The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108   25,872,258 1,282,710 SH   SOLE   0 0 1,282,710
ALPHABET INC CAP STK CL A 02079K305   263,889 2,544 SH   SOLE   0 0 2,544
ALPHABET INC CAP STK CL C 02079K107   248,768 2,392 SH   SOLE   0 0 2,392
AMAZON COM INC COM 023135106   273,925 2,652 SH   SOLE   0 0 2,652
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   108,469,727 1,854,817 SH   SOLE   0 0 1,854,817
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   398,704 9,040 SH   SOLE   0 0 9,040
AMERICAN CENTY ETF TR US SML CP VALU 025072877   192,888,513 2,604,490 SH   SOLE   0 0 2,604,490
APPLE INC COM 037833100   1,163,370 7,055 SH   SOLE   0 0 7,055
ARISTA NETWORKS INC COM 040413106   294,091 1,752 SH   SOLE   0 0 1,752
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,393,044 121,192 SH   SOLE   0 0 121,192
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   979,477 38,441 SH   SOLE   0 0 38,441
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   280,441 11,451 SH   SOLE   0 0 11,451
HOME DEPOT INC COM 437076102   366,244 1,241 SH   SOLE   0 0 1,241
INTUIT COM 461202103   359,785 807 SH   SOLE   0 0 807
ISHARES TR CORE S&P TTL STK 464287150   223,659 2,470 SH   SOLE   0 0 2,470
ISHARES TR EAFE SML CP ETF 464288273   1,216,206 20,437 SH   SOLE   0 0 20,437
ISHARES TR EAFE VALUE ETF 464288877   1,597,825 32,924 SH   SOLE   0 0 32,924
ISHARES TR CORE S&P MCP ETF 464287507   362,482 1,449 SH   SOLE   0 0 1,449
ISHARES TR MSCI USA VALUE 46432F388   421,729,726 4,554,809 SH   SOLE   0 0 4,554,809
ISHARES TR CORE S&P500 ETF 464287200   666,772 1,622 SH   SOLE   0 0 1,622
ISHARES TR CORE S&P US VLU 464287663   274,757 3,724 SH   SOLE   0 0 3,724
ISHARES TR RUS 1000 GRW ETF 464287614   443,215 1,814 SH   SOLE   0 0 1,814
ISHARES TR RUS 1000 VAL ETF 464287598   648,171 4,257 SH   SOLE   0 0 4,257
ISHARES TR RUS 2000 GRW ETF 464287648   416,442 1,836 SH   SOLE   0 0 1,836
KULICKE & SOFFA INDS INC COM 501242101   263,450 5,000 SH   SOLE   0 0 5,000
MICROSOFT CORP COM 594918104   313,094 1,086 SH   SOLE   0 0 1,086
MOTOROLA SOLUTIONS INC COM NEW 620076307   432,056 1,510 SH   SOLE   0 0 1,510
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   61,030,016 614,912 SH   SOLE   0 0 614,912
PROCTER AND GAMBLE CO COM 742718109   567,550 3,817 SH   SOLE   0 0 3,817
QORVO INC COM 74736K101   212,586 2,093 SH   SOLE   0 0 2,093
RAYONIER INC COM 754907103   227,864 6,851 SH   SOLE   0 0 6,851
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,709,426 54,667 SH   SOLE   0 0 54,667
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   262,996 8,492 SH   SOLE   0 0 8,492
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   816,473 14,302 SH   SOLE   0 0 14,302
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,538,218 6,200 SH   SOLE   0 0 6,200
SPDR SER TR PRTFLO S&P500 VL 78464A508   666,261 16,362 SH   SOLE   0 0 16,362
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   573,839 4,093 SH   SOLE   0 0 4,093
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   397,805 4,791 SH   SOLE   0 0 4,791
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   223,010 593 SH   SOLE   0 0 593
VANGUARD INDEX FDS GROWTH ETF 922908736   447,495 1,794 SH   SOLE   0 0 1,794
VANGUARD INDEX FDS TOTAL STK MKT 922908769   710,676 3,482 SH   SOLE   0 0 3,482
VANGUARD INDEX FDS LARGE CAP ETF 922908637   987,851 5,288 SH   SOLE   0 0 5,288
VANGUARD INDEX FDS SM CP VAL ETF 922908611   46,770,364 294,598 SH   SOLE   0 0 294,598
VANGUARD INDEX FDS VALUE ETF 922908744   465,293 3,369 SH   SOLE   0 0 3,369
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   201,909,846 1,848,314 SH   SOLE   0 0 1,848,314
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   5,465,055 134,707 SH   SOLE   0 0 134,707
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   338,849 4,224 SH   SOLE   0 0 4,224
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   714,760 4,641 SH   SOLE   0 0 4,641
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   215,325 4,767 SH   SOLE   0 0 4,767
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   238,964 3,857 SH   SOLE   0 0 3,857
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   499,648 4,736 SH   SOLE   0 0 4,736
VANGUARD WORLD FDS ENERGY ETF 92204A306   581,316 5,089 SH   SOLE   0 0 5,089
VANGUARD WORLD FDS MATERIALS ETF 92204A801   421,256 2,369 SH   SOLE   0 0 2,369
VISA INC COM CL A 92826C839   345,405 1,532 SH   SOLE   0 0 1,532
WISDOMTREE TR INTL QULTY DIV 97717X131   411,154 12,139 SH   SOLE   0 0 12,139
WISDOMTREE TR NEW ECON REAL ES 97717W331   368,592 21,657 SH   SOLE   0 0 21,657
WISDOMTREE TR US LARGECAP DIVD 97717W307   348,758 5,638 SH   SOLE   0 0 5,638
WISDOMTREE TR INTL SMCAP DIV 97717W760   291,639 4,786 SH   SOLE   0 0 4,786
WISDOMTREE TR US MIDCAP FUND 97717W570   1,060,276 21,316 SH   SOLE   0 0 21,316