The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T COM 00206R102 35 1,648 SH   SOLE   0 0 1,648
ARK ETF TR INNOVATION ETF 00214Q104 3 69 SH   SOLE   0 0 69
ADOBE INC COM 00724F101 20 55 SH   SOLE   0 0 55
ADVANCED MICRO DEVICES INC COM 007903107 31 400 SH   SOLE   0 0 400
AIRBNB INC COM CL A 007903107 1 8 SH   SOLE   0 0 8
ALPHABET INC CAP STK CL C 02079K107 536 245 SH   SOLE   0 0 245
ALPHABET INC CAP STK CL A 02079K305 211 97 SH   SOLE   0 0 97
AMAZON COM INC COM 023135106 183 1,721 SH   SOLE   0 0 1,721
APPLE INC COM 037833100 1,740 12,729 SH   SOLE   0 0 12,729
APPLIED MATLS INC COM 038222105 50 555 SH   SOLE   0 0 555
BAIDU INC COM 056752108 1 10 SH   SOLE   0 0 10
BANK AMER CORP COM 060505104 553 17,777 SH   SOLE   0 0 17,777
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 203 5,831 SH   SOLE   0 0 5,831
BERSHIRE HATHAWAY INC DEL CL B NEW 084670702 125 457 SH   SOLE   0 0 457
BEST BUY INC COM 086516101 59 900 SH   SOLE   0 0 900
BLINK CHARGING CO COM 09354A100 0 10 SH   SOLE   0 0 10
BOEING CO COM 097023105 0 3 SH   SOLE   0 0 3
CVS HEALTH GROUP COM 126650100 222 2,400 SH   SOLE   0 0 2,400
CADENCE DESIGN SYSTEM INC COM 127387108 38 250 SH   SOLE   0 0 250
CANNAE HLDGS INC COM 13765N107 0 1 SH   SOLE   0 0 1
COINBASE GLOBAL INC COM CL A 19260Q107 0 1 SH   SOLE   0 0 1
CONAGRA BANDS INC COM 205887102 4 106 SH   SOLE   0 0 106
CORTEVA INC COM 22052L104 0 0 SH   SOLE   0 0 0
DXC TECHNOLOGY CO COM 23355L106 0 14 SH   SOLE   0 0 14
DELTA AIR LINES INC DEL COM NEW 247361702 0 10 SH   SOLE   0 0 10
DISNEY WALT CO COM DISNEY 254687106 5 51 SH   SOLE   0 0 51
DOLLAR TREE INC COM 256746108 810 5,200 SH   SOLE   0 0 5,200
DRAFTKINGS INC COM CL A 2614R2104 1 106 SH   SOLE   0 0 106
DUPONT DE NEMOURS INC COM 26614N102 0 0 SH   SOLE   0 0 0
ETF SER SOLUTIONS US GLB JETS 26922A842 0 0 SH   SOLE   0 0 0
ESSENTIAL PPTYS RLTY TR INC COM 29670E107 12 561 SH   SOLE   0 0 561
EXXON MOBIL CORP COM 30231G102 42 486 SH   SOLE   0 0 486
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 397 8,538 SH   SOLE   0 0 8,538
FIDELITY NATL INFORMATION SV COM 31620M106 80 876 SH   SOLE   0 0 876
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 0 3 SH   SOLE   0 0 3
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853 109 2,525 SH   SOLE   0 0 2,525
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 64 1,371 SH   SOLE   0 0 1,371
FORD MTR CO DEL COM 345370860 6 506 SH   SOLE   0 0 506
FORTUNE BRANDS HOME & SEC IN COM 34964C106 12 200 SH   SOLE   0 0 50
GENERAC HLDGS INC COM 368736104 11 50 SH   SOLE   0 0 50
GENERAL ELECTRIC CO COM 369604301 19 300 SH   SOLE   0 0 300
GRAPHIC PACKAGING HLDG CO COM 388689101 1,335 65,108 SH   SOLE   0 0 65,108
GROWGENERATION CORP COM 39986L109 0 100 SH   SOLE   0 0 100
HP INC COM 40434L105 7 213 SH   SOLE   0 0 213
HEWLETT PACKARD ENTERPRISE C COM 42824C109 3 200 SH   SOLE   0 0 200
HOME DEPOT INC COM 437076102 168 611 SH   SOLE   0 0 611
IDEXX LABS INC COM 45168D104 9 25 SH   SOLE   0 0 25
INTEL CORP COM 458140100 13 346 SH   SOLE   0 0 346
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 211 5,021 SH   SOLE   0 0 5,021
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 29 219 SH   SOLE   0 0 219
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 92 1,479 SH   SOLE   0 0 1,479
