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LOANS AND INTEREST RECEIVABLE - Schedule of Delinquency Status of Consumer Loans and Interest Receivable by Year of Origination (Details) - Consumer Receivables - USD ($)
$ in Millions
9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis $ 2,533   $ 2,313
Loans, advances, and interest and fees receivable, originated current fiscal year 1,986   2,160
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 509   305
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 85   2
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Total $ 5,113   $ 4,780
Percent 100.00%   100.00%
Financing Receivable, Allowance For Credit Loss, Write Off, By Origination Year [Abstract]      
Gross charge-offs, Revolving Loans Amortized Cost Basis $ 104   $ 125
Gross charge-offs, originated current fiscal year 11   101
Gross charge-offs, originated fiscal year before current fiscal year 119   140
Gross charge-offs, originated two years before current fiscal year 13   5
Gross charge-offs, originated three years before current fiscal year 1   0
Gross charge-offs, originated four years before current fiscal year 0   0
Total Gross charge-offs 248 $ 272 371
Current      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis 2,447   2,225
Loans, advances, and interest and fees receivable, originated current fiscal year 1,895   2,045
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 480   289
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 79   0
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Total $ 4,901   $ 4,559
Percent 95.90%   95.40%
30 - 59 Days      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis $ 27   $ 27
Loans, advances, and interest and fees receivable, originated current fiscal year 41   34
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 13   4
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 2   1
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Total $ 83   $ 66
Percent 1.60%   1.40%
60 - 89 Days      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis $ 18   $ 20
Loans, advances, and interest and fees receivable, originated current fiscal year 17   26
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 6   4
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 1   0
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Total $ 42   $ 50
Percent 0.80%   1.00%
90 - 179 Days      
Financing Receivable, before Allowance for Credit Loss, by Origination Year [Abstract]      
Revolving Loans Amortized Cost Basis $ 41   $ 41
Loans, advances, and interest and fees receivable, originated current fiscal year 33   55
Loans, advances, and interest and fees receivable, originated fiscal year before current fiscal year 10   8
Loans, advances, and interest and fees receivable, originated two years before current fiscal year 3   1
Loans, advances, and interest and fees receivable, originated three years before current fiscal year 0   0
Loans, advances, and interest and fees receivable, originated four years before current fiscal year 0   0
Total $ 87   $ 105
Percent 1.70%   2.20%