
Value
   
Unrealized 
Losses
 
December 31, 2016              
Temporarily impaired securities:              
State and municipal
      $ 6,413         $ 63         $ 160         $ 5         $ 6,573         $ 68    
Asset-backed securities
        8,104           60           574           9           8,678           69    
Government mortgage-backed securities
        20,868           247           2,770           92           23,638           339    
Trust preferred securities
        26           18           942           382           968           400    
Marketable equity securities
        1,942           104           768           114           2,710           218    
Total temporarily impaired securities
      $ 37,353         $ 492         $ 5,214         $ 602         $ 42,567         $ 1,094    
December 31, 2015              
Temporarily impaired securities:              
State and municipal
      $ 3,195         $ 28         $ 729         $ 26         $ 3,924         $ 54    
Asset-backed securities
        5,062           7           2,005           34           7,067           41    
Government mortgage-backed securities
        21,108           88           9,156           237           30,264           325    
Trust preferred securities
                            1,017           307           1,017           307    
Marketable equity securities
        1,591           166           529           182           2,120           348    
Total temporarily impaired securities
      $ 30,956         $ 289         $ 13,436         $ 786         $ 44,392         $ 1,075    
 
Government mortgage-backed securities, state and municipal securities and asset-backed securities:   Because the decline in fair value of the government mortgage-backed securities, asset backed securities and state and municipal securities is primarily attributable to changes in interest rates and not credit quality, and because the Company has the intent and ability to hold these investments until market price recovery or maturity, these investments are not considered other-than-temporarily impaired.
Marketable equity securities:   Management continuously monitors equity securities for impairment by reviewing the financial condition of the issuer, company-specific events, industry developments, and general economic conditions. Management reviews corporate financial reports, credit agency reports and other publicly available information. Based on these reviews, these securities are not considered to be other-than-temporarily impaired.
Trust preferred securities:   Management monitors its pooled-trust preferred securities for possible other-than-temporary-impairment on a quarterly basis. This review included an analysis of collateral reports, cash flows, stress default levels and financial ratios of the underlying issuers. Management utilizes a third party to compile this data and perform other-than-temporary-impairment cash flow testing. Critical assumptions that go into the other-than-temporary-impairment cash flow testing are prepayment speeds, default rates of the underlying issuers and discount margins. The result of the third-party other-than-temporary-impairment cash flow testing noted no other-than-temporary-impairment in 2016.
Activity related to the credit component recognized in earnings on debt securities held by the Company for which a portion of other-than-temporary impairment was recognized in other comprehensive income for the years ended December 31, 2016 and 2015 is as follows:
(In thousands)
   
Trust preferred securities:    
Balance, December 31, 2014
     
$
688
   
Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized
           
Balance, December 31, 2015
     
 
688
   
Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized
           
Balance, December 31, 2016
     
$
688
   
 
XML 23 R12.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS
12 Months Ended
Dec. 31, 2016
Receivables [Abstract]  
LOANS
NOTE 4 — LOANS
Loans consisted of the following at December 31, 2016 and 2015:
(In thousands)
   
2016
   
2015
 
Commercial real estate
      $ 336,102         $ 285,356    
Commercial
        166,157           112,073    
Residential real estate
        76,850           92,392    
Construction and land development
        48,161           71,535    
Consumer
        6,172           1,855    
          633,442           563,211    
Allowance for loan losses
        (8,590)           (7,905)    
Deferred loan fees, net
        (427)           (377)    
Net loans
      $ 624,425         $ 554,929    
 
The following tables set forth information regarding the allowance for loans and impaired loans by portfolio segment as of and for the years ended December 31, 2016 and 2015:
(In thousands)
   
Commercial 
Real Estate
   
Commercial
   
Residential 
Real Estate
   
Construction 
and Land 
Development
   
Consumer
   
Unallocated
   
Total
 
December 31, 2016                
Allowance for loan losses:                
Beginning balance
      $ 3,827         $ 2,138         $ 412         $ 1,236         $ 119         $ 173         $ 7,905    
Charge-offs
                                                (44)                     (44)    
Recoveries
                  1           12                     13                     26    
Provision (benefit)
        676           374           (96)           (354)           191           (88)           703    
Ending balance
      $ 4,503         $ 2,513         $ 328         $ 882         $ 279         $ 85         $ 8,590    
Ending balance:                
Individually evaluated for impairment
      $         $ 46         $         $         $         $         $ 46    
Ending balance:                
Collectively evaluated for impairment
        4,503           2,467           328           882           279           85           8,544    
Total allowance for loan losses ending balance
      $ 4,503         $ 2,513         $ 328         $ 882         $ 279         $ 85         $ 8,590    
Loans:                
Ending balance:                
Individually evaluated for impairment
      $ 1,956         $ 1,660         $ 422         $         $         $         $ 4,038    
Ending balance:                
Collectively evaluated for impairment
        334,146           164,497           76,428           48,161           6,172                     629,404    
Total loans ending balance
      $ 336,102         $ 166,157         $ 76,850         $ 48,161         $ 6,172         $         $ 633,442    
 
(In thousands)
   
Commercial 
Real Estate
   
Commercial
   
Residential 
Real Estate
   
Construction 
and Land 
Development
   
Consumer
   
Unallocated
   
Total
 
December 31, 2015                
Allowance for loan losses:                
Beginning balance
      $ 3,500         $ 1,751         $ 560         $ 872         $ 184         $ 357         $ 7,224    
Charge-offs
                  (96)                               (65)                     (161)    
Recoveries
                  20           6                     11                     37    
Provision (benefit)
        327           463           (154)           364           (11)           (184)           805    
Ending balance
      $ 3,827         $ 2,138         $ 412         $ 1,236         $ 119         $ 173         $ 7,905    
Ending balance:                
Individually evaluated for impairment
      $         $ 488         $         $         $         $         $ 488    
Ending balance:                
Collectively evaluated for impairment
        3,827           1,650           412           1,236           119           173           7,417    
Total allowance for loan losses ending balance
      $ 3,827         $ 2,138         $ 412         $ 1,236         $ 119         $ 173         $ 7,905    
Loans:                
Ending balance:                
Individually evaluated for impairment
      $ 3,272         $ 1,755         $ 437         $         $         $         $ 5,464    
Ending balance:                
Collectively evaluated for impairment
        282,084           110,318           91,955           71,535           1,855                     557,747    
Total loans ending balance
      $ 285,356         $ 112,073         $ 92,392         $ 71,535         $ 1,855         $         $ 563,211    
 
At December 31, 2016 and 2015, loans with an aggregate principal balance of  $250.7 million and $245.8 million, respectively, were pledged to secure possible borrowings from the Federal Reserve Bank.
Certain directors and executive officers of the Company and companies in which they have significant ownership interests were customers of the Bank during 2016. Total loans to such persons and their companies amounted to $7.5 million and $8.5 million at December 31, 2016 and 2015, respectively. During the years ended December 31, 2016 and 2015, $271,000 and $6,000 of advances and principal payments of $1.3 million and $1.2 million were made, respectively.
The following tables set forth information regarding non-accrual loans and past-due loans by portfolio segment at December 31, 2016 and 2015:
(In thousands)
   
30 – 59 
Days
   
60 – 89 
Days
   
90 Days 
or More 
Past Due
   
Total 
Past 
Due
   
Total 
Current
   
Total 
Loans
   
90 Days 
or More 
Past Due 
and Accruing
   
Nonaccrual 
Loans
 
December 31, 2016                  
Commercial real estate
      $         $         $ 346         $ 346         $ 335,756         $ 336,102         $         $ 346    
Commercial
        29                               29           166,128           166,157                     933    
Residential real estate
                                                76,850           76,850                     303    
Construction and land development
                                                48,161           48,161                        
Consumer
                                                6,172           6,172                        
Total
      $ 29         $         $ 346         $ 375         $ 633,067         $ 633,442         $         $ 1,582    
December 31, 2015                  
Commercial real estate
      $         $         $         $         $ 285,356         $ 285,356         $         $ 106    
Commercial
                                                112,073           112,073                     1,147    
Residential real estate
        130           173           365           668           91,724           92,392           —            1,031    
Construction and land development
                                                71,535           71,535                        
Consumer
        1           1                     2           1,853           1,855                        
Total
      $ 131         $ 174         $ 365         $ 670         $ 562,541         $ 563,211         $         $ 2,284    
 
Information about the Company’s impaired loans by portfolio segment was as follows at December 31, 2016 and 2015:
(In thousands)
   
Recorded 
Investment
   
Unpaid 
Principal 
Balance
   
Related 
Allowance
   
Average 
Recorded 
Investment
   
Interest 
Income 
Recognized
 
December 31, 2016            
With no related allowance recorded:            
Commercial real estate
      $ 1,956         $ 1,956         $         $ 2,744         $ 188    
Commercial
        799           799                     794           42    
Residential real estate
        422           422                     429           20    
Construction and land development
                                                   
Consumer
                                                   
Total impaired with no related allowance
      $ 3,177         $ 3,177         $         $ 3,967         $ 250    
With an allowance recorded:            
Commercial real estate
      $         $         $         $         $    
Commercial
        861           861           46           886              
Residential real estate
                                                   
Construction and land development
                                                   
Consumer
                                                   
Total impaired with an allowance recorded
      $ 861         $ 861         $ 46         $ 886         $    
Total            
Commercial real estate
      $ 1,956         $ 1,956         $         $ 2,744         $ 188    
Commercial
        1,660           1,660           46           1,680           42    
Residential real estate
        422           422                     429           20    
Construction and land development
                                                   
Consumer
                                                   
Total impaired loans
      $ 4,038         $ 4,038         $ 46         $ 4,853         $ 250    
December 31, 2015            
With no related allowance recorded:            
Commercial real estate
      $ 3,272         $ 3,272         $         $ 3,788         $ 149    
Commercial
        661           661                     611           20    
Residential real estate
        437           437                     323           17    
Construction and land development
                                                   
Consumer
                                                   
Total impaired with no related allowance
      $ 4,370         $ 4,370         $         $ 4,722         $ 186    
With an allowance recorded:            
Commercial real estate
      $         $         $         $         $    
Commercial
        1,094           1,094           488           901           2    
Residential real estate
                                                   
Construction and land development
                                                   
Consumer
                                                   
Total impaired with an allowance recorded
      $ 1,094         $ 1,094         $ 488         $ 901         $ 2    
Total            
Commercial real estate
      $ 3,272         $ 3,272         $         $ 3,788         $ 149    
Commercial
        1,755           1,755           488           1,512           22    
Residential real estate
        437           437                     323           17    
Construction and land development
                                                   
Consumer
                                                   
Total impaired loans
      $ 5,464         $ 5,464         $ 488         $ 5,623         $ 188    
 
The following summarizes troubled debt restructurings entered into during the years ended December 31, 2016 and 2015:
(Dollars in thousands)
   
Number of 
Contracts
   
Pre-Modification 
Outstanding Recorded 
Investment
   
Post-Modification 
Outstanding 
Recorded 
Investment
 
Year-Ended December 31, 2016        
Troubled debt restructurings:
       
Commercial
        1         $ 58         $ 58    
          1         $ 58         $ 58    
Year-Ended December 31, 2015        
Troubled debt restructurings:
       
Commercial real estate
        2         $ 464         $ 464    
Commercial
        8           1,578           1,578    
Residential real estate
        2           226           226    
          12         $ 2,268         $ 2,268    
 
None of the loans modified as troubled debt restructuring during 2016 and 2015 defaulted during the period after modification.
In 2016, we approved one troubled debt restructure totaling $58 thousand, with no specific reserve required based on an analysis of the borrower’s repayment ability and/or collateral coverage. This commercial loan was placed on an extended 13-month interest only period with re-amortization to follow based on a five-year term.
In 2015, we approved nine troubled debt restructures with no specific reserves required based on an analysis of the borrowers’ repayment ability and/or collateral coverage. Of these, two commercial loans to the same borrower were placed on a 13-month interest only period with re-amortization to follow based on the remaining term. One commercial loan and one owner-occupied commercial real estate mortgage to the same borrower were re-amortized over an extended term and maturity to ease up the borrowers’ cash flow. One investment commercial real estate loan was placed on interest only payments to allow the borrower time to market the property, with principal and interest payments to follow. Two small commercial term loans were re-amortized under forbearance agreements with no reserve required due to 100% SBA guarantees. Finally, two residential real estate mortgages were modified to interest only payments and later were re-amortized over an extended term and maturity. We approved three troubled debt restructures that required a specific reserve consisting of a commercial loan term that was modified to defer principal payments. The Company classified this loan as doubtful and maintains a 50% reserve on the balance of the loan. Two commercial term loans were modified under forbearance agreements and a 15% reserve was applied, consisting of the non-SBA guaranteed portion of the loan balances.
At December 31, 2016 and 2015, there were no commitments to lend additional funds to borrowers whose loans were modified in troubled debt restructurings.
Credit Quality Information
The Company utilizes a seven grade internal loan rating system for commercial real estate, construction and land development, and commercial loans as follows:
Loans rated 1 – 3:   Loans in these categories are considered “pass” rated loans with low to average risk.
Loans rated 4:   Loans in this category are considered “special mention.” These loans are starting to show signs of potential weakness and are being closely monitored by management.
Loans rated 5:   Loans in this category are considered “substandard.” Generally, a loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligors and/or the collateral pledged. There is a distinct possibility that the Company will sustain some loss if the weakness is not corrected.
Loans rated 6:   Loans in this category are considered “doubtful.” Loans classified as doubtful have all the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, highly questionable and improbable.
Loans rated 7:   Loans in this category are considered uncollectible (“loss”) and of such little value that their continuance as loans is not warranted.
On an annual basis, or more often if needed, the Company formally reviews the ratings on all commercial real estate, construction and land development, and commercial loans.
For residential real estate and consumer loans, the Company initially assesses credit quality based upon the borrower’s ability to pay and rates such loans as pass. Subsequent risk rating downgrades are based upon the borrower’s payment activity. All other residential and consumer loans are not formally rated.
The following tables present the Company’s loans by risk rating and portfolio segment at December 31, 2016 and 2015:
(In thousands)
   
Commercial 
Real Estate
   
Commercial
   
Residential 
Real Estate
   
Construction 
and Land 
Development
   
Consumer
   
Total
 
December 31, 2016              
Grade:              
Pass
      $ 319,712         $ 157,306         $         $ 48,161         $         $ 525,179    
Special mention
        4,471           1,668                                         6,139    
Substandard
        11,919           7,183           729                               19,831    
Not formally rated
                            76,121                     6,172           82,293    
Total
      $ 336,102         $ 166,157         $ 76,850         $ 48,161         $ 6,172         $ 633,442    
December 31, 2015              
Grade:              
Pass
      $ 265,325         $ 106,677         $         $ 71,535         $         $ 443,537    
Special mention
        15,700           1,403                                         17,103    
Substandard
        4,331           3,083           1,329                               8,743    
Doubtful
                  910                                         910    
Not formally rated
                            91,063                     1,855           92,918    
Total
      $ 285,356         $ 112,073         $ 92,392         $ 71,535         $ 1,855         $ 563,211    
 
The Bank has sold mortgage loans with servicing rights retained. The fair value of those servicing rights under GAAP is not material and has not been recognized in the 2016 and 2015 consolidated financial statements.
Loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of mortgage and other loans serviced for others were $11.2 million and $10.4 million at December 31, 2016 and 2015, respectively.
XML 24 R13.htm IDEA: XBRL DOCUMENT v3.7.0.1
PREMISES AND EQUIPMENT
12 Months Ended
Dec. 31, 2016
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT
NOTE 5 — PREMISES AND EQUIPMENT
The following is a summary of premises and equipment at December 31, 2016 and 2015:
(In thousands)
   
2016
   
2015
 
Land
      $ 2,424         $ 2,424    
Buildings and leasehold improvements
        9,241           9,191    
Furniture and equipment
        4,499           4,190    
Leasehold improvements
        4,234           2,911    
Construction in progress
                  1,251    
          20,398           19,967    
Accumulated depreciation and amortization
        (8,811)           (8,361)    
Premises and equipment, net
      $ 11,587         $ 11,606    
 
Depreciation and amortization expense was $832,000 and $713,000 for the years ended December 31, 2016 and 2015, respectively.
XML 25 R14.htm IDEA: XBRL DOCUMENT v3.7.0.1
DEPOSITS
12 Months Ended
Dec. 31, 2016
Deposits [Abstract]  
DEPOSITS
NOTE 6 — DEPOSITS
The following is a summary of deposit balances by type at December 31, 2016 and 2015:
(In thousands)
   
2016
   
2015
 
NOW and demand
      $ 280,773         $ 238,462    
Regular savings
        111,016           106,208    
Money market deposits
        145,321           108,377    
Total non-certificate accounts
        537,110           453,047    
Term certificates of  $100,000 or more
        20,227           36,941    
Term certificates less than $100,000
        70,645           87,247    
Total certificate accounts
        90,872           124,188    
Total deposits
      $ 627,982         $ 577,235    
 
The aggregate amounts of time deposits in denominations over $250,000 were $3.4 million and $3.4 million at December 31, 2016 and 2015, respectively.
At December 31, 2016 and 2015, the aggregate amount of brokered time deposits was $49.3 million and $63.8 million respectively. At December 31, 2016 and 2015, $49.3 million and $63.4 million, respectively, of brokered time deposits were included in time deposit accounts in denominations of less than $100,000 above.
At December 31, 2016 and 2015, the scheduled maturities for time deposits for each of the following five years are as follows:
(In thousands)
   
2016
   
2015
 
2016
      $         $ 81,116    
2017
        69,775           27,746    
2018
        17,230           12,737    
2019
        1,414           679    
2020
        1,663           1,910    
2021
        790              
Total
      $ 90,872         $ 124,188    
 
Deposits from related parties held by the Company at December 31, 2016 and 2015 amounted to $3.6 million and $3.1 million, respectively.
XML 26 R15.htm IDEA: XBRL DOCUMENT v3.7.0.1
FEDERAL HOME LOAN BANK ADVANCES
12 Months Ended
Dec. 31, 2016
Advances from Federal Home Loan Banks [Abstract]  
FEDERAL HOME LOAN BANK ADVANCES
NOTE 7 — FEDERAL HOME LOAN BANK ADVANCES
Advances consist of funds borrowed from the FHLB. Maturities of advances from the FHLB for years ending after December 31, 2016 and 2015 are summarized as follows:
(In thousands)
   
2016
   
2015
 
2016
      $           49,112    
2017
        35,000           5,000    
2018
        5,000              
2020
        6,358           3,311    
2021
                     
Thereafter
        3,500              
Total
      $ 49,858         $ 57,423    
 
Borrowings from the FHLB are secured by a blanket lien on qualified collateral, consisting primarily of loans with first mortgages secured by one to four family properties, certain commercial loans and qualified mortgage-backed government securities.
In August of 2015, the Bank modified $3.5 million of its FHLB borrowings and extended the maturity. The Bank incurred a prepayment penalty of  $233,000. In accordance with ASC 470, the prepayment penalty is being amortized over the life of the newly modified borrowing.
At December 31, 2016, the interest rates on FHLB advances ranged from 0.72% to 3.99%. At December 31, 2016, the weighted average interest rate on FHLB advances was 1.36%.
XML 27 R16.htm IDEA: XBRL DOCUMENT v3.7.0.1
INCOME TAXES
12 Months Ended
Dec. 31, 2016
Income Tax Disclosure [Abstract]  
INCOME TAXES
NOTE 8 — INCOME TAXES
The components of income tax expense are as follows for the years ended December 31, 2016 and 2015:
(In thousands)
   
2016
   
2015
 
Current tax expense (benefit):      
Federal
      $ 2,780         $ 2,066    
State
        653           277    
Net operating loss carryforward
        (14)           (14)    
          3,419           2,329    
Deferred tax expense (benefit):      
Federal
        (302)           (745)    
State
        (92)           (221)    
          (394)           (966)    
Net income tax expense
      $ 3,025         $ 1,363    
 
The following is a summary of the differences between the statutory federal income tax rate and the effective tax rates for the years ended December 31, 2016 and 2015:
     
2016
   
2015
 
Federal income tax at statutory rate
        34.0%           34.0%    
Increase (decrease) in tax resulting from:      
State tax, net of federal tax benefit
        4.6           3.5    
Tax exempt income and dividends received deduction
        (4.8)           (9.5)    
Gain on donated securities
        (0.1)           (1.6)    
Other
        (1.4)           (0.1)    
Effective tax rate
        32.3%           26.3%    
 
The following is a summary of the Company’s gross deferred tax assets and gross deferred tax liabilities at December 31, 2016 and 2015:
(In thousands)
   
2016
   
2015
 
Deferred tax assets:      
Allowance for loan losses
      $ 3,431         $ 3,157    
Net operating loss carryforward
        54           69    
Employee benefit plans and share-based compensation plans
        2,406           1,940    
Deferred loan fees, net
        174           154    
Writedown of securities
        235           242    
Reserve for unfunded commitments
        54           68    
Charitable contribution carryover
        297           597    
Other
        56           16    
Gross deferred tax assets
        6,707           6,243    
Deferred tax liabilities:      
Depreciation
        (145)           (57)    
FHLB restructure fees
        (67)           (85)    
Net unrealized holding gain on securities
        (1,582)           (1,045)    
Gross deferred tax liabilities
        (1,794)           (1,187)    
Net deferred tax asset
      $ 4,913         $ 5,056    
 
At December 31, 2016, the Company had federal net operating loss carryovers of  $160,000. The carryovers were transferred to the Company upon the merger with Amesbury Cooperative Bank during the year ended December 31, 2001. The losses will expire in 2020 and are subject to certain annual limitations which amount to $42,000 per year.
The Company reduces the deferred tax asset by a valuation allowance if, based on the weight of the available evidence, it is not “more likely than not” that some portion or all of the deferred tax assets will be realized. The Company assesses the realizability of its deferred tax assets by assessing the likelihood of the Company generating federal and state income tax, as applicable, in future periods in amounts sufficient to offset the deferred tax charges in the periods they are expected to reverse. Based on this assessment, management concluded that a valuation allowance was not required as of December 31, 2016 and 2015.
It is the Company’s policy to provide for uncertain tax positions and the related interest and penalties based upon management’s assessment of whether a tax benefit is more likely than not to be sustained upon examination by tax authorities. At December 31, 2016 and 2015, there was no material uncertain tax positions related to federal and state income tax matters. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service and state taxing authorities for the years ended December 31, 2013 through December 31, 2015.
XML 28 R17.htm IDEA: XBRL DOCUMENT v3.7.0.1
EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS
12 Months Ended
Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]  
EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS
NOTE 9 — EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS
401(k) Plan
The Company sponsors a 401(k) plan. All employees are eligible to join the 401(k) plan. However, participants in the 401(k) plan must complete one year of service to be eligible for safe harbor contributions and employer discretionary contributions. A Safe Harbor Plan was adopted by the Company effective January 1, 2007. Under the Safe Harbor Plan, the Company matches 100% of employee contributions up to 6% of compensation. In addition, the Company may make a discretionary contribution to the 401(k) plan determined on an annual basis. Employees may contribute up to 75% of their salary subject to certain limits based on federal tax laws. The expense recognized under the 401(k) plan was $401,000 and $336,000 for the years ended December 31, 2016 and 2015, respectively.
Supplemental Executive Retirement Plans
The Company has Supplemental Executive Retirement Agreements with certain executive officers. These agreements are designed to supplement the benefits available through the Company’s retirement plan. The liability for the retirement benefits amounted to $4.4 million and $3.5 million at December 31, 2016 and 2015, respectively, and is included in other liabilities. The expense recognized for these benefits was $947,000 and $895,000 for the years ended December 31, 2016 and 2015, respectively.
Employee Stock Ownership Plan
The Bank maintains the ESOP to provide eligible employees the opportunity to own Company stock. This plan is a tax-qualified retirement plan for the benefit of Company employees. Contributions are allocated to eligible participants on the basis of compensation, subject to federal tax limits. The number of shares committed to be released per year through 2029 is 23,810.
The Company contributed funds to a subsidiary to enable it to grant a loan to the ESOP for the purchase of 357,152 shares of the Company’s stock at a price of  $10.00 per share. The loan obtained by the ESOP from the Company’s subsidiary to purchase Company stock is payable annually over 15 years at a rate per annum equal to the prime rate (3.75% at December 31, 2016). Loan payments are principally funded by cash contributions from the Company.
Shares held by the ESOP include the following:
     
December 31, 2016
   
December 31, 2015
 
Allocated
        23,810              
Committed to be allocated
        23,810           23,810    
Unallocated
        309,532           333,342    
Total
        357,152           357,152    
 
Shared-Based Compensation Plan
Under the Provident Bancorp, Inc. 2016 Equity Incentive Plan (the “Equity Plan”), the Company may grant options, restricted stock, restricted units or performance awards to its directors, officers and employees. Both incentive stock options and non-qualified stock options may be granted under the Equity Plan, with the total shares reserved for options equaling 446,440. The exercise price of each option equals the market price of the Company’s stock on the date of grant and the maximum term of each option is ten years. The total number of shares reserved for restricted stock or restricted units is 178,575. The value of restricted stock grants is based on the grant date fair value of the related stock. Options and awards vest ratably over five years. The fair value of shares awarded is based on the market price at the date of grant. Stock option awards granted to date under the Equity Plan expire ten years after issue date.
Expense related to options and restricted stock granted to directors is recognized as directors’ fees within non-interest expense.
Stock Options
The fair value of each option is estimated on the date of the grant using the Black-Scholes option-pricing model with the following assumptions:
•         Volatility is based on peer group volatility because the Company does not have a sufficient trading history.
 
•         Expected life represents the period of time that the option is expected to be outstanding, taking into account the contractual term, and the vesting period.
 
•         The risk-free rate is based on the U.S. Treasury yield curve in effect at the time of grant for a period equivalent to the expected life of the option.
 
The fair value of options granted in 2016 is based on the following assumptions:
 
Date of Grant
   
November 17, 2016   
 
 
Options granted
   
384,268   
 
 
Vesting period (years)
   
5   
 
 
Expiration date
   
November 17, 2026   
 
 
Expected volatility
   
20.80% 
 
 
Expected life (years)
   
7.5   
 
 
Expected dividend yield
   
   0.00% 
 
 
Risk free interest rate
   
2.12% 
 
 
Fair value per option
   
$5.03   
 
A summary of the status of the Company’s stock option grants for the year ended December 31, 2016, is presented in the table below:
     
Stock Option 
Awards
   
Weighted 
Average 
Exercise Price
   
Weighted Average 
Remaining 
Contractual Term 
(years)
   
Aggregate 
Intrinsic 
Value
 
Balance at January 1, 2016
                $                   $    
Granted
        384,268           17.40           9.88           192,134    
Balance at December 31, 2016
        384,268         $ 17.40           9.88         $ 192,134    
Outstanding and expected to vest at December 31, 
2016
        384,268         $ 17.40           9.88         $ 192,134    
Exercisable at December 31, 2016
                                         
Unrecognized compensation cost
      $ 1,884,000          
Weighted average remaining recognition period (years)
        4.88          
Total expense for the stock options was $47,000 for the year ended December 31, 2016. There was no stock-based compensation expense for the year ended December 31, 2015.
Restricted Stock
Shares issued upon vesting may be either authorized but unissued shares or reacquired shares held by the Company. Any shares not issued because vesting requirements are not met will again be available for issuance under the plan. The fair market value of shares awarded, based on the market prices at the date of grant, is recorded as unearned compensation and amortized over the applicable vesting period.
The following table presents the activity in restricted stock awards under the Equity Plan for the year ended December 31, 2016:
     
Outstanding Restricted 
Stock Awards
   
Weighted Average 
Grant Price
 
Restricted stock awards at January 1, 2016
                $    
Granted
        153,726           17.40    
Restricted stock awards at Decemer 31, 2016
        153,726         $ 17.40    
Unrecognized compensation cost
      $ 2,609,000      
Weighted average remaining recognition period (years)
        4.88      
Total expense for the restricted stock awards was $66,000 for the year ended December 31, 2016. There was no stock-based compensation expense for the year ended December 31, 2015.
Long-Term Incentive Plan
The Bank awards compensation through a plan called The Provident Bank Long-Term Incentive Plan. The purpose of the plan is to provide deferred compensation to officers of the Bank and to provide performance incentives for such persons. Such deferred compensation is based upon the award of phantom stock, the value of which is based on the Bank’s ability to grow earnings and capital.
Compensation under the Plan is accrued over the vesting period.
The liability for the plan amounted to $1.4 million and $1.3 million at December 31, 2016 and 2015, respectively, and is included in other liabilities. Expenses relating to the plan amounted to $485,000 and $480,000 for the years ended December 31, 2016 and 2015, respectively.
XML 29 R18.htm IDEA: XBRL DOCUMENT v3.7.0.1
EARNINGS PER SHARE
12 Months Ended
Dec. 31, 2016
Earnings Per Share [Abstract]  
EARNINGS PER SHARE
NOTE 10 — EARNINGS PER SHARE
Earnings per share consisted of the following components for the year ended December 31, 2016. The Company was not publicly traded for all of 2015 and, as a result, earnings per share is not presented for 2015.
(Dollars in thousands)
   
Year Ended 
December 31, 2016
 
Net Income attributable to common shareholders
      $ 6,339    
Average number of common shares outstanding
        9,498,722    
Less: unallocated ESOP shares
        (322,338)    
Average number of common shares outstanding to calculate basic earnings per common share
        9,176,384    
Effect of dilutive unvested restricted stock and stock option awards
           
Average number of common shares outstanding to calculate diluted earnings per common share
        9,176,384    
 
For the year ended December 31, 2016, 537,994 of stock grants were anti-dilutive and therefore excluded from the earnings per share calculation. Anti-dilutive shares are common stock equivalents with weighted average exercise prices in excess of the weighted average market value for the periods presented.
XML 30 R19.htm IDEA: XBRL DOCUMENT v3.7.0.1
REGULATORY MATTERS
12 Months Ended
Dec. 31, 2016
Banking and Thrift [Abstract]  
REGULATORY MATTERS
Note 11 — REGULATORY MATTERS
The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.
Effective January 1, 2015 (with a phase-in period of two to four years for certain components), the Bank became subject to capital regulations adopted by the FDIC, which implement the Basel III regulatory capital reforms and the changes required by the Dodd-Frank Act. The new regulations require a new Common Equity Tier 1 (“CET1”) capital ratio of 4.5%, a minimum Tier 1 capital to risk-weighted assets ratio of 6.0%, a minimum total capital to risk-weighted assets ratio of 8.0% and a minimum Tier 1 leverage ratio of 4.0%. CET1 generally consists of common stock and retained earnings, subject to applicable adjustments and deductions. Under new prompt corrective action regulations, in order to be considered “well capitalized,” the Bank must maintain a CET1 capital ratio of 6.5% and a Tier 1 ratio of 8.0%, a total risk based capital ratio of 10% and a Tier 1 leverage ratio of 5.0%. In addition, the regulations establish a capital conservation buffer above the required capital ratios that started phasing in on January 1, 2016 at 0.625% of risk-weighted assets and increases each year by 0.625% until it is fully phased in at 2.5% effective January 1, 2019. Beginning January 1, 2016, failure to maintain the capital conservation buffer will limit the ability of the Bank and the Company to pay dividends, repurchase shares or pay discretionary bonuses.
The new regulations implemented changes to what is included in regulatory capital. Certain instruments no longer constitute qualifying capital, subject to phase-out periods. In addition, Tier 2 capital is no longer limited to the amount of Tier 1 capital included in total capital. Mortgage servicing rights, certain deferred tax assets and investments in unconsolidated subsidiaries over designated percentages of CET1 must be deducted from capital. The Bank has elected to permanently opt-out of the inclusion of accumulated other comprehensive income in capital calculations, as permitted by the regulations. This opt-out will reduce the impact of market volatility on the Bank’s regulatory capital ratios.
The new regulations also changed the risk weights of certain assets, including an increase in the risk weight of certain high volatility commercial real estate acquisition, development and construction loans and non-residential mortgage loans that are 90 days past due or on non-accrual status to 150% from 100%, a credit conversion factor for the unused portion of commitments with maturities of less than one year that are not cancellable to 20% from 0%, an increase in the risk weight for mortgage servicing rights and deferred tax assets that are not deducted from capital to 250% from 100%, and an increase in the risk weight for equity exposures to 600% from 0%.
As of December 31, 2016 and 2015, the Bank met the conditions to be classified as well capitalized under the regulatory framework for prompt corrective action.
The Bank’s actual capital amounts and ratios at December 31, 2016 and 2015 are summarized as follows:
     
Actual Capital
   
For Capital 
Adequacy Purposes
   
To Be Well 
Capitalized Under 
Prompt Corrective 
Action Provisions
 
(Dollars in thousands)
   
Amount
   
Ratio
   
Amount
               
Ratio
   
Amount
               
Ratio
 
December 31, 2016                  
Total Capital (to Risk Weighted Assets) 
      $ 107,731           15.88%         $ 54,272                     8.0%         $ 67,840                     10.0%    
Tier 1 Capital (to Risk Weighted Assets)
        97,750           14.41           40,704                     6.0           54,272                     8.0    
Common Equity Tier 1 Capital (to Risk Weighted Assets)
        97,750           14.41           30,528                     4.5           44,096                     6.5    
Tier 1 Capital (to Average Assets)
        97,750           12.59           31,058                     4.0           38,822                     5.0    
December 31, 2015                  
Total Capital (to Risk Weighted Assets)
      $ 104,032           17.06%         $ 48,780                     8.0%         $ 60,975                     10.0%    
Tier 1 Capital (to Risk Weighted Assets)
        95,370           15.64           36,585                     6.0           48,780                     8.0    
Common Equity Tier 1 Capital (to Risk Weighted Assets)
        95,370           15.64           27,439                     4.5           39,634                     6.5    
Tier 1 Capital (to Average Assets)
        95,370           13.42           28,435                     4.0           35,544                     5.0    
XML 31 R20.htm IDEA: XBRL DOCUMENT v3.7.0.1
COMMITMENTS AND CONTINGENT LIABILITIES
12 Months Ended
Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]  
COMMITMENTS AND CONTINGENT LIABILITIES
NOTE 12 — COMMITMENTS AND CONTINGENT LIABILITIES
At December 31, 2016, the Company was obligated under non-cancelable operating leases for bank premises and equipment.
The total minimum rental due in future periods under these existing agreements is as follows at December 31, 2016:
(In thousands)
   
2017
      $ 302    
2018
        302    
2019
        293    
2020
        245    
2021
        252    
Years thereafter
        2,110    
Total minimum lease payments
      $ 3,504    
 
The total rental expense amounted to $322,000 and $279,000 for the years ended December 31, 2016 and 2015, respectively.
XML 32 R21.htm IDEA: XBRL DOCUMENT v3.7.0.1
FINANCIAL INSTRUMENTS
12 Months Ended
Dec. 31, 2016
Financial Instruments [Abstract]  
FINANCIAL INSTRUMENTS
NOTE 13 — FINANCIAL INSTRUMENTS
The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to originate loans, standby letters of credit and unadvanced funds on loans. The instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the balance sheet. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments.
The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for loan commitments and standby letters of credit is represented by the contractual amounts of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.
Commitments to originate loans are agreements to lend to a customer provided there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the borrower. Collateral held varies, but may include secured interests in real property, accounts receivable, inventory, property, plant and equipment and income producing properties.
Standby letters of credit are conditional commitments issued by the Company to guarantee the performance by a customer to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. At December 31, 2016 and 2015, the maximum potential amount of the Company’s obligation was $5,164,000 and $5,474,000, respectively, for financial and standby letters of credit. The Company’s outstanding letters of credit generally have a term of less than one year. If a letter of credit is drawn upon, the Company may seek recourse through the customer’s underlying line of credit. If the customer’s line of credit is also in default, the Company may take possession of the collateral, if any, securing the line of credit.
Notional amounts of financial instrument with off-balance sheet credit risk are as follows at December 31, 2016 and 2015:
(In thousands)
   
2016
   
2015
 
Commitments to originate loans
      $ 25,363         $ 15,592    
Letters of credit
        5,164           5,474    
Unadvanced portions of loans
        202,032           191,598    
        $ 232,559         $ 212,664    
 
XML 33 R22.htm IDEA: XBRL DOCUMENT v3.7.0.1
SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK
12 Months Ended
Dec. 31, 2016
Risks and Uncertainties [Abstract]  
SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK
NOTE 14 — SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK
Most of the Company’s business activity is with customers located within Massachusetts and New Hampshire. There are no concentrations of credit to borrowers that have similar economic characteristics. The majority of the Company’s loan portfolio is comprised of loans collateralized by real estate located in Massachusetts and New Hampshire.
XML 34 R23.htm IDEA: XBRL DOCUMENT v3.7.0.1
FAIR VALUE MEASUREMENTS
12 Months Ended
Dec. 31, 2016
Fair Value Disclosures [Abstract]  
FAIR VALUE MEASUREMENTS
NOTE 15 — FAIR VALUE MEASUREMENTS
The Company reports certain assets at fair value in accordance with GAAP, which defines fair value and establishes a framework for measuring fair value in accordance with generally accepted accounting principles. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The guidance establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair values:
Basis of Fair Value Measurements
•         Level 1 — Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities;
 
•         Level 2 — Observable inputs other than level 1 prices, such as quoted prices for similar assets; quoted prices in markets that are not active; or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability;
 
•         Level 3 — Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported by little or no market activity).
 