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 0 4 SH   SOLE   0 0 4
INVESCO EXCHNG TRADED FD TR SOLAR ETF 46138G706 14 197 SH   SOLE   0 0 197
INVESCO EXCHANGE TRADED FD T TREAS COLATERL 46138G888 60 567 SH   SOLE   0 0 567
ISHARES GOLD TR ISHARES NEW 464285204 277 8,078 SH   SOLE   0 0 8,078
ISHARES MSCI FRNTR100ETF 464286145 0 10 SH   SOLE   0 0 10
ISHARES GLB ENR PROD ETF 464286343 0 11 SH   SOLE   0 0 11
ISHARES MIN VOL EMRG MKT 464286533 222 4,011 SH   SOLE   0 0 4,011
ISHARES S&P 100 ETF 464287101 71 411 SH   SOLE   0 0 411
ISHARES TR TIPS BD ETF 464287176 1,396 12,258 SH   SOLE   0 0 12,258
ISHARES TR CORE S&P500 ETF 464287200 4,608 12,152 SH   SOLE   0 0 12,152
ISHARES TR CORE US AGGBD ET 464287226 437 4,301 SH   SOLE   0 0 4,301
ISHARES TR IBOXX INV CP ETF 464287242 7 68 SH   SOLE   0 0 68
ISHARES TR S&P 500 GRWT ETF 464287309 964 15,978 SH   SOLE   0 0 15,978
ISHARES TR GLOBAL ENERG ETF 464287341 41 1,202 SH   SOLE   0 0 1,202
ISHARES TR S&P 500 VAL ETF 464287408 1,143 8,318 SH   SOLE   0 0 8,318
ISHARES TR 20 YR TR BD ETF 464287432 53 460 SH   SOLE   0 0 460
ISHARES TR RUS MD CAP GR ETF 464287499 12 187 SH   SOLE   0 0 187
ISHARES TR CORE S&P MCP ETF 464287507 4,032 17,821 SH   SOLE   0 0 17,821
ISHARES TR RUS 2000 VAL ETF 464287630 304 2,231 SH   SOLE   0 0 2,231
ISHARES TR RUS 2000 GRW ETF 464287648 319 1,546 SH   SOLE   0 0 1,546
ISHARES TR RUSSELL 2000 ETF 464287655 80 469 SH   SOLE   0 0 469
ISHARES TR U.S REAL ES ETF 464287739 203 2,202 SH   SOLE   0 0 2,202
ISHARES TR CORE S&P SCP ETF 464287804 1,636 17,700 SH   SOLE   0 0 17,700
ISHARES TR CORE SMC600VL ETF 464287879 299 3,357 SH   SOLE   0 0 3,357
ISHARES TR SP SMCP600GR ETF 464287887 300 2,852 SH   SOLE   0 0 2,852
ISHARES TR INTL TREA BD ETF 464288117 73 1,783 SH   SOLE   0 0 1,783
ISHARES TR MSCI ACWI EX US 464288240 4 88 SH   SOLE   0 0 88
ISHARES TR MSCI ACWI ETF 464288257 3 34 SH   SOLE   0 0 34
ISHARES TR EAFE SML CP ETF 464288273 124 2,272 SH   SOLE   0 0 2,272
ISHARES TR JP MOR EM MK ETF 464288281 161 1,892 SH   SOLE   0 0 1,892
ISHARES TR IBOXX HI YD ETF 464288513 571 7,761 SH   SOLE   0 0 7,761
ISHARES SILVER TR ISHARES 46428Q109 39 2,084 SH   SOLE   0 0 2,084
ISHARES TR CORE HIGH DV ETF 46429B663 58 578 SH   SOLE   0 0 578
ISHARES TR MIN VOL EAFE ETF 46429B689 14 217 SH   SOLE   0 0 217
ISHARES TR MSCI USA MIN VOL 46429B697 28 397 SH   SOLE   0 0 397
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,840 18,140 SH   SOLE   0 0 18,140
ISHARES US ETF TR SHT MAT BD ETF 46431W507 60 1,214 SH   SOLE   0 0 1,214
ISHARES TR USA QUALITY FCTR 46432F339 232 2,074 SH   SOLE   0 0 2,074
ISHARES TR USA MOMENTUM FCT 46432F396 12 87 SH   SOLE   0 0 87
ISHARES TR CORE MSCI TOTAL 46432F834 200 3,500 SH   SOLE   0 0 3,500
ISHARES TR CORES MSCI EAFE 46432F842 2,680 45,533 SH   SOLE   0 0 45,533
ISHARES TR CORE ST USDB ETF 46432F859 110 2,327 SH   SOLE   0 0 2,327
ISHARES INC CORE MSCI EMKT 46434G103 1,576 32,124 SH   SOLE   0 0 32,124
ISHARES TR MULTIFACTOR USA 46434V282 160 4,234 SH   SOLE   0 0 4,234
ISHARES TR CORE DIV GRWTH 46434V621 68 1,435 SH   SOLE   0 0 1,435
JPMORGAN CHASE & CO COM 46625H100 16 116 SH   SOLE   0 0 116
JOHNSON & JOHNSON COM 478160104 380 2,141 SH   SOLE   0 0 2,141
KEARNY FINL CORP MD COM 48716P108 0 30 SH   SOLE   0 0 30
