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COMMITMENTS AND CONTINGENCIES - Schedule of Allowance for Transaction Losses And Negative Customer Balances (Details) - Protection Programs - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Loss Contingency Accrual    
Beginning balance $ 278 $ 355
Provision 300 322
Realized losses (265) (390)
Recoveries 5 32
Ending balance $ 318 $ 319