A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
Fair Values of Financial Instruments Measured on a Recurring Basis
The Company’s investments in U.S. Government and federal agency, state and municipal, corporate debt, asset-backed and government mortgage-backed securities available-for-sale is generally classified within Level 2 of the fair value hierarchy. For these investments, we obtain fair value measurements from independent pricing services. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, trading levels, market consensus prepayment speeds, credit information and the instrument’s terms and conditions.
Level 3 is for positions that are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, management’s best estimate is used. Subsequent to inception, management only changes Level 3 inputs and assumptions when corroborated by evidence such as transactions in similar instruments, completed or pending third-party transactions in the underlying investment or comparable entities, subsequent rounds of financing, recapitalization and other transactions across the capital structure, offerings in the equity or debt markets, and changes in financial ratios or cash flows. The Company classifies its investments in trust preferred securities as Level 3 securities.
The Company classified its investments in marketable equity securities as Level 1 securities.
The following summarizes financial instruments measured at fair value on a recurring basis at December 31, 2016 and 2015:
     
Fair Value Measurements at Reporting Date Using
 
(In thousands)
   
Total
   
Quoted Prices in 
Active Markets for 
Identical Assets 
Level 1
   
Significant 
Other Observable 
Inputs 
Level 2
   
Significant 
Unobservable 
Inputs 
Level 3
 
December 31, 2016          
State and municipal
      $ 50,580         $         $ 50,580         $    
Corporate debt
        1,031                     1,031              
Asset-backed securities
        8,678                     8,678              
Mortgage-backed securities
        41,914                     41,914              
Trust preferred securities
        968                               968    
Marketable equity securities
        14,696           14,696                        
Totals
      $ 117,867         $ 14,696         $ 102,203         $ 968    
December 31, 2015          
U.S. Government and federal agency
      $ 2,033         $         $ 2,033         $    
State and municipal
        3,682                     3,682              
Corporate debt
        1,071                     1,071              
Asset-backed securities
        9,624                     9,624              
Government mortgage-backed securities
        52,812                     52,812              
Trust preferred securities
        1,116                               1,116    
Marketable equity securities
        10,646           10,646                        
Totals
      $ 80,984         $ 10,646         $ 69,222         $ 1,116    
 
The Company did not have any transfers of financial instruments measured at fair value on a recurring basis between Levels 1 and 2 of the fair value hierarchy during the years ended December 31, 2016 and 2015.
The following is a summary of activity for Level 3 financial instruments measured at fair value on a recurring basis at December 31, 2016 and 2015:
(In thousands)
   
Available for 
Sale Securities
 
Balance beginning January 1, 2015
      $ 1,122    
Total gains or (losses) (realized/unrealized)
   
Included in earnings
           
Included in other comprehensive income
        128    
Paydowns
        (134)    
Ending balance, December 31, 2015
     
$
1,116
   
Balance beginning January 1, 2016
     
$
1,116
   
Total gains or (losses) (realized/unrealized)
   
Included in earnings
           
Included in other comprehensive income
        (148)    
Paydowns
           
Ending balance, December 31, 2016
      $ 968    
 
Fair Values of Financial Instruments Measured on a Nonrecurring Basis
The Company’s impaired loans are reported at the fair value of the underlying collateral if repayment is expected solely from the collateral. Collateral values are estimated using Level 2 inputs based upon appraisals of similar properties obtained from a third party. For Level 3 inputs, fair value is based upon management estimates of the value of the underlying collateral or the present value of the expected cash flows.
The following summarizes financial instruments measured at fair value on a nonrecurring basis at December 31, 2016 and 2015:
     
Fair Value Measurements at Reporting Date Using:
 
(In thousands)
   
Total
   
Quoted Prices in 
Active Markets for 
Identical Assets 
Level 1
   
Significant 
Other Observable 
Inputs 
Level 2
   
Significant 
Unobservable 
Inputs 
Level 3
 
December 31, 2016          
Impaired loans
      $ 815         $         $         $ 815    
December 31, 2015          
Impaired loans
      $ 606         $         $         $ 606    
The following is a summary of the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a nonrecurring basis at December 31, 2016 and 2015:
(In thousands)
   
Fair Value
   
Valuation Technique
   
Unobservable Input
   
Range 
(Weighted 
Average)
 
December 31, 2016          
Impaired loans
      $ 815      
Real estate appraisals 
   
Discount for dated appraisals 
        6 – 10%    
December 31, 2015          
Impaired loans
      $ 606      
Real estate appraisals 
   
Discount for dated appraisals 
        6 – 10%    
XML 35 R24.htm IDEA: XBRL DOCUMENT v3.7.0.1
DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS
12 Months Ended
Dec. 31, 2016
Fair Value Of Financial Instrument [Abstract]  
DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS
NOTE 16 — DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS
GAAP requires disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value. Certain financial instruments and all nonfinancial instruments are excluded from the disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.
The carrying amounts and estimated fair values of the Company’s financial instruments, all of which are held or issued for purposes other than trading, are as follows at December 31, 2016 and 2015:
     
Carrying 
Amount
   
Fair Value
 
(In thousands)
   
Level 1
   
Level 2
   
Level 3
   
Total
 
December 31, 2016            
Financial assets:            
Cash and cash equivalents
      $ 10,705         $ 10,705         $         $         $ 10,705    
Available-for-sale securities
        117,867           14,696           102,203           968           117,867    
Federal Home Loan Bank of Boston stock
        2,787           2,787                               2,787    
Loans, net
        624,425                               632,278           632,278    
Accrued interest receivable
        2,320                     2,320                     2,320    
Financial liabilities:            
Deposits
        627,982                               628,060           628,060    
Federal Home Loan Bank advances
        49,858                     49,901                     49,901    
December 31, 2015            
Financial assets:            
Cash and cash equivalents
      $ 20,464         $ 20,464         $         $         $ 20,464    
Available-for-sale securities
        80,984           10,646           69,222           1,116           80,984    
Held-to-maturity securities
        44,623                     46,474                     46,474    
Federal Home Loan Bank of Boston stock
        3,310           3,310                               3,310    
Loans, net
        554,929                               561,937           561,937    
Accrued interest receivable
        2,251                     2,251                     2,251    
Financial liabilities:            
Deposits
        577,235                               577,316           577,316    
Federal Home Loan Bank advances
        57,423                     57,774                     57,774    
The carrying amounts of financial instruments shown above are included in the consolidated balance sheets under the indicated captions. Accounting policies related to financial instruments are described in Note 2.
XML 36 R25.htm IDEA: XBRL DOCUMENT v3.7.0.1
SMALL BUSINESS LENDING FUND
12 Months Ended
Dec. 31, 2016
Small Business Lending Fund [Abstract]  
SMALL BUSINESS LENDING FUND
NOTE 17 — SMALL BUSINESS LENDING FUND
On September 13, 2011, as part of the Small Business Lending Fund Program (“SBLF”) of the U. S. Treasury (“Treasury”), the Company issued and sold to the Treasury 17,145 shares of the Company’s Non-Cumulative Perpetual Preferred Stock, Series A, no par value, having liquidation preference of  $1,000 per preferred share (the “Series A Preferred Stock”).
The initial rate payable on SBLF capital is, at most, five percent, and the rate falls to one percent if a bank’s small business lending increases by ten percent or more. Banks that increase their lending by less than ten percent pay rates between two percent and four percent. If a bank’s lending does not increase in the first two years, however, the rate increases to seven percent, and after 4.5 years total, the rate for all banks increases to nine percent (if the bank has not already repaid the SBLF funding). The dividend will be paid only when declared by the Company’s Board of Directors. The Series A Preferred Stock has no maturity date and ranks senior to Common Stock with respect to the payment of dividends and distributions and amounts payable upon liquidation, dissolution and winding up of the Company. The Company’s dividend rate on SBLF capital at December 31, 2015 was 1.0%. SBLF dividends paid for the year ended December 31, 2015 amounted to $167,000.
On December 21, 2015, the Company redeemed the 17,145 shares of Series A Preferred Stock issued to the Treasury under the SBLF preferred stock program with a payment to the Treasury of  $17.1 million plus accrued dividends.
XML 37 R26.htm IDEA: XBRL DOCUMENT v3.7.0.1
RECLASSIFICATION
12 Months Ended
Dec. 31, 2016
Reclassification [Abstract]  
RECLASSIFICATION
NOTE 18 — RECLASSIFICATION
Certain amounts in the prior year have been reclassified to be consistent with the current year’s consolidated financial statement presentation, and had no effect on the net income reported in the consolidated income statement.
XML 38 R27.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY
12 Months Ended
Dec. 31, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]  
CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY
NOTE 19 — CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY
Financial information pertaining only to Provident Bancorp, Inc. is as follows:
Provident Bancorp, Inc. — Parent Only Balance Sheet
     
(In thousands)
   
2016
   
2015
 
Assets      
Cash and due from banks
      $ 5,659         $ 961    
Investment in common stock of The Provident Bank
        100,426           97,128    
Other assets
        3,138           3,338    
Total assets
      $ 109,223         $ 101,427    
Liabilities and Shareholders’ Equity      
Accrued expenses
      $ 73         $ 21    
Shareholders’ equity
        109,150           101,406    
Total liabilities and shareholders’ equity
      $ 109,223         $ 101,427    
 
Provident Bancorp, Inc. — Parent Only Income Statement
     
     
Year Ended 
December 31,
 
(In thousands)
   
2016
   
2015
 
Total income
      $ 4,549         $ 54    
Operating expenses
        95           9    
Income before income taxes and equity in undistributed net income of The Provident Bank
        4,454           45    
Applicable income tax provision
        8              
Income before equity in income of subsidiaries
        4,446              
Equity in undistributed net income of The Provident Bank
        1,893           3,778    
Net income
      $   6,339         $   3,823    
 
Provident Bancorp, Inc. — Parent Only Statement of Cash Flows
     
     
Twelve Months Ended 
December 31,
 
(In thousands)
   
2016
   
2015
 
Cash flows from operating activities:      
Net income
      $ 6,339         $ 3,823    
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
     
Equity in undistributed earnings of subsidiaries
        (1,893)           (3,778)    
Contribution of stock to charitable foundation
                  1,900    
Decrease (increase) in other assets
        200           (3,338)    
Increase (decrease) in other liabilities
        52           (22)    
Net cash provided by (used in) operating activities
        4,698           (1,415)    
Cash flows from investing activities:      
Investment in The Provident Bank
                  (18,078)    
Net cash used in investing activities
                  (18,078)    
Cash flows from financing activities:      
Proceeds from sale of common stock, net
                  37,625    
Redemption of SBLF preferred stock
                  (17,145)    
Preferred stock dividends
                  (167)    
Net cash provided by (used) in financing activities
                  20,313    
Net increase in cash and cash equivalents
        4,698           820    
Cash and cash equivalents at beginning of year
        961           141    
Cash and cash equivalents at end of year
      $ 5,659         $ 961    
 
XML 39 R28.htm IDEA: XBRL DOCUMENT v3.7.0.1
SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)
12 Months Ended
Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]  
SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)
NOTE 20 — SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)
     
First Quarter
   
Second Quarter
   
Third Quarter
   
Fourth Quarter
 
(In thousands)
   
2016
   
2015
   
2016
   
2015
   
2016
   
2015
   
2016
   
2015
 
Interest and dividend income
      $ 6,980         $ 6,074         $ 7,026         $ 6,252         $ 7,426         $ 6,448         $ 7,462         $ 6,678    
Interest expense
        697           547           681           550           713           567           694           510    
Net interest and dividend income
        6,283           5,527           6,345           5,702           6,713           5,881           6,768           6,168    
Provision for loan losses
        111           278           210           193           163           174           219           160    
Gain on sale of securities, net
        20           81           17           21           438           215           215              
Other income
        915           743           950           838           925           945           955           963    
Total noninterest income
        935           824           967           859           1,363           1,160           1,170           963    
Total noninterest expense
        4,924           4,667           5,080           4,680           5,212           6,871           5,261           4,875    
Income tax expense (benefit)
        696           393           659           459           940           (134)           730           645    
Net income
      $ 1,487         $ 1,013         $ 1,363         $ 1,229         $ 1,761         $ 130         $ 1,728         $ 1,451    
Income (loss) per share:                  
Basic
      $ 0.16           N/A         $ 0.15           N/A         $ 0.19           N/A         $ 0.19           N/A    
Diluted
      $ 0.16           N/A         $ 0.15           N/A         $ 0.19           N/A         $ 0.19           N/A    
Weighted Average Shares:                  
Basic
   
9,167,364 
   
N/A 
   
9,173,317 
   
N/A 
   
9,179,269 
   
N/A 
   
9,185,285 
   
N/A 
 
Diluted
   
9,167,364 
   
N/A 
   
9,173,317 
   
N/A 
   
9,179,269 
   
N/A 
   
9,185,285 
   
N/A 
 
XML 40 R29.htm IDEA: XBRL DOCUMENT v3.7.0.1
ACCOUNTING POLICIES (Policies)
12 Months Ended
Dec. 31, 2016
Accounting Policies [Abstract]  
Use of Estimates
Use of Estimates
The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Material estimates that are particularly susceptible to significant change in the near-term relate to the determination of the allowance for loan losses, stock-based compensation expense and deferred income taxes.
Basis of Presentation
Basis of Presentation
The consolidated financial statements include the accounts of Provident Bancorp, Inc., its wholly owned subsidiary, the Bank, and the Bank’s wholly owned subsidiaries, Provident Security Corporation and 5 Market Street Security Corporation. Provident Security Corporation was established to buy, sell, and hold investments for its own account, and 5 Market Street Security Corporation, an inactive corporation, was established to buy, sell, and hold investments for its own account. All material intercompany balances and transactions have been eliminated in consolidation.
Cash and Cash Equivalents
Cash and Cash Equivalents
For purposes of reporting cash flows, cash and cash equivalents include cash, amounts due from banks, interest-bearing demand deposits with other banks, money market mutual funds and federal funds sold.
Investment Securities
Investment Securities
Investments in debt securities are adjusted for amortization of premiums and accretion of discounts so as to approximate the interest method. Gains or losses on sales of investment securities are computed on a specific identification basis and are recorded as of the trade date.
The Company classifies debt and equity securities into one of three categories: held-to-maturity, available-for-sale or trading. These security classifications may be modified after acquisition only under certain specified conditions. In general, securities may be classified as held-to-maturity only if the Company has the positive intent and ability to hold them to maturity. Trading securities are defined as those bought and held principally for the purpose of selling them in the near term. All other securities must be classified as available-for-sale.
•         Held-to-maturity securities are measured at amortized cost in the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings or as a separate component of shareholders’ equity.
 
•         Available-for-sale securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses are not included in earnings, but are reported as a net amount (less expected tax) as a separate component of shareholders’ equity until realized.
 
•         Trading securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses for trading securities are included in earnings.
 
The Company evaluates debt and equity securities within the Company’s available for sale and held to maturity portfolios for other-than-temporary impairment (“OTTI”), at least quarterly. If the fair value of a debt security is below the amortized cost basis of the security, OTTI is required to be recognized if any of the following are met: (1) the Company intends to sell the security; (2) it is “more likely than not” that the Company will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not sufficient to recover the entire amortized cost basis. For all impaired debt securities that the Company intends to sell, or more likely than not will be required to sell, the full amount of the depreciation is recognized as OTTI through earnings. Credit-related OTTI for all other impaired debt securities is recognized through earnings. Non-credit related OTTI for such debt securities is recognized in other comprehensive income, net of applicable taxes. In evaluating its marketable equity securities portfolios for OTTI, the Company considers its intent and ability to hold an equity security to recovery of its cost basis in addition to various other factors, including the length of time and the extent to which the fair value has been less than cost and the financial condition and near term prospects of the issuer. Any OTTI on marketable equity securities is recognized immediately through earnings.
Federal Home Loan Bank Stock
Federal Home Loan Bank Stock
As a member of the Federal Home Loan Bank of Boston (the “FHLB”), the Company is required to invest in $100 par value stock of the FHLB. The FHLB capital structure mandates that members must own stock as determined by their Total Stock Investment Requirement which is the sum of a member’s Membership Stock Investment Requirement and Activity-Based Stock Investment Requirement. FHLB stock is a non-marketable equity security that is carried at cost and evaluated for impairment when deemed necessary.
Loans
Loans
Loan receivables that management has the intent and ability to hold until maturity or payoff are reported at their outstanding principal balances adjusted for amounts due to borrowers on unadvanced loans, any charge-offs, the allowance for loan losses and any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans.
Interest income is accrued on the unpaid principal balance.
Loan origination and commitment fees and certain direct origination costs are deferred, and the net amount is recognized as an adjustment of the related loan yield using the interest method. The Company is amortizing these amounts over the contractual life of the related loans.
Residential real estate loans are generally placed on non-accrual status when reaching 90 days past due or in process of collection. Past due status is based on the contractual terms of the loan. All closed-end consumer loans 90 days or more past due and any equity line in the process of foreclosure are placed on non-accrual status. Secured consumer loans are written down to realizable value and unsecured consumer loans are charged-off upon reaching 120 or 180 days past due depending on the type of loan. Commercial real estate loans and commercial business loans and leases which are 90 days or more past due are generally placed on non-accrual status, unless secured by sufficient cash or other assets immediately convertible to cash. When a loan has been placed on non-accrual status, previously accrued and uncollected interest is reversed against interest on loans. A loan can be returned to accrual status when collectability of principal is reasonably assured and the loan has performed for a period of time, generally six months. Interest income received on non-accrual loans is accounted for on the cash basis or cost-recovery method, until qualifying for return to accrual.
Cash receipts of interest income on impaired loans are credited to principal to the extent necessary to eliminate doubt as to the collectability of the net carrying amount of the loan. Some or all of the cash receipts of interest income on impaired loans is recognized as interest income if the remaining net carrying amount of the loan is deemed to be fully collectible. When recognition of interest income on an impaired loan on a cash basis is appropriate, the amount of income that is recognized is limited to that which would have been accrued on the net carrying amount of the loan at the contractual interest rate. Any cash interest payments received in excess of the limit and not applied to reduce the net carrying amount of the loan are recorded as recoveries of charge-offs until the charge-offs are fully recovered.
Allowance for Loan Losses
Allowance for Loan Losses
The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibality of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance.
The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the size and composition of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance for loan losses is allocated to loan types using both a formula-based approach (general component) and an analysis of certain individual loans for impairment (allocated component).
A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent.
Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment disclosures.
The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction and land development, commercial and consumer. Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment. These historical loss factors are adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions.
The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows:
Commercial real estate:   Loans in this segment are primarily income-producing properties throughout Massachusetts and New Hampshire. The underlying cash flows generated by the properties can be adversely impacted by a downturn in the economy resulting in increased vacancy rates, which in turn, will have an effect on the credit quality in this segment. Management periodically obtains rent rolls and continually monitors the cash flows and collateral value of these loans.
Commercial:   Loans in this segment are made to businesses and are generally secured by assets of the business. Repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment.
Residential real estate:   The Company generally does not originate loans with a loan-to-value ratio greater than 80% and does not grant subprime loans. Loans with loan to value ratios greater than 80% require the purchase of private mortgage insurance. All loans in this segment are collateralized by owner-occupied residential real estate and repayment is dependent on the credit quality of the individual borrower and value of collateral. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
Construction and land development:   Loans in this segment primarily include speculative and pre-sold real estate development loans for which payment is derived from sale of the property and construction to permanent loans for which payment is derived from cash flows of the property. Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions.
Consumer:   Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.
The allocated component relates to loans that are classified as impaired. Impairment is measured on a loan by loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan.
The Company from time to time, may agree to modify the contractual terms of loans. When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modified loan is considered a troubled debt restructuring (“TDR”). All TDRs are initially classified as impaired.
An unallocated component can be maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio.
Bank-Owned Life Insurance
Bank-Owned Life Insurance
Bank-owned life insurance policies are reflected on the consolidated balance sheets at cash surrender value. Changes in the net cash surrender value of the policies, as well as insurance proceeds received, are reflected in non-interest income on the consolidated statements of income and are not subject to income taxes.
Premises and Equipment
Premises and Equipment
Premises and equipment are stated at cost, less accumulated depreciation and amortization. Cost and related allowances for depreciation and amortization of premises and equipment retired or otherwise disposed of are removed from the respective accounts with any gain or loss included in income or expense. Generally, depreciation on the buildings and equipment is calculated principally on the straight line method, and depreciation and amortization expense is charged against operations over the estimated useful lives of the related assets.
Foreclosed and Repossessed Assets
Foreclosed and Repossessed Assets
Assets acquired through, or in lieu of, loan foreclosure or repossession are held for sale and are initially recorded at the lower of the investment in the loan or fair value less estimated costs to sell at the date of foreclosure or repossession, establishing a new cost basis. Subsequently, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated costs to sell. Revenue and expenses from operations, changes in the valuation allowance, any direct write-downs and gains or losses on sales are included in other real estate owned expense.
Advertising
Advertising
The Company directly expenses costs associated with advertising as they are incurred.
Earnings per Common Share
Earnings per Common Share
Basic earnings per share represent income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. Unallocated ESOP shares are not deemed outstanding for earnings per share calculations. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. At December 31, 2016, there are no common stock equivalents.
Employee Stock Ownership Plan
Employee Stock Ownership Plan
Compensation expense for The Provident Bank Employee Stock Ownership Plan (the “ESOP”) is recorded at an amount equal to the shares allocated by the ESOP multiplied by the average fair market of the shares during the period. The Company recognizes compensation expense ratably over the year based upon the Company’s estimate of the number of shares expected to be allocated by the ESOP. Unearned compensation applicable to the ESOP is reflected as a reduction of shareholders’ equity on the consolidated balance sheet. The difference between the average fair market value and the cost of the shares by the ESOP is recorded as an adjustment to additional paid-in-capital.
Stock-based Compensation Plans
Stock-based Compensation Plans
The Company measures and recognizes compensation cost relating to stock-based payment transactions based on the grant-date fair value of the equity instruments issued. Stock-based compensation is recognized over the period the employee is required to provide services for the award. The Company uses the Black-Scholes option-pricing model to determine the fair value of stock options granted. The fair value of restricted stock is recorded based on the grant date value of the equity instrument issued.
Income Taxes
Income Taxes
The Company recognizes income taxes under the asset and liability method. Under this method, deferred tax assets and liabilities are established for the temporary differences between the accounting basis and the tax basis of the Company’s assets and liabilities at enacted tax rates expected to be in effect when the amounts related to such temporary differences are realized or settled. A tax valuation allowance is established, as needed, to reduce net deferred tax assets to the amount expected to be realized.
The Company examines its significant income tax positions annually to determine whether a tax benefit is more likely than not to be sustained upon examination by tax authorities.
Fair Values of Financial Instruments
Fair Values of Financial Instruments
GAAP requires that the Company disclose estimated fair values for its financial instruments. Fair value methods and assumptions used by the Company in estimating its fair value disclosures are as follows:
Cash and cash equivalents:   The carrying amounts of cash and cash equivalents approximate fair values.
Investments (including government mortgage-backed securities):   Fair values for investments are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.
Loans receivable:   For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality.
Accrued interest receivable:   The carrying amount of accrued interest receivable approximates its fair value.
Deposit liabilities:   The fair values disclosed for deposits (e.g., interest and non-interest checking, passbook savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.
Federal Home Loan Bank advances:   Fair values of Federal Home Loan Bank advances are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
Off-balance sheet instruments:   The fair value of commitments to originate loans is estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments and the unadvanced portions of loans, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date.
Recent Accounting Pronouncements
Recent Accounting Pronouncements
ASU (Accounting Standards Update) No. 2014-09 — Revenue from Contracts with Customers (Topic 606).   The ASU establishes a single comprehensive model for an entity to recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled, and will supersede nearly all existing revenue recognition guidance, to clarify and converge revenue recognition principles under US GAAP and International Financial Reporting Standards (IFRS). The update outlines five steps to recognizing revenue: (i) identify the contracts with the customer; (ii) identify the separate performance obligations in the contract; (iii) determine the transaction price; (iv) allocate the transaction price to the separate performance obligations; (v) recognize revenue when each performance obligation is satisfied. The update requires more comprehensive disclosures, relating to quantitative and qualitative information for amounts, timing, the nature and uncertainty of revenue, and cash flows arising from contracts with customers, which will mainly impact construction and high-tech industries. The most significant potential impact to banking entities relates to less prescriptive derecognition requirements on the sale of other real estate owned (OREO) property. In August 2015, the Financial Accounting Standards Board (FASB) issued ASU No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date. The amendments in ASU 2015-14 defer the effective date of ASU 2014-09 for all entities by one year. Accordingly, the amendments are effective for annual and interim periods beginning after December 15, 2017. Early adoption is permitted for annual and interim reporting periods beginning after December 15, 2016. An entity may elect either a full retrospective or a modified retrospective application. The Company does not expect the application of this guidance will have a material impact on the Company’s financial statements.
ASU No. 2014-14, Receivables-Troubled Debt Restructurings by Creditors (Subtopic 310-40) — “Classification of Certain Government-Guaranteed Residential Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force)”.   The ASU has been issued to reduce diversity in practice in the classification of foreclosed residential mortgage loans held by creditors that are fully guaranteed under certain government programs, including the Federal Housing Administration guarantees. A residential mortgage loan would be derecognized and a separate other receivable would be recognized upon foreclosure if the loan has both of the following characteristics: (i) the loan has a government guarantee that is not separable from the loan before foreclosure entitling the creditor to the full unpaid principal balance of the loan; and (ii) at the time of foreclosure, the creditor has the intent to make a claim on the guarantee and the ability to recover the full unpaid principal balance of the loan through the guarantee. Notably, upon foreclosure, the separate other receivable would be measured based on the current amount of the loan balance expected to be recovered under the guarantee. The amendments were effective for the Company as of January 1, 2016. This amendment did not impact the Company’s financial statements and the Company does not expect the application of this guidance will have a material impact on the Company’s financial statements in the future.
ASU No. 2016-01, Financial Instruments — Overall (Subtopic 825-10): “Recognition and Measurement of Financial Assets and Financial Liabilities.”   The ASU has been issued to improve the recognition and measurement of financial instruments by requiring 1) equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; 2) separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements; 3) the use of the exit price notion when measuring fair value of financial instruments for disclosure purposes; and 4) separate presentation by the reporting organization in other comprehensive income for the portion of the total change in the fair value of a liability resulting from the change in the instrument-specific credit risk (also referred to as “own credit”) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. The standard is effective for the Company beginning on January 1, 2018. The Company holds a portfolio of marketable equity securities; depending on the size and composition of the portfolio at the adoption date, the impact of the ASU could be material to the Company’s consolidated financial statements.
ASU 2016-02, Leases (Topic 842).   The amendments in this update require lessees to recognize, on the balance sheet, assets and liabilities for the rights and obligations created by leases. Accounting by lessors will remain largely unchanged. The guidance will be effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2018, with early adoption permitted. Adoption will require a modified retrospective transition where the lessees and lessors are required to recognize and measure leases at the beginning of the earliest period presented. The Company does not expect the application of this guidance will have a material impact on the Company’s financial statements.
ASU 2016-09, Compensation Stock — Compensation (Topic 718): “Improvements to Employee Share Based Payment Accounting.”   This ASU changes how companies account for certain aspects of share based payments to employees. Entities will be required to recognize the income tax effects of awards in the statement of income when the awards vest or are settled, the guidance on employers’ accounting for an employee’s use of shares to satisfy the employer’s statutory income tax withholding obligation and for forfeitures is changing and the update requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. The amendments in this update will be effective for the Company on January 1, 2017 and interim periods within that annual period. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.
ASU No. 2016-13, Financial Instruments — Credit Losses (Topic 326): “Measurement of Credit Losses on Financial Instruments.”   The ASU changes the impairment model for most financial assets and certain other instruments. For trade and other receivables, held-to-maturity debt securities, loans and other instruments, entities will be required to use a new forward-looking “expected loss” model that will replace today’s “incurred loss” model and can result in the earlier recognition of credit losses. For available-for-sale debt securities with unrealized losses, entities will measure credit losses in a manner similar to current practice, except that the losses will be recognized as an allowance. The amendments in this update will be effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted as of the fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Management is currently evaluating the impact of its pending adoption of this guidance on the Company’s financial statements.
ASU No. 2016-15, Statement of Cash Flows (Topic 230): “Classification of Certain Cash Receipts and Cash Payments.”   This ASU changes how certain cash receipts and cash payments are presented and classified in the statement of cash flows under Topic 230, Statement of Cash Flows, and other Topics. The amendments address the classification of the following eight items in the statement of cash flows; debt prepayment or debt extinguishment costs, settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing, contingent consideration payments made after a business combination, proceeds from the settlement of insurance claims, proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies, distributions received from equity method investees, beneficial interests in securitization transactions and separately identifiable cash flows and application of the Predominance Principle. The amendments in this update are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.
ASU No. 2016-18, Statement of Cash Flows (Topic 230): “Restricted Cash”   This ASU provide guidance on the presentation of restricted cash or restricted cash equivalents in the statement of cash flows. The amendments in this Update require that a statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. Therefore, amounts generally described as restricted cash and restricted cash equivalents should be included with cash and cash equivalents when reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows. The amendments in this Update are effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. If an entity early adopts the amendments in an interim period, any adjustments should be reflected as of the beginning of the fiscal year that includes that interim period. The Company does not expect the application of this guidance to have a material impact on the Company’s financial statements.
XML 41 R30.htm IDEA: XBRL DOCUMENT v3.7.0.1
INVESTMENTS IN SECURITIES (Tables)
12 Months Ended
Dec. 31, 2016
Investments, Debt and Equity Securities [Abstract]  
Schedule of amortized cost of investment securities classified as available-for-sale and their approximate fair values
(In thousands)
Amortized 
Cost 
Basis
Gross 
Unrealized 
Gains
Gross 
Unrealized 
Losses
Fair 
Value
December 31, 2016
State and municipal
$ 49,367 $ 1,281 $ 68 $ 50,580
Corporate debt
1,000 31 1,031
Asset-backed securities
8,747 69 8,678
Government mortgage-backed securities
41,818 435 339 41,914
Trust preferred securities
1,368 400 968
Marketable equity securities
11,492 3,551 218 14,825
113,792 5,298 1,094 117,996
Money market mutual funds included in cash and cash equivalents
(129) (129)
Total available-for-sale securities
$ 113,663 $ 5,298 $ 1,094 $ 117,867
December 31, 2015
U.S. Government and federal agency
$ 1,996 $ 37 $ $ 2,033
State and municipal
3,373 309 3,682
Corporate debt
1,000 71 1,071
Asset-backed securities
9,656 9 41 9,624
Government mortgage-backed securities
52,515 622 325 52,812
Trust preferred securities
1,368 55 307 1,116
Marketable equity securities
8,638 2,653 348 10,943
78,546 3,756 1,021 81,281
Money market mutual funds included in cash and cash equivalents
(297) (297)
Total available-for-sale securities
$ 78,249 $ 3,756 $ 1,021 $ 80,984
Schedule of amortized cost of investment securities classified as held-to-maturity and their approximate fair values
(In thousands)
Amortized 
Cost 
Basis
Gross 
Unrealized 
Gains
Gross 
Unrealized 
Losses
Fair 
Value
December 31, 2015
State and municipal
$ 44,623 $ 1,905 $ 54 $ 46,474
Schedule of maturities of debt securities
Available-
for-Sale
(In thousands)
Fair Value
Due within one year
$ 1,813
Due after one year through five years
2,326
Due after five years through ten years
7,810
Due after ten years
40,630
Government mortgage-backed securities
41,914
Asset-backed securities
8,678
$ 103,171
Schedule of aggregate fair value and unrealized losses of securities that have been in a continuous unrealized-loss position
Less than 12 Months
12 Months or Longer
Total
(In thousands)
Fair 
Value
Unrealized 
Losses
Fair 
Value
Unrealized 
Losses
Fair 
Value
Unrealized 
Losses
December 31, 2016
Temporarily impaired securities:
State and municipal
$ 6,413 $ 63 $ 160 $ 5 $ 6,573 $ 68
Asset-backed securities
8,104 60 574 9 8,678 69
Government mortgage-backed securities
20,868 247 2,770 92 23,638 339
Trust preferred securities
26 18 942 382 968 400
Marketable equity securities
1,942 104 768 114 2,710 218
Total temporarily impaired securities
$ 37,353 $ 492 $ 5,214 $ 602 $ 42,567 $ 1,094
December 31, 2015
Temporarily impaired securities:
State and municipal
$ 3,195 $ 28 $ 729 $ 26 $ 3,924 $ 54
Asset-backed securities
5,062 7 2,005 34 7,067 41
Government mortgage-backed securities
21,108 88 9,156 237 30,264 325
Trust preferred securities
1,017 307 1,017 307
Marketable equity securities
1,591 166 529 182 2,120 348
Total temporarily impaired securities
$ 30,956 $ 289 $ 13,436 $ 786 $ 44,392 $ 1,075
Schedule of credit component on debt securities of other-than-temporary impairment
(In thousands)
Trust preferred securities:
Balance, December 31, 2014
$
688
Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized
Balance, December 31, 2015
688
Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized
Balance, December 31, 2016
$
688
XML 42 R31.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS (Tables)
12 Months Ended
Dec. 31, 2016
Receivables [Abstract]  
Schedule of summary of loans
(In thousands)
2016
2015
Commercial real estate
$ 336,102 $ 285,356
Commercial
166,157 112,073
Residential real estate
76,850 92,392
Construction and land development
48,161 71,535
Consumer
6,172 1,855
633,442 563,211
Allowance for loan losses
(8,590) (7,905)
Deferred loan fees, net
(427) (377)
Net loans
$ 624,425 $ 554,929
Schedule of allowance for loan losses by portfolio segment
 
(In thousands)
   
Commercial 
Real Estate
   
Commercial
   
Residential 
Real Estate
   
Construction 
and Land 
Development
   
Consumer
   
Unallocated
   
Total
 
December 31, 2016                
Allowance for loan losses:                
Beginning balance
      $ 3,827         $ 2,138         $ 412         $ 1,236         $ 119         $ 173         $ 7,905    
Charge-offs
                                                (44)                     (44)    
Recoveries
                  1           12                     13                     26    
Provision (benefit)
        676           374           (96)           (354)           191           (88)           703    
Ending balance
      $ 4,503         $ 2,513         $ 328         $ 882         $ 279         $ 85         $ 8,590    
Ending balance:                
Individually evaluated for impairment
      $         $ 46         $         $         $         $         $ 46    
Ending balance:                
Collectively evaluated for impairment
        4,503           2,467           328           882           279           85           8,544    
Total allowance for loan losses ending balance
      $ 4,503         $ 2,513         $ 328         $ 882         $ 279         $ 85         $ 8,590    
Loans:                
Ending balance:                
Individually evaluated for impairment
      $ 1,956         $ 1,660         $ 422         $         $         $         $ 4,038    
Ending balance:                
Collectively evaluated for impairment
        334,146           164,497           76,428           48,161           6,172                     629,404    
Total loans ending balance
      $ 336,102         $ 166,157         $ 76,850         $ 48,161         $ 6,172         $         $ 633,442    
 
(In thousands)
   
