The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   860,451 7,180 SH   SOLE   0 0 7,180
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   454,984 1,647 SH   SOLE   0 0 1,647
ADVANCE AUTO PARTS INC COM 00751Y106   1,191,768 6,495 SH   SOLE   0 0 6,495
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108   747,269 128,840 SH   SOLE   0 0 128,840
ALLSTATE CORP COM 020002101   1,192,088 10,375 SH   SOLE   0 0 10,375
ALPHABET INC CAP STK CL C 02079K107   2,527,866 1,222 SH   SOLE   0 0 1,222
AMAZON COM INC COM 023135106   386,760 125 SH   SOLE   0 0 125
AMERICAN INTL GROUP INC COM NEW 026874784   1,410,283 30,519 SH   SOLE   0 0 30,519
APPLE INC COM 037833100   680,131 5,568 SH   SOLE   0 0 5,568
APPLIED MATLS INC COM 038222105   1,603,200 12,000 SH   SOLE   0 0 12,000
BK OF AMERICA CORP COM 060505104   2,318,924 59,936 SH   SOLE   0 0 59,936
BOEING CO COM 097023105   1,025,248 4,025 SH   SOLE   0 0 4,025
CHEVRON CORP NEW COM 166764100   1,891,774 18,053 SH   SOLE   0 0 18,053
CIGNA CORP NEW COM 125523100   1,906,362 7,886 SH   SOLE   0 0 7,886
CISCO SYS INC COM 17275R102   1,252,313 24,218 SH   SOLE   0 0 24,218
COCA COLA CO COM 191216100   1,363,660 25,871 SH   SOLE   0 0 25,871
COMCAST CORP NEW CL A 20030N101   1,504,042 27,796 SH   SOLE   0 0 27,796
CONOCOPHILLIPS COM 20825C104   980,475 18,510 SH   SOLE   0 0 18,510
COSTCO WHSL CORP NEW COM 22160K105   352,480 1,000 SH   SOLE   0 0 1,000
D R HORTON INC COM 23331A109   1,326,016 14,879 SH   SOLE   0 0 14,879
DOLLAR TREE INC COM 256746108   1,332,543 11,642 SH   SOLE   0 0 11,642
EOG RES INC COM 26875P101   543,467 7,493 SH   SOLE   0 0 7,493
EXPEDIA GROUP INC COM NEW 30212P303   1,495,551 8,689 SH   SOLE   0 0 8,689
FISERV INC COM 337738108   1,463,954 12,298 SH   SOLE   0 0 12,298
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   237,617 8,584 SH   SOLE   0 0 8,584
GENERAL DYNAMICS CORP COM 369550108   1,043,425 5,747 SH   SOLE   0 0 5,747
GOLDMAN SACHS GROUP INC COM 38141G104   1,447,956 4,428 SH   SOLE   0 0 4,428
HOME DEPOT INC COM 437076102   347,985 1,140 SH   SOLE   0 0 1,140
HONEYWELL INTL INC COM 438516106   1,987,493 9,156 SH   SOLE   0 0 9,156
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,657,443 14,841 SH   SOLE   0 0 14,841
INTUIT COM 461202103   306,448 800 SH   SOLE   0 0 800
ISHARES TR CORE S&P MCP ETF 464287507   422,434 1,623 SH   SOLE   0 0 1,623
ISHARES TR MSCI USA VALUE 46432F388   546,846,513 5,337,171 SH   SOLE   0 0 5,337,171
ISHARES TR 1 3 YR TREAS BD 464287457   267,375 3,100 SH   SOLE   0 0 3,100
ISHARES TR CORE S&P500 ETF 464287200   240,681 605 SH   SOLE   0 0 605
ISHARES TR RUS 1000 GRW ETF 464287614   325,917 1,341 SH   SOLE   0 0 1,341
ISHARES TR RUS 1000 VAL ETF 464287598   1,004,625 6,629 SH   SOLE   0 0 6,629
ISHARES TR RUS 2000 GRW ETF 464287648   881,469 2,931 SH   SOLE   0 0 2,931
JPMORGAN CHASE & CO COM 46625H100   1,902,723 12,499 SH   SOLE   0 0 12,499
KULICKE & SOFFA INDS INC COM 501242101   245,550 5,000 SH   SOLE   0 0 5,000
MEDTRONIC PLC SHS G5960L103   1,646,023 13,934 SH   SOLE   0 0 13,934
MERCK & CO. INC COM 58933Y105   1,368,656 17,754 SH   SOLE   0 0 17,754
MICROSOFT CORP COM 594918104   2,150,222 9,120 SH   SOLE   0 0 9,120