LAMB WESTON HLDGS INC COM 513272104 2 31 SH   SOLE   0 0 31
LEVI STRAUSS & CO NEW CL A COM STK 52736R102 5 300 SH   SOLE   0 0 300
LILLY ELI & CO COM 532457108 852 2,627 SH   SOLE   0 0 2,627
LOWES COS INC COM 548661107 175 1,000 SH   SOLE   0 0 1,000
MICRO FOCUS INTERNATIONAL PL SPON ADR NEW 594837403 0 19 SH   SOLE   0 0 19
MICROSOFT CORP COM 594918104 427 1,663 SH   SOLE   0 0 1,663
MONEYGRAM INTL INC COM NEW 60935Y208 0 18 SH   SOLE   0 0 19
NETFLIX INC COM 64110L106 13 73 SH   SOLE   0 0 73
NIKOLA CORP COM 654110105 1 205 SH   SOLE   0 0 205
NVIDIA CORP COM 67066G104 129 851 SH   SOLE   0 0 851
PAYCHEX INC COM 704326107 22 197 SH   SOLE   0 0 197
PAYCOM SOFTWARE INC COM 70432V102 27 98 SH   SOLE   0 0 98
PFIZER INC COM 717081103 105 2,000 SH   SOLE   0 0 2,000
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 233 2,426 SH   SOLE   0 0 2,426
PIMCO EFT TR 0-5 HIGH YIELD 72201R783 76 862 SH   SOLE   0 0 862
PROCTOR AND GAMBLE CO COM 742718109 162 1,128 SH   SOLE   0 0 1,128
PROSHARES TR ULTRAPRO QQQ 74347X831 0 20 SH   SOLE   0 0 20
RYDER SYS INC COM 783549108 152 2,136 SH   SOLE   0 0 2,136
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 59 1,406 SH   SOLE   0 0 1,406
SCWAB STRATEGIC TR US LRG CAP ETF 808524201 1,819 40,724 SH   SOLE   0 0 40,724
SCWAB STRATEGIC TR US LCAP GR ETF 808524300 378 6,516 SH   SOLE   0 0 6,516
SCWAB STRATEGIC TR US LCAP GR ETF 808524409 408 6,531 SH   SOLE   0 0 6,531
SCWAB STRATEGIC TR US MID-CAP ETF 808524508 788 12,567 SH   SOLE   0 0 12,567
SCWAB STRATEGIC TR US SML CAP ETF 808524607 476 12,217 SH   SOLE   0 0 12,217
SCWAB STRATEGIC TR EMRD MKTEQ ETF 808524706 119 4,685 SH   SOLE   0 0 4,685
SCWAB STRATEGIC TR US DIVIDEND EQ 808524797 118 1,645 SH   SOLE   0 0 1,645
SCWAB STRATEGIC TR INTL EQTY ETF 808524805 453 14,393 SH   SOLE   0 0 14,393
SCWAB STRATEGIC TR US REIT ETF 808524847 155 7,348 SH   SOLE   0 0 7,348
SCWAB STRATEGIC TR US TIPS ETF 808524870 136 2,442 SH   SOLE   0 0 2,442
SCWAB STRATEGIC TR INTL SCEQT ETF 808524888 55 1,755 SH   SOLE   0 0 1,755
SNAP INC CL A 83304A106 0 23 SH   SOLE   0 0 23
SOUTHERN CO COM 842587107 149 2,090 SH   SOLE   0 0 2,090
STARBUCKS CORP COM 855244109 2 25 SH   SOLE   0 0 25
SYNOPSYS INC COM 871607107 38 125 SH   SOLE   0 0 125
TESLA INC COM 88160R101 28 41 SH   SOLE   0 0 41
TORONTO DOMINION BK ONT COM NEW 891160509 1 10 SH   SOLE   0 0 10
TRUIST FINL CORP COM 89832Q109 135 2,837 SH   SOLE   0 0 2,837
UBER TECHNOLOGIES INC COM 90353T100 1 68 SH   SOLE   0 0 68
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 1,894 70,111 SH   SOLE   0 0 70,111
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 300 3,907 SH   SOLE   0 0 3,907
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4 42 SH   SOLE   0 0 42
VANGUARD WORLD FDS UTILITIES ETF 92204A876 25 166 SH   SOLE   0 0 166
VANGUARD SCOTTSDALE FDS SHRT TMR CORP BD 92206C409 0 6 SH   SOLE   0 0 6
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,930 32,163 SH   SOLE   0 0 32,163
VIAD CORP COM NEW 92552R406 1 42 SH   SOLE   0 0 42
VIATRIS INC COM 92556V106 3 248 SH   SOLE   0 0 248
VISA INC COM CL A 92826C839 22 113 SH   SOLE   0 0 113
WABTEC COM 929740108 1 12 SH   SOLE   0 0 12
WALGREENS BOOT ALLIANCE INC COM 931427108 30 800 SH   SOLE   0 0 800