Commercial 
Real Estate
   
Commercial
   
Residential 
Real Estate
   
Construction 
and Land 
Development
   
Consumer
   
Unallocated
   
Total
 
December 31, 2015                
Allowance for loan losses:                
Beginning balance
      $ 3,500         $ 1,751         $ 560         $ 872         $ 184         $ 357         $ 7,224    
Charge-offs
                  (96)                               (65)                     (161)    
Recoveries
                  20           6                     11                     37    
Provision (benefit)
        327           463           (154)           364           (11)           (184)           805    
Ending balance
      $ 3,827         $ 2,138         $ 412         $ 1,236         $ 119         $ 173         $ 7,905    
Ending balance:                
Individually evaluated for impairment
      $         $ 488         $         $         $         $         $ 488    
Ending balance:                
Collectively evaluated for impairment
        3,827           1,650           412           1,236           119           173           7,417    
Total allowance for loan losses ending balance
      $ 3,827         $ 2,138         $ 412         $ 1,236         $ 119         $ 173         $ 7,905    
Loans:                
Ending balance:                
Individually evaluated for impairment
      $ 3,272         $ 1,755         $ 437         $         $         $         $ 5,464    
Ending balance:                
Collectively evaluated for impairment
        282,084           110,318           91,955           71,535           1,855                     557,747    
Total loans ending balance
      $ 285,356         $ 112,073         $ 92,392         $ 71,535         $ 1,855         $         $ 563,211    
 
 
Schedule of non accrual loans and past-due loans by portfolio segment
(In thousands)
   
30 – 59 
Days
   
60 – 89 
Days
   
90 Days 
or More 
Past Due
   
Total 
Past 
Due
   
Total 
Current
   
Total 
Loans
   
90 Days 
or More 
Past Due 
and Accruing
   
Nonaccrual 
Loans
 
December 31, 2016                  
Commercial real estate
      $         $         $ 346         $ 346         $ 335,756         $ 336,102         $         $ 346    
Commercial
        29                               29           166,128           166,157                     933    
Residential real estate
                                                76,850           76,850                     303    
Construction and land development
                                                48,161           48,161                        
Consumer
                                                6,172           6,172                        
Total
      $ 29         $         $ 346         $ 375         $ 633,067         $ 633,442         $         $ 1,582    
December 31, 2015                  
Commercial real estate
      $         $         $         $         $ 285,356         $ 285,356         $         $ 106    
Commercial
                                                112,073           112,073                     1,147    
Residential real estate
        130           173           365           668           91,724           92,392                       1,031    
Construction and land development
                                                71,535           71,535                        
Consumer
        1           1                     2           1,853           1,855                        
Total
      $ 131         $ 174         $ 365         $ 670         $ 562,541         $ 563,211         $         $ 2,284    
 
Schedule of impaired loans by portfolio segment
(In thousands)
Recorded 
Investment
Unpaid 
Principal 
Balance
Related 
Allowance
Average 
Recorded 
Investment
Interest 
Income 
Recognized
December 31, 2016
With no related allowance recorded:
Commercial real estate
$ 1,956 $ 1,956 $ $ 2,744 $ 188
Commercial
799 799 794 42
Residential real estate
422 422 429 20
Construction and land development
Consumer
Total impaired with no related allowance
$ 3,177 $ 3,177 $ $ 3,967 $ 250
With an allowance recorded:
Commercial real estate
$ $ $ $ $
Commercial
861 861 46 886
Residential real estate
Construction and land development
Consumer
Total impaired with an allowance recorded
$ 861 $ 861 $ 46 $ 886 $
Total
Commercial real estate
$ 1,956 $ 1,956 $ $ 2,744 $ 188
Commercial
1,660 1,660 46 1,680 42
Residential real estate
422 422 429 20
Construction and land development
Consumer
Total impaired loans
$ 4,038 $ 4,038 $ 46 $ 4,853 $ 250
December 31, 2015
With no related allowance recorded:
Commercial real estate
$ 3,272 $ 3,272 $ $ 3,788 $ 149
Commercial
661 661 611 20
Residential real estate
437 437 323 17
Construction and land development
Consumer
Total impaired with no related allowance
$ 4,370 $ 4,370 $ $ 4,722 $ 186
With an allowance recorded:
Commercial real estate
$ $ $ $ $
Commercial
1,094 1,094 488 901 2
Residential real estate
Construction and land development
Consumer
Total impaired with an allowance recorded
$ 1,094 $ 1,094 $ 488 $ 901 $ 2
Total
Commercial real estate
$ 3,272 $ 3,272 $ $ 3,788 $ 149
Commercial
1,755 1,755 488 1,512 22
Residential real estate
437 437 323 17
Construction and land development
Consumer
Total impaired loans
$ 5,464 $ 5,464 $ 488 $ 5,623 $ 188
Schedule of troubled debt restructurings
(Dollars in thousands)
Number of 
Contracts
Pre-Modification 
Outstanding Recorded 
Investment
Post-Modification 
Outstanding 
Recorded 
Investment
Year-Ended December 31, 2016
Troubled debt restructurings:
Commercial
1 $ 58 $ 58
1 $ 58 $ 58
Year-Ended December 31, 2015
Troubled debt restructurings:
Commercial real estate
2 $ 464 $ 464
Commercial
8 1,578 1,578
Residential real estate
2 226 226
12 $ 2,268 $ 2,268
Schedule of loans by risk rating and portfolio segment
(In thousands)
Commercial 
Real Estate
Commercial
Residential 
Real Estate
Construction 
and Land 
Development
Consumer
Total
December 31, 2016
Grade:
Pass
$ 319,712 $ 157,306 $ $ 48,161 $ $ 525,179
Special mention
4,471 1,668 6,139
Substandard
11,919 7,183 729 19,831
Not formally rated
76,121 6,172 82,293
Total
$ 336,102 $ 166,157 $ 76,850 $ 48,161 $ 6,172 $ 633,442
December 31, 2015
Grade:
Pass
$ 265,325 $ 106,677 $ $ 71,535 $ $ 443,537
Special mention
15,700 1,403 17,103
Substandard
4,331 3,083 1,329 8,743
Doubtful
910 910
Not formally rated
91,063 1,855 92,918
Total
$ 285,356 $ 112,073 $ 92,392 $ 71,535 $ 1,855 $ 563,211
XML 43 R32.htm IDEA: XBRL DOCUMENT v3.7.0.1
PREMISES AND EQUIPMENT (Tables)
12 Months Ended
Dec. 31, 2016
Property, Plant and Equipment [Abstract]  
Schedule of summary of premises and equipment
(In thousands)
2016
2015
Land
$ 2,424 $ 2,424
Buildings and leasehold improvements
9,241 9,191
Furniture and equipment
4,499 4,190
Leasehold improvements
4,234 2,911
Construction in progress
1,251
20,398 19,967
Accumulated depreciation and amortization
(8,811) (8,361)
Premises and equipment, net
$ 11,587 $ 11,606
XML 44 R33.htm IDEA: XBRL DOCUMENT v3.7.0.1
DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2016
Deposits [Abstract]  
Schedule of deposit liabilities disclosures
(In thousands)
2016
2015
NOW and demand
$ 280,773 $ 238,462
Regular savings
111,016 106,208
Money market deposits
145,321 108,377
Total non-certificate accounts
537,110 453,047
Term certificates of  $100,000 or more
20,227 36,941
Term certificates less than $100,000
70,645 87,247
Total certificate accounts
90,872 124,188
Total deposits
$ 627,982 $ 577,235
Schedule of maturities of time deposits
(In thousands)
2016
2015
2016
$ $ 81,116
2017
69,775 27,746
2018
17,230 12,737
2019
1,414 679
2020
1,663 1,910
2021
790
Total
$ 90,872 $ 124,188
 
