The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   566,574 7,180 SH   SOLE   0 0 7,180
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   595,409 3,647 SH   SOLE   0 0 3,647
ADVANCE AUTO PARTS INC COM 00751Y106   781,555 8,375 SH   SOLE   0 0 8,375
AERCAP HOLDINGS NV SHS N00985106   463,640 20,344 SH   SOLE   0 0 20,344
ALLIANCE RES PARTNER L P UT LTD PART 01877R108   399,403 128,840 SH   SOLE   0 0 128,840
ALLSTATE CORP COM 020002101   868,224 9,465 SH   SOLE   0 0 9,465
ALPHABET INC CAP STK CL C 02079K107   1,890,729 1,626 SH   SOLE   0 0 1,626
AMAZON COM INC COM 023135106   1,325,810 680 SH   SOLE   0 0 680
AMERICAN INTL GROUP INC COM NEW 026874784   663,626 27,366 SH   SOLE   0 0 27,366
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   576,693 13,071 SH   SOLE   0 0 13,071
APPLE INC COM 037833100   1,015,889 3,995 SH   SOLE   0 0 3,995
APPLIED MATLS INC COM 038222105   549,840 12,000 SH   SOLE   0 0 12,000
BK OF AMERICA CORP COM 060505104   1,015,898 47,852 SH   SOLE   0 0 47,852
CHEVRON CORP NEW COM 166764100   568,014 7,839 SH   SOLE   0 0 7,839
CIGNA CORP NEW COM 125523100   1,396,356 7,881 SH   SOLE   0 0 7,881
CISCO SYS INC COM 17275R102   1,070,293 27,227 SH   SOLE   0 0 27,227
CIT GROUP INC COM NEW 125581801   192,052 11,127 SH   SOLE   0 0 11,127
COMCAST CORP NEW CL A 20030N101   1,250,538 36,374 SH   SOLE   0 0 36,374
CONOCOPHILLIPS COM 20825C104   245,907 7,984 SH   SOLE   0 0 7,984
COSTCO WHSL CORP NEW COM 22160K105   285,130 1,000 SH   SOLE   0 0 1,000
DISNEY WALT CO COM DISNEY 254687106   1,184,799 12,265 SH   SOLE   0 0 12,265
DOLLAR TREE INC COM 256746108   855,338 11,642 SH   SOLE   0 0 11,642
DYCOM INDS INC COM 267475101   2,637,692 102,834 SH   SOLE   0 0 102,834
EOG RES INC COM 26875P101   268,933 7,487 SH   SOLE   0 0 7,487
GENERAL DYNAMICS CORP COM 369550108   1,162,873 8,789 SH   SOLE   0 0 8,789
GOLDMAN SACHS GROUP INC COM 38141G104   509,065 3,293 SH   SOLE   0 0 3,293
HOME DEPOT INC COM 437076102   216,397 1,159 SH   SOLE   0 0 1,159
HONEYWELL INTL INC COM 438516106   1,093,867 8,176 SH   SOLE   0 0 8,176
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,198,411 14,841 SH   SOLE   0 0 14,841
ISHARES TR TIPS BD ETF 464287176   809,757 6,867 SH   SOLE   0 0 6,867
ISHARES TR EAFE SML CP ETF 464288273   1,496,022 33,371 SH   SOLE   0 0 33,371
ISHARES TR NORTH AMERN NAT 464287374   261,457 15,722 SH   SOLE   0 0 15,722
ISHARES TR CORE S&P MCP ETF 464287507   228,306 1,587 SH   SOLE   0 0 1,587
ISHARES TR EDGE MSCI USA VL 46432F388   305,249,705 4,845,233 SH   SOLE   0 0 4,845,233
ISHARES TR MSCI EAFE ETF 464287465   242,815 4,542 SH   SOLE   0 0 4,542
ISHARES TR RUS 1000 GRW ETF 464287614   537,971 3,571 SH   SOLE   0 0 3,571
ISHARES TR RUS 1000 VAL ETF 464287598   788,382 7,949 SH   SOLE   0 0 7,949
ISHARES TR RUS 2000 GRW ETF 464287648   849,531 5,371 SH   SOLE   0 0 5,371
ISHARES TR RUS 2000 VAL ETF 464287630   731,995 8,924 SH   SOLE   0 0 8,924
JPMORGAN CHASE & CO COM 46625H100   828,366 9,201 SH   SOLE   0 0 9,201
KROGER CO COM 501044101   767,126 25,469 SH   SOLE   0 0 25,469
LILLY ELI & CO COM 532457108   653,371 4,710 SH   SOLE   0 0 4,710