MONDELEZ INTL INC CL A 609207105   1,383,883 23,644 SH   SOLE   0 0 23,644
MOTOROLA SOLUTIONS INC COM NEW 620076307   281,511 1,497 SH   SOLE   0 0 1,497
NEXTERA ENERGY INC COM 65339F101   1,785,908 23,620 SH   SOLE   0 0 23,620
NORTHROP GRUMMAN CORP COM 666807102   923,669 2,854 SH   SOLE   0 0 2,854
NXP SEMICONDUCTORS N V COM N6596X109   1,462,735 7,265 SH   SOLE   0 0 7,265
PEPSICO INC COM 713448108   1,125,518 7,957 SH   SOLE   0 0 7,957
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   49,199,618 482,775 SH   SOLE   0 0 482,775
PROCTER AND GAMBLE CO COM 742718109   2,445,053 18,054 SH   SOLE   0 0 18,054
PTC INC COM 69370C100   977,315 7,100 SH   SOLE   0 0 7,100
QORVO INC COM 74736K101   382,391 2,093 SH   SOLE   0 0 2,093
RAYONIER INC COM 754907103   219,623 6,810 SH   SOLE   0 0 6,810
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,562,554 20,222 SH   SOLE   0 0 20,222
SALESFORCE COM INC COM 79466L302   1,305,543 6,162 SH   SOLE   0 0 6,162
SCHWAB STRATEGIC TR US TIPS ETF 808524870   3,823,097 62,510 SH   SOLE   0 0 62,510
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   402,399 10,768 SH   SOLE   0 0 10,768
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   905,861 18,024 SH   SOLE   0 0 18,024
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,427,125 6,124 SH   SOLE   0 0 6,124
SPDR SER TR PRTFLO S&P500 VL 78464A508   620,120 16,362 SH   SOLE   0 0 16,362
STANLEY BLACK & DECKER INC COM 854502101   1,383,913 6,931 SH   SOLE   0 0 6,931
STARBUCKS CORP COM 855244109   242,907 2,223 SH   SOLE   0 0 2,223
STRYKER CORPORATION COM 863667101   1,199,875 4,926 SH   SOLE   0 0 4,926
TRUIST FINL CORP COM 89832Q109   1,841,629 31,578 SH   SOLE   0 0 31,578
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   433,896 4,723 SH   SOLE   0 0 4,723
VANGUARD INDEX FDS GROWTH ETF 922908736   350,603 1,364 SH   SOLE   0 0 1,364
VANGUARD INDEX FDS TOTAL STK MKT 922908769   627,924 3,038 SH   SOLE   0 0 3,038
VANGUARD INDEX FDS SM CP VAL ETF 922908611   69,350,120 418,756 SH   SOLE   0 0 418,756
VANGUARD INDEX FDS VALUE ETF 922908744   492,581 3,747 SH   SOLE   0 0 3,747
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   204,847,689 1,595,760 SH   SOLE   0 0 1,595,760
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,493,587 44,720 SH   SOLE   0 0 44,720
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   910,131 6,188 SH   SOLE   0 0 6,188
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   206,360 4,202 SH   SOLE   0 0 4,202
VANGUARD WORLD FDS ENERGY ETF 92204A306   262,480 3,860 SH   SOLE   0 0 3,860
VANGUARD WORLD FDS MATERIALS ETF 92204A801   451,400 2,610 SH   SOLE   0 0 2,610
VERIZON COMMUNICATIONS INC COM 92343V104   1,070,832 18,415 SH   SOLE   0 0 18,415
VISA INC COM CL A 92826C839   1,389,584 6,563 SH   SOLE   0 0 6,563
WASTE MGMT INC DEL COM 94106L109   1,561,529 12,103 SH   SOLE   0 0 12,103
WEC ENERGY GROUP INC COM 92939U106   1,211,429 12,944 SH   SOLE   0 0 12,944
WISDOMTREE TR GLB EX US RL EST 97717W331   446,585 16,827 SH   SOLE   0 0 16,827
WISDOMTREE TR US LARGECAP DIVD 97717W307   700,735 6,110 SH   SOLE   0 0 6,110
WISDOMTREE TR INTL SMCAP DIV 97717W760   302,712 4,191 SH   SOLE   0 0 4,191
WISDOMTREE TR US MIDCAP FUND 97717W570   868,762 17,058 SH   SOLE   0 0 17,058