XML 45 R34.htm IDEA: XBRL DOCUMENT v3.7.0.1
FEDERAL HOME LOAN BANK ADVANCES (Tables)
12 Months Ended
Dec. 31, 2016
Advances from Federal Home Loan Banks [Abstract]  
Schedule of maturities of advances from the FHLB
(In thousands)
2016
2015
2016
$ 49,112
2017
35,000 5,000
2018
5,000
2020
6,358 3,311
2021
Thereafter
3,500
Total
$ 49,858 $ 57,423
XML 46 R35.htm IDEA: XBRL DOCUMENT v3.7.0.1
INCOME TAXES (Tables)
12 Months Ended
Dec. 31, 2016
Income Tax Disclosure [Abstract]  
Schedule of components for income taxes
(In thousands)
2016
2015
Current tax expense (benefit):
Federal
$ 2,780 $ 2,066
State
653 277
Net operating loss carryforward
(14) (14)
3,419 2,329
Deferred tax expense (benefit):
Federal
(302) (745)
State
(92) (221)
(394) (966)
Net income tax expense
$ 3,025 $ 1,363
Schedule of income tax expense computed at the statutory federal corporate tax rate
2016
2015
Federal income tax at statutory rate
34.0% 34.0%
Increase (decrease) in tax resulting from:
State tax, net of federal tax benefit
4.6 3.5
Tax exempt income and dividends received deduction
(4.8) (9.5)
Gain on donated securities
(0.1) (1.6)
Other
(1.4) (0.1)
Effective tax rate
32.3% 26.3%
Schedule of deferred income taxes
(In thousands)
2016
2015
Deferred tax assets:
Allowance for loan losses
$ 3,431 $ 3,157
Net operating loss carryforward
54 69
Employee benefit plans and share-based compensation plans
2,406 1,940
Deferred loan fees, net
174 154
Writedown of securities
235 242
Reserve for unfunded commitments
54 68
Charitable contribution carryover
297 597
Other
56 16
Gross deferred tax assets
6,707 6,243
Deferred tax liabilities:
Depreciation
(145) (57)
FHLB restructure fees
(67) (85)
Net unrealized holding gain on securities
(1,582) (1,045)
Gross deferred tax liabilities
(1,794) (1,187)
Net deferred tax asset
$ 4,913 $ 5,056
XML 47 R36.htm IDEA: XBRL DOCUMENT v3.7.0.1
EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Tables)
12 Months Ended
Dec. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]  
Schedule of employee stock ownership plan
December 31, 2016
December 31, 2015
Allocated
23,810
Committed to be allocated
23,810 23,810
Unallocated
309,532 333,342
Total
357,152 357,152
Schedule of fair value of stock options granted
Date of Grant
November 17, 2016  ​
Options granted
384,268  ​
Vesting period (years)
5  ​
Expiration date
November 17, 2026  ​
Expected volatility
20.80%​
Expected life (years)
7.5  ​
Expected dividend yield
   0.00%​
Risk free interest rate
2.12%​
Fair value per option
$5.03  ​
Schedule of stock option activity
Stock Option 
Awards
Weighted 
Average 
Exercise Price
Weighted Average 
Remaining 
Contractual Term 
(years)
Aggregate 
Intrinsic 
Value
Balance at January 1, 2016
$ $
Granted
384,268 17.40 9.88 192,134
Balance at December 31, 2016
384,268 $ 17.40 9.88 $ 192,134
Outstanding and expected to vest at December 31, 
2016
384,268 $ 17.40 9.88 $ 192,134
Exercisable at December 31, 2016
Unrecognized compensation cost
$ 1,884,000
Weighted average remaining recognition period (years)
4.88
Schedule of activity in restricted stock awards under the Equity Plan
Outstanding Restricted 
Stock Awards
Weighted Average 
Grant Price
Restricted stock awards at January 1, 2016
$
Granted
153,726 17.40
Restricted stock awards at Decemer 31, 2016
153,726 $ 17.40
Unrecognized compensation cost
$ 2,609,000
Weighted average remaining recognition period (years)
4.88
XML 48 R37.htm IDEA: XBRL DOCUMENT v3.7.0.1
EARNINGS PER SHARE (Tables)
12 Months Ended
Dec. 31, 2016
Earnings Per Share [Abstract]  
Schedule of earning per share
(Dollars in thousands)
Year Ended 
December 31, 2016
Net Income attributable to common shareholders
$ 6,339
Average number of common shares outstanding
9,498,722
Less: unallocated ESOP shares
(322,338)
Average number of common shares outstanding to calculate basic earnings per common share
9,176,384
Effect of dilutive unvested restricted stock and stock option awards
Average number of common shares outstanding to calculate diluted earnings per common share
9,176,384
XML 49 R38.htm IDEA: XBRL DOCUMENT v3.7.0.1
REGULATORY MATTERS (Table)
12 Months Ended
Dec. 31, 2016
Regulatory Capital [Abstract]  
Schedule of actual capital amounts and ratios
Actual Capital
For Capital 
Adequacy Purposes
To Be Well 
Capitalized Under 
Prompt Corrective 
Action Provisions
(Dollars in thousands)
Amount
Ratio
Amount
Ratio
Amount
Ratio
December 31, 2016
Total Capital (to Risk Weighted Assets) 
$ 107,731 15.88% $ 54,272 8.0% $ 67,840 10.0%
Tier 1 Capital (to Risk Weighted Assets)
97,750 14.41 40,704 6.0 54,272 8.0
Common Equity Tier 1 Capital (to Risk Weighted Assets)
97,750 14.41 30,528 4.5 44,096 6.5
Tier 1 Capital (to Average Assets)
97,750 12.59 31,058 4.0 38,822 5.0
December 31, 2015
Total Capital (to Risk Weighted Assets)
$ 104,032 17.06% $ 48,780 8.0% $ 60,975 10.0%
Tier 1 Capital (to Risk Weighted Assets)
95,370 15.64 36,585 6.0 48,780 8.0
Common Equity Tier 1 Capital (to Risk Weighted Assets)
95,370 15.64 27,439 4.5 39,634 6.5
Tier 1 Capital (to Average Assets)
95,370 13.42 28,435 4.0 35,544 5.0
XML 50 R39.htm IDEA: XBRL DOCUMENT v3.7.0.1
COMMITMENTS AND CONTINGENT LIABILITIES (Tables)
12 Months Ended
Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]  
Schedule of minimum rental due in future periods
(In thousands)
2017
$ 302
2018
302
2019
293
2020
245
2021
252
Years thereafter
2,110
Total minimum lease payments
$ 3,504
XML 51 R40.htm IDEA: XBRL DOCUMENT v3.7.0.1
FINANCIAL INSTRUMENTS (Tables)
12 Months Ended
Dec. 31, 2016
Financial Instruments [Abstract]  
Schedule of financial instrument with off-balance sheet credit risk
(In thousands)
2016
2015
Commitments to originate loans
$ 25,363 $ 15,592
Letters of credit
5,164 5,474
Unadvanced portions of loans
202,032 191,598
$ 232,559 $ 212,664
XML 52 R41.htm IDEA: XBRL DOCUMENT v3.7.0.1
FAIR VALUE MEASUREMENTS (Tables)
12 Months Ended
Dec. 31, 2016
Fair Value Disclosures [Abstract]  
Schedule of financial instruments measured at fair value on a recurring basis
Fair Value Measurements at Reporting Date Using
(In thousands)
Total
Quoted Prices in 
Active Markets for 
Identical Assets 
Level 1
Significant 
Other Observable 
Inputs 
Level 2
Significant 
Unobservable 
Inputs 
Level 3
December 31, 2016
State and municipal
$ 50,580 $ $ 50,580 $
Corporate debt
1,031 1,031
Asset-backed securities
8,678 8,678
Mortgage-backed securities
41,914 41,914
Trust preferred securities
968 968
Marketable equity securities
14,696 14,696
Totals
$ 117,867 $ 14,696 $ 102,203 $ 968
December 31, 2015
U.S. Government and federal agency
$ 2,033 $ $ 2,033 $
State and municipal
3,682 3,682
Corporate debt
1,071 1,071
Asset-backed securities
9,624 9,624
Government mortgage-backed securities
52,812 52,812
Trust preferred securities
1,116 1,116
Marketable equity securities
10,646 10,646
Totals
$ 80,984 $ 10,646 $ 69,222 $ 1,116
Schedule of summary of activity for Level 3 financial instruments measured at fair value on a recurring basis
(In thousands)
Available for 
Sale Securities
Balance beginning January 1, 2015
$ 1,122
Total gains or (losses) (realized/unrealized)
Included in earnings
Included in other comprehensive income
128
Paydowns
(134)
Ending balance, December 31, 2015
$
1,116
Balance beginning January 1, 2016
$
1,116
Total gains or (losses) (realized/unrealized)
Included in earnings
Included in other comprehensive income
(148)
Paydowns
Ending balance, December 31, 2016
$ 968
Schedule of financial instruments measured at fair value on a nonrecurring basis
Fair Value Measurements at Reporting Date Using:
(In thousands)
Total
Quoted Prices in 
Active Markets for 
Identical Assets 
Level 1
Significant 
Other Observable 
Inputs 
Level 2
Significant 
Unobservable 
Inputs 
Level 3
December 31, 2016
Impaired loans
$ 815 $ $ $ 815
December 31, 2015
Impaired loans
$ 606 $ $ $ 606
Schedule of summary of the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a nonrecurring basis
(In thousands)
Fair Value
Valuation Technique
Unobservable Input
Range 
(Weighted 
Average)
December 31, 2016
Impaired loans
$ 815
Real estate appraisals​
Discount for dated appraisals​
6 – 10%
December 31, 2015
Impaired loans
$ 606
Real estate appraisals​
Discount for dated appraisals​
6 – 10%
XML 53 R42.htm IDEA: XBRL DOCUMENT v3.7.0.1
DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)
12 Months Ended
Dec. 31, 2016
Fair Value Of Financial Instrument [Abstract]  
Schedule of carrying amounts and estimated fair values of financial instruments, held or issued for purposes other than trading
Carrying 
Amount
Fair Value
(In thousands)
Level 1
Level 2
Level 3
Total
December 31, 2016
Financial assets:
Cash and cash equivalents
$ 10,705 $ 10,705 $ $ $ 10,705
Available-for-sale securities
117,867 14,696 102,203 968 117,867
Federal Home Loan Bank of Boston stock
2,787 2,787 2,787
Loans, net
624,425 632,278 632,278
Accrued interest receivable
2,320 2,320 2,320
Financial liabilities:
Deposits
627,982 628,060 628,060
Federal Home Loan Bank advances
49,858 49,901 49,901
December 31, 2015
Financial assets:
Cash and cash equivalents
$ 20,464 $ 20,464 $ $ $ 20,464
Available-for-sale securities
80,984 10,646 69,222 1,116 80,984
Held-to-maturity securities
44,623 46,474 46,474
Federal Home Loan Bank of Boston stock
3,310 3,310 3,310
Loans, net
554,929 561,937 561,937
Accrued interest receivable
2,251 2,251 2,251
Financial liabilities:
Deposits
577,235 577,316 577,316
Federal Home Loan Bank advances
57,423 57,774 57,774
XML 54 R43.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY (Tables)
12 Months Ended
Dec. 31, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]  
Schedule of parent only statement of balance sheet
Provident Bancorp, Inc. — Parent Only Balance Sheet
(In thousands)
2016
2015
Assets
Cash and due from banks
$ 5,659 $ 961
Investment in common stock of The Provident Bank
100,426 97,128
Other assets
3,138 3,338
Total assets
$ 109,223 $ 101,427
Liabilities and Shareholders’ Equity
Accrued expenses
$ 73 $ 21
Shareholders’ equity
109,150 101,406
Total liabilities and shareholders’ equity
$ 109,223 $ 101,427
Schedule of parent only income statement
Provident Bancorp, Inc. — Parent Only Income Statement
Year Ended 
December 31,
(In thousands)
2016
2015
Total income
$ 4,549 $ 54
Operating expenses
95 9
Income before income taxes and equity in undistributed net income of The Provident Bank
4,454 45
Applicable income tax provision
8
Income before equity in income of subsidiaries
4,446
Equity in undistributed net income of The Provident Bank
1,893 3,778
Net income
$   6,339 $   3,823
Schedule of parent only statement of cash flows
Provident Bancorp, Inc. — Parent Only Statement of Cash Flows
Twelve Months Ended 
December 31,
(In thousands)
2016
2015
Cash flows from operating activities:
Net income
$ 6,339 $ 3,823
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Equity in undistributed earnings of subsidiaries
(1,893) (3,778)
Contribution of stock to charitable foundation
1,900
Decrease (increase) in other assets
200 (3,338)
Increase (decrease) in other liabilities
52 (22)
Net cash provided by (used in) operating activities
4,698 (1,415)
Cash flows from investing activities:
Investment in The Provident Bank
(18,078)
Net cash used in investing activities
(18,078)
Cash flows from financing activities:
Proceeds from sale of common stock, net
37,625
Redemption of SBLF preferred stock
(17,145)
Preferred stock dividends
(167)
Net cash provided by (used) in financing activities
20,313
Net increase in cash and cash equivalents
4,698 820
Cash and cash equivalents at beginning of year
961 141
Cash and cash equivalents at end of year
$ 5,659 $ 961
XML 55 R44.htm IDEA: XBRL DOCUMENT v3.7.0.1
SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables)
12 Months Ended
Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]  
Schedule of quarterly financial information
First Quarter
Second Quarter
Third Quarter
Fourth Quarter
(In thousands)
2016
2015
2016
2015
2016
2015
2016
2015
Interest and dividend income
$ 6,980 $ 6,074 $ 7,026 $ 6,252 $ 7,426 $ 6,448 $ 7,462 $ 6,678
Interest expense
697 547 681 550 713 567 694 510
Net interest and dividend income
6,283 5,527 6,345 5,702 6,713 5,881 6,768 6,168
Provision for loan losses
111 278 210 193 163 174 219 160
Gain on sale of securities, net
20 81 17 21 438 215 215
Other income
915 743 950 838 925 945 955 963
Total noninterest income
935 824 967 859 1,363 1,160 1,170 963
Total noninterest expense
4,924 4,667 5,080 4,680 5,212 6,871 5,261 4,875
Income tax expense (benefit)
696 393 659 459 940 (134) 730 645
Net income
$ 1,487 $ 1,013 $ 1,363 $ 1,229 $ 1,761 $ 130 $ 1,728 $ 1,451
Income (loss) per share:
Basic
$ 0.16 N/A $ 0.15 N/A $ 0.19 N/A $ 0.19 N/A
Diluted
$ 0.16 N/A $ 0.15 N/A $ 0.19 N/A $ 0.19 N/A
Weighted Average Shares:
Basic
9,167,364​
N/A​
9,173,317​
N/A​
9,179,269​
N/A​
9,185,285​
N/A​
Diluted
9,167,364​
N/A​
9,173,317​
N/A​
9,179,269​
N/A​
9,185,285​
N/A​
XML 56 R45.htm IDEA: XBRL DOCUMENT v3.7.0.1
NATURE OF OPERATIONS (Detail Textuals) - USD ($)
12 Months Ended
Jul. 15, 2015
Dec. 31, 2015
Nature Of Operations [Line Items]    
Number of shares issued 4,274,425 4,274,425
Common stock issue to public per share (In dollars per share) $ 10.00  
Purchase of shares of common stock by the ESOP   357,152
Issuance of shares in the initial public offering, expenses $ 1,500,000 $ 1,547,000
Provident Bank Employee Stock Ownership Plan    
Nature Of Operations [Line Items]    
Purchase of shares of common stock by the ESOP 357,152  
Provident Bancorp Inc    
Nature Of Operations [Line Items]    
Number of shares issued 5,034,323  
Provident Community Charitable Organization, Inc.    
Nature Of Operations [Line Items]    
Number of shares issued 189,974  
XML 57 R46.htm IDEA: XBRL DOCUMENT v3.7.0.1
ACCOUNTING POLICIES (Detail Textuals)
12 Months Ended
Dec. 31, 2016
$ / shares
Accounting Policies [Abstract]  
Par value of stock bought from and sold to the federal home loan bank (in dollars per share) $ 100
XML 58 R47.htm IDEA: XBRL DOCUMENT v3.7.0.1
INVESTMENTS IN SECURITIES - Amortized cost of investment securities classified as available-for-sale (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis $ 113,663 $ 78,249
Gross Unrealized Gains 5,298 3,756
Gross Unrealized Losses 1,094 1,021
Fair Value 117,867 80,984
U.S. Government and federal agency    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis   1,996
Gross Unrealized Gains   37
Gross Unrealized Losses  
Fair Value   2,033
State and municipal    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis 49,367 3,373
Gross Unrealized Gains 1,281 309
Gross Unrealized Losses 68
Fair Value 50,580 3,682
Corporate debt    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis 1,000 1,000
Gross Unrealized Gains 31 71
Gross Unrealized Losses
Fair Value 1,031 1,071
Asset-backed securities    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis 8,747 9,656
Gross Unrealized Gains 9
Gross Unrealized Losses 69 41
Fair Value 8,678 9,624
Government mortgage-backed securities    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis 41,818 52,515
Gross Unrealized Gains 435 622
Gross Unrealized Losses 339 325
Fair Value 41,914 52,812
Trust preferred securities    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis 1,368 1,368
Gross Unrealized Gains 55
Gross Unrealized Losses 400 307
Fair Value 968 1,116
Marketable equity securities    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis 11,492 8,638
Gross Unrealized Gains 3,551 2,653
Gross Unrealized Losses 218 348
Fair Value 14,825 10,943
Available for sale securities excluded Money market mutual funds    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis 113,792 78,546
Gross Unrealized Gains 5,298 3,756
Gross Unrealized Losses 1,094 1,021
Fair Value 117,996 81,281
Money market mutual funds included in cash and cash equivalents    
Schedule of Available-for-sale Securities [Line Items]    
Amortized Cost Basis (129) (297)
Gross Unrealized Gains
Gross Unrealized Losses
Fair Value $ (129) $ (297)
XML 59 R48.htm IDEA: XBRL DOCUMENT v3.7.0.1
INVESTMENTS IN SECURITIES - Amortized cost of investment securities classified as held-to-maturity (Details 1)
$ in Thousands
Dec. 31, 2015
USD ($)
Schedule of Held-to-maturity Securities [Line Items]  
Fair Value $ 46,474
State and municipal  
Schedule of Held-to-maturity Securities [Line Items]  
Amortized Cost Basis 44,623
Gross Unrealized Gains 1,905
Gross Unrealized Losses $ 54
XML 60 R49.htm IDEA: XBRL DOCUMENT v3.7.0.1
INVESTMENTS IN SECURITIES - Maturities of debt securities (Details 2) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Available-for-Sale Fair Value    
Fair Value $ 117,867 $ 80,984
Available-for-Sale    
Available-for-Sale Fair Value    
Due within one year 1,813  
Due after one year through five years 2,326  
Due after five years through ten years 7,810  
Due after ten years 40,630  
Government mortgage-backed securities 41,914  
Asset-backed securities 8,678  
Fair Value $ 103,171  
XML 61 R50.htm IDEA: XBRL DOCUMENT v3.7.0.1
INVESTMENTS IN SECURITIES - Aggregate fair value and unrealized losses of securities (Details 3) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]    
Fair Value, Less than 12 Months $ 37,353 $ 30,956
Unrealized Loss, Less than 12 Months 492 289
Fair Value, 12 Months or Longer 5,214 13,436
Unrealized Loss, 12 Months or Longer 602 786
Fair Value, Total 42,567 44,392
Unrealized Loss, Total 1,094 1,075
State and municipal    
Schedule of Available-for-sale Securities [Line Items]    
Fair Value, Less than 12 Months 6,413 3,195
Unrealized Loss, Less than 12 Months 63 28
Fair Value, 12 Months or Longer 160 729
Unrealized Loss, 12 Months or Longer 5 26
Fair Value, Total 6,573 3,924
Unrealized Loss, Total 68 54
Asset-backed securities    
Schedule of Available-for-sale Securities [Line Items]    
Fair Value, Less than 12 Months 8,104 5,062
Unrealized Loss, Less than 12 Months 60 7
Fair Value, 12 Months or Longer 574 2,005
Unrealized Loss, 12 Months or Longer 9 34
Fair Value, Total 8,678 7,067
Unrealized Loss, Total 69 41
Government mortgage-backed securities    
Schedule of Available-for-sale Securities [Line Items]    
Fair Value, Less than 12 Months 20,868 21,108
Unrealized Loss, Less than 12 Months 247 88
Fair Value, 12 Months or Longer 2,770 9,156
Unrealized Loss, 12 Months or Longer 92 237
Fair Value, Total 23,638 30,264
Unrealized Loss, Total 339 325
Trust preferred securities    
Schedule of Available-for-sale Securities [Line Items]    
Fair Value, Less than 12 Months 26
Unrealized Loss, Less than 12 Months 18
Fair Value, 12 Months or Longer 942 1,017
Unrealized Loss, 12 Months or Longer 382 307
Fair Value, Total 968 1,017
Unrealized Loss, Total 400 307
Marketable equity securities    
Schedule of Available-for-sale Securities [Line Items]    
Fair Value, Less than 12 Months 1,942 1,591
Unrealized Loss, Less than 12 Months 104 166
Fair Value, 12 Months or Longer 768 529
Unrealized Loss, 12 Months or Longer 114 182
Fair Value, Total 2,710 2,120
Unrealized Loss, Total $ 218 $ 348
XML 62 R51.htm IDEA: XBRL DOCUMENT v3.7.0.1
INVESTMENTS IN SECURITIES - Activity related to credit component recognized in earnings (Details 4) - Trust preferred securities - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]    
Balance $ 688 $ 688
Additions for the credit component on debt securities in which an other-than-temporary impairment was previously recognized
Balance $ 688 $ 688
XML 63 R52.htm IDEA: XBRL DOCUMENT v3.7.0.1
INVESTMENTS IN SECURITIES (Detail Textuals) - USD ($)
1 Months Ended 12 Months Ended
May 31, 2016
Dec. 31, 2016
Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]      
Held-to-maturity securities transferred to available-for-sale $ 44,200,000 $ 44,240,000  
Net security gains on portfolio, net of tax $ 1,300,000 1,421,000  
Gross realized gains on sales, calls and donated securities   693,000 $ 328,000
Gross losses realized   $ 3,000 11,000
Percentage of securities exceeded aggregate carrying amount   10.00%  
Securities pledged to secure available borrowings with the Federal Reserve Bank and Federal Home Loan Bank   $ 60,600,000 $ 61,700,000
XML 64 R53.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Loans and Leases Receivable Disclosure [Line Items]      
Gross loans $ 633,442 $ 563,211  
Allowance for loan losses (8,590) (7,905) $ (7,224)
Deferred loan fees, net (427) (377)  
Net loans 624,425 554,929  
Real estate | Commercial      
Loans and Leases Receivable Disclosure [Line Items]      
Gross loans 336,102 285,356  
Allowance for loan losses (4,503) (3,827) (3,500)
Real estate | Residential      
Loans and Leases Receivable Disclosure [Line Items]      
Gross loans 76,850 92,392  
Allowance for loan losses (328) (412) (560)
Real estate | Construction and land development      
Loans and Leases Receivable Disclosure [Line Items]      
Gross loans 48,161 71,535  
Allowance for loan losses (882) (1,236) (872)
Commercial      
Loans and Leases Receivable Disclosure [Line Items]      
Gross loans 166,157 112,073  
Allowance for loan losses (2,513) (2,138) (1,751)
Consumer      
Loans and Leases Receivable Disclosure [Line Items]      
Gross loans 6,172 1,855  
Allowance for loan losses $ (279) $ (119) $ (184)
XML 65 R54.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS - Information regarding allowance for loans and impaired loans by portfolio segment (Details 1) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Allowance for Loan and Lease Losses [Roll Forward]                    
Beginning balance       $ 7,905       $ 7,224 $ 7,905 $ 7,224
Charge-offs                 (44) (161)
Recoveries                 26 37
Provision (benefit) $ 219 $ 163 $ 210 111 $ 160 $ 174 $ 193 278 703 805
Total allowance for loan losses ending balance 8,590       7,905       8,590 7,905
Ending balance:                    
Individually evaluated for impairment 46       488       46 488
Collectively evaluated for impairment 8,544       7,417       8,544 7,417
Total allowance for loan losses ending balance 8,590       7,905       8,590 7,905
Loans:                    
Individually evaluated for impairment 4,038       5,464       4,038 5,464
Collectively evaluated for impairment 629,404       557,747       629,404 557,747
Total loans ending balance 633,442       563,211       633,442 563,211
Real estate | Commercial                    
Allowance for Loan and Lease Losses [Roll Forward]                    
Beginning balance       3,827       3,500 3,827 3,500
Charge-offs                
Recoveries                
Provision (benefit)                 676 327
Total allowance for loan losses ending balance 4,503       3,827       4,503 3,827
Ending balance:                    
Individually evaluated for impairment            
Collectively evaluated for impairment 4,503       3,827       4,503 3,827
Total allowance for loan losses ending balance 4,503       3,827       4,503 3,827
Loans:                    
Individually evaluated for impairment 1,956       3,272       1,956 3,272
Collectively evaluated for impairment 334,146       282,084       334,146 282,084
Total loans ending balance 336,102       285,356       336,102 285,356
Real estate | Residential                    
Allowance for Loan and Lease Losses [Roll Forward]                    
Beginning balance       412       560 412 560
Charge-offs                
Recoveries                 12 6
Provision (benefit)                 (96) (154)
Total allowance for loan losses ending balance 328       412       328 412
Ending balance:                    
Individually evaluated for impairment            
Collectively evaluated for impairment 328       412       328 412
Total allowance for loan losses ending balance 328       412       328 412
Loans:                    
Individually evaluated for impairment 422       437       422 437
Collectively evaluated for impairment 76,428       91,955       76,428 91,955
Total loans ending balance 76,850       92,392       76,850 92,392
Real estate | Construction and land development                    
Allowance for Loan and Lease Losses [Roll Forward]                    
Beginning balance       1,236       872 1,236 872
Charge-offs                
Recoveries                
Provision (benefit)                 (354) 364
Total allowance for loan losses ending balance 882       1,236       882 1,236
Ending balance:                    
Individually evaluated for impairment            
Collectively evaluated for impairment 882       1,236       882 1,236
Total allowance for loan losses ending balance 882       1,236       882 1,236
Loans:                    
Individually evaluated for impairment            
Collectively evaluated for impairment 48,161       71,535       48,161 71,535
Total loans ending balance 48,161       71,535       48,161 71,535
Commercial                    
Allowance for Loan and Lease Losses [Roll Forward]                    
Beginning balance       2,138       1,751 2,138 1,751
Charge-offs                 (96)
Recoveries                 1 20
Provision (benefit)                 374 463
Total allowance for loan losses ending balance 2,513       2,138       2,513 2,138
Ending balance:                    
Individually evaluated for impairment 46       488       46 488
Collectively evaluated for impairment 2,467       1,650       2,467 1,650
Total allowance for loan losses ending balance 2,513       2,138       2,513 2,138
Loans:                    
Individually evaluated for impairment 1,660       1,755       1,660 1,755
Collectively evaluated for impairment 164,497       110,318       164,497 110,318
Total loans ending balance 166,157       112,073       166,157 112,073
Consumer                    
Allowance for Loan and Lease Losses [Roll Forward]                    
Beginning balance       119       184 119 184
Charge-offs                 (44) (65)
Recoveries                 13 11
Provision (benefit)                 191 (11)
Total allowance for loan losses ending balance 279       119       279 119
Ending balance:                    
Individually evaluated for impairment            
Collectively evaluated for impairment 279       119       279 119
Total allowance for loan losses ending balance 279       119       279 119
Loans:                    
Individually evaluated for impairment            
Collectively evaluated for impairment 6,172       1,855       6,172 1,855
Total loans ending balance 6,172       1,855       6,172 1,855
Unallocated                    
Allowance for Loan and Lease Losses [Roll Forward]                    
Beginning balance       $ 173       $ 357 173 357
Charge-offs                
Recoveries                
Provision (benefit)                 (88) (184)
Total allowance for loan losses ending balance 85       173       85 173
Ending balance:                    
Individually evaluated for impairment            
Collectively evaluated for impairment 85       173       85 173
Total allowance for loan losses ending balance 85       173       85 173
Loans:                    
Individually evaluated for impairment            
Collectively evaluated for impairment            
Total loans ending balance            
XML 66 R55.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS - Nonaccrual loans and past-due loans by portfolio segment (Details 2) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due $ 375 $ 670
Total Current 633,067 562,541
Total Loans 633,442 563,211
90 Days or More Past Due and Accruing
Nonaccrual Loans 1,582 2,284
30 - 59 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 29 131
60 - 89 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 174
90 Days or More Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 346 365
Real estate | Commercial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 346
Total Current 335,756 285,356
Total Loans 336,102 285,356
90 Days or More Past Due and Accruing
Nonaccrual Loans 346 106
Real estate | Commercial | 30 - 59 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due
Real estate | Commercial | 60 - 89 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due
Real estate | Commercial | 90 Days or More Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 346
Real estate | Residential    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 668
Total Current 76,850 91,724
Total Loans 76,850 92,392
90 Days or More Past Due and Accruing
Nonaccrual Loans 303 1,031
Real estate | Residential | 30 - 59 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 130
Real estate | Residential | 60 - 89 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 173
Real estate | Residential | 90 Days or More Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 365
Real estate | Construction and land development    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due
Total Current 48,161 71,535
Total Loans 48,161 71,535
90 Days or More Past Due and Accruing
Nonaccrual Loans
Real estate | Construction and land development | 30 - 59 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due
Real estate | Construction and land development | 60 - 89 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due
Real estate | Construction and land development | 90 Days or More Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due
Commercial    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 29
Total Current 166,128 112,073
Total Loans 166,157 112,073
90 Days or More Past Due and Accruing
Nonaccrual Loans 933 1,147
Commercial | 30 - 59 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 29
Commercial | 60 - 89 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due
Commercial | 90 Days or More Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due
Consumer    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 2
Total Current 6,172 1,853
Total Loans 6,172 1,855
90 Days or More Past Due and Accruing
Nonaccrual Loans
Consumer | 30 - 59 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 1
Consumer | 60 - 89 Days    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due 1
Consumer | 90 Days or More Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Total Past Due
XML 67 R56.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS - Impaired loans by portfolio segment (Details 3) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
With no related allowance recorded:    
Recorded Investment $ 3,177 $ 4,370
Unpaid Principal Balance 3,177 4,370
Average Recorded Investment 3,967 4,722
Interest Income Recognized 250 186
With an allowance recorded:    
Recorded Investment 861 1,094
Unpaid Principal Balance 861 1,094
Related Allowance 46 488
Average Recorded Investment 886 901
Interest Income Recognized 2
Loans With And Without Specific Valuation Allowance [Abstract]    
Recorded Investment 4,038 5,464
Unpaid Principal Balance 4,038 5,464
Related Allowance 46 488
Average Recorded Investment 4,853 5,623
Interest Income Recognized 250 188
Real estate | Commercial    
With no related allowance recorded:    
Recorded Investment 1,956 3,272
Unpaid Principal Balance 1,956 3,272
Average Recorded Investment 2,744 3,788
Interest Income Recognized 188 149
With an allowance recorded:    
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Loans With And Without Specific Valuation Allowance [Abstract]    
Recorded Investment 1,956 3,272
Unpaid Principal Balance 1,956 3,272
Related Allowance
Average Recorded Investment 2,744 3,788
Interest Income Recognized 188 149
Real estate | Residential    
With no related allowance recorded:    
Recorded Investment 422 437
Unpaid Principal Balance 422 437
Average Recorded Investment 429 323
Interest Income Recognized 20 17
With an allowance recorded:    
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Loans With And Without Specific Valuation Allowance [Abstract]    
Recorded Investment 422 437
Unpaid Principal Balance 422 437
Related Allowance
Average Recorded Investment 429 323
Interest Income Recognized 20 17
Real estate | Construction and land development    
With no related allowance recorded:    
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
With an allowance recorded:    
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Loans With And Without Specific Valuation Allowance [Abstract]    
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Commercial    
With no related allowance recorded:    
Recorded Investment 799 661
Unpaid Principal Balance 799 661
Average Recorded Investment 794 611
Interest Income Recognized 42 20
With an allowance recorded:    
Recorded Investment 861 1,094
Unpaid Principal Balance 861 1,094
Related Allowance 46 488
Average Recorded Investment 886 901
Interest Income Recognized 2
Loans With And Without Specific Valuation Allowance [Abstract]    
Recorded Investment 1,660 1,755
Unpaid Principal Balance 1,660 1,755
Related Allowance 46 488
Average Recorded Investment 1,680 1,512
Interest Income Recognized 42 22
Consumer    
With no related allowance recorded:    
Recorded Investment
Unpaid Principal Balance
Average Recorded Investment
Interest Income Recognized
With an allowance recorded:    
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
Loans With And Without Specific Valuation Allowance [Abstract]    
Recorded Investment
Unpaid Principal Balance
Related Allowance
Average Recorded Investment
Interest Income Recognized
XML 68 R57.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS - Troubled debt restructurings (Details 4)
$ in Thousands
12 Months Ended
Dec. 31, 2016
USD ($)
Debt
Dec. 31, 2015
USD ($)
Debt
Financing Receivable, Modifications [Line Items]    
Number of Contracts | Debt 1 12
Pre- Modification Outstanding Recorded Investment $ 58 $ 2,268
Post-Modification Outstanding Recorded Investment $ 58 $ 2,268
Real estate | Commercial    
Financing Receivable, Modifications [Line Items]    
Number of Contracts | Debt   2
Pre- Modification Outstanding Recorded Investment   $ 464
Post-Modification Outstanding Recorded Investment   $ 464
Real estate | Residential    
Financing Receivable, Modifications [Line Items]    
Number of Contracts | Debt   2
Pre- Modification Outstanding Recorded Investment   $ 226
Post-Modification Outstanding Recorded Investment   $ 226
Commercial    
Financing Receivable, Modifications [Line Items]    
Number of Contracts | Debt 1 8
Pre- Modification Outstanding Recorded Investment $ 58 $ 1,578
Post-Modification Outstanding Recorded Investment $ 58 $ 1,578
XML 69 R58.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS - Loans by risk rating and portfolio segment (Details 5) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans $ 633,442 $ 563,211
Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 525,179 443,537
Special mention    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 6,139 17,103
Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 19,831 8,743
Doubtful    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans   910
Not formally rated    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 82,293 92,918
Real estate | Commercial    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 336,102 285,356
Real estate | Commercial | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 319,712 265,325
Real estate | Commercial | Special mention    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 4,471 15,700
Real estate | Commercial | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 11,919 4,331
Real estate | Commercial | Doubtful    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans  
Real estate | Commercial | Not formally rated    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Real estate | Residential    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 76,850 92,392
Real estate | Residential | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Real estate | Residential | Special mention    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Real estate | Residential | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 729 1,329
Real estate | Residential | Doubtful    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans  
Real estate | Residential | Not formally rated    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 76,121 91,063
Real estate | Construction and land development    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 48,161 71,535
Real estate | Construction and land development | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 48,161 71,535
Real estate | Construction and land development | Special mention    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Real estate | Construction and land development | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Real estate | Construction and land development | Doubtful    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans  
Real estate | Construction and land development | Not formally rated    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Commercial    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 166,157 112,073
Commercial | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 157,306 106,677
Commercial | Special mention    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 1,668 1,403
Commercial | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 7,183 3,083
Commercial | Doubtful    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans   910
Commercial | Not formally rated    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Consumer    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans 6,172 1,855
Consumer | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Consumer | Special mention    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Consumer | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans
Consumer | Doubtful    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans  
Consumer | Not formally rated    
Loans and Leases Receivable Disclosure [Line Items]    
Total Loans $ 6,172 $ 1,855
XML 70 R59.htm IDEA: XBRL DOCUMENT v3.7.0.1
LOANS (Details Textuals)
12 Months Ended
Dec. 31, 2016
USD ($)
Loan
Dec. 31, 2015
USD ($)
Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Aggregate principal balance pledged to secure possible borrowings $ 250,700,000 $ 245,800,000
Due from trustees and executive officers 7,500,000 8,500,000
Advances 271,000 6,000
Principal payments $ 1,300,000 $ 1,200,000
Number of troubled debt restructures approved | Loan 1 9
Troubled debt restructuring, total $ 58,000  
Re-amortization term of commercial loan 5 years  
Unpaid principal balance $ 4,038,000 $ 5,464,000
Real estate | Commercial    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructures with reamortization based on extended term | Loan 1  
Unpaid principal balance $ 1,956,000 3,272,000
Real estate | Residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Number of loan modified to interest only payments | Loan 2  
Unpaid principal balance $ 422,000 437,000
Commercial    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Troubled debt restructures with reamortization based on remaining term | Loan 2  
Number of troubled debt restructures loan modified | Loan 2  
Reserve on balance loan 15.00%  
Unpaid principal balance $ 1,660,000 1,755,000
Commercial | Doubtful    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Number of troubled debt restructures loan modified | Loan 2  
Reserve on balance loan 50.00%  
Mortgage and other loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Unpaid principal balance $ 11,200,000 $ 10,400,000
XML 71 R60.htm IDEA: XBRL DOCUMENT v3.7.0.1
PREMISES AND EQUIPMENT - Summary of premises and equipment (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Property, Plant and Equipment [Line Items]    
Property, Plant and Equipment, Gross $ 20,398 $ 19,967
Accumulated depreciation and amortization (8,811) (8,361)
Premises and equipment, net 11,587 11,606
Land    
Property, Plant and Equipment [Line Items]    
Property, Plant and Equipment, Gross 2,424 2,424
Buildings and leasehold improvements    
Property, Plant and Equipment [Line Items]    
Property, Plant and Equipment, Gross 9,241 9,191
Furniture and equipment    
Property, Plant and Equipment [Line Items]    
Property, Plant and Equipment, Gross 4,499 4,190
Leasehold improvements    
Property, Plant and Equipment [Line Items]    
Property, Plant and Equipment, Gross 4,234 2,911
Construction in progress    
Property, Plant and Equipment [Line Items]    
Property, Plant and Equipment, Gross $ 1,251
XML 72 R61.htm IDEA: XBRL DOCUMENT v3.7.0.1
PREMISES AND EQUIPMENT (Detail Textuals) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Property, Plant and Equipment [Abstract]    
Depreciation and amortization $ 832 $ 713
XML 73 R62.htm IDEA: XBRL DOCUMENT v3.7.0.1
DEPOSITS - Summary of deposit balances by type (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Deposits [Abstract]    
NOW and demand $ 280,773 $ 238,462
Regular savings 111,016 106,208
Money market deposits 145,321 108,377
Total non-certificate accounts 537,110 453,047
Term certificates of $100,000 or more 20,227 36,941
Term certificates less than $100,000 70,645 87,247
Total certificate accounts 90,872 124,188
Total deposits $ 627,982 $ 577,235
XML 74 R63.htm IDEA: XBRL DOCUMENT v3.7.0.1
DEPOSITS - Scheduled maturities for time deposits (Details 1) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Deposits [Abstract]    
2016   $ 81,116
2017 $ 69,775 27,746
2018 17,230 12,737
2019 1,414 679
2020 1,663 1,910
2021 790  
Total certificate accounts $ 90,872 $ 124,188
XML 75 R64.htm IDEA: XBRL DOCUMENT v3.7.0.1
DEPOSITS (Detail Textuals) - USD ($)
$ in Millions
Dec. 31, 2016
Dec. 31, 2015
Deposits [Abstract]    
Time deposits, $250,000 or more $ 3.4 $ 3.4
Brokered time deposits 49.3 63.8
Brokered time deposits, less than $100,000 49.3 63.4
Deposits from related parties held $ 3.6 $ 3.1
XML 76 R65.htm IDEA: XBRL DOCUMENT v3.7.0.1
FEDERAL HOME LOAN BANK ADVANCES - Maturities of advances from FHLB (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Advances from Federal Home Loan Banks [Abstract]    
2016   $ 49,112
2017 $ 35,000 5,000
2018 5,000  
2020 6,358 3,311
2021
Thereafter 3,500  
Total $ 49,858 $ 57,423
XML 77 R66.htm IDEA: XBRL DOCUMENT v3.7.0.1
FEDERAL HOME LOAN BANK ADVANCES (Detail Textuals) - Federal Home Loan Bank Advances - USD ($)
Dec. 31, 2016
Aug. 31, 2015
Federal Home Loan Bank, Advances [Line Items]    
Modified FHLB borrowings   $ 3,500,000
Prepayment penalty   $ 233,000
Minimum    
Federal Home Loan Bank, Advances [Line Items]    
Interest rates on FHLB advances ranged from 0.72%  
Maximum    
Federal Home Loan Bank, Advances [Line Items]    
Interest rates on FHLB advances ranged from 3.99%  
Weighted average    
Federal Home Loan Bank, Advances [Line Items]    
Interest rates on FHLB advances ranged from 1.36%  
XML 78 R67.htm IDEA: XBRL DOCUMENT v3.7.0.1
INCOME TAXES - Components of income tax expense (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Current tax expense (benefit):                    
Federal                 $ 2,780 $ 2,066
State                 653 277
Net operating loss carryforward                 (14) (14)
Current tax expense (benefit), total                 3,419 2,329
Deferred tax expense (benefit):                    
Federal                 (302) (745)
State                 (92) (221)
Deferred tax expense (benefit), total                 (394) (966)
Net income tax expense $ 730 $ 940 $ 659 $ 696 $ 645 $ (134) $ 459 $ 393 $ 3,025 $ 1,363
XML 79 R68.htm IDEA: XBRL DOCUMENT v3.7.0.1
INCOME TAXES - Differences between statutory federal income tax rate and effective tax rates (Details 1)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Income Tax Disclosure [Abstract]    
Federal income tax at statutory rate 34.00% 34.00%
Increase (decrease) in tax resulting from:    
State tax, net of federal tax benefit 4.60% 3.50%
Tax exempt income and dividends received deduction (4.80%) (9.50%)
Gain on donated securities (0.10%) (1.60%)
Other (1.40%) (0.10%)
Effective tax rate 32.30% 26.30%
XML 80 R69.htm IDEA: XBRL DOCUMENT v3.7.0.1
INCOME TAXES - Gross deferred tax assets and gross deferred tax liabilities (Details 2) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Deferred tax assets:    
Allowance for loan losses $ 3,431 $ 3,157
Net operating loss carryforward 54 69
Employee benefit plans and share-based compensation plans 2,406 1,940
Deferred loan fees, net 174 154
Writedown of securities 235 242
Reserve for unfunded commitments 54 68
Charitable contribution carryover 297 597
Other 56 16
Gross deferred tax assets 6,707 6,243
Deferred tax liabilities:    
Depreciation (145) (57)
FHLB restructure fees (67) (85)
Net unrealized holding gain on securities (1,582) (1,045)
Gross deferred tax liabilities (1,794) (1,187)
Net deferred tax asset $ 4,913 $ 5,056
XML 81 R70.htm IDEA: XBRL DOCUMENT v3.7.0.1
INCOME TAXES (Detail Textuals)
12 Months Ended
Dec. 31, 2016
USD ($)
Income Tax Disclosure [Abstract]  
Federal net operating loss carryovers $ 160,000
Annual operating loss carryforwards $ 42,000
XML 82 R71.htm IDEA: XBRL DOCUMENT v3.7.0.1
EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS - Shares held by ESOP (Details) - shares
Dec. 31, 2016
Dec. 31, 2015
Shares held by the ESOP include the following:    
Allocated 23,810
Committed to be allocated 23,810 23,810
Unallocated 309,532 333,342
Total 357,152 357,152
XML 83 R72.htm IDEA: XBRL DOCUMENT v3.7.0.1
EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 1)
12 Months Ended
Dec. 31, 2016
$ / shares
shares
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]  
Date of Grant Nov. 17, 2016
Options granted | shares 384,268
Vesting period (years) 5 years
Expiration date Nov. 17, 2016
Expected volatility 20.80%
Expected life (years) 7 years 6 months
Expected dividend yield 0.00%
Risk free interest rate 2.12%
Fair value per option | $ / shares $ 5.03
XML 84 R73.htm IDEA: XBRL DOCUMENT v3.7.0.1
EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 2)
$ / shares in Units, $ in Thousands
12 Months Ended
Dec. 31, 2016
USD ($)
$ / shares
shares
Stock Option Awards  
Granted | shares 384,268
Stock option  
Stock Option Awards  
Balance at January 1, 2016 | shares
Granted | shares 384,268
Balance at December 31, 2016 | shares 384,268
Outstanding and expected to vest at December 31, 2016 | shares 384,268
Exercisable at December 31, 2016 | shares
Unrecognized compensation cost | $ $ 1,884,000
Weighted average remaining recognition period (years) 4 years 10 months 17 days
Weighted Average Exercise Price  
Balance at January 1, 2016 | $ / shares
Granted | $ / shares 17.40
Balance at December 31, 2016 | $ / shares 17.40
Outstanding and expected to vest at December 31, 2016 | $ / shares 17.40
Exercisable at December 31, 2016 | $ / shares
Weighted Average Remaining Contractual Term (years)  
Granted 9 years 10 months 17 days
Balance at December 31, 2016 9 years 10 months 17 days
Outstanding and expected to vest at December 31, 2016 9 years 10 months 17 days
Aggregate Intrinsic Value  
Balance at January 1, 2016 | $
Granted | $ 192,134
Balance at December 31, 2016 | $ 192,134
Outstanding and expected to vest at December 31, 2016 | $ 192,134
Exercisable at December 31, 2016 | $
XML 85 R74.htm IDEA: XBRL DOCUMENT v3.7.0.1
EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 3) - Restricted stock
$ / shares in Units, $ in Thousands
12 Months Ended
Dec. 31, 2016
USD ($)
$ / shares
shares
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Outstanding [Roll Forward]  
Restricted stock awards at January 1, 2016 | shares
Granted | shares 153,726
Restricted stock awards at Decemer 31, 2016 | shares 153,726
Unrecognized compensation cost | $ $ 2,609,000
Weighted average remaining recognition period (years) 4 years 10 months 17 days
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]  
Restricted stock awards at January 1, 2016 | $ / shares
Granted | $ / shares 17.40
Restricted stock awards at Decemer 31, 2016 | $ / shares $ 17.40
XML 86 R75.htm IDEA: XBRL DOCUMENT v3.7.0.1
EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Detail Textuals) - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Defined Benefit Plan Disclosure [Line Items]    
Vesting period (years) 5 years  
Options expiration period 10 years  
Number of shares purchased 357,152 357,152
Number of shares committed to be released per year through 2029 23,810  
Share price $ 10  
Restricted stock    
Defined Benefit Plan Disclosure [Line Items]    
Shares reserved for future issuance 178,575  
Share based compensation expenses $ 66,000  
Stock option    
Defined Benefit Plan Disclosure [Line Items]    
Shares reserved for future issuance 446,440  
Share based compensation expenses $ 47,000  
Supplemental Executive Retirement Plans    
Defined Benefit Plan Disclosure [Line Items]    
Liability for retirement benefits 4,400,000 $ 3,500,000
Expense recognized for benefits 947,000 895,000
Long-Term Incentive Plan    
Defined Benefit Plan Disclosure [Line Items]    
Liability for retirement benefits 1,400,000 1,300,000
Expense recognized for benefits $ 485,000 $ 480,000
401(k) Plan    
Defined Benefit Plan Disclosure [Line Items]    
Employer matching contribution, percent of match 100.00%  
Employee contributions 6.00%  
Percent of Employees' Gross Pay contribution 75.00%  
Expense recognized $ 401,000  
Employee Stock Ownership Plan    
Defined Benefit Plan Disclosure [Line Items]    
Number of shares purchased 357,152  
ESOP payable term 15 years  
ESOP prime rate percentage 3.75%  
XML 87 R76.htm IDEA: XBRL DOCUMENT v3.7.0.1
EARNINGS PER SHARE (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2016
Dec. 31, 2015
Earnings Per Share [Abstract]            
Net Income attributable to common shareholders         $ 6,339 $ 3,656
Average number of common shares outstanding         9,498,722  
Less: unallocated ESOP shares         (322,338)  
Average number of common shares outstanding to calculate basic earnings per common share 9,185,285 9,179,269 9,173,317 9,167,364 9,176,384  
Effect of dilutive unvested restricted stock and stock option awards          
Average number of common shares outstanding to calculate diluted earnings per common share 9,185,285 9,179,269 9,173,317 9,167,364 9,176,384  
XML 88 R77.htm IDEA: XBRL DOCUMENT v3.7.0.1
EARNINGS PER SHARE (Detail Textuals)
12 Months Ended
Dec. 31, 2016
shares
Earnings Per Share [Abstract]  
Antidilutive shares excluded from the earnings per share calculation 537,994
XML 89 R78.htm IDEA: XBRL DOCUMENT v3.7.0.1
REGULATORY MATTERS - Bank's actual capital amounts and ratios (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Banking and Thrift [Abstract]    
Total Capital to Risk-Weighted Assets, Actual Capital, Amount $ 107,731 $ 104,032
Total Capital to Risk-Weighted Assets, Actual Capital, Ratio 15.88% 17.06%
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount $ 54,272 $ 48,780
Total Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio 8.00% 8.00%
Total Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 67,840 $ 60,975
Total Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 10.00% 10.00%
Tier I Capital to Risk-Weighted Assets, Actual Capital, Amount $ 97,750 $ 95,370
Tier I Capital to Risk-Weighted Assets, Actual Capital, Ratio 14.41% 15.64%
Tier I Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount $ 40,704 $ 36,585
Tier I Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio 6.00% 6.00%
Tier I Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 54,272 $ 48,780
Tier I Capital to Risk-Weighted AssetsTo be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 8.00% 8.00%
Common Equity Tier 1 Capital to Risk-Weighted Assets, Actual Capital, Amount $ 97,750 $ 95,370
Common Equity Tier 1 Capital to Risk-Weighted Assets, Actual Capital, Ratio 14.41% 15.64%
Common Equity Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Amount $ 30,528 $ 27,439
Common Equity Tier 1 Capital to Risk-Weighted Assets, For Capital Adequacy Purposes, Ratio 4.50% 4.50%
Common Equity Tier 1 Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 44,096 $ 39,634
Common Equity Tier 1 Capital to Risk-Weighted Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 6.50% 6.50%
Tier I Capital to Average Assets, Actual Capital, Amount $ 97,750 $ 95,370
Tier I Capital to Average Assets, Actual Capital, Ratio 12.59% 13.42%
Tier I Capital to Average Assets, For Capital Adequacy Purposes, Amount $ 31,058 $ 28,435
Tier I Capital to Average Assets, For Capital Adequacy Purposes, Ratio 4.00% 4.00%
Tier I Capital to Average Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 38,822 $ 35,544
Tier I Capital to Average Assets, To be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 5.00% 5.00%
XML 90 R79.htm IDEA: XBRL DOCUMENT v3.7.0.1
REGULATORY MATTERS (Detail Textuals)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Banking and Thrift [Abstract]    
Common equity Tier 1 ("CETI") capital ratio 4.50% 4.50%
Minimum Tier 1 capital to risk-weighted assets ratio 6.00% 6.00%
Minimum total capital to risk-weighted assets ratio 8.00% 8.00%
Minimum Tier 1 leverage ratio 4.00% 4.00%
CETI capital ratio 6.50% 6.50%
Tier 1 ratio 8.00% 8.00%
Total risk based capital ratio 10.00% 10.00%
Tier 1 leverage ratio 5.00% 5.00%
Capital conservation buffer above required capital ratios in beginning January 1, 2016 0.625%  
Capital conservation buffer fully phased 2.50%  
90 days past due or on non-accrual status 150.00% 100.00%
Non cancellable credit conversion factor for unused portion of commitments 20.00% 0.00%
Risk weight for mortgage servicing rights and deferred tax assets 250.00% 100.00%
Risk weight for equity exposures 600.00% 0.00%
XML 91 R80.htm IDEA: XBRL DOCUMENT v3.7.0.1
COMMITMENTS AND CONTINGENT LIABILITIES - Total minimum rental due in future periods (Details)
$ in Thousands
Dec. 31, 2016
USD ($)
Commitments and Contingencies Disclosure [Abstract]  
2017 $ 302
2018 302
2019 293
2020 245
2021 252
Years thereafter 2,110
Total minimum lease payments $ 3,504
XML 92 R81.htm IDEA: XBRL DOCUMENT v3.7.0.1
COMMITMENTS AND CONTINGENT LIABILITIES (Detail Textuals) - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]    
Rental expense $ 322,000 $ 279,000
XML 93 R82.htm IDEA: XBRL DOCUMENT v3.7.0.1
FINANCIAL INSTRUMENTS - Notional amounts of financial instrument with off-balance sheet credit risk (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Notional amounts of financial instrument with off-balance sheet credit risk $ 232,559 $ 212,664
Commitments to originate loans    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Notional amounts of financial instrument with off-balance sheet credit risk 25,363 15,592
Letters of credit    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Notional amounts of financial instrument with off-balance sheet credit risk 5,164 5,474
Unadvanced portions of loans    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Notional amounts of financial instrument with off-balance sheet credit risk $ 202,032 $ 191,598
XML 94 R83.htm IDEA: XBRL DOCUMENT v3.7.0.1
FINANCIAL INSTRUMENTS (Detail Textuals) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Financial and standby letters of credit    
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]    
Maximum potential amount of obligation $ 5.2 $ 5.5
XML 95 R84.htm IDEA: XBRL DOCUMENT v3.7.0.1
FAIR VALUE MEASUREMENTS - Financial instruments measured at fair value on recurring basis (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals $ 117,867 $ 80,984
U.S. Government and federal agency    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals   2,033
State and municipal    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 50,580 3,682
Corporate debt    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 1,031 1,071
Asset-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 8,678 9,624
Mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 41,914 52,812
Trust preferred securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 968 1,116
Quoted Prices in Active Markets for Identical Assets Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 14,696 10,646
Significant Other Observable Inputs Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 102,203 69,222
Significant Unobservable Inputs Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 968 1,116
Recurring basis | U.S. Government and federal agency    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals   2,033
Recurring basis | State and municipal    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 50,580 3,682
Recurring basis | Corporate debt    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 1,031 1,071
Recurring basis | Asset-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 8,678 9,624
Recurring basis | Mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 41,914 52,812
Recurring basis | Trust preferred securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 968 1,116
Recurring basis | Marketable equity securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 14,696 10,646
Recurring basis | Quoted Prices in Active Markets for Identical Assets Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 14,696 10,646
Recurring basis | Quoted Prices in Active Markets for Identical Assets Level 1 | U.S. Government and federal agency    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals  
Recurring basis | Quoted Prices in Active Markets for Identical Assets Level 1 | State and municipal    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Quoted Prices in Active Markets for Identical Assets Level 1 | Corporate debt    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Quoted Prices in Active Markets for Identical Assets Level 1 | Asset-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Quoted Prices in Active Markets for Identical Assets Level 1 | Mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Quoted Prices in Active Markets for Identical Assets Level 1 | Trust preferred securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Quoted Prices in Active Markets for Identical Assets Level 1 | Marketable equity securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 14,696 10,646
Recurring basis | Significant Other Observable Inputs Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 102,203 69,222
Recurring basis | Significant Other Observable Inputs Level 2 | U.S. Government and federal agency    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals   2,033
Recurring basis | Significant Other Observable Inputs Level 2 | State and municipal    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 50,580 3,682
Recurring basis | Significant Other Observable Inputs Level 2 | Corporate debt    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 1,031 1,071
Recurring basis | Significant Other Observable Inputs Level 2 | Asset-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 8,678 9,624
Recurring basis | Significant Other Observable Inputs Level 2 | Mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 41,914 52,812
Recurring basis | Significant Other Observable Inputs Level 2 | Trust preferred securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Significant Other Observable Inputs Level 2 | Marketable equity securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Significant Unobservable Inputs Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 968 1,116
Recurring basis | Significant Unobservable Inputs Level 3 | U.S. Government and federal agency    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals  
Recurring basis | Significant Unobservable Inputs Level 3 | State and municipal    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Significant Unobservable Inputs Level 3 | Corporate debt    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Significant Unobservable Inputs Level 3 | Asset-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Significant Unobservable Inputs Level 3 | Mortgage-backed securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
Recurring basis | Significant Unobservable Inputs Level 3 | Trust preferred securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals 968 1,116
Recurring basis | Significant Unobservable Inputs Level 3 | Marketable equity securities    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Totals
XML 96 R85.htm IDEA: XBRL DOCUMENT v3.7.0.1
FAIR VALUE MEASUREMENTS - Activity for Level 3 financial instruments measured at fair value on recurring basis (Details 1) - Recurring basis - Fair Value Level 3 - Available-for-Sale Securities - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]    
Balance beginning $ 1,116 $ 1,122
Total gains or (losses) (realized/unrealized)    
Included in earnings
Included in other comprehensive income (148) 128
Paydowns   (134)
Ending balance $ 968 $ 1,116
XML 97 R86.htm IDEA: XBRL DOCUMENT v3.7.0.1
FAIR VALUE MEASUREMENTS - Fair Values of Financial Instruments Measured on Nonrecurring Basis (Details 2) - Nonrecurring basis - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans $ 815 $ 606
Quoted Prices in Active Markets for Identical Assets Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans
Significant Other Observable Inputs Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans
Significant Unobservable Inputs Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Impaired loans $ 815 $ 606
XML 98 R87.htm IDEA: XBRL DOCUMENT v3.7.0.1
FAIR VALUE MEASUREMENTS - Valuation methodology and unobservable inputs for Level 3 assets (Details 3) - Nonrecurring basis - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]    
Impaired loans, Fair Value $ 815 $ 606
Fair Value Level 3    
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]    
Impaired loans, Fair Value $ 815 $ 606
Valuation Technique Real estate appraisals Real estate appraisals
Unobservable Input Discount for dated appraisals Discount for dated appraisals
Minimum | Fair Value Level 3    
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]    
Range (Weighted Average) 6.00% 6.00%
Maximum | Fair Value Level 3    
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]    
Range (Weighted Average) 10.00% 10.00%
XML 99 R88.htm IDEA: XBRL DOCUMENT v3.7.0.1
DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS - Carrying amounts and estimated fair values (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Financial assets:      
Cash and cash equivalents $ 10,705 $ 20,464 $ 9,558
Available-for-sale securities 117,867 80,984  
Held-to-maturity securities   46,474  
Federal Home Loan Bank of Boston stock 2,787 3,310  
Loans, net 632,278 561,937  
Accrued interest receivable 2,320 2,251  
Financial liabilities:      
Deposits 628,060 577,316  
Federal Home Loan Bank advances 49,901 57,774  
Fair Value Level 1      
Financial assets:      
Cash and cash equivalents 10,705 20,464  
Available-for-sale securities 14,696 10,646  
Held-to-maturity securities    
Federal Home Loan Bank of Boston stock 2,787 3,310  
Loans, net  
Accrued interest receivable  
Financial liabilities:      
Deposits  
Federal Home Loan Bank advances  
Fair Value Level 2      
Financial assets:      
Cash and cash equivalents  
Available-for-sale securities 102,203 69,222  
Held-to-maturity securities   46,474  
Federal Home Loan Bank of Boston stock  
Loans, net  
Accrued interest receivable 2,320 2,251  
Financial liabilities:      
Deposits  
Federal Home Loan Bank advances 49,901 57,774  
Fair Value Level 3      
Financial assets:      
Cash and cash equivalents  
Available-for-sale securities 968 1,116  
Held-to-maturity securities    
Federal Home Loan Bank of Boston stock  
Loans, net 632,278 561,937  
Accrued interest receivable  
Financial liabilities:      
Deposits 628,060 577,316  
Federal Home Loan Bank advances  
Carrying Amount      
Financial assets:      
Cash and cash equivalents 10,705 20,464  
Available-for-sale securities 117,867 80,984  
Held-to-maturity securities   44,623  
Federal Home Loan Bank of Boston stock 2,787 3,310  
Loans, net 624,425 554,929  
Accrued interest receivable 2,320 2,251  
Financial liabilities:      
Deposits 627,982 577,235  
Federal Home Loan Bank advances $ 49,858 $ 57,423  
XML 100 R89.htm IDEA: XBRL DOCUMENT v3.7.0.1
SMALL BUSINESS LENDING FUND (Detail Textuals) - USD ($)
$ / shares in Units, $ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Sep. 13, 2011
Small Business Lending Fund [Abstract]      
Treasury stock, shares     17,145
Series A Preferred Stock, liquidation per preferred share     $ 1,000
Lending rate, Description The initial rate payable on SBLF capital is, at most, five percent, and the rate falls to one percent if a bank's small business lending increases by ten percent or more. Banks that increase their lending by less than ten percent pay rates between two percent and four percent. If a bank's lending does not increase in the first two years, however, the rate increases to seven percent, and after 4.5 years total, the rate for all banks increases to nine percent (if the bank has not already repaid the SBLF funding).    
Dividend rate on SBLF capital   1.00%  
SBLF dividends paid   $ 167  
Redemption of SBLF preferred stock, shares   17,145  
Redemption of SBLF preferred stock   $ 17,145  
XML 101 R90.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Balance Sheet (Details) - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Assets      
Cash and due from banks $ 7,939 $ 7,302  
Other assets 1,544 1,381  
Total assets 795,543 743,397  
Liabilities and Shareholders' Equity      
Shareholders' equity 109,149 101,406 $ 75,791
Total liabilities and shareholders' equity 795,543 743,397  
Provident Bancorp, Inc.      
Assets      
Cash and due from banks 5,659 961  
Investment in common stock of The Provident Bank 100,426 97,128  
Other assets 3,138 3,338  
Total assets 109,223 101,427  
Liabilities and Shareholders' Equity      
Accrued expenses 73 21  
Shareholders' equity 109,150 101,406  
Total liabilities and shareholders' equity $ 109,223 $ 101,427  
XML 102 R91.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Income Statement (Details 1) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Condensed Income Statements, Captions [Line Items]                    
Total income                 $ 33 $ 38
Applicable income tax provision $ 730 $ 940 $ 659 $ 696 $ 645 $ (134) $ 459 $ 393 3,025 1,363
Net income $ 1,728 $ 1,761 $ 1,363 $ 1,487 $ 1,451 $ 130 $ 1,229 $ 1,013 6,339 3,823
Provident Bancorp, Inc.                    
Condensed Income Statements, Captions [Line Items]                    
Total income                 4,549 54
Operating expenses                 95 9
Income before income taxes and equity in undistributed net income of The Provident Bank                 4,454 45
Applicable income tax provision                 8  
Income before equity in income of subsidiaries                 4,446  
Equity in undistributed net income of The Provident Bank                 1,893 3,778
Net income                 $ 6,339 $ 3,823
XML 103 R92.htm IDEA: XBRL DOCUMENT v3.7.0.1
CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Statement of Cash Flows (Details 2) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Cash flows from operating activities:                    
Net income $ 1,728 $ 1,761 $ 1,363 $ 1,487 $ 1,451 $ 130 $ 1,229 $ 1,013 $ 6,339 $ 3,823
Adjustments to reconcile net income to net cash provided by (used in) operating activities:                    
Contribution of stock to charitable foundation                   1,900
Decrease (increase) in other assets                 110 230
Increase (decrease) in other liabilities                 1,221 439
Net cash provided by (used in) operating activities                 8,608 6,819
Cash flows from investing activities:                    
Net cash used in investing activities                 (61,549) (74,963)
Cash flows from financing activities:                    
Proceeds from sale of common stock, net                   41,197
Redemption of SBLF preferred stock                   (17,145)
Preferred stock dividends                   (167)
Net cash provided by (used) in financing activities                 43,182 79,050
Net increase in cash and cash equivalents                 (9,759) 10,906
Cash and cash equivalents at beginning of year       20,464       9,558 20,464 9,558
Cash and cash equivalents at end of year 10,705       20,464       10,705 20,464
Provident Bancorp, Inc.                    
Cash flows from operating activities:                    
Net income                 6,339 3,823
Adjustments to reconcile net income to net cash provided by (used in) operating activities:                    
Equity in undistributed earnings of subsidiaries                 (1,893) (3,778)
Contribution of stock to charitable foundation                   1,900
Decrease (increase) in other assets                 200 (3,338)
Increase (decrease) in other liabilities                 52 (22)
Net cash provided by (used in) operating activities                 4,698 (1,415)
Cash flows from investing activities:                    
Investment in The Provident Bank                   (18,078)
Net cash used in investing activities                   (18,078)
Cash flows from financing activities:                    
Proceeds from sale of common stock, net                   37,625
Redemption of SBLF preferred stock                   (17,145)
Preferred stock dividends                   (167)
Net cash provided by (used) in financing activities                   20,313
Net increase in cash and cash equivalents                 4,698 820
Cash and cash equivalents at beginning of year       $ 961       $ 141 961 141
Cash and cash equivalents at end of year $ 5,659       $ 961       $ 5,659 $ 961
XML 104 R93.htm IDEA: XBRL DOCUMENT v3.7.0.1
SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) - USD ($)
$ / shares in Units, $ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]                    
Interest and dividend income $ 7,462 $ 7,426 $ 7,026 $ 6,980 $ 6,678 $ 6,448 $ 6,252 $ 6,074 $ 28,894 $ 25,452
Interest expense 694 713 681 697 510 567 550 547 2,785 2,174
Net interest and dividend income 6,768 6,713 6,345 6,283 6,168 5,881 5,702 5,527 26,109 23,278
Provision for loan losses 219 163 210 111 160 174 193 278 703 805
Gain on sales of securities, net 215 438 17 20   215 21 81 690 317
Other income 955 925 950 915 963 945 838 743 694 513
Total noninterest income 1,170 1,363 967 935 963 1,160 859 824 4,435 3,806
Total noninterest expense 5,261 5,212 5,080 4,924 4,875 6,871 4,680 4,667 20,477 21,093
Income tax (benefit) expense 730 940 659 696 645 (134) 459 393 3,025 1,363
Net income $ 1,728 $ 1,761 $ 1,363 $ 1,487 $ 1,451 $ 130 $ 1,229 $ 1,013 $ 6,339 $ 3,823
Income (loss) per share:                    
Basic (in dollars per share) $ 0.19 $ 0.19 $ 0.15 $ 0.16         $ 0.69  
Diluted (in dollars per share) $ 0.19 $ 0.19 $ 0.15 $ 0.16         $ 0.69  
Weighted Average Shares:                    
Basic (in shares) 9,185,285 9,179,269 9,173,317 9,167,364         9,176,384  
Diluted (in shares) 9,185,285 9,179,269 9,173,317 9,167,364         9,176,384  
XML 105 Show.js IDEA: XBRL DOCUMENT /** * Rivet Software Inc. * * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved. * Version 2.4.0.3 * */ var Show = {}; Show.LastAR = null, Show.hideAR = function(){ Show.LastAR.style.display = 'none'; }; Show.showAR = function ( link, id, win ){ if( Show.LastAR ){ Show.hideAR(); } var ref = link; do { ref = ref.nextSibling; } while (ref && ref.nodeName != 'TABLE'); if (!ref || ref.nodeName != 'TABLE') { var tmp = win ? win.document.getElementById(id) : document.getElementById(id); if( tmp ){ ref = tmp.cloneNode(true); ref.id = ''; link.parentNode.appendChild(ref); } } if( ref ){ ref.style.display = 'block'; Show.LastAR = ref; } }; Show.toggleNext = function( link ){ var ref = link; do{ ref = ref.nextSibling; }while( ref.nodeName != 'DIV' ); if( ref.style && ref.style.display && ref.style.display == 'none' ){ ref.style.display = 'block'; if( link.textContent ){ link.textContent = link.textContent.replace( '+', '-' ); }else{ link.innerText = link.innerText.replace( '+', '-' ); } }else{ ref.style.display = 'none'; if( link.textContent ){ link.textContent = link.textContent.replace( '-', '+' ); }else{ link.innerText = link.innerText.replace( '-', '+' ); } } }; EXCEL 106 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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�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