MARSH & MCLENNAN COS INC COM 571748102   534,582 6,183 SH   SOLE   0 0 6,183
MEDTRONIC PLC SHS G5960L103   1,232,941 13,672 SH   SOLE   0 0 13,672
MERCK & CO. INC COM 58933Y105   1,310,596 17,034 SH   SOLE   0 0 17,034
MICROSOFT CORP COM 594918104   1,712,573 10,859 SH   SOLE   0 0 10,859
MONDELEZ INTL INC CL A 609207105   1,342,545 26,808 SH   SOLE   0 0 26,808
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,194,286 8,985 SH   SOLE   0 0 8,985
NEXTERA ENERGY INC COM 65339F101   1,339,532 5,567 SH   SOLE   0 0 5,567
NXP SEMICONDUCTORS N V COM N6596X109   883,702 10,656 SH   SOLE   0 0 10,656
ON SEMICONDUCTOR CORP COM 682189105   469,871 37,771 SH   SOLE   0 0 37,771
PEPSICO INC COM 713448108   510,185 4,248 SH   SOLE   0 0 4,248
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   37,520,019 379,067 SH   SOLE   0 0 379,067
PROCTER & GAMBLE CO COM 742718109   1,956,130 17,783 SH   SOLE   0 0 17,783
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   227,548 5,140 SH   SOLE   0 0 5,140
SCHWAB STRATEGIC TR US TIPS ETF 808524870   3,926,989 68,284 SH   SOLE   0 0 68,284
SELECT SECTOR SPDR TR ENERGY 81369Y506   697,585 24,005 SH   SOLE   0 0 24,005
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   704,295 30,931 SH   SOLE   0 0 30,931
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   2,970,302 96,002 SH   SOLE   0 0 96,002
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,188,040 8,489 SH   SOLE   0 0 8,489
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,189,087 84,717 SH   SOLE   0 0 84,717
STRYKER CORP COM 863667101   845,103 5,076 SH   SOLE   0 0 5,076
TRUIST FINL CORP COM 89832Q109   863,613 28,003 SH   SOLE   0 0 28,003
UNITED PARCEL SERVICE INC CL B 911312106   892,068 9,549 SH   SOLE   0 0 9,549
US BANCORP DEL COM NEW 902973304   709,015 20,581 SH   SOLE   0 0 20,581
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   302,412 4,329 SH   SOLE   0 0 4,329
VANGUARD INDEX FDS GROWTH ETF 922908736   461,029 2,942 SH   SOLE   0 0 2,942
VANGUARD INDEX FDS TOTAL STK MKT 922908769   501,331 3,889 SH   SOLE   0 0 3,889
VANGUARD INDEX FDS SM CP VAL ETF 922908611   39,477,317 444,564 SH   SOLE   0 0 444,564
VANGUARD INDEX FDS VALUE ETF 922908744   466,496 5,238 SH   SOLE   0 0 5,238
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   135,755,178 1,734,890 SH   SOLE   0 0 1,734,890
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,393,116 32,466 SH   SOLE   0 0 32,466
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   658,801 6,372 SH   SOLE   0 0 6,372
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   2,370,774 71,109 SH   SOLE   0 0 71,109
VANGUARD WORLD FDS MATERIALS ETF 92204A801   225,563 2,344 SH   SOLE   0 0 2,344
VERIZON COMMUNICATIONS INC COM 92343V104   1,253,360 23,327 SH   SOLE   0 0 23,327
VISA INC COM 92826C839   924,345 5,737 SH   SOLE   0 0 5,737
VULCAN MATLS CO COM 929160109   1,054,979 9,762 SH   SOLE   0 0 9,762
WISDOMTREE TR US LARGECAP DIVD 97717W307   440,254 5,439 SH   SOLE   0 0 5,439
WISDOMTREE TR US MIDCAP FUND 97717W570   433,097 16,393 SH   SOLE   0 0 16,393