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COMMITMENTS AND CONTINGENCIES (Tables)
3 Months Ended
Mar. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Allowance for Transaction Losses And Negative Customer Balances The following table shows changes in the allowance for transaction losses and negative customer balances related to our protection programs for the three months ended March 31, 2024 and 2023:
Three Months Ended March 31,
20242023
(in millions)
Beginning balance$282 $278 
Provision260 300 
Realized losses(309)(265)
Recoveries34 
Ending balance$267 $318