MX0[\&_!OP+]IBWA%^+>!>=W:<6]#)-B.#YLZ3L$=[C;; M"07W5Q ;M_01UT]&Z,:H>@J<9%/C^I\I"4/8VW@&2>;;57,^U,412"](+TBO MJCCJ2:XNGLDCOWW.F=)8?B48QKZPS-'TO-&RLN)G\%:WSZE7(+6:F-Q>0#1X MT>US$)>^HMOO/"ZAC&$^*6M3JBZ"]);;)GCEP+IR[GUD8\,J.7L>>SXQ MGQW6$H94%%[+(28O,J,085_E, M,9DZIFV5=;.'? MG(+[Y>4VNKQSW/7_NK=_VR]#1EDDWX:/X%/ MP/49W?[ZTQOV]Z_O__/NZ\CZ^F_7_VJ/K.GU:/25_>_ZTU?'^OH6+?,__^DW M3C@*[Y2L2=C:X'N$(5HG:9V3EA2-\U0&/'^%ET]>_X]478XMJI"X:.$M6;N; M"%\I^=N99#-;3A!N[O&JZ4.L41SC.Y%/4"PDGTEIW@?R1J,X#+ZARU3\?N1$HS TL,1;@,*= MV$"V1Q+4)-#%5*+_;X+U2LV"!,>>7DT6]5R%O=" N#5>C!>T//"RBV!)+_G\ M@V_$]\$V0Z5N:P<6IN MW*3YC8-XLI+QY*--I&H8C-)P\D$X?L0F0+EXLJ)UN=6.FW+T2A#"N.;8'G=S MD 1@ ; D9RB@SEMN&WB""?Q]ZZW))2(#VT*\2#="]_B$:7@/FS!X1(1[B\[&U/U"V6U W "1 9&14&0LTYZ4^3>2"8LO>QHA]FE6"D4_25R(;8D#&0,;DE#%GJKV,G>^<92U#@(3HOB]I4X5D M!V:A_1VB!R]"43[IS\3;,,S,O\%T.^F_ZY5EF9-Y1T=4P"9@LR8VIZ.R#KA2 MTB>==N&QQO66>;P+S_$..J3?SN;Q9OGJR_(>K;9K].GV+:(>VT?/O?'6V'-# MT5LO6JZ#B%CN?+<>Z+_31O\=9PK]=Z#_3MO]=RSHOP-M7*#_SK W#OKO &]2 MM5JRNL$XK?_.7Y_^FW(F*_0 G7@D;IA2HZMKJSD?\Y$Y*YT5 6P'H.MD=#ES M()9O$SNMNN7;S#[B.^$)1%RE^UUJL*$PA7RTQ.9F ? M 64MH6PT->U11ZFW9$D +5D9"> MU5QZEAS#H:WQQ'1LA>J]0&) 8OJ5F-'<=&9E235']S_KI*-*@B+0"7I$;D_) M7Z1SU7B[)F[PE8YJ0X2Z7V.,]PR?2*=#79.Q+<@U?MVI/(14OC(AS9J9E ME37#ZPNGAA8XB&&=I_0]3J5/-AN9T_%$NNT' M@0&!D5-@YC/3!O8!V ?-4E=.#=LG#6?'>N/E?I2%MW%G-D>[6PE=(22-K1GSRWH""5E MZ$+!QD+0$4K1C8..4'#09QMZ=)Q7#8-Q6D>H6GI$I_/3:8>CPQO6V/'HE)[" M]995[^B3O,[R@9]P/%<07C6.UFTB;&Z95E==5.0PE& -V[>&IQG#&1C#;K35 M&2G?_5G%C*]>F+-91W0@(*QSA/5J&+/2E9DY&P_*+L(!4D&3.0>3*;U"D\!D M6B2"5M8 $RFR@B3PV1:MCES!C5!&NRBK'9Q 7:Q'94@9$/K81G-L34&PR@3 MQ+0SC-/98DA6$0Z2ZAE,NWK5.6BS(1\DS>D49M+H"C YS*5E+DJ;%6IG,(=H M%65+^3S5;EJ5[:;.B8#0?**9@LK*<\Q;;-6R@$:Q("KRBXHA))C5R M>#U $]2D"8Y7)C>5L5S6BV60/,%@"CXK.R -*]0:_4^ 8A@H-J4H1C[>:T1* M>D+)8N3]@[BW"KYC.VK785+$PE]KF@+(\U?(IT_V([6?X\DT?8?'?738!"#^4[EJ_L M\J/T(ZPIW/6_@@?T,7#]WUW_V^O5H^LO=XO0.ZDE/QN'HU(8'B]);QBA MAY"X4_E>"DRI<5EV;H'J?#FHVLI-E4:;0^<6J,Z'(F^HSE=XXZ Z'\@NMJ%' MYR+5,!A0G=]!SL(90VC:K,YO>NX,5.#P=) M]0Z2-0H-09D-6)E!3!)@IB/,Y+"<0S2/LJ5_GF1 K^]1B-S;&(65S:C.J8%0 MA*Q-O;YC3DJ98\EJCT%80%B@7!\RF%7WBIHIUV]AD#B4ZP^H)+K_0$-2J+/I!&9/ <):-9@S M&&"LN4V4C=L^P6K^A6(CV."398RO8JR#*#*6;A@^X:W][H8KX$PA:Z^I9ZBC MEUM,W'O.AC0344^I1](RW OP%W 4U1NGOL7=1SR8X.T3XEW> T\.TOOPT5W_-=]%/P=;O$*J3ALT=S MS+&UD&[_06) 8F25&-MT;(4D1HHLF2$Z,5VEPKQ%MR@,T0IR8<"]UB0*"&DR M$*6IQ5,X([MQH@+"AP#,LX$Y&T]D!J8<[-<0;; &4<=ZN3HRQSUD8I\+/E/:B>6="LJ@'R!C(6+\R9K,&I@H)V<4S""[JZ'E!<%'^N^BGXP<1*GGN M+-I/((&()(C9P,5LP8JZ=!8S.5RI(?I+370V/#&T6P]HO0:G]T8?4;+P%]Z:\\E3AYT0&R_ Z)%L0C]#Z'_X8G1VN.0^7L'_XT>,@ M?#)":*1C9(AO,4FQ+L4L'A-91+R?)$6!Q1A?C:KRQ_^G*G\,U ? 4F]8MF.Z MH;*JAS 4BMJJ--ECZ\Z:BD+Z!H@NO!?57;G M(,-$ UMY39-*T,,F33-Q_96!O^>MD+^*L#NX1-XCPC]"J^V2G$_ <()J.UX$ M,;Z:5SW@0MFR"J"\>*8#+!=74+0,YUW-;/@?KN<;@6^L A\??/&ZT7(;8DRC M"&PUV.KC2G%TU7S!(MAJ .59H+2NFB_\T,Y2#]$<=]->I%6#_2F^1V%EVZQS MII0$K0^JJF-Y^QY45]BM-E2_TKZC.@@8"%A_ M:&FRZ9@,GA50'_49/_J% E MVU#.Z($JV;22B*6P##4_M%XE7V6]?+I6;JA'P:%2Q!IZN6&M+*3RV5=.5;4, M&:8 ;&6 ;4_E!G9SOH(V=;GU"VJ+"W.3OOOX J^C",71:W_UT7-O\#5(5 %J M' M-KG4?80JHH'&:IM(G:J#PMJ1V-?K=?#=]9<(/UEHK /7IS/F(7.J\SDX91W* M1&ID(4-VBF..'0OX.P!6\\"R)C/5^#.(M0W'8))^M,$&A2XM$2>VTEBZ8?B$ M]_2[&Z[ ;$H_/DX*/3<9@_4$?+6'KVG9&&OMC"A82@DMY;N'S3IX0BAI.&%L MUGC;:'EM=.^&Z/+&C1 A)?Y_]MZUMVTD6Q3]'B#_@YYPTH#A\4\ST-&#' M<;?G)K&W[4RC/QFT5+*Y0Y-JDG+B^?6WBM3;E,1'D5Q%KL%@QK$I:KW?M>J1 M[G/I(^A#T<;EL7'J0)=Q/45_1.SUJQ:$3!G8NMPG7XH)J5AN=MEN2(JW M$\*H[9/>KW<2TL*U8=\LS$11P.H4L*9*'3#<)_I(@#[RSY"2=!S\\-DN1-P. M@2:L8**IX45@*&!U"IBN]LE'8HHIEON\(I2V3^F(T,R?4+ZE==M'-WYDEZ"A M'T4SATU/E*^VYH2V MK->V3+4;&H-$ >NG@!E-"1@,;XDYYP9OMD^RI;38>[SV]:L7XLGS@&WC:P1? MHES'>XZ,S8-]34#N=15U!70.J*(I"NP B$ M,-II?YE(F15_OX?LK-'XY>'RT@%0E]9. %CSVI11Y[1Z#:!57V%F#BQY7WH* M;&TK*@PJ3-L*H^H:./;C?AR!@J0Z.RGVKOTXWFJK(B[)Z6ET#KZI=TJF(1FE MZT.Q?X?ME7S7@>B@;UI$N>RI7*;K=:"*)8P:&4:&8CGHLS\^GT@4PSB,I8? 8Z^3[N9AQ9V%49&!A#E;ME!U;A1RU#+6M9R^0: M*G# M Q&#(;EDKWYEQZK8S=!%+#$/.[SO M\IR"=UH7,+^U&5]]8"O[QD2Q:X7"V9IP&@-Y[]%'D+VKSMR=7NC.\^QKTQNDY_J?KB\M3-QIY0<2<.]Z=7N?=Z:;-X,&+T_'B]++- M8?E0]5$U]:.ADLMAB=WZZ?7=V-32DL<[$J;8*J;\#TT92'C5>=?8*3Y@LG^I*2BG&DZVO4+& *\L.QEM:M5*/&,LU^%2]KE'08IFGJ@V&RKY;GJ#P%F4=9;VBK"\ 5U01& PJG,"8H?Z8H43( M\#'91!^S3DH@W1')P1!",+,JJE7% (E'24=)F=!10Y8B-A;1JIE0K;NL..; M7SS0 #9!5_.W0#$%A<;D\KH!L."PG%%2"=TRF(' H6L.&<;OL),,ZR!8NPSXE#$ ]4%U075I;VR5F<&F(M/'V=/,7\, MZ(MH\#(B?[KQPQ6YGWE.'(3/'YVI2^. *_+WS U)XSA]T M []CX\T&L/%F-9VWWA?4JB(/,]N0\H->##.KYI%A-^'+=XY+ZCSK.,KY>UKDJIF;J\F# M9T&XY-YRH)E]]BZ4WB<<'E-/[8R>IN6#T 8TMQ&8CJ5TM84^1;2A2[=V?\S2?XY=:# M%,/@<*U;4-Z+JRT"VKJ:G!4R#QT5C&]!1X6.J@MRW'=;5Y.CJJ<\EW$G\9X& M'ZAS(G8[=;O5'5K;DGCXI&FY*MR!/3=[!S'**6-M5Q+CT]P&=4'UX?/K(N!S MX$6TL]R0[J(C*+V- ^G*C;Y+?R9D(6,I76KXRV;WI\A ;R6WR_$=E4*9-J_A MV[>N=&,BL!:H"IV!4&1K8&E*S])"VEC[46)==2_A-'4.WVI71X)'-WS$#D (I:H%]O4J!-:S#4]^WL MZ9+%1;^.?AV$7U>.-!7]^C+K5D%(JB*WX]R;$(;&5UETKY'5V^*Y2T))R5$] MQYIYLX%FB361[1M9VQI8!L:;G73C,(KG^I%^N#DSW[\&HX3=\T)X<3L&(W76 MY8$EZVC*.FC*,'4&FSIC21Q82=P\JKCR&XO;\.Q4UWPUMJ\[:P+15X/UU5CF M!ECF'E;UUYVL5ROR6O$"A[ISU:5W2&BNJG3FJK\-B5'WE*HW-A*^2Q=5O[S$ M//DLNP$L\*5/?\_<^%G"8C9_IUK6EJI5PLKFPP*5KML0TMR%Z[HD M5#\RX',3BG#WU#^_?M6NB.H#VKCRG!G'N"E6AA1AQPK%IH"8/>-H8Q5DV=LHT5Z0Y;,1B# M6IHRD VL2G?1D.&@%MB\%VIENK=#U3H.5:.O!N^KAX.ABD/5732!Z*O!^FJH M->I>#U4;O1^J+K;,'G(MNI:;)NNL.]LK.=RYKGY?&Z62X0*RR!W2TZ]?B;2P M'CM&8G6,+6R7@81K?(.I*3P37<8(\F#TBU2A\. MK"&VR+MH]+!:!;9:A9TE8)TEW& OFO%%O[Y__Y0\L*TT. MQUIW*U:LV Z!&J[Z M?7@;H@5B@SW6MSMMO2!LL%>M@:XUM)0*#5B#TH7[<8%FRE"KVFT(*6ZP%TFX MT3^W<,.,/3 UO"#]\#M>OQ+-^*&'!NJAH=:R6\F#<8,]U#HV#EU6*I M,%J-2^H;#P>;&:GF:@9QH%J,6DU3X]1U"9>B'>D-K;/!8G,+UJNU9'8-:G4X MT#4 6LME<6QK/;+DZ((:3O%9EQ(#\)\HG_.<\S)&!@Z%IN[9_K0/P/U MSUTK-3EK_/O/ MQ(E(=,, 7[Y0&@4^DYDK,OGGFX_IS[=G?WVZE97;?SG^K2HKYHTLWZ;_O;FX MU93;4S+:_/V;W^:%W#6"LV]9HWGP(Z*.NDC-?5X,3G@\7(KV8F19GOYSO=T%(B<1^;K0(\EZUL&+07MXR<7='=?=3$F#:[*>\,'6'5M-HFGFDYNN?+$W5B^Y) M%IF2)]^>^U+\$,PBQQ\7[Y68I=QX_5<**/)NF0-U$"4%%'A_CZ.$ENCP46]B M-2.7_-_11I;=Y)I-Q0)Q-%F3&^JP-#>$L,^"H9F":::&:*:@[U) @X4A%]JR M'+;,1EN&MBS?\(&M]"YXTT1S#9I:KLF[2_BA)$4/Y"0 M.).8A+G-VV'<>1BO>K]E=8 V]_=44MCM;TF%>OU;RAG:W3+$W] 6PJ&(*2Z& M1#%3/%"4?3,N[7"?Y[=@<-I^<+J8Y>)DRM6B0#H1H2]- M!XIZ&;;NL%4:U;AQ,+OS2&F#6][!LN ;#54,ZQO6+'"+"$;3IP^W8W6W^;ZCC]R'>_< MC^)PQE[#9B O)I-W)X['1B*O'PB)/X9D[,9LCVCWIA-U!=ATHIDXCKVCB>J+ MV41-D-G$$:4_"2?3KP+O+&@J::2>Q_$[GG&K,'13&)GB665P<"6E]*S^9JEKCMG5YDE1\:)R3B#/^,PHQ4RHSW<;LGO,/8FM#O% MD2VQ=^,DC)7B@,9++HUVG)A(7D"9V\NDMH5>3+Z<=6-Q4)N7@:AK/9B!9C8T M X/"U3/A4HR!86./#[TD5R]9PDE^3BH'D11,I%%2D4&_"'U&H5T;MCKZ/5": MNFX#9:RW,J9;PK4%,,VLK7*9TJ*]RF4I%_O-=\9/K.\QEJ9!F"QW8.ZV6!9Z MF!)U5*!:_A8? C*P.9&U?;M,._U%C4&-@:HQB*P/#'A;F_^M7 MK>D,C&BICR'1X8!'/CQ+5J)7V[^$K2\38(6L8&T54553!X;1T-6**)\HGT7E M4U$'9E,%+T%G%!6=UY BWYG"]16*9XX;_MOQ9B2]1^8+<2+JC\<7_A49S<*0 MHG7B1.YJ_:(8\XBK("ES'M$ -H^H*1H#:%^@)!MRAY>@**:7&S,E1)AMK.O@#.-+A.Z+&T_53-!533K"\"Z7W[*GC4>P^4?_C MA-]I+D$U.,Q^[IS%Y,QQ3DN9F2X8_G>V7!Q7EH1/R\,T/*LN")DH4FY$5=W'LI98 M\Z$ M>+VB>4I&Y/&.K+DL31E(R]-7-12_"]P0 .=I[%LVUK?D*>M%W1]255% M/[+M&28,&3\]:MV MI;S(@BP1S'DCG 4U)BIJ=:&_F=C'()P&(]\7M95NPR&N0)).YP$#8JP8Z(F>J*&V1C(;"R967K' MLFA"P6;')-S8);A!#[Q%!.+^AP/3VG>Z&=.RGGMN3,NZ+.Z8E@EJE\$P5R!I MQ[0,T[*NI678/Q,M8_L2A/&]<$LVP"4KGJ?VN7-IV'K'%3Y :"W+6MM(_E>_]06AK?,5Q806)!ZK[^-)+&]4]\B M)8YNJ&\K,P7^?(J>:B[:Q[S:Z86_F7Q7'*703\;UO5=O%?% M$K=^]1YW"[S"2%&LP="TL.4-())S3_S1W,3/K4V;65;L,AKD"27OG%8C8&+AM[_0KS,(61IF:7V,6S%+$]8P@^%N MV^+.[DR'%<8+)>^8J(F>J&%K3;0<#N\5%==> HD/E(&B[%M!B7E;S_TZYFU= M%G?,VX#:97XBWXOD#5I@+Y3( TG=#H4B4'@+*FGK8V:VO91WDOP'+Q#-H@0/ MHPKL6RKE(KV[4PG(E6B*/##U(I<9-L/^;BL,E(RH?TH'X?K0ZAH'57Y0:_'Z MT [[RGRYO\""U'O]!7=]:'+^7'P%%OH"47$DB6=LCHWL]AO9ZESU.55#\&[1 MZO:-P^U8Y4UTZQ?)<3;,*WR&\L >XFE2$.E_]T0\=]9?FWP?3/JAR(1(.B+X ME:+ E 2$'S#M@:KB6+2 G?6^Z$FA5+8^?]+7GOQ&LJFSUZ[_(S//VOA( LE: M&I@!V>H.2+7@)9#OD[[QVK_G2=.O[V?1NWO'F7XX<]SPWXXW(\GVG>@+<2*: M0XXO_"O69 XI$"=.Y$8W5+9.O&#T_;?7KWXM^-EO?G!'<^(G!LJY/YW%],^! M/W(]UXG=P%^^FJ+I,QF^(I-_OOF8_GQ[]M>G6UFY_9?CWZJR8M[(\FWZWYN+ M6TVY/26CS=^_^6V>2*X1/NF=K_@?_*!YL%ID3F*>C*;WDBY5S?7'Q$\X^',I ML[J2V,ZY!E.^>33KIF]:_%2QB)""$X33!PIU@H1'XIA^$WLB$9C%,\ORAZVG MY:OMRL-&@JUN2Z&B,:0RBPX_*&ZK[Y.7SY6J0TCT]7??7ZWOMW06?YJLZP]Q%G5INZ"U>.E2.3-/:7^/1#.-(5HI9YQ<%GG56 MN#$ES&@'<;.$,'GEVW-?BA^"6>3XX^@7'(7)K'FOZ\J(FBL2%F-Y/@ZO/)2> MS>T,,)('CY\/7#OTK]-YYK+RS#D]\L!/ZNJ[32I M^WI[TKWC^A%-<:2W7D#3RN@7Z6U(*&'^0\;O9_[BQ_SA7B7CMPQK"N;=&!(( M'A(4%MYS?^3-QF0LN;Y$G) Y?_':U%"<0L-.7BL-77N^_@7,7,[_B>WN\4A4 MAXQH$#^0D-+R<1J2!^)'[A.AOZ;_)FA6T:S6;E85=2@ 1T&94PQ7]]8?4UH4 M/'S:GBV^=)['P0^_?+WU);YU5+S;^A8H%J"VHS<-6?WZIO;K\0MO%2V9"F7& M8&T18!"YK)?]07+N*-BSF*1/IV4*]FQ"D2X*W$X%A.&40'N>6EJ^/*;XZVR> M)$]^\MD;:,B0-$P&TBD9D<<[LM8"U+!3TK7YM[VBLK/-_]^E(Q"HNUT$KG;Z?G5 IU$JR6AO7+ P0. J"&5 M0Q+-.[;OL7V/[?O.BJHPG2=LWXL55 C=9\+V?3=+>WTWHMB^1[/:HEE]J^C# M19N&6Y,&BB" LL(8Y6+7'T _'KO^-7;]7[_J?=^_W*8^<20(V_C@7 GT1OZN M4Y"Y>_O8MNEF;[\+NVW6\;'-7LX";VZV2;>(;/Z3\W:;84O+;?(NJ,FU^^9K MX(?9JW,ZL=_&@+;?1DX4:Y\C%WB5S8H9 "(BX5;9'+YV5U6.]";\,^Z8.5#3 M*. 1U[:AJ;F7S60*>_)I9LBEQ))+Z"'>[+:L26%>%P?HZ6V8^UVV0E MDS;(/^#\2Q[\GUD0D[%T&;HC:CM=/WO%V?$H9OW1]*;':/+456GT0&V_W9E>.$]C1PS&]%M^(2\^ M_/8X==R0QGI>X!28GX#2V2IOQML?4,N[F%-I?2QM.#_/7!\/H,A3CJZ8JAT- M]=HO? NE-915P;0FV&G2/)-LX'.#@7W3[R;X*9 TJVH1[HJE'07FF+L2DP! MA9-8)NA;F6 IH =V^V"- &L$6"/ &@&(>!6 /S?E'+53K!& #3,QB6J;G2+) M-]8(NB3>6",0O$;0PX@""A\Y50@JG K9?70C\^1'.F>1ON1_9C0[<6.'S7&= M^RP'2X^.,%@$.P"RRB>%. R'&;?;RSB"1"2Z#C.ZJ].EV"#*S,P#E$MGQ4]?+Q0CQD[$N\N71#1@^^^S*Q,Q*_(HXGD2AFRQ62QS=OI3 M&]5/W6A$ \:8'3.6Q@X[GMQ1XK\DO7ZD6DU.$ZQ"F?H->6'@\O==:S/HYA)H M9=6%7?U(?ZO(#/X\:YS_3X(UGS7.C<@)YI$]S"/M@TDDM*E83"(QB>Q\$OGZ M%::1O4DC*\_#8!J):20HFF,:B6DDII&81E9((PO,318>?,P119"Y(\3VF0-E M%&NW"!2/-&K;I\Z?K_64RH%Y$KG[;N2@^!9P(UKJ>'$*7PCSE)N=?,?P<25V M!]B'&ZR%9E\-2Z>1?4VPKZ;K)G#N ?K<@U)3F";,_+Q(3_/7#= *4-.<1+TJ ML-2 ,]=W_)'K>)*35-$_H.!#FA 2U2NTMU*O'C7).S[TT8D>))J@2R/V _E[ MYCXY'KO%3[CF/QD^-Z;!;P'675 MN\AA0X%L^:,;NP3SQJ9-6&$(H1@SQ1H,30L=94>E#$(RJ0],NR]7 O1/PH#8 M,5D=4*!1RE#*:I0RVQRBA*&$=24>@Y%=8K-2K,3SC(Q)Z'C2'\$CD3X'CB^= M./YW*9A()T$4!S[]>##ZCADH6KQ<%D\=6$/,/[LJ8P#R3Q2P+@L8#".&/2<1 M).WU*Y0UE#6T:@ ])XQ4%/--@/DF2S$I@7V2_Z ]&JY^&RY3U0>Z*NH (TJ9 M %DE1F'=%S,8Q@PE#26M(;>IJ0/5PA8G2EEGI Q&7HDM3K%2SN/1*)R1L>2R MS1(DBJ60C(B;W+B).2B:N9S%,TV5T95V5,8P T4Q0U.&,H8RAM8,)4TH22M@ MS5Z_@IE_XB(L>(NP/->Y<[WD]"5NPRK_-%9?>E]].27)W39XB!D]>MYVOS6P MARK&C1V5,BRVH)CUQIBAI*&D->4VAP/9Q,(>2EEGI Q&NQ^S2H!9Y8YCR\[X MB=WABIERY-O>#U;SCP ETIP)1J/) -W5,JCHE6@ *D"A7'90K&"8+BT$H7RA?*%^BRE>3KA&'63!CQ,O? M!#!AHO9+AO+ 'F*KLJ9 #R3FP#=%_,@-@R8 MBD))1?'Z<;1J!:V:8>@#6[71=W94R@ DG!BB=5_,8!@SE#24M(;I -7!];U=E#--,%#,T92AC*&-HS5#2 MA)*T!JU9/2EF3]:0=V4-,UX^SN5I86LOKU_!4@#PU1>\8QP]>K&RL64-5"W' M#0\8-PHI95AL03'KC3%#24-):\YM:H479Z&4H92!E3(8/7VLN(B5<.+UXVCJ M^)BZ@8Z[LSHK9)B&HICUR999N#L+A0S-&4I:!R2M27-6-0E]'R>#QJM_SW./ M7]_/HG?WCC/]<.:XX;\=;T9.GD\9C^O/MV5^? M;F7E]E^.?ZO*BGDCR[?I?V\N;C7E]I2,-G__YK=Y^K5&*_8M:^0*?M#<42W2 MGYVG< E_ATNY(>S53IFQ8_54R\4W""6B \A2?BP70&?&]:%?/_7)/D/E?.?4A1X[GC3Y6<7_M1#A;\":K&O M\+?.'#>F((UVD#O+\B:O?'ON2_%#,(LD(KG^+?G9 MFY>;*Z76LSF;I;([S2 +3Y!UHK+.X,^Z>OI%/1G0;29LXNHAU*6+.(XB,A\Q M[%C@ G,*MG,M24Z1R4Z#]]&)'B0:;$CC&9$FE/#43OC?L1F)=V#OK7,-3 .7 M6Z%D\94]Z)L>:"K.">+4E:K?[4&BCKLDXOMHQ\5J6B^T]->Q \DE)Q5!:7OY=2] M]<77KVHLVY:SM-6+NS7A4,06%T.BX.I[1=MGBNNL+X.5Y>8T!O5%.'W11-(7 M&.$/5A@*5ACF[1O^O: SZO] M:4D__/K!"/31%7:B_;0K "2K ! ;4EA>[TYYG55\%&/? M7G5$&NKQO: N8SL (BK!T4+!TH,[E'5Y3RMNJFT5\ MPJ8NI8;U-08$;@O4V!3 QA7*)V3Y%+)IM>';=?;:]7]DNK6-CZP\2>IU,R!; M]3,4O1B8AW<9%=I+=&"AT;D_"A[)=>S$A)T#J6VG$=\U1JMP3) U1@:N,8(8 M ^,:HSQKC%(;(2V-1#.!;YOMXPP9MR&)./@]1MLZ('.L@(M='*MY*4W6AIB7 M";AB6OO9D2^T58^&FK85[ M$2H39%Y[D&+GYWSF,9UM9/M J8"X41RZ=[.8C"G+X\7#U7:#'J9W'5:_Y6\! MZ5OV2>U![[(ACRW[EZ*('/8P&]CI WUO?MR.%*#>H-X UYLBB4S+2H.%*2CQ M5_N%J3*=G./IU*,49$.NJY!*FK(0*7(#'\M4_ZFWBO4!-I?B=J"VM*R MMJS/64.3 @@5*YQL:;)BU7[$M%F'6I6=5D6F:'87N6.7TJ5"GP_39'0)4%V" M/M#U(OL6L+"$&M-OC2D71&%M"6M+8M667K_:B)4^-=V4PT0:?0!4'Z ,AO:^ ME2C 4FC4&-28EC5&&UB60,5:&/$2%ITVN =[KUORW-=E-)0[[NG2>1= MB/2%"N!#A(O=T**4;[P=7L^3W\:HN-BM=5.6G[^YV8F+W9!W2]X)L]BM8.HE M:B-"N*QLW4DDV=&$94?2A%)."I:;9YQ1[#XE=\1\Z&*JA&-%/'IA?,42.V'% MWE&N9;";9T58E'/QFV(?U0/7X8[ &K#8KNJ<8*GSAD_+DB5D4^E0D 9DJ4[Z M"M >LDY_N"AW[+7A2@%STEHY X$9'>NG[ZTR\L M/P[B!Q)*3A21N!M9<*NHR:2JK:9C*8BK;QI4'K;KIW0$3,=@1%@81@$_Y+(11VE+,?E:?+CE8$CU^E4?#DF( MM22+PX&-+D95Z[MX35N@'5FH,+U5F'9#JQ5J;Y6!GAZZJC6\ZN0R.CP"!G.V M>+CG")CK/Y$(CX!A[ \S]B]\2.P\D>=D'8SKX_+HW@K]]:'DFJY< M; MUJ@V?2^L-A-P=;)QC7N-@6[0FKB^XX\Z5CY=M;HQZ._Z&9%5Y?0R#"A[QG/! MCAPON7YO%#P^!GYZ['+ MH;DCNEQC+_7YT3PB&7G!0W(>1'-&IBJT8R0P:BG MH?\$Z#^OR)@\3A=["JY//I])TY!,2!B2<>H_T75"MVCH.E'0^N0ZWRK60-'Y MC[MUSN-B,@N\@U4BW=WPS1+]!)L2&F/3JF?5]\[VK+!E!>5;4&G$Z5BMQ4:F MA=TJ+&?T9=2:YS'+9&U%5F^L='"%DZ1"^@F<" (Z&(IJPTEM7K\23W&@S 2I M\D!3]EVH DQI8(1+6(MJL3$TW!MAM'BL4T%'.M165!90!4>EI@I MND#: B,RPJ)#P:*#.E?7^KLSF=1[>>3J<)Q$Z.^+1DA=2A%WF#*-JN0XF-UY MI*P]5GG4@?==E5T,\@(A2Q'(B]5^C8%IX"WM*)S;D!<)$>J3SOWQ-,BZQX8K M3RBX_H],+[;QD022-2>; =GJ3*FB%P/S?7)3X]J_Y[[EU_>SZ-V]XTP_7(\> MR'CFD8O)QX!==!Z1,7-69U[PXSIV8L)6NMVPE]Q0N3CQ@M'WWUZ_^O7EI_]G MYH0Q";WGLW3\P/'.?1;()/=#;KZ HN,S*;LBDW^^^9C^?'OVUZ=;6;G]E^/? MJK)BWLCR;?K?FXM;3;D]):/-W[_Y;>Z.UPBG/91"A&XEEFNL8Y8]'8Q?ZIL5/%4.Q%)P@G#Y0J!,D/!)3\B9/ M)(*Q>&8A1JIJI=YE7_RF,@PRX[0?%)'5R^7E4WB3<"I.'D.J'P]R1<"WG[GD4#P^VYQ1S.YC>Z9/J2L(T MGJZ[F6]YF8@7KMKFBP.V78.NZ9&T:Q-+?E_,NUR,YFV7E-J*L= M(S^[PL^;!S=$=G:&G6?!+(P?ZN-G/25,#,X@='8+!&=[JYCKW'%C"M-H![VS MTH;TP,:Y+\4/P2QR_''T"UJEBE8I-SM7QDCG8(M8BL7<,]V\:I/[!3& MLWL@"):0#0-I3.W M=%H#637AD/[,5H7+2": MAM)9Q'::^SP[$(Y"$7"TG0W;3M-JR':"*+KWL+(.;S:P2NF=_)RR$V/8S\O\ M%B#.I'?;+@I8\QJ779BVU47IZ;;*XG898?7-T*OI6Z/+93JA+$ M5!Y]>_T* M-:ZZAQM66^<$5'ZZK;3HX835-\/8-VZ"'@X]'.H;3WVS*MZ1 %1ZNJVRZ-^$ MU3?#Q P._1OJ6W,5RGT#HL)*3[=5%OV;L/IF* +E;R :Q'@J2[136>F-6[TZ MF=7]&:_"((*9IU&'^U)X(+R%(NK"3WN)*J?&P%#WI;XX,XOV%(*G_1!&)L$HOC,\6U!0NP5:4?7$E$+Y"$7-!_;7H,JHV=2J[=0$#HF\HH\5E M=.]P"1"^0A%SM*/M^'I[7ZT3[2C:40 R:F(]'NTHA_=UQ?"GPIMF#J1"?0^K\9VX M&.4B?B!AT4TWP#:+X M;8EU':SOMK( M5"H;\WXMXJ7- "5GFZK+/HW8?5MN+<9@/X-_1OJ&U?_IF+^ M)NJWH'\34-_V;MQ$_X;^#?6-;_Z&_DW4;T'_)J"^[3UO#M904VJ_/C0'@+1=0%G?<27TZ' M*BZW0&L*74KMO7?5 N$L%$%'6]J6+37VK6!!6XJV%(*4*@,-EZZA-15 3AM; M%]2ZD '1.933_ (5BM'L$S;[*+T=%ME\*7AAI:?;*HO^35A]TROJ&_JWCE@HU+>&5D0563DJC/3D4Z;7KT15 M6O1PPFK<6T5+!C99>779OPDB-W8#"H]S1^&>Q21]-JTYLB<3DD"3&'2,Z!B[ MJJ:6UF/'*/BWH%L43]_,0KM*6_9O(-K//>PQ'^X@S\\(\FHA[]G8]NB$]U2) MTB]0D@]OD. N\,;I1[\27-I62PRD4<4' MN*2HZ#OJB#M0QNN3<5EIZ!!YZP(*1%]1QAN7<5R/A':\ZS*NJKBJ#NUXMV7< MP@,@:,>[+>-[*^YHQ=NUXJ]?H8QSL>/JOCLG@4@&%$5!.RZDC.M&0T>JZ^G# MI)V%CI\"3-H3O/LS+\P7Q_-\5OK@^C&]MUX01;](4T+9^."$Y$-=YHA2G/+ M_^<;$Y^N_6GLE'9J?>;+/FGRW(D3N2/LAXJW0F-?O )N)8%\I.P[GPJ$G5"D M&_=FM"*D7]\?8^$#S2= R:3F<]]4'A!V0I%N-)]H/M%\HOE<-Y_[&M- V E% MNM%\HOE$\XGF$\TGFD]QA+0Q\UE/KRLEV.M776]W];7,?NJRT^1C++2CK\9" M.QCI1E_=;5_=NH !T3831*&]V*$2R*5TX4Z.#%="]&>" QE+QQ15YYY(U^S<2(0'1[KP--[P MUO-F5T?.E.3VH9L/KE-MI39Z-@5?*D7RG#U03&N@F?HVZ$C0<@1E40L@4A;? M> ^)F%0Z+6V@*18DDHI,4*3(IF6S: ]6TD: HF\!(265S: S4H8$$A2"; M]108\$R\\/E+9X;U,(/I#D'1#V/^ I6@*)N8OT E*,HFYB]0"=IN_O(^=NX\ MLO;O^7?_^GX6O;MWG.F'Z]$#&<\\9C M^O/M<71[,;E5C-M_S;Q;55:,&UF^3?][?T; M:4Q&+DU HG^^4=_\ILA'LKR&U0Z@&.#3I[O1ATLG_+?CS18/G00SRK$SFGT= M^^/KP!O?!&=D3$+'^R-X))\#QS]Q_.^9*)W]]>E65F[_Y?@,<',#(4VY/26C MS=_G04AF"%%TRH.ZSJ'C)\?U&/_.@I 1YIJ,9J$;NR0Z?@QHCO@?,OX81/$> MAJWP,';@MXMAZUB]T][\9@U5W9;76943NO80NOWB_&\0WCQ/270Q.25W,:7[ MI[]G;OR\]KT_W>CV)IQ%\65()B0,R7CUQR_D\8Z$^^FB:.:PHV3Y=GT3$B>: MA<_TB=^#)Q+ZC\2/I>@Q-K:O> M*L=S>2AD#0V]NQKGD^G *VJA3M[I+HS)1FZ+66:P;C6:/,X\ZC/'O81!%W_R0.!Y[Q^^.ZY^0"=7Z M&^=G(W5)S7V_KV@(X=RJ9S;F/6 HA6B M=4M!.G*HR2(1&TT(3#5W:-<#BI>)CU73R%WRZ@$).64=&'J6R%-^1NX'W_7^ M^28.9^3-^^8QKEI -E0[=W4"*M=;*SD+P/U&(UM%'0H?DL$H1&M(QU*A;9K9F&*BKW(-1#$O:#T8_TW\U6_U69+6Z+FV #9$&C52_-;EZ MV;8[E"Q4_A9 C6J.ZKM$@4)!>)<0+UT0UM$&-QN$:VKU(+P[%"\5A.O5H\7N M4)#7& I&8P+&X)4GBF5;%YWK0&:0]?S#I#V@)(\"<_Z9[AX05*S(%L(HLUE] MUJ$[XM-(9*LAQ2O..N0?'N\!!;E%MACC\(QL_R!L_<,7MJQO\^WKP]@I>A?Q M PEO'AS_ACPR[Q4^GS].'3=D5H971+_F#Y_YG9C2375SZH@3UKD(N1(<)C.C MX-YG7_!'X+&-+*PU 9IVBBT;^4AW$,_JU&*J!II:ALZ!5@S+?$:)X3!_._W7 MGV[\X/H7/OF+..$9%=%DYPLOB[2VR>?D^2,%_3X(GU/CM$'&);3T\6@#VESB M-E3RS@?F0;X,&8\G-$ZB+[IY"-F>G#/W*7EG)"A%54W-.QM8D ZEB-7_K M#?%%)JZ5#$V5)>X^.I0FKN 4U>7D3'Q9DF;2,=F!M=8ZW)$]"48HQ592;Y,3 MO24E,G-P0<5E:%K#%1'V8Y9/I1C*KC\+9ELA_F40N0R9SR2*DG#P!_&>"(V_ MXX>"Q*M\T%"VBU]"!UG/7 MEI#\G.*4H2+G;=<@S5N(4^1A[KD,Y ^'.,76!0S;%35]_5K;@F,GYH"$#O.. M(53$1B22B5CN $(1'H&$RMMD]DDD2X<2>0]%(=';B26&J!4-%SU,WMDD>(I7 MK7ODWU_:(Y(UL]2[=]8!6O6#=^VC3PPH/[:>=Y8!J=Y2!23WAG3D$*>PA7M% ML%:*K]=7+L+/@7]/"@Y75EZMH>D:KTAO+S;B$*R9D$56>-F&OI&=1\!BY5X< MC]3G%*W0Y(C7)$_?:-Y$K&(KW.;^^L:>DHO,^D3MZNMH%5Z!74?HU4B4PJ^C MV#>JQRW![QOURX^^6FAF -=3+ LUHKEBBL5M?* MM;IBRDBR=@HL&@IKRT467CV)/M*_]KLED>@M-8/0*C4\M\*MO=$(Q9N=4=%U MC9M L*-;F<7C$L7N=7ND+6\CLY%CL3D9;-MAE,#>G. MP7%;N7?N-DS&-N89%-GB51ZMI0R! PL=I6P-Z_*1P%S\>^Y+0/M(55B7@O:1 M _5>$BH,11N\[+%#- %V^6,?*=OH99!])'#]=R3VD:JP[DSL(P?JO4.Q D7W M7?'VD4J!&[-/D.AJ>5/7N?_)"7W7OX_6_W[A;U[GRJ[_$BGA-;=6N-5)%U#T M!Q)W](S^LG+[+\??)_\ZTO_0]QR/QXEYB[X&%.LGE]J_ [=RGOWU*0?IVUPV MVR8]6C,%&?1([K1*+W=E+F_UAN0&VJNYDV-7:V;[\J*&0RF3]C%"4 CBD0-6 1$5.%.'#%@Z7)!Q17::A_,7DT\\1 M(6,R/KZ_#\D]C>T^.F'X3.W \6,P\^.