The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   832,377 7,180 SH   SOLE   0 0 7,180
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108   944,234 130,962 SH   SOLE   0 0 130,962
ALLSTATE CORP COM 020002101   1,353,315 10,375 SH   SOLE   0 0 10,375
ALPHABET INC CAP STK CL A 02079K305   205,110 84 SH   SOLE   0 0 84
ALPHABET INC CAP STK CL C 02079K107   3,062,723 1,222 SH   SOLE   0 0 1,222
AMAZON COM INC COM 023135106   430,020 125 SH   SOLE   0 0 125
AMERICAN INTL GROUP INC COM NEW 026874784   1,568,515 32,952 SH   SOLE   0 0 32,952
APPLE INC COM 037833100   762,593 5,568 SH   SOLE   0 0 5,568
APPLIED MATLS INC COM 038222105   1,708,800 12,000 SH   SOLE   0 0 12,000
BK OF AMERICA CORP COM 060505104   2,660,489 64,528 SH   SOLE   0 0 64,528
BOEING CO COM 097023105   964,229 4,025 SH   SOLE   0 0 4,025
BROOKS AUTOMATION INC NEW COM 114340102   211,522 2,220 SH   SOLE   0 0 2,220
CATERPILLAR INC COM 149123101   315,564 1,450 SH   SOLE   0 0 1,450
CHEVRON CORP NEW COM 166764100   2,161,624 20,638 SH   SOLE   0 0 20,638
CIGNA CORP NEW COM 125523100   1,912,681 8,068 SH   SOLE   0 0 8,068
COCA COLA CO COM 191216100   1,214,228 22,440 SH   SOLE   0 0 22,440
COMCAST CORP NEW CL A 20030N101   1,584,928 27,796 SH   SOLE   0 0 27,796
CONOCOPHILLIPS COM 20825C104   1,298,936 21,329 SH   SOLE   0 0 21,329
COSTCO WHSL CORP NEW COM 22160K105   395,670 1,000 SH   SOLE   0 0 1,000
D R HORTON INC COM 23331A109   2,047,875 22,661 SH   SOLE   0 0 22,661
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   6,421,075 143,317 SH   SOLE   0 0 143,317
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,146,704 42,502 SH   SOLE   0 0 42,502
DISNEY WALT CO COM 254687106   281,759 1,603 SH   SOLE   0 0 1,603
DOLLAR TREE INC COM 256746108   1,579,961 15,879 SH   SOLE   0 0 15,879
EOG RES INC COM 26875P101   1,133,449 13,584 SH   SOLE   0 0 13,584
EXPEDIA GROUP INC COM NEW 30212P303   1,509,897 9,223 SH   SOLE   0 0 9,223
FISERV INC COM 337738108   1,789,552 16,742 SH   SOLE   0 0 16,742
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   314,859 11,241 SH   SOLE   0 0 11,241
GENERAL DYNAMICS CORP COM 369550108   1,081,930 5,747 SH   SOLE   0 0 5,747
GENERAL MTRS CO COM 37045V100   1,378,661 23,300 SH   SOLE   0 0 23,300
GOLDMAN SACHS GROUP INC COM 38141G104   2,292,741 6,041 SH   SOLE   0 0 6,041
HOME DEPOT INC COM 437076102   363,535 1,140 SH   SOLE   0 0 1,140
HONEYWELL INTL INC COM 438516106   2,008,369 9,156 SH   SOLE   0 0 9,156
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,761,627 14,841 SH   SOLE   0 0 14,841
INTUIT COM 461202103   392,136 800 SH   SOLE   0 0 800
ISHARES TR CORE S&P TTL STK 464287150   282,849 2,864 SH   SOLE   0 0 2,864
ISHARES TR RUS MID CAP ETF 464287499   210,461 2,656 SH   SOLE   0 0 2,656
ISHARES TR CORE S&P MCP ETF 464287507   426,475 1,587 SH   SOLE   0 0 1,587
ISHARES TR MSCI USA VALUE 46432F388   537,313,275 5,114,347 SH   SOLE   0 0 5,114,347
ISHARES TR 1 3 YR TREAS BD 464287457   267,096 3,100 SH   SOLE   0 0 3,100
ISHARES TR CORE S&P500 ETF 464287200   205,932 479 SH   SOLE   0 0 479
ISHARES TR CORE S&P US VLU 464287663   280,572 3,899 SH   SOLE   0 0 3,899
ISHARES TR RUS 1000 GRW ETF 464287614   362,969 1,337 SH   SOLE   0 0 1,337
ISHARES TR RUS 1000 VAL ETF 464287598   1,051,492 6,629 SH   SOLE   0 0 6,629
ISHARES TR RUS 2000 GRW ETF 464287648   913,563 2,931 SH   SOLE   0 0 2,931
JPMORGAN CHASE & CO COM 46625H100   1,944,094 12,499 SH   SOLE   0 0 12,499
KULICKE & SOFFA INDS INC COM 501242101   306,000 5,000 SH   SOLE   0 0 5,000
MEDTRONIC PLC SHS G5960L103   1,541,695 12,420 SH   SOLE   0 0 12,420
