The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769   56,100,938 215,856 SH   SOLE   0 0 215,856
Vanguard Meg Cap Value ETF ETF 921910840   38,553,740 322,598 SH   SOLE   0 0 322,598
iShares Core US Aggregate Bond ETF 464287226   37,856,677 386,529 SH   SOLE   0 0 386,529
Vanguard Long-Term Bond ETF ETF 921937793   33,181,767 458,755 SH   SOLE   0 0 458,755
iShares S&P 500 Value ETF 464287408   19,095,115 102,217 SH   SOLE   0 0 102,217
Vanguard Mega Cap Growth ETF 921910816   14,982,074 52,273 SH   SOLE   0 0 52,273
iShares S&P Mid-Cap 400 Value ETF 464287705   14,839,861 125,453 SH   SOLE   0 0 125,453
iShares Core S&P Total US Stk Mkt ETF 464287150   13,169,818 114,222 SH   SOLE   0 0 114,222
iShares Russell 1000 ETF ETF 464287622   12,746,607 44,254 SH   SOLE   0 0 44,254
Vanguard FTSE All-Wld ex-US ETF 922042775   10,010,360 170,680 SH   SOLE   0 0 170,680
Vanguard Total Bond Market ETF ETF 921937835   6,155,610 84,753 SH   SOLE   0 0 84,753
Vanguard Short-Term Treasury ETF 92206C102   6,083,343 104,759 SH   SOLE   0 0 104,759
iShares 5-10 Yr Investment Grade Corp Bd ETF 464288638   5,641,789 109,337 SH   SOLE   0 0 109,337
iShares Core S&P Small-Cap ETF ETF 464287804   5,612,711 50,785 SH   SOLE   0 0 50,785
Invesco QQQ Trust ETF 46090E103   4,430,776 9,979 SH   SOLE   0 0 9,979
Vanguard FTSE Developed Markets ETF 921943858   3,469,957 69,164 SH   SOLE   0 0 69,164
iShares S&P 500 Growth ETF 464287309   3,179,783 37,657 SH   SOLE   0 0 37,657
iShares Core Total USD Bond Market ETF ETF 46434V613   2,695,634 59,128 SH   SOLE   0 0 59,128
iShares Core MSCI EAFE ETF ETF 46432F842   2,247,827 30,286 SH   SOLE   0 0 30,286
Vanguard Russell 1000 ETF ETF 92206C730   2,058,132 8,636 SH   SOLE   0 0 8,636
Dimensional US Equity ETF ETF 25434V401   1,994,243 34,999 SH   SOLE   0 0 34,999
Vanguard Small-Cap ETF ETF 922908751   1,855,163 8,116 SH   SOLE   0 0 8,116
Apple COM 037833100   1,759,385 10,260 SH   SOLE   0 0 10,260
Vanguard Russell 1000 Growth ETF 92206C680   1,733,055 19,996 SH   SOLE   0 0 19,996
iShares Russell 3000 ETF 464287689   1,571,177 5,236 SH   SOLE   0 0 5,236
Vanguard FTSE Emerging Mkt ETF ETF 922042858   1,205,481 28,860 SH   SOLE   0 0 28,860
iShares ESG Aware MSCI USA ETF ETF 46435G425   1,072,347 9,328 SH   SOLE   0 0 9,328
iShares Core MSCI Total Intl Stk ETF 46432F834   875,984 12,909 SH   SOLE   0 0 12,909
Microsoft Corp COM 594918104   752,668 1,789 SH   SOLE   0 0 1,789
iShares Core MSCI Emer Mkt ETF 46434G103   712,751 13,813 SH   SOLE   0 0 13,813
iShares ESG Aware US Aggregate Bond ETF 46435U549   687,782 14,615 SH   SOLE   0 0 14,615
Northrup Grumman COM 666807102   672,517 1,405 SH   SOLE   0 0 1,405
iShares MSCI USA ESG Select ETF 464288802   631,985 5,789 SH   SOLE   0 0 5,789
Vanguard Index Fd MCAP VL IDX ETF 922908512   615,689 3,949 SH   SOLE   0 0 3,949
Old Dominion Freight Line Inc Ordinary Shares COM 679580100   457,919 2,088 SH   SOLE   0 0 2,088
Vanguard Mid-Cap ETF ETF 922908629   437,755 1,752 SH   SOLE   0 0 1,752
Vanguard Total World Stock ETF ETF 922042742   410,536 3,715 SH   SOLE   0 0 3,715
UnitedHealth Group COM 91324P102   400,212 809 SH   SOLE   0 0 809
Vanguard Short-Term Corporate Bond ETF ETF 92206C409   364,230 4,711 SH   SOLE   0 0 4,711
SPDR S&P 500 ETF Trust ETF 78462F103   356,211 681 SH   SOLE   0 0 681
Texas Instruments COM 882508104   353,124 2,027 SH   SOLE   0 0 2,027
Vanguard Tax-Exempt Bond ETF ETF 922907746   346,914 6,856 SH   SOLE   0 0 6,856
iShares National Muni Bond ETF ETF 464288414   346,580 3,221 SH   SOLE   0 0 3,221
iShares ESG Aware MSCI EAFE ETF 46435G516   290,872 3,640 SH   SOLE   0 0 3,640
American Express Co COM 025816109   288,939 1,269 SH   SOLE   0 0 1,269
Autodesk COM 052769106   283,858 1,090 SH   SOLE   0 0 1,090
iShares ESG Aware USD Corp Bd ETF ETF 46435G193   278,938 12,133 SH   SOLE   0 0 12,133
Johnson & Johnson COM 478160104   262,754 1,661 SH   SOLE   0 0 1,661
Vanguard S&P 500 Value ETF 921932703   260,960 1,446 SH   SOLE   0 0 1,446
Comcast Corp CL A COM 20030N101   243,887 5,626 SH   SOLE   0 0 5,626
Amazon.com Inc COM 023135106   234,494 1,300 SH   SOLE   0 0 1,300
Sarepta Therapeutics Inc COM 803607100   231,221 1,786 SH   SOLE   0 0 1,786
O'Reilly Automotive Inc COM 67103H107   225,776 200 SH   SOLE   0 0 200
Cirrus Logic Inc COM 172755100   222,144 2,400 SH   SOLE   0 0 2,400
Schwab US Dividend Equity ETF ETF 808524797   221,087 2,742 SH   SOLE   0 0 2,742
Proctor & Gamble COM 742718109   209,627 1,292 SH   SOLE   0 0 1,292
SPDR S&P Fossil Fuel Reserves Free ETF 78468R796   209,121 4,886 SH   SOLE   0 0 4,886
Target Corp COM 87612E106   206,272 1,164 SH   SOLE   0 0 1,164
Canadian Pacific Kansas City Ltd COM 13646K108   203,408 2,307 SH   SOLE   0 0 2,307
Tracon Pharmaceuticals, Inc. COM 89237H209   10,591 24,641 SH   SOLE   0 0 24,641