+R?R5S[PQFLY"LHZ2^N8W^4A9H%0* MQ'PQ_J5'QO?T;33>]5@P&SI>_7TF@ZI.,H^8+Q3/@+%>Y"K5TAARLLD+N<^! MX[/2R&?BI!Z*N$_L/8E$;[*^D?Z@86JJLMD0* !BNYC=GKF^XX_H:U??=DG3 M^$G@N<$UN6A$+'L(Q"QV>2!2S9T^>/WI.1)UZ MQM/)UWP,'A^I9KN.M_K"?/OB#6UK+ B3C8/#@W7J_+6A$_W2-20F%Z1 MR!W3!PO+J:UN#_$C#TJ;"C^B@?PH65/*J)%KHEJA=J+C]&>$F5%#4;[WA>,&)5RHR/%$^E8:#*U=?R4_5S5MVG!$]K"JSM$D7+3U]2\/(MU3"V M^_U"BZ6(O+J>$O;M7YC3"_Q\%X9NIS/(M*:9-KNCG_7'3CC.U937M ZE,2(R M[)OON=^)]WP3G!"6_))1MI?JCY/:$VFW[J60WFUY&J0\ '>A:%O;F_OF+MKG M6#5_L56:4&2S0^4A?A6%UOU,ITL8PO&IK_ZI9:H?\DU(8CT1/M8I+?4V4(*=UIT(HCD3Q7A M@SSN).&9X0O$57UZT.65HA>59P?E:Q%9 #M/WAF# M_,98TOY,,X@Q@1[1&]@H M0I\H7\Q?6#"/6_2(83R;JI:IJ'V/UT0X;M&Q"H9P?.JK>\+C%CTC><=SD3:/ M6[";[4 N!P-#RA(#A*8),6 M0$C",\,7N+?+)>PR5$.Q1"U9<8Z63$7K)B4*MKSL(%+-]=Q%778U,3D._4V1*L-G" -VU5C MBD$,Z,.6>LZA(:1VU;%*1=7RU;/$('65"4HEYPR-&)0H-2RY?;(W7_!0(T&J MGO 8&G:^H>U6<8!G2( 3UD6%QYAM2N.V08#EL/ MSH"Y';20Z-QJ@X?!WAVI&2-P0-J=U$P)"S>R4&I2N5&(9=L_!?')FOA'[IE,H2&3=ZK:IBY]S6]P+ -K&Z M/7/<\-^.-R,GSU_H=\Y"DAAI)W+32\L7#;O-;U]^ZM2-1E[ /I;+'QJZG?-< M"%@J+7_\PR6A$XX>GC^3)^(EQ%K^[=R?SN(H^8/";5H%(G9JI['3\@5Y$%6_ M^MXB5;7RE;M 8=6L03-57<]YV2-8*HEFT.K%KFV#5B]VN0P:+]5?!M1G0 ML/C\YX"-(_T9NC&YF$RB3+*<_?4I1T*1-SK;/A27$[*VD(&7D>U1$Y $ MK+@2\8/RMNE8<3)51E%K??PD?WD">=!J%- V$:L=:>F!E($/#:JFX2I86R%B MQ@ Q- !S: 6LO1!/TDI'!EMG7Y$)W0H-@-0)M@ZG=5/*>(<&EV'PY$94EC)+ M(YFX:5_VACU?G+!(E6"[][\?(#Z@'T_##-#EVW_-_"*@*UNK2)H _5\S+Q/T M:S(M!+JE-P[ZQ2CF,UTA-PPMF:]Q21RM:!7-QNT M3*(+6NFP]IUB-&A%12=SJ8-6FMD%"E>):M]M5;S$I "'@U7OMH^:-1)N[0C@ MYT%NWGJ7TB03-X-<0F[M4IS08;FT&N2] GP>YN:G>I!?<#'(K%TBW-C&@&E M=&NW%N2V79O=DH5AV6IHEDBNU;'3S.&#!VED5/L^A:R?%$ 3QQXQHM#(UEL2E>LNJ$\0Y)G/L/H2.I&FM)BD[E8 M[--9,O!N3K= CRBQK-7%&E*U99'W 8!>BT@6>6.%U]A5RLX:A!L@X$B0Q#5;A= MU854>FVU?8(85KBDRWKL9KDLZ' M*\7-7,.BFP<#T,.@0L$5GGTM?0#TH(WM(%KSPJ%EG*Q<>M@UT;#DA77G43-8.9H-0C(.(V5VYZ$.QC8.]APYRI6KGU#S8 M.>T@T3Q=X_*$. M57EXL"K50;Y4C$ 465,.AM,=)!OT&,2F ?7!RA3RI=$FEJ486A]Y4FE@:MA+ M,18G(*I\A;5JZ[(PCE?$?*ED.TC3EJ' MIX"0+XT&1/IP^\[O?O"D2D!D*H?;]!TD60,!T4NIOW2B^'1&&BD,)8.F^]FZ M$\"6$8-GB^I97P"&CAROW86,)O20PC0/!A2HLBUV=< 0L=)<;I=$C*LQKU6& MHTL2NL%X3I+D-5E/:?)-8-BGSG,T?[)C#L<@61ZJ^ZA=2I\Y>?" M!.(H?&4KX5T;5X3>JP%D?VU2E@X[K FU^>O.$*Y[_CHG:[8/KAP\/=YY0P76 M7W=&V9KUU^44H?=J -E??_I[YG@WP>\AH6\/;QXU>>^.DK%[OKP4 MH[8&-\R# U.=-VE@/7M'%;%9/]]1(M9;GNM4G%-O9G1P&K&#I.JRXZDZHJI9 MPB(&K\];? M60/8=W:&+2#')."3K7.^DT<1'@NEG6XMHDM&1@GCH#O*))QVX$!$K$5RIE1G MPKJ.!DL?9V%(FMHR:JJ&7F+B9PYCR[C!ZV.6W2EJ:(>WF@O/A:H;1%6YS%D4 MP8@$;W9AO+4OU%)+S+TA%RH,/HR+;P<5G@-55F$HU)[")%#E)9B:)A^^:10J M;O#4K^S*2\."ZJ_!S!DJIJD<7J0H/)&@^VO+3.Z11"ZTYJ]S+:\4G@-5_'6> M597\"+21_1_[X^O8];SCT2B01Q_6!?(*X\.$/:GV-? = MAJCC75-NSJ)&&IZJ>OCROL.@0L$5GM*4O-19+E%-%9XI5?NAAZ\'[2#1X'G7 M;5$NLT$%V0+**[=-30$<<=5.IF(,2]1\V]$3$:/7!M>G",^4:H[8UDH,&PA/ M,^A^6).1*[UTPQ#SX?0ZO,P;Z?YTXX>OP17QV(UUQYX7_*!/9-"BD>Q8U[8N ME^, .$PZP-.HD@Y;W6J=(\>J>7-S:U8#Z0G=TZ=&"SDF8!0@(&V%BPDJ+S55 MK$[HEXA1=LEJNKTUG(P_$\=AO!:D59 ,/EQ[P=*VMFD%G.==R[:"S= 4?+U2M(2#GA(L;8-!7 MR-BA_9H"+'T3,4YOJ[;06L T@:=T)8L/UG"(W*NK *%4+$!TFK;0 PE- MU9![;7.OA6 ""('%C"8JER)LLV(I I[6B1C"E]R<:NDZP)F2ATM &(R.)&'%5K&*K1 M64LJ8LA?,N*HVA?I!1.K11QZQ<9A+T@,/>+H;M@H'A,%C#@$K'$ V0ZAR,4* MPES/5,$["0PNGA! P)K:C8B2"MNC=TE4N^)JX5%6,/]:-8T?%CL^!M%HB1C! M"N->P:31**CH73M&75&\:P>RUQ9W%E3-"RJ?U(%Y!K7#KA8&@=O-9E%JA?.[ MO:)PX[X7!G4%]+\M9[B0#)F((:Y0[K&RD+V>4ELR<4?+7S2SFV\^2U02QO;1@Z@(VIM5S1KG=Y(!M2PB1GQ G1F8E \EKB^^3#Q:PO1ED#*SDGEIFSO-;+E2 MC8G'47V@6VE$\(EB4[CB[:^ ;L]$C&_% M\L1@DE:47/3$72>Q4)ZX SEQV[NT"IW7K^N@-^"=)QWVR8"H7'W-%,XL$.SP-$<^9MICD=I((Z/.Z1&;A?)Y@F6G.[)OW M%*VAF[G/W94NF]6&&SPEJ?^V:H&Y4/&(J&48/2 2/+>Y-3>6_QIIY$*K7K5] M*@)VG)4'=F4M]R[;IO5 Q.BR_JN:!>9"1<=IFKG7R0I,)/".,_^5KL@%$1VG M8!EGBSN*BF2=E &\VE M^1T@%OC()'^ZC]P0/3+I3^K/$5-^D8FB-A29; \I-+KIJ@1\[:(%SWK4.Y76 M-AGY;+=",8,^D=83.M9) M1T=XODJPE+3-S52&J6IYS4G5%0) UIZ K6GKNF;R.<*1JOW68N^G0 M$8)!=[FZ:B-'>N5R!1/JWALY0&TMP2X]U7TW):K8XRIN'@J=];; M,;)!=\5*[KEL9 PXCPR(G")XY:K)L&KD3B0@*(N(X6M)KRQ6N 0F-=:%\LKB MR7-IKZRBH>FO5X:8*V=\X9=@S.YF9H""^O8*I=[9(RB&(1/?]AL"%2 9H%;,SW=YQ=37O_CI.S M<_X?(K^:C@#$I '0&* 8,=/-&!X9WY/QR2J!$B#XTM<#-!X0-K5>):A6%- M:'_LCS\3)R+1NLU?_\3Q>.PFVE%SP"J_^=^4\TCC#_4_B M_T\HC\<7- QX=%R?A@TW)'P$&_YD$DF=$ZD:SN5)]^EG3'P:035/.4BI_E[Y MK433%ZK)OBH-8>D#P6(VY<+WGB^=9X81'ZL)C0WY9YFOJ%SXX_SE5ZU%5= M>&1/9JXWIE),_[SX\?PQ"7X3MY6'#K9B*\+3X6P64A2I M*_G[D_$RN;J_VB MV++PR">)Z4/@C8NR7K45\5F_/NE][M-/W%/>YT)?48T6T:]\5DG6["%D\#MD MK3DAR\-:JSIHF:W76NNV+3SRI:VUKFKBJT 1:[WGM,KQ:#1[G"7UUU,R#2F= MDG()_=DC[ ?Z[<=K992=D#425P\U4'?&D6J^J[A4*F?(O3#0>3&T5=R M'\0NR_ NPC%+RUF9;1PZ/QSOZ\6?C4B J@UU<_,H9C[H:L*G&G"_<1_) MXH/)5\@7X9<@;.9J&LVTMQ*#7>!P [EZ JNJ5B60/]/0\>;!\=-GFXGE+%7? M#?0F0!S!KDIK2S9UHR+8S3@,FM]N[?I8AZ$2;%6):,O#K?N9F)#SMQHY'A_$2=L1FAI\&#N OP @ ?18@]=^,U8.=6R]!R(S$'B"GI5 MX3%MR]JI@>5 O_D1-*23EK;3YKT B2OHE:,X*]G]S17TAY T(^VF9><$G8'$ M&?CJ\;.B\X;^+)@U8S#3EE@>X!E(?&&O3'C3U'C#[CXU(S26G9?L%*+5B-J: M%TXWN#45>!LT\-;GXZ)[0>$#:]71UORP+I<@S6>A3BC-7?_^-'BD_W!'\X^= MA,%W^N?LB1[>A#:U[<,/^8"K"9VJO-#M[3GC_.@D[%O\HLV$*&'+AE =AHHW M OP840"!!<_69L"?YT]_=IT[UW,;.["B*5MRM!\FSM!7-DEF:>C/R)@=&_J# MZ@D;ICIQ_._'XR=BY(?K>FX#&P>SE44LD2H\TE:=0#CP 4*EJH*3!)Q-] M,7T[B^W;)!0/.AW$I *ECB?4Z;-H%H TE2;2(20V^M3S]S#"9GQ-,U5&P]*W M[@0[!!9W%"K?VV0/MXXZYT$A"7$6H^3LS\^G[#?+Q*(*WYVX_;*\>]3A+\X/]W'V>-\?KXR3;:GY74V M+2]KMIW+"NU#'2;U7+]^ZLF6VDWJ_4G<^P=V\6YZ05&]5%0TDRL5/\["D.KV M_$TWSL]//Z?$C\@)\):754V-[LF!T#B"WWE/K&U=;U;<>BOV=E =H0[ M&+7$@:TAF%QPU8%(Y3;6UFV1N1%)#\:1^&)*F193Q_TYB**/3A@^3X+PAQ,V M+<8DJZF;T74M:V[__9#Q!7VRHE0>AZH#.RG9$)" M=EU :I7:H_\[:VO2(Q]DM>!2E1_O-'E[:K8L+AL6JD7NJ"^&"O/#5R->E3EE M9S.J*%J?)A,RBMTGLGR6A5-L/8 _&247+8BY4'-:$!@$Q5 MA8:121_63Z8B4DE_F2Z)B K=<,Y(,=->?T21WGNW6L(4RT[.IIG8(M2S8:L.(0WBF5L9H M$<73Q]DZG3BB/RQ^-X_AYWMMV%&9X]$HG-'OOPR#)S>B[SH+0E8T9>6*)H9A M6 *O&-L'F_AAT"IEJI/4A%[X-Z'#-L);VFH/*8+=!A;K])6BN[-L[D[R@/=_D4E7@+6R6E6&M;GUIJ:J M;Z^LR8*%$[25!RTL^8!$[X-V[4"L&SL.2V*JHI>4Q;,_=_;@ MW:VMC3XC#44,0V,U=I(;LIIPX:!&Y7#9S])5K/B[X_JM!>^*G$L #T/;&,:5 M-H8O6>XUS+:361!QA;QZ2FQG1]9Y(<]1L5J M?)4KK"W 7%K"8]^G6AC9?8S7/]4M!M=#H>IU[P M3,AU'(R^7_SP21@]N%/FWSY=7UPNKC\X]KQ@Q YS7M/8NPY-BI+W[ET46A^D MA5BQ@'3%C?3""&VHK,_0E &V.+;L3@,WCME=)R?L%BNVD+9V'O' ? _@S5.A M-?YSH4+Z_'GR5Q:4(^GU;#KU$L@=;T&.JR4V[+G-3Q8Z.%D3Q3K+#':NC-VT M1D-8=K_8$\D4[3Q71W:,XK59E#K$7]>1&0V+/Q2*S]\Y;^1P&1\#(MC4>PYM M(S^1-RDA( %+"2/+=(<%1+$I*@EC/RD![:TUQ]TF8'DQXZ*,<[#6.Y-)^)NR M,OSBQ*,'U[_?^'LZ%G\Q2?[8)NW83[JL_']YCM**M-ZU M_L>(OFJA+?.WBD)'^8C-B!VD8Q'4^_F!O.C^/J_-+N'#\*II?.,YO,X'=E>$V%C=\N%>.OQ5&F MO!CEI4'H/A(VE#^7*^>^58]8H,BS8Y6/9>2CU$N\-W8".%.71C5-M5-E;;.] M./_ZLA!5;J^Q>Y:4G!#=!%=N]'VY*R=I5_&G6R:W%4LV7X"8!0]/L"L=D4G! M-H;#LF!?D;]G+EM%$(3SWQR/Z:^E!X6P:JRS+6C1/5CRGI:LW4V8K^/Y/T0A<0Y>E$\>FL]BN3U/3DS]JUFOEA MJP^E2LQ)4#+*HY1>ZLU7(ZBI3BWN(*P*;J.(5V6O?*3R1WQ5%J'/?Z%/WE/3>DWU MV4U$A_V!;9Q]L7:J,0VM!&43:%9EJWIDU(-F6BO[]'.:'JQI5C7W0<(+W*J4 M-_.#NS"JJ_5D;,M1=#9C*QKG=VE?IG>F1]2@?N2Z-^%0XVTS#RD&8@GDSOV; M'\%?Q D;NBBD''XK*,NA^! 2TAR2JJV51'()9RDTSX)9V""66]M!BX-9#DGW MJ4E6&B7E=0EF"21O'DA(G$GS!:M39O%LH$@P><%9=^:EN%LX-PGCEN^&_'FY'5,>&+R>3. M\5@(?/U 2,S<=W3\&,S\>+&SIZ%VA:*:YJ; E(,6#+ZW\[R1W8[*EE S 4]7 MDI X3M8])MG&P?U+R:"MU1/2!(Y_$;KW],_))0ZK/"L/F13#V+JLNJMT^N8[ MXR<&P2(GC2XFC';YR&0KACT4ATZ5?:RF4L'H$KX\38LBDM6M0II*ID4U-%/K M!9TJF1:5II@:;Q-,D60EUO064_9P*MWLIPPDYIN1%D4'/BON..F;0?5M>W=K M)>R:)%-S9HF12:V+3$MY_$*CY5FZO^U/-W[XY@=W2?OESJ,IY'061YL7'E^Q M"R9"FKZ<.)$;)>7"Y#5[]/&PB.EKM%O =?*\!ME92/Z>$7_TG- Q"_9H"5A* MU_47+7_\PZ6Y5SAZ>&8]/V_S72FRR1^T^2O._4D0/J:-J.>/3DSN@_#Y8G)* M[N+Y/1LI/,=/CIL4SNGCD>.1U24(01=UA*CBQ!BS;C7ZS?>L>M,ZQ/8^E M[!W;;7-'R@&;Z^R6(7:#RKD_\F9C=OO-)R?TZ2.1PBFTZ($D[+G&!0RK4&E; M956R59===AV2![9J]XFD]TQ]WG4M(RK:84^KUF9RBS%0%"E"&Y A1>\4O=MB M=$U)@C:FK(W1=I0/.?%E.>)R_CAUV%1G4HO**"IQ*[F79>'7P ^Y<_'0+L.U M\Y^'"-172BJY YT^4D?M/'7 JE"=T48+QFBH&$A)B,9('.JT88R:I0YG%=H7 M=47L%TEL=4-&#[Y+@6T[RJW'*OUV11Q/(E%,8US)F4Y#QZ5Q;+0_)LVB3DT4 M%4?_FJ?HM7OONQ-WY/@QC?EGC].DX]Q-,66JRYK<$DVTI#&[YSD_;;/I5!]Y M!939ALB;?O7BR]CU)O"D]JC$X;/R4'E:1"R]5S)4%T&0+DF0RU+W=H@!)(2]:7@8N"3/VD6 Y]?Y@U,O?CD:ZV55M,S,J9@>'\D M36O'/W'\[R=!& 8_V"12BV'-]A&R@F "0+'I^$=7M2Z1K'X[)B"2.XQ;Q[6' MD\EL6A0J;\RV[:T[K\'Q$5J0IMO#K1VK@I-,4"O82HC7<>VIWPK>A(F"/B<7 MI%\_.+O6,:5X*-KM-9DR>)4-/+)^OP9$E+QW:S>$8BGL>H@]@"S;Z)^)/V;F MPHG)*8E&H9MT/_BLK_CMYH%(+H74=3PI9.71J?/,9@ E^@W7)Y_/I-%\Y;H; M#20GEAZ#*!Y($_>)/IFNUJ._]L=23-^3?'[B>%XDQ0%]P?(1R9U(CG1'1>C_ M15)$:>!)=[/(]4D425Z*'05B%":+1Z2[9RDF_O*S04B_-"1'$A-!^N8'"L7B M8?:U;KA\!_VDQ]Y)G_$WWD&12J"C+R?Q#T+_$O\(EG]E\$^"6;CXQ9%TO@;O MXN7C@'[<#]:^W/43M"=N&,7)"Y_94IN!]!#\8*L[!RNBK)"CA(GH'_U-ZJ4+ M;?0C(WT%?8J2?.WSK&664"TAP<;;?'>-SF\IH=F'V'/2@Y/"ZWCTZ3$E )DZ M;LJIA+.368+8+T?S@89L.5M7E\MPOI M$=-3]\D=T\^P#\S7+#KWM6^T3'=S MKE>N\T"UCD7RV!4U;]0OCR_"CY2P9'PZ8Q5Y^@$W&.\Q!!40R6,&JJV8>Z(_9BE$R7AR*=TDTWS5W[(^_!OZHP&Z\)KBB;@8'^:"O"=\F&&EI M%?%=;L2:KVKB-/=27;VR]W8MH*R*0A.\L7?LQ\O"877 Y"P,'AG,KC^CS\X_ M%/C1"3L;,3^(\!04E^?VZ^$TFZ9A*W%FF5M!T&5-!"V M[BC#KK\; M!87Z/X=?@G]@U<[I-GO MN3^_S"'?)I0&R)-F=%=49D)W%,^3V.,?3CC^2N*+R5D03HC+5K%R4O3]U$HO M'TQ@>$&AEPGL^=>H[_ MZ?KB/R_L]2* MII$!#:T:X.P[11ENK7OF!7U;)*DJ"^\L"RQ%&A(*?:O!5AK8IC"NS'-UJ$#! M>"4XB9MHB.76UN8[7K"W1(_* J$/[=;H<45&GA-%R?$?YF-6;Z%?\ ?QQC?! M%R=.]F7=5Z\,46,VB04AKP),OTRF2.@\DE[,V+V\P_!*,E[8J6<44 M)NNW]I9Y>8_C;0^6%89R=?\9<1[9MO+_S,^?AX_I)7TD9'NAV7P1IW&62^.O MQ45G![_RP+33<;IF/9KSE?+S>O;XZ(3/IS/"])==U703+.\RNIB[D MH\=Q'+IWLYAYLYN #5Q=I,LECOWQGTY(/3C_NU$7%-EC X_]V!V[WBRFAGD5 M4'SZF:[A3+NHCU,*=GKA[6*1\B4)$[32D?)&.&EHEFWK:V,V/"#?Z)N,'LAX MYI&Y,"0]EGG7+6D?I$*1,FVYXF9M2\A-PEJ*^HE''^049_Q?+_['V'WZO_?Q M/UZ_8O](!$B*XF>/_//-#W<<_(@^2.H_)/;^=W$2" ;AXP?)#WSR#VE"O_A= M\C#[34B)^0^)VK5[UW\7!],/TG :SS_J^F.*Z =)GO[\AT3?&S]\D#3+9'^_ M8]%6^&X4>)XSC>B;%C_-WS]Q'EWO^8/T_V+WD8VNDA\2I;[C_[^!E/QF($4D M="?TM0]N3-Y%4V>T!DX03A\HU D27G(_2/($Y=7JF8=$:3](-'5D -'O#\(/ MTG\E"8"\Q,@C$_J,GCR2(N[^A[ /,9227_R8OV?QWA\4L]6WR_66-BN.!@\JQ# MO\?_(#'X*0U)SUCOGGWJ5P4ZS67C87K^3]\^]2+>W(-M:?"5,4UX%( M%6T)2/J55*67<&=0.GDRB9""B?0[\PT)T!N&8 <*<]#,*F3@\8YUP4ZHLB)( M3NK:\I&<2=PCHP!Y,^#82?&OP5/2BTXQ5$SY'XHUD)A%GN.LV/8*?>4%)0KP MIX28OH]#SA8$S00G,[$ID94,A9:\JZ"IF$" M&@FT!!VQ!)]^3MUT'#Y9CXHF@*L).)Q>2&E6H9K=M!,83/3"A! V7"T]!1ZU M).RF9C0C_",)53X:RO]'=(. 6M\UK??<"<$,HCZ]MXX,+#2@E1#<2HSG&U*D M9Y=X6)2LP4ZL&A59/]'OQN"AL%EX_0H-0SV&XG.@F3I%!J& M&A*'(T457O4Q6.B^36#K%:4G=K"=-2:D(&EDHD7@;Q'^VSB2-7!)Q?MDG&WM MW_/O7COESW4J[]"\W_H9\_4W'X]B&LS&SR+.^*TL;-:,GVY F_&SDKF@?:98 ME($^MA.2A%L>SP84ZZ;SG[FF6$>ZGKEZ11\=E)S6R_\RBK- 9Q3/'D]A9 MR^RGBK8F4"9:DHGC^_N0W+,B4"8?SRFS73]R1]E_3A:B\6=R/<6/>5Z(U8]R MH>+A0/!P+2-_(*@=J26*&?-#H>SZ IK^S9SP>>TDP?P@@6BE#1Y5IT>:BBZ. ME!U9QE+FRU9,"K&O.(AR73!F:MU!P!6U;OY D;47J=U+VBJLJ66L*74!+R6( MP/YW/L"H,5/%$5,PK!5(UE7YR+::E'6Y64$O#)^2UKT[(_'-,!B*Q L?2>0T MS*K>T_@!1M[4Q^2(1QU=Y9H^[-I8U*$LI^;W@T=4NEVQX5B:*%(;*6=?= M@E-$3NK H4 B5PR)/(9XB=GBY# T_G='8UZ_ROH>,"E'[Q2O2&I:H^(Q?R57 M$E6P(M0=W2U)]F92IT)2GS=[AJNV^=/K&K76/AI6\Y5@I:?;2HLA:@D M*C/26CK75O6I^[M#L,ET:5;QS,[CS2 MBO4MVBXHB$6K)0*U0(T ^[S-Q?=@1'Y?QZ$8[.VFY&KNG!R,: BD*ZWFPCOD MK9%DN%[?T&HZK.;-A\'(!Q2%Z4,HQ,\OM)N J@4R4#$;U>KN[!%3Q!UMZ*'& M+4=4CG3%VIDD;AR*?)=29T=[^F(61['CLS=+]/\DLEAR$@<2NX5J9SZ9/;F. M229ORZH<#;5=;K5S6*?COY9LT"CRDGIISB M>(I",\ZUZ@TFGA@>U>HCB@U*U^LC.II^8O,2:/-2346_8/-ROO(@60^$#4P1 MJG;K?&X[L>1=O\O"#0^K"IM9BB3V;;8SBXL]&%$12'=$SC A*TY[3%7#"P MSKF<"P;:7%"T#JXR& [U 54]R!G?K3-?5[_@;GE>GUX>&6RLR>#TZL-\/H",3B;;Z=]LMNLKFL* M8)3X,!GEGHSF]P/E3L*O+!%]E!D=)S$ZG=I>GJ?S2LEL-+EE%U>@M[!;NA$F MBR7US>Z6!KNNMWM[U!MA+:CHHX\A1C,[?XL$(;MC$-SY6^);P+BUWFUE [(X M6#&T@:6:W10BU-U&W'3O=+=7NX=;$2&L1(D4)G(YU]1B*2HYXT1"2=B336 ] M,(3!WZH[O-CF?[@'I#86'!T,YL (BEB: ^Z4B,CKP+JT)A++8!C?\.ZTX9P] M)$>%P_KYA_75@2G;!X;UP3"VJ<%13#^[99[W]2!V6N=^#-N#T>T6>L*B#D(L MX3XPJP^&MZW8[>I#^07'Z+,G]#\Y(;,9T24)%]_BCH[]\:GKS>B;19S$'RXE M7XA)?$73CSHSC)\Z2QS%+SW]\+)&'MA_*1KA0SC"_BC'56N#$ES&@' M<;.$,'GEVU.F06$DN;X4/P2SR/''!2(.*#W09H;!LPZP%&%]/DZ7'A#_BT:+ MTB=J/7>,^W-8X8;]N6XG2(?[:'44LY'F@EIZ$^8^M")0;V4>RC6T&;K #:-""UJW7 [8%N#P>6JL)G M,"A#BX'RW@@CI07G\PZ%(ND21OHSB2B:,]_QO&#DL*;#I^N+R[F)+IWQO21% M';EW6]\"Q#;T;I(:R"F(MYJJTC ]Z7\PD[%T&4&4-.8^2,X=!7X6D_3YM%#& MGDSHTD')VZF(#?HMO->P8((@[[G ))?S.;Q^3CFR^5QV6""52$I CC>:>=2; MT9 ET#A,V0LH_7KS#_Z&#^\6DR(:.86?0Q&TMPGPA-1MC]M303"5\^0U@QPIP#G$/*XVZL2OY&A)1CG([78=(A3C>Z MP9RDQK8TIBQUI"P;%E]GKUW_1Z8=W/A( LF:F2&,R>H^N33S'#='0/J?FC5S':=U FY'F[6?,UM+\C=K-,H\XZCE M"IB&SI,5.SZ6'F]J_O#8]CS$-J5GTRD)1U2ZYB/\V\^O8;7,/"]N/FU.3ZP6 MP,O+-$G9J'6N?OLISS<<7WT]__K[]8YON?3?QQ?;>'XXA_Y M)%WE(NGF"TE75RDL-%%O[Z3DI_7J7I([,,L6N4GC*IA(\0.A7^%YP0]6(&0K M5BCU:>Q/?QDF?V2G]B7"SF%)NX]<'4DW]%%FKQW_6?KA4)('L32=W7GNR'N6 M*'/9Y]DK'<]C7TL_9+ VV4"BSSJL@S;SXL%F+3*%UIV_BS["3H>E;V$?/WHI MSW^=D M#]@'#J]HJ.54SM#A(5G.@RW@#LGF$W 0IAOM,QZ1[:-M!G ^M@"$>#Q68!.+ MT7'WAM,A'8XM&(6V]"4P[((((^=<48 Q<=[]@[&\E+ YCX4CZ@F'7K\2Z&"L MR(=@,;-H\@1L/A@AV\!5S"L%=$?QC MKV(?<>U+2B'$^5:^..#QUG83DM8.MQX&:!9&C6P+9UYE[2].4^.00I_2 AH4E-[+Y;)C\LQ:%O#@GE')'(SY$W2^:; M*:&3;\P88UXX)9H0'4G'&V^;>[%T-#OU3AWR2E#:5V"I$1@7O9E\ 0*.):OGPQY)$XT M2XR=/Y:65_M&+Z_VI7]DQC(-Z*,U(9BF!_ZDA%O.*#GD)Z5_"OS$FB5F^]V8 MQ?\3QPWGMFYN$)E-C9^IH:3 SAX3T^I&T8R:/&E=U#;@<2-I[1;B@%K2-:N9 MOG5^;C]]E'Y%2!^D@$_#@!T[9*Q^2@STPN(F);'-0S.SB/Z=_>W$TE4*2'J?GHNR)G'@Y1P#CR7.ERLTL:O:6:9Y7F.H]N+2?;R!L&6.KS MMRUB'G;D!@]B_HS<#[[K42<3SLB;]SRQ_7=2^Z8RNCS:_O^W=WV_:<- ^%]A MO$-^D@!2D=JUU9 VBBA[Z%.5=@:BI?&4N*)__FPGA"QQ20(7)ZQ]06I2DOL^ MG^_.=^:,V:6;*!YC"X(/H5%E:8"DOH4<'U"TY#&1!Q"#G^&XF,)%")>8AI?I M^U^I0YQA\H#H:W=^*"67N!6-% 9^WE^G5:QG="?:<&A&(4EJJ2"#!2FT1TUA MZ,IRL3_@&J8%1VGV)W/S05-_:/:U!(*%>/\OIC-G&+>294#OO#NT/4ZJQ^84 MS5D&H5%#\D@#ZD>.(FU2=&I1[+X)T1^D&A?MHK_FD"E#_RF14UBIM5AE.B1T M6(/413@V)(2OGU8"BB*POI29ERS0B^.RK"NC/7">R:OCL:Y:RTV ),^7R7R4 M.$CI4$%:JQ4:Y_=$T)MCND'0LG6:AD-Y87,3\F,H?3DNY+J(R_4Z0&N'H"D5 MU?5#]YDW7VO78G2D:X8)TU[N5&+:/CKUAYC"P!*N.S(EI )H.8'D 864 %QN MRO/3(%0C!DS[6S\&-6;B4]C/8LU2!Q6S7='LAE?CIOOBIJ02ESB%5E",T :& MK5L \[ "_!;1?8*[+4NW7%V+79&\%&WS^A5#EE/P29X4?>F.;4!;;AR_UB)0 M$?,"%ZM;ZDA> :B %9CN_;EYGGE+(GG&!26'=B2MJ1L;I=KS9H DG=&@U6C% M)00.A1P=3$^7)*IFV]\*W:[($XPGYA'&W8K?#2]?R08'?(=:X_LA_G'#IFF9 M((/P'MXS)/.X>,8>#NR!3"*/R2_OSY&)Y@+4\22:FCW?!T(Z4>1VA7RT+D7UX4*B65\TNOU[G%F/B8H,X]XIN<.[T>@^"Y_N_Q*K[WG?[1>>.7"&7T MHDL%Y[]SZ<97 \SVOF\(^3-6E.UVVW]["KP^#M:*KJJ&PFXK[!^[[-%*[MDY M@P"92BE#%[-Z6=;/- MS[K3C6$.Q1'R1KJAL"%TQ^R37O@+4$L#!!0 ( *R$A4I#M:V]>!H 'X- M 0 1 <'9B8RTR,#$V,3(S,2YX\XJLNPD M;7*;[J$M*M&I+*F2G+9/>R 2DKBA""U(VE9__9T!OT50(B6GH4OU(94)S&"^ M,, ,OG[\Y]/:)@],N!9W/EQT7EU>$.88W+2+^UFO];R8!TN>&OF>.1.ZBSL)A)'BUO1?0_6KII>5R0SP$NTGGU]M7EJTL"/W]E MIL-8?Y.JR\SVY[+Q_??W^ZHIH=Z35PG9<8\76E'A4+)DW MI&OF;JC!/ERL/&_SOMU^?'Q\Y:W81O 'RP0RYM3Y\LK@ZS:@>]NYNNX ^39# M GMKU]QL80JEYWV;W># MJ:0[0F];SI=,[:>YL*/ZUVTLGE.71=6QU/1B@'3E-^V@,*YJ[\'[VP 0IY%: M>RI;CNM1QTB(R!$=LMAY]^Y=6Y9&51VVI!XS"Y&_:PMNLW98+8+RW=:2TDT, MM:#N7$*$!5++7D#^VP M4-&:X0L!QE\$%Y8J $UFJ6&@ *N_SE9G3\9*71]+%/@MYX&YGAHD*$.@ZRR0 M0RW#5/_63.B8)<) 4 MDA_;NQ@BI+[+S)'SD_P-BG(!AX1 GQ5"A554$ G"DOU-9K8OK\KH@WV4Q_F]#E9.2T'0& M_][IP]ETU.L/;T=W>JB3_774JGB]3Q4)%C+JD0#/6?YIV8)$QA/]DSZ<]C_K M992A E!KYDUYS620GO6D$OLG;?A1G_:'^B_W_=GO!W2T4UFMG[<5]!,@!,V0 M .59.7ODK1QOC@)5*^[[$Q1W'H[V:U*;?NH-1K].#V@MKJ;6T \5- 2HB,35 M3$T,J><+-EJ,-DS(-L,.H_BNEO4[C#\LU["Y"P#PQU";W4]TE.UHK$^T61^$ MWTS9:H;,:UC.<@QS7<-BH6P5WY6R[5SNRE:[O1W=#V?]X4L-%6U? M9EBP>[M]9\H,7P"ID7R+"M5"[NP*N3_\K$]G@8< QSW5;X&N66-%/> T<@K! M3[48KW;%.!AI3>WX8\'6ELM[PH4INAW_2G,)K1A M5TXGQFBCS91PEVVX:T6YG/@OM21?[TJRJX]'TWY3$S4]9L*8;G_B:X8=^@8* M-?,!4S"A./=54$OXS:Z$>WH7QOX!^021I/0$Y$8;_DRT[F?,S314\'T'?K(9 M?4H&JN2#6K!O\X,3!N=DIOW65"GJZXW-MXS=, ?H]-SI"B*J&PJMW?+UACFN M)&1LQZ-6%0"U%K[?U8)^-QZ,?M=UK6O(_Y"2O388P_9T2B"T"<3=3 MJA.VQ,:XV-Y1SV,BM/7\9[5<="O%Y_"/.0/DQ0^L/I;'(O9=], 4^M MI6,M+(,ZWD?!_0U8L@&5PJ3/:'$KF&EY$\O]$HB]0GVU,G*!XK3_<=CO]6\U ML/>/D]']&#O +6@D3![)--U$[_9G9-*?_MQ,-?6H)3Y3VV=WC*+YU;<]V+)@ET7.Z+*4&K5Y*/4_O1V M,$*5P+!P,[J?I90E.\79BR5>;$UM^\9W+8>Y[H YN%>RYSMFZ+.*2M6:R$6S MTSMM," W][A.-)V2@3[L8@JV=S_L-E/<$V;8U'7E.(!-1I//G:]J\>9BVHE^ M.]"F4SD&H,=OIDQA((6/@#SV&?$2%CB28-EPY-C;> --N=IJ'>0B6AARNQ"M M0MR:>)7L2MD88BT8H4?#04.7GZ?,9H;'S%]\*B"TLK>QZ+O4H_<.]6'BPR*7 M4[*R6CVYL'>J#_1;7+W\Y5Z;0'0V^#VEIZXVT\AW]T/M'N9(>K>A:\K)VEBT M-+:SZE9[02 MEQ;USC>U>'.!; 35<('N6;M+R_AP-;786:"5%RN5,/K7,2JS,XW7>JJI:J,V/=44,L]O[:K7M%J MN.2K+E)E K+C8-7ZRL7%QRUS-5R=<;H^%D[Z?$R0JL=,?7:@J02C5E\N[JZT M<-!PK459_#B)'XL,4_AQ C^MM&H@:IWE@O9*JPD-UUG^(%27>=2R9^S)\^/S MA0=KJ363"_!5AZ?(=P$N$B%KJ";RQZ94FCA82ZV)7#RO7.PY*V+/FH^VYL*S M_L!,BNN-%DFMI,IMN#^ F9JK/8 HT;/TN)A2FP6RW;]F]$Q-J$T@ET,H7G," M\X@H(0:00OB"6#$QQ(VI(49,#J$NH1%!K047+1=(BFSJ;$NG*/H3L\T9OT,G M;'G;4**=YS2E@A;4EI1+D3R_):V GI;'6^N0HMB.2.=L26D]ARJS,%CILGE* MO:' KO::20EPM0WDTC+[;"!I!?5O0CMIS<>JO3JK-M.%ETLAK[.+ U+-,>\= MP:B-_6G 71?5EE/9]7['<#16I2&\J;"5 9Q!U#A90.OD 9N7MWKY,0'$EA2@ MH:ALY/IL(QEM&I[U /YQPFR\:VK&@_WIN-C#':@\809?.BC7OA.=20I%^7J_ MF9R"6&TIY4^BHZ6$[1,1$$ \3@Q) HPC(0U0%A$!@PIA(1F)L;P^&TM:IZIX MHEQ5M4)SN:X]NYC.H46\G2D3"62^J,6(.C&_Q]LQW#E'0!X3.?LB6:?G9&_54PJU6;2UT% MJFVEK[1R9)$)).VD-+V!IEHF3)K*:+JI\^F@ Y?J MF-?I+E\20JW'7(8M[LI5.F=3I[?!ME[!_;G-3 Q$)PS7VPR,&W-3UK*5U8K* MY<$B1448@P!59'">YY12Z&'7P..O$XI):/1^ZG[R)J6K2F!JK>5R3I'6!E&O M$H"="(D^<)7%O>Q-DW48"B$;!BA+U)K(97ZRT]&F3_%55V!-_?6:BNUHH2K, MA -'0RMU]3:7G"G8I=\B82.8=MF$SQ**&FAYO% L_VY-*U%/K*I<>*3I1 M<0ZE>>J*M+AWA!_"Z]9AN$&DF@O0D[6R8(%1MH>X(]4 MZIXCZ:RHL^ZOH$RMC,*;"\].[N!QI_3*7?2M)_BZM[+G&:]W(@ZUYJK>B)A; M!