The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   786,138 7,180 SH   SOLE   7,180 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   721,984 2,764 SH   SOLE   2,764 0 0
ADVANCE AUTO PARTS INC COM 00751Y106   1,334,425 8,472 SH   SOLE   8,472 0 0
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108   577,201 128,840 SH   SOLE   128,839 0 0
ALLSTATE CORP COM 020002101   1,040,487 9,465 SH   SOLE   9,465 0 0
ALPHABET INC CAP STK CL C 02079K107   1,955,098 1,116 SH   SOLE   1,116 0 0
AMAZON COM INC COM 023135106   2,042,095 627 SH   SOLE   627 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   1,155,449 30,519 SH   SOLE   30,519 0 0
APPLE INC COM 037833100   1,463,836 11,032 SH   SOLE   11,032 0 0
APPLIED MATLS INC COM 038222105   1,035,600 12,000 SH   SOLE   12,000 0 0
BK OF AMERICA CORP COM 060505104   1,816,660 59,936 SH   SOLE   59,936 0 0
BOEING CO COM 097023105   616,493 2,880 SH   SOLE   2,880 0 0
CHEVRON CORP NEW COM 166764100   647,985 7,673 SH   SOLE   7,673 0 0
CIGNA CORP NEW COM 125523100   1,531,580 7,357 SH   SOLE   7,357 0 0
CISCO SYS INC COM 17275R102   1,083,756 24,218 SH   SOLE   24,218 0 0
COCA COLA CO COM 191216100   1,373,413 25,044 SH   SOLE   25,044 0 0
COMCAST CORP NEW CL A 20030N101   1,456,510 27,796 SH   SOLE   27,796 0 0
CONOCOPHILLIPS COM 20825C104   734,216 18,360 SH   SOLE   18,360 0 0
COSTCO WHSL CORP NEW COM 22160K105   376,780 1,000 SH   SOLE   1,000 0 0
DISNEY WALT CO COM 254687106   1,753,460 9,678 SH   SOLE   9,678 0 0
DOLLAR TREE INC COM 256746108   1,257,802 11,642 SH   SOLE   11,642 0 0
EOG RES INC COM 26875P101   373,676 7,493 SH   SOLE   7,493 0 0
FISERV INC COM 337738108   1,400,250 12,298 SH   SOLE   12,298 0 0
GENERAL DYNAMICS CORP COM 369550108   855,269 5,747 SH   SOLE   5,747 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,167,708 4,428 SH   SOLE   4,428 0 0
HOME DEPOT INC COM 437076102   302,807 1,140 SH   SOLE   1,140 0 0
HONEYWELL INTL INC COM 438516106   1,947,481 9,156 SH   SOLE   9,156 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,711,019 14,841 SH   SOLE   14,841 0 0
INTUIT COM 461202103   303,880 800 SH   SOLE   800 0 0
ISHARES TR CORE S&P MCP ETF 464287507   364,740 1,587 SH   SOLE   1,587 0 0
ISHARES TR MSCI USA VALUE 46432F388   458,781,345 5,278,810 SH   SOLE   5,278,809 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   323,128 1,340 SH   SOLE   1,340 0 0
ISHARES TR RUS 1000 GRW ETF 464287598   906,383 6,629 SH   SOLE   6,629 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   914,860 3,191 SH   SOLE   3,191 0 0
JPMORGAN CHASE & CO COM 46625H100   1,588,248 12,499 SH   SOLE   12,499 0 0
KROGER CO COM 501044101   713,234 22,457 SH   SOLE   22,457 0 0
LILLY ELI & CO COM 532457108   795,236 4,710 SH   SOLE   4,710 0 0
MARSH & MCLENNAN COS INC COM 571748102   978,939 8,367 SH   SOLE   8,367 0 0
MEDTRONIC PLC SHS G5960L103   1,620,515 13,834 SH   SOLE   13,834 0 0
MERCK & CO. INC COM 58933Y105   1,408,596 17,220 SH   SOLE   17,220 0 0
MICROSOFT CORP COM 594918104   1,617,216 7,271 SH   SOLE   7,271 0 0
MONDELEZ INTL INC CL A 609207105   1,371,648 23,459 SH   SOLE   23,459 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,612,509 9,482 SH   SOLE   9,482 0 0
NEXTERA ENERGY INC COM 65339F101   1,822,283 23,620 SH   SOLE   23,620 0 0
NORTHROP GRUMMAN CORP COM 666807102   1,310,601 4,301 SH   SOLE   4,301 0 0
NXP SEMICONDUCTORS N V COM N6596X109   1,288,458 8,103 SH   SOLE   8,103 0 0
ON SEMICONDUCTOR CORP COM 682189105   754,787 23,061 SH   SOLE   23,061 0 0
PEPSICO INC COM 713448108   1,126,042 7,593 SH   SOLE   7,593 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   37,430,959 366,826 SH   SOLE   366,826 0 0
PROCTER AND GAMBLE CO COM 742718109   2,474,327 17,783 SH   SOLE   17,783 0 0
PTC INC COM 69370C100   849,231 7,100 SH   SOLE   7,100 0 0
QORVO INC COM 74736K101   348,003 2,093 SH   SOLE   2,093 0 0
RAYONIER INC COM 754907103   200,078 6,810 SH   SOLE   6,810 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   229,429 3,854 SH   SOLE   3,854 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   3,837,399 61,814 SH   SOLE   61,813 0 0
SERVICENOW INC COM 81762P102   210,815 383 SH   SOLE   383 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   381,293 10,768 SH   SOLE   10,767 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   814,750 18,195 SH   SOLE   18,194 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,289,641 6,124 SH   SOLE   6,124 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   562,689 16,362 SH   SOLE   16,362 0 0
STARBUCKS CORP COM 855244109   237,817 2,223 SH   SOLE   2,223 0 0
STRYKER CORPORATION COM 863667101   1,207,067 4,926 SH   SOLE   4,926 0 0
TRUIST FINL CORP COM 89832Q109   1,513,534 31,578 SH   SOLE   31,578 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   402,776 4,742 SH   SOLE   4,742 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   345,556 1,364 SH   SOLE   1,364 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   591,316 3,038 SH   SOLE   3,038 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   62,113,975 436,776 SH   SOLE   436,776 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   550,309 4,626 SH   SOLE   4,626 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   193,852,747 1,591,044 SH   SOLE   1,591,043 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,433,903 44,815 SH   SOLE   44,815 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   873,560 6,188 SH   SOLE   6,188 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   229,117 4,418 SH   SOLE   4,418 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   430,098 2,740 SH   SOLE   2,740 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,081,881 18,415 SH   SOLE   18,415 0 0
VISA INC COM CL A 92826C839   1,435,525 6,563 SH   SOLE   6,563 0 0
VULCAN MATLS CO COM 929160109   605,698 4,084 SH   SOLE   4,084 0 0
WASTE MGMT INC DEL COM 94106L109   1,427,307 12,103 SH   SOLE   12,103 0 0
WISDOMTREE TR GLB EX US RL EST 97717W331   430,899 16,801 SH   SOLE   16,800 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   653,627 6,080 SH   SOLE   6,080 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760   284,537 4,178 SH   SOLE   4,177 0 0
WISDOMTREE TR US MIDCAP FUND 97717W570   740,905 17,048 SH   SOLE   17,047 0 0