The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 37,761 210,405 SH   SOLE   0 0 210,405
iShares Russell 1000 ETF ETF 464287622 29,575 149,877 SH   SOLE   0 0 149,877
iShares Core US Aggregate Bond ETF 464287226 29,259 303,706 SH   SOLE   0 0 303,706
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 17,729 238,675 SH   SOLE   0 0 238,675
Vanguard Short Term Treasury ETF ETF 92206C102 12,178 210,723 SH   SOLE   0 0 210,723
Vanguard World Fd Mega Growth ETF ETF 921910816 11,309 64,884 SH   SOLE   0 0 64,884
iShares S&P 500 Value ETF 464287408 9,219 71,730 SH   SOLE   0 0 71,730
iShares Core S&P Total US Stk Mkt ETF 464287150 9,160 115,166 SH   SOLE   0 0 115,166
iShares S&P Mid-Cap 400 Value ETF 464287705 8,983 99,814 SH   SOLE   0 0 99,814
Vanguard Mega Cap Value ETF ETF 921910840 8,636 96,051 SH   SOLE   0 0 96,051
Vanguard FTSE Developed Markets ETF 921943858 6,890 189,499 SH   SOLE   0 0 189,499
iShares Core S&P Small-Cap ETF ETF 464287804 6,455 74,038 SH   SOLE   0 0 74,038
Vanguard Total Bond Market ETF ETF 921937835 4,061 56,927 SH   SOLE   0 0 56,927
Vanguard FTSE Emerging Market ETF ETF 922042858 3,649 99,995 SH   SOLE   0 0 99,995
iShares Core Total USD Bond Mkt ETF 46434V613 3,164 71,109 SH   SOLE   0 0 71,109
Vanguard Short-Term Bond ETF ETF 921937827 2,657 35,518 SH   SOLE   0 0 35,518
iShares S&P 500 Growth ETF 464287309 2,234 38,614 SH   SOLE   0 0 38,614
SPDR Portfolio Short Term ETF 78468R101 2,211 76,494 SH   SOLE   0 0 76,494
Vanguard Russell 1000 ETF ETF 92206C730 1,885 11,538 SH   SOLE   0 0 11,538
Vanguard Small-Cap ETF ETF 922908751 1,432 8,377 SH   SOLE   0 0 8,377
Apple Inc COM 037833100 1,404 10,160 SH   SOLE   0 0 10,160
Dimensional US Equity ETF ETF 25434V401 1,359 34,999 SH   SOLE   0 0 34,999
iShares 5-10 Year Inv Grade Corp ETF 46434V100 1,296 27,334 SH   SOLE   0 0 27,334
iShares Core MSCI EAFE ETF ETF 46432F842 1,207 22,919 SH   SOLE   0 0 22,919
iShares Russell 3000 ETF ETF 464287689 1,128 5,446 SH   SOLE   0 0 5,446
iShares Core MSCI Total Intl Stk ETF 46432F834 1,126 22,120 SH   SOLE   0 0 22,120
Vanguard Russell 1000 Growth ETF 92206C680 961 17,728 SH   SOLE   0 0 17,728
iShares Core MSCI Emer Mkt ETF 46434G103 781 18,164 SH   SOLE   0 0 18,164
iShares ESG Aware MSCI USA ETF 46435G425 698 8,794 SH   SOLE   0 0 8,794
Northrup Grumman COM 666807102 661 1,405 SH   SOLE   0 0 1,405
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 641 24,746 SH   SOLE   0 0 24,746
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549 619 13,331 SH   SOLE   0 0 13,331
SPDR S&P 500 ETF Tr ETF 78462F103 601 1,682 SH   SOLE   0 0 1,682
iShares MSCI USA Min Vol Fact ETF 46429B697 523 7,906 SH   SOLE   0 0 7,906
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 516 20,455 SH   SOLE   0 0 20,455
iShares ESG MSCI USA Small-Cap ETF ETF 46435U663 501 16,333 SH   SOLE   0 0 16,333
UnitedHealth Group COM 91324P102 415 822 SH   SOLE   0 0 822
SPDR S&P 500 Fossil Fuel Rsrv Free ETF ETF 78468R796 368 4,221 SH   SOLE   0 0 4,221
Texas Instruments Inc COM 882508104 314 2,027 SH   SOLE   0 0 2,027
Vanguard Mid-Cap Value ETF ETF 922908512 311 2,553 SH   SOLE   0 0 2,553
iShares ESG 1-5 Yr USD Corp Bd ETF ETF 46435G243 298 12,668 SH   SOLE   0 0 12,668
Johnson & Johnson COM 478160104 290 1,775 SH   SOLE   0 0 1,775
Invesco Bulletshares 2022 Corp ETF ETF 46138J882 263 12,436 SH   SOLE   0 0 12,436
Old Dominion Freight Line Inc Ordinary Shares COM 679580100 260 1,044 SH   SOLE   0 0 1,044
Vanguard Mid-Cap ETF ETF 922908629 252 1,340 SH   SOLE   0 0 1,340
iShares ESG Aware MSCI EAFE ETF 46435G516 220 3,914 SH   SOLE   0 0 3,914
iShares ESG Aware USD Corp Bd ETF ETF 46435G193 219 10,050 SH   SOLE   0 0 10,050
Citrix Systems Inc COM 177376100 213 2,051 SH   SOLE   0 0 2,051
Autodesk Inc COM 052769106 204 1,090 SH   SOLE   0 0 1,090
Microsoft Corp COM 594918104 201 864 SH   SOLE   0 0 864