*1AI\%-TUWC'CVI.EKYZFH-YO(5!X^ZG;LDS]YR&2^&N;C!(ORL M/^$QJ]WM/I5@U I3[-])G99KD01SL,D"<1.//A$68&]Z_THIH6LM%@Q?5H,Y M'_,>&7/P=A%?/LH5=*NX\H1ZN$"N P"N2$:?=J8G7PFWVA 4VV\RAI"B@,P# M$H@;T4 6 1%I Q&X("^#O8B2^/-YMI.VFX^"NZ =D*Y@)GS17)?)^Q%W"U*W M).YNPWD>9&K+4&S*R5B&Q P3V0"U5#*5K4KM+_.E=M+T>5DAW;7FU8]"R2&YDO-GJ+M]D1N!GP*/68BYK<^1!:8@^9;MRYR-F M"_3I:-ST(;N"UK+C\3& :OWF\CW''H1O^C!:7257Q^JR8'C\/I?[.56731T) MJZOD^EA=%BRW?Y]+'9VJRZ:NO%=627;6FW\_&GGEI'LI*B@ M4*V9_)4PBCM(&CY?V7GU0=EA]M=1R[[4_2]GB^>JBV P,SK5#)3)+=U8'K6U M-1ZAQ% ;=Z/P[(;<$^#5NBMSH4R+8"O_ W&X;(<804.$!BW)\%P>O'6;WL5R MZE'UL4.5U(HJ\6C(N9.5?D9DQL& [X"'M;^>(.]VUV=]I^?C27)P?A8WLQWO MF7$J=?S#D8^3X.Y ;)NL@\:)D*T3W(EK.60A"2";@(*F=]$2BE1UVNI@:A7G M,C)E+XPZ=VU>\"+-D&/C\<"GO!;G5\M;C1:+<"_-=,68E[R5DEV0_IHMJ&TB ME\517[J#F^X#.N*1ER_((B(%NGI$"WD$8J!PT0IW^! 7Z8F.J,F]J UW RHU M*Q>R#]=3*S7_V(OZ)J5SO^9%=Y.I9!^6FUIR$=;(F>#)0-P)#Z&]E1VWOP9B MM<+SM_,6W(4&)8H^ZY)U2 &A7OH LCQC%9)!YDA'X_NN2J?1D5P\_<8>F'U] MFI([>\SGV9M2&U1^%U.A0<7GD7$_H*2)7"M'AF.LK+&+ FK?<>#^O4CO(V?( M':'2]]4^S_0,V-76E-]15>R>T"P"*G"&D7BK%"$DH@0M)TT+NC5_MJ'K7YRT58HL'UN*4G^YZUAIOI$A MLX<,OF8+:@O*91B/O',40N60F$SBD47TI$:SQL^0BM[<4T4X)>NJE9O+2NYY MK>\TVO7=6UUJP M>R^NE8U1G@^=VA 4*+6^JN>C9_W(DMGAFGVBYR M:7@?*WI5"V'"$@@HCA^7Q6N+HO'OWKBUK 1*^80)7I-H1\1?M M9^ '!%Z5GZR.:L6-3>=5N0$09M>.$;#KJHSL=(7G9:=--QO+6?"?X)?C\,"8 ML0 XX<(C#ETS=T.-?51BPA+GBQ?$-59L30<\>-1Z#PC^U8K@6OBIU;EJ77=> M/;EF0%B%]F..*K8?P55K/XWHC?S+]$JW' %@DV]*-+:@[ES"^FYK2>FFC8;4 MNNP J85MRO:4@&UF>V[TI96@*LNURXQ72_[0#FY=1I3796A1@(6_6PF*JC3( MJ^O%MK1 5'#1'R>( O.HS#&.H",-&/]U B7LR5A5IB(&DK].:-VAEN$BIDZ5 MYA.HX&"/4YKV-J)ZVQ&0_%6M]5VO\BX8*!QY';)9SAG9 M0F2@T".]0R?8>7L*!25=8:IU[]26PQ$0?*7AM=C3QJ:.W*_7@[_+4Y/&HB=( MJA&7T;#)+%3PZRI6$<'@CU8"7%4NIB?:."-I._Z:",R^.Y[E;5/WKVISUQ/2 M+#'PPYGAO\I5#Z:72*7U'KY9SK(/ 3B&/A>$AK4^7'C"Q\FGK!5L()Q).-,/ M7MJY((YERTB!.Y)C;\K$@V6PVQ452WDS58\Q M=P01L4@QM:]2FI4UA_Y/Q5;%S(+:[@%N@K)PU]2'BV##U',PB81;7O ^]%W7QSO9[WS,\G_B-JXHX'D;ZFR#8Z1I MO9:%R-BK_'8D[Z=S.1/4<1=,='TVXY*!$=YI #2G&-M7Z05HLIC\G H/5ZV1 M[M#44%3A)EYAS27PC(^C]!ON]/4=<)M)9QR))76L/R01?0=LCN*50<'_^PYF]*C[-QNS)RQZX<\H"JN+J]1'28IK%^5<0K[&NE6IJC1$S12&A+9&CPXS,Q.! M8D;+ M2,S^C6W_@ZZ/2!PV0SIWPE6MD5CX.OK132E\*F+U8N(8"RH#7C/3DN M'AWP5_FFPCKU<4Z))HJ/3[;4YR=+:/=DG#53>_Y1)N(9",E MD8IP?[)YF-[[%4 *PY^S?F&<%,7^X+,-+C80$-ZQ]3R3#]Y3)Z-(DZ^IY7PK MDR^;Q=C+87G8.G*.XVYT#5.0'(0Q6+@K:X/7+NW5:PFX&G&<[W@#F/\B->[> M[IFJ51]?/:91U"5E?\/]Y8%NVD? MH+\P7;0SE)Z"I([C:@4N5*[K./#Z^+2/_($)!S_<<>$MZ9+=4.-+NLNFF"U3 M^>3\8;!=T?MZB7AYQ'.7\#BEEM;M@8KU9_6.BB],3HX2!N2-XI/PZ?:/X([< MC&,K!_ 2LL0'>1G(9^NK#PA94^P MPGPD8'>;GJP "EYL5O-37X(QR\)];[IA!N;&XUL 8KD7<50!L(8L'\?O MRV(V\^8TDC]A-N[LC8F.V(D_I)?QCP"N_S0CY@9FOR=9?C7X^MA$-!T&^N7V M2\G0P6&G$E2-1J"ACR2-%NKWO&$8V>"Q3=PAGV1X2H.DE6HY'ELR\2VG$&M0 M1YA3G#&Q'BTP\0@S&XO:J*[L).)@Y31S$:'?,)FCUD7@EM+,R,OA\:(NM#KH M9LA<)MES&J(ZJ;PR+_J3ASNPS%-EDL53)Y%$?1=-^(Z;X)5QYU ?J )^PA/S M7 M\-](P+B:GG,55_EJ,ZOG2V+<"/Z%X5:]%!,#YKJS%74ZR,ME>CM'BH MH]QP(?@COKR0F33E"U\ 3V/!-H'#&S.'VME42[[L!7 T9%ZX7N0AXQ?NPS\PKHA!G<,2S;"C<./.E/;+WQ@CIA\@PF]EU+KMR: M;I![P9'!](V=C>Y?K87Z^&GUXYCX:G5JF,3C:^DS>^5A7D!_T2!RHW9A7W ' MUMH*=J&X(^<^(K7<8.U'/9U!NOG(>>O,WS+B6QJPT:6Z>>> M,>]IZ"4$^*?*(-7+O[[ RS3V$E:,@\6?OH-9">N!*?>][ZU5HP51).OU9>?G M_,;]G8(:T5SA^,&+.G%03*SN\@UTJ."$4R9TJ0!3JT'\ -W"6C-,)"9;^;D=5<;]$ M"YOQ&_8KLZ-'QG&'^'%"4B+Z:]F8@L7G,[+2R&MC92%#^-B73"7@T)C9LZ J MK@WUH9QO(1[!%\SD-B8?[[?3YOR!15J)E(3E&<4> UVCR4<1^3W?MK?C%=IG M&6XSU>O#WI [M^@G CS!U0! /!BB"SCPME\NP*G?._A*!.Y6M?!VMM13X.G% M_]-QU4@=3BFU0+[AB M%B^C4AUU/A%3C:02G]V4IQA'(CCU%!WNNW=$^&O?E6NE0>N33,X<.HD922XZ M*CJ?HJQ:_]RB\G7ZF(.2]P2J .JCT?#Z.$S0=)EK"&MW7TA1A7(L_#F7#LM] M;-B/\ H,7$*S'!\(2BX!N6$++D*W$SS@VY?/F2"2[-6H)R&JYQ)%.[A"_Z>_ M_^W_ 5!+ P04 " "LA(5*6/X/7&@8 "?C $ %0 '!V8F,M,C Q-C$R M,S%?8V%L+GAM;.U=6W/;.+)^WZK]#SK>UW4<)[MS2>W,EFS+B:IL2V5I)GN> MIF 2DG!"$5J0E*WY]0< *8D2B1NOH)2=JIV,0C2Z^VM+ZW?N+'O0=[")__LO%;]/[RY\N_OWK7__RK_^YO/S/S?-#[PX[T1+Z M8>^1?C-#T.V]HG#1&_QY.7!1B$GO]YA6[_K=#^_>OWO?HW_\"ET?!B[8_+W7 M7Q'D]=[_\^^]#^^O?^R]O_[TCX^?/GSH]1][EY>L'P_YWUY 'N4+S_XY6(1 MAJM/5U>OKZ_OWEZ(]PZ3^=6']^\_7FT_O(B__/06H(.O7S]NO[V^^L_CP\19 MP"6X1'X0 M_9MV)D\MI=__SSSU?\;^FG ?H4\/8/V $AUY22KY[P"_9?E]O/ M+ME/E]OWL+W NF X(]^ QG/=[]IW"S@K]VO_[A^D/<^F^WV ^PAUP00O<&>$S2R0+",+CH,:*_/0\/. \7<$7P&KD4 MT!?@?WOGX.45^_!*3.B*<>@ SXD\KHH'RL\!I_ MA+X+W2VOC%[I7KEI8.>@ M(X^!@X*7 M-U3U@5J&@Z^/P>^30^8!<;84Z1\SR!^.@^2+JR!:+CFU2Q3"Y;;]C'9:1*E; M?K!:FAXF+B1TUJ.37A105O&*L0&\B]XK1/-%2/^J<9"&?@@)#,(;" @5Z@ZN M<(#"8.BK\%(T["YT*HTD*'ZP"<5'[,/-(R#?8'@?^:[!U*%JV5T(_)A'(]@4Y$4(B@ M% UQ(VL1D@FJ-[ MP@<,^*(X";'S30*(L(FU@(B%3 #YASV , :#9^A .MG24?T$0PD4.1];"T*> M8(GZ_VF/^IEMC%Y]Z#Z@&1SZ0402AU\$@:"!M3"(!$R@^,$>*,8$KR )-V/J MRH=T$\(V("L6/9*/"6DS:V&1"YN \Z,]X&S=JOV UG N4Q];"T2>8(GZ?[)' M_7=P!@F![A2\Q>(\(/""/+[-D \/54MK@5&*G*#TLSTHC<(%)$H?,/V5M=H_ M$&7G[MFCZFU<1VKYR2?-8MFLVQXH\-1T]\^P((^7%# M/KA8@D .L]G%;@N2?2,CQYONNVOF100/V)]/(5E*,-!I M;3V;6I]A") /W0$@U-68!WW'B99,N]"]@S/D(%DX M1*-Q)_#248)]AQTI+ODB3B>"%8$+Z =H#8>^P[=8 0OOC&93\"8;;(:4.@&J ML7KL.T_91NT8ZY1OKA_E_D?2J!.XR816G[-J;&J'YR 5*W-0 M62 PU349\[[4W'-=':7O_OK7O^S_*9-]/'J:C!Z&=_WIX&XRI?__.'B:3D;W MPZ?;T>/ . 593JW6/&1YURUEA++T5<39=>.58[2"A,KNSS4"F9+&;66X4I;N MX6X1!#ZS_P<( JW K*1QJQF2^F")HK8RM=BM]HA"U(_-=G&$"RAH;G157UT#G8B^O2ON#IX928""C/4Q(VL0!( MD1C::WAV4;#5P2PJ\L[6U<;8>+PC5Z;^C/XX9AX=NX!\CPD;="RZ9FJC8D*V MP:@46;ZS21N#?2M3GEPP2'AV): J&G8>1)5B+!RPJ1RR6':]?+GDVZ:S8W@H MCAUIHH"I63:!Y'S \<$/ M1G)4K&IALYZ5TMJWP_L,$)])1CZ[A#B:[:,4\FV>O)W-(&E*;M]Y.;Q;XW9W\M3C(?-I)R#("FC?ZI4$P)*@Z.X" MZRTF*TRX.L8$+E&T5(-D3*H3()HKR+[5GF]8% V$@/JO M#J1>A^)(28M )P#5589]R5]QN1[*G'HL9C[M!#19 :V\1C^#W$L''G,AY:&O MPT\[ 4)6P"JORPMB$_SEEDMQ5OLT_DSHE-H &T@4OR6&:@C<6G X)H)(@'Y#- MD*HLH*(ZM"75)N5OO@V,2S<$]?7:ZI% [^7(0GH'W[6YIN0QG!WC->)M7UQM)T9B:3?0AS/IM3%1BVX MFR.I[JFO-/N_IAL MZ/'\?/@R^!I,OQ]4.UU@#S2;=P-R..CX4Q0V0TS<9'1 MOOM_41"RF&$\(\AOZ5771^.5?(7<4.A/Z'[!'GL$87LV M*%%)2<*MYDA7;C+ZQ6WUM&[CC0>9TIZAXX$@0#,4OQ2Q5Q5;A_NCVV&BB/0Q M<]F!5[+3T[; .M'27'/M,4\=C6K'J,*KO M5B12M(5IH#)II@3XP0P2[K >%F"?8K&H)6>KLKW:H3_).H;)D52)P*P.JT3 M,EN2.KFQ=*A79+RZH[]6O+NSVE2O!EL,_KNIUXQQQQ;'DJN<[?OMNO?2F?I* MMIYEU:6DTH/6OES.'$DU1HFLU?=S)_GC;VJ%9XX #V6T?/ 5$-"HJ%N)NDQU MG,GT)U_N'T9?)Y6=Q.P(MG+^LNN]X7 ;A9D]KC>.V75O-K\%T!WZNPOB?2=$ MZSCBG7,**Q_X90@W'78L.I^U&'NN!KI*)KV&S\(O M6IC'AS[U, &K*AK_>^@SGS-B:CE^^%95H-&(T G:@:DJ-9Y-M<(@4KTD@KP7LMSM1\PLPJI8GB+5265N,K2K'/ED F^H:1Z\1B-! M5M#@! $5J6:+8[U!L^S4P42<1-3$?-H_?PAO-'M ,[BKX2(*GQ4A=4)X%E?G M%FE)3,V*%9D?%.^UHWI17I/ "9F J>JVP-L5;5-QK_OZN#Z5,S2!W.>]%/5Z MK,@)B _\:L@)T"7<<-TBL.&'FU/<=ZA/3: XT4P6?32@TN[E[0H@SP0B352H MSC1H/*>55S>#+D\[C$,MQ6S A,SI&8&1$NW+U$SSGV2=4D['!*X2ZV:5R('G M!1581W'Z)VTV)=1N7P%1 \$.4YVKMB8A]7.V);'*[:M2FIU9<]YLXBD=1HN3 MD,A)VX5*@556-Q5$9)+M4G)JFSJ9C]/ND.^@%?!NL>=!A_^K#]KJ$&Z^E>G3\HO56M["1?29N"*CZ?,KN M![Z/N9VBI=[SZ]*&9P#KH:+L#JP/@R!B,^QHQA[UQ+Y)U"J_[R= D!N'O<&$X%>J%IEMZ-,X.5LP M4)_F5;_6)PHJR62!23B%9'D'7W3=57'[DP-=4VT6O@JVC[91OI,(&W.SDR1G M/F?%U0;H#Y"N=BFERJ9M$P5?PBN2W-[N$$U'W:?Y5Z[R,IXPK= M?J9FYQT,Z0^!:26Z>IFILXI=O9Q;\[+.@3R2)427@CUO!O4=)UHRPX#N9X*# MX+ VC$[U]/*T6[WZ80BZ_KM VIK53'>WWV)8)8*Z+.:0]KE9S)%F];86MAA, M(4LX48@-RN#E['I:W^\/GOHKH@PUT59GPHK- MY'BF+*-K*_=-Q012E)HN0?2[\>3KVL8ME$B>>ZH'7C6B@(GLVYZC):0T9]>^ M:W_WC!7A?$GM%)+]P(>*-E4:';6P8]+@ZA3<%ROX9_K=Z_LK"A?('_GP?R$@ M.A-+2<*6NG'FGIN>&JU\)$%3IOXLA(2*-%T0',T7]VC-I=-:?JKKXT0-1D.Y M-FY)C,1C0B7R3:%?C^U(^SAEVY$KM]K'%5JPG=H,YKRL1&P:%3W6(+BP_IG= MGO79/N^1;NCG8 YO@/,-NM)ME&[+C@"FK0B] @(E$>'UY8[[EHTNG59=0D*E M +U,R,8"\?,Y@7,0PAV'?=\]/ !BSE+&4?I85?"]%7J&WAH_TZT7)W4*Y'BV="XT-2W^_ M41*A;OG&*F'30H[( _;GL&0\I5R/W\W1$*%NN=LJ85-G'HK#I.KZ:#;+N_R\ M=/TA-H8F=*7JL\7,W\J-K/H51(B4?=?2BPN[%7([-S5AEJH^OYME(:3*/(Q> MPI?DMWL+YIP?M*W3ASOHJ.'UE/>M^XQ4SL=-K_^K+/K!;%RE>>#KH+2!D MPVY5+-D#S"I!-*FTNFT4PW,\=HT48Z.C(1*@[WGX5?"BBG[;CJ.84H*5SX>+ M^#Y\AZD @D<$.@[CL3K4AU*7M818.7]/M"?V!A[PMNR.01#>13 IB3'&))QA M#^$)G+, 8]&\FW*=U;[P%N;,DB%6\\K7H(2[6Y%[MEC563I&W'V8.P%'(J(1 MF?8G%#-(CV<:,YW9N.YK27#+WP:3&;81F;- ?:M8O,F, EHA*F*X!. MF([(AE?8R/QE03^M<#]U+BV%F6K^J?C\6JUR3U#:K(7G[O.9X2.JB!1QPU9G M"1U@I#QS95UTSB"J4ZZ^UUGM(K(MRKF;.Y,?;H#' MW&&Z/Y]2:@57#C/B=2X79IPT_O)TS-PC]N'F$9!O,-S^1(WD"QI]E0S+4F2;?WT[YJRTM#IRM37%5 %T]B5N/<79N#;M1B58 MLV*0&I6412U.%M:,:FQ,&I HH-C\=+IXYJK(QMQYS=+FQX7,6^+P^CW[WX@\ M8B(+70F;M'CJG*?H8^L1BVI?.D*:UUTV!>=9$YBC1AV"YEA<^^K<&TS+;2I> MI?1R,[3EI2--+*Y@>DS231:OT%.BA$1]2GYU.K-FM M\;C7WS-< N3SL7J/ HH?NT*F)X&*2*L[2<,%1*D0&YVX7/X9NR-?ON(B,+%FW86)"VVYVW7$,>VET'B*&W88JECP:B\1UPS6/8Z, MEZ]=N^Y"%8M=[>7BNI%"ZT*CBK?K,%)<[)8N(.>\"-1WU_P<)EV6:?L;>T_F M?N&]%#R$*ME;G1Y%2=::/DE.LY'E7'I=1-6T\:0H'& MDP6$X1T(IBO%Q*G4:ET]DY M&):6TFWTW0K(246D[N7 Q,0_$V^IU%)&5"3C';]#=C8^K^SL;( M-%1OH\-<0%0F(Y5T6ZVP;B-3=W!L]?4-)=Y4-:[[GP=L*^D'QY]6,J-=;T,R(E89';W*GYIB;&^C# M&9+EH"L:-CT+)>PDHZ. (,*6KO S#V87N[;X;)*R!N#C;J-AW"0T,!^M??&TU!2]_1 M-QE2JI9-I]+%W"336G%Q% 1:S433@BJ;G:>G&?MR5^]V;X^G)K?BR&J1Z2Z^ M>EJR+PG6'% +L2NV:I<=BQV15FG8K67-IMRO.S2C7$)^_1"&KQ#Z;$!%U.@W MQS/G]!\^U/AS-J:N&C(;ZV2Y88W/SM&#CC,?YM>.!L9$&EZN2I%M=4]O#OCQ7%9.I=6ZU@(W3(=%/@G#Y2I9@L:0 M.)!?@K]#?+B[2:46=I/>C1S61.3!U=5=1PVE7@AL/ _7%/:6[@ 0>[=A6[&G MY R32[*C1E->E3:>8IM)P]_YK,PF8FIG90Z) FT\:=81I+\-2>^VCP_\4# B]4KG(/Y%;3;4-N5BD> M6PHJ[]A4E283-&@K&+YC@_YA^UL2LWB& 21K7LRN']=1#<8,NX B?X\).W6/ MGYLRD;9,-RW7YI !+8H#5:->&X\I,Q(*CX.,[$-"IRNF0Z[(=:*DK ?Y'JX%7Q2,%#;H,WF$$\2<;X=E%1%)A M#I,DM72S=K*9#IDH4N';E))-.4TYL$G,4D]156:N"2R DC M N]AKBT:$N@(6J9JL2_Q+)_Y_?[V,T!^<6_ C&1'0"^O.CUGOM6%/R61_%D0 M54L+0%4(I=P1&#VET55I\RU?\PV(&K(2!_0CO(';_,A@0O?4\ 8$T$W'R-A" M&/]5\ 5Z[LUF$.!5P1MQ%?18YS%8!>PU?>"=<#P)L?-M].I#$BS0BG$XF(S& M,9-#_F?9N;8^D<8/]*6L/47+%U8LD[WCZ;#G6&)>"XLJHM?NH;TQQ)E#^V)* MM/'@2T\4.EJ7**2B3/$-G1L]]B1<5;8AHWT6=B)5KHW':7IB3:* AQ,K,I,C M0@#GKX+P3G M\12@KRT;]PU2[L6S6_SW3SC,7?2*&D;A_D[]%XOF),,W9V>0EA*@(XQ52@1^2C9;1\ MYM+=17#HWT?L3&,,"<)N4' +6W'O=>Y\*V:UX;E^GV'*7Y^/64I8'8,-%XLR M*QG:NA2:7L4T^4H*#907<$NHU:V.(9S'$Y6ISFS<,&O*,/2W597+0Y^B=0;H MIS5GX_957XQ=U>-*3&!/[3R,(*4]&Q/0M079526NP@KVQ,[""%*ZLS&575^. M;8G72FQ@1^P\;&"O.QNSVC7EF"X@@8"5^RUO BE:9V !:&UL[7UM<]LXLN[W6W7_0V[VZ\DD=I*9R=29>TI^2US'MGQM9>?L M)Q4M0C(W%*$%22?:7W\!4M0K0( DP&XJK*W:<6P"Z.ZG 30:W8W__*\?\_#5 M"V%Q0*,_7Y_\\N[U*Q)-J!]$LS]??QU=O?G]]7_]W__]O_[S_[QY\S]G#S>O M+N@DG9,H>77+OYD&Q'_U/4B>7UW^^\VE'R24O?I[WM>KDU]^_>7=+^]>\1__ M(GY$8M];_L>KP8(%X:MW'__CU>F[D]]>O3OYX\/[/TY/7PUN7[UY(\8)@^C; MDQ>35YRN*/[S]7.2+/YX^_;[]^^__'ABX2^4S=Z>OGOW_FWQX>O\RS]^Q,'. MU]_?%]^>O/V?VYO'R3.9>V^"*$Z\:+)I);J1M3OY].G3V^RO_-,X^"/.VM_0 MB9=DDM+2]4KYA?C7F^*S-^)7;TY.W[P_^>5'[*_IXM_XR7J8[0X^OLW_^%J( MRV,31D/R0*:O5C]^?;@^;!9$R5L_F+]=??/6"T,^DJ#ACV2Y('^^CH/Y(B3% M[YX9F2I9+,87E'\4-/]-]/:V 37\9Q()I7GCDZF7AHE%V@[[MD0IG7M!Y(;0 MO.M&=&9=O)F3^1-A-HG,6Z93UWH3:B"8#JU-FU6%& M4T&0KO/%R].$]W#RZ\EIOEC\[7QX]SB\N;X8C"XO'D?\_V\O[T:/PZOS+X.[ MSY>/UW>7_^_K]>@?KU_M,RH(3)[)@M&7P.>K^9,7??ME0N=O,VY-NVU(_9V7 MI(P,IT..5;:JQA0WNOHA<2)V/SBZ^B13%(6) &) M!W/*DN#?Q#^G<3*<;K[:?'(>>G&<[9:#>/#"2?*>0G)%V:,7DIS&RLRZ)0:% MI+Z0T!_16X%JD"Q7I)W "$I!BQLYK8;A/PVG%^1IBZ35P*>6A& PD"--F,T8 MF7D)N?("]G][;0KSV^(WE,DN"%*]8#"3E1 M7-/.&>'F]#F=+VC$/WX@$SJ+!&G7T:7'(FZ=%R1]L"62)B0TE,H-]8K%NO)" MN-/6!AW7T92R>;:!/' =8>(HQ/=J^EV<&_@ZF7W$U>5ZON#*(Y2%__ML><_7 MDRD- _I(9D*X==@CB;P]\)O )P)5 M+JZ/M?BH-(#%%:ZN?2OMHR%=]XS, [[7<=8O_Y4&B\P"2N=SCRV'4]D?:Z[2 MM<=IR-\5\?EA(/Q"Y]G*<<:)&O@O8A5M>-@P[[@A!Y?\([HDY(Q$9!HD\>.S MQ\B9%PO+=;[@9]MLE[@/-[I1><6M,T3K7%5>;NL,T397=;6O_D!-YU,0<1T/ MO/ Z$@M_9D7>43&8%_(C51'[9C16/B2T0Y03?2I^*9^;:_J&$3\",!E=E;Y=T0T1#R5P$ M\22D@IQX\$331 ?6N;"C[%I6G-)_/N9'6__[?5 MK\=K<7!>R37_,2Y&";TG$F9CC]4?C]_E,H.@>"36?Q-JLP_')_OH#M@NS1Z; M%+VM[ELK!3!,&9T;B*L8DFJ(?449/]G_^9JW2&-."5WD)PK>07:'^\>$1@G7 MQ\LP:\:G:^XIVOR=[Q;$__,UWQ ('$C"D9(LU][[>/ C,-(P6;OQP02U 6%) M!$ )I&N8-' J^%"BVS90>_1=[(232 "2?C_^Y (859!+"2HJ:/',>*?*&!=3"9I/,TNXP>19:_T)RHUJ+J7$?X]^Z V@5 MI@HT3\#A?!"V?D3\(G9 BYV\P?C7[@"EY*! Y10KA?PQH9-O6H1DGX\_= <8!?T%'A_ \>"< MS/E.:@3&P;?C]]U!0D9\ <-'4 M??>87P)2Q9[&)^\ ,:SBXZC!&!Z[X9#44C?&_L?C$R?^)T.4ZDA>Y=B0<8;& M6,\.%/$P341ZE8A6+ -I_]OQB1,'4_L8R1C#,Y/N2)*?#D1X($I9SLX73D_2B!RZ3Y^ 32\K.'HBFO>*SVC-,'XA.^6?M# M=NZ%(G(V"Y>])RR@?G8AK-O2M!V,3R#/7):W.2-N\1P$+H+LWM&/=X\L9:Y& M>8OQ":1SPQZ()>S9.#<N4U%2-P73CO7'+%@>-$RWYXE ML%1I/CZ!]!0VQZ@JKP5@O]H';,2\*.;Z<9&2$=@(5+!:N[Z MZ@['I\?A5:K/_5HGD#B:%$S(TP-KZH.\L_'I$3F@*G.^U@-X;U2IQ9.EZP>3 M9.61&0AA9'Y3+I@I"43]I-JVHTG?X]/C\'!9$<1::> OT0?^/]-539@1583$ MR+5_9WV\3]GDF7_!-]<9\^8/A(LT#A+R2-A+,"&YD%:%9#0K$!!%X]-NN_<0 MB&^MU@J7X=O=/!]WF3_:>G!-[?C# 6Y*DGET32JE]!A3Q W?+&DUJ[(1MM9O_:GQ# M9EYX&25\75 D^$B^ DSGJ0?(+JARCBQ'PI@"D-.@3!#9_\11V)\V842N4ZI3-VV9=CS"I7(XF8SF;>/(7BOH0*STMXBG$JQEEJVM9 M,YATK_HXZGC19"*T=M_A]DF8ME>=R3/Q4[$^[A.T(;OLMJ56/Q!5U0SHTQ9< M,^T#HA9;1?FKUM(*+&*XP*FO$+?>/RD;\5%6;_*LBN(GRZT97>YU,NP!0U6W M*JC*%<.<631'%P.2M0X'XSZ@;IQJX%,;8%?759V!&(E3J4VL\96A^_HX8ED- M;5$J^S-](2P2NXJV-DQI.]"*/96FGAQ1'7.(T,LJJF0O3=&0\S;QPL?TR0]> M J'\^G)E9AV EL:R@J4+2@_[9'=%PX-:C:5M ,M0V-Q/ MV3.R3VKN$3M;?GW<[ >/"[YV M4$;\2WXR8PLF7@/38FQG -#;&POJ8$T*-@IJ*//+TSC9%(/03V.#5B W,Q9P M,V,-3WV]?;ZTTU+> +9:GH5YIF;+88D, [K+YY!Q![!U\IK.ITILVBBD86N+ MC,CRUF/?2'*51K[)EB=K %L_S\H>IF(+3V$-M8=RYX*ES"8UZP&VXIXE?WT% M7O&<%$N(WI1<_\QH'&^>BO_,A7I&IMRH*J_2U[AOV!)^[M7"7 J(SJ8UV!&E M"ETIS$[?L"4! 17F0 IXSL1J=FII FS!0.<0;Q<,/([@BB\D%!7W1!2*R*,H MG@($BSG8I:=N9(6V%]"X"A5UYE$5I3V QE282%X;4:%CK]OQ%%L.;E6.K.I3 M5!$26I3D,$MX0G/GMG]R;' YCBWL029VLSOO+H4U6 4,21"#3>0P!BFT<\V- M*6S!^NTVHK %U:ZP8Y?FAZ&L=O[HV8M&9"[N?MGR>K[P K;:JE6 6QH!-/#! MBL%D3Q!X/%Y*GC:':W&NSNK[< Y71<(_ER_U]3L%C:IPJR0FO.-Q;-5C0_.N M3/U.04,V /5BQ3L>_Y6*C2N^N.D>,M&V!8W$<(KR-HO('5HKX@.)\91[JTX; METW;=_AQ:ZN.'ZIV7S8*K:E]GR44E%9=J]]CVR78:LI<=F_?B.EN^Z6N(VXI MSK,DQ+/E.=\ 9I0M=^:U$] MMC "KJ/BX>@5A]FBO+5N:YTNSL:$=J]5P%^N0"XETZN<&\$B<1!BUCU\#L?U MFL^%%N_<[NIC^#5-09V,3A<0S46Y6AZEL(O_X0AV$'-E<]!8GXX&3W'"O$F] M&#I-GR"N)8OFL@T!X/$[FG+Q5Y \!]$P(O\@'C-Q,C3K&-3/U C99LJBE :^ M;43#R6":$,89&3TSFLZ>KX*7C""EQ5;(Q*Y M4:FR,4"SG:!52B,8/-',@+-O8+6'JDX;%RI*%S#6U4.%*F9*A>P MOB5LEI9%)"OPZS O59I*738?#5K!)F/9ADC/*YY,5>O!]9!Y6*VNFMMI6-"O M-JD"[60C8,1_YNSH=PIQQ<5[[O"Q?VA0O[PH4X:I[UA0O[PH5]X<(N M1?CWA0MM8XWOBNYGS EP5_H.47* _=)I':]>6,X:'M=T5TJG=;P(HC4IV/! MMUDZK:,5$,U8PQ,M;ZMT6LTZ/.='[B!*:;I78.2>QKGKB\1Q M%@;TG80OY)9__=SP1J?1B*#WA,X+@C05#9X=OCF/)ZI2GY7DT(4X AU#;:Q/!S/NJ,N"UI &]D"& M21*\\//P \FH'M$\6^2@%P*VE MIT[GLC+L < =54WRBDEFSEZW'4I70>1%$[XT;%B\IRR9TC"@CSFA&H>280\( M'$H5,)4KA3FK:/9U Y*UG@3C/J"=117PJ0TP/F=1RQ C<1:UB74+SJ('XH67 ML<@ZV2>BW%VD:P?J,*HTG20.(P/FT,S"3KZ@9O M]?[=N"C S>%:@L S^8TX4O-3Q\RJWK^C)*$F5G8]V!MHE8&,T%@&'5$JO'8] M0NW"E]J_,;(V5G,%RW._$6AVF;4E0&>/2KA& ^@#B3/'>#5$2UK!YFXYQE3# M-QX30QC2"4LGV8V)L,",#A:2%K!94!W.: MEMZ"5N@%-B/)Z;V*@EL\\U9%^" ,Z7>NWG7NRM9M8;.#G *[PR/^N7NQBDZ[ MCB9T7NO^A!XSBR4/-:-Z0>D>T"_#.Q^,32(^K/=0.F,+R(F5& MW=;K2@]DYC'Q#.IZM;BBK)!#'J BLK[XO\^6!Y[+/$KDI \3Z<-$^C"1/DP$ MI5^\#Q/IPT1^+HCQNI/[,)$^3 2!F[X/$^G#1/HP$L!]@8$AO 5F 4SV0M(UIL4"^$+8?3,\\7Y7CJPGS8 MT?@$TG'K&FTYOW@VXGL1920.F%+^2T N;S@^@?3>V@!5SY\-QZWBKE(,*-D. M5J3D)!1/F:ON+:OT,3Z!?#VKD854BU<\\T_FA]DB?[LHU74D7M'T4R\,EY"+M3JRB&O) L_\[T9P?5^OM:_7:E]@>$U[A-IU_!D; M?;W6X\O7Z'X23E^OM:_7BOFL$=\3%M#B%JSZ6>*PO:.T' R'!3FS'<*WCFDF MZ\%5+DX3DUX!3DUP-WRBV5_;1!>O;>T(9GSVL8SV]^]&]..G"V]9K&':O;A" M+["96%5FI#G8):RB!OI73O?OC8%6] *;F>4&Z!)6\9C2,L(O_Y5ZX8A^9H3; M_]FKUI_>-<7=J$_8C"TW6F#,.&J;31D/9"G "S:MRW( 5%7&4:\&DA-IRECE MZ&%E-[ 98A#(;S&.9\X#O)N"WCMJCGM%OE%GB!S*86?#XEP^)D$8#D3,,F_8 M=!DH[1PF=PMR<="*0_-DC8."]CO#S9[#$)#9!(HE.(CAH0& ML[=!WB/(7UA36B]=X: Y:'9"08V$4//L!%TG.+(39()73*E*K/7)"-U+1C"! MU7BU[9,1^F2$GPMBO+1=PG(_3) M"#C"Q?$8!QU1*KRF/4+MPA=LU2"[@T0@]N2FFSBF80E9Q[!T1U](*&HZ[=F MXU"W2R:LA=YAG@JIBZM\#EL2 YH-N3(_7R/>P+]G ?]ZX85G7NB5/S5B:028 M,'A@Y5&+HL/+SN"%,&_F>/51#@(390^L1Z72P./GK,S7=900QEFYCB9T3LZ] M^/G,BP-N5W$9E[UN97<@F)!]8)722L3Q"QX9UQ;L61.I(8O+KVS,FO'8F77 MI1UK8KY!!.O7 K365#>30%<,6-?FJZG%!OJB2^LZHY:"PVZ[T*IW!O"MC\Q!2E=M.+ ZV]A#9^@CO[ZP,6>6)+N>[ M"X<+FP<)A;E\"N^I=*\!:MX[X>+>WZ7J3O_=7L:G\![%-B;_(=>=.%18/D"4 MV,@0GL>VU:"4_4Y8 0Z. QIK%]X%Z5XOM"+0&/SM9GR/&$TYT=DS] \DC_-) M^:XVBU?)WA\0)'O?4E\@E:$4W]3+^);W@>U1.C4#V@Y>K3YY#W.>1]#CG:1),^A[S/(4>0P-/GD'?DXR^]+/)$J S M<21?H\MQMZX>9"/#<]FOYH7'B4&'TO:-+J;>N,68R MT 0$M'OINRKO_1#$WQXXT=%L$/F*6M\?V[[^5;W'NQZA M=AW_[7KWKV+[BM]]Q>^^XG8(G)@=AE (_RL!H$7W@K3B49:&&2?PQ0&;PR(BA4\IN)C^L3- MV,CWF*\'9O];F-K:S5&1\8''8+B@Z5,R34,M'KL?PE;"K@W&(1-XJLI\C<+@ M&PF7(WI&SFD8DDDB+8:B1:I:1S!%K!LC69U)&T4AW<:J?68TCL\]QI8B?G!. MT](R4A5Z@2DZW4KXFH);S9[7;FSH*NYSQ/M)O3!N._QS,)D(L<1W-"&9" 5- M&PG>&,1^FG8!6OMGA\A"7V3)M\9E?RKU"! 86@$6E752F]<^2K0K4:(-,#:^ MM3YJM(\:[:-&46-8@3^';^+<\C%GWHSP'7_(SRLLV_ZK M3;(*770U.K0&GWA\>7V<*!Z#N(\;[>-&<43VX;$-.J)4>"U[A-J%[_:]CQOM MXT;[N%'\<:-.@@V=^.!AC4L=PWC.'\Y"V-S4N[$4?%@9N U7:)98=\@A,:9< M08C/_*D=T /YJJ3!5)$#=,@$&B!RKU%(_!GQ![&(4>$;,?/"$DA436 C1)O? M,I?QA<<@N4C)%6=^]1;=O<>2@)19(M+O86-'FT.E9 J/F:$*!=JE>>#[F?3K ME#13] 0;@6II&E9C%T]XI!GQ]XQ."/&;@UYT!!OHVA;FV]PZ?#R[*!4K?_Z M<[@0871$]E!BI?:P,:WU0:O,9('51_#I*0N]W:[I>>CBJ.;(U70&&^':?)K6 MX[B _U&?V?CCPB;BPK/A;M0,%@2BJ%I.3Z%]+\UG)YF[!7(_&8? M&=6Z(-Y@W27NC"_Y_C!Z($(N7+<$L2K4FO4Z/H5,W6Z(:'/6"[1_1X#VY2I8 MW2K8VYV.3R'+3[>-]3[G!=2?W%E'@J5\\>?#TN+MXV$4+N^]I5CZ9=9MQ1[$ M.\R=!;$:FQL'0_L&[3:%=8W:[3[&I]UT!-5B= V<@V@X/BYA+V3(IWG(#2]2 M;M ,S(,X8_WR7VFP$ OY8SJ?>VPYG,K^N$JO:SNM[I[1!6')\IZ+ M,-FFY\8@H4[?ý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end

