The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769   40,199,062 210,257 SH   SOLE   0 0 210,257
iShares Russell 1000 ETF ETF 464287622   31,955,486 151,793 SH   SOLE   0 0 151,793
iShares Core US Aggregate Bond ETF 464287226   28,935,649 298,336 SH   SOLE   0 0 298,336
Vanguard Short-Term Corporate Bond ETF ETF 92206C409   17,354,623 230,810 SH   SOLE   0 0 230,810
Vanguard Short Term Treasury ETF ETF 92206C102   11,805,210 204,172 SH   SOLE   0 0 204,172
Vanguard World Fd Mega Growth ETF ETF 921910816   11,257,092 65,422 SH   SOLE   0 0 65,422
iShares S&P 500 Value ETF 464287408   10,478,594 72,231 SH   SOLE   0 0 72,231
iShares Core S&P Total US Stk Mkt ETF 464287150   10,087,629 118,958 SH   SOLE   0 0 118,958
iShares S&P Mid-Cap 400 Value ETF 464287705   10,011,116 99,317 SH   SOLE   0 0 99,317
Vanguard Meg Cap Value ETF ETF 921910840   9,910,819 96,362 SH   SOLE   0 0 96,362
Vanguard FTSE Developed Markets ETF 921943858   7,985,606 190,269 SH   SOLE   0 0 190,269
iShares Core S&P Small-Cap ETF ETF 464287804   7,105,300 75,077 SH   SOLE   0 0 75,077
Vanguard Total Bond Market ETF ETF 921937835   5,666,667 78,879 SH   SOLE   0 0 78,879
Vanguard FTSE Emerging Mkt ETF ETF 922042858   4,159,257 106,702 SH   SOLE   0 0 106,702
Vanguard Bd Index Short Term Bond ETF 921937827   2,835,948 37,672 SH   SOLE   0 0 37,672
iShares S&P 500 Growth ETF 464287309   2,444,946 41,794 SH   SOLE   0 0 41,794
iShares Core Total USD Bond Mkt ETF 46434V613   2,318,492 51,602 SH   SOLE   0 0 51,602
SPDR Ser Tr Portfolio Sh TSR ETF 78468R101   1,972,638 68,281 SH   SOLE   0 0 68,281
Vanguard Russell 1000 ETF ETF 92206C730   1,897,517 10,889 SH   SOLE   0 0 10,889
Vanguard Small-Cap ETF ETF 922908751   1,509,861 8,226 SH   SOLE   0 0 8,226
Dimensional US Equity ETF ETF 25434V401   1,456,308 34,999 SH   SOLE   0 0 34,999
iShares Core MSCI EAFE ETF ETF 46432F842   1,450,328 23,529 SH   SOLE   0 0 23,529
iShares Core MSCI Total Intl Stk ETF 46432F834   1,325,465 22,900 SH   SOLE   0 0 22,900
Apple COM 037833100   1,320,089 10,160 SH   SOLE   0 0 10,160
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100   1,319,022 27,560 SH   SOLE   0 0 27,560
iShares Russell 3000 ETF 464287689   1,270,865 5,759 SH   SOLE   0 0 5,759
Vanguard Scottsdale Fds Rus1000GRW ETF 92206C680   1,073,462 19,475 SH   SOLE   0 0 19,475
Northrup Grumman COM 666807102   766,582 1,405 SH   SOLE   0 0 1,405
iShares ESG Aware MSCI USA ETF ETF 46435G425   751,139 8,863 SH   SOLE   0 0 8,863
iShares Core MSCI Emer Mkt ETF 46434G103   683,548 14,637 SH   SOLE   0 0 14,637
SPDR S&P 500 ETF Trust ETF 78462F103   680,730 1,780 SH   SOLE   0 0 1,780
iShares ESG MSCI USA Small-Cap ETF ETF 46435U663   541,106 16,457 SH   SOLE   0 0 16,457
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318   518,534 20,455 SH   SOLE   0 0 20,455
iShares MSCI Min Vol USA ETF 46429B697   507,584 7,040 SH   SOLE   0 0 7,040
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549   482,591 10,325 SH   SOLE   0 0 10,325
UnitedHealth Group COM 91324P102   435,984 822 SH   SOLE   0 0 822
SPDR S&P 500 Fossil Fuel Rsrv Free ETF ETF 78468R796   396,738 4,250 SH   SOLE   0 0 4,250
Vanguard Index Fd MCAP VL IDX ETF 922908512   351,894 2,602 SH   SOLE   0 0 2,602
Texas Instruments Inc COM 882508104   334,901 2,027 SH   SOLE   0 0 2,027
Johnson & Johnson COM 478160104   313,554 1,775 SH   SOLE   0 0 1,775
iShares ESG 1-5 Yr USD Corp Bd ETF ETF 46435G243   301,618 12,689 SH   SOLE   0 0 12,689
Old Dominion Freight Line Inc Ordinary Shares COM 679580100   296,266 1,044 SH   SOLE   0 0 1,044
Vanguard Mid-Cap ETF ETF 922908629   273,105 1,340 SH   SOLE   0 0 1,340
iShares ESG Aware MSCI EAFE ETF 46435G516   258,950 3,939 SH   SOLE   0 0 3,939
iShares ESG Aware USD Corp Bd ETF ETF 46435G193   224,469 10,067 SH   SOLE   0 0 10,067
Microsoft Corp COM 594918104   207,204 864 SH   SOLE   0 0 864
Autodesk Inc. COM 052769106   203,688 1,090 SH   SOLE   0 0 1,090
Sarepta Therapeutics Inc. COM 803607100   200,337 1,546 SH   SOLE   0 0 1,546