MERCK & CO INC COM 58933Y105   1,461,532 18,793 SH   SOLE   0 0 18,793
MICROSOFT CORP COM 594918104   3,117,517 11,508 SH   SOLE   0 0 11,508
MONDELEZ INTL INC CL A 609207105   1,885,501 30,197 SH   SOLE   0 0 30,197
MOTOROLA SOLUTIONS INC COM NEW 620076307   324,624 1,497 SH   SOLE   0 0 1,497
NEXTERA ENERGY INC COM 65339F101   2,016,153 27,513 SH   SOLE   0 0 27,513
NXP SEMICONDUCTORS N V COM N6596X109   1,619,016 7,870 SH   SOLE   0 0 7,870
PEPSICO INC COM 713448108   724,848 4,892 SH   SOLE   0 0 4,892
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   59,368,442 582,215 SH   SOLE   0 0 582,215
PROCTER AND GAMBLE CO COM 742718109   1,718,738 12,738 SH   SOLE   0 0 12,738
PTC INC COM 69370C100   1,002,946 7,100 SH   SOLE   0 0 7,100
QORVO INC COM 74736K101   409,495 2,093 SH   SOLE   0 0 2,093
RAYONIER INC COM 754907103   244,683 6,810 SH   SOLE   0 0 6,810
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,725,139 20,222 SH   SOLE   0 0 20,222
SALESFORCE COM INC COM 79466L302   2,028,174 8,303 SH   SOLE   0 0 8,303
SERVICENOW INC COM 81762P102   210,478 383 SH   SOLE   0 0 383
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   416,289 10,768 SH   SOLE   0 0 10,768
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   920,531 17,369 SH   SOLE   0 0 17,369
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,850,880 6,660 SH   SOLE   0 0 6,660
SPDR SER TR PRTFLO S&P500 VL 78464A508   646,953 16,362 SH   SOLE   0 0 16,362
STANLEY BLACK & DECKER INC COM 854502101   1,420,786 6,931 SH   SOLE   0 0 6,931
STARBUCKS CORP COM 855244109   248,554 2,223 SH   SOLE   0 0 2,223
STRYKER CORPORATION COM 863667101   1,279,430 4,926 SH   SOLE   0 0 4,926
TRUIST FINL CORP COM 89832Q109   1,059,273 19,086 SH   SOLE   0 0 19,086
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   442,998 2,349 SH   SOLE   0 0 2,349
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   438,251 4,305 SH   SOLE   0 0 4,305
VANGUARD INDEX FDS GROWTH ETF 922908736   391,209 1,364 SH   SOLE   0 0 1,364
VANGUARD INDEX FDS TOTAL STK MKT 922908769   676,927 3,038 SH   SOLE   0 0 3,038
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,131,829 5,638 SH   SOLE   0 0 5,638
VANGUARD INDEX FDS SM CP VAL ETF 922908611   71,787,245 413,378 SH   SOLE   0 0 413,378
VANGUARD INDEX FDS VALUE ETF 922908744   451,006 3,281 SH   SOLE   0 0 3,281
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   215,502 3,968 SH   SOLE   0 0 3,968
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   220,602,643 1,616,729 SH   SOLE   0 0 1,616,729
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,551,150 26,579 SH   SOLE   0 0 26,579
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   957,841 6,188 SH   SOLE   0 0 6,188
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   510,409 9,907 SH   SOLE   0 0 9,907
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   252,286 2,408 SH   SOLE   0 0 2,408
VANGUARD WORLD FDS ENERGY ETF 92204A306   289,672 3,817 SH   SOLE   0 0 3,817
VANGUARD WORLD FDS MATERIALS ETF 92204A801   471,862 2,610 SH   SOLE   0 0 2,610
VISA INC COM CL A 92826C839   2,278,108 9,743 SH   SOLE   0 0 9,743
WALMART INC COM 931142103   710,318 5,037 SH   SOLE   0 0 5,037
WASTE MGMT INC DEL COM 94106L109   1,312,550 9,368 SH   SOLE   0 0 9,368
WEC ENERGY GROUP INC COM 92939U106   1,151,369 12,944 SH   SOLE   0 0 12,944
WISDOMTREE TR GLB EX US RL EST 97717W331   490,161 18,490 SH   SOLE   0 0 18,490
WISDOMTREE TR US LARGECAP DIVD 97717W307   739,259 6,144 SH   SOLE   0 0 6,144
WISDOMTREE TR INTL SMCAP DIV 97717W760   317,440 4,251 SH   SOLE   0 0 4,251
WISDOMTREE TR US MIDCAP FUND 97717W570   722,880 13,798 SH   SOLE   0 0 13,798