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end XML 107 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 109 FilingSummary.xml IDEA: XBRL DOCUMENT 3.7.0.1 html 325 462 1 false 62 0 false 6 false false R1.htm 001 - Document - Document and Entity Information Sheet http://www.theprovidentbank.com/role/DocumentAndEntityInformation Document and Entity Information Cover 1 false false R2.htm 002 - Statement - CONSOLIDATED BALANCE SHEETS Sheet http://www.theprovidentbank.com/role/ConsolidatedBalanceSheets CONSOLIDATED BALANCE SHEETS Statements 2 false false R3.htm 003 - Statement - CONSOLIDATED BALANCE SHEETS (Parentheticals) Sheet http://www.theprovidentbank.com/role/ConsolidatedBalanceSheetsParentheticals CONSOLIDATED BALANCE SHEETS (Parentheticals) Statements 3 false false R4.htm 004 - Statement - CONSOLIDATED STATEMENTS OF INCOME Sheet http://www.theprovidentbank.com/role/CONSOLIDATEDSTATEMENTSOFINCOME CONSOLIDATED STATEMENTS OF INCOME Statements 4 false false R5.htm 005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME Sheet http://www.theprovidentbank.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME Statements 5 false false R6.htm 006 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY Sheet http://www.theprovidentbank.com/role/CONSOLIDATEDSTATEMENTSOFCHANGESINEQUITY CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY Statements 6 false false R7.htm 007 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (Parentheticals) Sheet http://www.theprovidentbank.com/role/CONSOLIDATEDSTATEMENTSOFCHANGESINEQUITYParentheticals CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (Parentheticals) Statements 7 false false R8.htm 008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS Sheet http://www.theprovidentbank.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS CONSOLIDATED STATEMENTS OF CASH FLOWS Statements 8 false false R9.htm 009 - Disclosure - NATURE OF OPERATIONS Sheet http://www.theprovidentbank.com/role/NatureOfOperations NATURE OF OPERATIONS Notes 9 false false R10.htm 010 - Disclosure - ACCOUNTING POLICIES Sheet http://www.theprovidentbank.com/role/AccountingPolicies ACCOUNTING POLICIES Notes 10 false false R11.htm 011 - Disclosure - INVESTMENTS IN SECURITIES Sheet http://www.theprovidentbank.com/role/InvestmentsInSecurities INVESTMENTS IN SECURITIES Notes 11 false false R12.htm 012 - Disclosure - LOANS Sheet http://www.theprovidentbank.com/role/Loans LOANS Notes 12 false false R13.htm 013 - Disclosure - PREMISES AND EQUIPMENT Sheet http://www.theprovidentbank.com/role/PremisesAndEquipment PREMISES AND EQUIPMENT Notes 13 false false R14.htm 014 - Disclosure - DEPOSITS Sheet http://www.theprovidentbank.com/role/Deposits DEPOSITS Notes 14 false false R15.htm 015 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES Sheet http://www.theprovidentbank.com/role/FederalHomeLoanBankAdvances FEDERAL HOME LOAN BANK ADVANCES Notes 15 false false R16.htm 016 - Disclosure - INCOME TAXES Sheet http://www.theprovidentbank.com/role/IncomeTaxes INCOME TAXES Notes 16 false false R17.htm 017 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS Sheet http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlans EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS Notes 17 false false R18.htm 018 - Disclosure - EARNINGS PER SHARE Sheet http://www.theprovidentbank.com/role/EarningsPerShare EARNINGS PER SHARE Notes 18 false false R19.htm 019 - Disclosure - REGULATORY MATTERS Sheet http://www.theprovidentbank.com/role/RegulatoryMatters REGULATORY MATTERS Notes 19 false false R20.htm 020 - Disclosure - COMMITMENTS AND CONTINGENT LIABILITIES Sheet http://www.theprovidentbank.com/role/CommitmentsAndContingentLiabilities COMMITMENTS AND CONTINGENT LIABILITIES Notes 20 false false R21.htm 021 - Disclosure - FINANCIAL INSTRUMENTS Sheet http://www.theprovidentbank.com/role/FinancialInstruments FINANCIAL INSTRUMENTS Notes 21 false false R22.htm 022 - Disclosure - SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK Sheet http://www.theprovidentbank.com/role/SignificantGroupConcentrationsOfCreditRisk SIGNIFICANT GROUP CONCENTRATIONS OF CREDIT RISK Notes 22 false false R23.htm 023 - Disclosure - FAIR VALUE MEASUREMENTS Sheet http://www.theprovidentbank.com/role/FairValueMeasurements FAIR VALUE MEASUREMENTS Notes 23 false false R24.htm 024 - Disclosure - DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS Sheet http://www.theprovidentbank.com/role/DisclosuresAboutFairValuesOfFinancialInstruments DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS Notes 24 false false R25.htm 025 - Disclosure - SMALL BUSINESS LENDING FUND Sheet http://www.theprovidentbank.com/role/SmallBusinessLendingFund SMALL BUSINESS LENDING FUND Notes 25 false false R26.htm 026 - Disclosure - RECLASSIFICATION Sheet http://www.theprovidentbank.com/role/Reclassification RECLASSIFICATION Notes 26 false false R27.htm 027 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY Sheet http://www.theprovidentbank.com/role/CondensedFinancialStatementsOfParentOnly CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY Notes 27 false false R28.htm 028 - Disclosure - SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) Sheet http://www.theprovidentbank.com/role/SelectedQuarterlyFinancialDataUnaudited SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) Notes 28 false false R29.htm 029 - Disclosure - ACCOUNTING POLICIES (Policies) Sheet http://www.theprovidentbank.com/role/ACCOUNTINGPOLICIESPolicies ACCOUNTING POLICIES (Policies) Policies 29 false false R30.htm 030 - Disclosure - INVESTMENTS IN SECURITIES (Tables) Sheet http://www.theprovidentbank.com/role/InvestmentsInSecuritiesTables INVESTMENTS IN SECURITIES (Tables) Tables http://www.theprovidentbank.com/role/InvestmentsInSecurities 30 false false R31.htm 031 - Disclosure - LOANS (Tables) Sheet http://www.theprovidentbank.com/role/LoansTables LOANS (Tables) Tables http://www.theprovidentbank.com/role/Loans 31 false false R32.htm 032 - Disclosure - PREMISES AND EQUIPMENT (Tables) Sheet http://www.theprovidentbank.com/role/PREMISESANDEQUIPMENTTables PREMISES AND EQUIPMENT (Tables) Tables http://www.theprovidentbank.com/role/PremisesAndEquipment 32 false false R33.htm 033 - Disclosure - DEPOSITS (Tables) Sheet http://www.theprovidentbank.com/role/DEPOSITSTables DEPOSITS (Tables) Tables http://www.theprovidentbank.com/role/Deposits 33 false false R34.htm 034 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Tables) Sheet http://www.theprovidentbank.com/role/FederalHomeLoanBankAdvancesTables FEDERAL HOME LOAN BANK ADVANCES (Tables) Tables http://www.theprovidentbank.com/role/FederalHomeLoanBankAdvances 34 false false R35.htm 035 - Disclosure - INCOME TAXES (Tables) Sheet http://www.theprovidentbank.com/role/INCOMETAXESTables INCOME TAXES (Tables) Tables http://www.theprovidentbank.com/role/IncomeTaxes 35 false false R36.htm 036 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Tables) Sheet http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansTables EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Tables) Tables http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlans 36 false false R37.htm 037 - Disclosure - EARNINGS PER SHARE (Tables) Sheet http://www.theprovidentbank.com/role/EARNINGSPERSHARETables EARNINGS PER SHARE (Tables) Tables http://www.theprovidentbank.com/role/EarningsPerShare 37 false false R38.htm 038 - Disclosure - REGULATORY MATTERS (Table) Sheet http://www.theprovidentbank.com/role/RegulatoryMattersTable REGULATORY MATTERS (Table) Tables http://www.theprovidentbank.com/role/RegulatoryMatters 38 false false R39.htm 039 - Disclosure - COMMITMENTS AND CONTINGENT LIABILITIES (Tables) Sheet http://www.theprovidentbank.com/role/COMMITMENTSANDCONTINGENTLIABILITIESTables COMMITMENTS AND CONTINGENT LIABILITIES (Tables) Tables http://www.theprovidentbank.com/role/CommitmentsAndContingentLiabilities 39 false false R40.htm 040 - Disclosure - FINANCIAL INSTRUMENTS (Tables) Sheet http://www.theprovidentbank.com/role/FINANCIALINSTRUMENTSTables FINANCIAL INSTRUMENTS (Tables) Tables http://www.theprovidentbank.com/role/FinancialInstruments 40 false false R41.htm 041 - Disclosure - FAIR VALUE MEASUREMENTS (Tables) Sheet http://www.theprovidentbank.com/role/FairValueMeasurementsTables FAIR VALUE MEASUREMENTS (Tables) Tables http://www.theprovidentbank.com/role/FairValueMeasurements 41 false false R42.htm 042 - Disclosure - DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables) Sheet http://www.theprovidentbank.com/role/DisclosuresAboutFairValuesOfFinancialInstrumentsTables DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables) Tables http://www.theprovidentbank.com/role/DisclosuresAboutFairValuesOfFinancialInstruments 42 false false R43.htm 043 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY (Tables) Sheet http://www.theprovidentbank.com/role/CONDENSEDFINANCIALSTATEMENTSOFPARENTONLYTables CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY (Tables) Tables http://www.theprovidentbank.com/role/CondensedFinancialStatementsOfParentOnly 43 false false R44.htm 044 - Disclosure - SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables) Sheet http://www.theprovidentbank.com/role/SELECTEDQUARTERLYFINANCIALDATAUNAUDITEDTables SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables) Tables http://www.theprovidentbank.com/role/SelectedQuarterlyFinancialDataUnaudited 44 false false R45.htm 045 - Disclosure - NATURE OF OPERATIONS (Detail Textuals) Sheet http://www.theprovidentbank.com/role/NatureOfOperationsDetailTextuals NATURE OF OPERATIONS (Detail Textuals) Details http://www.theprovidentbank.com/role/NatureOfOperations 45 false false R46.htm 046 - Disclosure - ACCOUNTING POLICIES (Detail Textuals) Sheet http://www.theprovidentbank.com/role/AccountingPoliciesDetailTextuals ACCOUNTING POLICIES (Detail Textuals) Details http://www.theprovidentbank.com/role/ACCOUNTINGPOLICIESPolicies 46 false false R47.htm 047 - Disclosure - INVESTMENTS IN SECURITIES - Amortized cost of investment securities classified as available-for-sale (Details) Sheet http://www.theprovidentbank.com/role/InvestmentsInSecuritiesAmortizedCostOfInvestmentSecuritiesClassifiedAsAvailableForSaleDetails INVESTMENTS IN SECURITIES - Amortized cost of investment securities classified as available-for-sale (Details) Details 47 false false R48.htm 048 - Disclosure - INVESTMENTS IN SECURITIES - Amortized cost of investment securities classified as held-to-maturity (Details 1) Sheet http://www.theprovidentbank.com/role/InvestmentsInSecuritiesAmortizedCostOfInvestmentSecuritiesClassifiedAsHeldToMaturityDetails1 INVESTMENTS IN SECURITIES - Amortized cost of investment securities classified as held-to-maturity (Details 1) Details 48 false false R49.htm 049 - Disclosure - INVESTMENTS IN SECURITIES - Maturities of debt securities (Details 2) Sheet http://www.theprovidentbank.com/role/InvestmentsInSecuritiesMaturitiesOfDebtSecuritiesDetails2 INVESTMENTS IN SECURITIES - Maturities of debt securities (Details 2) Details 49 false false R50.htm 050 - Disclosure - INVESTMENTS IN SECURITIES - Aggregate fair value and unrealized losses of securities (Details 3) Sheet http://www.theprovidentbank.com/role/InvestmentsInSecuritiesAggregateFairValueAndUnrealizedLossesOfSecuritiesDetails3 INVESTMENTS IN SECURITIES - Aggregate fair value and unrealized losses of securities (Details 3) Details 50 false false R51.htm 051 - Disclosure - INVESTMENTS IN SECURITIES - Activity related to credit component recognized in earnings (Details 4) Sheet http://www.theprovidentbank.com/role/InvestmentsInSecuritiesActivityRelatedToCreditComponentRecognizedInEarningsDetails4 INVESTMENTS IN SECURITIES - Activity related to credit component recognized in earnings (Details 4) Details 51 false false R52.htm 052 - Disclosure - INVESTMENTS IN SECURITIES (Detail Textuals) Sheet http://www.theprovidentbank.com/role/InvestmentsInSecuritiesDetailTextuals INVESTMENTS IN SECURITIES (Detail Textuals) Details http://www.theprovidentbank.com/role/InvestmentsInSecuritiesTables 52 false false R53.htm 053 - Disclosure - LOANS (Details) Sheet http://www.theprovidentbank.com/role/LoansDetails LOANS (Details) Details http://www.theprovidentbank.com/role/LoansTables 53 false false R54.htm 054 - Disclosure - LOANS - Information regarding allowance for loans and impaired loans by portfolio segment (Details 1) Sheet http://www.theprovidentbank.com/role/LoansInformationRegardingAllowanceForLoansAndImpairedLoansByPortfolioSegmentDetails1 LOANS - Information regarding allowance for loans and impaired loans by portfolio segment (Details 1) Details 54 false false R55.htm 055 - Disclosure - LOANS - Nonaccrual loans and past-due loans by portfolio segment (Details 2) Sheet http://www.theprovidentbank.com/role/LoansNonaccrualLoansAndPastDueLoansByPortfolioSegmentDetails2 LOANS - Nonaccrual loans and past-due loans by portfolio segment (Details 2) Details 55 false false R56.htm 056 - Disclosure - LOANS - Impaired loans by portfolio segment (Details 3) Sheet http://www.theprovidentbank.com/role/LoansImpairedLoansByPortfolioSegmentDetails3 LOANS - Impaired loans by portfolio segment (Details 3) Details 56 false false R57.htm 057 - Disclosure - LOANS - Troubled debt restructurings (Details 4) Sheet http://www.theprovidentbank.com/role/LoansTroubledDebtRestructuringsDetails4 LOANS - Troubled debt restructurings (Details 4) Details 57 false false R58.htm 058 - Disclosure - LOANS - Loans by risk rating and portfolio segment (Details 5) Sheet http://www.theprovidentbank.com/role/LoansLoansByRiskRatingAndPortfolioSegmentDetails5 LOANS - Loans by risk rating and portfolio segment (Details 5) Details 58 false false R59.htm 059 - Disclosure - LOANS (Details Textuals) Sheet http://www.theprovidentbank.com/role/LoansDetailsTextuals LOANS (Details Textuals) Details http://www.theprovidentbank.com/role/LoansTables 59 false false R60.htm 060 - Disclosure - PREMISES AND EQUIPMENT - Summary of premises and equipment (Details) Sheet http://www.theprovidentbank.com/role/PremisesAndEquipmentSummaryOfPremisesAndEquipmentDetails PREMISES AND EQUIPMENT - Summary of premises and equipment (Details) Details 60 false false R61.htm 061 - Disclosure - PREMISES AND EQUIPMENT (Detail Textuals) Sheet http://www.theprovidentbank.com/role/PremisesAndEquipmentDetailTextuals PREMISES AND EQUIPMENT (Detail Textuals) Details http://www.theprovidentbank.com/role/PREMISESANDEQUIPMENTTables 61 false false R62.htm 062 - Disclosure - DEPOSITS - Summary of deposit balances by type (Details) Sheet http://www.theprovidentbank.com/role/DepositsSummaryOfDepositBalancesByTypeDetails DEPOSITS - Summary of deposit balances by type (Details) Details 62 false false R63.htm 063 - Disclosure - DEPOSITS - Scheduled maturities for time deposits (Details 1) Sheet http://www.theprovidentbank.com/role/DepositsScheduledMaturitiesForTimeDepositsDetails1 DEPOSITS - Scheduled maturities for time deposits (Details 1) Details 63 false false R64.htm 064 - Disclosure - DEPOSITS (Detail Textuals) Sheet http://www.theprovidentbank.com/role/DepositsDetailTextuals DEPOSITS (Detail Textuals) Details http://www.theprovidentbank.com/role/DEPOSITSTables 64 false false R65.htm 065 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES - Maturities of advances from FHLB (Details) Sheet http://www.theprovidentbank.com/role/FederalHomeLoanBankAdvancesMaturitiesOfAdvancesFromFhlbDetails FEDERAL HOME LOAN BANK ADVANCES - Maturities of advances from FHLB (Details) Details 65 false false R66.htm 066 - Disclosure - FEDERAL HOME LOAN BANK ADVANCES (Detail Textuals) Sheet http://www.theprovidentbank.com/role/FederalHomeLoanBankAdvancesDetailTextuals FEDERAL HOME LOAN BANK ADVANCES (Detail Textuals) Details http://www.theprovidentbank.com/role/FederalHomeLoanBankAdvancesTables 66 false false R67.htm 067 - Disclosure - INCOME TAXES - Components of income tax expense (Details) Sheet http://www.theprovidentbank.com/role/IncomeTaxesComponentsOfIncomeTaxExpenseDetails INCOME TAXES - Components of income tax expense (Details) Details 67 false false R68.htm 068 - Disclosure - INCOME TAXES - Differences between statutory federal income tax rate and effective tax rates (Details 1) Sheet http://www.theprovidentbank.com/role/IncomeTaxesDifferencesBetweenStatutoryFederalIncomeTaxRateAndEffectiveTaxRatesDetails1 INCOME TAXES - Differences between statutory federal income tax rate and effective tax rates (Details 1) Details 68 false false R69.htm 069 - Disclosure - INCOME TAXES - Gross deferred tax assets and gross deferred tax liabilities (Details 2) Sheet http://www.theprovidentbank.com/role/IncomeTaxesGrossDeferredTaxAssetsAndGrossDeferredTaxLiabilitiesDetails2 INCOME TAXES - Gross deferred tax assets and gross deferred tax liabilities (Details 2) Details 69 false false R70.htm 070 - Disclosure - INCOME TAXES (Detail Textuals) Sheet http://www.theprovidentbank.com/role/IncomeTaxesDetailTextuals INCOME TAXES (Detail Textuals) Details http://www.theprovidentbank.com/role/INCOMETAXESTables 70 false false R71.htm 071 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS - Shares held by ESOP (Details) Sheet http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansSharesHeldByEsopDetails EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS - Shares held by ESOP (Details) Details 71 false false R72.htm 072 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 1) Sheet http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansDetails1 EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 1) Details http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansTables 72 false false R73.htm 073 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 2) Sheet http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansDetails2 EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 2) Details http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansTables 73 false false R74.htm 074 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 3) Sheet http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansDetails3 EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Details 3) Details http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansTables 74 false false R75.htm 075 - Disclosure - EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Detail Textuals) Sheet http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansDetailTextuals EMPLOYEE BENEFITS & SHARE-BASED COMPENSATION PLANS (Detail Textuals) Details http://www.theprovidentbank.com/role/EmployeeBenefitsShareBasedCompensationPlansTables 75 false false R76.htm 076 - Disclosure - EARNINGS PER SHARE (Details) Sheet http://www.theprovidentbank.com/role/EARNINGSPERSHAREDetails EARNINGS PER SHARE (Details) Details http://www.theprovidentbank.com/role/EARNINGSPERSHARETables 76 false false R77.htm 077 - Disclosure - EARNINGS PER SHARE (Detail Textuals) Sheet http://www.theprovidentbank.com/role/EarningsPerShareDetailTextuals EARNINGS PER SHARE (Detail Textuals) Details http://www.theprovidentbank.com/role/EARNINGSPERSHARETables 77 false false R78.htm 078 - Disclosure - REGULATORY MATTERS - Bank's actual capital amounts and ratios (Details) Sheet http://www.theprovidentbank.com/role/RegulatoryMattersBankSActualCapitalAmountsAndRatiosDetails REGULATORY MATTERS - Bank's actual capital amounts and ratios (Details) Details 78 false false R79.htm 079 - Disclosure - REGULATORY MATTERS (Detail Textuals) Sheet http://www.theprovidentbank.com/role/RegulatoryMattersDetailTextuals REGULATORY MATTERS (Detail Textuals) Details http://www.theprovidentbank.com/role/RegulatoryMattersTable 79 false false R80.htm 080 - Disclosure - COMMITMENTS AND CONTINGENT LIABILITIES - Total minimum rental due in future periods (Details) Sheet http://www.theprovidentbank.com/role/CommitmentsAndContingentLiabilitiesTotalMinimumRentalDueInFuturePeriodsDetails COMMITMENTS AND CONTINGENT LIABILITIES - Total minimum rental due in future periods (Details) Details 80 false false R81.htm 081 - Disclosure - COMMITMENTS AND CONTINGENT LIABILITIES (Detail Textuals) Sheet http://www.theprovidentbank.com/role/CommitmentsAndContingentLiabilitiesDetailTextuals COMMITMENTS AND CONTINGENT LIABILITIES (Detail Textuals) Details http://www.theprovidentbank.com/role/COMMITMENTSANDCONTINGENTLIABILITIESTables 81 false false R82.htm 082 - Disclosure - FINANCIAL INSTRUMENTS - Notional amounts of financial instrument with off-balance sheet credit risk (Details) Sheet http://www.theprovidentbank.com/role/FinancialInstrumentsNotionalAmountsOfFinancialInstrumentWithOffBalanceSheetCreditRiskDetails FINANCIAL INSTRUMENTS - Notional amounts of financial instrument with off-balance sheet credit risk (Details) Details 82 false false R83.htm 083 - Disclosure - FINANCIAL INSTRUMENTS (Detail Textuals) Sheet http://www.theprovidentbank.com/role/FinancialInstrumentsDetailTextuals FINANCIAL INSTRUMENTS (Detail Textuals) Details http://www.theprovidentbank.com/role/FINANCIALINSTRUMENTSTables 83 false false R84.htm 084 - Disclosure - FAIR VALUE MEASUREMENTS - Financial instruments measured at fair value on recurring basis (Details) Sheet http://www.theprovidentbank.com/role/FairValueMeasurementsFinancialInstrumentsMeasuredAtFairValueOnRecurringBasisDetails FAIR VALUE MEASUREMENTS - Financial instruments measured at fair value on recurring basis (Details) Details 84 false false R85.htm 085 - Disclosure - FAIR VALUE MEASUREMENTS - Activity for Level 3 financial instruments measured at fair value on recurring basis (Details 1) Sheet http://www.theprovidentbank.com/role/FairValueMeasurementsActivityForLevel3FinancialInstrumentsMeasuredAtFairValueOnRecurringBasisDetails1 FAIR VALUE MEASUREMENTS - Activity for Level 3 financial instruments measured at fair value on recurring basis (Details 1) Details 85 false false R86.htm 086 - Disclosure - FAIR VALUE MEASUREMENTS - Fair Values of Financial Instruments Measured on Nonrecurring Basis (Details 2) Sheet http://www.theprovidentbank.com/role/FairValueMeasurementsFairValuesOfFinancialInstrumentsMeasuredOnNonrecurringBasisDetails2 FAIR VALUE MEASUREMENTS - Fair Values of Financial Instruments Measured on Nonrecurring Basis (Details 2) Details 86 false false R87.htm 087 - Disclosure - FAIR VALUE MEASUREMENTS - Valuation methodology and unobservable inputs for Level 3 assets (Details 3) Sheet http://www.theprovidentbank.com/role/FairValueMeasurementsValuationMethodologyAndUnobservableInputsForLevel3AssetsDetails3 FAIR VALUE MEASUREMENTS - Valuation methodology and unobservable inputs for Level 3 assets (Details 3) Details 87 false false R88.htm 088 - Disclosure - DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS - Carrying amounts and estimated fair values (Details) Sheet http://www.theprovidentbank.com/role/DisclosuresAboutFairValuesOfFinancialInstrumentsCarryingAmountsAndEstimatedFairValuesDetails DISCLOSURES ABOUT FAIR VALUES OF FINANCIAL INSTRUMENTS - Carrying amounts and estimated fair values (Details) Details 88 false false R89.htm 089 - Disclosure - SMALL BUSINESS LENDING FUND (Detail Textuals) Sheet http://www.theprovidentbank.com/role/SmallBusinessLendingFundDetailTextuals SMALL BUSINESS LENDING FUND (Detail Textuals) Details http://www.theprovidentbank.com/role/SmallBusinessLendingFund 89 false false R90.htm 090 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Balance Sheet (Details) Sheet http://www.theprovidentbank.com/role/CondensedFinancialStatementsOfParentOnlyParentOnlyBalanceSheetDetails CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Balance Sheet (Details) Details 90 false false R91.htm 091 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Income Statement (Details 1) Sheet http://www.theprovidentbank.com/role/CondensedFinancialStatementsOfParentOnlyParentOnlyIncomeStatementDetails1 CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Income Statement (Details 1) Details 91 false false R92.htm 092 - Disclosure - CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Statement of Cash Flows (Details 2) Sheet http://www.theprovidentbank.com/role/CondensedFinancialStatementsOfParentOnlyParentOnlyStatementOfCashFlowsDetails2 CONDENSED FINANCIAL STATEMENTS OF PARENT ONLY - Parent Only Statement of Cash Flows (Details 2) Details 92 false false R93.htm 093 - Disclosure - SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) Sheet http://www.theprovidentbank.com/role/SELECTEDQUARTERLYFINANCIALDATAUNAUDITEDDetails SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) Details http://www.theprovidentbank.com/role/SELECTEDQUARTERLYFINANCIALDATAUNAUDITEDTables 93 false false All Reports Book All Reports pvbc-20161231.xml pvbc-20161231.xsd pvbc-20161231_cal.xml pvbc-20161231_def.xml pvbc-20161231_lab.xml pvbc-20161231_pre.xml true true ZIP 111 0001571049-17-003205-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001571049-17-003205-xbrl.zip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�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