The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AERCAP HOLDINGS NV SHS N00985106   533,861 9,154 SH   SOLE   0 0 9,154
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108   26,064,664 1,282,710 SH   SOLE   0 0 1,282,710
ALLSTATE CORP COM 020002101   412,360 3,041 SH   SOLE   0 0 3,041
ALPHABET INC CAP STK CL A 02079K305   228,780 2,593 SH   SOLE   0 0 2,593
ALPHABET INC CAP STK CL C 02079K107   440,811 4,968 SH   SOLE   0 0 4,968
AMAZON COM INC COM 023135106   232,932 2,773 SH   SOLE   0 0 2,773
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,712,320 49,003 SH   SOLE   0 0 49,003
AMERICAN CENTY ETF TR US SML CP VALU 025072877   176,031,318 2,362,519 SH   SOLE   0 0 2,362,519
AMERICAN INTL GROUP INC COM NEW 026874784   486,252 7,689 SH   SOLE   0 0 7,689
APPLE INC COM 037833100   1,214,072 9,344 SH   SOLE   0 0 9,344
ARISTA NETWORKS INC COM 040413106   212,605 1,752 SH   SOLE   0 0 1,752
BANK AMERICA CORP COM 060505104   305,929 9,237 SH   SOLE   0 0 9,237
CATERPILLAR INC COM 149123101   510,263 2,130 SH   SOLE   0 0 2,130
CBRE GROUP INC CL A 12504L109   232,188 3,017 SH   SOLE   0 0 3,017
CHEVRON CORP NEW COM 166764100   250,389 1,395 SH   SOLE   0 0 1,395
CIGNA CORP NEW COM 125523100   477,130 1,440 SH   SOLE   0 0 1,440
COMCAST CORP NEW CL A 20030N101   231,746 6,627 SH   SOLE   0 0 6,627
CONOCOPHILLIPS COM 20825C104   478,608 4,056 SH   SOLE   0 0 4,056
D R HORTON INC COM 23331A109   468,163 5,252 SH   SOLE   0 0 5,252
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,575,014 126,849 SH   SOLE   0 0 126,849
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   933,347 38,441 SH   SOLE   0 0 38,441
EOG RES INC COM 26875P101   424,308 3,276 SH   SOLE   0 0 3,276
EXXON MOBIL CORP COM 30231G102   328,584 2,979 SH   SOLE   0 0 2,979
FISERV INC COM 337738108   217,098 2,148 SH   SOLE   0 0 2,148
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   270,478 11,451 SH   SOLE   0 0 11,451
GENERAL DYNAMICS CORP COM 369550108   330,979 1,334 SH   SOLE   0 0 1,334
GENERAL MTRS CO COM 37045V100   382,857 11,381 SH   SOLE   0 0 11,381
HOME DEPOT INC COM 437076102   426,727 1,351 SH   SOLE   0 0 1,351
HONEYWELL INTL INC COM 438516106   447,458 2,088 SH   SOLE   0 0 2,088
INTERCONTINENTAL EXCHANGE IN COM 45866F104   351,371 3,425 SH   SOLE   0 0 3,425
INTUIT COM 461202103   316,047 812 SH   SOLE   0 0 812
ISHARES TR TIPS BD ETF 464287176   1,059,291 9,952 SH   SOLE   0 0 9,952
ISHARES TR CORE S&P TTL STK 464287150   226,077 2,666 SH   SOLE   0 0 2,666
ISHARES TR EAFE SML CP ETF 464288273   2,076,544 36,766 SH   SOLE   0 0 36,766
ISHARES TR EAFE VALUE ETF 464288877   1,510,575 32,924 SH   SOLE   0 0 32,924
ISHARES TR CORE S&P MCP ETF 464287507   366,463 1,515 SH   SOLE   0 0 1,515
ISHARES TR MSCI USA VALUE 46432F388   411,529,361 4,515,354 SH   SOLE   0 0 4,515,354
ISHARES TR CORE S&P500 ETF 464287200   623,189 1,622 SH   SOLE   0 0 1,622
ISHARES TR CORE S&P US VLU 464287663   278,423 3,942 SH   SOLE   0 0 3,942
ISHARES TR RUS 1000 GRW ETF 464287614   281,511 1,314 SH   SOLE   0 0 1,314
ISHARES TR RUS 1000 VAL ETF 464287598   645,574 4,257 SH   SOLE   0 0 4,257
ISHARES TR RUS 2000 GRW ETF 464287648   553,462 2,580 SH   SOLE   0 0 2,580
JPMORGAN CHASE & CO COM 46625H100   426,438 3,180 SH   SOLE   0 0 3,180
KEURIG DR PEPPER INC COM 49271V100   277,399 7,779 SH   SOLE   0 0 7,779
KULICKE & SOFFA INDS INC COM 501242101   221,300 5,000 SH   SOLE   0 0 5,000
MERCK & CO INC COM 58933Y105   485,073 4,372 SH   SOLE   0 0 4,372
MICROSOFT CORP COM 594918104   572,690 2,388 SH   SOLE   0 0 2,388
MOTOROLA SOLUTIONS INC COM NEW 620076307   389,142 1,510 SH   SOLE   0 0 1,510
NEXTERA ENERGY INC COM 65339F101   513,722 6,145 SH   SOLE   0 0 6,145
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   60,870,596 617,036 SH   SOLE   0 0 617,036
PROCTER AND GAMBLE CO COM 742718109   809,785 5,343 SH   SOLE   0 0 5,343
RAYONIER INC COM 754907103   225,809 6,851 SH   SOLE   0 0 6,851
RAYTHEON TECHNOLOGIES CORP COM 75513E101   549,812 5,448 SH   SOLE   0 0 5,448
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,589,159 54,667 SH   SOLE   0 0 54,667
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   249,748 8,492 SH   SOLE   0 0 8,492
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   815,472 14,302 SH   SOLE   0 0 14,302
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,402,425 6,282 SH   SOLE   0 0 6,282
SPDR SER TR PRTFLO S&P500 VL 78464A508   636,318 16,362 SH   SOLE   0 0 16,362
STARBUCKS CORP COM 855244109   226,077 2,279 SH   SOLE   0 0 2,279
STRYKER CORPORATION COM 863667101   279,697 1,144 SH   SOLE   0 0 1,144
UNILEVER PLC SPON ADR NEW 904767704   318,363 6,323 SH   SOLE   0 0 6,323
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   562,662 4,235 SH   SOLE   0 0 4,235
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   443,284 5,374 SH   SOLE   0 0 5,374
VANGUARD INDEX FDS GROWTH ETF 922908736   382,319 1,794 SH   SOLE   0 0 1,794
VANGUARD INDEX FDS TOTAL STK MKT 922908769   652,149 3,411 SH   SOLE   0 0 3,411
VANGUARD INDEX FDS LARGE CAP ETF 922908637   921,170 5,288 SH   SOLE   0 0 5,288
VANGUARD INDEX FDS SM CP VAL ETF 922908611   63,095,102 397,324 SH   SOLE   0 0 397,324
VANGUARD INDEX FDS VALUE ETF 922908744   492,979 3,512 SH   SOLE   0 0 3,512
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   190,918,313 1,857,001 SH   SOLE   0 0 1,857,001
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   6,418,564 155,263 SH   SOLE   0 0 155,263
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   327,402 4,224 SH   SOLE   0 0 4,224
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   401,036 2,641 SH   SOLE   0 0 2,641
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   209,388 4,989 SH   SOLE   0 0 4,989
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   229,784 3,857 SH   SOLE   0 0 3,857
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   514,045 4,750 SH   SOLE   0 0 4,750
VANGUARD WORLD FDS ENERGY ETF 92204A306   617,194 5,089 SH   SOLE   0 0 5,089
VANGUARD WORLD FDS MATERIALS ETF 92204A801   433,329 2,546 SH   SOLE   0 0 2,546
VISA INC COM CL A 92826C839   554,304 2,668 SH   SOLE   0 0 2,668
VULCAN MATLS CO COM 929160109   409,582 2,339 SH   SOLE   0 0 2,339
WALMART INC COM 931142103   591,831 4,174 SH   SOLE   0 0 4,174
WASTE MGMT INC DEL COM 94106L109   333,841 2,128 SH   SOLE   0 0 2,128
WISDOMTREE TR INTL QULTY DIV 97717X131   369,548 12,073 SH   SOLE   0 0 12,073
WISDOMTREE TR NEW ECON REAL ES 97717W331   355,396 21,657 SH   SOLE   0 0 21,657
WISDOMTREE TR US LARGECAP DIVD 97717W307   347,235 5,605 SH   SOLE   0 0 5,605
WISDOMTREE TR INTL SMCAP DIV 97717W760   274,582 4,737 SH   SOLE   0 0 4,737
WISDOMTREE TR US MIDCAP FUND 97717W570   1,033,776 21,262 SH   SOLE   0 0 21,262